Essential Fiqh Class – Sunday February 28, 2021

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Daood Butt

Channel: Daood Butt

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hamdu Lillahi Rabbil alameen wa salatu wa he was Salam ala Nabi Hilde Karim, Allah He of Manas Sala to automata slim. Rubbish. rocklea suddenly were Sidley, MD. There 10 Min De Santi of Gabor Kohli. My brothers and my sisters said Mr Alaykum warahmatullahi wabarakatuh. It is Sunday night, February 28 2021. And we are continuing our essential thick class tonight in sha Allah, here from the Islamic community center of Milton, where the internet connection looks a little bit weak. And so hopefully you can hear me well hopefully you can see me well, and hopefully the class doesn't get cut off

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under the law.

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So I'm in dire need of a haircut. That's definitely the case. And you know, it's been a long day so it might look a little tired and scruffy. But Alhamdulillah You know, it is what it is. Got a little bit of a coffee and

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should be good to go in sha Allah.

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So I see we have a few people online. We have some people from Cambridge, who mush a lot of articles, ah, cook some really good food. I see our chef nezzie from Edmonton alberic see come Allah subhana wa Tada, bless you and your family. Grant you. Hi, Danielle.

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And I see our good friend Matt up from Sydney, Australia. I see our brother artists as well from around the corner. and few other people online. I see winter love 671234 who attends pretty much all the live streams but I have no idea what their name is other than winter love 671234

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and a few other people have the law. So we'll we'll wait for some others to join. I know that we just finished praying selected a shell here in the mustard. We also have our good friend and student and colleague

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of the hesi from Cambridge.

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And now I'm on my show lots of Alcala why in archaeology.

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You only I shall I only appear like, I don't know, the nights on the full moon is out or something like that.

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My wife just joins us time to get serious guys.

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Law and who else is on who else is here? Who else do we see online I see brothers looking at me through my window.

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A couple sisters walked by just before and they were just like looking through as though this was, you know, something strange they never seen before a bunch of cameras and stuff. And who else is on who else is on?

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So yeah, my wife is just reaffirming the fact that she's here. So we need to get even more serious. Start the class sometime soon. We have

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undiscovered Isabel who also attends fairly regularly. And who else anyone else. Only namun

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wayan. Akira Joel

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will be attracted to Shea and

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sha Allah. Sen. Sen, COVID Caribbean, even shala.

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I'm Zack Mac and

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a lot of Zika fade. Alright, so let's get started. We're going to continue with our essential fit class, we're going through the chapter of business and business transactions. We were covering

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the what we're looking at

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selling the unborn fetus was Yeah, so we're looking at business transactions that are permissible. And there are two more that I want to cover a long time today before we get into items that

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are prohibited to sell. So we'll look at two other business transactions that are not permissible. We looked at the overly risky business transactions, right? We took that last week.

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We looked at selling the unborn fetus selling something before taking possession of it selling what a person doesn't even possess her own. Right. And we spoke about that last week like drop shipping and so on.

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And today we're going to be starting off by looking at selling against one's brother or a sister basically selling against another person. Even our metal dealer who narrated that the profits on a longer idea he was sending them said do not undercut one another in business.

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Transactions do not undercut one another in business transactions. Okay. Some of you are asking or you mentioned short selling, we spoke about short selling, right short selling is not permissible islamically and so don't do it. Okay, don't do it. So selling against one's brother, the profits on a long it was senator mentioned do not undercut one another in business transactions. But what about the long run also narrated that the Prophet sallallahu alayhi wa sallam said, a Muslim should not make a purchase in opposition to his brother, Muslim should not make a purchase in opposition to his brother.

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This can be understood in a few ways. First of all, you know, if someone is selling something, and another Muslim Brothers about to buy it jumping in, and you know, making that purchase, when someone else was to buy that item is what is discouraged there, so we shouldn't go head to head with our Muslim brothers or sisters, in purchasing items.

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You know,

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the first Heidi's that we looked at do not undercut one another in business transactions, you know, some kind of law there are so many times where people are doing a business transaction or trying to buy or sell, and they will do something that they know is not right, but it benefits them. And they know they'll be harming someone else, but they don't care because it benefits them. And this is where we remind ourselves of the Hadith of the Prophet sallallahu alayhi wa sallam, where he says,

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Now you know hadoken had your head Bulli, ie your head bulleen, FC, none of us he says none of you will truly believe as in your Eman will not be fully complete. Had you a bully, he may your head Boolean FC until you love for your brother what you'd love for yourself. So don't undermine someone else in you know, or try to get in the way of someone else's business transaction and take over. And this reminded me of a few things that I started to think of. And I thought to myself so Pamela, what What a sad situation we are sometimes as an oma where we see clearly like the light of day, issues within our community where Muslim brothers and Muslim sisters are

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our you can you could say bidding against each other, I don't want to use the word bidding, because then we start opening up other topics, which we will get to in sha Allah to Allah. But you know, when we when we talk about cutting each other off, like you driving your car, you cut someone off. So kind of love someone who's going to do something, they're going to buy something, it might be beneficial for them. And remember, sometimes we do this right, or someone might do this, they get in the way of another person's business

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without making a staccato. So they jumped to benefiting themselves their own self without even making estacada. And asking Allah subhanho wa Taala to put faith and goodness and Baraka in that. And that's a clear sign there that this person is rushing into something without seeking not only the help of a loss of handling data, but without even seeking the pleasure of Allah, that they're not going to ask Allah Subhana Allah to bless it, they know it's not a blessing transaction to be with. They're simply looking at it for their own personal benefit. And every single thing that we do, we should be looking out for Yes, our benefit, but not at the cost of someone else's displeasure

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or someone else's loss. Okay. For example, as well.

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Someone is selling an item and it is super cheap, super cheap, like it. That is not the actual value of it. And maybe it's because the person who's selling it doesn't know that this is the value or that the value of it is higher than they're selling it for. And so as as believers, we should have that sense of responsibility that I'm going to advise my Muslim brother, for example,

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a friend of mine was selling his car a few weeks ago or a month ago, and sent out messages saying I'm selling my car for X amount of dollars. And here's some pictures and he put up pictures of it. And I thought to myself, so Pamela, that seems a little bit too cheap. Right for for a car that's just a few years old, right? Five years old.

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That doesn't seem right. The pricing doesn't seem right. I quickly opened up my phone. I don't have to I didn't have to. Right. It's not not my responsibility to

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actually

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it is our responsibility, right? It's not like an obligation upon me as like, Hey, you know what I work in the automotive industry. I don't write but as someone who

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understands cars, I felt this was you know, maybe I can advise my brother, which is a friend of mine, right and Muslim brother that this value that you're putting on your car and trying to make from selling it is a little bit too low, you should be able to make a little bit more than that. So I quickly went online and searched for the same year, the same model, you know, the same make

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roughly around the same mileage and the condition of the car. And I saw that the value of it was a little bit more, a little bit more than, you know, the, or the current average selling price was more than what he was selling his car for.

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And I know that he's a nice brother, I know that he takes care of things. I know that he's honest as well. And so I gave him that advice and said, look, I think your car, right, there's two things that I advise you to do. First of all, wash it up nicely on the inside as well. So the outside was cleaned hamdulillah the inside in the pictures that he took, I mean, it's winter, right whose car on the inside is spick and span and spotless, except that you have like another car to drive where you can maybe use as a beater. And then you have your nice Mercedes or BMW parked in your driveway or in your garage that you only take out when it's sunny outside, right, so you don't want to get it

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dirty. But the average person in the winter here in Canada, the inside of their car is gonna get dirty, especially with their children. So I said, Hey, why don't you bring it over to my place, we'll detail the inside of the car, wash it out, cleaned it out, make it nice, look good, then take proper pictures of the interior of the car and put it up online. There's nothing wrong with that all you're doing is washing the car, there's no actual changes being done to the physical, you know, structure of the car. And even if he didn't do that the value of it was more. So the advice that we give to Muslims should be one that you give to them without expecting anything in return. Like

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there's no, there's no monetary benefit to me whatsoever. But I felt that sense of responsibility because hey, I know cars, right? I understand cars, I understand the market a little bit. You know, I love detailing them, I love cleaning out a car, you bring me a super dirty car all enjoy cleaning it out and making it look like it was the day you got it from the showroom. Right? That's just something I like doing. So some kind of law, you know, giving that advice to our Muslim brothers and sisters is important as well, we should be looking out for the betterment of each other, rather than taking something for our own personal benefit.

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The next thing that we'll look at in sha Allah to Allah is payments over time with an increase in price. Okay, payments over time with an increase in price. So,

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in modern times, you will find that just something a lot of the time people will will purchase it with credit. So they will purchase an item to be paid later. If the agreement to purchase it now to pay it later includes an increase in price than that is not permissible.

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Okay. So this is known as buying a truck seat

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when

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an item is purchased on credit,

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through payments with an increase in price of the item due to a delay in the payment. That is

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an increase in the price, right? So, for example, you're buying an item for $1,000. If you buy it today, right here and you pay cash, right? It's $1,000. But if you choose to pay for it later, right and take credit as in, you don't have to pay now, but pay at x date for $1,200 then that would not be permissible. Okay, this is one of the forbidden types of transactions.

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Here's something to keep in mind though.

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And I didn't think of this before. I only thought of it right now when I was doing the example and I said and you pay $1,000 cash. We live in Canada and we have tax sales tax. And so sometimes you'll go and I know this is very common in the automotive industry as well.

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I'll give you examples of cars day and night if you don't stop me, okay, so if you're tired of the car examples, let me know if you're okay with it then hamdulillah.

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The example is you take your car to the garage to get repaired.

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And the cost is $1,000. And they say you can pay me $1,000 cash or I'll have to charge you 11 $100 and 50 1150 right 1150

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dollars

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because of the tax.

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So that's not what we're talking about here. Okay. People might say, oh, Carlos, we're not allowed to pay using tax. So we have to only pay cash. No, no, no, that's not what we're talking about here. What we're talking about is

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you purchase something.

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And you can pay the full price today, whether using cash, or using a debit card, or whatever you're using, right? Or you can choose and sign an agreement or an agreement is made to pay at a later date with an increase in price. That's different than going to the garage. And the garage owner says, pay me $1,000 cash, or I'll have to charge you tax. What we should tell them is I have if you have cash, right, and especially when I go to the garage, I always used to like paying in cash, because I like to give a little bit more for a tip, right? So I would say, I'm paying in cash, but I want a receipt. And they're like, no, if I give you a receipt, then I have to, you know charge you tax. I'm

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like, that's fine. charge me tax. It's Canada, you're supposed to charge tax, right. except in the case, I think of whether it's, you know, a smaller amount or something of that sort, where certain industries have the ability to, you know, play around with that, or increase the tax in the price that they're charging on the sales and stuff like that. So

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if someone says, Listen, let's bypass the the tax pay me cash, I'll basically put in my pocket, that's not permissible, because that's doing something that's illegal in the country that we live in, right? You're not allowed to do that. You're You're breaking the law, you're doing something that's illegal, it's a crime. And so

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we should say, I'm paying cash, but I need a receipt. And I'll give you an example of how this might work in your favor.

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Being an automotive technician, myself and my brother as well,

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a couple years ago, or a few years ago, the previous car that we had

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summertime, or near the end of summer on August or something, changed the brakes. I changed the suspension, right on all four wheels. I put in I believe in you exhaust. I had done a few things, right. And so because I'm a mechanic, I did not pay the labor. I did it all myself. But I bought the items. And sometimes even when you're purchasing the items, like the shocks, right, the shock absorbers, sometimes you're purchasing it, and the place you're buying it from is like you want to pay cash, like No, I'll pay you know, I need a receipt. Okay, no problem. So to make your so I kept receipts I always keep my receipts paid full price, keep the receipt A

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few months later, I had a car if the car was written off and totaled, the amount that the insurance company was giving me was a lot less than what I had spent on the car and what I had in terms of repairs on the car as well. And I felt like the panel I just spent like a lot of money on the brakes and the shocks and the exhaust and stuff like that.

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And so kind of law I had kept those receipts, and the insurance company, they're like if you did any repairs the last six months and have the receipts for it, send us a copy and we will refund you a certain amount. a certain percentage, which we'll handle it was like okay, well, I put that money on it. And so I had those receipts. Okay, I'll talk about the car insurance Hey, don't get into another topic don't go sidetrack now

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All right, those of you that are thinking smart thinking thick do start to like think outside the box right?

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So remember you live by the the laws and rules of the country that you live in. Right You need to respect that as Muslims we have to be people that upkeep those

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you know those those regulations, we have to maintain it we have to be an example to the rest of society. We shouldn't follow in the footsteps of people that are cutting corners just for the sake of our own personal benefit for our pocket. Okay, we have to be people that

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we might we might suffer a bigger financial loss and hamdulillah that's okay we know that if we're doing what's right Allah subhana wa tada will bless us with more.

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Okay, so now let's look at the items that a person is prohibited to sell. Okay, items which we are prohibited to sell. The first item that we're going to look at which is very commonly known amongst the Muslims is alcohol. Okay, it is not permissible islamically to sell alcohol. I showed the alumna and her said when the last verses of Surah Al Baqarah were revealed the Prophet sallallahu alayhi wa sallam went out and said

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trade in alcohol has been forbidden. So to buy to sell to transport to make produce, etc of alcohol is not permitted. What do we mean by alcohol? We're talking about intoxicants. Right? We're talking about beer wine, that intoxicated a person. Okay? There's a difference between rubbing alcohol that's used on a wound, and an alcohol that is consumed for the purpose of intoxication. Okay? Something that gives a person Zola, Lachlan, right? Or as we know how to write, it blocks the senses blocks the mind from reacting in the way that it's supposed to.

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So that is the first of the things that we know is not permissible islamically to trade. Now, we would assume that this is the first thing that any Muslim would know with regards to buying and selling. But I can tell you that there are Muslims who have made and continue to make millions off the sales of alcohol.

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Okay.

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So, I'm going to look at the questions afterwards because I want to stick to the topic and then we'll take questions afterwards inshallah. Tada. So, we know it's clear, right, it's super clear that selling alcoholic beverages is or trading doing trade in in the business of alcoholic beverages is not permissible. islamically

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however, we still do see Muslims, you know, trading. I know. You know, some of my colleagues have told me in one country in particular, the majority of the sale of alcoholic beverages in their country, it's an island country, right. So in their island country, the majority of the sales are owned by one Muslim, one Muslim, right, who owns the majority of I think the rights to sell or something like that the licensing and so on.

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Number two, or the second thing that we look at that is prohibited to sell and this is looking at certain animals, so carrion swine, idols, okay, these are not permissible to sell carrion, swine, idols.

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Jabir even Abdullah the Allahu anhu narrated that he heard the Messenger of Allah sallallahu alayhi wa sallam saying in Mecca during the year of Potomac during the year of the conquering of Mecca.

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He said, Son Allahu Allah who ascended them.

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Allah and His Messenger have forbidden the sale of alcohol carry in swine and idols. And then it was said or messenger of Allah. What about the fat of carrion for it is used to grease the boats, oil, the skins, and people use it as lights as in they use it as oil within the lamps that they're using to light.

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And so he replied some Allahu alayhi wa sallam and said no, it is forbidden. Let's take a step back.

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During the year of Fatah, mcca, the conquering of Mecca the Prophet sallallahu alayhi wa sallam said, Allah and His Messenger have forbidden the sale of alcohol, which we already learned, right? We just finished learning that. carrion. What is carrion carrion is basically the flesh of an animal that has already been dead and is decaying. So for example, if you're going through the jungle, or you're going through

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Kruger National Park, right, and of course, that's a national park. So there's, you know, laws that regulate that as well. But you're going through and you come across an animal that is dead and the flesh is starting to decay. Basically, it's a dead animal that's there. Is it permissible to take from that animal and to sell it or to even use it? Right and so the Prophet sallallahu alayhi wa sallam when he was asked, what about the fact the fact of carrion right which is an animal that has died and is they're decaying so they take it, they won't eat the meat, obviously, the flesh is decaying, but they'll take the fat from it and use it to grease boats. Right, they'll use it to oil

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the skin's right to rub on leather to keep it soft. And also,

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people use the oil in their lamps to have light and the profits on

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It was lm forbade that right to use it to sell it is not permissible. Okay. swine, swine, what is swine?

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pigs, right.

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So selling anything that is made from swine is not permissible as well. Okay, so swine, and it's sale or trade is not permissible and idols as well. Right people wonder idols, what does that have to do with anything? Well, it's not permissible. There are some how to like I have pictures. I have pictures of countries I've been to Kenya, one of the places we went to in Kenya.

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The

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what's the tribe where they jump? the Maasai, right? The Maasai tribes. So cattle, I went to the outskirts of

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Nairobi.

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And the marketplace there, you have 1000s 10s of 1000s of idols being sold, big ones, small ones, all different sizes, also in similar shapes and stuff like that. So Pamela, so many, is it permissible, someone might say, but I'm not worshiping anything, if someone buys it, and they use it to decorate their house or they use No, no, it's not permissible, not permissible. Okay.

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And we'll look at something shortly inshallah Tada. So these are things that are not permissible. People also will make

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idols out of bones. Some people will make idols or things to do with luck. Good luck charms. That's not permissible. Right. So like, the foot of a rabbit, right? I remember when I was a kid, that was like a very famous thing. You go into any store, especially dollar store, and they would sell like, the foot of a rabbit on a key chain, and it's a good luck charm. It's not permissible. islamically Okay.

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The next thing we'll look at is

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the trade of dogs. The trade of dogs is in purchasing a dog. Boom. So rudall and sloty are the ultimate and narrated that the Messenger of Allah sallallahu alayhi wa sallam said,

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Sorry, that the Messenger of Allah sallallahu alayhi wa sallam prohibited the price of a dog, the wages of a prostitute, and the earnings of a soothsayer.

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The Prophet sallallahu alayhi wa sallam prohibited the price of a dog, right to sell dogs.

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The wages of a prostitute Okay, what is earned from the prostitute and the earnings of a soothsayer.

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Someone who, you know like fortune tellers can let me read your palms, all this Hocus Pocus nonsense, right? That doesn't even know no reality to accept how dumb and [???] can and evil interaction with the shy Athene and Jin, you know those three things as mentioned in this hadith

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are hot on and not permissible.

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I know some people are gonna say but how are you supposed to buy a dog then?

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pick one up from the ASPCA for free if you need one as a guard dog as a guide dog or as a hunting dog.

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Alright, the next thing we'll look at is pictures of statues containing creatures with souls. pictures are statues containing creatures with souls. So even Abu Hassan said I was with him in a bus when a man came and said, Oh, even our bus of the llama and

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I earn my living from what I make with my hands. Mashallah very good. You earn a living from what you make with your hands. I make these pictures.

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Even our bas are on the line who said, I will only tell you what I heard from the Messenger of Allah, Allahu Allah, he was sent.

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I heard him say, whoever makes a picture will be punished by a law until he blows a soul into it. And he will never be able to blow a soul into it. And the men side and his face turned pale.

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Even I bet

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or the law said, What a pity. If you insist on doing such work.

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Then Nick things like this tree.

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That is everything that does not contain a soul.

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So I'm going to draw or carve things, right? You're going to draw or carve things. No, it's one thing to draw something that is not

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not realistic and it's another to actually do that, that looks like it looks realistic, right? It is in the same.

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So that is not permissible islamically as we know, okay.

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The next point we'll look at is dates before they become ripe.

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Okay, dates, or fruit in general, before they become ripe, and that's been malakut have narrated that the profits on a lot of them forbade the sale eights until their redness had become apparent. And the sale of date palms before the ripeness was clear, I

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was asked, What is its thickness?

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He replied, when they become red or yellow, when the date is growing off the tree, and it's, you know, just a little bud on the stem. That's when it's not permissible to know. But once it becomes bigger, and it's red or yellow, okay, and we know we got the red dates you bite into, it's kind of like biting into an apple. It's got the flesh similar to the flesh of an apple, still very bitter, right? But it's it's not entirely ripe yet, but that's when it's permissible, why it's taken its form. Okay, the fruit has taken its form, or yellow when it's drying a little bit.

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It's become ripe and now it's about to transition from the fresh fruit that it is into the ripe soft date.

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He also narrated that the Prophet sallallahu wasallam forbade the sale of fruits until they ripened and he was asked what is its ripeness? He said until they become red. The Messenger of Allah sallallahu alayhi wa sallam said, Don't you see that? If Allah keeps the fruits from ripening?

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How will you take the money from your brother? If you sell something to someone, I'll sell you the fruits that are going to come on this tree in you know, in the summer. Okay, I'll sell you all the apples that are going to grow on this tree and on these trees in the summer.

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What if no apples come?

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Then you sold something that doesn't exist? It's not there yet. Right?

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So that type of sale the profits on a long ladder usnm says Don't you see that if Allah keeps the fruits from ripening? How will you take the money from your brother? Like you? You shouldn't even feel like that's your money because you didn't give him anything or her anything you didn't produce anything for them to have. Okay.

00:32:53--> 00:32:56

And the last point that we'll take in sha Allah to Allah is

00:32:58--> 00:33:43

crops before grains become husked Okay, even our metal the Longhorn human I narrated that the Messenger of Allah sallallahu alayhi wa sallam forbade the sale of date palms until they ripened, he forbade the sale of date palms until they ripened and the ears of corn until they were white, and free from disease. So the corn right when it's white inside, inside, and it's just about to turn yellow. Okay, call us now. You know, if you take it off, it'll ripen and you can still eat from it right? So he says some Allahu Allah He was phenomenal. The Allahu anhu woman narrated that the Messenger of Allah sallallahu alayhi wa sallam forbade the sale of date palms until they ripened and

00:33:43--> 00:33:52

the ears of corn until they were white, and free from diseases. He forbade that for both the buyer and the seller.

00:33:53--> 00:33:58

forbade it for both the buyer and the seller. Okay.

00:34:02--> 00:34:33

Some people like fruit unripe so when the fruit is in its full size, basically, right when it's in its full size. It may not be ripe yet. Okay? It may be like we said the date that is still red or the date that is yellow, okay, or the fruit that has grown or the corn that is white, for example, but not yellow yet on the inside. Okay, so that is when the fruit is there. They're

00:34:35--> 00:34:41

hidden a little bit more, but from that point onwards until it's right, you can sell it Okay, buy it and sell it.

00:34:42--> 00:34:59

That's all it will take for today. inshallah we'll open it up for some questions. I was told the internet connection on Facebook is not the greatest. So just give me 10 seconds. I'm just going to open the door to my office. That should help a little bit inshallah. I had it closed because

00:35:00--> 00:35:08

They're doing the cleaning after Isha. And they come and vacuum all around outside my door, and it makes a lot of noise.

00:35:25--> 00:35:27

Oh, I forgot you guys are still here.

00:35:30--> 00:35:32

I was gonna get my chair, but I'll stay standing and Selma.

00:35:34--> 00:35:35

Alright, so I see

00:35:36--> 00:35:42

a good number of questions up here. Let me start answering some of them slowly.

00:35:44--> 00:35:59

Some of the questions if I noticed that we're going to be covering it later on in the upcoming chapters and stuff, I will try not to answer them now too, in order to save time. Okay. What is the line between short selling and competition?

00:36:01--> 00:36:03

So short selling is basically

00:36:04--> 00:36:06

selling off stocks.

00:36:08--> 00:36:19

What do you mean by competition? That's one thing I'm going to have to try and understand from what you mean by this, you know, short selling is selling something that you technically

00:36:20--> 00:36:26

you know, you you, you buy stocks? How am I going to explain it?

00:36:28--> 00:36:40

You're boring, sorry, you know, buying, you're borrowing those stocks in order to sell them at a cheaper price. And then when they appreciate in value, you're taking your profit, okay.

00:36:45--> 00:37:05

Sorry, you're boring those stocks, they're going to appreciate in value, you're going to sell them off, and then you will purchase at a lower price and return them. Okay. So short selling in itself is not permissible there as per your question, what's the line between short selling and competition?

00:37:06--> 00:37:13

not too sure what you're referring to with regards to competition. I might be my lack of knowledge in the stock market,

00:37:14--> 00:37:16

even though I've been researching it for some time now.

00:37:18--> 00:37:27

Okay, due to financial credit, availability, increased costs is not allowed. But does it also apply on product supply and demand?

00:37:28--> 00:37:48

Can we sell a $5 product for $10 for a later date, because there's no supply elsewhere. So at that later point in time, when there is no supply available, if due to supply and demand, the price goes up, you can increase in price because that's one thing that helps the market go up and down, right.

00:37:50--> 00:37:53

But it should not be an extortionate amount of

00:37:55--> 00:38:12

increase in price. Okay, so it shouldn't be super drastic or super high that people can't afford it. And they're going to be doing harm in order to be able to have that as we learned last week, okay. Can I bring my car over to get spark plugs changed? I'll bring cookies and

00:38:14--> 00:38:17

I don't have time. I don't have time. Mallesh?

00:38:18--> 00:38:48

Can we sell swine and not keep that money, but give it to charity? No, it's not permissible. So you wouldn't do it? Okay. selling the rhinestone is considered as selling idols. So yeah, some of the governments have realized that that's something that shouldn't be done. And no, we should not sell it. And I do consider that like selling a charm, something that people put their trust in other than a loss of handling data, which would not be permissible. Okay.

00:38:52--> 00:39:02

So Jasim, you asked me for when I'm done. I know he typed it while I was speaking. So when I'm done, done, and I close the live stream completely, and I go home,

00:39:03--> 00:39:04

the answer that then

00:39:06--> 00:39:28

the example you gave a product being $1,000. Now, but 1200, if you pay at a later date, Is this considered to be bought? I asked because anybody isn't allowed for both seller and buyer. So I'm wondering if this type of transaction isn't allowed for just the seller or the buyer to Yeah, there's, there's interest in it. Okay, this is a type of interest.

00:39:30--> 00:39:32

Basically, which is happening, sorry.

00:39:34--> 00:39:51

taking more from the person who owes you money at a later date. Okay. But we'll see. We'll look at interest later on in shallow data because there's specifics to it here. We're looking at someone who agrees to pay that amount now. Right.

00:39:53--> 00:39:58

Sorry, they agree they agree right now to pay that amount later on. Okay.

00:39:59--> 00:40:00

But what will

00:40:00--> 00:40:02

talk about this more when we talk about interest in Sha

00:40:05--> 00:40:26

Shan What about people who need to draw human anatomy while studying biology or drawing plants if they are botanist Okay, so if something is for the purpose of research or the purpose of study, then certain things can become permissible for that purpose alone. Okay.

00:40:27--> 00:41:02

Now remember we're talking about drawing in the full form. For example, if my hand is this big, then the drawing includes me with my hand that big and you know, all the fine details and stuff like that some of the scholars go further to say it's not just the drawing, it is the carving of it. Okay, so it is not drawing, it's creating a 3d image, a three dimensional image not a two dimensional image. Allah Subhana Allah knows best I like to stay away from all of it, okay, there's no benefit, then there's no benefit.

00:41:07--> 00:41:15

Fruit not to be sold till ripe can farmers make their year the agreements with customers suppliers beforehand and receive payment upon delivery?

00:41:16--> 00:41:17

So

00:41:21--> 00:41:25

we live we live in a country at a time and a place where

00:41:27--> 00:41:56

if you're not going to make an agreement in advance, you're probably going to be stuck with all that produce, right. And so, there are ways that you can work around it for example, coming up with an agreement but like you said the payment is made upon delivery, okay. So the payment is made so an agreement is there that you know, we will pay you X amount of dollars for y amount of supply, or produce and when it's delivered, we'll pay you for it. Okay.

00:41:58--> 00:42:00

What about selling swine flavored chips?

00:42:02--> 00:42:12

So if it's just flavored, but doesn't contain swine, then it's just flavoring that doesn't contain swine. Right? Which means it's permissible.

00:42:14--> 00:42:15

bacon flavored chips is that

00:42:17--> 00:42:20

are you addicted to bacon flavored chips?

00:42:23--> 00:42:30

aloe vera cheek? Okay, let me look for some questions here. Let me just move this aside so I can see that properly.

00:42:33--> 00:42:36

Make sure there's no questions above okay.

00:42:38--> 00:42:46

Kind of a side question. But could you please tell me if we should be reading a surah during silent prayers like ohana? Nasir?

00:42:47--> 00:42:52

Did you just ask me this in the masjid? Two brothers came and asked me this question.

00:43:01--> 00:43:03

Didn't we learn this in our chapters of prayer?

00:43:04--> 00:43:07

We did, we spoke about this. So

00:43:14--> 00:43:35

if you have the ability in the time to read something extra than sort of 230 in the prayers like that, and also to that are silent then play it. If you don't, that's okay. Recite Fatiha and the Imam you know recited whatever other sources or parts of the Quran, and that's sufficient for you. Okay.

00:43:38--> 00:43:42

Let me scroll up here because I'm pretty sure there's some questions here that I may have missed.

00:43:45--> 00:43:48

Some of you asking some interesting questions.

00:43:51--> 00:43:54

Okay, okay. Here we go.

00:43:59--> 00:44:22

Okay, what about gaining rent as a landlord from an alcoholic tenant? If your tenant is an alcoholic, then I would be worried about smashed bottles, broken walls, lots of yelling and screaming and arguments. And if you're referring to someone who's an alcoholic vendor,

00:44:25--> 00:44:42

then it depends on what percentage of how long is in their sales. But generally speaking, try not to have like a bar or anything of that sort in your property that you're renting out.

00:44:43--> 00:44:55

And wherever a person gets their income from, that's not necessarily your responsibility to to figure out.

00:44:57--> 00:45:00

For example, if you're renting an apartment, and

00:45:00--> 00:45:08

Your tenants are gambling and making their money through gambling and paying you that? Well, it's not really your responsibility to,

00:45:09--> 00:45:14

to find out where they earn their money from to pay you for the rent.

00:45:17--> 00:45:18

Some people like fruit, I

00:45:20--> 00:45:22

already answered that, okay.

00:45:28--> 00:45:31

Okay, so when it comes, sometimes we have an option to pay full

00:45:36--> 00:46:14

times an amount for 12 months, or if we want to pay in installments for six months. So it's x plus y amount. Is that also an interest? That's what we were just talking about, right? So if you're paying the amount plus a certain amount in order to pay overtime, that's when it's not permissible. If they're allowing you to have 0%, for example, like you're buying an item for $1,000, and they're allowing you to pay $100 every month for the next 12 months, then that's permissible, if they're asking you to pay $1,000.

00:46:16--> 00:46:27

Sorry, if they're if the item is $1,000, and they're asking you to pay $105, for example, every single month, for the next 12 months, and that's not permissible. Okay.

00:46:30--> 00:46:31

All right.

00:46:34--> 00:46:39

I see a couple more here, and then we'll end the session inshallah, because it's just about nine o'clock

00:46:46--> 00:46:48

is bidding halaal. For example,

00:46:49--> 00:46:52

for a house, there's bidding these days for same house,

00:46:53--> 00:47:17

different pricing. So you basically put your offer in, you're not really bidding in, in entirety, it's looked at as bidding, right? We call it bidding, but technically, what you're doing is you're putting an offer, and everyone else is putting an offer. Right, and you don't even know what the other people's offers are. So you put your offer through if your offer is accepted and hamdulillah if it isn't accepted 100 enough.

00:47:18--> 00:47:23

Flavors can be imitated invitation of Okay.

00:47:29--> 00:47:32

Is stocks permissible? It depends on the stocks.

00:47:34--> 00:47:36

Okay, it depends on the stocks,

00:47:44--> 00:47:53

new buildings and lot less privileged distance family members are living in it for free with our family permission, is it considered a set of kajaria giacalone.

00:47:54--> 00:48:14

So look, if you're doing something for others, whether they're family members or not, and you're providing for them, it's it's a southern cloud, no doubt. And if it's one that you allow them to continue doing after you leave, and that the purpose of that home, for example, gets used for housing people that are in need, and that would be considered a set of kajaria.

00:48:20--> 00:48:32

All right, we're gonna stop there and shot a lot of data. Because we'll probably keep getting more and more questions as we go along. And it is pretty much nine o'clock and I have to admit, I am shattered.

00:48:33--> 00:48:52

And I'm on my feet and I want to get off them. It's been a long day. been at it since nine o'clock this morning. You know, preparing for our youth program and stuff and now it's 9pm so it's been a good 12 hours of work and being here at the masjid.

00:48:56--> 00:48:58

So our last answer this one last question because

00:49:00--> 00:49:35

my wife typed it in and she says that our daughter is the one asking so she's asking what to do if someone is selling you something and saying that it is Hillel but it might not be and you aren't sure so if it's a Muslim and a Muslim is telling you that it's halaal then you consider it Talal okay if a Muslim is telling you that it's halal, then you consider that that is halal. Because you take the word of the Muslim Okay, the Muslim should not give to another Muslim something that is wrong, because they know that the Muslim is not allowed to have that so you take the word of the Muslim

00:49:36--> 00:50:00

does that come along or fade on robotica? level few come or some Allahu wa Sallim wa barik ala nabina Muhammad wa ala alihi wa sahbihi wa sallam just means that I will answer it in an insane in a few hustle Latina society what what I saw Isobel happy with the wasabi saga subhanak Alamo the huntik ila in the antenna store federal governor to Riddick was sent him or any come to life