Taleem al Quran 2021 J03-038C Tafsir Al-Baqarah 282 Part 3 and 283

So now the witnesses Allah subhanaw taala tells us why Allah Yeah, but shahada Oh either Maduro, what are yet but Shuhada. The witnesses should not refuse either Maduro when they are called wala yet, but the same word as above, you should not refuse Hamza, and shahada is applauded of the word Shaheed, they should not refuse when the rule they're called, drew the line well, so they should not refuse when they should not refuse to be a witness, or to testify later on. So when they're being called to witness the transaction, or they're called later on, in a court to testify, then in either case, they should not refuse. Why? Because people need them today. They need you tomorrow, you could

be in need of them. But notice, it hasn't been said, Well, I yet but Shuhada I Shuhada, the witnesses, which shows us that any it's not just anybody, witnesses are those who fulfill the conditions of being witness. And how does one fulfill the condition of being witness that first of all, they witnessed the event they saw with their own eyes, the transaction taking place, right. And they are able to bear witness in the sense that they can see they understand they know what's going on, they understand financial terms, right? But if a person is not such that they fulfill the conditions of being witness, meaning they weren't there, or they did not see, they did not hear,

they did not see the Exchange, or they don't know financial terms, they don't have good recall, they're known for forgetfulness, they have dementia, for example, then they're not going to be considered as witnesses. Okay. So yes, when you are called to bear witness to a transaction, you should go because we're being told over here, when I buy shahada will either muddle through, okay. But if you don't trust yourself, in the sense that you know, that you forget things very quickly, or you know that you don't understand financial language, alright, or you don't trust the creditor, you don't trust the debtor, you believe that the contract is unethical, or you believe that it is

sinful, then you must protect yourself, or you feel like this is not correct. For example, they just call you a woman and you and your sister to bear witness. And you feel like this is not correct, there must be a man also, that don't go and be a witness over there. Or you feel like the debtor is not telling you the whole story, the creditor is not telling you the whole story. All right. So then you don't have to be of the A Shuhada. Now, many people are afraid to testify, or B witnesses remember that being a witness to a transaction. This is something good. And this is a form of helping people cooperating with them in something that is good in something that is permissible, and

we should help others. When it comes to testifying. Again, many people don't want to testify, they're afraid. And yes, you should not just jump into every case. But when you see that someone is in need. For example, you witnessed a hit and run case, right? And you saw the person who hid and ran away you saw them. And now you are being called to court to testify, then go because if you don't go if you don't support the one who has been treated unjustly, if you don't support the victim, then you are only perpetuating you are only supporting the oppression. So while I was Shuhada OOIDA Maduro and the reason why this has mentioned is because being a witness and going for

testimony later, of course, this means that you're going to have to give from your time, it's going to be inconvenient. You might make some enemies for right. You might you know invite some problems in your life. But when people need you to testify, then don't refuse them, especially if you are confident about the case. And you know, the truth will lie yet but shahada either Maduro will let us know now Allah subhanaw taala tells us well let us move and do not be weary. That's a moist from seen Hamza meme set Ema is to become to be disgusted by something and to turn away from it because you're averse to it. You don't like it anymore. You feel nauseated, you just don't like it. So while

at US Ermou Do not be too weary and tuck taboo that you write it, meaning do not get fed up of writing.

such transactions. So for example, if you are purchasing things on credit, okay, let's say you have a business, and now you're buying different things in order to sell them and you're buying everything on credit. So you go to one seller, you buy a whole bunch of stuff on credit, you record that transaction, you go to another seller, you buy things on credit, you record that transaction, you go to another one, another transaction is recorded. And now you have like five six transactions that have been recorded and you kind of get tired of it. No Allah's Paranthropus has left us a more intractable who do not be too weary to write it. Silly Iran, whether it is small, O kabhi, Iran or

it is big. Celine saw the Hydra Kabir calf Belva. Meaning whether the amount is something small or it is big, write it down Isla Edgerly here, including its term, this is in your best interest. And how is it beneficial for you? Allah subhanaw taala tells us that Alikum upset or in the law will accomplish shahada will Adena a letter of taboo three benefits specifically are mentioned over here first of all, Valley comm that meaning writing the transaction is accepted in the law acceptable is from COP siento. This is justice. So it is more fair. Okay, and kiss. It's different from idle in the sense that in case you are avoiding any kind of injustice, you want to make sure that each party

gets a fair share or what they deserve. You are avoiding loan. Okay, so this is more fair, near Allah, meaning when you record the transaction, then both parties are being protected from injustice. All right. And then what accomplish shahada because for example, if you don't record it, and you forget or the other person forgets, then is there a possibility of unfairness absolutely there is so it is more just more fair that you write it down? Secondly, what are commonly shahada oppo is from calf while meme called him one that stands a coulomb more upright. Okay, meaning it is more suitable for testimony last shahada shahada testimony, Sheen heard that meaning if you have a

written record, okay. And you also have witnesses. Now your case is very strong. If you have a written record and witnesses, your case is very strong. And let's say you don't have witnesses, but you have a written record, then that written record is very strong as evidence. In fact, it's stronger as evidence because witnesses can disappear. It's possible that witnesses you call them they never answer, or one of the witnesses dies. One of the witnesses makes a mistake. All right, or both witnesses make a mistake, or they are giving conflicting information. All right, one witness has one thing the other witness has something else or they're unable to come right. They're sick,

they're unable to come. So witnesses Yes, it's good to have witnesses. But when it comes to writing, writing is much stronger as evidence. Third benefit will Adena alert or taboo, Adena, more likely a letter taboo that you do not have doubts. And then is from the well known well, do know, to be low to be close. Dunya is from the same route because dunya is closer compared to a hill. So writing it down is closer to you not having doubts, meaning it's more likely that you will be protected from doubt they'll taboo is from Raja Rai doubt, it helps to have doubts. So basically, when you have the transaction recorded, it will protect you from doubt. Because sometimes you yourself, forget what

you agreed to do what you yourself said, doesn't happen that you tell someone? Yes, I'll meet you on Monday. And then what happens on Monday? You don't remember at all, you really think that it was Tuesday that you said, right. So when you have it written into your calendar, then that will save you from doubt. Right? When you have an appointment, let's say at the dentist at 430. Now you're not sure was it four or 430 you are in doubt what will protect you from doubt. When you look at your calendar and you see oh, it's written. So when you write things down, then you are protected against doubt. And the thing with doubt is especially when you're dealing with people, it can cause a lot of

problems it can actually lead to sin because for example, you

You lent someone 2000 All right. And now when they return the money to you, they give you 1000 And now you're like, I am so short, I gave them 2000. But they gave me 1000 In return, what are they doing? Are they cheating? Are they lying to me are the deceiving or they're playing with me that taking advantage of me. This is not the first time they have done this. There's something else going on over here. And especially you know, when the two people are in a relationship that it can lead to a lot of sold one bad assumption about the other party, and that bad assumption can actually lead to sin. So there are many benefits of writing. Our deen is perfect. Allah is an Hakeem. And this law is

beautiful. It protects all parties involved, and it protects our deen our dunya then our aka. We learned that Earth Manuel de la Mourinho, he lent 7000 Delhomme to SAR A B will Casa de la Mourinho and ser la de la Mourinho brought back to him 4000 Now with Manuel de la Mora, who said to him that you took 7000 Sadler when he said no I took 4000 So there was a dispute now and now they went to remodel de la Mourinho, the Khalifa of the time, and remodel de la Mer and who asked Earth mundo de la noir new to take an oath, that by Allah I gave 7000 to south, but Earth man will deliver and who said that, no, I am not going to take an oath, I'm not going to use the name of Allah over money,

that by Allah I gave 7000 to him. So he basically pardoned the 3000. But the point is that the best of people can also forget, right? So if the Sahaba forgot, we can also forget, we can get confused with dates with numbers. So it's always safer to have these details written down. And there's sometimes death, missing persons, things like that happen. So written documents are essential for proof. And when it comes to you know, lending something, and you you know, demand your money back at the time when it is due. There is nothing wrong with that. Any sometimes people think that if you are religious, and if you are being generous, and if you're being kind, then land and forget, know,

when you lend something, when you sell something on credit, you have the right to take back your money, and when you have borrowed something, then it is your obligation to return what you have borrowed to make the delayed payment. And this is not contrary to piety. This is all part of piety. We learn in a hadith the Prophet sallallahu sunnah mentioned a story of these two men. He said that two men from the Bani Israel what happened is that one man borrowed 1000 dinar from the other. So the creditor said, I want witnesses. And the debtor said Allah is our witness, because they didn't have any witnesses. Okay, they couldn't find any witnesses. The creditor said, I want a surety.

Okay, the debtor said Allah is sufficient as our surety, because he didn't have anything to give as a surety as a pawn. So the creditor agreed, and he gave him the 1000 dinar for the period that was specified. Now what happened is that the debtor went across the sea. And when he did what he had to, and when it was time to return the money, he came to the shore to find some means of crossing the sea, but he couldn't find any ship, any boat, and anything like that, but the payment was due. So he took a piece of wood, and he made a hole in it, and he inserted 1000 dinar into it, and a note inside of it to the creditor, that this is yours, I'm not able to come things like that he wrote the

note. And then he closed, he sealed the hole tightly. And then he took that piece of wood, he went to the sea and he said, Oh Allah, you know, that I took a loan of 1000 dinar from so and so he demanded a surety for me. And I told him that Allah's guarantee was sufficient. And he accepted your guarantee, he asked for a witness and I told him that Allah is sufficient as witness and he accepted you as a witness. And you know, Allah that I tried hard to find a means of transportation so that I could pay his money, but I could not find it. So I hand over this money to you. And the man what he did is that he threw the piece of wood into the sea, until he saw that he went far out into the sea,

and then he went away. And now what happened is that he kept looking for a means of transportation to get to the other side of the sea. Now, on the other hand, the creditor, he came to the shore to see whether a ship had arrived with that man and his money, and no ship, no man, no money. So he was gonna go back home but he found a piece of wood. So he just took the piece of wood home in order to use it as firewood and when he took it home and he was cutting it

In order to put in the fire, he found his money and the letter inside of it Subhanallah now what happened is that after some time the debtor came, okay. And he came with 1000 dinar. And he said to the creditor that by Allah I had been trying hard to get a boat so that I could bring you your money, but I failed to get one before the one that I have come by. The creditor asked him that didn't you send something to me? And the debtor said, I'm so sorry, I was supposed to come on time I was not able to come, I intended to I tried but I was not able to find a means of transportation. The creditor said Allah has delivered on your behalf the money that you sent in the piece of wood.

So keep your 1000 dinar and depart guided on the right path Subhan Allah. Now you see, this is an unusual case, right? But we see that ALLAH SubhanA wa Tada helps his slaves when they are honest. All right, and when they do what is within their capacity, all right, they did not have a witness. At the time when they were making the transaction. The debtor did not have anything to give as a mortgage as a pawn as a surety as collateral. He did not have anything. So the creditor agreed, and then the debtor was sincere in making the payment on time. And he came to travel he wasn't able to so he did what was in his capacity and Allah subhanaw taala helped him but then look at the data. He

didn't just say, Okay, forget about it. Now I've done my job whether it reaches him or not, it's not my problem. No, he came with another 1000 dinar because you know what, if you don't pay someone today, what they deserve from you, on the Day of Judgment, you have to on the Day of Judgment, you have to in on that day, you cannot pay people with dinar and Dirham, you can only pay them with your deeds. So look at the honesty of this man, and how Allah subhanaw taala aided him so this is part of piety, to give what is due and also to take what is yours, you're not being selfish, you're not being too worldly. Alright, when you are taking what is rightfully yours, you don't have to forgive

every loan. You don't have to forgive you know, everything that someone has borrowed from you. You can if you want to, but you don't have to. You're not religiously required to do that. So we are taught over here that it's better to write there's so many benefits. illa Anta Kornati Jonathan how the rotten to the Runa Boehner con fillet Sara Lee come Janardhan Hola, Dr Guha inner except any the case where it's okay for you do not write any you don't have to write is the case where an akuna that it is the jar rotten how the rotten meaning the um, while the property that is being exchanged, it is the Jonathan halda T Java is from that genre and the data is trade where basically one thing

is being exchanged for another. So for example, apples for money, right apples for oranges, for instance, and how little how little is the description of the Java, how that is from how to draw it means to be present. And what is meant by how the over here is that the trade goods are present and the payment is present. So basically what's happening is that the transaction is hand to hand you give the cash and you take the apples, okay, both the commodities are present, the apples are present, the cash is present. So, this is T Jarrah held little hand to hand there is no delay in payment on either part, okay. So, in this case, and especially this tiara is to the Runa Anabaena

come to the Runa you are revolving it, you're circulating it ha is referring to the M wild to Jarrah and to the Runa is from Galois raw data you do is to circulate Adara you do is to make something go round. So what's happening apples were in your hand, now, they go in the hands of the other person, money was in their hand, that money is now coming to you. So, you see there is a circulation over here, immediate circulation, hand to hand exchange by an account between you all so when there is such a transaction, then Allah subhanaw taala says fillet Sally comes in our home, there is no blame on you a lot of Taboola that you do not right it is no blame on you if you don't record the

transaction because it's a result it's over with. Right. But you see that even in these cases, depending on you know what you're purchasing what you're selling. A receipt is better, because later on if you want to make a return or if you happen to find some damage in what you purchased or something like that. You

Knowing the receipt is proof that transaction took place. So Felisa Alikum Janardhan alethic Tabua. What does he do either to buy or what does he do? And you should take witnesses call witnesses, Sheen huddle, call witnesses, when either to buy our tone when you all trade with one another, okay to buy our tone from bear Yeah, right. And Tobiah is when two parties are engaging in vejer in trade, this is a commercial transaction now. Okay. Here, Allah subhanaw taala tells us that call witnesses and in this is a delayed payment, right. So for immediate transactions, immediate payment, writing is not necessary. But is that to buy Yato when there is a delay in the payment in a

commercial contract, then you okay, don't need to record it. But having witnesses is recommended. All right. But again, it is recommended, not mandatory. Why is it recommended? This is basically emphasizing what we learned earlier about witnesses. Why? Because it will protect you and it will also protect the other party with our in our Hadees that once the Prophet sallallahu alayhi wa sallam made a deal with a Bedouin for a horse. And he, the Prophet sallallahu alayhi wa sallam offered a price for the horse. The Bedouin agreed, and they said, Good, both parties agreed. Now the Prophet salallahu where it is, and I was taking him with him, to give him the price of the horse.

And as they're walking the prophets of Allah who are new Salam was walking ahead of the Bedouin. And as they're walking, some other people who were in the market, they saw the Bedouin, with the horse, and they offered him a price for the horse. And that price happened to be more than what the prophets that Allah who are listening had offered him. So what happened? The Bedouin wanted to sell the horse for, of course, a higher price. All right, and he said to the Prophet, salallahu Alaihe Salam, that if you want this horse, then take it already, otherwise, I'm going to sell it to someone else. The Prophet sallallahu already said, I'm stopped and he said that look, I bought it from you,

right? We just made a deal. And we're just going walking towards a place where I'm going to give you the money. The man said, No, I swear by Allah, I have not sold it to you. The Prophet sallallahu alayhi wa sallam said that you will have, I have bought it from you. And now the Bedouin, he said, bring a witness. Subhanallah This is what money does to people that even if they're dealing with the Prophet, sallAllahu alayhi wa sallam, look at how people can begin to lie, the stuff that Allah so the Bedouin said, bring a witness. Now, the Prophet sallallahu alayhi wa sallam was there and one of the companions Jose Manuel de la Horne, who was a Mubin phablet he came forward he said, I bear

witness that the Prophet sallallahu Urdu said I'm has bought this horse from you. Now, because of that testimony, what happened? The transaction was completed, the man could not sell it to someone else. He had to sell it to the prophets of Allah Ortiz, we learned that the Prophet salallahu Alaihe Salam asked Jose Manuel de la Horne, who that how did you testify? Were you there when I made that deal with the Bedouin Jose Manuel de la Horne who said that I consider you trustworthy a messenger of allah sallallahu alayhi wa sallam many I trust you with regard to the white, how can I not trust you with regard to a financial transaction? Subhan Allah. So what does he do either to buy or to

when there is a delayed payment and that delay payment can literally be 10 minutes, half an hour, one hour, one day, one week, one month, okay, writing, if you find that cumbersome, if it is too inconvenient, then at least have witnesses. At least witnesses will actually do it at the bottom because this is going to protect you and the other party. Then Allah subhanaw taala says Well, are you bald rock Cathy bone wala Shaheed well are you Barbara Walla and not Eudora, you dharma means two things. It means either intentionally harm or it means intentionally be harmed. So this is module and maruf. Okay, lie you door Roccat Yvonne wala Shaheed from the root letters, blah, blah,

blah. So the scribe and the witness, all right, the scribe and the witness, they should not cause harm, they should not cause harm to who to the creditor or the debtor, or both. Any don't use this as an opportunity to inflict harm on other people. How could the scribe or the witness cause harm to the creditor and debtor how, first of all by refusing so for example, the Catholic refuses No, no, I'm not going to write I'm not going to write or asks for a pay

but that is very huge, difficult for the creditor and debtor to come up with or, you know, keeps delaying and delaying or the scribe can harm by not being fair in what he writes. Right? How could the witness cause harm, again, by refusing to bear witness or refusing to testify later on. And also, the witness can cause harm by not being fair in his testimony, that he is biased in his testimony, not honest in his testimony, when the time comes to give the testimony. So the scribe and the witness should not cause harm. Secondly, what this means is that the scribe and the witness should not be harmed. Okay, how could they be harmed, that they're doing their job. So for example,

the scribe does his job of writing what was dictated to him, but the creditor does not like what the scribe wrote. And so he goes to the creditor and slaps him, okay. Or the witness testifies to what he saw what he witnessed. And now the party that is losing out to the creditor or the debtor, they come and assault the witness, right? They come and assault the scribe. So they should not be harmed, they're doing their job, respect them for their job, or a lot is being demanded from the witness, for example, they're being called to testify. And let's say, to get to the courthouse, it's going to take them an hour, they're going to have to take time off of work. And, you know, gas is expensive,

these days, parking is expensive, and they're not compensated at all. And they're not just called once, but they're called over and over again, so much is being demanded from them, and they're not compensated fairly. And this is wrong, where people are taking unfair advantage, you know, where people are asked to come and do this, come and do that. And they're not compensated fairly. And this happens with many women, you know, in the name of volunteering, they're asked to do this and that, and they're never financially compensated. And when it comes to, you know, men, for example, who help out even in Islamic organizations, they're compensated so well, whereas men don't have to worry

about babysitting, they don't have to worry about so many things. When a woman comes, you know, there is no concept of any compensation or the compensation is very minimal, because it's just a woman. Whereas for women, there is much more effort, you know, required on their part, they have to arrange for babysitting, they have to pay for that they have to, you know, take care of their family, things like that. So it's wrong to take advantage of people like this and not compensate them fairly. So well. Are you Barbara, Kathy Vaughn, wala Shaheed, or, you know, people are, you know, blackmailed that, you know, their spiritual abuse, basically, where they're, if a person does

not consider themselves able to be a witness or testify, they're told but Allah subhanaw taala says, Well, I have a Shuhada OOIDA Maduro, so you have to come. And the lady says, I cannot. I have children, I cannot leave them. I cannot drive, I cannot come I have a commitment. I have a dentist appointment, I have work, I have school, I can come at such and such time I can come later I can come maybe next week. So the witness describe should not be harmed. We're into for you. Allah subhanaw taala says we're into follow if you do that, meaning if you cause harm, and who is you all referring to you all is referring to those who are causing harm, it could be the scribe, it could be

the witness or it could be the creditor and debtor who is causing harm to the scribe and the witness. So whoever causes harm or loss parents harnesses for in the hoof also can become then it is disobedience in you. For so can become fasten cough, sin, any you are committing a great act of disobedience. You are not just causing harm to someone, you are also disobeying Allah azza wa jal what the Kula And fear Allah what does this mean? Fear Allah in regard to the rights of people, fear Allah and follow what has been commanded over here, where you are a limo Allah and Allah teaches you are in la meme, Allah teaches you that you need this as Allah's favor on you that he has taught you

how to contract such transactions. And Allah has protected the rights of everyone around him is a favor from Allah and you are limo Comala this shows us that the source of all knowledge is Allah will love will be cliche in our Elohim and Allah is of all things knowing. So the lot that Allah has revealed is perfect. Now what this is teaching us is that taking a loan, lending something purchasing something

Hang on credit, it is something permissible. In a hadith we learned that there is no Muslim who lends something to another Muslim twice, but it will be like giving charity once. And what is necessary is that a loan be returned, payment is made. And a person should not delay the payment unnecessarily or past the due date, without good reason. In a hadith we learned that procrastination in paying debts by a wealthy man is injustice, meaning when a person is able to make the payment, but they still don't make the payment. This is what injustice and if someone has borrowed money from you, and they're not giving it back, you are allowed to use social pressure to demand your money

back. We learned that a man came to the Prophet salallahu Alaihe Salam, you know, complaining about such a matter. We learned law you Hula, hula Jarabe su immunol, Cote Illa mon zalim. Any you cannot bad mouth anyone except the case of the one who is a victim of abuse. And there is an incident in which we learned that, you know, there was a man who was treated like this. And basically he was allowed to badmouth the person who owed him money and was not giving it to him. We also learned that if a person dies, while he owes payment of debt, then before his estate is divided among his heirs, the debt has to be paid off. Okay. And also, we learned that all of the sins of a Shahida forgiven

except for debt. So if you have borrowed something from someone, writing it down, is actually safer for you. Because in case of death, what's going to happen from your property, the loan will be paid off first, and then your heirs will be given what they deserve. And also remember the Do not delay returning or paying off the loan without good reason. And sometimes people take a loan for like 10 years, 20 years, 30 years all their life, they're paying off a loan, and then it begins to collect interest and then the interest keeps increasing, increasing. They're constantly in debt. And living like this is not healthy. You know, learn to live debt free. This doesn't mean that taking on a debt

is wrong. It is permissible. We learned the prophets of Allah, whoever it is and would take things on loan. It is permissible, but only take what is reasonable when you know you can manage to pay off. If your income is way less compared to the loan that you're taking on. This is a huge mistake. How are you going to pay it off? We also learn that when you have the intention to pay off a loan, then Allah subhanaw taala will help you. I mentioned the story to you how Allah's parents are to help that person. But when a person borrows money without the intention of returning, then this is a huge sin. All right. In a hadith we learned that whoever takes the wealth of people intending to pay

it back, Allah will pay it back for him. And whoever takes it intending to waste it than Allah who will waste him Allah will destroy that person. There's a hadith in Sahih Bukhari we also learned that any man who takes out a loan having resolved not to pay it back will meet Allah as a thief StuffIt Allah such a person will come as a thief before Allah. And in another Hadith we learned that whoever dies owing the dinar or did hum it will be paid back from his good deeds, because on the Day of Judgment, there will be no dinar or no gold or silver coin. So if you've taken a loan, have the intention to pay it back. And if you are struggling to pay it back, ask Allah Allah Zack to help

you. We learn that our little de la Mourinho once a man came to him asking him for, you know, financial help and paying off a loan. And he said, Should I not teach you words that the Prophet salallahu Alaihe Salam taught me if you had a debt upon you similar to the mountain of sea, Allah who would fulfill it for you imagine any if there is a mountain of loan that you have to pay back mountain of debt, and you ask Allah subhanaw taala through these words, Allah's parents will help you pay it off, say, Allahu mfine Behala Lika and hello mica will Allah Nene before Lika our emergency work Subhan Allah, that Oh Allah, suffice me with your lawful against your prohibited and

make the independent of all others besides you that what is lawful, go Allah make that enough for me and protect me from unlawful and make me such that I don't need to depend on anyone other than you. There is also a dog that we can say before we go to sleep alone little buzz similarity wearable early, wearable, oshoala Aleem or a banana or broccoli shake fairly cool happy when Noah when Moon Zilla talathi will enjoy really well for Khan are all the becoming shattered equally che in Santa Fe Don't be now sia T Allahumma until a well Felisa Coppola cache were until after Felisa bar the cache were Anta la hit Felisa folk of a che were until Baldwin for

Lisa Duna cache equaled the Aruna Dana with Nina Aminul. Fucker SubhanAllah. And this Laura basically a beginning of it, until the very end is all praise for Allah azza wa jal and at the end we say, Oh Allah remove our debt from us and enrich us against poverty. Also, we should seek refuge with Allah Allah Houma in the road to becoming a Femi. Well Muslim. What does this mean? This are we making Salah this means that oh Allah I seek refuge with you against sin, and against Muslim Muslim is being overcome by depths and being under a heavy debt that you're not able to pay off. Also, we learn that when you're traveling, you should make the DUA and this is most known reported and Behati

Allahumma. In the early becoming an HMI Well, husband Well, RGZ will castle will bocalee will juban Well, Valerie Dany will holla Tarija Al, Allahu Akbar, that Allah I seek refuge with you against worry, anxiety, sadness, weakness, laziness, stinginess, cowardice, being under debt, and also being overcome by people. So ask Allah subhanaw taala for help. And if you have these things in writing, then you know these matters will be easy for you. And in the case of death, then your heirs will take care of this matter. Also, we learned that when you return the loan, what you have borrowed, you make the payment than you should make doll for the one who lent you the money, who helped you in

your time of need, right? We learn in a hadith and Sunnah necessity that the prophets of Allah who already sent and borrowed 40,000 from a companion, and then when some wealth came to the prophets of Allah, who were gonna send him, he paid that companion back and he said, BarakAllahu Lika Lika were Malika May Allah bless you, in your family and in your property. And he said, The reward for lending is praise and repayment, meaning when someone lends you money, then how do you compensate them you compensate them of course by giving them back their money and secondly, by praising them and then he also made the offer the Sahadi then it is said we're in control more or less suffering if you are on

a journey, if you're traveling things are not normal. What Um, could you do Kathy, when you are not able to find a Catholic escribe lamp that you do is from wild Jean doll? What are the to find, you're not able to find a scribe you yourself don't know how to write and you don't have access to a scribe, then what should you do? You cannot write the transaction fee handle Mokuba then a security deposit should be taken 40 Hannon Rehan is from Raha noon. And he Han is basically a collateral a pawn basically something that is given to the creditor, as a surety by the debtor that look, you keep my thing, I will give you your money back, when I give you your money back, you give me my

thing back. Okay. So this is Rehan. And this Rehan will be mocked Buddha, Buddha from Aufbau BOD Cobb is to grasp something any, it will be withheld in full possession of the creditor. All right. I remember somebody telling me, actually, many people have told me here in Canada that, you know, if you keep going to your teacher asking for a pencil, a pen, something like that, and you have a bad record, basically, then the teacher will do something like give me your shoe, right? Leave your shoe here and take the pen, but then you get your shoe back when you bring you back the pin. Right. So what does that mean? That means that the teacher is making sure that she gets her pen back,

otherwise, what's going to happen? She's going to run out of her stationery, and kids are just going to keep borrowing and never returning when their shoe is with the teacher then what does that mean? They're not going to leave the classroom until they're wearing shoes. So when they think about their shoes, they're gonna think about the pen that they borrowed. So this is Rehan. All right. So this doesn't mean that this is only wild traveling. This can also be while you know, in your home country in your city when you're not traveling trial has mentioned specifically because travel is any it's a situation where you know you are dealing with strangers, people who are not familiar with you, so

they want a guarantee. All right. And the other thing is that because you're not familiar with many people, it's possible that or there isn't much time, it's possible that you don't find a scribe. So the rehand remember can be used while traveling and also while not traveling, but there is benefit in that the creditor has more confidence and his rights are preserved for Rehana, Maputo, and then Allah's parents. harnesses for Indian if Amina he feels secure Hamza mean noon, to feel secure, who feels secure Barbu calm some of you

Alban with others, meaning you feel safe with each other, meaning the creditor and the debtor trust one another all right, they don't feel the need to record or to have witnesses or to even have a collateral Adian then Allah subhanaw taala says find you a D than he should pay up you a D is from Hamza Dalia. A DA is to pay who should pay a levy to Mina the one who was trusted to Mina Hamza mean known Amana is trust. What should he pay up a manager who his trust, meaning the debtor should pay what he borrowed, because what he has borrowed is an Amana with him, it is a trust with him. So he should not take advantage of that he should pay up well yet tequila or bajo and he should fear Allah

his Lord. So what does this mean? This means according to some companions, and even for saloon, this part of the I basically abrogates the obligation of writing the transaction, the Dane transaction, and also having witnesses to the day in transaction and even the Rehan it abrogates the obligation of all three, so all three are basically recommended. All right, the writing of the Dane, the calling to witnesses, and also the Rehan. All these three are what they're recommended. They're not obligatory, because it is said for in Amina Barbara cumberbund, value add Dilaudid two minute Amanda toliet Killara. But the borrower who has taken in a manner should fear Allah, and he should pay what

he borrowed. Then it is said well, I talked to my Shahada and do not conceal testimony. tacton was from calf Tamim kinsman is to conceal, do not conceal testimony because concealing testimony remember is a major sin we learned in earlier into the buckle at the end of the first just that this is a serious offense to conceal testimony to conceal evidence, well may act on her and whoever conceals it for in the whole abdomen kalpoe, then he is such that his heart is sinful. It is not said that the person is sinful is that the heart is sinful. athame is from Hamza fermium. ism is sin, his heart is sinful. And this shows us that a person can be a believer, all right, and have

certain negative traits within them, where their heart is committing a sin. Or you know they have other spiritual diseases. This is possible. This is human. So concealing testimony is being sinful at heart while love will be met Dharma Luna and Iman Allah is fully knowledgeable of what you do. So fear Allah, and the heart specifically has been mentioned because heart is the king. Right? Whatever the heart does, the body follows. So in this IRA, we learned the permissibility of using at hand, meaning the creditor can demand a collateral to ensure that what he has lent is returned to him. And even though the writing of the contract, the calling of witnesses and the collateral even though all

these three are recommended, still the one who has borrowed meaning the debtor must fear a lot and make the payment that is due on time and completely. And the witnesses should not lie in their testimony, even if their testimony means someone they love is going to be upset or they're going to be at a financial disadvantage because in Surah Nisa i 135 Allah's parents he says, Yeah, are you Alladhina amanu Kanaka Wamena Budapesti shahada, Allah Walla, Walla and fusi. Come I will validate will occur Robin, or you have believed we persistently standing firm injustice witnesses for Allah, even if it'd be against yourselves or parents or relatives, even if your testimony means you're

going to suffer, or your parents will suffer or your relatives will suffer. But be honest in your testimony for the sake of Allah subhanaw taala and do not hide the evidence that you have. Now shahada over here doesn't just mean testimony. It also means evidence. Evidence over here can mean the written document. All right, it can mean the written document. So if you have you possess the written document, then don't conceal it, so that it's not brought in the case. No, you must present it. Do not hide it for your advantage or the advantage of someone that you love and care for fear Allah and Allah is fully aware of what you're doing. And hamdulillah now Inshallah, in our next

lesson, we will complete Sula, total Bukhara in sha Allah, we will cover the last three verses and hamdulillahi rabbil aalameen. Inshallah, I'll go over the questions and I'll see if I can answer them or give some clarity

Vacation, inshallah maybe not the next lesson but in upcoming lessons, remember that parts of Quran explain other parts. So it's possible that you have certain questions regarding testimony or regarding witnesses or some other matter that has been mentioned over here in sha Allah, it will come up again and you know parts of Quran explain other parts. So in sha Allah if you don't have clarity on something right now, I hope that inshallah you will have it at another time. All right, voelkel lofi comes to pentacle loan will be handed a chateau a La ilaha illa Anta esta Hirokawa to booty Lake, WA salaam Wa alaykum Warahmatullahi Wabarakatuh