Ramadan 2009 – Cape Town – Day 05 Zakaah

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Salam aleikum wa rahmatullah wa barakato.

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smilla rahmanir rahim al hamdu lillahi wa kafa wa sallahu wa salam o Bara Kala Abadi, Medina, Safa. All praise is indeed due to Allah subhanho wa Taala blessings and salutations upon Muhammad sallallahu alayhi wa sallam May Allah subhanho wa Taala bless him and bless all the messengers of Allah subhanho wa Taala and bless all the companions of each one of the messengers, and may He make us from amongst those who can be in the company of Muhammad sallallahu alayhi wa sallam in the life of today. May Allah subhanahu wa taala keep us all steadfast in grant protection to ourselves and our offspring, those two come up to the day of the AMA, I mean, on a dilemma, beloved brothers and

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sisters and dearest listeners, one of the important Pillars of Islam is the pillar of Zakah and the issue of charities in Islam. In Islam, there are several types of charities, the first type of charity is that which is compulsory. So the term charity in the English language has the meaning of the fact that it is voluntary. Whereas when it comes to record, it is not voluntary. So that is the difference. And if we were to say, tax, then that too would not be accurate, because how can you turn zakka as being texts, Allahu Akbar. So therefore, there is no one word translation for the word zakat. But I'm sure we all know what we refer to when we say the car. Also, we need to realize and

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understand that when we speak of charities in the Sharia, we are speaking about the voluntary charities known as sada cots, over and above the Zakat, that is something that someone who would like to give in some places they call it a little law, which means for the sake of Allah, sometimes we have another type of a charity which is to be given known as a cafaro

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in order to compensate for a sin that may have been committed or for some deed that one may not have engaged in there is something known as a Kaffir. Then there is something known as a philia something known as a fedora all these are monetary acts of worship by giving and donating May Allah subhanho wa Taala make us all from amongst those whose charities are acceptable. If someone has no wealth at all, Allah says they are not from amongst those who cannot give a charity because Tabasco McAfee Was he a fee casada to smile at the face of your fellow Muslim is also a sadaqa and I see Mashallah A lot of us are smiling here. So every one of us we are engaging in an act of charity and wish if we

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ask Allah subhanho wa Taala to accept it from us. Also to say a goodwill is an act of charity, it is actually equated to something better than a monetary donation. Allah subhanho wa Taala says in Surah Baqarah

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Oh,

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saw the potty at

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a good word that is uttered from the mouth and forgiveness when you forgive someone forgiving people is better than a charity that one gives and after that brags about it may Allah subhanho wa Taala protect us from bragging. inshallah we will get to that a little bit later in tonight's topic. So the first issue that is discussed in the Quran regarding Zakat is the fact that Allah has instructed us to fulfill Sokka wa t masala Dawa zakka Amato Cody Mooney for Cinco

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de Mayo.

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establish your prayer and give out alms to the poor, which are these acts of charity to the poor. And Allah says whatever you have put forth for the sake of Allah subhanho wa Taala you will see it intact and you will see it multiplied with Allah subhanho wa Taala.

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The next issue that Allah subhanho wa Taala speaks about is the fact that charities actually act as a cleanser to cleanse ourselves. We cleanse our wealth, we cleanse our bodies, we cleanse even our fortune. That's what Allah subhanho wa Taala says. So if someone is a person who has had bad luck, it is time they started dishing out charities and Allah subhanho wa Taala will convert that bad fortune into good fortune for

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them for being

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yes see Rooney us

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in Surah two lane, Allah subhanho wa Taala says, whoever gives from the wealth that they have been granted

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And they are from amongst those who believe Allah says, We will make easy for them the path of goodness. So when they tread the path, it will naturally be the path of goodness. They will have good fortune come in their direction we ask Allah Subhana Allah to Allah to make us from those, the Hadith the Prophet sallallahu alayhi wa sallam says, a sadhaka to the old Bella, which means, the acts of charity will extinguish calamity that was coming in your direction. So, if there is a calamity coming in your direction, an act of charity will actually extinguish it and this is why we are taught before you undertake a journey. give out a little bit of a charity before you do

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something, give out a charity before you enter your examination room, give out a charity before you want to do something important. give out a charity. These are the cuts. And this is not just a tale of the old folk tale. No, it is a reality. Rather than saying Yama if I pass my exam, I will give a charity of 100 grands No, we can't do play that game with the Creator. No, we'd rather say here is the 100 grand I've given it as a charity. And yeah, Allah make me pass. Allahu Akbar, we ask Allah subhana wa Taala to make us from those who are not stingy and those who don't treat Allah subhanho wa Taala as though he is a little child, may Allah protect us because I've given this example in the

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past a little child who say Come here, come here, I'll give you a sweet, I'll give you a sweet and sometimes you want to mispronounce it purposely to entice the child. I give you a sweetie. Subhana Allah. You must pronounce it intentionally to try and live with a child. And then when the child comes, you put the sweet in your pocket and say I caught you. What will happen May Allah Subhana Allah protect us. Allah subhanho wa Taala is not like that. You say Allah if you do this for me, I'll do that for you. Allah subhanho wa Taala says

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yeah, I you.

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To

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me, the people you are the ones who are in need of Allah, He doesn't need anything from you. He is absolutely independent. So let us never try and promise a law that if this happens, then this will happen. Do it and then inshallah expect the reward from Allah subhanho wa Taala. So Allah subhanho wa Taala says in Surah Tauba hood mean, him sada

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matsuzaki.

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Allah says, take from their wealth, a charity that will kill them and that will purify them. Allah subhanho wa Taala makes mention of this to the Prophet sallallahu alayhi wa sallam. This verse teaches us that charity is a means of cleansing ourselves in sha Allah and Allah subhanho wa Taala says that he is the one who accepts the charity. So that is why don't brag and boast about it, but rather do it for the sake of Allah subhanho wa Taala Allah says, In surah Toba as well. lm er Alamo.

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Why

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do they not see that it is Allah subhanho wa Taala who accepts repentance? He is the sole owner of acceptance of repentance. When you seek forgiveness, it's Allah who will forgive you may Allah subhanho wa Taala forgive us all. And when you give out charities, it is Allah subhanho wa Taala. Ultimately, who will decide whether that charity is acceptable or not? And this is why Allah subhanho wa Taala speaks to us about the type of wealth we should be spending and when we should be spending. One is the compulsory charity we know that. The other is Allah says, Why is Luna camara

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de PUE Cooley Law they ask you what should we spend?

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Tell them spend from the excess from that which you have which is more elaborate on that which is more that we just excess. So what is your dire necessity you don't have to spend from it. A man for example, has water that he is drinking he needs it he doesn't have any more. It will be part of goodness to give it out but he doesn't have to. It will actually be over and above a charity. May Allah subhanho wa Taala grant that to us. That was a quality of the companions of the Prophet sallallahu alayhi wa sallam Allah says,

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you know

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they used to give others preference over themselves, even if they needed the item. Allahu Akbar with us. Things that we don't need. We are being asked to give them away. Not things we need. Have we ever thought of it? Allahu Akbar. And still, we find ourselves stingy. We find ourselves clinging we find we find ourselves selfish. We

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We don't want to share the children from a young age don't even want to share their toys. And Allah subhanho wa Taala tells us in Subramaniam about his morality Salaam and the lesson is for all of us, what can I

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do can

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be

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one of the reasons why he became pleased, or he became pleased with Allah and Allah became pleased with him is because he used to instruct his family and children, to fulfill salah and to give out charities to give out Zakah not to be stingy. So if we want also the happiness of Allah and the pleasure of Allah, we want Allah to be happy with us. We need to start in start instructing our little babies and our little children to share their toys to share their clothes to share their, their food and so on. Let them give with their own hand things away. May Allah subhanho wa Taala make us from the nation that can be given and not from those who only receive always, rather we

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receive the blessings of the people that you are that the people make for us. May Allah subhanho wa Taala grant us such acceptance that without us even knowing 1000s of people across the globe can be making to offer us I mean, so Allah subhanho wa Taala says, After that, who should you be spending on first? Yes, the needy, but the needy from amongst Who? And Allah subhanho wa Taala says

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Meanwhile, a knee will be nowhere near

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key New Albany serving say if you are going to spend goodness, you should start off first with your own family members, your parents, you should start off thereafter with your relatives and look at the circle as it broadens then the ones who are more in need than the ones who are less in need. So an orphan child is much more in need than a child who's got the parents. And Allah says a person who's a wayfarer who's lost his way or who is stuck in a town or a city and cannot go to the next city. They are also more deserving than someone who is in their own home. Now Allah subhanho wa Taala grant us understanding. Remember one thing when it comes to people that you it is under your

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authority to look after them. People who fall under your authority in the Sharia, it is haram to give them zakat. We are not allowed to give our own children Zakat, we are not allowed to give those directly above us or beneath us zeca but when it comes to charities and excess wealth, charity begins at home, you start at home, you give goodness to your parents remember your parents always even if it's just a token amount or even if it's a gift you live far from your parents. Take a small gift Mom, I brought this for you. My dad I wrote this for you so hon Allah it is the thought that counts. That's what it is. And I think let us try and liven this up. Even if it is a little pain.

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Even if it is a little gift a small thing that they love, they like something minor. You say look, I brought this for you Subhana Allah We ask Allah to make us conscious of our own parents because before we know they will be gone. In fact, even after they are gone, we can forward charities on their behalf. We can give charities and say Allah This is for your sake, but I'd like the reward to go to my deceased parents. May Allah subhanho wa Taala grant us all goodness inshallah, in such a manner that when we grow old, our children can do the same for us. Then Allah subhanho wa Taala speaks about when to spend, Allah says, spend at times of ease and times of difficulty everyone

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should spend whatever they can in times of difficulty, times of ease, spend. Sometimes, Zakat is not compulsory on you, but you can still give out well, a poor person can still give out well, if he only has 100 grand, surely he can give out one grand from that 100 or 50 cents. Or if he only has a one loaf of bread, surely he can give out a slice. May Allah subhanho wa Taala makers from those whom even if Zakat is not compulsory on us, we can actually give out and this is directed at those whom Zakat is not far upon. Let us please understand that take from your wealth, share with your neighbors share with others give others and you will see the doors of sustenance opening Allah

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subhanho wa Taala speaks about this. And Allah subhanho wa Taala says a levena yo una de Soto

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Cal we mean

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what la mu you hibou mazzini three qualities of goodness that Allah loves. What are they, those who spend their wealth at times of ease and the times of difficulty they don't see a poverty they continue spending. That's the first person whom Allah loves and Allah calls them full of goodness. The second those who, when they have a temper, they are very upset. They are becoming very angry. They swallow and extinguish that temper. They literally drink

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Get down and they make sure that they have not rented it. Allah says they are very very good people Allah says I love them. So Panama's if you want to end the love of Allah subhanho wa Taala the next time you're getting hot and angry, especially in the afternoon of the month of Ramadan when the belly is calling, what you need to do drink that anger for the sake of Allah subhanho wa Taala he will love you in return, believe me, you will see the points of mercy before the day ends. May Allah subhanahu wa taala grant us all protection, and May He grant us every form of goodness. And the third quality Allah subhanho wa Taala says, Those who forgive people, those who forgive people,

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Allah subhanho wa Taala loves them. But remember, and I have mentioned this before, if that forgiveness is once, twice, thrice, for the same thing, you need to start asking yourself, Am I forgiving this person a little bit too many times because I might just be promoting the evil that they are engaged in. So more than two three times you then need to take a new course of action. May Allah Subhana Allah Allah grant us all protection. Look at the Prophet sallallahu alayhi wa sallam, they beat him up. They did so many things. They made the blessed droplets of blood reach the ground that Allah subhanho wa Taala protect us all. And may Allah elevate the status of Muhammad sallallahu

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alayhi wa sallam, he never retaliated, until one day when it became too much what he did, he prepared an army to fight back lo Akbar. Allah subhanho wa Taala grant us all understanding and protection. So Allah subhanho wa Taala tells us that what is it that you are supposed to be doing with your wealth? When I've given you money when I've given you Well, when I've given you blessings, when I've given you a large livelihood? What is the main aim of that? A lot tells Hoon, and that message to qarun it applies to every single one of us. Allah subhanho wa Taala says this insurance costs

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are the FEMA come down on

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me back Amina dude, Nia, wha,

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la, la, la La, the fessor they've been in

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a move CD, Allah says to qarun and the message is for all of us, myself included and yourself that use the wealth that Allah has given you to gain and to earn and to buy your life after this. You are here. So I'd like to earn Gentlemen, I want to buy my agenda, my wealth whenever I have it, I must think to myself, let me use it in a way that will be beneficial after I die. That's the way that's what the Muslim should say, I've got some money in my pocket. Yes, I'm going to do good things with it. I don't want to do bad things. And if I do good things, let me keep a portion of it for charity. Even the voluntary charities May Allah make us from those who give. And Allah subhanho wa Taala then

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mentions another quality. He says Firstly, you should learn to buy You're a hero with the wealth you have learned to invest in the huge investment that there is to get your palace in the era that Allah subhanho wa Taala granted to us. And Allah says, that doesn't mean you must forget the portion of the dunya you are allowed to live in a little bit of comfort in the sense that you can buy whatever you can afford if you can afford the lovely vehicle which is comfortable, a beautiful five star home. There is nothing wrong in buying that for as long as we haven't stolen the money. You haven't cheated if you haven't cheated anybody. And at the same time, you've been a decent person. And this

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is why Allah subhanho wa Taala says Don't forget your portion in the dunya because some people think that no, we must divorce ourselves from this dunya No. If you can afford it, you're allowed to have the best of the dunya but without arrogance, without haughtiness without cheating and stealing without deceiving people and what have you. You're allowed to ride the best of vehicles and have the best house and you're allowed to wear the best of clothing. May Allah subhanho wa Taala protect us from that which is haram. So Allah subhanho wa Taala says and listen qarun we've given you a lot. So don't ever spread corruption on earth with the money we've given you. That lesson is for all of us.

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Don't ever spread corruption on the earth because what happens when a person has a lot of wealth. At one stage what happens is it becomes

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it becomes a point of domination control. They want to have their say they want to have it their way because now they've got enough they can retire forever and ever. May Allah Subhana Allah protect us we should not be from amongst those. We don't want to join the ranks of rune and Harmon and around on the on the day of piano. So Allah subhanho wa Taala speaks about our own and we've learned a lesson because Allah says I don't like those who spread corruption. And this is why in Surah Baqarah Allah subhanho wa Taala tells us who spend he says don't nullify your charity. The questioner

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How can a person nullify a charity?

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Yeah, I

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totally know sada 41

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of you who believe, do not nullify your charities, by bragging about the charity, and by harming people or by engaging in haughtiness, after you've given a charity.

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Remember one thing, common sense, if you give a charity and you expect that men that to become subservient to your command, that was not a charity, you were paying them in layer of a service, which they were providing you remember that? You gave money to the masjid and you want them to do what you say, that was not a charity. You paid them to do something for you. That's what happened. You are paying him for a service they are providing you. So they will provide you the service, you've given them the money, Allah says we will not count that as a charity. A charity is such that when you give it you only want Allah to know and you smile, thanking Allah to give you the

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opportunity to have given that wealth

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Subhana Allah, what a powerful Dean, what a powerful message Allah subhanho wa Taala has got for all of us. And the issue of bragging whenever we've given something try never to talk about it unless you really have to. And when you have to Allah subhanho wa Taala tells us

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in the same surah

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todos nada 14 defense

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he will talk

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to

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you let

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me

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say, Tikun voila, habima dama Luna Bobby, if people get to know about your charity, and if you have to make it apparent to people, there's no problem for as long as you are sincere for the sake of Allah. So if people get to know of your charity, say for example, sometimes it is, it is sometimes called for that people know that you've given so that they too can give when they say you've given this, let us also give, that's okay, it happened at the time of the Prophet sallallahu alayhi wasallam as well. But Allah continues in that verse to say, however, if you are to hide it and give it to the poor without even your left hand, knowing what your right hand has spent, then it's even

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better for you. Allah says Allah knows your deed, and the fact that he knows it's enough, he will grant you in return. And Allah subhanho wa Taala calls this charity. He calls it a means of forgiveness for your sins. You can't feel one Kaminsky. Allah says he will forgive your sins. He's watched if he's seen it. What do we want by giving charities? Don't we want to earn closeness to Allah Anahata Allah we want forgiveness for our sins, that is how you achieve and this is why there are certain sins when they are committed. There is something known as a kuffaar. That kuffaar can include it is like a compensation. It will not absolve you of the time you need to engage in Toba as

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well but together with that, you need to give something sometimes it is a monetary act of worship you need to engage in so that Allah subhanho wa Taala can look at it, accept it and forgive you in return. May Allah subhanho wa Taala grant us all forgiveness. And Allah subhanho wa Taala tells us very clearly in the Quran

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that we should be spending according to our capacity, Leon, V Medusa.

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Como khodiyar is new.

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Now you can leave alone Epson Illa

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Allah, Allah subhanho wa Taala speaks about spending on your own spouse and spending on your family members and spending in any good cause. Allah says everyone should spend according to their capacity. So a wife cannot come and tell the husband Look, I need a house like the next door people because she needs to consider the pocket of her husband. And if there's more than one wife for the same husband, she needs to consider the fact that this man has two or three wives May Allah subhanho wa Taala protect us and May He grant us a deep understanding. So whatever you have spend from it. Do not be miserly. There are some people may Allah protect us who have a lot but they cannot spend in

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the house. They are stingy they hold they keep it to themselves and Allah subhanho wa Taala warns us

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at home as it Lumosity levy Gemma

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Sabu

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Boo. Boo can.

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Allah says destruction be upon the one who gathers the wealth and a mess

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As he can count it every day is counting his money to sit back. The next day is checking his balance and he is happy smiling the following days looking at it and he's wealthy and he's happy and he doesn't even spend from it. Allah is cursing such people. Allah says, this person thinks that they are going to live forever. They don't even want to spend. Allah says Nay, they are not going to live forever, they are going to die and if they die without having spent it, they will suffer a loss and they may even be thrown into jahannam if they haven't given their sockets.

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So we ask Allah subhanho wa Taala to make us generous. One very vivid description and there are many of them in the Quran where Allah subhanho wa Taala tells us what exactly happens to the wealth when you give it. Allah says 122 music

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today to Nevada Allah, Allah.

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Allah subhanho wa Taala says when you give out Zakat, intending the pleasure of Allah subhanho wa Taala then that is what he multiplies.

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Allah subhanho wa Taala multiplies what we give in charity if we give it for the sake of Allah subhanho wa Taala but the West just before that, or the first part of the verse, Allah subhanho wa Taala says,

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WA t

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v bonnieux. Murphy mo

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de la. When you give people a loan, wanting interest in return, it will never grow in the eyes of Allah. It is haram. But when you give Allah alone, Allah calls it alone.

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todo la hora one has any Oba una

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de la comme Allah says when you give Allah subhanho wa Taala alone, he will multiply it for you not only 100% even beyond to 700% and Allah says over and above that he will forgive you.

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And Allah subhanho wa Taala describes it as business with him. In the Quran. Allah subhanho wa Taala says

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in alladhina, Luna kita La

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La La

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La La Nia, yo yo na t Java

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taboo, Allah says, definitely, those who believe those who spend their wealth in the path of Allah subhanho wa Taala those who establish their Salah, and there's those who are spending their money more so Allah subhanho wa Taala says, they have you engaged in a business that they will never suffer a loss if there's never a loss. Imagine if someone tells you look, invest your money here, you will get 100% returns immediately. I think we would all be looking for that.

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And when Allah subhanho wa Taala tells that to us, for some reason we find ourselves still scratching our head. May Allah subhanho wa Taala make us from those who can give May Allah subhanho wa Taala really accepted from us as well. Then Allah subhanho wa Taala speaks about how some people are kissed. Because when they are asked for something minor, that does not really require any effort from them, they still deny. There's a whole surah called Sudoku. And Allah says at the end of it, describing such people whom he doesn't like, Allah says, Why I'm not on allow own destruction be upon those whom when they are asked for something small, which doesn't even require much from them.

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They deny someone says Can I use your pin please?

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And you just say no, I don't want and you are standing there you are waiting, there is nothing wrong. You don't have a very expensive pin that you are fearing is going to steal, and so on. And God doesn't look like a thief to you and you still deny for what Allah says Why? Tomorrow you will be in need of something then Allah protect us all. We would like others to help us as well. You are desperately in need. Sorry, sir. What's the time someone says? He says listen, I don't want to tell you. What type is that? Allah protect us. You look at your clock and you look at the brother and say I don't want to tell you for what he asked you what's the time give him the time and for heaven's

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sake, don't lie. Love Akbar. May Allah subhanho wa Taala grant us all inshallah every form of goodness. So Allah subhanho wa Taala speaks about how charities

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actually results in the mercy of Allah descending upon an individual Allah says, while he was at school, he will read the verses tonight. For sack to bouhanni Latina una una Casa Latina.

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Latina. You know, Allah says My Mercy is broader than everything. No sin is too big for me to forgive. My Mercy is written for certain specific

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see people more than others, and who are those? They are those who are conscious of Allah and those who give out charities. A person who's conscious of Allah and gives our charities. Allah says, My mercy will be upon them before all the others. Yet Allah says he was at my mercy is broader than everything. It encompasses absolutely everything. Nobody, no matter what sin they've committed should ever lose hope in the mercy of Allah subhanho wa Taala. Remember the golden rule?

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If you repent, if you are sincere, and if you admit your sin, Allah subhanho wa Taala forgives you, when you promise that you won't do it again.

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Then if if for some reason you happen to repeat it out of human weakness, without having planned and calculated that sin at the time of seeking forgiveness, then Allah will forgive you again and again. May Allah subhanho wa Taala grant us all every form of goodness, and may He forgive us. May he keep us hopeful. Remember, if we say Oh ALLAH forgive me, we are forgiven. We get up from there as clean as the day we were born. So this is something we need to realize it's the month of Ramadan, the month of forgiveness, the month of mercy. Let us turn to the mercy of Allah subhanho wa Taala even by giving our charities because Allah subhanho wa Taala says regarding those who give charities so

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you the Hello Mama.

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And this verse, Allah subhanho wa Taala mentions in Surah to Toba, that Allah will include these people who give charities in his mercy.

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So don't we want the mercy of Allah subhanho wa Taala there are Allah subhanho wa Taala tells us that it is our duty to go and look for the poor person. We must look for the right cause it's not just that you give anyone that everyone your money and use the cut in your charities. No look for those who are deserving. And sometimes it's a mission

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yeah Sabu moon Jae in o ne.

00:32:01--> 00:32:06

Amina Da Da Da Fu movie Sima whom

00:32:07--> 00:32:08

aluna

00:32:09--> 00:32:12

will have warmer people mean

00:32:16--> 00:32:38

happy ID. Allah says the poor people, the genuine people at times, you won't even be able to tell that they are poor. Allah says the unsuspecting will actually think that they are rich because they don't ask anyone anything. They carry on and they try and make ends meet they make dua to Allah. Allah says go out and look for those type of people.

00:32:39--> 00:33:17

You give out to them. Allahu Akbar, may Allah subhanho wa Taala make us more conscious of how we give out our charities. Because one is to give it but sometimes it's rejected because we gave it slapdash. We gave it slapdash without thinking where we've given it sometimes a year later, we find out that that person actually stole the money and went away. And sometimes we find out that that person is a drunkard or a drug addict or into gambling. People come and ask us, you know, there's a man who lost his decision he lost his net in gambling, am I allowed to give him Zakat? Why do you want to use the purest of money for the waste of habits, something that is haram to bail someone out

00:33:17--> 00:33:51

from something totally haram? May Allah protect us? So if that's where Allah has decided that your socket is going to go, what can I do? May Allah subhanho wa Taala protect us all. A man who is a drunkard does not deserve us a cut, look for the best of people, the pious of people who deserve the soccer. And when you give it to them, it will be a means of them getting closer to the Creator, they will make dua for you, which is far more likely to be accepted than the drunkard whom others have given. There's a cartoon and this is something that is a valid point. And this is why Allah subhanho wa Taala raises it in this tour. Then Allah subhanho wa Taala speaks

00:33:52--> 00:34:30

about the fact that when someone owes you money, it is an act of charity, if they cannot pay you back on time, and they are genuine, that you give them a little bit of time. Allah says that itself is a charity to give people time to pay you back. Now I'm not calling this evening on all those who owe people money to now delay and say, did you hear the talk? Or tomorrow morning, you pick up a CD and you drop it at the people whom you owe money to highlight the second that at this second, you must listen to what is being said. You need to give me time. No, that's not what we are talking about. But the message is when genuinely there is someone who is suffering to make ends meet and

00:34:30--> 00:34:34

they owe you a portion of money. It is an act of charity.

00:34:35--> 00:34:40

It is an act of charity to give them some time. And this is why Allah says what.

00:34:45--> 00:34:59

ila nizagara if the person is finding it difficult and they are going through difficult times, give them some time. Up to a time when they are a little bit more at ease. We ask Allah subhanho wa Taala to grant us this

00:35:00--> 00:35:22

fights and time and to make us from those who can seek forgiveness because obviously, as you do to others so it shall be done unto you. Now Allah subhanho wa Taala tells us again in Surah Allah Imran, what type of wealth should you spend? It's a very interesting question. Sometimes we have a business, and we time to give Zakat, we've calculated it fair enough.

00:35:23--> 00:35:41

we've calculated it, that's fine. That's a topic on its own, how we calculated it. But we then take the stock that is about to expire, and we quickly give it away. We take the stock that is rotten, something that is unacceptable, and we want to give it away. Allah subhanho wa Taala warns us. And he says, while

00:35:42--> 00:35:44

mahmudul hobbies I mean, who

00:35:46--> 00:35:49

wants to be a TV,

00:35:51--> 00:36:17

movie, don't give the west of your wealth that if someone gave you that you yourself wouldn't even accept it. If it is Zakat, don't do that. give out that which is good. give out that which is decent, acceptable. The Hadith says, neither should you give out the best, nor should you give out the worst. give out the mediocre of your wealth. If you want to give the best out of your own goodness, then you will achieve righteousness. Because Allah says

00:36:25--> 00:36:27

to him, boo,

00:36:29--> 00:36:30

boo me

00:36:34--> 00:36:35

more heavy.

00:36:37--> 00:37:15

You will never be able to achieve righteousness until you spend from that which you love the most. And whatever you spend, Allah knows it very well. So when it comes to soccer, neither that which is the best, no that which is the worst, but that which is in the middle, that's the tsunami. And when it comes to excess charities, something that's not moving something that's about to expire, you can give it away just as a charity, but not as the car there is a difference. This is just a voluntary charity because no one's going to make use of this. I need to give it away before it expires. It has a best before date. And I don't know if you noticed before they used to put expiry. Now after you

00:37:15--> 00:37:53

see expiring, you don't feel like having it. Nowadays most of the products have a best before date. And that means it is not worth after, which means you can actually have it up to them last October. So we ask Allah Subhana Allah Allah to grant us protection and understanding, I don't know suddenly the water also has an expiry date, is it because they want us to throw it away or what only Allah knows. We ask Allah to make us from those who can give others water as well. And who can quench the thirst of others in such a way that Allah will quench our thirst and Allah subhanho wa Taala will meet our needs as well. So we have this wealth, Allah subhanho wa Taala talks about also a very

00:37:53--> 00:38:31

interesting point is sometimes when you love something too much, a little bit too much and you find it is coming between you and your Creator, give it away, then you will achieve righteousness. For example, you've got a jacket and you love it so much. If your child put an oily hand on it, you gave the child a few clips and snacks. Because you love your jacket so much even more than your own child. That is dangerous. Allah says you want righteousness, give the jacket away, because you are allowing the love for your jacket to exceed the love you have for Allah subhanho wa Taala. That's very dangerous. Like for example, you have anything you have a motor vehicle, one small stretch and

00:38:31--> 00:38:36

your heart is so depressed, you can't sleep for three days. If that's the case, change your vehicle.

00:38:37--> 00:38:52

Because they say when you have a Mercedes Benz with all due respect to those who do have a Mercedes Benz when you have a Mercedes Benz as a minus krach might cost you 100,000 rands to repay whereas when you go to Toyota, they will probably do it for you for free.

00:38:54--> 00:39:28

So we ask Allah subhanho wa Taala not to make us from those who love our wealth so much that we become depressed when something goes wrong. It is Allah who is in charge, and it is Allah subhanho wa Taala who decides? Then Allah subhanho wa Taala speaks about how some people consider Zakat as a fine. They think it is a big text and they take it as a burden like it's VAT or sales tax Allahu Akbar, like Allahu Akbar May Allah Subhana Allah protect us. Allah subhanho wa Taala says in Surah Al amin al Arabi, my

00:39:30--> 00:40:00

mama the Assam people, some of the Bedouins and this message is for all of us, who consider what they are spending as a fine when Allah says spend this they spend it but they consider it as a fine. Now let me bring it to our context. When we are calculating zakat. Let's never ever shortchange our own creator. We know it's two and a half percent have a certain type of well, we must give two and a half percent and always put the benefit

00:40:00--> 00:40:38

Where you are doubting, give the benefit of the doubt to the poor person every single time. My akuna unfairly Pokhara that which is better for the poor person give it out. So for example, if you I know in my case, I come from Zimbabwe where we deal in many currencies, and sometimes people are calculating across date. When it comes to Allah use the best way possible, don't shortchange the people and say, No, no, no, I'm gonna use the lowest rate because this is a cat, you know, lavaca May Allah subhanho wa Taala grant us understanding and May He grant us the knowledge that really there is a lot of Baraka and blessings when you give more for the sake of Allah subhanho wa Taala.

00:40:38--> 00:41:21

So when we are calculating our circuit, people ask us, should I use the cost price? Or the selling price? The answer is neither the cost nor the selling neither your cost nor nor the selling price. It is the value of the goods on that day, also known as the replacement price. So say for example, you've got a lot of items in your business, you want to know should I give the car don't look at your costs, because that might have gone up in value. So look at the value the replacement value, say for example, you've got let me give you a good example. You've got a hex or you've got 50 hex source, and you purchase them at 20 rounds and you are selling them at 50 rounds. But now the market

00:41:21--> 00:41:55

value is gone up to 40 rounds, you can't continue using 20 rounds, you must use 40 that's the market price of those items at that particular time. This is something we need to understand and realize, may Allah subhanho wa Taala grant us all protection if we don't understand we need to go and seek knowledge from the scholars of this particular Deen and Allah subhanho wa Taala then tells us that who ever can protect themselves from their own stinginess and from the miserliness of their own souls, they are the most successful one may have seen

00:42:01--> 00:42:30

that verse in Surah ad, whoever can protect himself from the miserliness of his own soul is a successful person. Look at how Allah has worded it. That means if you can fake your own miserliness, now you are successful, we becomes miserly with time. We cannot give time for Allah subhanho wa Taala. We cannot give time to read Salah we cannot give time for fulfilling endless duty, how are we going to give our Well, now Allah subhanho wa Taala kondos understanding

00:42:31--> 00:42:33

and this is why Allah subhanho wa Taala tells us

00:42:34--> 00:42:41

in Surah, Muhammad sallallahu alayhi wa sallam, Allah subhanho wa Taala says, For me,

00:42:44--> 00:42:45

Mommy,

00:42:49--> 00:42:55

scene from amongst you, there are some who are very miserly and stingy. If that is the case Allah is saying,

00:42:57--> 00:43:03

whoever is stingy shall only harm himself. What law? You

00:43:18--> 00:43:20

know, kuno

00:43:22--> 00:44:01

Allah says, Allah is independent, he doesn't need our wealth. It is us who need the acceptance of Allah. He says, if you don't want to spend because of miserliness, I will change you and substitute you with others who will spend and they will not be like you. And this is why when we are spending, it is a favor that we are doing ourselves. We are not doing a favor to the poor person. When we give a poor person wealth, and I've mentioned this in one of my talks in the previous days, let's not think that yes, yes, I've given this man wealth, no, I'm doing good to him will lie he we need to thank Allah that He has put someone in front of us to accept that wealth from us that Allah subhanho

00:44:01--> 00:44:24

wa Taala grant us every form of acceptance. And this is why Allah tells us in the Quran, spend your wealth before you regret before a day comes when you won't have that wealth anymore with you to spend it and that is the day of piano. A person dies leaving behind 1,000,002 million, 5 million and many trillions. What will happen when they die? Will that money come with them into the gray? No, it won't.

00:44:26--> 00:45:00

It is reported by the Chinese that there is an old folk joke about the Chinese that when they used to die because they wanted everything that they had earned to go with them. No one else must benefit from it. I don't know if it's true or not. It's just on a lighter note. So they say they used to put all their wealth inside all the money in the grave as well with the person Subhana Allah and the money used to go in as well until the brightspark came and he said Look guys, you know what? Give me all the money. I'll give you a chick with the chicken de la kebab. So we asked Allah subhanho wa Taala not to make

00:45:00--> 00:45:36

From those who are miserly The reason I'm giving you this example is to show you that when it comes to money, we are quick to think we are fast we will make any plan Why can't we make a plan when it comes to closeness to Allah subhanho wa Taala when it comes to reciting the Quran, how much Quran Did you recite today? That's a question. How much did I decide today? That's a question. Well, I'd like to let you know that if we have not recited as much as we are supposed to do, it is our duty that in the same way we are with you to think of how to make money, we should be witty of how to make time for Allah subhanho wa Taala.

00:45:37--> 00:45:45

So yeah, Allah subhanho wa Taala is telling us again, that don't find yourself dying without having spent.

00:45:46--> 00:45:55

And this verse, Allah subhanho wa Taala says it in many different places in the Quran in different wordings, and sort of Bukhara Allah subhanho wa Taala says just before I acoustic

00:45:58--> 00:46:04

una COVID de de la, vi y de

00:46:05--> 00:46:27

la, la spin from the wealth we've given you, before a day will come when no deals will help anyone you're spending on that day don't help. No friendship will help no connections and contacts will help. Nothing will help no intercession will help unless Allah has permitted it. May Allah subhanahu wa taala grant us every form of protection, then Allah is warning us about our own wealth.

00:46:29--> 00:46:43

And he says when I've given you Well, don't think that oh, this is mine. Remember where it came from? And only spend on that which is beneficial for you. And the Quran specifically says, Don't ever spend your wealth

00:46:44--> 00:46:59

on that, which is destructive. You want to buy things which are going to destroy your health, things which are going to destroy you which will harm you with your own hands you're going to buy, Allah says no, listen to what Allah subhanho wa Taala tells us and

00:47:00--> 00:47:01

what

00:47:02--> 00:47:03

people feel.

00:47:05--> 00:47:49

To be a D Camila loca, spend your wealth in the path of Allah in the right cause in the happiness of Allah. And never, ever throw yourselves into destruction with the doing of your own hands. And this is why it is important. And I'd like to mention this. We know we speak about drugs, we speak about alcohol, we speak about gambling, we speak about adultery, we speak about so many sins, but something that we need to take heed is the habit of smoking. Those who are smoking, you need to cut it down. It's a waste of money, to be honest with you. You need to try and eradicate it, get rid of it. And those who have not smoked, believe me, it is prohibited for you to even try.

00:47:51--> 00:48:30

Because naturally there is a destruction. The boxes that are sold, it's written there. It says smoking is hazardous to the health, smoking kills tours, I've read it and one of the boxes. Sometimes they write it in small writing because they still want to sell it to you, but it's there. How can we think that it's good for us and I'm sure everyone who smokes knows that it's a bad habit. They want to kick the habit. May Allah subhanho wa Taala grant us all in this month of Ramadan and opportunity to kick our bad habits Believe me, it is something that is serious, and we as Muslims should be the furthest away from it. I feel very very sorry for those who are actually addicted and

00:48:30--> 00:48:37

those who cannot leave the cigarette because definitely, I know the pain that they are going through. Now Allah subhanho wa Taala protect us all.

00:48:38--> 00:48:53

Then Allah subhanho wa Taala speaks about how important it is to give zakat. And the fact that these Zakat is not only on your wealth, but even on produce if you are a farmer. And Allah says

00:48:55--> 00:48:58

kulu means pulumi e

00:49:00--> 00:49:54

to help Omaha Saudi with the day you have, as a farmer, you need to give out the Zakat of your produce. Now I'd like to mention here that Zakat is not always two and a half percent for me and you the general layman who is not a farmer or a minor, it is two and a half percent and after one year passes, but for a farmer or a minor, it is not two and a half percent. It is not even as the year passes, the day you harvest, that is the day that you must give out 5% of your harvest. If that produce was irrigated by your own pipes, you must give out 5% of it the day you have the day you harvest and it was irrigated by natural means without your pipes. Then you must give out 10% of your

00:49:54--> 00:49:56

produce your entire produce on that day.

00:49:57--> 00:50:00

That is the ruling. I'm sure a lot of us don't

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No it because we are not farmers and those who are minors, we need to go to the alumni and learn about Zakat before we even start mining. Now Allah protect us because when you extract it, you need to give 20% for Allah Subhana Allah 20% because you got it for free Allah put it in the ground, you took it out, Allah says we want 20% of that before you move forward. So 20% on the day of on the day of extraction after that, if the year passes, then it's two and a half percent on the value. So, I hope you understand the difference. One is on the day of extraction, the rights that you Oh Allah from that is 20% and thereafter, if the year has lapsed and you are still holding that same, the

00:50:44--> 00:50:52

same amount that you have expected more than a year that you give two and a half percent of it because now it is well that was collected, that is if it falls within the bracket of zakat.

00:50:53--> 00:51:28

So that is a very interesting ruling Allah subhanho wa Taala has mentioned in the Quran as well also mentioned in the Quran, and I will not go into it in detail the various categories of the people whom who are legible for the cat who can take the cat who are recipients of zakat. Allah subhanho wa Taala makes mention of them. The poor person the one who doesn't have anything, the one who has very little and so on the wayfarer, and what have you there is a long list of people may Allah subhanahu wa taala grant us acceptance whenever we spend our wealth, and then Allah subhanho wa Taala tells us something extremely extremely important. He says

00:51:30--> 00:51:35

don't ever make a mockery of a small amount that some give as charity

00:51:37--> 00:51:40

and the loss of Hannah what Allah curses those who did that in the past

00:51:42--> 00:51:44

alladhina elemis una

00:51:45--> 00:51:55

Nina Nina meanie nappy sada 41 leadin Li Jie Duna in the home fires Kahuna mean home Sachi Rama amin

00:51:59--> 00:52:40

Allah says there are some who make a mockery of the charities that others come in give because they are small charities. Allah says Allah will make a mockery of them very soon. May Allah protect us. So if your charity and yours the cat is 1000 Rand someone comes with five grands Alhamdulillah, no laughing at it. That is a charity that is there as a car, they are fulfilling a duty and the right they will also earn the reward from Allah subhanho wa Taala. So this is a very important point, that we all need to remember that the charities no matter how small they are in the eyes of Allah, they are charities. Then another point Allah subhanho wa Taala addresses us all and the lesson is for the

00:52:40--> 00:52:54

people who are recipients of zakat. Allah Alice's woman whom Meizu caffeine soda Potiphar in order to mean her, although we're in a muraco mean,

00:52:56--> 00:53:33

photo, there are some people they are such that when you give them charities, they are happy. And when you don't, they are sad. They don't want to talk to you. Lo acaba. It happens sometimes people give us an amount, we are happy, they are our friends. And they don't give us an amount. We don't want to look at them. We don't want to talk to them. We want to say no, this person is bad only because they didn't give you when someone does not give you a charity, they are not bad. They are still the same people that you know, and this is why it is important that we realize our love for people must not be based on how much money they got, or how much money they've given us or how much

00:53:33--> 00:53:41

they have not given us. You based on merit exactly what type of a person he is in character and conduct an email and closeness to Allah subhanho wa Taala

00:53:43--> 00:54:04

thereafter, Allah subhana wa Taala speaks about a different type of charity and that is the UIA we call it sometimes the poor Bunny, the slaughter the sacrificial animal, Allah subhanho wa Taala speaks about it here. Look at the angles of charity mentioned in the Quran. And Allah subhanho wa Taala tells us for kulu Minh, he will also remove

00:54:05--> 00:54:33

his alpha p that is one type of charity where you are allowed to eat from it as well. And you must also feed the poor person. It is a time of enjoyment and it is a time of feasting. And that is why Allah subhanho wa Taala makes mention of that. And he tells us very clearly that he does not receive any of the meat. Allah doesn't get the blood or the meat, he gets the piety from it, he will reward you upon piety. lejana law Hello.

00:54:38--> 00:54:40

wacky.

00:54:44--> 00:54:56

What gets to Allah is the piety from you, not the meat nor the blood. We ask Allah subhanho wa Taala to make us from those who have that piety so that Allah subhanho wa Taala accepts it from us

00:54:57--> 00:54:59

and the final point we will end with this evening

00:55:00--> 00:55:41

In sha Allah is the fact that Allah subhanho wa Taala has declared destruction upon the one who is supposed to be giving charities and does not give charity. So a person who has well they are supposed to be giving zakat. They have not been giving Zakat, they better calculated before the destruction that Allah has declared against them overtakes them. It is important we calculate our charities and give it out. If you've missed a few years, believe me, it is time to calculate that amount and give it before Allah subhanho wa Taala promise of destruction overtakes us for ya. Moshi kina, Naveen Allah.

00:55:48--> 00:56:36

Allah says destruction upon those who associate God's besides Allah subhanho wa Taala with Allah subhanho wa Taala they do not give this destruction be upon them. May Allah protect us all. And then also on the same subject. Allah subhanho wa Taala tells us that those who want to keep their gold and silver as a treasure and they don't want to give it zakat. Allah says on the day of the AMA, that gold and silver will be molten and it will be wiped on the foreheads of these people as molten gold and silver, it will burn their foreheads. And this verse is so serious. It describes how that will happen on the day of the AMA, Allah subhanho wa Taala says in the Quran, yo ma, ma

00:56:47--> 00:56:51

satoko Avi, hi Jeeva Boom, boom,

00:56:52--> 00:56:53

boom,

00:56:55--> 00:56:56

boom,

00:56:57--> 00:56:58

boom,

00:56:59--> 00:56:59

boom.

00:57:01--> 00:57:16

Boom takhini Zoo. Allah says on that day, they shall be made on their foreheads to be grounded on the fire of jahannam with this molten gold and silver, being wiped on them being

00:57:17--> 00:57:58

a meaning making scars on them. And Allah says, it will be told to them taste your treasure. This is the treasure that you had amassed for yourself and you didn't spend in the path of Allah subhanho wa Taala in the form of Zakat May Allah subhanho wa Taala never ever punish us in that way. Neither in the dunya know in the earth Hera may accept us all on this Eve and May He grant us inshallah every form of Baraka May Allah subhanho wa Taala fill our homes with new And may Allah subhanho wa Taala fill our communities with happiness and with love. And may Allah subhanahu wa taala opened the doors of Jenna for every single one of us was Allah Allahu wa salam ala nabina Muhammad Subhan Allah

00:57:59--> 00:58:03

Subhana Allah whom Allah, Allah Allah Allah and anastasiou kona tubo Lake