The Dangers Of Riba

Muhammad Salah


Channel: Muhammad Salah

File Size: 32.38MB

Episode Notes

Don’t Let Riba Destroy Your Home: The Dangers of Riba (Usury)

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Salam aleikum wa rahmatullah wa barakato.

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I will realize some Iranian Amina chiffon regime min hems he went, he went

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smilla have a man over him and hamdu lillahi wa Kapha was Allah. Allah I bet Isla de nos puffer. Let's see Emma Mustafa sallallahu alayhi wa early he was happy he was seldom at the Sleeman kathira.

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In the beginning and after praising Allah Almighty alone and sending the best Peace and blessings upon his most beloved Prophet Muhammad Sallallahu sallam, I wanted to express my joy in the lights, excessive delight for being amongst you today. And also, thank you so much for the invitation. I truly appreciate that. Especially I'd like to give a special thanks to the hosts and phenomenon and its administration and also the brothers at their cereal and imaginisce May Allah subhanaw taala accept from all of us and

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bless us all, except this humble effort from us, aloha Miami. Today inshallah we'll be speaking about

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the Riba and its danger.

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And in the beginning would like to establish a very important fact. This fact Allah subhanho wa Taala has established in a number 157 of Surah Al are off.

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In 156. Allah subhanaw taala stores the story as follows.

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It says as the agenda work to valina the dunya has an atom in Hudler like

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octave. Lana, have you heard the dunya Hashanah is an invocation. This was made by prophet Mousavi surah.

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When he banned Allah Subhana Allah for forgiveness, when the 70 disciples demanded to see a loss of Allah destroy them and they died with the shock. So he had a lot to bring them back to life and they all repented and he said what to blend if he had the dunya Hashanah. in Medina, he like that means we repented unto you. Well Phil aphylla likewise give us a good year award in the hereafter

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called he or she will be here man he

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was not he was here Hakuna shake. So they again work too well and if you had the dunya has an atom morphine filati in Houdini Illa Allah subhanaw taala responded was saying, kala has a vo c v Manisha my Thurman I punished with him every when

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while I met he was at school.

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While my mercy have encompass everything,

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first October

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tahune, a shadow day My Mercy and granted to those who fear me well known as dark as our Latino, Latina, you know, a shadow Give me my mercy to appeal to those who get into charity and those who believe in my versus what are the traits and also the following area 157 will describe the traits of Prophet Muhammad Sallallahu Sallam as he was mentioned in the previous books, the floor and in the Gospel.

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He said has this area which is the subject of metal and Athena, who was sued and v l amania. Allah Do you do want to ban and don't fit in G

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I shall give my mercy and granted to those who follow the Prophet the messenger the election they saw his face

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and learning as you do on a home October in the home the one on the find his mentioned is it in in the Torah and in the gospel was mentioned about him. Yeah, and now

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we're in her honeymoon.

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We were headed that way Do you have any more Allah He will call that way although I'm

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well I've learned a lot he can actually count with me. So Mohammed Salah lohani salaam streets number one more on Bill Maher of inshallah enjoying them to do what's good.

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So every command of the Prophet sallallahu Sallam is to do what's perfectly good

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way on her on a monka and every prohibition that he made some aloha salad is to stop us from

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Whatever is evil, so every prohibited act eventually is evil is bad. While hell

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and he shall make lawful to them everything which is

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good, healthy, beneficial of us

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while you hurry mohalla himal hobby is

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a hobby is is plural of hobbies, which is even, and he shall make unlawful to them everything which is hobbies, so poignantly, everything that Allah subhanaw taala has made Haram is evil,

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whether Allah Subhana Allah just find that by mentioning the effective cause, why did he make it prohibited or not?

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The relationship between us as servants as believers, Allah subhanho wa Taala is based on the fact that Allah is the Creator and he knows best, and are his slaves and servants and we know nothing.

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So we seek His guidance. When he says, do we do because it is good. When he says don't, then we don't go near it, because it is definitely evil, whether we can figure out the effective cause behind the prohibition or not. Every once in a while

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there is a new discovery, whether scientific discovery, economical discovery, and these facts prove nothing but whatever the profit Salas lemma said was nothing but the truth and the ultimate truth.

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So parallel law for years people have been asking, Why does your religion forbid gold for men? It's just within grain.

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And some of the Muslims with weak Eman the question that they say I can just figure it out.

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Why is going around for men? What's wrong with men wedding so what song is almost saying don't Hara whether you are using Allah? Because Allah doesn't owe us an explanation behind every order? Or what kind of relationship is it? is not your friend? is not a human being like you? He is a creator? Allah Allah woman Hala power who

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doesn't the one who can get it knows best? Yes, indeed he does. And he is a subtle, the well acquainted

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whenever I purchase this iPad, after in the manual, how to go about it, how to start with how to turn it off, battery saving all of that. Why? Because those who manufactured it, and programmed it, they know better how to operate it right?

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As creatures are like hated us and he knows best, what suits us most what's good for us, and what's very harmful. And Allah subhanho wa Taala allowed us to do to consume, earn to get involved in whatever is good and love.

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And he prohibited us and you ordered us from going near to the hobby.

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While you're headed Mr. mahama We are the one home

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and he removed the burdens which were laid on them for innocence. The Jews.

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You know, October before Islam was very complicated in today was talking about one of the means of steadfastness Estelle was to say talk to a lot of stuff for a long Avi with sincere intention, Bondi

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before you know these guys, when he saw in those who worship the cat, what happened to them? How did they repent

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firpo to know, full circle.

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Allah Subhana Allah prescribed there is while killing themselves, so those who did not worship the calf

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took their souls and Allah Subhana Allah created the fog of dust, and they started killing those who worship the cat. So one had killed his son or his father or his wife or his daughter or whatever. So that helped by order to be accepted was to be executed. In Islam, it's much simpler than that with sincere repentance he turned on to Allah subhanaw taala and you say stuff for law particularly in the last part of the night. That's it.

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Right? Well on whom you saw how much Allah Latika Natalia, the remaining part of the A is very interesting, a promise, a promise from Allah Subhana Allah Who created who fashion who perfected who knows best,

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who prescribe what's lawful once. What's a law firm who sent the message.

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Just to inform us about what's good and what's bad is a felony in a movie. Whereas, when also what about our own Nora, lady, Uzi? llama hula ecoman

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those who believe in Him, follow Him, support him and defend them and follow the guidance the light which he brought with him.

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What kind of flood did the Prophet bring

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the Quran right. That is the norm to take people out of darkness into light via the air

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and if lamb Rokita ends and now in a Calico collision nurserymen of omega t in a movie is near a beam

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of honey that is the beginning of Sora Ibrahim this book we have sent it on to you to dry people to take people out of darkness into light by the name of Allah subhanho wa Taala.

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He was the one so what about Nora and the following strictly the nor the life which he brought under the old zerah Maha hula aka homophone such people who will be the truly successful ones. What is the ultimate success is the follow certainly the guidance of the Prophet sallallahu wasallam is to abstain from whatever Allah Subhana Allah has prohibited He did not say success where because it's general success and life success in this dunya success in business success in children in in choosing the right wife in another life, success in education and most importantly success in the hereafter by entering paradise safely. We agreed to this deal brothers and sisters.

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We say we're gonna make a deal in the beginning. We have to realize that everything that Allah made unlawful is definitely evil hobbies it must be avoided. Whether he has mentioned a reason or less than the effective cause behind the prohibition such as in prohibiting alcohol and why he mentioned why intoxicants and gambling is haram. Why is in his heart he didn't mention for go why.

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And when he mentioned the prohibition of river which is the subject of our conversation, he say yeah, are you 100 levena Taku la

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Berkeley Amina river in con to mock me.

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Oh believe? Fear Allah and abandon and give up all the remains and the different remaining forms of Frida, if you truly believe in Him, fell into falou Zen will be how BIM min en la hora sola. If you don't,

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if you don't sweat dealing with Reba, then Allah the Almighty and His Messenger are declaring a war against you, who can afford to go to war against Allah? Who can afford to help Allah anger or curse be upon him? whether an individual or a society we are like me and atom in this universe who can afford Amaz anger? No one, okay. So, it is very obvious that

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the only way to salvation and success in this life and in the Hereafter is in following the guidance of the Quran and the Sunnah of the Prophet sallallahu alayhi wasallam

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in order to do that, sometimes a heroin and heroin mix up

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and there will be like a gray area in between.

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And many people will come up, differentiate between what's clear Hillel and what's Hara. That's why the Prophet sallallahu alayhi wa sallam said in the Hadith,

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which is the rate of by nomadic niboshi you know a lot of news with him and his father, he says, Hello, but you know Kumar bangle hiromitsu Tata mineral Halliwell,

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very interesting.

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JOHN Obi nicoma, Lionel harami, subrata mineral halen

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make a barrier between you and the harem. And this barrier is got to be of some of the Hillel in order to avoid falling or in knowledge in into the harem. It's like in the village. When a minus falls in the bottom, they don't just take it throw it away. They have to take a little bit from the surrounding, which may be contaminated with the fence of the salt in animal or whatever, right

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and oncologist

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Whenever a surgeon is removing

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a cancer, a malignant tumor does not only remove the melanin cells but also takes some of the healthy cells to clean up the area doesn't take chances. Maybe a cell of the affected ones will be here or there. So he takes off the healthy ones as well and removes it. That is the meaning of Iran Oh by nakoma bangna taramasalata mineral hallah it was also nomadic niboshi, who narrated the very famous Hadith which is considered like one quarter of the deen and the fifth in the halala value in Al haram a value whereby you know who may wish to be here?

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Hey, the halaal is very clear and obvious. Everybody knows what's halal. And everybody knows what's Haram is very clear and obvious.

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But yet in between there is a gray area of no human doubtful matters. Not so many people can figure them out. So what to do the Prophet salallahu alaihe salam is a felony Takashi, who had the hardest led in Hawaii. Whoever would also avoid the doubtful matters have sought security for his religion, religious commitment, and for his honor to remain in the safe side. Why? Because it determines your fate. It is not a game. It's not one time error. Allah Subhana Allah in the Quran said yeah, you have rasuluh Guru Amina

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Omarosa in the vena cava Luna de

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and another sad Latina coolamon for you Betty morozova apple or your home any eat from the lawful good things which we have provided for you in the earlier one. Yeah, aloha Rasul. He called on the messengers Kuru min up for you back eat from the lawful and good things were mellow Sonia and do righteous deeds. Why Nev Mata Mata una Ali I'm fully aware of that which you do.

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When the Prophet sallallahu alayhi wa sallam says kulu Jay said in number 10 in store for now. This is really scan every body every flesh, which grew up from the harem, the farfel is more worthy with this flesh.

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Is it was it? Is it worth it to destroy yourself and ruin your fate and eternal life? Because of eating haram?

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racing towards your provision which has already pre ordained for you? No it is not. If you think that you can get away with this. Not a chance in the sun Harry's the Prophet sallallahu Aeneas lmsc kazoo Katana ibutton yo malkia, Matthew, use Allahu Akbar.

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No one will be dismissed on the Day of Judgment. No one's feet would move a bit on the Day of Judgment, before having to answer for four questions. One of these four questions or those four questions would be one man

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about his wealth.

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And that entails two inquiries. How did you earn it from Halla, O'Hara and where and how did you spend it? So it's not only the earning the earning and the spinning almelo mamula.

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It's his money. He entrusted you to look after it and to dispense it in a way that pleases Him. So that's why not a single one of us would be dismissed on the Day of Judgment, whether he's the gatekeeper, a janitor or a king. Everyone has first with this very important question. How can you earn your money? Imagine that he will have to answer for many questions.

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And then actually, again, the longer will be the question. Imagine the audit from the moment you started earning. How did you earn it from halala?

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And how did you spend it?

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Many people believe that it's my money I can do with it. Whatever I do with it. No it is not true.

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You are only allowed to dispense it in a way that Allah subhanaw taala approves.

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I just want to give you an example.

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Many people belittle the evil act of smoking.

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They say well miniature said it's just my crew. My crew means this light, yummy. It is not a big sin, you will not be punished for it. I want

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Ask them this question. In the light of the heart, if you will have to answer for every penny, how did you earn it? And where did you spend buying a pack of cigarettes? Isn't it spending? Spending? Right? A lot of people waste 100 200 300 Dirham per year or $1 a month on cigarette? How are you going to answer this question was a good thing? Or are you spending this money to develop lung cancer

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and to hurt others? Well, if it is evil, then you gotta stop it. Because you don't have an answer to this question is turbo. By analogy, every thing every spending and every earning.

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Eating from Hillel is the way to salvation.

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And Hassan number three, may Allah have mercy on him? You know, Hassan was three.

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Save once in a measureless all what I desire is one reef loaf of bread prata.

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From Hillel from 100%. Helen.

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Audience was surprised what are you going to do with only one loaf of bread? one product? What are you gonna do with it? His head I'm gonna roast it dry up then grinder into fine powder. Then pour some water on it and make it a medicine.

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Make a medicine? Yeah. If somebody is is aching, I will give him with a drop. Somebody said I'll give him a few drops of this. They said why is it because al halaal is accused.

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The pure Hillel is accused.

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When an enamel chef, a visited asthmatic now humble. May Allah have mercy on him. His daughter, not that inertia. The girl whom everybody's talking about him is very righteous. He's at the center of the Prophet sallallahu Sallam and he's a big half of she said when we serve the food he ate at all?

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Certainly not as much as them My daughter has a question that you seem very hungry. He said no. As a matter of fact, I had eaten it all because I had been informed that the Prophet sallallahu Sallam said the food of the righteous people is actually fair because it's from Helen.

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There is a reason Let me see who's invited me tonight.

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It is Hello cornrows. So the New button insert for now Okay, that's why I'm over cross so they probably

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wouldn't put a bite in his mouth before knowing the source of this bite.

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So one day he was starving, he sent his servant for getting something to eat.

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So we brought him the food without asking he started eating the dates or whatever.

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And the middle of the meal.

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His servants say, I wonder this time he never asked me. Where did you get the money? How did you buy the food? You say? Yeah, I was just hungry. He said enjoy Honey. Yeah. This is before Islam before I repented.

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I used to trick people and F as a fortune teller as soothsayer tell them the future check them they can earn money and and so on. That can help the future here. So this is the money which I earned before is there a way for workers to live having known that the food which entered into his stomach has a shaved head out of her arm even though it was before his nap, his stuff his index finger in his esophagus, and he started throwing up until he was about to take out his stomach.

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He doesn't want any haraam nourish his body to stay in his stomach.

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Those who cannot make the decision and say but what too many months

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I've been working for many years like that I cannot quit and and the kids in the school and kind of limit. You don't know what you're missing. You're missing the Baraka

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river or harem, whatever, in the middle of harem destroys your wealth, ruins your health destroys your children and your family. Why? Because there is no Baraka in it. It is how long and what have you is the Prophet sallallahu selama saved and this is her This is narrated by Apple live name is Robbie Alo and it's just a sound how this was shuffle and Bellamy alumnus on him. He says I remember what

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he left.

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You might think that the Rebbe the interest that is accumulated in your bank account because of the revenue you're saving in the bank would increase your wealth.

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No, rather it will demolish young help en la horiba sada cards alone the story that I want to destroy those who eat rebound and will join the lives because the challenge Allah subhanho wa Taala It is enough to know that those who eat from haram

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the sweetness of a man. They cannot taste the Quran. They don't enjoy their prayer. They keep saying Yeah, Chef, how can I come up here for sure and Salah

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ask yourself

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about your earning.

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What do you do for a living?

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How do you earn your money? You either harm and you want to enjoy your prayer. You're even haram and you want to ponder and understand that

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you either harm anyone for OMara from harm and for health from harm anyone a lot, except you're a better have an aloha for Ebola Yakubu Illa, for yeva in the love

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for you, but Allah is good and he only accepts that which is good. Now, unfortunately,

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it's a fact that the Haram has become so widespread to the extent that it's hard to avoid it. As the Prophet sallallahu Sallam predicted, collected anyway, we will hurry you a man is Muslim, the Prophet sallallahu alayhi wa sallam is a layer tn Allah nurse is a man. Now you bury Obama.

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I mean, Helen and min Hara. They say the time shall come.

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Where people during this time wouldn't even care

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how good they earn their money. Hello and how long it doesn't matter. What matters is the amount the quantity

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they had their bank or their checkbook and fed back veterans that said they wouldn't mind whether their earnings from heroin or heroin. I believe we're living in this fine meal muscle cannot Allah protect us. The Quran has discussed Riba in several places, all of them in this space, and in curse. Take for instance, the following as Surah Al Baqarah. ended up with the last area to be revealed in the pub.

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In number 257, Allah Subhana Allah says Allah Vina who una una Reba Pomona in

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una de yada Baku show Paulo Nina Nina

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then you can

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call in

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LA Reba was no more

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Way to

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beef and

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sell fo mo no more. Women Adda una ecosse tabun rehome. fee her for you do Allah Subhana Allah says Allah Dena Luna Riba, the word Yaqoob from acting to eat, so

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we don't really eat the river, but we earn people who earn from Riba they buy food, the buy clothes, they buy, whatever, so they end up consuming this unlawful early. So Allah subhanaw taala made the long story short, those who eat from Viva La Pomona on the Day of Judgment, they will not be standing they will not rise up but like those who have been beaten up by the shape on like, they are insane. You know, how may Allah protect us if somebody is incision

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and epileptic patient for innocence or somebody who's having those fits? So on the Day of Judgment, they will rise up like that Why? Because he will recognize the the error and mistake they have been eating from me Bella Pomona, Pomona de la tamakoshi. eponymous Why? Because they say

00:29:30--> 00:29:45

there is no difference between trade and business and ribbon. It's all business a lot of Muslims they say well, boy, it's business. There is no haram and halal business. As long as it is legal then it's okay. No.

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Oh no, never Allah Subhana Allah makes it legal. Not the man made law. If a law makes it lawful, then it's lawful alone and that look at the punishment. So if when we

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A vice with this admonition then he sees fellow masala if you didn't know before before that it was wrong or he was a monad and he quit alone pardon him for the past

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and his matter will be a total of course, but the person who returns back to deal with rebar knowingly for owner aka us hub or nury home vihari do such people will be the winners of fire, they shall reside there forever because they challenge Allah subhanho wa Taala Allah what Abdullayev nimis Runa rated when he feels sorry for a person who earns from heroin.

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Then he dies. He never took the money with him. No, did he enjoy it? rather he left it behind. So his family enjoy it

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and he will be held accountable for it. He will have to answer for everything he has earned. Even in his life if he decided to get rid of it entirely by giving it in a charity, it will not be accepted because Allah does not accept what's unlawfully also differ from Hara the following area. And number 276 of Surah Al Baqarah. In this ayah Allah Subhana Allah says m hakalau horiba.

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Paul court, one mamula Bukola aka se young cupola horiba Allah will destroy in your earning that is Riba based

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they will not be any Baraka in it. If it seems as it is growing, this is a malignant growth. Basically it will destroy the whole thing. While on the other hand, Allah subhanaw taala enlarges and magnifies the word for masataka for the cherty

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What is a comparison why a lot compared between a river and a soda because in the case of the river, the person intends to have an increase in his wealth illegally

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taking advantage of the need of the poor, who borrows normally the one who's in need.

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And that's why he agrees to pay this interest to the rich people who sit back and do nothing but they keep lending their money and collect an interest on that. This is the same theory of the banking system sense since even before Islam since the beginning, Riba is prohibited in Christianity Riba is prohibited in Judaism. Only in the Old Testament, I read that they have altered their book and they say, it is prohibited to deal with Riba with a Jew like you. But it is okay to charge interest if you end up blending a non Jewish person. Why in Christianity, it doesn't make any distinction. It is absolutely illegal. And Martin Luther King have written a little message or a

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booklet about this, where he agreed entirely to the Islamic doctrine pertaining prohibiting the interest based transaction or Riba and how will destroy is the society and it widens the gap

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between the rich they get richer and the poor, they keep getting poorer and poorer and poorer.

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A very interesting thing happened a couple years ago, when the stock market crashed in America. As you all know that since the brother say in the name of gold, yeah, people some people live only for money.

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And then dreams revolve around one thing, money, material. They send their kids to particular schools and they keep injecting them with the same fats. Honey, you have to be an MD Why? Because he earned a lot you can buy your house, you can fulfill your dreams, it's all about money.

00:34:17--> 00:34:43

Well, that would not even count the list, a list if it was done properly, towards your faith on the Hereafter, of course. So in order to achieve this ultimate dream of there's a nice house in a nice neighborhood, a good job, a decent income, getting rich, having people to open the door for you and so on. They don't mind, Hillel Haram. It doesn't matter. What happened to

00:34:44--> 00:34:46

the mortgage crisis in America.

00:34:47--> 00:34:59

Hundreds of 1000s of people, millions of people who have thought that they have fulfill their dream by buying houses in America when the mortgage crisis starts

00:35:01--> 00:35:13

They found themselves and the stock market crashed the found themselves live in for the past 1020 maybe 30 years paying nothing but the interest on the mortgage

00:35:14--> 00:36:01

and then the value of their houses because there is the value has dropped tremendously robbed one half and one quarter and the bank either have to take the the charge the monthly payment or they have to clean the house. So they're not that their houses have no value versus what the Oh the mortgage, they decided to get out. And you know what they did? You know, sort of Hashem Allah subhanaw taala speaking about you, however, you reborn at him, I mean, they will destroy and demolish in their houses by their own hands. These guys will take a hammer and destroy the sheet rocks, the walls, the vent system, they will destroy the kitchens, the marble, the floors, the

00:36:01--> 00:36:04

bathrooms, why revenge, you want to take the house taken?

00:36:06--> 00:36:10

They demolish their house. They took the light out. They left it as a piece of junk.

00:36:12--> 00:36:57

I have been paying for 2025 years 30 years, and I don't own a house. I have been doubled and tripled the price of the house and I don't own a house. Yeah. Yamaha como horiba Osaka, George W. Bush in the last few days in his office before stepping out. He signed the bill of reducing the interest on the mortgage to 0% to encourage people to buy houses and 01 this is what is that is calling to this is what the Sharia is talking about. zero interest This is Nana Wang so willingly or unwillingly they resort back to the divine prescription.

00:36:58--> 00:37:08

The Divine legislation because Allah knows best Allah Allah woman Hala, will not be full Fabio. Allah Subhana. Allah says in number 278 Yeah, you have

00:37:12--> 00:37:13


00:37:14--> 00:37:16

to follow, if you do not stop dealing with

00:37:17--> 00:37:30

them in the world have means a war. A law declares a war against you. whether an individual or a society whole society can collapse overnight, as we have seen,

00:37:31--> 00:37:44

can file for bankruptcy. A whole nation can bankrupt why it's all because of fever. They don't get. Look, the wild spirit of STDs, sexually transmitted diseases. Why?

00:37:45--> 00:37:46


00:37:47--> 00:37:53

Allah subhanaw taala was not just send them the punishment for nothing. Rather, he says Allah, Allah, Allah,

00:37:55--> 00:37:57

Allah, Allah, Allah, him Baraka, Minister. Now,

00:37:58--> 00:38:37

if the people who live on earth the villagers are the people of the city have believed and field Allah and followed his guidance allowed have provided them abundantly from the heavens and the earth. Rather, they were rebellious. So Allah sees him with his punishment, the wild spirit of sexual transmitted diseases because of also deviating from the safe path, opening doors for illegal relationships, endless relationships, they teach it in pathology, and so on. They say, for having multiple partners, multiple partners in Islam, we'll call it Xena

00:38:40--> 00:38:44

and the homosexual relationship bucola Lola

00:38:45--> 00:39:12

we have to give things the rob the proper names. It's about his fornication and the Prophet sallallahu animacy. Whenever these evil practices in Indonesian, Allah subhanaw taala with afflict them with diseases with ailments which they were not known before. This is a promise which Allah Subhana Allah fulfills whenever we fall into that but

00:39:14--> 00:39:22

then finally, Allah Subhana Allah says in a number two ad one and this is the last area to be revealed in the top four

00:39:23--> 00:39:36

after he spoke about the prohibition of Riba and warning against challenging Allah subhanaw taala listing waged a war against you said what oh man toda una de la

00:39:38--> 00:39:56

Senora de un which you shall return on to Allah subhanho wa Taala How long are you going to live in this life? 50 6070 100 years and then what's next? You're going back to him? Is it worth it to ruin your future? For a few years? You never know. How long will you learn

00:39:57--> 00:39:59

something that was cool enough sim

00:40:00--> 00:40:12

About to whom like Obama on the day every soul shall give a paid on full and no one will be wrong and the good for good and the bad for bad

00:40:17--> 00:40:20

when I move around the last one,

00:40:21--> 00:40:27

rated as the Hadith is collected by Buhari and others, then the Prophet sallallahu alayhi wa sallam said

00:40:28--> 00:40:30

there is absolutely no

00:40:32--> 00:40:33

thanks I'm good.

00:40:35--> 00:40:36

There is Abdul Hamid Hassan

00:40:38--> 00:40:39

Doris Abdul Khalifa

00:40:40--> 00:41:03

there is so integris well either she fell in Turkish What does it mean? And the real Salah loss and and is invoking a law against those who in his name themselves to the material in the form of dinar Dirham gold, silver in the name of gold. Yeah, there are people who worship the material.

00:41:05--> 00:41:11

They believe only in money in the material. Gold Silver l dinar there have

00:41:12--> 00:41:27

to have a copy for these of different fabrics of silk. Khalifa Al hamidah, 37, Texas man he knows what either Sheikha felon Turkish, a shell okay the print that penetrates somebodies skin.

00:41:28--> 00:41:54

The Prophet sallallahu Sallam say, praying again is this person who in his lives himself to the material, may he not survive, may not feel better, even if a soul enters his skin may not be able to take it out to that extent. The Prophet sallallahu Sallam is praying again is this person asking Allah Subhana Allah to destroy him. Because in fact a

00:41:55--> 00:42:04

lot of people have enslaved themselves to the dunya to their material. And that's why they don't think about halal or haram.

00:42:05--> 00:42:25

They don't think about halal and haram. They only focus on one thing, how to get rich. They call it different way they say how to secure my future. This is not securing the future. This is ruining your present your future and the future of your children as well. Because Allah subhanaw taala said young,

00:42:28--> 00:42:36

emerging the Prophet sallallahu alayhi wa sallam said, Leon Allah horiba Akela, who omo killer who work at boot

00:42:37--> 00:42:50

camp with me, he said salani Santa, may Allah curse the Rebbe, and the person who charges ribbon interest and the person who pays willingly rather

00:42:52--> 00:43:09

and the person who writes down the contract of freedom based transaction. And those who witness such contract, everyone who's involved directly or indirectly in the business of Riba have been cursed by Allah subhanho, wa, taala, and Alon

00:43:10--> 00:43:26

to be expelled from Allah's mercy, who would like to be expelled from Allah and those who can afford a loss anger for what? It's hard to comprehend that somebody who believes that the rest is in Allah's hands, and Allah is a

00:43:27--> 00:43:32

little coal washing machine. Meanwhile, he challenges him in a restaurant he says I know better.

00:43:33--> 00:43:38

I can earn my living in a better way. Or I can make my living in a better way we can.

00:43:40--> 00:43:45

You will never ever managed to earn a single bite or a sip of drink.

00:43:46--> 00:44:25

which Allah subhanaw taala has not ordained for you. If you work 24 seven, if you are going to eight hours a day, there is no 28 hours but if you ask me, you're not gonna make anything more than what Allah has already pre ordained for you. I'd like to explain the different types of Riba. It was many people think a Riba is to charge interest. When you deposit your money in the bank, this is one of the forms of Riba. But there are a couple of main forms or categories for rebels. The first one is known as the rebel fabula. alfombra means an increase

00:44:26--> 00:44:56

that applies to certain items which the Prophet sallallahu Sallam had mentioned in a hadith which is predicted by a Muslim and the rate of bioburden Masami, probably Allahu Allah. He said the Prophet sallallahu Sallam essay, as the habit with that will fail to be fulfilled buddy. Well, more will be more we wish I will be sure at what time will be temporary while men have been milking Myth number nestling sour and be sour in the

00:44:57--> 00:44:59

face after a fatality of snow, Fabio

00:45:00--> 00:45:13

Fishing to enter Canada and beer. What does this mean? And Avi was on the line selling Mr. seven items, which people rely on last in the livelihood in their food consumption.

00:45:15--> 00:45:22

Go silver, they barley, wheat,

00:45:23--> 00:45:29

and sold. He said, If you ever trade any of these items with the same,

00:45:31--> 00:45:45

they must be the same amount. And in the same city hand to hand. Yeah, I mean, if you're exchanging gold for gold, it is right to say, take that much gold, and give me

00:45:47--> 00:46:02

an equivalent amount next day, or an hour later. So there is an event even in the time, time difference. If the currency is the same, go for gold, then hand to hand

00:46:03--> 00:46:18

and the amount. And guess what most of our wives fall into this kind of Riba unknowingly, when they go to the jewelry shop, to exchange the old gold and jewel. For the new one, what happens?

00:46:20--> 00:46:36

He takes 100 girl for innocence. And because hers is old, and he gives her the new 80 or 75 grams, or 70. Why, because of the difference, this is gold, this is the manufacturing, this is a typical kind of freeburn.

00:46:38--> 00:46:53

Gold for gold, it must be 100 grand for 100 grand, this is all but it's gold, it has the same value. So what do you do? What is the way I would sell your gold First, the old one for whatever amount in cash

00:46:54--> 00:47:50

held to him, then buy the new gold with a different transaction. If you ever exchange gold, for gold, it must be the same amount that the quality doesn't matter. This is gold, silver for silver, barley from barley, wheat for wheat, you cannot give a half pound extra, it must be the same amount. Because this kind of business was very common. Before it's natural, it's then key to stop this so that the poor would not be taken advantage of. And they're actually and just keep getting richer without doing anything. rather keep parents in the society. Let's call rebel fuggle and increase, okay, and also an increase in the amount and in the time, there is no delay. But if the items are

00:47:50--> 00:48:38

different gold for silver, then it doesn't matter because gold is much more precious than silver. So the amount doesn't have to be the same. But it must be in the same setting hand to hand. Yeah, I mean, when you take your DNR or their home and exchange it for Ruby, two different currencies, that's fine. He gives you for a dinner, three or four or five rubies or 1000. It doesn't matter what it must be the transaction at the same time, hand to hand because this is money and this is money. These are some of the applications of Riba what's many people are not aware of why this we all have to do these things, our wives keep changing the gold for a newer model and you are fashion and they

00:48:38--> 00:49:06

fall into this business, which is how we exchange currency. So we have to be aware of this. The second category of Nibbana is known as the Vanessa or MSE, which is when you lend somebody money or when you borrow, you collect it, the lender or the debtor will collect his capital sum in addition to effect either or interest.

00:49:07--> 00:49:16

This increase is called Raven and this is Hara. The payroll is cornrow part of them john one fan for whoever

00:49:17--> 00:49:42

every loan, every lending, which is a companion with interest is Raven with an increase then it is rubber. As long as he was agreed upon the increase. It doesn't matter whether the interest rate is 10% 5% or even point 1% any increase is Riba

00:49:43--> 00:49:45

any increase is Riba

00:49:46--> 00:49:49

But there is another legal form

00:49:50--> 00:49:52

which people may confuse with an ADA.

00:49:53--> 00:49:59

If you borrowed 1000 dinar from somebody because you were in need and he said this is called don't hassle a goodwill.

00:50:00--> 00:50:08

alone, ain't charging you anything. He thought about money, you finish your business. And on time you pay him back and he bought him a gift.

00:50:10--> 00:50:50

You will need to compliment him it was not agreed upon him. It was not in the deal. Or you give him extra money that is valid. That's a compliment, because it's coming from you out of goodwill. It was not that he was taking advantage of your needs. The Prophet sallallahu Sallam had a hoody hulan from some dates, and he came to us for it and Amato kata wanted to beat him up. So he said, No, that's his right, give him whatever we took from him and give him that much extra. So given the extra as long as he was not agreed upon it is permissible.

00:50:51--> 00:51:27

The danger of freedom. Number one, people will be dealt with those who deal with rebels will be dealt with, on the opposite and the contrary of their intent. They intended to live a happy life. They intended to live a luxurious life to get rich, Allah subhanho wa Taala will punish them with the opposite depression, suicide, poverty, recession. And this is all happening all over simply because of dealing with paper.

00:51:28--> 00:51:50

Yesterday I discussed at the university, the CNN report about the rise in the suicide rate amongst American millionaires, simply due to the collapse of the stock market. People who are used to a specific standard of life

00:51:51--> 00:52:27

only they can afford to live otherwise, for their money is everything in the name of money. So if they don't have it, they take the lives. Why? Because they don't have the same or they did not fulfill the dream. While we perfectly know Alhamdulillah Allah Subhana Allah says the servants in this life with poverty, as well as with richness, he says as long as Allah in Surah Al ambia. Whenever newcomers share we all hire a fitna, Elena,

00:52:28--> 00:52:52

we may try you and test you well. What seems to be even worse seems to be adversity and bad as well as with what's good. So Allah knows best he just some people with a richness to see what they're gonna do with their wealth. And he just other people out of poverty, to check out on their patience and tolerance and see the reaction.

00:52:54--> 00:53:05

They had, as I mentioned, that every person who's involved in Riba will be a course by Allah subhanaw taala. And this is really scary for the bankers,

00:53:06--> 00:53:08

the bankers,

00:53:09--> 00:53:34

and everyone who's involved in setting up even the software of a conventional bank and accountant who goes to audit their accounts. You're involved in river, you document that. You witness it, you write down the contract. You say to the client sign here, please. You're nothing but clerk you make him sign here. You include it in the course.

00:53:36--> 00:53:59

In the law, either Hamas and Hamas Sula, dia de la. Whenever a law prohibits anything you also prohibits anything that leads to and in swatting it Allah subhanaw taala say whether Taiwan is the one or the one, you should not assist each other, nor cooperate in doing what sin. What's Masaya and transfiguration.

00:54:00--> 00:54:09

arena and dealing with interest is amongst this sort of sense, not only destruction for wealth, but for the hustler as well.

00:54:13--> 00:54:35

In the Hadees, the Prophet salallahu alaihe salam MSA Hd busaba and mobicom avoid the seven destructive sins, He counted the shirt. He counted being on YouTube for parents, he counted a sad sorcery, murder. And he said what a killer rebel

00:54:37--> 00:54:44

accepting or devouring, rebel, destructive, destructive to your good deeds, destructive,

00:54:45--> 00:54:59

destructive to your health and destructive to wealth, which he thought that it will give you an increase. Rather it would only give you an increase well I had opened in one Hadith which is narrated by

00:55:00--> 00:55:33

More in Uganda, may Allah be pleased with him. He said, The Prophet sallallahu Sallam whenever he used to finish the prayer, you turn around and face us and say, who have seen a dream to mine. So I can interpret it for him one night, he has a question and nobody said anything. He said, Bob, I have seen a dream that he shared with him that he said the two men came and accompanied me and they taught me to journey to Jerusalem, and so on.

00:55:36--> 00:55:43

And in the middle of his story, he said, I saw a river of blood in

00:55:46--> 00:55:55

the water running in this river was near blood. And I saw a man who's swimming in the middle of this river of blood.

00:55:56--> 00:56:00

And there was another man on the show,

00:56:01--> 00:56:24

having a pile of rocks or stones, and the swimmer every time he tries to go to the band, the person with the rock would throw him with a rock, and the other guy will open wide his mouth and we take it in his mouth, and he will push him back to the river back and forth. He's trying to save himself further and further like this.

00:56:26--> 00:56:34

And the guy on the bank was saw him on a stone, it will fall in his mouth and we'll kick him back. So he asked, What is this?

00:56:35--> 00:56:40

They say? And obviously these two men who accompany the prophets, Allah Salama angel said, however,

00:56:42--> 00:56:47

there will be a punishment of the one who used to eat riverford dunya.

00:56:49--> 00:56:56

Well, I do Binda yeah the loss in this life and destruction in the hereafter.

00:57:01--> 00:57:04

In the Hadith, the Prophet sallallahu alayhi wa sallam has saved

00:57:05--> 00:57:07

their armory by kulu rajala.

00:57:10--> 00:57:13

This is a wave of hobbies online.

00:57:14--> 00:57:15

They'll Mohammadi by

00:57:18--> 00:57:22

accident during de la him in CIT 13 was seen as an Yeah.

00:57:24--> 00:57:35

This is a sound heavy one gurhan of freedom a person may accept or take is worse than committing 36. Zina

00:57:39--> 00:57:43

Sham during the law human citizen was seen as Ania.

00:57:45--> 00:58:02

was as far as the major sin and the punishment, then getting involved in Xena 36 times somebody's attention may be diverted from the consequences, why 36 It doesn't matter even once.

00:58:03--> 00:58:06

Number one, not even matter. What matters is how evil

00:58:07--> 00:58:10

how terrible is dealing with it. And this is one the

00:58:12--> 00:58:32

one there with revenge. What about a banker? What about who won whose entire wealth is being invested in Riba? Some people think that money which is invested in the conventional banks, the only problem with this money is labor. Now this is just one of the problems.

00:58:33--> 00:58:58

There could be another problems. Yes, of course. For instance, if somebody wanted to open a nightclub, and he went to the bank and say, here is my history and credit score. Very good, Eric. I wanted to open a dancing hole or a nightclub, or export or import wine. Can you guys support me? Can you give me $10 million? Yeah, of course.

00:59:00--> 00:59:05

10 410 12% interest? I don't mind. So your money

00:59:07--> 00:59:13

is when you're in the harem. Why? Because in the US, Reba, anything else is okay.

00:59:15--> 00:59:24

It is a disaster, isn't it? And I played a very important part in this directly, I wouldn't say in directly.

00:59:26--> 00:59:27


00:59:28--> 00:59:30

even in much stronger

00:59:32--> 00:59:53

and severe warming. The Prophet sallallahu alayhi wa sallam essay in the Hadees, which is narrated by Abu lahab minimus rhodora Viola Juan Carlos salam wa alayhi wa sallam areeba salah satu masa Bruna Baba, I saw her. Miss Lu a young Kihara.

00:59:54--> 00:59:55


00:59:56--> 00:59:59

there are 73 types of Xena

01:00:00--> 01:00:01

The list

01:00:03--> 01:00:04

is similar to

01:00:06--> 01:00:12

it's an awful thing. Like one having a relationship with his own mother and

01:00:14--> 01:00:16

making dinner with his mother.

01:00:19--> 01:00:24

This is the neighbor. And this is what all our societies and many of us

01:00:25--> 01:00:33

are falling in. That's why indeed, it deserves a lot. And it deserves as we quoted the A of Surah Al Baqarah.

01:00:35--> 01:00:36

For elantas

01:00:37--> 01:00:45

the movie how to be men on law he will surely you want to get rich. don't deal with rape.

01:00:47--> 01:00:50

You want to live a happy and then ribbon.

01:00:52--> 01:00:58

You want your children to be good, righteous and beautiful to don't spend on them for Marina.

01:01:00--> 01:01:08

The noise the bodies for me, man? Don't send them to schools for my neighbor. Yes, when you know the Meccans whenever we wanted to rebuild the Kaaba.

01:01:11--> 01:01:16

That was even before Islam, the Prophet sallahu wa sallam was only 35 years old.

01:01:17--> 01:01:22

So they decided to undo it because it was falling apart.

01:01:23--> 01:01:44

And they made certain that they would not invest in building the Kaaba, a penny that is earned unlawfully and counted in a declaration form ribbon. Sumani which was earned from river No, you cannot invest it in building the Kaaba, a lot of people who go for lunch simply from the river.

01:01:47--> 01:01:49

Would that had we accepted?

01:01:50--> 01:01:51

Of course not.

01:01:52--> 01:02:11

Because the prophets Allah Allah Allah sent an essay, if the person's earning is haram and he puts on the Haram What are his doubtful horrors? He started writing the means of transportation is a lambda kolomela Bank alone. La La based on this topic, I don't even a break from you.

01:02:13--> 01:02:14

Man nakahara

01:02:17--> 01:02:18

ora Sheila takahara

01:02:20--> 01:02:31

your money is from heroin. You may have transportations from the taking his word from the food you're eating is from para la la bakerella Savi

01:02:32--> 01:02:54

versus a person who's earning his law firm. Then he sets his foot in the words and says lepel kolomela Bay Kohler answer himself Ella Baker wasaga you de Waal hai Robaina De Luca, Hannah urashima. Taka Hannah was Luca holla. Where have you come aboard? And your hydro be accepted?

01:02:56--> 01:03:08

It's hard to make the decision. It's hard to say I'm halfway ready and my kids are growing by I want to assure you that the Prophet salallahu alaihe salam is a man Takashi

01:03:12--> 01:03:14

Abdullah Hello, how

01:03:15--> 01:03:25

are you ready to sign a deal with Allah? Are you ready to do business with a provider or is someone to sit down and do business with the shape on

01:03:28--> 01:03:33

go lonely and earthly and do business with the shape fun which would not be profitable as a fun way I do cover?

01:03:35--> 01:03:38

This one the show does brings poverty

01:03:39--> 01:03:42

and persuades you to commit evil and fat share.

01:03:43--> 01:03:52

Allah subhanho wa Taala promises. If you give up on anything that is haram for his sake, Allah will give you better than what you give up on for his sake.

01:03:55--> 01:04:27

One of our brothers just reminded me with a story which I normally share in this regard, and I would not get bored of sharing. This is one of multiple stories in addition to via escoda. And because of this story, I have a lot of people who call from Nigeria for many countries, then cousins who say Dr. Schiff ever since I heard this, I didn't know I quit and will law he will law he Allah is giving me an abundance from Helen. And my life has become much happier.

01:04:28--> 01:04:38

This member of our community in America was involved in silin be a lot of tickets.

01:04:40--> 01:04:46

How long early? Yeah, the gas station. were used to sell this stuff on a side.

01:04:47--> 01:04:52

He would come back and force and ask me and they keep telling him how long

01:04:53--> 01:05:00

a chef I had younger sisters, my girls, my wife and I don't have a degree. I don't know what

01:05:00--> 01:05:40

Do say it is not that you will do whatever you do. It is Allah Subhana Allah who will direct you to do the right thing if you decide to abandon and put the Hara when they're in Ramadan, he prayed with us all night long as he stayed on till fetch, his heart was very soft. And he asked me one more time. I said, you know, if I quit this job, I won't be able to pay the bills, me and my family will be in the street. I asked him one question said, why if you die right now, who's gonna feed your family? So the law says,

01:05:42--> 01:06:00

the thing that you are, you're feeding your family because you're alive. And when you die alone will take care of this. Allah is almost feeding you and feeding your family. Don't be naive. So this little reminder which Allah put on my tongue, really touched his heart, he left.

01:06:02--> 01:06:17

And a couple hours later, after he told me even if I decide to the trade of the alcohol and the lotto tickets, I have to inform the companies, and it will take at least a month to come and collect their stuff. I said, this does not wait.

01:06:18--> 01:07:05

This does not wait. And medical note does not seek permission, does not send you an SMS and say I'll be coming on this time of the day at this place. He just shows up and he takes it so you better be ready. The guy told this statement and he did not hesitate. While he's a man was at all time high. He went and he returned again. He left around 6am he returned and he woke me up at 9am I was in Africa. They said sure Give me a hug. This man is crazy. Yeah, he was just lift. I wanted to sleep for a couple hours. He said give me a hug. I gave him a hug. What is the matter? He said 100 enough. I thought everything out and I put my trust in Allah Subhana Allah, Allah provided for me. So he

01:07:05--> 01:07:23

made my day I give him a hug. And I told him between me and him now we better get ready. Is it for what is it for the test? They think simply because you throw out the wine and so on Allah right away will make the heaven shower you with the golden silver, it will be tested.

01:07:24--> 01:07:37

Because you've been in the huddle for a while. Allow us to see if you are since he knows what to test you to be qualified for his privilege. So So para la. He went through several things.

01:07:39--> 01:08:32

He was tested for a while. But in no time in a few months. He went for a job that you cannot imagine for landscaping business as a worker that he learned the job and he studied and he got a degree and he got a permit in this job. Masha Allah Mashallah. He owned his company. Last time more than 40 people working for him. I believe now maybe more than Allah knows maybe 100 and several houses several palaces Mashallah he goes for Hajj every year five stars. It takes his family for Hajj. I visited him a few times Masha Allah is living in a life that not a single doctor in the community is living. As a matter of fact, I know that some of our colleagues the doctors are investing with him.

01:08:32--> 01:09:04

He doesn't drive an older model car It must be the years model. Why? He made a business with Allah subhanho wa Taala in the law, who was up with a cotton machine and I believe if you happen to listen to this story, he would not mind because it inspires others or Dalarna, fiery cofilin there is literally countless stories like that. For the sake of time, I just as fi will share with you this one thing of stories to know that

01:09:06--> 01:09:33

you have to change you have to put your trust in Allah subhanaw taala before it's too late. You should not hesitate you should not say when they because you never know whether you live until this one day will come or not. Race rush for interpretive Allah como also Amalek right now. If any of us is involved in any Hara, we'll talk in talking about river there are other forms of

01:09:35--> 01:09:59

decide to quit. And Nick sincere Nia with Elba. And ask Allah Subhana Allah sincerely in us to do to give you a better than what you're involved in in namaha, who was there for the report in unity woman Tabitha tabouleh repents alone except his repentance of all of Holyhead.

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stuff will line you wonderful masala la Anna Vina Mohammed in Walla and he was talking to yourself