Channel: Mirza Yawar Baig
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Bismillah R Rahman r Rahim al hamdu Lillahi Rabbil alameen wa Salatu was Salam O Allah Shara philam ba vermouths Ali and Muhammad Rasulullah sallallahu alayhi wa aalihi wa sahbihi wa sallam, the Sleeman kathira and kathira from Nevada. My dear brothers and sisters Allah subhanho wa Taala before he introduced himself in the Koran
in the greatest Ayat of the Quran ayatul kursi Allah subhanho wa Taala warned us and admonished us and gave us some advice. where Allah subhanaw taala said I was we lay him in a shade shaytani r Rajim
probably I do buy your own tea
I'm not around does it oh you will believe spend from what we have given you before a time comes where there will be no via they will be no hola there will be no shofar, there will be no trade there will be no friendship and there will be no intercession.
And the people who deny Allah subhanaw taala are the transgressors they are the Solomon ask Allah subhanaw taala jealous Allahu to enable us to live by the code of ethics and morals and behavior, the deen of Islam and to follow the advice that he gave us and to follow the beautiful way of his hubby Mohammed Salah Holly you Allah, He will sell them because in that lies success for us in this dunya what
I'm seeing this view because we come to the third part of the advice of Hatim Allah subhanaw taala in the series of hotbars, which is called as the test become come first in the test. He began with the first part of the advice where he said learn to love good deeds, not just to them, to love them. And whether you love them or not, look for the signs of that in your own life, in your behavior, in your priorities, in your intentions in your timetable, in what you hold to be of value and not. Number two is to
is to align our own desires to match what Allah subhanaw taala wants with us, so that we can live a life of complete and total happiness, where we are fulfilling our own desires, but because our desires are aligned with what Allah wants, fulfilling your own desire becomes the means of you earning Jana, other than rather than the opposite of that. So Allah subhanaw taala mentioned this and this is what we are what I mentioned to you, and I divided myself at you in the last Juma
today we want to talk about the third part of it. Where hottie Mara sobre la la gave this beautiful advice. And he said,
Make yourself and bring yourself and do therby of yourself in such a way that you love giving more than you love receiving,
that you love giving more than you love receiving. My brothers and sisters, I want you to think about this very carefully. I want you to get I want to present for you two scenarios. One scenario is a person who loses $100. So he's got $100 in his wallet, and he drops his wallet somewhere or he's got $100 in his hand in his pocket somewhere, pocket got picked or he has dropped it somewhere out of the window, whatever it was, he lost $100
you got the same person who gets this absolutely fantastic tip about this new share that is coming onto the share market. This is a new company that is being floated. And it's a company that is being floated by somebody like say Elon Musk, who is a known very good investor, or it's it's one of Warren Buffett's companies. It's one of the hathway companies. Somebody who you trust, you know, his business acumen and you've got this insider drip. I'm not asking you do any insider trading when I'm just saying somebody who knows this, who knows the sheriff knows the, the thing. He gives you this tip and the same person who lost $100
$100,000 in the ship. So on the one hand, you got somebody who, the same person who dropped his $100 bill somewhere, and he and it got lost, and the same person has now invested $100,000 in this script in the ship. Now, if you go to this person and say, what you felt for these two things, what did you feel? in both the cases we are looking at, if you looked at this man's bank balance, when he lost $100, supposing that just you know if that would be registered in his bank balance, his bank balance would be whatever it was minus 100.
Right minus 100. You ask him, how did you feel? He said, Oh, I felt bad. It's 100 bucks. Yeah, maybe I can afford it. But you know, I don't like to lose money, which is I just lost it. I mean, I feel like a fool why how come I lost his money, right? So, his bank balance will show minus 100. But lost it. So he feels bad about the same person, same bank balance. After he is paid for the script, his bank balance is going to show minus 100 no 100,000 is going to show 100,000 minus 100,000. You ask him how do you feel? How do you feel losing? $100,000? He will tell you what are you talking about? I didn't lose $100,000 I invested $100,000.
Right? Well, what do we lose? You're not
so you say no, no, no, no, hold on here is your bank balance? Here's your bank state but see the sign you know, this this dashed like this? I don't know whether you studied math or not in your in your school. But when you put a dash like that before a number it means minus negative it came out of your he will say no, no, no, no, no, you are the guy who needs to study math. We are not talking about what came out. We are saying what did it come out for?
You understand the difference? You're not saying what came out? Or how much came out?
What did it come out for?
So I spend money and I call it an expenditure? What is the difference between an expenditure and investment in terms of the transaction both are expenditure. Right? If you just take out if you take the PnL account, or you take the balance sheet or you take the bank statement, it will show as net cash outflow
that's that's what it's going to show here is that here is my statement. Money came out of my bank, the bank statement does not show why it was spent. It just shows that this money came out of my account. So my account is now whatever it was less this amount of money.
But when I'm looking at it, when I'm assessing it when I'm digging, doing say for example
a statement of my financial health all my all my financial business accurate, call it what you want, if I'm auditing that, how would I account for this? What would I call it? Water expense, what would I call what is the difference between an expense and an investment and expense is something which is really net cash outflow, it has got finished.
I did not get any return for it. So an expense or something where I spend money and I do not get any return for it. The worst of it is actually losing the money because you've got nothing at all for it, you just lost it. But even otherwise,
it is an expense. I go by myself or shirt, it's an expense. I got to share sure but you know
what's an investment. investment is also spending but it's just it's an expense, it's a spin on which I get a return.
So I'm unhappy losing $100 but I'm very happy having within close quotes last are spending $100,000 because I'm putting that $100,000 in something which I expect to give me a huge return.
Everyone says does ask you to think about charity in this in this way because that is what I also relies on us and taught us that is what Allah subhanaw taala taught us and that is the meaning of to learn to
love giving more than receiving. Please understand this is not a struggle. You will love giving more if you understand what is happening when you are giving and you will realize that you are not giving at all you are giving but you are investing it's not going away.
Allah subhanaw taala revealed London a little bit
to hipbone Omar COVID che in for in the lobby, Allah, Allah said you cannot reach the highest level of piety or bill until you spend in the path of Allah
that we choose
love the most. And Allah subhanho wa Taala knows what you are spending and why and how and so on.
When this ayah was revealed, one of the greatest companions of also lies or Salah, one of his greatest Sahaba
I will tell Harlan Sadie rhodiola han who
he came to Solano Sallam with some papers and said jasola I would like to give this in the path of Allah subhanaw taala so I'm I brought this papers, which doesn't absolve them he said, What is this is it this is these are the papers for my date garden for my orchard, which was considered to be one of the most valuable pieces of real estate in Medina. It was a fully mature
with a huge
eels. It had a whale of sweet water in it. It was very, very thickly shaded Rasulullah sallallahu sometimes used to go and sit on the parapet of that wall. It was so peaceful and cool.
I would Alon sorry, Bella, no Kevin said jasola brought this, I want to give this away in charity. As soon as Adam said, Why do you want to give it to charity? He said jasola because I heard this Ayat of Allah, which came from you. And that is London Allah.
Allah subhanaw taala said you cannot reach the level of piety until you're given the path of Allah that which you love the most. And he said about all my properties, this is what I love the most, this is the most valuable of the property that I have the most probably the most valuable piece of real estate that I have. So I wanted to give this
so what was he doing?
Was he losing money?
Does this sound like a store like a like a story of somebody making a colossal mistake?
Or does it sound like a story of somebody who understood the principle of investment so beautifully? That is that he decided this property I like so much I want this for myself. So I am going to put it in a place where it will never be lost. And I will put it in a place where I will get now a return and that return is what Mangia Abolhassan a thief Allahu ushiro solea the minimum return of that is 1,000% 10 times 10 times.
What can be better than that? What can be better? That is what Allah subhanaw taala himself said we're almost done Is it the one who spends in the part of Allah subhanaw taala is like the one who plant one seed of corn and from that grows a plant and the plant has seven years of corn and each year has 100 seeds. So one seed gives him 700 seeds. Seven years each year has 100 seats so once he gives him 700
and now allows him that Allah will usually die fu Lima Yasha Allahu you die, fully Masha, Allah, Allah will then increase it as he wishes in keeping with his majesty and grace. So it is not restricted to 700 700 is just a number which is told to us to ask to help us to understand in some small minute way the glory and magnificence and generosity of Allah subhanaw taala a little
One is to 10 minimum Myra della della who does not give less than that.
One is to 700 which he said and then he did not restrict it to that he said Allah will give even more in keeping with his man majesty and grace.
Omar, Ducati Malian vasica make it into Judo her in the lightworker Oh wise, I'm Adora. Whatever you send before you you will find it with your agenda jello in a much better condition.
Much better condition, huge reward.
How can you learn to love giving more than receiving by understanding what is the meaning of giving. You will never love giving more than receiving as long as you have to struggle with giving as long as you see giving as an expense as a sacrifice.
And that is why I say to people think investment don't think sacrifice. This is one of the problems of the way that we have taught Islam May Allah forgive us May Allah forgive us for the for the way in which we have made the worse at of the Rama and of the Mk Farah and of the general
Velocity of Allah subhanho wa Taala we have taken this verse at and made it my duty.
We have taken his glory and magnificence and we have constructed it and restricted it in the in in in line with our small minds and our small hearts.
What do we say to people? We said Dean Kalia cavani Gigi,
dinky Rama, carbonic, Eg apne, Marquis carbonic, Eg, in order in English What do you say? sacrifice for the sake of Allah, sacrifice your wealth in the path of Allah?
Let me ask you a very simple question. What is sacrifice? Please describe sacrifice for me.
What is sacrifice?
Can I use for example is there to you? That you know you've got this lovely car, you've got this Maserati, you've got his Mercedes, you've got this, you know, BMW or whatever it is you have? Can I send you my very good friend? Sir, can I say that? I'm going to sacrifice your car in the path of Allah.
Here is this person here is the chef who is telling a sacrifice in the path of Allah. So as a chef, I'm ready. Mr. gela? Yes, what what would you say? I will sacrifice his car.
He has a million dollars in the bank, I will sacrifice half a million from his account.
In the path of Allah. What will the chef tell?
The chef will tell me Hold on, hold on, hold on. How can you sacrifice something that does not belong to you?
That money is that man's you can maybe ask him
to give it but how can you give something that does not belong to you?
So my submission do is please think about designs, not semantics I'm giving you I'm trying to help you understand this.
So that you From now onwards from the minute you hear this word, you will stop using the word Qurbani. You will stop using the word sacrifice in the case of Islam. There's no sacrifice please understand this. Sacrifice is a bad word dirty word junky trash and throw it Forget it. There's no sacrifice because my Rob gela gelato.
Who will cover you Aziz? hora, bhullar shell Kareem.
Well, Carlos Amati wala wafaa through Samadhi Well, a lot of work, but they also are the one who
he does not need your sacrifice.
He wants everything he has everything to him anyway.
Forget sacrifice and you know what, two things any sacrifice for whatever it is anything
it must for something to be a sacrifice, it must satisfy two conditions. first condition the thing that you sacrifice must be yours, it must belong to you.
I cannot sacrifice your wealth, I cannot sacrifice your time. I cannot sacrifice anything that belongs to you. And you cannot sacrifice anything that belongs to me. For me to sacrifice something that thing must belong to me must be mine Holland zone
number two, I must not get any return for it.
I was not getting any any return for it. To my earlier example. I invested $100,000 on this fantastic share on this fantastic script. That is fantastic. Sure. Can I call it a sacrifice? Money was mine. So I gave it but can I call it a sacrifice? Isn't on how is it a sacrifice? You're getting a return on this thing?
You are getting a return on this thing?
Can I go and buy a car for a million dollars I go buy a Ferrari $1 million
and then I say I sacrifice a million dollars. So how did you sacrifice you got it you got it you want it want to discard you bought this car I was at a sacrifice. So for something to be a sacrifice, there has to be two conditions or two conditions satisfied one is it must belong to you and to his You must not get a return for it. Now take this and apply this concept of sacrifice.
In fact visa we did that in spending in the path of Allah.
What are the laws around intelligence? First and foremost, tell us man tell us a little lahemaa fists amaravati wa marfil
Allah said everything in the heavens and the earth.
Every single thing in the heavens and the earth belongs to Allah subhanho.
Every blade of grass, every leaf on every tree, every bird and
Every feather on that bird, every cloud in the sky, every wave of the ocean, every gust of breeze,
of creation, every star, every sun, every moon,
every planet, all that we know and all that we don't know including you, including me, belong to Allah subhanho wa Taala.
So if I belong to Allah, who do these glasses belong?
Who does my money belong to? Who does my health belong to? Who does my time belong to? Who does my effort belong?
Everything belongs to Allah.
I belong to Allah. My money belongs to Allah. My effort belongs to Allah, my energy belongs to Allah my influence belongs to Allah it is because of Allah subhanho wa Taala indigena
Padilla Houma, Malika Volk, total Moodle. C'mon Tasha Wotton they will welcome him man Tasha Tasha
Tasha obeah type in nacala coolish
if I have is, it is from Allah.
ask Allah to protect me from Allah.
If I have Akuma it is from Allah, if I have influence,
if I have wealth,
if I have health and strength,
if I have wisdom,
First point, second point.
The eyes which I decided before you earlier, when GI Bill has sanity follow Who is
the one who comes with one good deed? Allah will give him 10 likewise,
what did I tell you the two conditions for a sacrifice for money, two conditions, first condition, what you are giving must belong to you. Number two, what you give you must not get a return for only then can it be called a sacrifice.
Here I'm spending money in the path of Allah.
I'm giving charity to some poor people. I am supporting a and a welfare activity. I'm supporting a Muslim that donating to the budget I'm donating to a mother as I'm donating to a school and donate to aspetto I'm donating to some good work being done. I'm donating to fight operation, wherever it might be raising its ugly head, whatever good work that I am donating for.
What am I doing?
I am donating what doesn't belong to me.
I am donating what Allah gave me Allah said here it is give it
I give $100 to my employee and I say go and put it in this account,
whose name will be written as the donor in that account, my name or the name of my search?
Here is Allah subhanaw taala he gave me everything he owns everything.
This is his mercy is the mercy and generosity of my RUP Jalla Jalla wa and your apology delallo who even when we spend what he gave us, which doesn't even belong to us, he told us he will give us a return and that return is 1,000% minimum
minimum 10 times
this is generosity and grace.
So, first condition for charity,
it must belong to you not satisfied second condition, you must not get a return not satisfied. Then how is spending in the path of Allah sacrifice. So what is spending in the path of Allah? It is what the Sahaba of Rasul Allah is Allah Alayhi Salam understood so well, which is why somebody like a Buddha Allah, Allah, sorry, can come with this property worth in today's amount, millions. And they are assuming I'm giving this in the power of Allah. Why is he saying that because he knows he's not going anywhere.
He knows it is not going anywhere. He knows it is coming back to him in a much better form. He knows he's investing here is this script. Here is this insider information on the thing. You're running with the money and saying Please take this from me. Please take this by Give me the script. Give me this the share, because I know this is what's going to happen to our money. It's going to get multiplied multi fold.
Say the idea
The Corolla daddy generated two demos ago all of you know this.
And every time I sell them return for our return home from somewhere, she said, jasola somebody sent a sheep I had it slaughtered. I gave away everything. I only kept one shoulder for you because you like to eat that meat. He said Ayesha, you kept the whole sheep, except that shoulder. She said, I gave away everything except one shoulder. He said Ayesha, you kept everything except one shoulder.
Because what you gave to Allah is preserved.
It has been given into safekeeping, it has been given in to be multiplied multi fold, what you keep, we will answer for
my brothers and sisters, this is a very important thing, this is the way we are going to love giving more than receiving and this is the third secret to a acing the test called life.
Becoming first in the test called life
and what is the secret to love giving more than receiving
and the people who know that who do that one is who are able to do that other people understand that giving is not really giving when it's talking about giving in the path of Allah it is not giving it is investing, it is not sacrifice, it is not net net loss, it is an investment it is net gain.
Says and it will be tangible. delana was sitting outside his house a man came and he brought a he came with a horse
and some some relationships gavel whatever it was, he came with this animal and he said, to say the rally Will you know, man give me I came a Nazi man came second Allah delana was sitting outside his house and a man came asking for some arms asking for some charity.
He said I'm in need, please help me. So the Dalai Lama who said to his son, Hassan when I
go inside and ask your mother if she has any money, please bring the bring whatever she has, say the father to Zara. Been to Muhammad sallallahu alayhi wa sahbihi wa sallam on her. She had six dinner. So she gave to the people he would have given one dinner.
He said give or tell your mom, tell your mother give whatever she has. She gives whatever she wants, and she knows is going for jobs. You know?
He's not fooling her. He's not he's not deceiving her. Right?
She gave him she gave her son 67 it takes the 60 out and gives it to the person who's asking. He goes away. Thanks.
So now they had 16 hours. Now they have nothing
that lost that game. Think about that. Then a
little while later, a man comes with a horse.
And just as an earlier delanco I want to sell this do you want to buy it?
Says rally said How much? The man said 120 Vina
says another delana said Well, I will buy it I want to buy the beautiful horse.
But I don't have 120 zero right now. So if you if you like what you can do is leave the horse here and come back tomorrow.
And we trust you. So the man, the author
is not doing anything right.
This is how Allah subhanaw taala provides to those who have Taqwa, Baba tequila. Allahu Maharaja.
The one who has taqwa Allah subhanaw taala provides him and extract him from his difficulties and provides him from sources he cannot imagine so the rally is sitting there is not moved from there.
So now the horse is tied there next to him.
A little while later another man comes and he sees the horse he says to set the rally Mashallah beautiful animal. Do you want to sell it? And looking for us? Do you want to sell it I would like to buy.
Sell it says you're
the man says how much chairs analysis 180. Deena How would you divide? One 120 dinner.
How much did you sell it for one at the era Mansard fine, fantastic great price. Here is one it the euro. It takes the Aussie goes away.
The other man comes. The owner of the horse says and it gives him 120 dinar which was the agreed upon price for the horse. That man is happy is gone. How much is left 60 dinar
he called the sons
I don't have a lot of answers. Give this to your mother. How much the hammer Did she give? Six dinner? What did she get back 61 is to 10 in this life itself, says an Elisa Golan who never had a doubt that Allah subhanaw taala returns on the investment that does not detract from whatever Allah subhanaw taala will give them when they meet him on the Day of Judgment. This is in this life itself.
These are people who understood that spending in the path of Allah is not expenditure it is invest but it is not sacrifice it is investment that I told you remove the word sacrifice from your vocabulary does not exist.
That is how my brothers sisters, we will learn to love giving more than receiving when we understand the meaning of giving which is investment. That's why I sometimes say to people give until it hurts. And when it hurts know that the hurt is because of your lack of advantage because of the weakness of the man not lack maybe but weakness of the man. Because you've not understood what you're doing. You are doing it still thinking it's a good thing and May Allah bless you and may Allah protect your mail accepted from you and May Allah give you the best reward but you are not giving it with the real intention with real understanding because if you gave it with real understanding, you would
finish everything and you would say find me more so I can invest more.
Now of course Allah subhanaw taala also told us don't give so much that your hand is tied to your neck. I mean, I'm not we believe we are we are nowhere near that there is no danger of that ever happening. But I'm saying that give freely give with an open heart and open mind and give knowing that what we are investing with Allah subhanho wa Taala is with Allah subhanaw taala and Allah subhanho wa Taala will return it to us in the most beautiful form in keeping with his glory and majesty and grace.
ask Allah subhanaw taala della della Lu to accept your Jamaat to accept your Avada to Judah. I remind you and myself to send a lot of Douro than salamandre solar cell up all the time, but especially in jomar, I asked Allah subhanaw taala to give you that PSA in Duma when he accepted to us and to enable you to make doors which are beneficial for you and beneficial for all the Muslims and for all the people on the face of the earth. Ask us Renata to accept your da and to give you with hate and fear and then to add to it from His Majesty and grace and generosity, Robert Allen and fusina Willem de fille on our handle an akuna Minal Casa de robina filon. alumina.
Was Allah Allah Allah Allah, Karim? Allah Allah He was ibH by Rama tikka, I mean what hamdulillah alameen wa salam aleikum wa rahmatullah wa barakato.