Waleed Basyouni – Important Ruling In Regards to Zakat

Waleed Basyouni
AI: Summary © The Islam account is a sign of a man, a good faith, and trusting individual, and should not be given money to poor people. The importance of giving before the Day of worship is discussed, as well as the negative impact of giving money to charity. The importance of giving before the act of worship is emphasized, as well as the importance of maintaining a positive tax mindset and investing in stocks. The importance of educating people on Islam and protecting their rights is emphasized, along with providing dividends and giving money to people in need.
AI: Transcript ©
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Those who pray and they don't give there is a cat. There is no Salah for them. There is no prayer for them with 30 anish Corleone Wadi de familia mesh Coronavirus, a lamb Yesh, karela be grateful and thankful to me and to your parents. Those are not grateful to their parents are not grateful to Allah. You cannot separate these from each other in these three verses. That's why even miss Rudra the Yamaha Anwar da said something similar about one of them, which is the issue of the socket, he said, mainland music Keifa la sala Tara, those who don't give there is a cat. There is no Salah for them

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as the month of Ramadan, about to leave, many Muslims try their best to give out there is a car many Muslim during this month are so generous following the footsteps of Muhammad sallallahu alayhi wa sallam who was the most generous man and his generosity goes to the peak in the month of Ramadan sallallahu Sallam can enjoy the NES. We can enjoy them a akun fishery Ravana sallallahu alayhi wa sallam.

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And a lot of people get the habit of giving there is a cat during the month of Ramadan. And that's why I believe it will be a good reminder for all of us to know a little bit about some of the common questions and common issues that people ask about when it comes to the issue of this account. And maybe you sell allow it to sell them was giving a vision and maybe some of them so something that will happen in the future in the Day of Judgment, as reported by Al Bukhari and Muslim that in Abu Salah mavado seldom said in the Day of Judgment, a person will be chased in the land of resurrection by a big huge snake chasing them and he's running away from that snake until the snake catch up with

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the person and start crawling around the person and sort of squeezing the person so hard, so hard. And the person said Who are you why you're doing this to me? Then the snake would say, I am your wealth. I am the wealth that Allah has given you. And you have not given this account of it. Then the prophets of Salaam recited when I accidentally Dena Luna Bhima Tahoma Mohammed who a higher level don't think the wealth that the law have giving you is good for you. If you keep it and you don't give the Zakat of it then Allah said well who are tshabalala whom sayoko nama buffet no be here my piano this money was surrounding them will squeeze them will catch up with them in the day

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of judgment and a loss of Hannah Diana said one lady Anya can use una de will feel better wanna you know herpes been in favour she'll

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be in any

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fight to be heard.

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cannas to me

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fusi. Federal

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technique zoo. There are lots of other said and those who heard gold and silver and spend it not in the way of Allah give them the tightening of a painful punishment. The day when it will be heated in the fire of *. And surrounded they're there with won't be their foreheads their flanks and their backs

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and their size or their size. This is what you have kept for yourselves. So taste what you use to

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keep and save in this life without giving this a cut of it without giving the last part Allah writes over that money had been answered. So these goals will and Silver's are

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basically currency bills, whatever that month that the wolf is, it will be turned to be like he did on the fire that it will be used like when you brand animals and you put it on the on the back you put in the back on the side in the forehead of the person kind of in

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that the color

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Millions will not be above each others no alone will stretch the body of the person so it will accommodate all the money that he had Paloma Hina yo Dylan homeowner Dylan, belly you met do Gil do saw him Bill kenzi had Tessa Jamia that's what it is. and sad. And for say hey and also it Bahati and Muslim that interview sallallahu alayhi wa sallam said something very similar to that. And he said, and that type of punishment will continue for 50,000 years. That was not the only motivation or not the fear was the only motivation that motivated people to care so much about their account, but also because they realize that as a cat, it's a sign of generosity, a sign of a man, a sign of

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good faith, a sign of trust in Allah, a sign of realizing Who is the one who has the favor upon you, who have given you when you didn't have any.

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They realize that the Lord is the Most Generous individual don't carry, they realize that their Prophet was very generous a lot. He said that he cannot use sukoshi Amina dunya, he never hold back anything. So a lot of you it was suddenly they realize that their religion, their Sharia is their religion and basically, a shittier that inspire people to give, encourage people to donate, encourage people to be the upper hand, to the extent that people even in the cotton filter, who technically considered poor, they still give the cotton filter. So you have a person who's poor, and the day of the cotton filter has enough money for that day, he must give us a cattle photo. They

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said how they said that they will give each other

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you might say what kind of what sensors that makes it makes perfect sense. Because surely I want to teach the poor people to give

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not to be only receiver to teach people that beauty and the sweetness of giving and donating they realize what Allah said in the Quran. Allah who Riba

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Allah destroy the wealth that based on interest and usury and bless the world that is based on donation. Almighty to mend ribbon near Buffy Mr. leanness fellow, in the law, Mama, it means a keratin to the donor behind watch Allah, whatever is the candidate you give for the sake of Allah for Allah iica humann mobilephone they are the one who Allah subhana wa tada will multiplied for them the rewards

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a sudden

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it will take away the anger of Allah. That's why so many scholars said the best time to give sadaqa actually before your before your act of Fortune before the night of little panda start you give before you start your diet and your supplication and the thing that you see you get before you go to had to give before you start Ramadan you give. So you make basically to my head like a parrot. It makes the road smooth for you. So whenever you do the act of worship, it will be something that basically taking away a lot of anger and the person and bring the blessings of Allah Subhana Allah to the person they realize that man apostle sada to me man, your ship, charity and socket will never

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decrease your wealth. It's actually the opposite. It increase your wealth, and it bless your wealth. The understand that it is bohan it is a clear sign of a man on faith. They realize what the prophets of Salaam said every person will be in the shade of his sada in the Day of Judgment.

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Sir depends how thick and big shade you want for yourself in the Day of Judgment. The understood that Allah subhana wa Adana take the blessings out of Earth, when people hold back there is a cat, as he said, Monaco Monza caterwauling in a manner who will cut when people hold back there is a cat, Allah Subhana Allah will hold back the rain from them, hold back the blessings from them.

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They realize that the believers never get overwhelmed by the opportunity to give never get bothered by how many fundraising the witness. They don't get frustrated by how many times they were approached and asked to give for the sake of Allah. Allah Dena bonamana, whom be Lamy one

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rolana Ania those who spend their wealth in the daytime and in the night times,

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in secret and in public.

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And in a piece of silent film Buhari, a Muslim said, every single day, not every single Ramadan, not on the 27th of Ramadan, not on the 25th of Ramadan, not on the day of fundraising Now, every single day.

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I listen to angels to say, Oh Allah bless who gift today.

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And they said Allah destroy the wealth who don't give. And many of the scholars said, destroy the Wolf of Wall don't give any give this a cat as the catwatchful man when there is a right on the money, and it's supposed to be giving and the holding back this account.

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I'm saying this, to realize a simple fact that many Muslim hold back there is a cat because the waiting for Ramadan and the Zakat is prescribed 12 lunar calendar months.

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It's not 13 it's not 14 it's 12 lunar calendars month, not a Gregorian calendar according to the lunar month to the Hijri calendar 12 months. And as you know the Gregorian calendar is longer than the lunar one. So every day goes by the day of your Zakat, the angel pray against that person. That's why I said it is highly not recommended. For the person ever to delay there is a catch for Ramadan, Ramadan for a little color and no little color. If you want to give you a sakata Ramadan, make sure that this is the day of your account.

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So you know minds account every year during Ramadan I calculated but to delayed just to re witness the month of Ramadan. That's something no one among us. No one understand the rules of Sharia I would ever recommend it for someone if it is obligatory. For example, in you to give your cat your year ended, let's say in April, you must give it an April you cannot delay it unless there is a necessity unless there is a need unless there's a great need for that.

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Believe me, if I tell you that the vast majority of Muslims, they don't know how to give this account. They don't know how to calculate this account. They don't invest any time of interest to learn the rules of Zakat, because it touches a sensitive issue in our life, which is money.

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They realize what the prophets of Salaam said from hacking that scenario of W masari. I assume good deeds to nations protect you from evil death, that miserable death.

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All this led the people of faith be so generous. Haven't seen in history more generous, like the family of prophets or southern calibrating them, many of them in Nazi karma.

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They're amazing income. I'm delighted that the Jaffa hire.

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Once a woman came to him and she asked him he gave her so much money. So they told him in the holiday.

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What can you be heavier?

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You give her so much you give her too much.

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One time I asked some a brother for a donation for the master. I said would you please be able to give me $5,000 for this up in compound rate, he said I'm giving you 10,000

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never said to himself too much. So I'm the one that was asked. She will be happy with way less than that. She don't know who you are. She didn't know who you are and she doesn't know that you're very rich person is she knows maybe she would ask more but she doesn't know how much your income I don't know.

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Almost all of us income

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so when I asked somebody for money I really don't know I don't calculate. And I know some fundraisers do that and somebody was telling me you have to do that study the incomes of pockets.

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But I never did I never needed

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because I believe in my community they should raise themselves to the level of this man. When he was a she doesn't know you She doesn't know that you have too much so you didn't need to do that you could have gotten away with a little bit. Kinda in Canada we have

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found a larva in level Kafeel.

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If she will be happy with with less or a small amount of money. I wouldn't be happy with that. What makes me happy to give so much we're in Canada 34 country for in the army for Catherine FC.

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She doesn't know me

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what I'm capable of, I know myself very well, what I'm capable of I

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mean God, and maybe this one lecture by itself about this particular man, a woman people used to make, like any stories killer just to get him to support them. A woman came to him and she said, Indeed the judge, he is indeed here as an indicator Bennati. She said, I have a chicken that I love that chicken I raised the chicken just little it's like one of my daughters. He said then became old. So you know, the culture, the village when you have a like a chicken and became home what you do you slaughter so you can eat it because you love it so much.

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So she killed the chicken. And basically, she gave the chicken term, she said, harlot Melaka to McCann, a crumb member Nicolette Vina happy.

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I couldn't find any more honorable thing to put it inside it, like your stomach. So I made it for you and I give it to you. He was so amazed by this woman's way of asking. She needs help basically. Papa, ma, ma, ma, y caffeic in the la

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vida de la.

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She said stop. Allah hates the wasters. He gave me too much.

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Rahim Allah Rahim Allah

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Allah Hafiz hazard of nearly can either sign or jumada

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and hazard analysis somebody asked him for when someone asked him for help, he would give up to 100,000 dinar

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you know what 100,000 dinar means today?

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It means 400 $450,000

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if you calculate it today, that's how much it is.

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It's almost like $430,000

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he would give it

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away to labneh basadi Allahu anhu.

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When he a woman and a nurse for the first man known in history that used to make afar public invited people you're gonna have been sitting at ice robiola and

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nobody could lay on your

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every single day. I see inside of here about to bring 80 people to his home and he feeds him every single day.

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To return Baba Hummingbird his son is

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the son of side of Nevada.

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He became sick

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then he nobody came to visit it was old. Then he said why nobody came to me. I have a lot of friends

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in the home yesterday and I think for in the locker room Do you when

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they feel shy because you see old and sick maybe you die you know in the old days when you get sick there is no doctor to call. So you very good chance that that's up if you became truly very sick. So they were worried if they come and he's so sexy need to collect his debt so nobody showed up to visit him they are shy.

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Then he said

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Allahumma Allen

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one I'm in a car. The mama Romana din en una de fer Su, of a nurse. Men can Allah in a Sydney Avada deignan for

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a handler human. tiene fukushi Raja to Beatty Bella she daddy kaleo

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it he basically said what? What the worst money is the money that prevent your friends from coming to visit you What's the good and giving loans to people to help them end up discharged to avoid you? He said caught a caller that will go to the market into the public place where people gather and start anyone

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who be taking a loan from ice is forgiven. They said that day his door was broken from how many people coming in and out to visit him that night.

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What is the amount of Zakat that upon obligatory upon me to give

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Zakat is prescribed upon any wealth. The chief assess for 12 months

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any wealth any basically and I mean by wealth, gold or silver and what is similar to them and there is other also categories of wealth.

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There is a cap on it, but I'm not going to go into that uncommon thing for us. So gold, silver, and what is equal to them what can be equal to gold and silver today, currencies, what can be equal to gold and silver is worth money today, stocks that's worth money today, merchandise that it's transferred to amount of dollars. So any wealth like that that is a count on it any amount to know that you must have an amount, what is equal to 85 grams of gold.

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What that means in modern day is we don't use grams, even in America, it means if you possess and this is just two days old, so you might need to go check yourself, because it's fluctuate the price of gold, but not too much. It is an estimate of $3,360.

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So $3,360 will be this year's his account, if you possess that amount of money for more than 12 months. So that amount of money and whatever extra you have to give from it 2.5%. That's if you give it according to that lunar calendar. Then what if somebody said, Jeff, I cannot give it in the lunar calendar. My accounting system is based on a Gregorian calendar. I can't, because it has a lot of calculation. You know, my calendar doesn't work this way. It's not like Saudi Arabia is not Egypt. It's not Pakistan, it's it's America.

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It's toxin. There's like a lot of like system associated with, we say, if you're going to follow a Gregorian calendar, so you're calculated, the percentage would be a little bit different because of the difference of time. So in this case, there is a cap will be 2.57%.

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So if you can follow the Gregorian calendar, it will be 2.57%. There's a little bit of difference here is that a valid reason to delay is a cat Yes. If you said you know what my accounting system will not allowed me to do according to the

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molar calendar or the Hijri calendar. See, that's fine. In this case, you have a reason for you to delay your zakat. Because as you know, that is about 13 days difference between the two methods of calculations. So you have to possess this money for 12 months, and the extra you get

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to share.

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I have $100,000 in my account, but Uncle Sam will take from me, you know, that amount of tax?

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Can I consider My Tax Account? No.

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Can I take that amount of tax out of my capital and the rest gives us a cat on it? Yes. So you will detect this aqidah tax from your money and see what's left after taxing your money. Let's say you give your Zakat every year in January. So you go from January 2018 or let's say since it's coming July so in July 2018 you go back all the way to 2017 Okay, this account basically I'm going to be paying tax $10,000 you take that amount from the total that you have and the rest where you give this account chef I have a payments to give

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payments is do you take this payments out you know there is a payments I have to give on this particular day so you take that credit out as well.

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But pay attention to what I'm saying.

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Somebody said Jeff, have a payment of $300,000 Mashallah, okay when you're gonna pay Oh, for the next 30 years in Charlotte's my house mortgage.

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No, that will not be a reason for you not to give this a cut, you deduct the $300,000 from yours I got you only deduct that payment of that year or that month of this account you've given and the rest he gives Academy because that payment will continue unless you say now I have in my account $500,000 I'm gonna take the 300,000 and pay the whole entire amount at once. If you're gonna do that there is no Zakat on the 300,000 but if you're gonna be paying this over 30 years, that is a count on it.

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While the Maharaja Nakata Katamari otherwise nobody ever gives a car.

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Also, to make it simple for you, to give you a nice formula.

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In socket, you need to understand a very simple concept. It's called we are also carrying a container for the second imagine that you have a pot and in this part, you put all your soccer all your wealth. So I will choose

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One day in the year for my Zika, like July 1, so in July Oh, let's do Ramadan, you know what the 27th of Ramadan? So on the 27th of Ramadan, I will give my Zika. So every amount of money you put in that Pot Stocks, I'll talk about a little bit. Okay, it let's say all the money the wealth that you have. So when you put it there, and you see how much of this amount, okay, I have $100,000, that's above the 3600 was talking about. So that means there is a category. So you give 2.5% since you do that hijiri cannon from Dynamo chef, but I just entered my account a $10,000, one month ago, it's not there for 12 months yet. We said no, we know that. But that would be considered

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as the most generous way of giving us a cut. And that's the recommended methods by almost across the board, the scouts. Jeff, I'm not a very generous person, can you give me a formula, what I'm going to accurate, I just want to give what I have to give. On this case, we said, you look at the previous 12 months, look at your previous 12 months make statement.

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And that's especially for those who have income in the form of salaries. You look at the 12 months, and you see what's the least amount of money during the last 12 months.

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the least amount of money is was in my account

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$10,000 you give the Captain $10,000 because for sure this $10,000 been in your account for 12 months

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to share, maybe I will have 13 months with the amount of money you will be forgiven because it became almost impossible

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to see when it became so difficult to keep track of every month and every amount. In this case, we said that will be sufficient in shallow data for you.

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What about stocks before we start on the slot?

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There's two types of people who are investing in stocks. One who sell them by brokers, or people who like to invest, I buy and sell I buy and sell those people who does who deal with stocks like this. And the devil is a catch 27 from Yvonne reverse enjoy whatever you calculate how many stocks you have, how much it's worth, and you give the amount there's a cap on the price of the stocks in the date of this account. So it's July 1, what's in July 1, this amount of stocks worth a $200,000 you give 2.57% because it's kovarian calendar or if it's the Hijri 2.5%.

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The word if I don't do that, it's an investment for me. You know what, it's a long term investment. I don't take it I own keep my stocks to grow, you know, like mutual funds or something of that nature. It's an investment. In this case, you give us a carrot on the dividend on the profit you make but not on the stocks themselves.

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So the actual stocks, there is no Zakat on it. One more thing a lot of people don't know.

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You give 2.5%

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basically, if that investment on the on the outcome of it, on the outcome of it or the dividend or the profit, if it's a long term, endless endless that stocks represent something that deserves a cat in a yearly base. Like what let's say your stocks or grains,

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your stocks are basically coffee beans. In this case, we go back to the rules of the Zulu which basically you give if it is the the irrigation system, it is by manmade you get 5% every year 5%. It's not 2.5% if it is basically by by by manmade temperature one 10th sorry, wanting Federation

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and if it is by the heavens or you don't have basically much of it, it will be point five or it will be 5% comfortable

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concept will be admin

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the whatever the stocks are presented currencies,

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the stocks in companies you given the dividends, but if the stocks are banks, currencies, people basically deal with money with the actual currencies. These thoughts you don't give them the dividend. You give them the whole amount.

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You give them the dividend and the actual stocks how much it's worth. So there's your

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Stocks has needed a little bit of calculations. Any land that you possess home that you possess, even if you're not living in it, there is no lockout on it. Usually there's a cap on the rent if you're renting this property,

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any business that you own. If there's a cap when the day comes, you give us a count on the merchandise that are ready to be sold. Food. Pharmacists, for example, the actual medicines that you have. You give Zakat on that but not on the building or what's the business worth? I asked the last panel to come up higher.

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Mr. Bhatia.

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hamdu Lillah wa salatu salam, ala Medina.

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As you see this is one of the pillars of Islam as a cat. And there's so much to be said so much to be discussed. And I'll be more than happy to answer your questions if you have because it can go over everything.

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But what I want to say

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a lot of people ask me, Chef, can I give us a cut to the mustard.

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The default rules in Muslim countries that we don't give us a cat, two centers a massage,

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generally speaking, and most these places are places dedicated themselves to Dalai Lama

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dedicate themselves to

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represent Islam,

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and to fight back. And to explain what is Islam and to defend Islam and the Muslims. such organizations and such effort if you see it happening in your center in your mustard in an organization, this organization became eligible for this account, because that's a form of jihad, and Jihad sebelah one of the ways of giving Zakat

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but ever just a place for five time pray, people pray and leave that place doesn't deserve a cut.

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But if that place active have doubt in their efforts, they put no effort in educating and protecting and and basically building community resilience and refuting the doubts and standing for the rights and fight for the civil rights of people or educating and giving doubt to the non Muslim those people are considered part of the eligible for this account. That's why I'm the law. That's part of our activity, the mustard. That's why I've been given federal for a long time, that is the cat can be given to them.

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Can you give that out to your parents, if your parents are poor, you cannot give them zakat. But the only situation you can give the cat your parents is one situation, which is if your parents are in debt, and you can't pay the debts off.

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Or just so basically financial burden, you can give them from your pocket to pay your mother or your father's debt or your son's debt if you're in debt. But please don't use this as a loophole to keep the money in the family.

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Somebody was saying if I'm going to take my son to medical school for a million dollars, so Oh my god basically instead of me paying his tuition, I just basically recycle the money. You're dealing with Allah subhana wa let's let's say you really have son and that is Mashallah graduate and isn't that good. In fact, to give your money to someone far away and your own family are in debt?

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No doubt you can help them.

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these are some of the most common things that people ask me about in regard to this account in for the sisters who you were Gold's the safest opinion, in my opinion is to give one time in your lifetime as a captain your gold, any amount of money. And by the way,

00:33:46 --> 00:33:56

Zakat is not one time in your lifetime. I never thought a Muslim when asked me this question, but I have a lot of Muslims asked me this question. So yeah, he gives a cut again.

00:33:58 --> 00:34:17

I said, Wow, yes. He said I just did last year, I do the game. Yes. So F will lie. It will be surprised like the face expression was like, a me is amazed. I said yes, absolutely. Now belong to you don't know. But, you know, basic things like that.

00:34:18 --> 00:34:20

People don't know, when like,

00:34:22 --> 00:34:29

if the Muslims give their second accurately, you will find amazing things change in our community in our life.

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But unfortunately, a lot of people do give this a cat accurately, or they don't give this account or they don't care about who deserved as a cat. I encourage you it's

00:34:40 --> 00:34:50

allowed me to say this. I know across my line, even though I want to fundraise for the mustard after Salah, but we're lucky I believe educating you is more important to me than fundraising.

00:34:56 --> 00:34:57

Allow me to tell you

00:34:58 --> 00:34:59

that we take from

00:35:00 --> 00:35:02

The operation budget of this master

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around 70 and $80,000 every year from our operation money to help poor family in the community.

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You know why? Because our Zakat fund is $160 $75.

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And one of the problems that we deal with that all those accounts come sometimes Ramadan, and the rest of the year we are dry.

00:35:29 --> 00:35:36

That's why I never appointed one particular month. So there is access to the cat and 12 all year long.

00:35:39 --> 00:35:40

You will find after the Salah

00:35:42 --> 00:35:46

brothers and sisters, I don't have time to do that. Have flage forums

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please make the initiative of yourself reach out to one of them and are going to ask all the brothers and sisters that I gave them pledge form earlier. Please be visible in the back all of you guys and they're out and just hold it reach out to them or the credit card in donate. If setup gives out whatever it is if it gives a count make sure that you put a point that does that count the money.

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Because as you go out there is a terminer there shows you how much we need to reach our goal.

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I want Shama hopefully, any we reach our goals. And I have seen amazing things in generosity from many of you. hamdulillah. During over the year, I asked Allah to bless your wealth, to bless what you have and what you give and what you keep. And ask Allah Subhana Allah to help all of us to give and to give and to give and ask our last panel to Allah to make us those who love to get and ask a las panatela to make us among all those who have the upper hand, not the lower hand, the one who gives a non Muslim in order to see ask a Lost Planet Allah to give for those who are poor and to take their poverty away. And I asked Allah to bless the solar bless them with wealth and to multiply

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their wealth and make it Aloma blessing things for them and their family. I asked a Lost Planet Allah to forgive our sins, and to shower us with His mercy and to bless our hearts and bring peace to our life and to our mind and ask Allah Subhana Allah to forgive our parents, and they asked our last panel to add up to raise our ranks in Janata naman and for those that mean your ability to hammer in Santa

00:37:29 --> 00:37:35

Monica can even afford to hit with alpha nail hammer. I mean Akuma Satya cola or something?

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