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Bismillah Rahim al hamdu Lillahi Rabbil alameen wa Salatu was Salam O Allah Shafi lumby were mousseline. mohammadu Rasulullah, sallallahu alayhi, wa aalihi, wa sahbihi wa seldom at the Sleeman kathira, Sierra, for my brother, my dear brothers and sisters.
A question that I asked myself and I request you to ask yourself is do we truly believe?
Do we truly believe truly is the word keyword is truly do we truly believe in Allah in Rasul Allah, in the promises of Allah.
Words are a window into our hearts and minds, words, especially those we utter in unguarded moments are those we say to ourselves, indicate our real beliefs, beliefs, create attitude, attitude, drives, behavior, behavior, heals results, that is why words are so important. Words must be monitored, and where they reflect attitudes which are unhelpful, harmful, even toxic, the hearts from which these words emerge must be healed. To do this, especially to catch the disease in its formative stage, it is essential to listen to conversations, to listen is not to obey, though that's how we use the word Listen, when we say it, I mean, listen, not merely here.
There is a world of difference between the two. Hearing is about sound. Listening is about understanding. It's about making a conscious, thoughtful decision to pay attention,
not make assumptions, and clarify any ambiguity. Above all, it means to have an open mind while doing all this prepared to conclude at the end, not in the middle. Not to try to fit in what we hear into preconceived notions of our own prejudice and stereotypes, is a failure of parents to listen to their children that results in the generation gap, as well as in what is way more serious. Parents being clueless about negative destructive attitudes, addictions, depression, and other serious psychiatric problems that their children may be afflicted with. As they say, parents are the last to know that is sad. That is true. And it's totally unnecessary. If only we learn to listen and focus
on conversations, let us reflect on what we talk about at home. What is the quality of our conversation? Do we even have conversations? Or is it just transactional? Do this do that? What do our children speak to us about? Do our children speak to us at all? Or do we face silence, sometimes sullen, with their real thoughts, feelings, fears, apprehensions, hopes and aspirations reserved for strangers, we must differentiate in how we raise children, not blend in. But differentiate. Please read my book, raising a Muslim child. We live in a world which is becoming increasingly more complex and complicated, where all our experience seems to have become invalid.
How many of you have spoken to your child about your childhood, back home? Whatever land that refers to all the hardship, deprivation and scarcity you faced, expecting to inspire your child to fill his or her heart with respect
for your life, and your struggle, only to have them say, so what does it apply to me here? Maybe they didn't say that you will. So many words, but some have spoken to me about their conversations with their parents. And they said those very words.
Of course, their conversation with their parents. And what they said to me remains confidential with me, but they are of great concern. The truth is not that they reject you in your life, but that they can't make sense of it.
Home is here and now to them. They are already back home. Home is not some place their parents or grandparents came from, and which many of them, given
public school education in this country, have never seen, will never see and can't even find it on a map. Just data what happened is at best, an interesting story. and at worst, boring data converted to a concept,
which is called the conceptualizing of data is a lesson to be learned and applied. for that. You need to cast your story into their perspective in that
21st century in COVID, America, and world The lessons are there, but you need to decipher them for your children. You need to contextualize the lessons and do it in a way that makes them see how they are useful today.
The same applies to Islam and study. If we want people including ourselves to practice Islam, we must decipher and contextualize it, so that we can appreciate its applicability, even criticality in our lives.
The same applies to Islam and study.
As I mentioned before, if we want people to practice Islam, we need to decipher and contextualize it, so that we can appreciate its applicability, even criticality in our lives. Otherwise, it will remain in the realm of ritualistic observance without any practical relevance.
Islam is the name of a practice like Judo, Aikido, it helps only the one who practices is not the one who only knows about no matter how knowledgeable he may be.
Let me illustrate with an example. What is an expense buying a Tesla Model X MSRP $80,000 79,009 90 you get 10 bucks back what is an investment buying Tesla shares have the same value,
which is the smarter thing to do.
an expense is something which has no return, while investment is an expense that has a return
it is not the amount but what you spend it on which counts what makes
a good investment
ROI plus surety
return on the investment plus surety compare government bonds to Wall Street or NASDAQ
compare blue chips to investing in startups venture capital
or real estate to the share market.
You are ready to accept smaller growth if it comes with greater surety is greater safety. How about an investment that is both insanely profitable and is guaranteed by somebody who controls everything. So that there is no doubt about the promise return? question is do we believe
it is really that simple.
What is the test of belief? The test of belief is to take risk taking risk.
You work all month for an organization which only pays you at the end of the month because you believe that the paycheck will come
you are no doubt about that.
But as read your appointment letter once again, tell me if there is a statement they're saying. Have no fear no matter what, you will get your paycheck at the end of the month. Is it there?
It doesn't but you still believe that it will come
then why are we so anxious? When Allah subhanaw taala told us call in Robbie Yabba Soto res calima Yasha amin a bad he
wanna un[???] moto min Shay in for Who are you Felicia? Who were who are Pharaoh Rosie pain. A lot of our della said say truly my Arab and largest the provision for whom He wills of his slaves and also restricted for him and whatsoever you spend of anything in Allah scause Allah subhanho wa Taala will replace it and he is the best of providers. And then he said in Allah who are reserved for the covert Illuminati in sort of Zarya, he said, Verily, Allah is the all provider and the owner of power and the strongest.
And then he said, wala tokoto Allah,
Hershey at Imola,
Nana zopo, home
in Katana home, Karna, feta and Kabira and do not kill your children for pure poverty. We provide for them and for you. Surely killing them is a great sin.
And he said, one over salt Allah who rich Cali Ribera de la Oh Phil all the while I can unit zero because the Maya
In the air body, he hubiera Mosley,
he said and if Allah were to enlarge the provision for his slaves, they would surely rebel in the earth. But he sends down by measure as He wills. Verily he is with respect to his slaves, the well aware and the all sia.
We believe in Allah subhanho wa Taala and we believe Allah, we believe in Allah and we believe Allah.
Then why do we not understand that when it is Allah subhana wa Taala who decides our provision? We cannot get more by disobeying him. So why do we buy and sell what Allah made haram? Why do we do it in interest?
which Allah upon which Allah subhanaw taala declared war? Allah subhanaw taala said, Allah Zina Puna Viva La Jolla, Pomona, como la de la Humberto Humberto shaytaan el mas de lica Vietnam call una malbay or missile Reba by a Holla Holla Holla Reba for Mangia Whoa, Merida to me Robbie, Fanta ha fella Houma Salafi alla Romana Radha, for you guys have a natrium via Fido. Allah said which means those who eat Riba who do who eat interests
will not stand on the Day of Resurrection except like the standing of a person beaten by shaitan leading him to insanity.
That is because they say trading is only like interest It is only like Riba whereas Allah subhana wa has permitted trading and has forbidden Riba. So whoever receives an admonition and warning from Islam and stops eating river stops dealing in interest, that person shall not be punished for the past. His case is for Allah subhanho wa Taala to judge, But whosoever returns to Riba, Such are the dwellers of the Fire, and they will abide there in
how much more clarity do we need?
That interest is hora.
Yama, la hora. Reba, well you will be socket. One la hula, you have more color cafard in a theme, Allah. Allah said Allah will destroy Riba. Allah will destroy all interest and all interest based dealings and all interest based businesses
and will give increase for sadaqa for deeds of charity.
And Allah does not like the disbelievers in the Sooners. And then Allah said yeah, you will levina armano takala was aroma Bucky Amina Reba in kuntum Mini
for a lump of aloe Fasano we have him in Allah He was holy. We're in to Moton fala como su li como la casa de una, Tuzla moon. Allah said, Oh believe fear Allah subhana wa Taala and give up what remains due to you from Riba. If you have lent out money on interest and somebody owes you do not take that interest, give up that interest, take back only the capital sum.
If you are really believed it's a conditional statement. Do this if you are a believer, so if you do not do this, what does that say? And if you do not do it, then take notice of war from Allah and his messages from a seller. But if you repent, you shall have your capital sums do not deal unjustly by asking more than the capitalism and you will not be dealt with unjustly by receiving less. So one Naga Lana reported that also a seller said nothing deprives a man of provision, but the sin that he commits and this is one imagine a hora de la no reported the famous Hades also in Geneva even imagine where Salim said when the believer commits sin, a dark spot appears on his heart. If he
repents and gives up the sin and seeks forgiveness, his heart will be punished will be clean. But if the sin increases, which means he comes back to the sin, and the dark spot increases, engulfing the heart, may Allah protect us and our heart from that. So ask yourself if you want to believe your bankers and financial analysts who tell you that you must deal in interest to become wealthy or do you want to believe Rasul Allah is Allah Sallam who told us that committing sins decreases provision? Do we really believe that Allah is our Razak? Do we really believe?
That is remember my brothers and sisters that on the Day of Judgment, it is our deeds, our hands and feet which will speak
Earlier one nasty Maula of war he Himba to call him on ID him watershed.
Allah subhanaw taala said the stands will be sealed, the hands and feet will speak.
What will they say about us? What will they say about our actions, but our decisions? My brothers and sisters, now is the time to ask ourselves these uncomfortable questions so that we can correct our lives. If we don't do this now, then we will face great hardship when we reach our nd. Let us take another example let us see how we think about charity. Do we see it as an expense or an investment? an expense, as I said, has no return on investment is the opposite. Think of two boxes labeled dunya and the other one labeled two boxes, one label dunya. And the other one labeled.
What we put in the dunya stays there, and we must account for it. What we put in the akhira goes to the Accra, and we will be rewarded for it. Any sin we do will be in the box called Accra, until we repent. When we do that it will be replaced with a good deed. Think of charity from this perspective. Is it an expense or an investment? Remember our deeds will bear witness to our belief.
What does that say about the ROI on charity about the return on charity? Allah subhanaw taala said Mangia bill Hashanah t fala who are Xu Antalya obon Jaya Besigye at the Fela yuja il mithila. Ha ha whom lives llamo Allah said, Whoever brings a good deed shall have 10 likewise, to his credit, and well brings an evil lead, shall have only the recompense of the lack thereof will have only one and they will not be wronged. And then he said methodology and I'm wila home visa v de la he come as early bird in umbertide, savasana vilavi bullish on Gulati Mia to have wala who will lie fully Maja Sha, Allah wa soon Aileen Allah said the example of those who spend their wealth in the path of
Allah is like the example like the likeness of a grain of corn. It grows seven years and each year has 100 grains, Allah Subhana Allah gives manifold increase to those he pleases that is in addition to this, analyze all sufficient for his creatures, for their needs. And he knows all he is the all know, if we truly believe this, what must our year and balance sheets look like?
I use the examples related to our financial dealings, because that is where there is scope for maximum misguidance as well as maximum benefit. The simplest thing to remember is that the quantum of our systems, the subtotal of it, risk is fixed. We have choice over how we want to earn it. On that choice depends whether we have blessing Baraka in it, or whether it will become the source of great grief for us in this world and the asker loss protection from that for all of us. What we choose reflects what we believe. Let us choose wisely. As somebody said, watch your thoughts. They become they become your words, Watch your words, they become your actions. Watch your actions, they
become your habits, what your habits that become your character, watch your character, it becomes your destiny. I ask Allah subhanaw taala
to be pleased with you, and never to be displeased. I asked Allah subhanho wa Taala to help us in ways that we cannot imagine and to help us from sources that we cannot imagine asking this panel Tyler to always keep you in his special protection and care. Robin has alumna and Susannah Willem toquilla and
Robin McQuillan as we move on our
motto was Allah Allah Allah, Karim Allah Allah He was ibH made the Rama together, heavy hamdulillahi Rabbil alameen wa salam aleikum wa rahmatullah wa barakato.