Tafsir Surah al Baqarah #10 S2 V267-286

share this pageShare Page
Taimiyyah Zubair

Channel: Taimiyyah Zubair

Series:

Episode Notes

Episode Transcript

© No part of this transcript may be copied or referenced or transmitted in any way whatsoever. Transcripts are auto-generated and thus will be be inaccurate. We are working on a system to allow volunteers to edit transcripts in a controlled system.


00:00:25--> 00:00:27

Assam already Kumara Mehta Allahu wa barakato

00:00:35--> 00:01:30

are the Billahi min ash shaytani r rajim Bismillahi Rahmani Raheem wa Salatu was Salam ala rasulillah Karim rubbish. rocklea Sabri were silly emri wash Lola rock data melissani of Coco Kali. Allah the hobby was said that listen he was rude Sufi motto Colby amin Yoruba Arlene Alhamdulillah insha Allah Today we will complete the study of Sudoku Baccarat. And we will begin from verse number 267 of the surah Allah subhanaw taala says Yeah, uh you have leadin Manu, and Phil comin to you back ebrt Makka saboten woman Mahajan, Allah Koo mineral out, all you who have believed, spend from the good things which you have earned, and from that, which we have produced for you from the earth. So

00:01:30--> 00:02:20

here we are given further guidelines with regards to spending for the sake of Allah subhanaw taala. First of all, we are told that all believers spend of the good things that you have earned, and also spend from what we produce for you from the earth, meaning spend from the harvest from your produce, and also spend from the good things that Allah subhanaw taala has given you, and this shows is that when we give for the sake of Allah subhanaw taala, we have to make sure that what we are giving is also something good, yes, the intention matters, the manner matters, but at the same time, what we give also matters, the intention should be sincere, the manner also should be such that a person

00:02:20--> 00:03:09

does not give it and then later on, they're reminding of the favor that they have done. They're not giving an order to be seen by people. And then we see that the object the items that are being given in charity, or the money that is being given in charity, that should also be the Ube mentai, ebrt Makka septum, and thank you means that it should be clean, it should be good, it should be of good quality, not that it is worthless and useless, that is to be discarded. We learn that last panel data says over here, that unfill Coleman Thank you, Betty mica septum, and the Prophet sallallahu alayhi wa sallam forbade the giving of bad quality dates as sadaqa why because bad quality dates

00:03:09--> 00:03:51

dates, which are not really edible, any they're supposed to be discarded, then the Prophet sallallahu earlier said him did not allow that such dates be given in charity. And this is how the companions interpreted this idea. And we see that even when it comes to voluntary charity, then it should be of items that are good. We learned that once some people had brought a man had brought a bunch of dry and bad dates, and he hung them in the mosque for people to eat from. And when the Prophet salallahu alayhi wasallam saw that he actually began hitting that bunch of dates, why in order to throw them down in order to bring them down. And he said that I wish that the person who

00:03:51--> 00:04:39

gave this charity had given something better than this, because the one who gave these dry bad dates will eat dry bad dates on the Day of Judgment. So this shows us that what we give is what we will receive. So if we want to receive a good reward from Allah, then what we give should also be good and what is good, what is the Yep, it is what a person would like for themselves, because this is the standard that we have been given. The Prophet sallallahu alayhi wa sallam said that by the one in whose hand is my soul, as a slave cannot truly believe until he loves for his brother, what he loves for himself. So even when it comes to, you know, the destitute, the people who have nothing,

00:04:39--> 00:04:59

even them, give them what you would eat yourself. Give them what you would wear yourself, don't give them things that are worthless, that are useless, that are supposed to be discarded, that are unusable. And we learn that in the Quran, we are actually encouraged to give from that which we love. Lenten aerobill

00:05:00--> 00:05:41

had that done fecal matter a boon, you can never attain piety until you spend out of that which you love. So this is the first meaning of play you buy, yep, meaning good quality, not worthless, not useless. And then secondly, play Yep, also applies to that which is lawful. So what you give in charity should actually be from lawful earning, not that you have stolen some wealth, or you have earned it through, you know, unlawful means through interest, etc, through a bribe. And then you give a portion of that in charity that a person says, You know what, I'm going to win the lottery, and then whatever money I win, I'm going to give a huge portion of that in charity, this kind of

00:05:41--> 00:06:31

charity is worthless, Allah subhanaw taala is by YouTube as we learn He is good and he only accepts that which is meaning that which is good and lawful. And if a person earns unlawful wealth, and from that they give charity, they don't actually get reward. In fact, we learn in a Hades, what kinda is through la he that it same will be on him, meaning it is actually sinful to use unlawful money, even if a person is giving it in charity, it will only increase him insane, it is not going to bring him any reward whatsoever. So so we learn over here that unfuckable mentai EBIT, Makka septum spend of the good things which you have earned, meaning lawful, good quality, give that to others, woman

00:06:31--> 00:07:21

Mahajan, Allah communal alt, while ltr maamoul hobbies are men who don't feel Khun Willesden BFEV illa unto me woofie and do not aim toward the defective there from meaning from your wealth, that which is defective, don't intend to give that to those in need, or to those in the way of Allah spending from that, while you would not take it yourself except with closed eyes Illa until mildew fee, meaning accepting that which accepting that would be embarrassing for you, then why would you put someone else in that state embarrassing them by giving them something that is worthless? And you if you were in that position of extreme need, you would only take that defective object out of your,

00:07:21--> 00:08:07

your extreme necessity, out of your desperation. But still, because you don't like it, you will close your eyes when taking it because it is so disgusting that you don't even want to look at it. It is so bad that you don't even want to look at it. So when you don't like it for yourself, why would you give that same defective worthless, you know, bad item to someone else? Why alemu anila honey Yun Hamid and know that Allah is free of need and praise worthy. What does this mean? That Allah subhanaw taala does not need your charity, you need it for yourself. And Allah subhanaw taala is praiseworthy, he is not in need of the praise of those who prays. He is not in need of the

00:08:07--> 00:08:58

worship of those who worship. So he does not benefit from your spending from your sincerity, he is praiseworthy, even without your acts of charity. So what you do you do for your own benefit. So when you're giving for the sake of Allah subhanaw taala, then make sure what you're giving is good. And then it has said a shale Tonto, Uri dokumen fakra, where morrocan bill fascia shine upon, threatens you with poverty and orders you to immorality, meaning why is it that we hesitate giving in the way of Allah? Why is it that we think about giving what is of poor quality when when we're giving to others, because this is from shaitan shaytaan threatens us with poverty, he makes us fear poverty,

00:08:58--> 00:09:47

that you know what if you give and if you give the best of what you have or the good that you have, then you will have nothing left for yourself why Malecon bill fascia he orders you to immorality, and what is fascia is to be stingy. And it is to give what is not worth taking, it is to give for the purpose of showing off it is to give and then afterwards remind a favors and hurt the people whom you have given to. So all of this is from shaitan. So, so, resist that was was a do not fall prey to the wasp or sub shaitan rather give with sincerity, give the best give with the local with reliance upon Allah subhanaw taala and give with open heartedness and Allah subhanaw taala Look at

00:09:47--> 00:10:00

his promise will Allahu Yuri Dooku muffuletta men who were fog Allah, while Allah promises you forgiveness from him and favor bounty, meaning when you will give that Allah subhanaw taala will forgive you

00:10:00--> 00:10:45

And when you will give the last panel title will give you full meaning he will give you even more. Well Allahu wa sirona Arlene, do you have any doubt? Why do you have doubt? Allah is Wes here he is all encompassing, his treasures are vast, he is our lien he is ever knowing of your intention of your sincerity of your struggle of your financial condition, you know of how much you love something yet you're giving it away for his sake, Allah subhanaw taala knows that. So, the reward that he will give will be even better than what you expect. So, we learn over here that when it comes to giving charity than shade plan does not like that for us at all. In fact, shaitan stops us actively by

00:10:45--> 00:11:32

giving what was said to us and by you know, putting negative thoughts in our minds about Allah subhanaw taala or about the future and this is where we become stingy or selfish or we become hesitant or our intention gets corrupt. So, and we also learn from this is that because giving charity is so beneficial, giving charity is so rewardable This is why shaylen does not want us to give charity, because shaitaan is our enemy, and an enemy does not want you to succeed, an enemy does not want you to gain any benefit. So, this is the reason why shaitan does not want us to give charity at all. In a narration we learn that when a person goes out to give sadaqa then he actually

00:11:32--> 00:12:21

breaks the jaws of 70 shy athletes 70 devils, meaning just meaning when you're going to give charity then it is as though 70 Shailene are coming to stop you one comes with one was was or another comes with another restless or another tries one thing to stop you another shaitaan comes you know and tries another thing to prevent you. So giving charity is a big deal. And this shows us how beneficial how rewardable this deed is a last panel Tara says you till Hekmati mania sha Allah subhanaw taala gives wisdom to whomsoever He wills and what is wisdom. Wisdom is not just intelligence, it is not just you know farsightedness, wisdom is actually knowledge it is a morbid

00:12:21--> 00:13:09

deed. It is the understanding the knowledge of the religion, or as even abass interpreted unfuck COVID Quran it is to understand the Quran. So when a person has knowledge, when a person has understanding, and they know what they're supposed to do with knowledge or confidence increases with knowledge, you have clarity, and with knowledge you are actually able to do something good. And then hekla has also been interpreted as hatia the fear of Allah. Why because when a person has fear of Allah, then that fear of Allah is greater than the fear of poverty. So this is what brings him the courage to spend. And hikma is also sound judgment, good judgment, because sometimes it happens that

00:13:09--> 00:13:52

a person knows that they should give, they want to give, but they're not able to make that decision. They're not able to carry that out. You know, they have that intention. They have that desire that yes, I also want to give charity, but then that desire that intention never really translates into action. Why? Because a person lacks the ability to be decisive, to put their trust in Allah and take action. So you till hc Mata mania sha Allah gives wisdom to whomsoever He wills and this means that we should ask Allah subhanaw taala for wisdom that he or Allah give me knowledge. Yeah, Allah give me understanding give me comprehension, give me the ability to see which you know, where I should

00:13:52--> 00:14:41

spend my money, how I should manage my money, my resources, so that I can fulfill my needs. I can fulfill, you know, the needs of my family, I can fulfill my responsibilities. And at the same time, I can also give in your cause, and give me the ability to diversify my charity. So you will hikma Tamiya Give me the ability to actually give charity not that I'm just you know, dreaming about it, wishing that I will give charity eventually once upon a time, but that I actually give sadaqa so up till haik mata mania Sha woman util HEC Mata Fokker the Oto, hiren kathira. And whoever is given wisdom, then such a person has certainly beat beat has certainly been given much good. Why? Because

00:14:41--> 00:15:00

with that wisdom now, they're, they're able to see different avenues of hire different ways in which they can do good. And they find different opportunities, they avail those opportunities, so they increase in their rewards. Well, my util Hekmati, fekadu.

00:15:00--> 00:15:43

to hire on kathira, I remember listening to a story about a woman who was extremely poor, who basically had just enough, you know, bread flour to be able to make enough bread for her children every day. And what she did in order to give charity is that from, you know, the bread that she would make for each of her of her children, she would take just a little bit. And then with that little bit, she would manage to make an extra piece of bread, and she would give that to the poor. Now this is hikma, right? that a person doesn't just think that Oh, poor me that I am not, you know, able to do anything, because I don't even have enough food for myself. But when a person has hikma

00:15:44--> 00:16:32

they're able to, you know, come out of that self pity. They become eager to do good, they find ways of doing good. So whoever is given wisdom, he is given a lot of good. So ask Allah subhanaw taala for hikma when I hear that guru Illa, Allah, Al Bab, and none will remember except those of understanding the people of intelligence. So remember that hikma is not just related to charity, but it is actually related to every aspect of our lives. Because the one who has good knowledge, good understanding, then such a person is able to worship a lot better. Such a person is able to deal with people better, such a person is able to make good use of their time, their resources, and they

00:16:32--> 00:17:17

accomplish a lot of good, which is why we learn that a person who has been given wisdom, and then they use that wisdom, then such a person is truly worth envy, meaning such a person is enviable, because they managed to do so much good. So we should seek wisdom from Allah subhanaw taala. And wisdom doesn't just come You know, out of nowhere, it doesn't just pop into a person's head. It comes with effort, it comes through experience, it comes from desire, that longing to do something good. So while we're making to offer wisdom, we should also you know, try to do as much good as we can, we should also seek knowledge and clarity and and observe and reflect over our state over how

00:17:17--> 00:18:02

other people managed to do good. Learn from them and learn from your own weaknesses also, you know, through and through introspection, you see that for example, at the end of a month, you you check yourself that you know what I've I earned this much money, where did it all go? If I spent a major chunk of it on just eating out then that is very unwise. If I spent a major chunk of it on just you know, ordering random things Amazon must have then really that is a waste of my money. So check yourself that Where is my money, where are my resources going. So wisdom comes through experience through introspection, through observation, and of course, it is a gift from Allah subhanaw taala,

00:18:02--> 00:18:51

which a person receives when when a person puts an effort, then Allah subhanaw taala says women unfuck two men never cut in another Two Minute rain for in the law higher level one olive oil iminium in unsolved, and whatever you spend of expenditures or make a vows, Indeed, Allah knows of it. And for the wrongdoers, there are no helpers. This shows us that Allah subhanaw taala knows exactly where our money is going. Because whatever you spend on expenditures, any expenditure that you make meaning any payment that you make anywhere, anywhere that your money goes, Allah subhanaw taala knows it, Allah knows where our money is going, and why it is going there. So for example, if

00:18:51--> 00:19:36

we're just trying, you know, new new and different things, you know, for example, these days, especially Amazon must haves, you know, everybody just has to try all those things. And why just so that we can make, you know, before we can take a photo and then put it on our on our social media that even I got such and such thing. Any What's the reason? Is it just to, you know, impress people, is it to just, you know, keep up with the trends. Any Allah knows what we're spending and why we are spending for in the Lucha yar level. So be careful, because we are going to be held accountable. With regards to our money, we will be asked how did you earn your money? And where did you spend it?

00:19:36--> 00:19:38

Where did it go?

00:19:39--> 00:19:59

On what causes did you spend, so we have to be responsible with our money. We cannot just say that you know what this money is mine. I earned it so I can do whatever I want with it. We're going to be held responsible for where we spend it. And especially when it comes to charity, a charity that we give them remember Allah subhanaw taala knows what

00:20:00--> 00:20:42

We're giving where we are giving who we are giving to why we are giving what is the state of our heart. And remember that the charity that we give, that does not reach Allah layan Allah Allah Lu hawala, Dima owha, it is not the flesh or the blood of the sacrifice that you make that reaches Allah we're lacking in Allah will tacoman come. But what reaches him is the taqwa from your hearts, the state of your heart is what matters in the law lambu in our sewer ecomo unwelcome we're lacking a little in a canoe be como armonico. Allah, his parents are looks at the state of your heart. That is what matters. So while while the amount that we're giving in charity, yes, we want to make sure

00:20:42--> 00:21:27

it's a significant amount, we also have to make sure that the state of our heart is good. And then know that is also mentioned over here, vows are mentioned, what is a vow? a vow is basically when a person makes something that is not obligatory, obligatory on themselves, meaning Allah subhanaw taala has not obligated us to do that particular deed, but a person says, You know what, I am going to do this, and why would they do it? There's there's three types of Nether The first type of another is that which is most the hub that which is good, where a person makes a voluntary deed obligatory on themselves, why, so that they make sure that they are excelling in good deeds. So for

00:21:27--> 00:21:45

example, fasting three days every month is not is not necessary. It is it yarny it is, it is not an obligation. Absolutely. It is recommended. Yes, it is from the Sunnah. Yes, it is extremely rewardable. But if a person does not fast three days every month, then they're not sinful.

00:21:46--> 00:22:28

But if a person makes a promise, they say, by Allah, I am going to fast three days every month, then this is a way of making sure that you are actually fasting three days every month. Because otherwise what happens is that yes, we know we should be doing these things, but then we don't actually do them. Right. We forget we become lazy, we keep delaying. So through a vow, what happens is that you commit yourself to doing good and this is something good unless punctata praises such people in the Quran, you funa benevity where hapuna, Yeoman candyshell rooster clear that they fulfill their vows. And these are the abroad, the people of Paradise those who are righteous, but then there's another

00:22:28--> 00:23:15

kind of another and that kind of know that is mcru it is disliked, where for example, a person tries to make a deal with Allah, that he or Allah that for example, a person says yeah, Allah I am unwell, I am sick and I want to be better. So, if you make me better, I am going to give $1,000 in charity. Okay, so this is what this is a vow that a person makes a promise that a person makes with the love based on a certain condition, okay, that Allah if you fulfill this condition, I will fulfill my promise. And this kind of another is actually disliked. Unfortunately, this is the most common amongst people but it is very much disliked. Why because almost parent Allah is not in need of your

00:23:15--> 00:24:03

$1,000 donation. Allah is not in need of your voluntary prayers, you are in need of Allah. So you don't need to, you know, as if make a deal with Allah, or you know, as if you're offering a bribe, stuffit Allah, any, what is written for you will happen for you, it will happen, another avow does not change the decree. It does not any bring anything quickly, nor does it delay anything. However, as we've learned from Hades, it is just a means through which something is extracted from a stingy person, meaning you weren't going to give those $1,000 otherwise, but now that you're sick, and you really want to be better, you make this promise with the law. And as a result, you finally give that

00:24:03--> 00:24:47

donation. So this kind of another is dislike. And the third type of another is that which is prohibited, where a person, you know, for example, makes a vow that they're going to do something sinful. Like they say that I swear, I take an oath by Allah, that I'm going to take this, you know, loan, which is with Riba. So these kind of, of course, oaths should not be fulfilled. But remember, what we learn over here is that Allah subhanaw taala knows the vows that you make, and then he knows whether or not you fulfill them. Because a lot of times it happens that when people are in difficulty, they make such commitments and promises. Right, or when they're seeking prosperity. They

00:24:47--> 00:24:59

make such kind of promises with Allah, Allah, if I get this job, then I am going to give 15% of my income, you know, in in charity every month, every paycheck, right?

00:25:00--> 00:25:41

Or people make you know commitments that you know if I get my passport then I will travel for Hajj right I will travel for a while. Yeah a lot I will do this I will do that and what happens when Allah subhanaw taala blesses them from his favor people forget about or completely ignore the promises that they once made with Allah. So it is said here when my little oily, medium and unsought the wrongdoers have no helpers whatsoever. So make sure that the promises that you make with Allah, you actually fulfill them, then it is said into Buu, saga kotti, funnier and merhi if you disclose your charitable expenditures, meaning if you give someone a cup publicly, then that is excellent,

00:25:41--> 00:26:26

they're good. We're into full Howard to help fukumura highroller calm, but if you conceal them and give them to the poor, that is better for you, when you consider unconvincing article and he will remove from you some of your misdeeds will Lahu be my thermal Luna hobby and Allah with what you do is fully acquainted. So we see over here, that further clarification is given with regards to charity, that it is permissible to give charity publicly and privately any it's not necessary that a person always gives charity publicly, because that sorry, privately, because that is not always possible. Sometimes, you know, you are in the masjid, you want to put the donation in the box, but

00:26:26--> 00:27:07

the masjid is full. So does that mean you don't give charity? No use? You should? And why is it that someone would think that giving charity publicly is not good. Because then there is that feeling of you know, people are watching me, and you know what they might think that I'm trying to impress them, or that I'm trying to show off. So know if your intention is sincere, you remind yourself, this is only for the sake of Allah subhanaw taala not so that people see me not so that people praise me, no, I am doing this for the sake of Allah. And you even if that, you know act of charity is public, it is seen by people that that is excellent for your money, it is good. And sometimes

00:27:07--> 00:27:22

it's actually very beneficial. Because when you give charity publicly, then what happens is that other people also remember that they should give charity, they're also encouraged, they're also reminded, so you're doing a good deed privately is a means of,

00:27:23--> 00:28:09

you know, encouraging other people to do good. However, when it comes to giving charity to the poor, meaning you're giving money, or food or something like that to a person in need, then it is better to give that in private, why? To preserve your intention, and also to preserve the dignity of the poor. Because if you give them you know, money in front of everybody, that might be a source of embarrassment for them. Like for example, you know that a sibling of yours is struggling financially, right, and the entire family is sitting over there. And you you give them you know, $500 you say Oh, you know what I found out that you know, you're struggling. So here, you can pay

00:28:09--> 00:28:57

your bills with this. And everybody is watching the entire family is sitting there, it would be very embarrassing for your brother for your sibling to receive that. But so, in certain cases, in certain situations giving privately is better. And in other cases, giving publicly is better. But especially when you're giving to individuals than it is best to give it privately why in order to preserve their dignity and also your intention. And the benefit is where you can fit who are unconvinced to come this is so beautiful. When you give sadaqa secretly, this is a means of forgiveness will love will be my Dharma Luna Hubby, how do we know we learn in our head is that seven people Allah

00:28:57--> 00:29:51

subhanaw taala is going to grant them shade on the day of judgment on the day when there will be no shade besides the shade which Allah gives. And one of them is a person who gives charity, secretly, privately, so much so that his left hand doesn't know what his right hand gave. We also learn the Hadees that sadaqa to Siri toothfish who heard about that, that a secret a private act of charity. It it's called the anger of the Lord. Meaning when you have done things to anger Allah subhanaw taala then when you give sadaqa in secret in private, then this will be a means of of pleasing Allah subhanaw taala. So we see over here that while both ways are permissible, one is definitely better.

00:29:51--> 00:29:59

But that should not be you know a reason for you to hold back from giving because you don't always have the chance to give her the her private

00:30:00--> 00:30:43

were secretly it just becomes public because of the nature of that situation. But what this is encouraging us to do? Well Lahu be math, our meluna hobby, Allah with whatever you do is fully acquainted. This means that any, any, any charity we give Allah subhanaw taala knows about it. So don't wait for that perfect time for that perfect opportunity give whenever whatever that you can we learn about the son of that some of them every single time that they left their home, they would take something with them in order to give to the poor. And sometimes they would find nothing in their home other than an onion, and onion imagine and even that they will take along with them and

00:30:43--> 00:31:26

give to someone in need. So we should always have that intention to give for the sake of Allah subhanaw taala laser alayka, who their home when I came to La Jolla de mai Yasha not upon you is responsibility for their guidance. But Allah guides whomsoever that he wills. Now we see that, you know, sometimes when we're giving charity, we want to make sure that the people that we're giving to, you know, they are good people. And sometimes what happens is that we give you know, we help them financially and later on we find out that you know what, they also commit certain sins. So then is your act of charity. nullified? Is it useless? No, it is not, you're responsible for your deed,

00:31:26--> 00:32:05

and they're responsible for their own. We learned in a hadith about, you know, how a man intended to give sadaqa privately. So he went out, and he at night, in order that nobody would see him, and he gave, you know, he put charity in the hands of someone. And then the next day, you know, people were talking about how there was a prostitute, and someone gave charity to her. He, the man realized that that was his charity. So he thought his charity was useless. So he intended again, he went out again, the next night, he gave charity. Next day, people were talking about how a thief was given charity. So the man thought I got to try again. And then he tried again, the next day, people said,

00:32:05--> 00:32:49

you know, a rich man was given charity. So the man wondered what's going on. And he asked someone, and he was informed, that look, perhaps your charity, to the prostitute, prevented her from committing sin that night, and perhaps your charity to the thief prevented him from committing theft that night, and perhaps your charity to the rich man encouraged him to give from the riches that Allah has given him. So you are not responsible for the actions of people. Yes, you want to make sure that what you're giving is going in good causes. But remember, that you are responsible for yourself. And Lisa alayka, who their home when I came to La Jolla, the mayor shirt. And this also

00:32:49--> 00:33:34

shows us that, you know, sometimes there are people who are close to us, whether they are relatives or close or you know, co workers or neighbors, etc, who may be in need. And even if they're not in need, they definitely deserve, you know, gifts and acts of kindness from you. But you see that, you know, for example, they're not Muslim, or you see that, you know, they don't pray regularly, or you see that, you know, they commit certain sins. So you'd intend never to give them any financial gift whatsoever. So it is made clear over here that No, you are not the one who guides you are supposed to just inform people and in this is also encouragement that you give to all people, even if

00:33:34--> 00:34:16

they're, you know, not Muslim. But you know, if especially if they're relative or or they're, they're close to you, they're your neighbors, then then you should give them walmartone FICO min height and folly, unfussy calm, and whatever good you believe or spend is for yourselves in an Irish and wheather, and even our basler Dylan Warren, who said that there were people among the, you know, among the Assad, who had, you know, some relatives who were not Muslim. So, they would not help them financially. Why? Because those relatives were not Muslim. And basically, they were, you know, sort of encouraging them that, you know, if you become Muslim, then then we will help you. So this I was

00:34:16--> 00:34:38

revealed that no, don't, you know, hold back from giving charity, just because people are not upon guidance, when they're in need, then you should help them and whatever good you believe or spend is for yourselves. So you need the benefit is for yourself. So even if it's a non Muslim relative, you still give them

00:34:39--> 00:34:59

one I don't feel qunar a Liberty law our healer and you do not spend except seeking the face of Allah. This should be your ultimate goal. The main reason why you give you know when you're giving for the sake of Allah subhanaw taala Apparently, it seems like what you're what you're giving is going into some black hole into oblivion. It's

00:35:00--> 00:35:47

It's gone from you, it's lost. But the fact is that it has been preserved for you. You know, when you deposit your money in the bank, you feel so confident in the and you feel so safe. And when we give for the sake of Allah subhanaw taala. Again, we should have that sense of confidence and security. So here we are reminded that women don't feel calm in hiring a woman for hoonah elaborado awaji healer, you are only giving for the sake of Allah subhanaw taala. So even you know when we're giving Zakat, let us give it for the face of Allah, when we're giving charity. Let's give it for the face of Allah, when we're giving to a relative to a friend to a neighbor, you know, whether Muslim

00:35:47--> 00:36:30

or not, let's give it for the face of Allah, Liberty law our Jayla that he or Allah I want to see you. I want you to be pleased with me. And we learned that month Assad kabhi sada Putin EBITDA awaji la huitema obeah the hollow Jana, whoever spends in order to seek the face of Allah and ends on that meeting, this is the intention from the beginning to the end, then such a person will enter jamna will not don't feel comin higher than you are for LA como anthem, La Jolla, moon, and whatever you spend of good It will be fully repaid to you and you will not be wronged. So this is a reminder that South Africa does not reduce wealth man knock us out sada Khatami man. In fact, we learned that

00:36:30--> 00:37:15

sadaqa increases wealth, we learned in our Hadees that knows no slave no person opens the gate of gift giving, intending Silla, meaning intending to join relations, except that Allah subhanaw taala will increase him, meaning when you give a financial gift, even to a relative in hopes that you know this will mend your relationship, this will strengthen your bond, this will improve your relationship, then Allah subhanaw taala will only increase you in goodness, Allah subhanaw taala will only give you more. So just a reminder Now, when we are giving sadaqa let us diversify our charity. Don't just give it to you know good people, you know people who are perfect in their

00:37:15--> 00:38:01

religion. Also give it to, you know, your relatives, your friends, people who are close to you, even if you don't really get along well with them. And remind yourself I'm giving for the sake of Allah. I'm giving for the approval of Allah, and that is sufficient for me. Now in the next verse, we're taught another avenue, where we should be giving little fukumura illa Dena Horsley, roofie Sabina, Allah layer stuff we are on a bourbon fill out charities, especially for the poor, who have been restricted for the cause of Allah, they're unable to move about in the land, meaning These are people who are first of all poor, and why are they poor? Why are they in need, they're in need,

00:38:02--> 00:38:45

because they are restricted for the cause of Allah, they have restricted themselves for the religion of Allah, meaning they have dedicated their time, their energy, their work, their skills, to serve the religion of Allah, to learn the religion of Allah, to defend the religion of Allah. And because a person only has 24 hours in a day, all of their time goes fi Sabina Allah lie is still to your own absorbent feel. they're unable to travel in the land, they're unable to move about in the land, meaning they're not able to engage in commerce, in trade, in any business, they're not able to go, you know, work elsewhere to have a source of income, because all of their time and energy is going

00:38:45--> 00:39:31

into these causes. And what happens is that yes, some of them will Gehenna alania, the ignorant person would think themselves sufficient. Any an ignorant person would look at them and say that you know what, they've got enough. They don't have any means. Why? Why do they think like that minute awful because of their restraint. Why? Because they don't go on asking people, they don't go on begging, they don't go on, you know, asking that please financially helped me. Then how do you recognize them? Allah subhanaw taala tells us 30, for whom we see my home, you recognize them, you will know them by their characteristic sign, meaning the sign of hunger is visible on a on the face

00:39:31--> 00:40:00

of a person. The fatigue is visible, hunger is visible. When you see that someone is wearing the same old clothes again and again, then it's very obvious that they are in need. When you see that someone's shoes are, you know, old then it's very obvious that they are in need. And it doesn't just mean that they're poor. It could also mean that they don't have the time to go buy something for themselves. But lyase alone and NASA will have the thing is that they

00:40:00--> 00:40:45

Do not ask people persistently, they don't beg people. Therefore, Allah subhanaw taala is telling us to look for such people and spend on them walmartone ficou min Heiden for in the law here I leave, and whatever you spend good Indeed Allah is Knowing of it. Now this verse is primarily talking about the asaba sofa, meaning those companions of the Prophet sallallahu alayhi wa sallam, who used to live in the masjid, who, who literally had no homes in Medina, they lived in the masjid sofa is a bench and there was a bench at the back of the masjid. So this is where, you know, under which they would rest and, you know, their their belongings were there. So they didn't have any homes in

00:40:45--> 00:41:26

Medina. And they lived over there. Why? Because they had immigrated from different places to be with the Prophet sallallahu alayhi wasallam. And they would dedicate their entire time to be in the company of the prophets of Allah who already he was alone, to learn from him, we learned how a Buddha will be a lot more I knew he was one of them. And he would dedicate his entire time to learning from the Prophet sallallahu alayhi wasallam. And if there was any expedition, I know any, any battle, any, you know, journey that had to be taken, these people would go along with the Prophet sallallahu alayhi wasallam. So they had no families, and they had no means of income. So

00:41:26--> 00:42:12

they had no property. So how would they survive? So Allah subhanaw taala revealed this is encouraging the Muslims to spend on them, but this is not restricted to us herbal suffer, what this is teaching us is that we should spend specifically on who, on what on which causes on the causes which are, which are FISA vilella meaning, which are for the religion of Allah. And I'd mentioned this to you earlier as well, that when you give, for example, to feed a hungry person, you help only one person at only one time. And this is why our charity should not just be restricted to you know, just just feeding people, feeding people is excellent. It's one of the, you know, greatest things

00:42:12--> 00:42:55

that we can do. One of the first things the Prophet salallahu Urdu said I'm taught when he migrated to Medina, however, we should diversify our charity. And we should also spend for the religion of Allah, make sure that you give regularly to for example, you know, your local mosque, your local Islamic organization, you know, one is that you pay the fees for, you know, for the classes that you take over there, but that is not sufficient, give more, give some donation on a monthly basis, you know, on a, on an annual basis, whatever that you are able to do, but give for these causes. And don't wait to be asked, don't wait for that fundraiser, because remember that you're giving it for

00:42:55--> 00:43:52

your own benefit for your personal benefit. And remember, when you when you spend on for example and Islamic Institute, then this is your, you know, this is something that of course will benefit you, but it will benefit your children, their children, generations in sha Allah, the good the hare in sha Allah will spread. So, make sure that you diversify your charity. And then we also learn in this is about the importance of not begging people last aluna NASA il halfa, you see it half is to is to ask continuously to beg continuously, Allahu alayhi is to harass someone right to basically attach yourself to them and persistently ask them. So, this is not the correct way of asking for financial

00:43:52--> 00:44:35

help. The first thing is that we should not be asking people we should not be begging people for oneself meaning we should not be asking people that help me You can always ask people to spend on certain causes. So for example, if I were to ask you right now, give me money that would be wrong. But if I were to ask you that you know spend on for example, such in such organization such and such cars, and yesterday, we you know, we discussed different ways, for example, app development research and and today I mentioned to you Masjid, Islamic organizations, you know, places that you benefit from, then this is something good, right? This is something that is encouraged that we we should

00:44:35--> 00:44:59

encourage each other to do good work. It is our responsibility to inform you, but it would not be corrected that people insist and beg and harass to the point where people want to run away. They don't want to listen anymore. Because in our heads we learn that Allah subhanaw taala dislikes three things for you. to recall he said she said meaning always talking about what people are talking about.

00:45:00--> 00:45:53

Secondly illogical man wasting money this is also something Allah dislikes what kathrada su L and asking too many questions or asking excessively. This is something that Allah dislikes. So Elias aluna, NASA ill however, do not ask importantly, do not ask a naggingly persistently No, ask once, and hello OS. And then also we see over here 34 Mb, Sima home, that recognize a needy person or person in need, by their appearance. Don't wait to be asked, look for those whom you can help. Be be observant. Pay attention, any, don't just be so lost in your own self that you don't recognize the needs of the people who are around you. So layers aluna NASA in halfa. And then we see that the

00:45:53--> 00:46:34

Prophet sallallahu alayhi wa sallam, he actually took a pledge from his companions that they should not beg others. And we also learn the Prophet sallallahu alayhi wa sallam warned us that a person who persists in begging people that they should give him charity will come on the day of judgment and there will not be a piece of flesh on his face. And if a person begs others in order to just increase in his own money, then meaning that that person knows that, you know, if I go ask this uncle of mine, you know, come up with a sad story, I'll ask him, he'll give me 1000 you know, dollars, I go to that art. And I tell her another sad story and she will give me some money, I will

00:46:34--> 00:47:19

go to that coworker, I'll go to my boss, my ex boss, and you know, I'll tell them all the sad stories and then they will give me money. And by by the end of it, I'll have $10,000 this is forbidden, this is forbidden. And we learn in a hadith that this is like a person is gathering fire for themselves. So it is up to them, whether they gather a lot or they gather a little. So these behaviors we should avoid because it is not befitting that we should beg that we should ask but at the same time we should not be waiting for people to ask us recognize the needs and help before even being asked them in a said a levina Yoon fill corner I'm well On Belay Lee when the harm those who

00:47:19--> 00:48:04

spend their wealth in the way of Allah, how by night and by day seven we're Alinea, tan secretly and publicly for the home editor whom are in the lobby him, then they will have their reward with their Lord, what a homophone I lay him while at home, he has an old and no fear will be concerning them, nor will they grieve. Now, this is the last the concluding verse regarding sadaqa. So, we are given another encouragement, that we should give in the way of Allah and this is shows us that we should actually make it a habit to spend in the way of Allah we should spend in the night we should spend in the day meaning we should spend, when we are when our charity is visible to people, and also when

00:48:04--> 00:48:53

it is not visible to people. So in public and in private, and this also shows us that we should give at all times in all of our circumstances, whether we are experiencing a night in our lives, a dark time, a difficult time or we are experiencing ease that you know a daytime brightness, meaning we have plenty so do not restrict your giving to certain places to certain times, only to certain causes. Rather whenever an opportunity arises seize it. In fact, seek out the opportunities when you can give when you can spend in the way of Allah why because when you give them remember you benefit yourself fellow home or general home or in the lobby him they will have their reward with their Lord

00:48:53--> 00:49:38

in the lobby him and remember what is when Allah subhanaw taala then that is great. That is massive. You see Abubakar Ile de la Mourinho when he asked the Prophet sallallahu alayhi wa sallam to teach him a drop. The Prophet sallallahu Sallam taught him to say a door in which the phrase is that follow vid Li Mo Farah terminar Indic that Oh ALLAH forgive me with the forgiveness from yourself. Why? Because the forgiveness that comes from Allah that is huge. The favor that comes from Allah that is huge. The reward that comes from Allah is huge. For whom a Jew mind or be him. So those who spend consistently, regularly, they diversify their charity, they give for the sake of Allah, and

00:49:38--> 00:50:00

they give all the time, you know, night day, openly secretly, then such people will have a huge reward with Allah while our homophone la hiwula. homea has alone and they will have no fear concerning them, nor will they grieve. We learn in the Quran, that in a Latina through Nikita Bella will come slowly.

00:50:00--> 00:50:57

That we're unfuck Omarosa canal home Cyril Anwar lania 10 year old unity Jonathan lendable, those who spend in the way of Allah openly and secretly are expecting a trade, meaning the profits from a trade that will never perish, meaning everlasting reward. So remember, that we personally benefit when we spend on others, we are saved from fear and grief, giving brings us joy. And this joy is not just in this world, it is also in the hereafter. And now, these verses were about giving. The next verses are about the exact opposite way which is the way off selfishly taking from others being greedy. So Allah subhanaw taala says alladhina coluna Riba, those people who consume interest layer

00:50:57--> 00:52:00

como una Illa, comer Yakumo levy at a harbottle who shaitan amin al mass, these people who consume interest cannot stand except as one stands who is being beaten by shaitan into insanity who the people who consume interest now what is rebar, rebar literally means a zyada increase. So basically it is what a person gains by lending money. rebar is defined as could look Curlin just run a farm for who are Riba meaning every loan that brings a profit is actually Riba meaning the profit is interest. And remember, there are different forms of Riba. So basically, a person is lending their money and then charging people on that. So what they charge that is what interest so this is in this

00:52:00--> 00:52:45

idea is a clear warning that the people who eat Riba this will be their outcome on the Day of Judgment. Now, those who eat river have especially been mentioned, this doesn't mean that those who give river are, you know, are doing something permissible? Not at all, because the Prophet sallallahu earlier said, I'm cursed, all people who are associated with the river, those who eat it, those who feed it, those who record it, and those who are witnesses over it. And the Prophet sallallahu early, Assam said they're all equal, meaning they're all equal in sin, because they're all cooperating with each other in sin and disobedience. But why is it that Alenia colonna Reba are

00:52:45--> 00:52:57

mentioned those who consume interest those who eat it those who receive it have been mentioned? Because it is these people who primarily benefit from the system of Riba.

00:52:58--> 00:53:43

And if they would not take river if they would not charge it, but if they stopped taking river, then no one would give it willingly. So alladhina coluna Riba, those who receive river those who eat it are most hated. So those who eat river Lai Jaco Mona Ella comma yaku Yakumo lady at the hub bata, who shaitana minimus on the day of judgment when people will be resurrected, how will the consumers of Riba emerge from their graves we learned in the Quran that, that at the time of resurrection, people will emerge from their graves rapidly yo maya hoodoo nominal edge deathy Syrah rapidly very quickly.

00:53:45--> 00:54:39

But the saya tells us that those who consume Riba will not come out rapidly, meaning they will get up and they will fall, they will get up and they will stumble. Why? Because the rebar that they had been consuming will be heavy in their bellies. It will be heavy in their bellies, preventing them from getting up preventing them from standing straight, preventing them from moving forward. So they will keep falling, they will keep falling as if they are mad, as if they have been possessed by ha Pon. So this has also been interpreted as that they will stand on the Day of Judgment like Majnoon, like someone who has been possessed by the devil. And someone who has been possessed by the devil in

00:54:39--> 00:55:00

either out of their senses. They're screaming wildly, they're in excruciating pain, as if they're drunk and completely confused. So this is how they will be on the Day of Judgment. Remember that the that the reward or punishment for a deed is always similar to the nature of the deed in the world. Those who could

00:55:00--> 00:55:49

To interest act as if they are out of their mind. So they will be literally like that on the day of judgment in the world. They are possessed by their greed for money blinded by it, so they don't care to see what others are suffering from what others are going through. They put others in excruciating pain, in fact, by demanding interest, so they will be put in excruciating pain. They will be out of their senses, on the day of judgment, this will be their state on the day of meeting Allah subhanaw taala. If this is how they will rise from their graves, then what do you think is coming up next? Why such a severe consequence? Allah subhanaw taala explains that he could be unknown calu enamel by

00:55:49--> 00:56:36

Rahmatullah Riba, what a hell Allah will be our hardware mareeba. That is because they say trade is just like interest. But the fact is that Allah has permitted trade and has forbidden interest. Remember that only an extremely ignorant person or a person who is choosing ignorance could say a statement like this, that trade is like interest, that you invest your money in a business and you make profit off of it? And like that, you lend your money to someone and you profit off of that? No, this is this is, you know, not a logical comparison. Why? Because the profits from trade and interest from alone are not the same. There is a huge difference between them. And any person who

00:56:36--> 00:57:18

has basic awareness of how money works, how the economy works, and basic awareness of Islam would never say that the two are the same. However, they're not the same. They're different in many ways. First of all, the first main difference is what is given over here that what 100 Allah who will bear hug Rama Riba that Allah has made trade lawful, and Allah has made interest unlawful. And remember that the lawful and the unlawful can never ever be the same. There are matters which Allah subhanaw taala has permitted. And then there are matters that Allah subhanaw taala has forbidden. And these laws, Allah subhanaw taala has not given us for us to pretend like everything is good. So do

00:57:18--> 00:58:02

whatever you want, and everything is the same. There's no right, there's no wrong, just do whatever works for you know, if that was the case, then the revelation of the Quran would be useless. Allah subhanaw taala has not revealed his book to be ignored. Allah has not revealed this law so that people pretend as if it doesn't exist, the halaal and the Haram are not the same. Never forget this fact. There's a huge difference between what is lawful and what is unlawful, what is lawful, we are allowed to do it. And what Allah has made unlawful, we cannot do it. So how could they how could these two be the same? So this is the first difference. Secondly, we see that interest is a fixed

00:58:02--> 00:58:46

benefit that one makes by just sitting on their couch, and just lending money, there is no risk, there is no work, there's no effort. And in contrast, when it comes to trade, when it comes to business, it requires hard work, you cannot just be sitting on your couch, you take huge risks, you're constantly monitoring the progress, you know, the profits are not guaranteed, and they're not on a fixed rate either. And then we see another difference between the two is that trade business causes the economy to thrive, it provides opportunity to people so that they, you know, their financial state improves, but interest only allows the rich to become richer, and the poor to become

00:58:46--> 00:59:34

poorer. Interest is the exploitation of those in need. And when it comes to trade, then trade business provides opportunity for those in need. With interest. There's only injustice how that there are two groups of people, one group of people is of those who are working endlessly, who are constantly under fear, and, you know, stress struggling to make ends meet. And the other group is of those people who are just throwing money around as if it was water. And they're just, you know, making more and more money, and they're getting richer by the day, and other people are constantly suffering. So we see over here, that's such a severe punishment for who, for those who eat interest

00:59:34--> 00:59:59

and that early cubby unknown corlew you see, this is because they say trade is just like interest. You see, one is that a person you know accepts that yes, this is wrong, and I should not do it. I know this is wrong, I should not be doing it. But there is another way which is off stubbornness of justification. And this is what is being reprimanded that

01:00:00--> 01:00:45

They say that a trade is just like interest, meaning because of their wrong justification, it is because of their stubbornness, that they will have this outcome. So this shows us that we should never use wrong analogies with ignorance to make the unlawful lawful for ourselves. And unfortunately, many people are guilty of this. They hear a few things about Islamic law, and then they try to generalize it. And with that ignorance, they go astray and they lead others astray. Look at the severe consequences over here. When people say that interest is just like, is is just like trade, then for the average person or for the person who doesn't know, you'll say, yeah, this is

01:00:45--> 01:01:29

this is fine, right? Yeah, once upon a time, perhaps interest was unlawful, but you know, what is just like trade trade is permissible. So it should also be permissible, it's good. You see how this wrong analogy by it a person is going astray and leading others astray. And look at the outcome, such as severe punishment on the Day of Judgment. And we see that people do this in many matters. For example, I heard someone saying myself that that, you know, if you have acrylic nails, or if you have nail polish on your nails, then wiping over them in Voodoo would be enough. Why? Because you know, what, people you know, we're supposed to wipe over our heads, we don't wash our heads in

01:01:29--> 01:02:13

wuhou. So if wiping the head is okay, then you know what, wiping the nails should also be okay. And by this, they go astray and they lead others astray. And this is a very, very wrong analogy, when it comes to woowoo. Remember, in the Quran, it is specified, what is to be washed and what is to be wiped, and the Prophet sallallahu Urdu said have made that very clear, that what is to be washed, cannot be wiped and cannot be left dry. So for example, we learned that when some people were making wudu, but they were not really paying much attention, and they were leaving their you know, parts of their heels dry. And the Prophet sallallahu alayhi wa sallam said whaler lil are Cobham in a non war

01:02:13--> 01:03:04

to the heels from the fire, meaning punishment, fire is for those hills which are left dry in making wudu. So let us not be blinded by our desires for acrylic nails and nail polish, that we start changing the manner of Voodoo, and we start changing the laws of Allah just to suit our own desires. Because one is that, you know, you know that you're, you're doing something wrong and you admit guilt. But the other is that a person doesn't admit guilt, they try to change the law of Allah. And this is why you see the consequences are so severe that he could be unknown kalu severe punishment because they justified their wrongdoing from ajah humo Illa. To Milla be fun to her fellow who

01:03:04--> 01:03:48

masala for our Unruh. Illa. So whoever has received an admonition from his Lord and desists may have what his past and his affair rests with Allah. So we see here that perfection is not expected from us that we never ever err we never make a mistake, that we are perfect in our knowledge and in our action. Know what is expected is that once we learn, then what should we do? We should change our course of action. We shouldn't become stubborn over there. So here it is clarified that whoever receives the admonition meaning whoever finds out that Riba is unlawful and then they stop taking Riba they stop dealing with Riba in whatever way that they were previously involved. Then whatever

01:03:48--> 01:04:37

has happened in the past has happened. But the matter rests with Allah. What does that mean? This means that it is up to Allah, whether he forgives this person or not. So the least we can do is that we acknowledge that Yeah, Allah I know now and I am guilty, and we make the intention that you're Allah. I know now I realize I'm going to stop this I want to come out of this. But if a person persists, and they justify it has mentioned woman or other for Ola equals harbor now whom fee her Holly Dune, but whoever returns to it, meaning after learning about the prohibition of Riba still they go back to dealing with it, then those are the companions of the Fire, they will abide

01:04:37--> 01:04:59

eternally, they're in and unfortunately, so many people will use these verses to prove that you know, what, it's okay for me to give Riba because what is condemned over here and the idea is taking Riba so I'm not taking Riba I'm just giving Riba Well, how can we ignore the words of the Prophet sallallahu alayhi wasallam. Did he not say that the achill

01:05:00--> 01:05:45

The molecule of Riba meaning the one who eats it and the one who feeds it are both guilty. They're both equal and sin. How can a person receive interest if he is not being given interest? So we cannot declare ourselves innocent of sin by saying that you know what, I'm not taking it, I'm only giving it giving it is also wrong. So instead of becoming stubborn, and instead of justifying it, let us acknowledge guilt. And let us confess our mistake before Allah and seek His forgiveness and make the intention to come out of it. Because remember, the one who wants to come out of sin, the one who tries that Allah subhanaw taala also helps them but the person who justifies their sin, the

01:05:45--> 01:06:33

person who makes false excuses, then how will they receive the help of Allah and look at the severe warning that is given here, woman Narada for Allah equals harbor now comfy her Holly dawn. So we see here that if a person has knowledge now than they should not act ignorantly because we see that the that dealing with interest is a major sin for witches the punishment of hell, the Prophet sallallahu Urdu sent him described Riba as part of a submarine movie called The seven destructive sins. So this is not something small, and how severe is this punishment is horrible. Now companions of the Fire, the Prophet sallallahu artesan was shown the severe punishment, he said, about how he, in his vision

01:06:33--> 01:07:15

he was shown, the two men came to him and took him and and he was shown, you know, different punishments. And one punishment that he was shown is that he said that we were that I was taken until we reached a river of blood, where a man was standing, and on its bank was standing another man with stones in his hands. The man in the middle of the river tried to come out, but the other threw a stone in his mouth and forced him to go back to his original place. So whenever he tried to come out, the other man would throw a stone in his mouth and force him to go back to his former place, meaning that person was being constantly tormented. And when the Prophet sallallahu wasallam

01:07:15--> 01:08:07

inquired that Who is this, he was later informed that this is the person who used to consume interest. And we also learn that ribeye is something that is despised any, it is a sin that is not just major, it is despised. So we learned in the Hadees, that river has 72 doors 72 Bab What does that mean? That it is of different kinds. its lowest form is equal to the sin of a man committing Zina with his mother. And he This is how serious it is. And we also learn that a did harm of Riba, one coin of Riba that a person consumes knowingly is worse near Allah than 36 acts of Zina, a Stafford Allah when it comes to zinna illegal sexual intercourse. And this is something that we

01:08:07--> 01:08:20

shudder at that this is so wrong, how could a person ever do it? That this is not okay at all. And especially, you know, in some Muslim cultures when it comes to the matter of honor and dignity, any people become so,

01:08:21--> 01:09:14

you know, zealous over there, people become so violent, even in these matters. Imagine, one did hum of Riba that a person consumes knowingly is worse than 36 acts of Xena. So this is not a joke. The consumption of Riba the giving of Riba dealing with the river is not a small matter, but it's amazing how so many Muslims have made it lawful for themselves. You see, in our Deen we are encouraged to work hard, we are encouraged to provide opportunities for people to give charity so that wealth circulates in the society, because when wealth is concentrated in some segments only over generations, and we see that certain other portions of society are living in poverty generation

01:09:14--> 01:09:59

after generation, then this is something that has a real impact on people's sense of well being their psychology, their you know, welfare and even their health. And poverty doesn't just mean that a that a person cannot live in a nice house. Poverty means that even a person's health will be affected. So when Riba is prohibited, why is it prohibited? Is it because Allah, Allah does not want you to have more money? No, he is a Rozelle. He is the foglia alim. It is the Riba is prohibited. Why? So that wealth circulates, so that the rich don't just keep getting richer and the poor don't just keep getting poorer. So work hard.

01:10:00--> 01:10:45

We see that the river Erie is something immoral, it is unethical, it is something forbidden. And we are encouraged to, you know, work hard, use our strength to you know, make income. And when a person is just lending money, and then charging people interest and literally they could just be sitting at home doing nothing, and they're just profiting off of people's, you know, struggles by exploiting the poor. And we see that rebar is something that is punishable in this world, even Allah subhanaw taala says young Haku Allah who Riba where you will be set apart, Allah destroys interest and gives increase for charities. What does this mean? This means that when there is Riba somewhere, there

01:10:45--> 01:11:26

will be destruction, we might see some growth in the money, some form of prosperity, but that is deception. The reality is that because of rebar, a person will certainly suffer. We learn in a Hadeeth that Allah subhanaw taala gives rest bite to the wrongdoer. Then when he seizes him, he does not let him go. Meaning there is some rest bite for some time. But then when the person is caught because of their sin, then there is no escape. And how is Reba destroyed in a number of ways First of all, we see that Allah subhanaw taala orders that it about be abolished, that it should be eradicated. This is something that has been declared unlawful in the most clear terms what have Rama

01:11:26--> 01:11:26

Riba?

01:11:27--> 01:12:09

Then we see that when there is Riba in wealth, there is interest in wealth and there is no blessing in that wealth. There is no virtue or reward for the person who is dealing with interest we learned in the Quran, wama Arteta, milliband Leon woofie amwell Ines valuable in the law that when you give Riba so that it may increase the wealth of people, it doesn't actually increase in the sight of Allah. So giving Riba will not increase your wealth, it will not increase the wealth of people. Why? Because Baraka will be missing, even our basler de la noir and who said that Allah does not accept the sadaqa the striving the Hajj, or the seller of the one who deals with river, the Prophet

01:12:09--> 01:12:58

sallallahu alayhi wa sallam said, There is no one who deals in interest, a great deal, except that he will end up with little meaning the more you deal with interest, the more losses you incur, your wealth actually decreases. Remember that the wealth that is written for you will reach you before you die. And your test is in what means you adopt in order to acquire that wealth, you cannot get more than what is destined for you and you cannot have less than what is destined for you, what Allah has written for you, no one can take it away and what Allah has not written for you, no one can bring it to you. So, the entire test is about what you do in order to get what is written for

01:12:58--> 01:13:04

you. Do you adopt the means which are permissible? Or do you adopt the means which Allah subhanaw taala has forbidden.

01:13:05--> 01:13:46

And then we see that when a person earns unlawful wealth, and then they you know, give charity from it, that doesn't bring them reward, it actually brings them more punishment. So yeah, I'm happy Allah who Riba And in contrast, when you're beside the court, Allah subhanaw, taala gives increased to charities, how? By commending it by encouraging it that we should give charity and also by blessing the wealth from which sadaqa is given or blessing the wealth that is given in charity. Even our boss said that Allah rewards those who give charity in this world and Allah blesses their wealth and in the Hereafter, He rewards them multiply times. So in Hades we learn that you give a date from

01:13:46--> 01:14:29

pure earnings and Allah subhanaw taala will make it grow. It will become like the size of a mountain. Willa hula, you have bucola fat in a theme and Allah does not like every sinning disbeliever who is Kufa, Kufa extreme denier and really a person has to be a very stubborn denier. To still insist on dealing with Riba after these clear verses a theme sinful you need the sin of Riba is very clear in these verses. So if a person still goes on dealing with interest, then what are they doing other than sin? So it is clarified well law hula hibou Allah does not like such people could look a fad in a theme every sending disbeliever so sometimes, you know, we are dealing

01:14:29--> 01:15:00

with interest and then at the same time making plans for oma every year you know, we're dealing with interest and then making plans of how we can spend on you know, relatives and people in need. First and foremost, come out of interest, get rid of that, because that Riba is actually holding you back and even if you managed to do something, because of that rebar, you will be deprived of reward in the hereafter. And this is such a waste of one's effort. This is such a fun

01:15:00--> 01:15:41

lushness. So ask Allah subhanaw taala for lawful wealth in the levina armano where I mean asylee had what a common salata Arthur was a cat, lamb, a Jew whom are in Dharavi him, Well, how often I lay him Allah homea is unknown. Indeed those who believe and do righteous deeds and established prayer and gives a Cath, they will have their reward with their Lord, and there will be no fear concerning them, nor will they grieve. Look at the placement of this verse in the midst of the ayat that prohibit it trust that the people who believe who do good who praise Allah, Who gives a cat, those who gave, look at what they're gaining, what are they gaining, I did with Allah and this agile, this

01:15:41--> 01:16:28

reward in Nairobi him huge, and then no fear, no regret in dunya and an alpha, they didn't put others in regret in fear by charging them interest. And they came out of fear and regret themselves by coming out of contracts that oblige them to pay interest. So Allah subhanaw taala will save them from fear and regret forever and for always in, in the home of Salaam in the home of safety. So, this shows us that dealing with interest is inviting fear and regret in one's life. So if you feel that, you know, there's always something that is frightening me, always something that is worrying me, you know, one problem after another, check your finances, check your finances, that where is it,

01:16:28--> 01:17:12

that you are dealing with Riba? Where is it that perhaps there is how long income purify your income and Allah subhanaw taala will ease your condition? Yeah, Are you her Latina amanu or you have believed it the Allah fear Allah, whether Will my Bucky Amina Reba and give up what remains due to you have interest in quantum wortmannin? If you should be believers, look at how the eye begins or you who believe meaning if you have faith, then leave Riba This is a requirement of your faith, because the river interest and Eman cannot go hand in hand, they're completely opposite. So this is something that your faith demands from you. And even if some rebar is owed to you, then don't take

01:17:12--> 01:17:55

it, stop taking it immediately, meaning discontinue from this point onwards, and you see you you have to do you have to take action in order to bring yourself out of rubber. This is part of tilba tilba is not that you know every time that you're receiving interest or you're paying interest your sister for a loss or for like your love Forgive me, Toba is that yes, we're seeking forgiveness you have that guilt, but then you also do something to actively distance yourself from that sin. doba means to turn around. And if you are keep if you're going in the direction of sin without changing your course of action, that is not actually repentance. And then a warning is given for a length of

01:17:55--> 01:18:40

our Lu for then will be held him in Allahu wa suli and if you do not do that, meaning if you do not stop dealing with interest, then be informed of a war against you from Allah and His messenger. Meaning then come and fight Allah Come and fight Allah's Messenger, a stuff that Allah, any we sing in praise of the Prophet sallallahu alayhi wa Salaam, we become violent if someone dares to say something offensive about the Prophet sallallahu earlier to setting up, we sing about our love for Medina, for the city of the Prophet salallahu alayhi wasallam There is no doubt that we as Muslims love Rasulullah sallallahu alayhi wasallam but look at this warning, that dealing with interest is

01:18:40--> 01:18:56

like raising a weapon against the Messenger of Allah sallallahu already he was alone, who could dare to do that? What kind of faith would that be? Is that faith? No, that is enmity and can there be any success, any dignity?

01:18:58--> 01:19:45

Any form of salvation for the person who goes to fight Allah and His messenger? Is it possible for this person to succeed in any way at all? The person who fights Allah and His messenger? No way. So for a lump of Urdu fat, the van will be how BIM in Allah He was solely This is a threat, a severe warning. What interpreten fellow camera also am welcome laterally Muna Allah tala moon, but if you repent, meaning you make Toba you stop dealing with interest, then you may have your principal amount meaning the initial amount that you lent or you borrowed or whatever the case is, any that is that is a property that you have a right over. Thus you do not wrong nor are you wronged. So you can

01:19:45--> 01:19:59

take back your capital that you have given as a loan. But you cannot take the interest that you had agreed upon. Neither the creditor nor the debtor should be wronged. So remember that asylum is not against the wealthy. It preserves the rights of all people.

01:20:00--> 01:20:46

The lender and the borrower, we're in Canada, we're sorting, funnily enough to Anita masala. And if someone is in hardship, who the person who has taken a loan from you, then let there be postponement until a time of ease, meaning give them time, extend the term so that they can pay back the loan, don't start charging them interest now making things even harder. So here, creditors are being advised, you see, typically interest is charged when a loan is not returned within a certain timeframe. So here, we are told that if you truly want to earn profits, real profits, real gains, then instead of charging interest, now is the time to extend the term. And how will that benefit

01:20:46--> 01:21:27

you? In Heidi's we've earned that whoever gives rest bite to the debtor who is in difficulty, after the debt is due, will be given double in reward of charity for each day that he extends, Allahu Akbar. So for example, you gave a loan of 10,000. Right? And the debtor is supposed to pay it back in six months. But then after six months, he says, I need two more months. So you agree, you say okay, fine, I'll give you two more months, you can give me back my 10,000 after two months. So after two months, you get your 10,000 back. But you didn't just get your 10,000 back, you also got a whole lot of reward back into Hades we learn

01:21:28--> 01:22:18

that a person will be given double in reward of charity for each day that he extends. How much did you give 10,000. So it is as though you gave 20,000 every single day of those two months in charity. Allahu Akbar. So how much are you making? 120,000? Honey, this is massive, massive a huge reward. Well until Sadako highroller comb in quantum Karla moon, but if you give the lowness charity, meaning you forgive it completely, you see that the poor guy is struggling? I mean, how is he going to? You know, he's barely made some money. How's he going to pay me back? You just forgive it that will be better for you. If you only knew, how is it far better for you? Because there's so much

01:22:18--> 01:23:01

reward. In these return. I will put rhodiola Mourinho, he demanded the payment of his debt from his debtor, but the debtor disappeared, and he tried, he began avoiding of rhodiola horn. And then later on, he finally met him and he said, You know what, I'm financially struggling, I'm not able to pay you. So it will Qatada said, By Allah, meaning you need more time by Allah. So, that man said by Allah, I am financially struggling. So bukata said, I heard the Messenger of Allah sallallahu earlier said him say, that he who loves that Allah saves him from the tournament's of the Day of Resurrection, should give rest by to the debtor who is in difficulty or forgive his debt completely.

01:23:02--> 01:23:49

Any when you will extend the term or you forgive the loan completely, then this will be a means of protection for you. On the day of judgment, we learned that there was a person who used to give loans to people and he instructed his, you know, his workers, that when a poor person comes to you, you know, show him leniency any, if, if he's asking for more time, etc, then give him leniency why so that Allah will overlook our faults. So in the Hadith we learn when this person met Allah, Allah subhana wa tada overlooked his false meaning a lot, so forgive him so you be forgiving towards people, Allah subhanaw taala will be forgiving towards you. And we also learn that such people will

01:23:49--> 01:24:31

receive shade on the day of judgment as well what the whole Yeoman told Gerona fee, Illa and fear a Day when you will be returned to Allah. Why are you so obsessed about right now about your money at the moment, that you're greedily seeking more, you don't care about the suffering of those who are in need, instead of extending them a helping hand? You want to exploit them? Fear the day when you will be returned to Allah. Right now your condition Maybe? Maybe really good, where you have financial ease? What about the day of judgment? Have you thought about that day when you will be in desperate need yourself? What will you want on that day that you are helped? So offer help to those

01:24:31--> 01:24:59

who need help today? What the Who Yeoman toda una de la Allah and fear that day when Allah has forbidden interest, and you're still dealing with it, you're still taking it giving it when the Prophet sallallahu artists and I'm cursed both of these people, even the people who witness such a transaction. So how are you going to face Allah fear that day, so much warfare Kowloon FC Marchesa, but we're home lejos lemma

01:25:00--> 01:25:48

And then every soul will be compensated for what it earned and they will not be treated unjustly. Every person will be given what they deserve, and there will be no injustice on that day. So what is it that you're doing right now? What kind of reward? What kind of compensation Are you expecting from Allah subhana wa Tada. Now is I have to Dane and I have to Dane is the longest verse of the Quran. Remember that Dane is a delayed payment, right? Whether it is on borrowed money, which of course one has to return after some time, or it is goods that are purchased on credit or it is wages that are to be paid, or it is for example, a man whose you know the payment of which has been

01:25:48--> 01:26:35

deferred or any other transaction where payment has been delayed, it is not made immediately. So this idea is about such such contracts or such transactions. And we see over here that super bacara it has the greatest verse I could see and also the longest verse of the Quran I today. The greatest verse is about Allah soprano Tada. And the longest verse is about financial dealings between people. And this shows us how important these matters are, that we cannot take these matters. But you know, lightly, that or we cannot be negligent in these matters. When Allah subhanaw taala has dedicated the longest verse of his book for these matters, than this means that we should take these matters

01:26:35--> 01:27:20

very seriously. So it is said here, are you Hello, Dina amanu, all you who have believed either today young to be dating, when you contract a debt, illa agilely masama for a specified term, then factor Whoo hoo, then write it down. So there are three main things over here. First of all, we see that when it comes to a deign, meaning the payment has been deferred, then First of all, the transaction should be recorded, the contract should be recorded, because Allah subhanaw taala says factor, boohoo, write it down. Secondly, we learn that Isla edgerly muslimah, it should be for a specified term meaning a term should be fixed. So for example, at the time of marriage, a man says

01:27:20--> 01:28:06

to his wife, you know what, I'll give you 20,000 asthma hurt, right now. I can only give you five and the 15. I will give you later. Well, what does it mean by later? Does it mean it will come from your estate after you pass away? Or does it mean it will come after a year? Does it mean that there will be a certain amount that you will give every month? What is it there should be, you know, a term that is fixed? When you borrow money from someone? And you say, Okay, I'll pay you later. What does that mean? Does that mean a week, a month, a year, six months? What term when you buy something on credit, when you say that the payment will come later than there should be a term, a term must be

01:28:06--> 01:28:48

fixed. And then thirdly, we see in the in the verse that there should be witnesses for this transaction, meaning while it is being recorded, and of course, the term is being fixed. There should also be witnesses, meaning people other than the creditor and the debtor who witness the transaction. Why? So that people don't deny the payment afterwards, there is written proof, there are witnesses to the transaction. And this way, you know, both the creditor and the debtor are unclear terms. They know you know, each party knows what to expect what they're supposed to do. And this shows is that even when you're lending your money to a relative or to a friend recorded,

01:28:48--> 01:29:30

because a lot of conflict and you know mistrust, it stems from money mismanagement, and then it has said, well, yep, to Bane a compatible model and let a scribe write it down between you in justice, meaning the writing of the transaction or contract is something that should be done, but remember that it is must the hub, this is something preferable, it is not mandatory. So once you decide based on the nature of the transaction, or the contract, so for example, you have just borrowed $20 from your brother, so can you do have to write it down here you see that really, you don't have to, because you're just going to get in the car and then email the money to him, for instance. So any

01:29:31--> 01:29:59

day depending on the nature of the transaction, recorded, choose to record it or not, but definitely when it's a major transaction, when there are multiple parties involved, or when the loan is long term, and when there is you know, past experiences where you feel that you know you have been taken advantage of, then don't get bitten by the same hole twice. Rather, write those trends out.

01:30:00--> 01:30:46

It is safer, because what happens sometimes is that we we forget what we agreed upon, right? But when you write it down then you remember the amount that you had agreed upon you remember the term, the date, the time, etc. There's clarity. So it's it's safer once a year by Kathy Boone and Yak to become a llama hula. And let no scribe refuse to write as Allah has taught him. Meaning writing is a skill that you should use. It's a gift from Allah. And when Allah Subhana Allah has given you the skill then use it to benefit people. We see that there they're not always people in every community who know how to you know write and especially you know at the end remember that the Quran is for all

01:30:46--> 01:31:40

people all times. So those who know how to write and especially when it comes to recording legal documents, then if you have the skill you have this knowledge then do not refuse. Rather assist people cooperate with them in good work. Finally, actor William niniola de la he'll help you well yet tequila hora bajo well I have a husband who Shea. So let him write and let the one who has the obligation dictate meaning the person who is taking the loan, it is the debtor who has to dictate the the terms or or the or the details of that transaction. Why the debtor because he should be fully aware of what he owes, and he should be fully aware of of when the money is due. While yet

01:31:40--> 01:32:30

tequila hora bajo la voz minutiae and let him fear Allah His Lord and not leave anything out of it. mean you should not deliberately leave out certain details. Why? So that he can get away? No, he should fear Allah and be honest and give complete information for in Canada de la Hill hepco Sufi Han alberi fan, Elias totally ruin you Mila Hua, for luminal Walia who will argue, but if the one who has the obligation is of limited understanding, or is weak, or is unable to dictate himself, then let his guardian dictate injustice? What does this mean? This shows us how accessible our law is, meaning if someone is not mentally stable, or it's a minor, meaning a child who is wants to

01:32:30--> 01:33:18

borrow money, they want to start a business, right? Or someone does not have a good credit history. They're they're not really that reliable. Still, if they want to borrow money, they should be able to borrow money, but they will not do this on their own, who will be with them as a supporter, a guardian a relative, they will be a part of this transaction, because they need a support system. So that neither are they taken advantage of, nor do they take advantage of others. So if a person who is borrowing the money is of limited understanding, they don't know much about you know financial lingo and or they are very if they're weak and this could be mental instability, or some physical

01:33:18--> 01:34:07

weakness, or the fact that they are, you know, a minor it's a child Elias theory and you Mila he is unable to you know, tell describe what to write, because you know, either the language is different. Or for example, a person is not able to speak, then in this case, they will not be alone, their relative, their welly their guardian will be there. And this shows us that, you know, again, there is there is equal opportunity. This is how accessible our religion is. What's the Shido Shaheed Amy Marie jolly calm and bring to witness two witnesses from among your men for a Lumia coonara Delaney fraudulent attorney, my mentor loan Amina shuhada. Until then, the Houma for to the Pura Vida hamal

01:34:07--> 01:34:54

O'Hara. And if there are not two men available, you cannot find two men to be a witness over the transaction than one men and two women from those whom you accept as witnesses. Why to women so that if one of the women errors than the other can remind her. Now we see that a times when the transaction is major witnesses are needed in addition to the documentation. What kind of witnesses should they be? It is mentioned over here a memento loner. These people these witnesses should be those whom you accept as witnesses, meaning they should be adult, Muslim, reliable, trustworthy, knowledgeable, reputable people you know who are known for their honesty, right for their knowledge

01:34:54--> 01:34:59

for their expertise. They should be called as witnesses to to such contracts.

01:35:00--> 01:35:51

And who should it be to men from your, you know, to among your men meaning Muslim, and in the absence of two men, it is going to be two women and one men, not for women, not for women, always one men, either two men, or if you cannot find two men, one men and two women. So, this is because we see that in majority of the places in the world, women are not always aware of financial systems, as well as men are. And and remember that Islam is for all communities, you know, you might be from a place where Mashallah women are very knowledgeable, they're experts, sometimes even more knowledgeable than men, and that is perfectly fine. That's, that's possible. But that's not the

01:35:51--> 01:36:42

reality everywhere. And we see that even though, you know, in, in many societies where women do have, you know, a lot of rights and, and, you know, they're able to, you know, access knowledge, expertise, their professional, etc, still, we see how women are oppressed Subhanallah any women are oppressed in the most advanced places, even, they're taken advantage of they, they feel that they're not able to express themselves, they're not able to speak out when injustice is being committed against them, where men can be so oppressive, so abusive, so controlling, that women are taken advantage of, and this goes on for years and years. And this is something that we are not blind to

01:36:42--> 01:37:28

SubhanAllah. In, in this day and age, this is so obvious to us, that we talk a lot about equality, but there isn't really any equality. We're in, you know, in the most, you know, in the places where women should be having equal inner rights, they're not treated as equals, even though you know, a woman may have you know, a status, a position that is greater than that of a man, for example, in an organization, she is not treated with respect. Any Why is it is it because legally they don't have the rights? No, they do. It's because a lot of men, you know, the problem is with them, they don't look at women with respect, they think that they can mistreat women, they can oppress them, they can

01:37:28--> 01:38:22

silence them, they can abuse them, they can, you know, take advantage of them, they can exploit them. So here when two women are required, this is in a way, a safety net for a woman that if one woman makes a mistake, then guess what? The other will help her so she's not and it's not for women. It's going to be one men and two women so that no, you know women female witnesses can be coerced into giving false testimony. No female witnesses can be coerced into you know lying, it cetera. So Islam is practical, not idealistic. So for a Lumia coonara julaine. For Roger on one row attorney, my mentor Dona mina shuhada until Lila Houma for to the Kira O'Hara, then it is said, Well, I

01:38:22--> 01:39:04

Shahada who either Maduro and let not the witnesses refuse when they're called upon, meaning when they're called to bear witness or to testify later on, they should not refuse. However, it doesn't mean that witnesses are taken advantage of that where, you know, they have other obligations, or they're expected to, you know, come to a very far off place, a very distant place. And they say that you know what, I'm not an expert in this matter, that still they're forced their guilt tripped into being witnesses, while others are more interactive. Whoo hoo salir en au Kabir on Isla edgerly. And do not be too weary to write it, whether it is small or large Valley come up with settler in the

01:39:04--> 01:39:48

law, he will accomplish Shahada while adding a lot of taboo for its specified term because that is more just in the sight of Allah and stronger as evidence and more likely to prevent doubt between you. This is the benefit of recording these transactions, that it will be more fair and the written document will be will be a strong evidence, it will save you from doubt. Sometimes we forget what we agreed upon. We get confused with dates with numbers. So it is always safer to have these details written down. And in case of death in case of missing persons written documents are essential for proof in the under cornetti Jonathan hellblade attend to the Runa hibino conference Aleykum dinner

01:39:48--> 01:39:59

on a late October except when it is an immediate transaction which you conduct among yourselves, for then there is no blame upon you if you do not write it. So we see over here, that every transaction is not enough.

01:40:00--> 01:40:41

To record especially where transaction is immediate, but still we see a receipt is always better. We'll actually do better by our thumb. When are you Laura? Kathy Boone, Willa Shahid. We're interfer Lou Ferrigno, who for Sue can become antique witnesses when you conclude a contract meeting for official business transactions for bigger contracts than call witnesses. Well, are you Kathy banuelos Shaheed and let no scribe be harmed, or any witness went into for loofa in the hoof also can become for If you do so, indeed, it is a grave disobedience in you. How could witnesses or scribes be harmed in number of ways? First of all, that for example, you expect that you know, the

01:40:41--> 01:41:26

scribe or the witnesses come to your city, they dry for two hours, so that they can bear witness to your, you know, transaction that would not be fair, especially when there are people who live close to you, who are willing to help you, then why are you forcing that you know, your friend, or your relative or your Quran, teacher, whoever they should come and be a witness to that transaction. Another way of harming them would be by, you know, calling them to bear witness to your transaction when they have other very important, urgent things to do, which are getting far more serious. So be respectful of their time, be respectful of their obligations. And another way in which, you know,

01:41:26--> 01:42:10

people are harmed when they're witnesses, or when they're scribes is when details are hidden from them, or when they're given incorrect information, or when there are threatened. So, this should not be done, what the hello how are you early mukim, Allah, Allah who be cliche in earlier and fear Allah and Allah teaches you and Allah is Knowing of all things. So we see over here that lending money to people, delaying the payment, giving things on credit, etc, this is something permissible, in fact, it is also something that is rewardable. Why, because it's something that helps people, everybody does not have access to money all the time, they need to borrow, so be the helping hand

01:42:10--> 01:42:52

lend the money, but there's some etiquette when it comes to borrowing money and, you know, returning loans, etc. What is the etiquette? We see that first of all, this is something that we should participate in, because there is reward the Prophet sallallahu earlier sent him said there is no Muslim who lends something to another Muslim twice, but it will be like giving charity once, meaning when you lend. It's as though you are giving charity. However, we see that alone must be returned. We learned that procrastination in paying debts by a wealthy man is injustice, any it is unjust. If a person is able to pay a loan, but they don't pay, they keep delaying. They keep deferring. So this

01:42:52--> 01:43:33

is a form of injustice. And then we see that if a person has to use pressure to demand their money back, this is something completely permissible. We learn in a hadith about how a man came to the Prophet sallallahu already said, I'm demanding that his deaths, you know, be returned. And this man behaved very rudely with the Prophet sallallahu Urdu so the companions, you know, intended to harm that men and the Prophet sallallahu early on and said leave him because the creditor has the right to speak any he is using, you know, pressure, and that is permissible. And then we learn that if a person dies, with debts that are unpaid than they have to be the debt, the debts have to be paid

01:43:33--> 01:44:13

before anything else is done early, they'll do a lot more and who said that the Prophet sallallahu earlier said it would pay off the loan before carrying out the will sia before carrying out the will and then we see that we should not delay returning the loan without good reason. The Prophet sallallahu alayhi wa sallam said, the delay in payment on part of the one who possesses means make it lawful to dishonor and punish him. Meaning if someone is able to pay back the loan, but they're still not paying it, then you are allowed to dishonor him and you are allowed to punish him or the Leben robotic explain that to dishonor means that he may be spoken to roughly meaning you can go and

01:44:13--> 01:44:57

harshly speak with them and demand your money from them. And punishing means that this person may be imprisoned, meaning then you can get the law involved. And we see that once a man died and the Prophet sallallahu already said I'm asked if any of his relatives were present. And the Prophet sallallahu alayhi wa sallam said that your companion has been detained from paradise on account of his debt. And he he will not be able to enter Jannah until the loan is paid off. We also learn that when a person borrows money with the intention of paying back then Allah subhanaw taala is help is with him. But if a person borrows money, and has no intention of paying back then this is something

01:44:57--> 01:44:59

serious we learned in the headaches that such a person

01:45:00--> 01:45:43

You will meet Allah as a thief, meaning he will come before Allah, while he will be considered a thief, this person will be considered a thief in the sight of Allah. And then we also learn that whoever accepts whoever takes the wealth of people intending to pay it back, Allah will pay it back for him. And whoever takes the wealth of people intending to waste it, meaning not intending to pay it back, then Allah will waste him. Allah will waste that person, any Allah will destroy that person. So whether it is a small debt or a big debt, have the intention to return it and ask Allah subhanaw taala for help and make da there's a number of the hours that we have been taught, or the

01:45:43--> 01:46:18

you know, the long run who reported that, the that, that the Prophet sallallahu alayhi wa sallam said that if you have a dead upon you, similar to the mountain of sleet, and it's a huge mountain, Allah would fulfill it for you. And what is that Dora that you say in order to get the help of Allah? It is Allah homak Fini behind Malika and her amika will only be public I'm antsy work that Oh Allah suffice me with your lawful against your prohibited and make be independent of all those besides you. We also learn that before going to sleep, there is a dog that we say

01:46:19--> 01:47:05

Allahumma robusta marotti wearable wearable Oh Sheila Aleem Robin our Bakula Shay fairly call happy when our woman Zilla talathi will ngd will for con are all becoming shared equally Shay in antioxidant been asleep at oligomer until a willow fell as a public cache were until our hero Felisa burdah cache were until our hero Felisa phoca cache, what until bout three new Felisa Duna cache equally on a day in what other Nina mineral fucker along the era, in which is full of the praises of Allah and at the end we say, Oh Allah, it will be on a date, pay off our debt will only nominal fucken and enrich us from from poverty, meaning take our poverty away, we turn to the Prophet

01:47:05--> 01:47:23

sallallahu already said it would also make da Allah Khomeini are with the becoming a semi well Muslim at the end of his Salah, which means that Oh Allah protect me from sin and debt, any This is something that the Prophet sallallahu earlier said and would seek refuge with ALLAH against Allah protect me from being under the burden of debt.

01:47:24--> 01:48:06

So make Torah and ask and have the intention and when you will have the intention that inshallah Allah is help will also be there. We're including from Allah suffering when I'm 30 do karate band for Rihanna macabre and if you are in a journey and cannot find a scribe than a security deposit should be taken, meaning if one has to take a loan during travel, than if a scribe witnesses etc, are not accessible than any hand should be given and what is it behind his security deposit, which is basically something that you give up your own property to the creditor, as a deposit as a guarantee that you know what you keep this belonging of mine and I will return your money to you and

01:48:06--> 01:48:44

once I return your money to you then you give me my belonging. So, this is something permissible, there is benefit in this people's rights are insured people are saved from you know, mistrust argumentation etc. And we see that even the Prophet sallallahu alayhi wasallam would at times borrow by giving a security deposit. So there is nothing wrong with this, this is a permissible way. But remember that it is not permissible to use or benefit from what has been given to you as a security deposit without the permission of the actual owner. And if the payment is not made, then only a person can use it. Because that is the purpose of the security deposit that if I don't get my money

01:48:44--> 01:49:26

back then I get to keep the this this item of yours. For in I mean a barber combivent value at delivery to Mina Amanda who Walia tequila Harbor, and if one of you interests and other than let him who is interested discharge his trust faithfully and let him fear Allah His Lord will talk to my Shahada and do not conceal testimony. One may act on behalf of FML Calvo, for whoever conceals it in his heart is indeed sinful, when love will be my thermal Luna Aleem and Allah is Knowing of whatever that you do. So we see here that if people trust each other, then even the security deposit is not necessary. So there are you know, situations where, you know, there's so much trust between

01:49:26--> 01:49:59

siblings, between friends, between coworkers that you don't mind borrowing money from each other, because you know that it will be returned. However, there's clear mention over here that fun you a delivery to me no matter who that the person who has been trusted, she'll feel should fulfill his trust. Meaning he shouldn't just, you know, avoid the payment now. He shouldn't take advantage of the fact that his friends or his siblings or whoever people trust him, No, because not fulfilling the Amana is hypocrisy. In a report. We learned that a

01:50:00--> 01:50:47

mcru will hurry or two will figure no to fit now, that plotting and deception and Kiana treachery, betrayal. This is in hellfire. So if if someone has trusted you, and they have lent you their money in good faith, then you be responsible and you fulfill that trust and the people who fulfill that Amana. for them. Jenna is guaranteed as we learned in Hades and a person who conceals testimony what I've talked to my Shahada concealing testimony. This is also something major. It is said well Maya Toma for no athermal kaaboo. The heart is sinful. Why is the heart sinful? Because the testimony is being concealed in the heart. You know the facts, you know the truth, you know the HAC yet you are

01:50:47--> 01:51:13

concealing it. So, you concealing it in the heart The heart is involved. So the heart so the heart is committing the same will love will be my Dharma Luna, Arlene. And now the concluding verses of Surah Al Baqarah. The last three verses, Allah subhana wa tada says lilla he Murphy's Some are worth you wanna fill up to Allah belongs whatever is in the heavens, and whatever is in the earth.

01:51:15--> 01:52:04

And these are the only two realms that we know off. It's either the skies or the earth that we know off in the earth, we live and in the earth are the other creatures, animals, jinn, etc. And then the skies above us is the world, the realm of the angels of the souls. So whether it is the higher world or the lower world, the upper realm or the lower realm, whether it is the world of the jinn, or the men, the living things, or the nonliving things, all of them belong to who all of them belong to Allah, meaning Allah made them, Allah owns them, Allah knows them, and he has full authority over them. What in Tobu, Murphy and foresee come out or for who you have, Sibyl can be Hitler. Whether

01:52:04--> 01:52:49

you show what is within yourselves or you conceal it, Allah will bring you to account for it, because he knows exactly what you keep in your heart. And he knows what you reveal and what you conceal. And Allah has full authority over you and he has all the right to question you to hold you responsible and he can ask you and after that file bulimia over your available Manisha, then he will forgive whom He wills and punish whom He wills, and that is with His justice, will law who are now coolly Shay, in Cody, and Allah is over all things competent. You see what is within ourselves. It is our thoughts, our beliefs, our intentions, our desires, our assumptions. Sometimes these are

01:52:49--> 01:53:36

good, and sometimes they're not so good. So if these are if the if the bad kind of thoughts if the negative thoughts, bad assumptions, evil desires, if these are mere West WESA meaning suggestion of shape plan that just comes and goes, and they don't settle in the heart that a person is not sinful. In fact, if there's a horrible thought, a horrible idea, a really bad desire, a very negative was was a and a person gets upset about it, then this is actually a sign of emotion. We learned that some companion said to the Prophet sallallahu wasallam that sometimes we find in our minds, that which honey would be too serious to even express. It is so bad, that we couldn't even bring it on

01:53:36--> 01:54:15

our tongues. The Prophet sallallahu alayhi wa sallam said, Do you really find that in yourselves? They said, Yes. And the Prophet sallallahu wasallam said that is manifest faith in it that is a clear sign of faith, that you have this thought in your heart and you know that it is wrong, and you would never say it. So remember that this is just an attempt of shaitan to mislead us. And we learn in the Hadees that the Prophet sallallahu alayhi wasallam said Alhamdulillah All Praise to Allah who has reduced the the Guile of the devil to evil prompting only meaning all the chairperson can do is just give an evil suggestion and that evil suggestion, it comes and goes. So as long as these

01:54:15--> 01:54:58

thoughts are not brought on the tongue, remember, there is no sin. The Prophet sallallahu alayhi wa sallam said that Allah has overlooked for my oma that which comes to their mind as long as they do not act or pronounce words to that effect. Meaning if there's a if there's a bad idea, bad desire in your heart, and you don't say it, you don't verbalize it, and you don't act on it, then inshallah you will be forgiven for it. And then secondly, we see that sometimes there is an intention to do something wrong, but then a person changes their mind later on this No, this is not right for me, I should not do it. Then for that is actually reward because we learn in the Hadees that when a person

01:54:58--> 01:54:59

intends to do something good

01:55:00--> 01:55:42

Then a good deed his record is recorded for him. When he actually does that good deed, then the reward is multiplied for him. When a person intends to do something evil, that no sin is recorded for him, but when a person changes their mind the no I'm not going to do it, then a good deed is actually recorded for them. And when a person does that wrong deed, then only once in is recorded for them. So this is Allah soprano thought his generosity. Now when that's when this idea was revealed, we learned that the companions were actually the extremely worried. They they became extremely, you know, afraid. And they said to the Prophet sallallahu alayhi wa sallam that you're a

01:55:42--> 01:56:27

Sula. How can we control what is in our hearts? And how, you know, if we are held accountable for what is in our hearts, we would be doomed. So the prophets of Allah who earlier Selim said, say Sameera now what Athar now was alumna that we have heard and we have obeyed and we have surrendered ourselves. So when they said, Samir, now well Darnell was alumna Allah subhanaw taala also filled their hearts with a man with faith. And then Allah soprano title revealed the next two verses, and what are these two verses? These two verses are the final verses of Surah Baqarah, which like pseudo Fatiha are from a treasure trove from beneath the throne of Allah, the Exalted and this is why the

01:56:27--> 01:57:08

Prophet sallallahu alayhi wa sallam urged people to recite these verses. Why? Because of their special significance. And they're so powerful that if a person recites them in the night, we learn that Kufa who these verses would suffice him, how that there would be enough for his protection, enough for his forgiveness in sha Allah, they will be a reward for the night prayer, they will dispel his fears and his worries. And the prophets of Allah who are using them also said that these two verses are not recited in a house for three nights, except the Trayvon will not be able to draw near that house. And remember that when you recite these verses, and you make the other than that da

01:57:08--> 01:57:51

is also accepted, because in the Hadees, we learned the Prophet sallallahu earlier said and was told that these verses you you learn Takara or be heard of him in Houma, Illa or three Illa or a pita, who that you will not recite a letter of them except that you will be given because of them, meaning you will be given reward and also these laws are the laws that will be answered. So protect yourself, protect your home, protect the people in your home, by reciting these verses every night. And make it a point to memorize these verses and recite them regularly recite them in your Salah also, what are these verses, these verses are M and Allah su Bhima, on Zilla la in the Rugby World

01:57:51--> 01:58:35

movement on the messenger has believed in what was revealed to him from his Lord and so have the believers could learn em and a Billa. All of them have believed in Allah, when Allah eager to hear what could to be what was truly, and in His angels and his books and his messengers, meaning they believe in all the pillars of faith, and they say lan ofori kobina. I heard him me recently. They say we make no distinction between any of his messengers. So we see that this ayah covers all the pillars of faith. So the believers, they have believed in all of what is necessary to believe in and Allah subhanaw taala accepts their Eman we learned at the beginning of miracle Bukhara that there

01:58:35--> 01:59:19

are some people who say we believe in Allah, when the last day but Allah says, Well, my home be moved many, they're not actually believers. Here we see that there are some people about whom Allah says that one more me known Colin armineh. They are true believers they actually believe. So who are the true believers? The true believers are those who believe in every aspect of faith. They don't pick and choose, learn to follow kobina I had the middle Sunni, we don't differentiate between any of his messengers, we believe in all of them. And what is the sign of the one who truly believes we'll call you Samir and our authority. Now, they say we hear and we obey, you see somewhere and

01:59:19--> 02:00:00

thorough listening and obeying. These are two pillars of faith, necessary pillars of faith, some are is to listen. But listening doesn't just mean you listen with your ears. Listening means that you accept that you believe and borrow the second pillar is thorough, which is to obey meaning to actually do what you have heard, to actually carry out the orders that you have been given. So we see that, that with regards to listening and obeying. There are three types of people. The first type of people are those who neither listen nor obey those people who are completely averse who don't even bother to know. Then second type of people

02:00:00--> 02:00:42

For those who listen, but they don't obey, what do they do instead they mark they arrogantly refuse and such people become Maha lube. Those who receive the anger of Allah and we learned about such people will call to Sameer nowhere assignor they said that we have heard and we will disobey. And the third type of people are those who listen and obey and these are the believers and these are the successful when my yield areola Havasu level for codfather fosun or Lima for such people is fosun are Lima, a great success, a great attainment, we learned that it is the sign of a believer of believing men and believing woman that either cuddle Allah who are sudo Ameren, that one alone has

02:00:42--> 02:01:23

messenger have decided regarding a matter than they don't have any personal choice. No, they obey. They don't say but I choose differently. I want to do something else. No, they prefer the command of Allah over their own desires. And we also learn in the Quran that in the mechanic colon mokwena, either duru in Allah He will assume the helia Akuma Bina on a akula summaron. Our Athena, the way of the real believers is that when they're called to the command of a line is messenger. What do they say? their responses similar now what are no, we hear and we obey. So this is what we should also say, when we hear a command of a law. We should do some here now what authority or not? Or really,

02:01:23--> 02:02:04

how is this possible? Impossible? There is no way I could do this. No, this should not be our response. Our response should not be somewhere in our assignor because this is what some people say. They say yeah, I know when they're when they're invited when they're reminded this a Yeah, I know. But knowing is not enough. What is necessary is that we know and we obey Sameera know what a dharna and the response of the true believer is. Ron akara been our la Cal mostly, we seek your forgiveness our Lord and to you is the final destination. The fact is that every person is in need of forgiveness. No matter what we do, no matter what we attain, no matter what we accomplish. No matter

02:02:04--> 02:02:52

what little we managed to do. We still need forgiveness from Allah subhana wa Tada. We still need mercy from Allah subhanaw taala Allah subhana wa tada says, later you can live Allah who Neff sin Illa was Aha. Allah does not charge a soul except with that within its capacity. This is assurance from Allah. This is a promise from Allah. A statement of fact that Allah subhanaw taala is telling us that Allah does not burden a soul with more than what they can bear. Meaning whether it is a religious command that Allah has given, remember, it is doable, it is possible. And whether it is a worldly matter which Allah subhanaw taala has decreed for a slave, you know, an illness, or for

02:02:52--> 02:03:42

example, if financial condition, then remember, it is bearable, it is doable. Why? Because Allah made us, Allah knows us. And Allah wants good for us. So he will only give us what he knows we can handle, we might find that it is difficult, but difficult doesn't mean it's impossible. We we choose convenience for ourselves, because we don't want to go too far. Allah subhanaw taala sometimes tests us with hardship with greater challenges with bigger trials. Why so that we expand our capacity and we go further, we don't become lazy. So now you Khalifa Allah who nevsun illa was our her, let her Makassar But who are they hammock, Tessa but it will have the consequences of what good It has

02:03:42--> 02:04:35

gained, and it will bear what evil it has earned. Meaning each person is responsible for their deeds, a good result for a good deed and an evil consequence for an evil deed. Allah subhanaw taala decides how to test us what to test us with. We don't get to choose that. But what we get to choose is our way of action, our response what we do, that is what we are responsible for. So if we do good, good for us, and if we do bad, that it is only we who suffer. This is why we ask Allah subhanaw taala for assistance, we say robina led to a hidden in nesina our thought now our Lord do not impose blame upon us if we have forgotten or made a mistake. Any if we if we have Miss Yun or

02:04:35--> 02:04:53

hotter than your Allah, you pardon us. You don't hold us accountable hopper. Hopper is to make an honest mistake. Meaning a person is not intending to violate, you know the limits. They're not intending to do something wrong, but they you know,

02:04:54--> 02:04:59

out of human weakness, they end up making a mistake. So for example,

02:05:00--> 02:05:39

A person intends to, you know, make wudu. But one of the conditions of will do is that you make sure that your body is clean, right? You want to pray, you want to make sure that there is no filth on your body. But a person has no idea that there is actually, you know, a splash of urine that is on, you know, their clothing, they have no idea they didn't see it, they didn't realize it. And, you know, even though they made sure on their part that their clothing is clean, but any they don't have, you know, a urine detector or something that will show them that yes, this is something you need to clean, they don't have the means. So they make an honest mistake, right? So this is hot.

02:05:39--> 02:06:21

Miss Yan is that you forget. And this is also something that happens with people that you know, for example, a person is fasting, and they forget and and because of that they end up eating while they're fasting. So remember, that the Prophet sallallahu alayhi wa sallam said that Verily, Allah has pardoned for me my oma meaning for my oma, he has been very lenient with regards to their mistakes and their forgetfulness, and that which they have been forced to do under duress. But remember, errors that are because of neglect, or because of laziness, or because of inattention are not included in this, that for example, if a person is using the bathroom, they don't care to see,

02:06:21--> 02:07:02

you know, if if, if they are cleaning themselves or not properly, if they're avoiding if they're making sure that they're protecting themselves from urine, they're negligent in that regard, that that is punishable. But if a person is careful, and despite their best efforts, and and you know, double checks and everything, they still don't realize they don't they still don't find out, then that is something that that that is overlooked. Why? Because no human being can be perfect with our best efforts also, because we are human, we make mistakes. We are human we forget. So when the companions recited this sort of vanilla to a hidden that in nesina, our Thorner, Allah subhanaw

02:07:02--> 02:07:46

taala responded, we learned in Hades, Allah's parents, Allah says, advice to I have done that, or I've been Allah tamela Allah is Sankara Hamilton who are the levina and copertina Our Lord lay not upon us a burden like that which you laid upon those before us, meaning do not give us obligations and restrictions and commands that were given to the people before us because truly they were very hard. Think about how the restrictions were for the people of the Sabbath. Many they weren't allowed to do any worldly work, and he was so difficult. So we made we make this to our the companions made this door. And yes, this though I was also accepted a las panatela set out fall two and look at the

02:07:46--> 02:08:33

ease that Allah subhanaw taala has created for us in, in our religion, that how we can pray anywhere. And if we don't have water, we can make tiamo right? If a person you know is is sleeping, or if a person is unconscious, and they missed the prayer, then they make it up once they regained consciousness, so panela any there's so much ease or have been Allah to hamdulillah mala Takata and Abby our Lord and burden is not with that which we have no ability to bear, whether it is the trials of life or it is religious commands or it is restrictions, we are asking Allah subhanaw taala that he or Allah make these matters easy for us. And yes, this is also a dog that has been accepted,

02:08:33--> 02:09:18

because the last program said farewell to so we see that the religion that Allah has given is not beyond our ability. In fact, this religion is as a prophet sallallahu Sallam said in Medina use run the religion is easy, and he said, an Allah tada says one jar la la COVID de man, how much that Allah has not made for you in this religion any difficulty, the Prophet sallallahu Sallam said, I have not been sent with Judaism or Christianity, I have been sent with with Haemophilia a somehow meaning the easy religion, the practical religion. So, these are us have been answered and these and this is a reassurance for us that every single command that Allah has given every single prohibition

02:09:18--> 02:09:59

that he has set, it is practical, it is doable, but we can only and only, you know observe these commands, we can only be obedient when there is faith when there is a man when our responses Sameera now will Athena when there is a willingness to obey and when we seek help from Allah, because remember, no person can do any good without the help of Allah. And no person can stay away from any evil without the help of Allah. This is why we say Hola, wala quwata illa Billah and then again we ask Allah for an end pardon us, welfare learner and forgive us meaning

02:10:00--> 02:10:46

When we fall short and our obligations and our duties which we will because we're human than your Allah waffle on, pardon us erase and wipe our shortcomings, our neglect while fitna forgive us meaning when we actually commit a sin, when we make mistakes, when we end up doing something wrong, when we end up violating the limits that you have set, then yeah, Allah welfare Elena, forgive us at that time, what Hamner and have mercy on us because we are forever in need of your mercy. We need your mercy so that we don't get caught up in sin. We need your mercy so that we don't neglect our duties our responsibilities that you have laid on us. What untie mowlana You are our protector, it

02:10:46--> 02:11:31

is you who is our protector, any we have no protector other than you, we depend on you fun sadhana so you help us our little COVID Catherine against the disbelief in people, meaning the people who oppose us, the people who do not you who who become hurdles for us in the path than your Allah, you assist us against them. So we see over here that when we believe when we surrender, when we say some error now what a foreigner and we ask Allah for two things, we ask Allah for leniency when we forget an error, which is why we say led to a hidden in the center our partner and secondly we ask Allah for ease. So we say bla bla, so we say robina la tamela. Elena is Soren comma Hamilton who are

02:11:31--> 02:12:16

loving them and commelina and Robin are allowed to have Mala Mala Takata and Abby, so we ask Allah for, for two things for leniency and for ease. And then we ask Allah for for things, that that when we are doing our best, then he or Allah still we need your forgiveness, we need your pardon. We need your mercy. And we need your help, because it is only with these blessings that a person can truly be successful in this world and these and the hereafter, and remember, these laws are accepted for us. So we should regularly make these laws. These laws are our reassurance from Allah subhanaw taala that it is possible to obey Allah, it is possible to worship Allah with his help with his guidance.

02:12:16--> 02:13:02

So we should keep asking Allah subhanaw taala for guidance for assistance. And one of the ways of doing that is to stay connected with the book of Allah, that we because you see hedaya guidance has what it is, it begins with knowledge. It begins with understanding and for that a person has to stay connected with knowledge with the book of guidance. So Surah Baqarah Alhamdulillah we have completed it with the help of Allah. And remember the significance of Surah Al Baqarah. The Prophet sallallahu alayhi wa sallam said recite Azhar Wayne recite the two bright lights Al Baqarah and Alia embrun because they will come on the day of judgment in the form of two clouds or in the form of two shades

02:13:02--> 02:13:42

and they will they will plead they will advocate for their people. So and hamdulillah we have completed sort of bacala Let us now begin sort of earlier and Ron so inshallah details will be shared with you very soon. And we will begin the study of sort of Alia and Ron very soon, may Allah subhanaw taala accept this from us, we Allah subhanaw taala really make this a means of guidance for us a means of drawing close to him a means of forgiveness for us. Now Allah subhana wa tada give us knowledge of what we have still not learned. May Allah subhana wa tada correct for us what we have misunderstood, may Allah subhanaw taala forget forgive us for any mistakes or any errors that we

02:13:42--> 02:14:07

have made because of our weakness and also because of neglect on our part because of our human nature. And why Allah subhanaw taala increases only in our goodness, in his with his reward and with his generosity. inshallah we will conclude over here subhanak Allahumma will be handing a shadow Allah ilaha illa Anta a stone Furukawa to buoy Lake, WA Salaam wa Alaykum warahmatullahi wabarakatuh