Striking Examples From The Quran #09

Nouman Ali Khan


Channel: Nouman Ali Khan


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The conversation covers the potential negative consequences of shayGeneration, including negative consequences for society and individuals, and the "Grind" concept used to avoid bankruptcy and give money to people with sensitive behavior. The "arthing of the world" concept is used to describe behavior that is considered offense or offense, and the "roaring economy" is a success of Islam's "there is no way" mentality. The "arthing of the world" concept is used to describe behavior that is considered offense or offense, and the "roaring economy" is a success of Islam's "there is no way" mentality. The "arthing of the world" concept is used to describe behavior that is considered dangerous or offense, and the "roaring economy" is a success of Islam's "there is no way" mentality. The "arthing of the world" concept is used to describe behavior that is considered offense or offense, and

Transcript ©

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Salam Alaikum before you begin this video, I just quickly wanted to let you know that so much of the work on the Quran has been completed on being a TV I want you to enjoy systematically studying the Quran from the beginning all the way to the end, in brief and then in great detail. And to do that I'd like for you to sign up on regular and once you appreciate what's going on in buying a TV, I want you to become an ambassador for it and share that subscription with friends and family and give it as a gift also, thank you

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so much.

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Now all the villa Jimenez shaytaan Jeem and living in Kelowna rebula como una camisa Oh Yo como la the ad hoc dato che into an amine LMS there the cabbie in order to in MLB Omis loan LIBOR what a Hala Hoon banging our hand woman LIBOR feminists who Manwaring for tune Mila behave and to her father who Masada and little hole in Allah.

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Woman I definitely would

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have on the home fee her Holly do

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rubbish hourly salary, what a silly Emily to lock that and Melissa Annie of Khalifa Al hamdu lillah wa Salatu was Salam ala Rasulillah. Early, he was a huge Marine. And we're glad everyone once again cinema Alikum rocking tonight out over the counter. So

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there are two things I want to give you as a disclaimer that I will not be talking about when it comes to this idea. And then we'll talk about what we will talk about in the cya. So the first thing I will not be talking about is fatawa and details in regards to what Reba is this is not about Riba. And Reba is a very serious subject in our religion. It is one of the greatest sins that Allah azza wa jal has talked about. In fact, it's one of the the ancient sins also. So Allah describes that this was something that the Buddhists were also condemned with. In the list of crimes that they committed among killing the prophets. Allah also mentioned ugly hemo riba that they would consume

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River, right? So it's not it's not a small matter. And I think that we are living in an age of oversimplification. So we shouldn't just casually mentioned something and then not give it its due. It's something that I think every Muslim should try their best to educate themselves in. And because there are complications involved with the subject, I will talk about that a little bit. Why there may be complications with that subject, because the economy of the world, at the time of the Quran was very simple and straightforward. And ever since the emergence of worldwide banking, which all of us are a part of the economy and the structure of fundamental economy has completely changed. So how

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did the ancient economies of the world compare with the modern economies of the world? And how can we tally? What applies of those principles and what doesn't apply? This requires a lot of serious work and oversimplifying. That is irresponsible. by by by those who say all of it is haram, or by any who says all of it is halal. I think it's an oversimplification, and it's dangerous. And one of the things unfortunately, the age in which we live, The simpler you can make your content. And the more the quicker, you can say something, it can go viral, because we're obsessed with the virality of content. Right? So we'll just say sound bites and say something so it can spread far and wide.

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And what that's done is it's taken the opportunity for Muslims to engage in deep intelligent conversation about something away, because now we just hear a sound bite and we know what Islam says about something. So the seriousness with which we study something has now been reduced. Now, it just compared this even just a little bit if if somebody was talking if a if somebody was talking about heart surgery, right, which is a life and death issue. You wouldn't listen to a tick talker and make a decision about your heart health. Right? You listen you if you if if you were diagnosed with a cardiac cardiac problem, then you'd go to a specialist and you'd get a second and third opinion

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before you arrive at a conclusion. Because this is a matter of life and death. But when it comes to matters of our deen, I heard it on YouTube. Right? I saw it on Tik Tok. And that's good enough. Like it's because this thing is serious and requires a lot of research. But there's a you know, as long as you know, cat, it's casual. And we shouldn't take these kinds of matters casually. But anyway, so that's one thing I won't be talking about. The other thing I won't be talking about is Gen possession.

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Because this, this is also talking about being touched by the shaytaan. And that's actually the parable that we're discussing today. I have shared my views on the possession of gin, which is similar to the views of many before in our history, like Imam Razi Rahim Allah or

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Ignore ashore, Ramallah and others. And you know, I've talked about in other places in detail. In fact, even these ayat I've done a discussion on these ayat in depth. That was an agenda. So

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I've done a discussion on these ayat in depth before it's available on being a TV. And I actually was listening to myself talk about these today, which is annoying, I hate my voice on air, but from like, six, seven years ago, and there's some things I'd like to add to what I said before also. But anyway, let's get right into it. So we were still in SoCal Bacara. And you've heard multiple examples Allah has given now on spending in the less path and spending with the wrong, you know, in the wrong way, with the wrong intention, or the follow up is incorrect. We've, we've gone through all of that, right. And then we talked about the garden being burned down yesterday with the with

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the old person and that beautiful and powerful and scary image. Now we come to the flip side. So what Allah has done at the end of sortal, Bukhara is He's given us an entire curriculum, on money.

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So it begins with spending in the path of Allah money related, then so which is the best thing you can do with your money. And then he's going to talk about the worst thing you can do with your money, which is going to be River and predatory practices. So that's this subject. In fact, there's no place in the Quran that is more detailed on the subject of riba than this place, just like there is no place more detailed on spending in the path of Allah than this place. So first came spending in the path of Allah. Then came the word of spending in the path of shaitan, you can call it right, so those two things are put next to each other. Right? And then what's left? Well, at the end of

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that people, the people have evil practices of Riba. They say, Well, what are you talking about businesses the same thing, there's no difference between business and Riba? They say that, so what does Allah do Allah then the third subject is what is business and what are loans that are legitimate. So actually spending in the path of Allah spending in the evil way or earning in an evil way. And then finally, business and loan transactions that are legitimate, that are halal. So the best you can do with your money, the worst you can do with your money, the halal that you can do with your money, all three are put together in one place. And that's your entire it's like Quranic

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economics, if you will, right. And it's all put in one place here at the end in total, Bukhara. It's also interesting that chatline comes up a couple of times in this passage. And that's, that's important to note, because shaitan has many attacks against humanity. And one of those attacks is actually greed. Greed is one of his great attacks, right? And in fact, greed is something we have to understand what greed does. Greed makes you obsessed with something you want to get.

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And when you don't care any more if it's halal or haram, because you've developed an obsession with acquisition with getting it. And so now, even the halal things that are available to you, you start becoming blind to them. And you're obsessed with the one thing that shaytan has put in your head that you have to have. This is actually very similar to the story of Adam Alayhis Salam who was placed in Jannah. So there are plenty of things he could enjoy. There's every every possible imaginable thing he can enjoy, but at least his job is to make him not think about all of Jannah ignore all of Jannah and slowly make him obsessed with that one tree that he's not supposed to go

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near. Right he's constantly trying to do some Westwater to him. And Allah describes the subtle art of the Lahoma Bihar that he reeled both of them in with a very careful deception done the data usually in Arabic is used for for it comes from dulu double means a bucket and you know in like in old times when you trap an animal you put some food in the in the bucket and you pulling the bucket you little by little and the animals coming closer and closer and closer. This dudleya This is actually what Allah describes bliss did with Adam Alayhis Salam so in order for him to be this close to even the tree for both of our parents to be this close to the tree the only way that could have

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happened is he makes them ignore all of the blessings that are actually available right so the there's a saying in Arabic called lumen no and what lube everything prohibited is desirable. Right? Like look at our kids if you tell them not to touch something, you give them everything else on the planet what's the one thing they want to go to the one thing you told them not to touch?

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If you tell them hey, I'm going over there don't do this don't do that you can do anything else you want just don't touch that switch

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this kid his entire he's even if he's not touching to you looking at it.

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Just Can I just you know,

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go aluminum newer metal. This is what Chapin's tactic is right? And that's, which is what greed is. Greed is in one way you can think about greed as essentially becoming ungrateful to all the legitimate options and pushing yourself to

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words the not legitimate option, right? And that's why bliss was mentioned in the story of the Malays I'm in the beginning, and now towards the end of the surah. It's actually tying up again and saying, This is how the devil gets you. This is how the devil gets humanity. Shaitan Oh, yeah, I do human factor. The devil will promise you bankruptcy. Right and the devil was promising Adam Alayhis Salam bankruptcy in some sense, right? And now it's coming. And then yeah, Moroccan will fascia, which is similar in echo from what was happening in the story of Adam alyssum. Anyway, so now let's get to this if it begins with Alladhina coluna Riba? A literal translation would be those who eat

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rubber, those who eat rubber.

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And I've translated in more dignified ways those who consume rubber, that sounds nicer, right. But quite literally, it's saying those who eat ribeye and that's purposeful because other places in the Quran when Allah talks about eating, he says, Kulu mentor Ye, Bertie, Melrose, UCLA can eat or you if you want to say consume, consume from the good and pure things that we have provided you That sounds really dignified. If you say they eat, they're eating from what they earned. That sounds dignified, but they're eating money. They're eating money sounds undignified. It's almost like you're talking about someone as if you're talking about them engaged in animalistic behavior, right?

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They're just mowing and eating and eating. Right. And there's also an interesting kind of correlation. Riba. The word riba comes from rubber. And Robert Yabu, the verb in Arabic, is similar to the word that came before Jana Tenby Robertson, if you are out before the garden that's in a high place, Rabbi is literally that which grows, that which grows because the person who's, you know, in the ancient times, they gave you some money, they give you some gold coins, or some silver coins or whatever, they give you five silver coins, and they say, Well, I want to back in a year, but I want six coins back, or I want seven coins back, they want that five coins to grow. Right. And if you're

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not able to pay it back, then you're gonna have to work for me for two years. Or you're gonna have to give me a part of your farm. Or you're going to have to give up a couple of your trees. Or you know what, I'll take a couple of your kids as my servants. This is how slavery actually came into humanity. You would lend somebody money if they weren't able to pay you back. Now, they're indenture to you. Now you can consume their property little by little, or you can consume them eventually. Right? This is the nature of Riba, you're you're growing your empire in this way, by lending people money, and especially well, who borrows money, people that need it, people that are desperate,

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right? And you're actually even hoping at some level, that they're not able to pay back. Because if they're not able to pay back, you can take way more than what was owed to you. Right you can you can take them you can take their children, you can then you have generations of slaves that you own, or you can take all of their animals and invest those animals and things like that, this is the nature of this, this creature, this this thing, this evil practice called riba so those who eat river now that we should also understand this, in context of what was said before, if you notice the previous ayat, Allah mentioned a sensitivity towards humanity. First of all, when you give you shouldn't

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remind people that you're doing them a favor. When you give, you shouldn't expect anything in return. When you give you should say Coronavirus, you should say things that are dignified. And if you're not able to give you should ask for forgiveness, right? Then there are other out there that we didn't even cover. Allah talks about give people who don't even ask last Aluna, NASA Al Khalifa, those are part of those out too. So you have to be so sensitive to giving that there's somebody in your community, you could tell from the look on your face that you for whom BC ma home, you could tell from the look on their face that they're they're not doing good. And they didn't come and stand

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in front of you. They didn't post a GoFundMe page. They didn't they didn't make a YouTube video and say please give to me. They didn't put a social media comment and say, here's a link, you can send me some money. You know, my father needs an operation etc. You could just tell from the look on their face something is wrong. And you're supposed to be able to capture that and say, Hey, can I help you in some way? Or here's even say, Can I help you? Because when you say can I help you? They'll say no just like a lot heroin. Right? Allah says, yes. Abuja Hello agonia. Minister if of that the ignorant person thinks these people have no problem they never ask. So they must not have a

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problem. Allah calls those people who are who who lack that sensitivity. He calls them Jai Hill, he calls them ignorant in that area. So we're supposed to develop this hypersensitivity towards those that we give. And who should we give and why we should be sensitive? Why should we give and when we give, we don't expect from them and we don't bring it up to them. You're so concerned about those who you're giving. And then if you're giving them you're actually planting a seed with Allah, you're getting rich. So actually, the people who you are giving to you they're doing you a favor, you're not doing them a favor. They're allowing you to plant a seed with Allah

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that multiplies endlessly, right? So your mentality towards giving completely changes, and you become extremely grateful for the opportunity to help somebody else. On the flip side of this is predatory lending. predatory lending is done by people who are hoping times go bad. And when times go bad people come and ask them for a loan. And they're not giving them a loan, because they care about humanity, they care about a loan, they give, they give a loan, because it's the most secure way of growing their wealth. Right. And they would give the loan and this, you know, happened in Europe, it happened in other parts of the world, there were always these loan sharks, right? In

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ancient times, people that have good amount of money, and they will let you borrow some of it. And you can do something for them and pay back or they used to have different forms of Riba, one form of riba was I'll give you 1000, let's say 1000, dinar, or 1000 pounds, $1,000, whatever it is, right, and you're gonna pay me a fee every month, for two years. And at the end of those two years, you have to give me my 1000 back to

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so that was a form of river. Now we have a little slightly nuanced version of that, you have to make a, you know, a, you know, mortgage payment or monthly payment, minimum payment, right, and maybe what 20% of that is going towards the 1,080% is their service fee, or the interest or whatever else, and they'll come up with fun names like transaction fee, boredom, fee, your stupid fee, we're gonna bleed you dry, slowly fee and they'll come up with 80 different names and add these fees. And you know, only 20% of that went towards your $1,000 loan. And the other is just them consuming your money and eating away at your money. Right? So this is the this is the culture that they create. Now

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on the flip side of that is interesting. The people who consume this kind of wealth, Allah says Leia comun. So first of all, they're eating Riba, but they're not standing, that Allah Allah didn't say, like ecstasy wound, they're not earning, he said, like a co Moon, which is actually a jazzy kind of statement. It's it's borrowed phrase, and it was used as an SDR as a borrow term to describe people who have standing in society. So people who of course, you know, think of big bankers, right, or, you know, major wealthy people that are, you know, lending people money. These people make good money, so they have a nicer house than everybody else. They have a nicer back in the day, they have

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a nicer horse than everybody else, which means nowadays, they have a nicer car than everybody else. They have nicer clothes than everybody else. They have nicer shoes, nicer watches, nicer, everything, right? And they roll they roll by, and you could tell Wow, man, these people, and when their their daughter or their son gets married, they booked the Grand Palace or the ballroom and you're like, Man, these people, that's some serious cash, right? And they become this symbol of economic stability. These are the successful people in society. Everybody else is almost insects, compare to them, they become, they feed off of the desperation of the poor, and they go higher and

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higher. Everybody feels lower compared to them. They're the only one standing tall. So it's almost that imagery of them towering over humanity that's being borrowed with Leia comun gamma yaku. But he says Allah says they're not standing except if you want to understand what kind of standing there in Illa camellia como la vita Humberto shaytaan, Amin el mas, this is a difficult phrase to translate. But Allah says, and it is as though the only way they're standing is something similar to the cat is adapted to be. So it's used to make a comparison. So what's the comparison, like somebody standing, your qumola, the Roberto Shaytaan, The one that the devil has beat to a pulp if the devil has beat

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somebody to a pulp, how about ah in Arabic is to hit something violently. The shepherd used to hit the tree violently until the leaves fall. And that was kept from the devil from from the shepherd. The camel that's hungry or agitated. It used to strike its front legs on the ground, making the dust rise like its clump its stomping on the ground. That's called hubs or HIPAA. Right. So Yetta Humberto Shavon, is actually how about the hoof at the hub, but it's, it's a combination of both. It's an advantage of two verbs. What that means is it says though, the devil beat him so bad, that he's taken our heart beating. And there's a subtle, really subtle jab in this idea that that person

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is actually being compared to shaitan himself. Not only has the devil beat him, he's almost turned into a shaitan because it would be Humberto Shavon. But as yet, the Humberto shaitan has this dual sense in it, that this is a person standing but there's, it's like they try to get up and the devil beats them down again and they get up and the devil beats them down again.

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But then there's this other word that's being used, which is meaningless from the touch

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or you could say I'd like to translate this starting with a touch. You know, you've heard the phrase Touched by an Angel. Right? This is the Quran version of touched by a devil. Right touched by a devil. So now there's two words, there's a heart beating. And then there's a touch, which seems opposite. A touch is barely, you know, this is a must a call Lu Donatella estaba. fille Arabiya LMS, right, the least amount of contact that you can have between two things is called muss. But Hubot, which is what I just described to you is a is a hard beating. It's like an MMA fight kind of beating, it's a ground and pound kind of situation, right? Two very different things. So what is

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Allah saying, Allah is saying it's as though somebody got beat down so violently starting with just a touch, it started with just a touch, but eventually turned into a violent beating. So we're going to spend some time understanding this image, somebody who's been beat up by by the devil, somebody's beat up by the devil, this was an Arabic expression back in the day, you know, before the days of psychological analysis or neurological, you know, scans, people being checked for brain damage, or nerve imbalances or hormonal imbalances and things like that. Anybody who was acting in strange ways, anybody who was had slurred speech, anybody who was going cross eyed anybody who was being

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delusional in their speech or people, you know, the people starting to lose their memory and things like that, anybody exhibiting any kind of neurological problem, you know, what the errors are say about them or the devil has touched them. So, there are two words they use Majnoon, which is very famous, possessed by a jinn. But they also use mum Zeus has been touched, they would call them mum Zeus also

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from the same word mass. Now the idea of that just just to give you an image, so you can appreciate that, imagine somebody like, you know, there's a interestingly, this is supposed to be a relatively more of a welfare society in the UK, but the number of homeless people y'all got in your city.

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Right, people just lying on the street with blankets in the rain is, you know, and you will see if you if you've been downtown, or any kind of downtown where there's a lot of homeless people, and they've been out in that terrible environment for long enough. People don't talk to them. So they're around 1000s of people, and nobody talks to them. Right? And they become isolated. And people are scared to even go in because they smell bad. They look a little crazy. They could be dangerous. If they're walking towards you, you're going across the street, right? They're crazy. And then you'll see that people like that, they'll start talking to themselves. They'll talk to themselves, they'll

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start yelling at society, these banks, the robber goes, Oh, this guy's making a scene in the middle of the street. And you're, you know, this is a normal phenomenon around the world, right? People lose their mind, and they're walking around, and they're talking to themselves. And those kinds of people, when they become isolated and disturbed enough, then what happens is they become a danger to themselves, and they become a danger to others, because they lose all sense of time and responsibility and consequences. So they can even they're so far gone, that they could stab someone, or push someone towards a bus or do something crazy like that. But they will have no awareness of

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it. Like they won't think they did anything. Because they've lost their minds. Essentially, they've lost their minds. This kind of dangerous behavior was called, you know, mum Sue's. But Allah has taken a step further. He it started with a must, but it's gotten a lot worse. So this person is crazy. They have no self awareness. They have no idea what they're doing. They have no care or concern for the damage they're causing. And by the way, when someone doesn't care about the consequences, or the damage they're causing, you know why? Because they no longer have the ability to think about the future.

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The only thing they think about what's in front of them right now, they act impulsively, like animals, and animal acts immediately and impulsively, which is very important, because the previous ayat were about spending in the path of Allah. And that's the person who's always thinking about their future.

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But these people, the consumers of Riba, they don't care about the consequences of their actions and who it hurts and who had burns, so long as they make their money. So what happened in society all over the world is these people look like they're dressed really well. They have the nicest houses. But when somebody doesn't make the payment, they don't go collect the money themselves. They got people for that.

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And those people go and they break some windows and they beat somebody up and they drag the, the woman and the child out of their home in front of the, you know, beat their father in front of them and say, next week, we'll be back. Right? They're not the gangsters. They're the one that pay the gangsters. And this was the way of the world for a long time. This this was the way of for a very long time, until the Europeans figured out especially the Italians from what I'm told. There's a better way to do this. We could just create banks, and we'll make this official. So instead of sending thought

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Because we'll just send them a letter, you're going to be evicted from your home in two weeks. And you know, you have your medical bills. Yeah, you can't go to the hospital anymore. Because you're, you're officially bankrupt or you don't have the credit or we're not, we're refusing to make the payment, or you fail to you defaulted on your payments, etc, etc. So if you have a heart condition too bad if your child needs surgery too bad, that sounds like your problem. That's not our problem. And so how many people are being thrown out on the street? How many people become suicidal? How many families how many children are ruined? How many people turn towards cry? They don't care, because

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they make their money. Many of you remember the subprime mortgage crisis in 2007, eight time, right. During that time, the major banks and the major investment firms in the world, especially ones involved in real estate, and banking and finance, their CEOs made enough money. The top 5% of the CEOs made more money than than ever before.

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So humanity was plunging into death.

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And they were making billions and billions and trillions of dollars, actually, the top 5% have had enough money to cover the entire crisis, and they would no longer be an economic crisis. But do they do they even flinch? They're throwing champagne parties and hanging out with each other like, it's there's no sense of consequence. There's no sense of humanity left, there's no self awareness left. These people are possessed with wealth, they have more money than can be spent in multiple generations. Even if they wanted to spend all their money, they couldn't do it. That's how much money they got. But that doesn't matter. Because they're possessed. Allah is describing that level

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of greed that exists, that these people who look like they're standing, they're powerful, but they're not standing on anything. They were actually similar to someone who's walking down the street that looks like they've been touched by the devil. They've been beat by the devil. They've been beat senseless by shaitan. These people and now imagine a society that is being run by a crazy homeless guy.

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And isn't it the case that today, the global societies of the world are being read led by multibillion and trillion dollar corporations, the CEOs of which are all basically these young coluna riba people?

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So where the world is being led by these cycles that have no snow concern for human, how many people will die, how many people will starve how many children will suffer? Who cares? What's our return on investment this year, though? That's all that matters. How much money are we going to make? How much are we going to bank? This is the evil that Allah has exposed in this expression in la cama Yo como la vie at the Humberto shaitan Amin el MAs. The other problem with this image also is similar to the image of karoun. Because these people look like they made it, they make Reba look good.

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Because they got a good life. Everybody looks at them and says, Man, how do you get into that game? Right? And so people want to get like them. They want to become like them, because they're the top elite, you know, got him have this society. And so they set an evil standard, and they make evil look good. So Allah says, for example, other places they and Allahumma shaitana armella home, the devil made their evil deeds look beautiful to them. The people of Riba, one of their functions is, is they make insanity and this animal behavior, this inhumane behavior look beautiful to others, and they drive others they it's like an insanity that spreads.

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So now, this, this craziness is being questioned,

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why are you doing this? This is an evil practice. And to give you some idea of how this affects society, how river affects society. I'll give you a simple example. It's it's one of the easiest examples you can think of homes, for example, homes that you know, somebody can't afford a home. So let's say in the 60s, they bought a home for 50,000 pounds. That sounds like an unimaginable number. Now, it's probably realistic back then, in this country. But let's say they bought a home for 60,000 50,000 pounds, right? But they got it on a mortgage. Right? And it's a 30 year mortgage, how much did they end up paying by the end of that mortgage? Probably 150 200 With all the fees and

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everything else, so they bought it for 50 but they ended up paying 200 Now it's time for them to sell it. The home is now brand new or 30 years older.

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30 when a product is older, should it have more value or less value? Is the plumbing the brakes, the foundation, the roof, the windows, the doors? Are they better quality now? Are they deteriorated now? They're deteriorated. But the value of the home if you ended up spending 200 you in selling for or I bought it for 50 I'll sell it for 55 Nananananana. If I'm gonna sell it at least I'll sell it for two

00:30:00--> 00:30:00


00:30:02--> 00:30:31

That's what you're going to do. So now, what's happening as a result, home prices within that one mortgage period, home prices went farther up. So the next generation that came, the previous generation could buy, it could think about buying a home for 50. The next generation can't even think about buying a home until they get to 350. But they also till 250, they take a loan, how many years 30 years, they end up paying 500 600. By this time, the home is 60 years old,

00:30:33--> 00:30:34

less expensive, or more expensive.

00:30:36--> 00:30:45

Way more, now you're selling it for 707 50. And you walk into this house, you're like, why am I why is anyone paying this kind of money for this pile of garbage?

00:30:47--> 00:31:01

Like this, these old moldy bricks, this crack in the floor, big sounds, the stairs feel like they're gonna cave in any moment. You know, you have unwanted neighbors inside the pipes that you can hear crawling through,

00:31:02--> 00:31:12

and you're paying 10 times 15 times the price of the original owner, who bought it, you know, when it was first made.

00:31:13--> 00:31:27

And so what happens for the Next Generation Next Generation Next Generation, buying that same property becomes more and more and more impossible, which means the only people who can buy it, the only people who can buy it is the super rich,

00:31:28--> 00:31:32

and the super rich will buy it. And they'll say, Well, I'll give it to you.

00:31:33--> 00:32:12

But I'll give it to you on a mortgage, or give it to you on a loan, if you qualify. If not, you keep renting from me, I'll keep holding, you keep playing paying the rent, you keep making me rich, I'll keep the property. And by the way, rent prices will go down or go up. Keep going up. Okay, because this way, what it does is the pound, or the dollar or whatever it is, is going to keep losing value. So what you could buy for one pound 50 years ago, you have to pay 15 pounds to buy now. And 1015 years from now, you might have to pay 50 pounds to buy the one thing and the salaries are not increasing at the same rate. The income is not increasing at the same rate. So you're with Reba What

00:32:12--> 00:32:47

do you do you necessarily create a society where the rich keep getting richer, and the poor keep getting poorer. And this is not some Islamic observation. If you look at you know, the the one social media outlet left with there's some level of free speech even though it's still very controlled, like tick tock. Young people around the world are starting to comment on how the previous generation left them in a in a hole. And they have to pay the price for it. And this economic crisis is not they're doing and this is oppression, and we need an economic revolution and anti bank rhetoric and anti robot rhetoric is not even coming from Muslims. It's coming now from the

00:32:47--> 00:33:25

next generation because they're at the bottom. They're at the point where the chokehold is so tight, that it's driving people insane. He's driving and now they're starting to expose these CEOs and these corporations that are bleeding humanity dry. Right? This is Riba. By the way. Interestingly, one more definition of Riba and the Sunnah of the Prophet, even though the multiple, one more definition of Riba and this another suicide Salam is what you can call price gouging, which means something is worth $1. But you know, there's high demand, so you can sell it for $2,000. Right? Like, you know, people told me that are working in the medical and pharmaceutical research industry,

00:33:25--> 00:33:44

that there are plenty of drugs that are available. And there's plenty of research that's possible to do to cure several diseases. And pharmaceutical companies are stopping that research from happening, because they cannot sell that pill that they produce for five cents that they're selling for $500 a pill. They can't sell that anymore.

00:33:45--> 00:34:23

And that many people are dying because they can't afford those pills, which cost them five cents, but even doubling their profits, make it for five cents, sell it for 10 cents is not enough for them. They want to make it for five cents and sell it for $500 a pill. And that's the only way that and you know what that means? We're going to exact opposite. Look at the previous passage. How much do you care for humanity that when you give them you don't even remind them that you gave them? You give them the most sensitive, delicate, beautiful way. And now look at how heartless and how inhumane some people are that they can watch people die in front of them. In fact, they'll even

00:34:23--> 00:34:59

cause their deaths, so long as they can make more. How evil and satanic is that? What greater enemy of humanity can there be? Now you can see why they're being compared to the devil. Why this is the devil's work because the devil hates humanity. The devil wants to see humanity suffer in both worlds. So he's creating this environment so that people can and there's other consequences to this too. When there's enough debt in a society and people are caught in rubber, you know, or they're not able to make their payments. They're caught in debt and buried and buried and buried. What happens eventually all

00:35:00--> 00:35:40

Then you can't pay for anything. Your job is not enough. You don't have enough for the rent, you don't have enough for the medicine, you don't have enough for the groceries, you don't have enough for your family, your aging parents, your young children, nothing. Crime increases in those societies than gambling increases crime and increases, prostitution increases, all the ugly things in society start shooting up. And those murder increases, robbery increases, because poverty has increased. So the poorest areas in the world, the debt ridden areas in the world will you'll see the most crime in them. These things that Allah has mentioned, they're all related to each other. People

00:35:40--> 00:36:16

can't handle their debt, they start drinking, people are thinking I only have 500 left in the bank, there's no way I can make any payments, I might as well gamble it maybe it will turn into 5000 They go towards gambling, the all those evils are connected to each other. And all of them is what shaytaan each some anomaly Sheetla and Vijay Anywhoo. So an entire system is created. But look at these filthy people, you know what they do? When you question them, they say in normal biomed flow rubber, you were questioning them about rubber. So they should have said rebar is just like business, rubber, you're asking me about rebar. Rebar is no different than business in normal weight

00:36:16--> 00:36:41

room with no rebar in number, rebar, muscle Bay, but they say in normal Bay, metal rebar, they reverse it, which is actually the best way to describe that to you is the best defense is offense instead of defending themselves and saying rebar is not that different from business. They said What are you talking about? The way you're talking? We shouldn't even do any business. Because business is the same as rebar to you're saying nobody can make any money. You want to shut the entire economy down. This is the way the economy functions stupid.

00:36:42--> 00:37:16

You know, so they'll start making you feel like you're the idiot in the Malbay room with no rebar? Well, and this is this is actually one of the things that they do, you'll notice that the most predatory institutions in the world, the predatory lending institutions in the world, they don't use the language, the real language for what they're actually doing. They'll use things like development growth, right trajectory, they'll use these other thesaurus words, but never say, you know, predatory lending, and price gouging. And,

00:37:17--> 00:37:21

you know, the market manipulation, they'll say market adjustment.

00:37:22--> 00:37:32

Right? They'll the college they'll use all the other thesaurus words because they no longer shaitana Amala this is what they're doing here. It no Malbay Oh, Mr. Reba, no, no, this business same as rubber, which does business.

00:37:33--> 00:38:07

And Allah says instead of engaging with these Shayateen to make sense to them, how rebar is not the same as business. All you need to understand is what a huddle Allahu alayhi wa rahma Riba. Allah has made business halal, and he has made riba haram what's the fundamental principle behind Riba? It takes advantage of the desperation of people? It sucks the blood from people's hard earned money? Notice Allah didn't even say those who earn riba because it's not earned. It's just eaten.

00:38:09--> 00:38:10

Alladhina Yeah, coluna River.

00:38:12--> 00:38:50

Right. They're not earning it. Because they don't didn't do any work. You're they're taking your earnings. They're taking urine. That's what they're actually doing. So he says, Well, hello. Hola. Hola. Hola. Mareeba. Once one thing you should know about haram. This was told to the Israelites, the Israelites once before us, when they were told that the final prophet is coming, meaning Mohammed Rasulullah sallallahu alayhi salam is coming. But no, it's like you were being told and of the things they were told was when he will come meaning Muhammad Rasool Allah will come sallallahu alayhi salam you he'll you love homotopy but when you heard him or Allah he will have if he will

00:38:50--> 00:38:56

make good and pure things halal for them, and He will make filthy things haram for them.

00:38:58--> 00:39:31

And so every time Allah says or declares something to be halal, by definition, it's not just halal. It's also good and pure. There's goodness in this in it, there's purity in it. And every time Allah makes something haram, it has to be what? Filthy, it has to be dirty. It has to end it's a disease, it'll spread disease. So when somebody becomes successful in business, in the Muslim community, we say subhanallah you should be worried about Africa you're worried about look at how much dunya you're making. Maybe John what Quran are you studying?

00:39:32--> 00:39:59

Allah said hello Hola. Hola. Beyer. If somebody is doing good business and they're making a halal business and their business is spreading, they had one restaurant that turned it into five restaurants then they made 50 restaurants saying a stop for Allah. All these people running after my bro. They started a halal business which means now there are 500 1000 2000 people that can work in a halal company. Now you these people are making investments in a halal way and they are supporting other families that are earning Halal business

00:40:00--> 00:40:42

As and are circulating Halal money within the Muslim community. Muslims should be developing businesses. Because every time Allah makes something halal, it is good and pure. It's good impure, and we have to develop that mentality. It hurts my feelings, genuinely hurts my feelings. When I go to different Muslim communities in the world, minority communities like this one, where Muslims are a minority in the United Kingdom. And I go there, I came here 15 years ago, and you go to a Muslim neighborhood, you see the halal shop, and you see the restaurant and, you know, the beer guy and the Muslim barber or whatever, and you come 20 years later, and it's the same restaurant same set up and

00:40:42--> 00:41:18

the guy's got the little grocery store with the tokkuri, outside with the whole basket with the, with the with the mango selling on the street, right? And it looks like a little little mini Lahore. It's like a little mini, you know, and it didn't develop, it didn't it didn't enhance in any way. In fact, it looks more beat up than it did before. Right? And you go to any other neighborhood, what did they do? They the Chinese moved to a neighborhood, the poles will, you know, in America, Australia everywhere, they'll go somewhere, they'll buy it's a poor neighborhood, and within 10 years, what do you see the best schools, the best businesses? That's because we have robot No,

00:41:18--> 00:41:23

because they think business. And if, by the way, everything that's halal, Allah puts Baraka in it.

00:41:24--> 00:42:04

So if we had the mentality of developing our neighborhoods, developing our businesses, furthering each other, right, supporting one another, you know, economically enhancing ourselves, if we would get to a point where even our massages or institutions, they would have their own, you know, work markets that are the top market, there's better than any mall. They're better than any, they're their neighborhoods are the nicest apartment buildings, they're the cleanest, they own the best hotel, none of it's based on river, and the money that's coming in from that. They're not even asking for money. They're not even asking the public for funds. The workflow is generating so much

00:42:04--> 00:42:06

money, they're the ones that give money.

00:42:07--> 00:42:14

They're giving loans to young men and women that are getting married and saying, Hey, start your job, start your business. Here's, here's I will set you up.

00:42:15--> 00:42:50

Here, we'll help you do this, accomplish this, this, this and this, and we'll set you up and we'll facilitate you're going to hedge or we'll do this or that, like the we can build those kinds of institutions. Other communities have done that. And we say, well, we can't do it because we can't do rebar. No, but you can do business. And Allah put Baraka in what's halal. But we don't think like that. We just think we're hyper individual. We just want to keep you know, to ourselves, there's a I know I'm going off on track, but this is, this is part of the fight against River. You cannot fight river by just giving hotdogs against River, you can only fight river by creating the alternative to

00:42:50--> 00:43:28

River and the only alternative to that advice, successful business, hello business. That's the only alternative to Dubai. And what does it do when when a business becomes more successful, then that means you're making more money. And if you're making more money, you're giving more Zakat and you're giving more sadaqa. So more Hadith circulating you see how things are connected to each other. So the earning itself is halal, which is really bad. The sadaqa that's coming out out of that is also it also has baraka and you're creating this entire blessed economic system, blessed you know even ecosystem so Allah says from Angela who may result in Nairobi Fanta her fellow who myself and for

00:43:28--> 00:44:02

for whoever this council this advice reached them and they stopped consuming rubber they stopped taking advantage of people they start from that fella who masala whatever they ate, they ate while I'm Rahul Allah and their decision is with Allah woman iodophor who like us harbor now homefree haha. And whoever goes back and keeps wanting to do it they keep on earn keep wanting to earn money by these illegitimate means by Riba means that those are the people of fire in which they will remain. This is the same passage later on, that Allah will describe the people that won't don't want to get away from river and keep sucking the blood of humanity. These are people at war with Allah

00:44:02--> 00:44:04

and His Messenger sallallahu alayhi wa sallam

00:44:05--> 00:44:43

that will be helped him in Allah. He was really the last thing I'll share with you about this notion of someone touched by shaitan. They're a danger to themselves and others. Like I said, crazy guy could stab somebody not even feel anything. These people, they're wearing nice silk ties and wool, Italian wool suits sitting in executive offices, wild one signature they made, is taking 1000 families and removing them from their homes, shutting down entire factories and people are becoming homeless and starving and dying. These are the same people that make executive decisions. And because of them wars are so many wars are starting because of multibillion dollar companies. It's

00:44:43--> 00:44:59

not even because of a political motive. It's an economic motive. It's either a gas pipeline or an oil pipeline. Well, it's some kind of mineral resource and it's looking like over bringing democracy. No, you're not. You're bringing the bottom line. That's there are corporations behind you that are pushing this. That's a river agenda.

00:45:00--> 00:45:35

that that's such a tiny agenda. These people have no feeling towards what they do up there when they make these kinds of decisions, right? So we have to understand that we have to understand who the true culprit is. We, for the longest time Muslims have, you know, wanted to go back to the glory days, right. And we have this idea of how things used to be so amazing. I've talked to you in an earlier session here about how we're always thinking about the glorious past there, Allah didn't create you to cry about the past. Allah created you and me now. Because we were the best suited to be created now.

00:45:37--> 00:46:00

You were you were brought up in whatever society you were brought up in, you were brought up in the environment that you were brought up in, because you were the best suited to make the positive changes in that time in that place. In that century. That's why you were put there, Allah puts everything in the proper place. This is by the way, the one of the meanings of of the word volume, is you put something in the wrong place.

00:46:01--> 00:46:07

You put something in there you know when some of you young guys get really fired up. I wish I was born with time with the Sahaba dummy.

00:46:10--> 00:46:18

Allah is not Mala Mala bead. Allah is not Allah is He doesn't make a mistake. He doesn't wrong his slaves or was born in a time of fitna.

00:46:21--> 00:46:28

You know what the fitna is that you don't understand that you were sent to this time. Because there's fitna and the best solution to that fitna was you.

00:46:29--> 00:47:05

That's why he sent you there. That's why he created that's what that's for. The purpose of this OMA is to understand a problem and to solve a problem. But we've become addicted to crying about a problem and not thinking about the solutions to a problem. And even when we think about the solution, we're like, oh, we need a solution today. Look at all of the examples Allah is giving plant a seed water, the seed, let the crop go planted, again, is that short term thinking or long term thinking? This long term? If you're giving fiery hot basmati, Omar is asleep and we have to wake up, then 20 years later, guess what you're gonna give another leave when we have to wake up,

00:47:05--> 00:47:06

and there's no planning.

00:47:07--> 00:47:11

You just get this little dopamine hit? Mashallah dokubo.

00:47:12--> 00:47:44

And you're gonna go from a young man to a gray beard hearing called basmati Omar is asleep. And you're going to feel good about yourself because somebody cried about it. We're addicted to the crying now. You know, people, other people are addicted to drugs, others are addicted to alcohol, we're addicted to the Islamic dopamine hit. Come on, wake up. It's time we got serious. It's time we got planning. We Allah has given us an agenda. And if we don't understand that the greatest, the greatest engine behind the evil in the world, one of the greatest engines is rebar.

00:47:45--> 00:48:12

You know, the colonization of India, the colonization of Muslims in Africa, the colonization of Muslims across the most of Egypt, Algeria, Tunisia, the colonization of the Dutch, by you know, over Indonesia, Malaysia areas, the colonization of the, you know, Pakistan, what is now Pakistan, India by the British. None of that was possible without the riverbanks. The banks funded all of that. They did it.

00:48:13--> 00:48:29

We think always they came with what what did they come with? They came with an economic plan. They didn't come with a military plan. You guys live in the UK. You know, the first time I came to the UK, you know what I was thinking? Because I drove from one end to the other. I drove to Scotland from London. I drove to Glasgow and I was thinking,

00:48:30--> 00:48:33

this place is like a spit on the map

00:48:35--> 00:48:37

is like, in Nigeria.

00:48:39--> 00:48:41

How did they take over the world?

00:48:43--> 00:48:43


00:48:44--> 00:49:06

I don't looking at the country, most of it is foreign land. They don't even let you develop. And then you go, and these people, they were bigger than the Roman Empire. If you look at the British Empire, historically, it was larger in size than the Roman Empire. And I'm driving down a neighborhood in London and driving down a neighborhood even in Manchester somewhere else. And I'm like, they got all our money in the world. And this is the neighborhood's they made.

00:49:08--> 00:49:11

What are the What about money go yo, because it didn't go here.

00:49:15--> 00:49:32

You know what that is, that is the genius of their economic planning. That is the East India Company. That's the genius of their plan. They had a business plan. And that business plan eventually led to the development of an entire empire. Where's the Muslim business plan?

00:49:33--> 00:49:59

Whereas the business plan, and business plan is not made from the top down. It's people that are entrepreneurial that have a vision, that grow something and turn it into an enterprise, they create a culture. So when I when I this this is the mentality that we have to develop we have to fight ribber the Haram investment of money with Bayer the halal investment of money and at that Bay produces sadaqa that Bayer produces higher for the for the

00:50:00--> 00:50:10

OMA that produces in fact, feasable Allah, otherwise, we're just going to remain my Sakina and be crying about banks and banks and banks, we have to destroy the banks. No, the banks will not be destroyed until you come up with a better alternative.

00:50:11--> 00:50:25

Until you produce more powerful economic engines, and we have enough people, we have enough people to be able to do that. final observation on this, I'll tell you, because I'm a I'm a you can tell maybe I have some business background. So

00:50:26--> 00:51:06

I was in Pakistan, about a year and a half ago, a year ago, I was driving through Pakistan. And I drove from Lahore all the way to shower, and start may made many stops along the way. And I'm just looking at this country and so much farmland and so much, you know, just beautiful landscape and villages and people everywhere, just people, people people. Do you know, in economics, what the most important asset you can have is, its people. The greatest economic engine of a society is people. You know, the Australians have so much land, they don't have enough people. So you know, that for a long time, they kept pulling in immigrants, because they don't have enough people to start an

00:51:06--> 00:51:12

economic economic practice. They don't they don't have enough people, our countries, oh, we got people, man.

00:51:13--> 00:51:21

We got people. And then it burned me that I'm driving down the snow name town, near Milton, and there's a McDonald's on the corner.

00:51:22--> 00:51:32

And like these people understand that they can make money even from the poorest countries, some of the poorest struggling countries in the world, they can make money from them just set up a McDonald's there, they'll always be aligned,

00:51:33--> 00:51:34

always be aligned.

00:51:35--> 00:51:50

And we didn't understand it. We didn't get it. The only thing that gets in the way. The only thing that gets in the way of the Muslims getting ahead is our own corruption. It's the only reason why would somebody not invest in a Muslim country?

00:51:52--> 00:51:59

Government, the local situation, who are you going to give a contract to the more the guy says Inshallah, the more you should run?

00:52:00--> 00:52:04

The more I learned in Pakistan, the more somebody says up basically, Raja,

00:52:05--> 00:52:13

don't even worry about it. That is when you should worry the most, the guy that says don't worry about it. Oh, that is the biggest worry you will have.

00:52:16--> 00:52:22

Leave it to me, that actually means I'm going to leave it leave you leave you with all your

00:52:24--> 00:52:25

Leave it with me.

00:52:26--> 00:53:02

Right? So Hala, if we could just fix our character problem, our integrity problem, the resources, the economic resources, the talent, the creativity, the ingenuity is all there in the OMA. The only thing missing is our integrity, that's the only thing missing. If we just had had integrity in the way that we did business, we would no doubt be the most powerful economic engine on the planet. And as a result, we wouldn't I know, I've said this before, but I know this is the time to say it. I'm just gonna give you one example what's happening in Philistine, the entire Muslim world is crying.

00:53:03--> 00:53:05

But there's no need to listen

00:53:06--> 00:53:10

from the people that are perpetrating these crimes, they have no need to listen.

00:53:11--> 00:53:14

Then look at what happens in China.

00:53:15--> 00:53:19

what China is doing to the younger Muslims, they've been doing for a long time.

00:53:20--> 00:53:46

And you can give a speech about it. You can protest against it. But if Muslim countries say hey, we don't like what you're doing to the Muslims in China, right? The Chinese will say no, we're not going to threaten you with military. We're not gonna we're not going to attack you. We're not going to point our missiles at you know, we'll just pull out all our investments from your port in Indonesia, will pull all of our investment on the highways we're building in Pakistan.

00:53:47--> 00:53:57

We're just going to stop exporting to you. See how that works out for you. And anybody they have economic ties with learns to what learns to shut up.

00:53:58--> 00:54:14

Even the the big, the big bad, US can speak out against what's happening to the bigger Joe Biden spoke about it at one point, what did it matter that kind of was like, okay, want to mess with us, we can pull out our investments out of the us too. We got enough investments in the US. Real Power has become economic power.

00:54:15--> 00:54:55

And they don't even have to open their mouth. They can just keep doing what they're doing. And nobody's going to touch them, because they have the economic juice to do it. When Muslims say you better listen to us. The world says and if we don't, what's going to happen? Who depends on you? What power do you have? What investments are going to pull out? What influence do you have? Right? If you're the beneficiaries, were the ones giving you loans. Were the ones supporting your economies. What you're dependent on us, you're not. We're not dependent on you. That's what they say. So why should you can cry all you want, here are dependents. This is the formula of economic

00:54:55--> 00:54:59

empowerment that Allah azza wa jal has given an indication towards when he says

00:55:00--> 00:55:13

Hello Hola, hola, waha Rama, Reba, and Hala. Interestingly Halal doesn't just mean permissible headline Arabic is to open up a not to unleash, Allah wants the bay business to spread

00:55:14--> 00:55:29

and he wants riba to be contained. He wants the river to be contained, while Rama Riba and that's the that's the mindset that we should bring to this May Allah azza wa jal allow us to develop that kind of a mindset for his sake. And may Allah azza wa jal allow all of us to earn and to spread

00:55:30--> 00:55:41

the halal business strategy for this entire Ummah, so that we can become what Allah azza wa jal wants us to become. BarakAllahu li Walakum fille Khurana Hakim whenever anyway er can be hired with the clacking cinematic Marathi language