Essential Fiqh Class – Sunday February 14, 2021

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Daood Butt

Channel: Daood Butt

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Bismillah al Rahman al Rahim al hamdu Lillahi Rabbil alameen wa salatu wa he was Salah, Allah and Avi Hill Karim Ali of todos Sala to attempt to slim rubbish off the Saudi way acidity Emily Wagner Nakata, Tammy Lisa Nef Gabor Kohli, my brothers and my sisters a set Mr. La Kumara to LA he robotic cattle. I hope that everyone is doing well in sha Allah Tada, it is Sunday, February 14 2021. And it is cold outside, it's Canada, there's snow on the ground. But it was a nice day Alhamdulillah it was minus eight degrees minus six degrees, something like that. And it was actually a beautiful day and I know for a lot of my friends and

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you know people I know around the world family as well who live in other countries are probably thinking like minus six man that's freezing, but when when it's winter, you'll take minus six over minus 30 any day. So Alhamdulillah

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you know, the day was, was was sunny and we we got to enjoy a little bit of

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more ideal weather, weather that was just nice and right for winter. And we asked Allah subhana wa Jalla to give us many more nice days and nights throughout the year in Charlottetown. I mean, shouldn't say in shut alone we asked a lot we should say mean, right when we ask Allah Subhana Allah we say mean

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so today inshallah we will continue

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our

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essential fit class, we started the chapter on business transactions last week. And we learned a few principles with regards to that we're gonna continue learning a few of those and then we might start some of the prohibited sort of business transactions are prohibited

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yet business transactions

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so we looked at what beta is, there is beta, which is

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sale, and then there's shutter which is to purchase.

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And we looked at how it's encouraged for someone's to, for someone to earn their own living and to work hard for it and not expect handouts, not expect people to give things for us for free in this life, right? We're supposed to, you know, hard and do our best inshallah.

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We also looked at how there's no harm in wealth in owning wealth or earning wealth and being wealthy, so long as we remain pious so long as that wealth doesn't get to our hearts and affects our own personal lives and makes us sort of be a certain way so don't let the wealth get to your heart earn it from this hand spend it you know, earn and spend, it comes in your hands, comes and goes but it doesn't get to your heart right. We also learned that the prophet SAW alongside of us and taught us you know that our our IT IS is written from Allah subhana wa tada and our soul will not be taken until our it is because he earned what we what we were supposed to earn in this dunya. And it is is

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not only money, sadly, we live in a world nowadays when we think it is his money, period. It is wealth in general and wealth can also mean health. Wealth can mean time, right? Someone has time until your time runs out, right? So don't rush things let things happen. But to be proactive throughout the process, okay.

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Today we're going to look at

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in the encouragement within Islam to be honest and warning, a warning concerning lying or cheating. Okay, we're gonna look at cheating as well. So Hakeem even has in a hacky moving exam,

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or the alohar I narrated that the Prophet sallallahu alayhi wa sallam said, the two parties have sale, right of a sale, two parties, and there's someone who's buying and there's someone who's selling we learned to bear and shut off, right? So there's someone who is buying, right and someone who is selling.

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The two parties have a sale still have the option of cancellation as long as they have not yet separated right and as long as the two of them are still within that same area of that transaction that took place.

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If they are honest with each other, then they will be blessed.

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In their transaction, if they concealed or lied, then the blessings in their transactions will have been effaced will have been nullified would have been removed by Allah subhana wa Tada. So in everything that we do we always of course ask Allah Subhana Allah to put Baraka in it right? We asked for Baraka we look for Baraka, what is Baraka? Baraka is not interest, okay? Baraka for some reason, sometimes people think, oh, but it's just Baraka, right?

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I put my money here and Allah gives me Baraka, no, that's interest. There's a difference between interest and there's a difference between Baraka

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but we're not going to talk about interest, okay, we'll talk about it when we get there because we're in the chapter where we're going to discuss it in a lot of data but

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in Baraka is an increase in something in terms of reward or in terms of itself, right, an increase in it, that is from Allah subhanho wa Taala. Okay, so for example,

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generally when I drink this glass of water, it's sufficient, right? Sometimes I might drink from the glass of water, and I don't feel as though it's efficient. I feel like it was not even full. And then other times you take sips and you take sips and you take sips and you think, Hey, wait a second, this glass of water is never going away, right? It's never ending.

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Or for example, and my wife was you know, talking about this the other day.

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You have a bottle of cream. Let me grab my bottle of lotion hand lotion, right.

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We have to be creative when we teach. So you have your bottle of lotion. Yes, I lose. I use this lubriderm men's three and one lotion. Very good brothers. Make sure that you use some hand cream. I know our spouses and children always complain Our hands are dry and rough. And then some of you Mashallah when I shake some brothers hands when COVID is you know, prior to COVID Mashallah you shake their hand, it's like, oh,

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you need to come do some work in my house.

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So, a lotion, right, let's talk about lotion.

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So, can you see inside the bottle of lotion Do you know how much is left? And you think to yourself, sometimes you're using it using it like men this bottle usually it lasts me, you know, a month, maybe two months, right? depending on how much you use and how big the bottle is. But some handleless sometimes you use it usually. And I came and we had the same bottle for like a year this thing's like never ending. So Pamela is Baraka, right? There's Baraka in it, Allah Subhana, Allah stretched it for you, he made it last longer, he put some higher, get some extra of whatever it is into it. So

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it's not interest. It's Baraka a there's a difference.

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So the Prophet sallallahu alayhi wa sallam said the two parties for sale still have the option of canceling out their inter their transaction with one another. So long as they do not separate, right? So long as they have not yet separated like they the business transaction came in mRNA. Come on buying this cream. I'm buying this cream from you for $2. Okay, here's the $2. You take the cream, you look at it, you read it, you're like, oh, wait a second, this isn't the right one, I'd like to return it or no, I want my money back. This is the right one, okay, find a loss here, you take your money back and go, that's fine. islamically. Once the money is handed over, the

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transaction is still not over. The transaction is over once you walk away and leave. Once you've left that area, then the transaction is over islamically Okay.

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Then the Prophet sallallahu wasallam says if they are honest with each other, they will be blessed in that transaction. So if there's honesty within it, why? Why are we looking at these two things that the transaction is not over until you leave? And if there's honesty in it, you might take it let's say it is

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let's say you're buying I don't know you're buying something? dates, right? This has happened to me. Okay, this has actually happened to me about two of them. I think it was two of them albums ago. I love it. What dates right my family loves it, what dates as well as the favorite date of the Prophet sallallahu alayhi wasallam. I don't really know anyone that does not like agile.

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That doesn't mean

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that doesn't mean that agile is the favorite date of everybody. Just it's a date that people like right?

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I got some agile dates. I think it was two of them. avanza go from one of the stores here in Toronto. And it was in a container that's you know, round and metal but the top of it had a clear you know, like a plastic opening, right so you could see

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The dates on the top layer. So I was like, okay, you know, I know dates really well because I lived in Medina for seven and a half years. And so I looked at the dates and I was like, Okay, these look like really nice ajwa dates, okay? And so I purchased the actual dates came home, and you know, opened it up and you know, started eating from those dates.

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And they noticed right under the top layer, the second layer, and below it was not even agitates. Only the top layer was ajwa. And the bottom layers, the bottom layer, I think it was two or three layers. Were not Hydra dates.

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So Pamela, I was really upset. And I thought to myself, this is exactly what the prophet sallallahu alayhi wasallam, you know, would teach the Sahaba of the Longhorn home, what, you know, the Sahaba, when they would go through the markets, they themselves would look through, you know, make sure people are doing the right thing and proper transactions, and so on and so forth. And so, for example, you purchase some dates, and at the time of the Prophet sallallahu, Alayhi, wasallam, it wasn't sealed in containers, like we have today, right? It was like, you know, you put it in a bowl or you have a basket or something you put it in, so you have the ability to move the dates around

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and see what's underneath. And if you gave the money, you purchased it and then you move the dates and you realize, Hey, wait a second, these are not actual dates underneath, give me my money back, then you have the ability to do that. islamically Okay.

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So that's why we're looking at these two things together. And they're mentioned together in the Hadith, because the Prophet sallallahu alayhi wa sallam says, if they are honest with each other, then they will be blessed in their transaction. So the person who sold those dates, if he's honest, and they're all Agia, he will be blessed in that transaction. If they were not agile dates, and it was something else and that person was basically, you know, cheating and doing something wrong and lying to the person who's buying by saying that these are agile, but they're not really agile dates, then, you know, then there's no barakah in that person's earning. There's no Baraka in that person's

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wealth. Okay.

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And then the Prophet sallallahu alayhi wa sallam said, if they concealed or lied, then the blessings in their transaction have been defaced or removed came arcobello been omitted from the alohar narrative that he heard the Messenger of Allah sallallahu alayhi wa sallam saying, a Muslim is a brother to another Muslim, it is not permissible for a Muslim to sell something defective to his brother, without pointing that out to him. A Muslim or a whole Muslim, the Muslim is the brother to their Muslim as in whether brother or sister as Muslims, we are brothers and sisters to one another, right?

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And the Prophet sallallahu alayhi wa sallam mentions it is not permissible for a Muslim to sell something defective right to his brother.

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Now I know some people are saying, Well, is it permissible to do this to a non Muslim? No, it isn't. The Muslim is honest with with with people, right? It is not permissible to sell something defective to his brother without pointing it out to him. Now I'm going to bring the example of a used car. How many times have you gone to buy a used car? And there's things about that car that the owner knows of? But doesn't tell you? Lots of times, right? It's happened to me, I'm sure it's happened to you. where things are,

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on the surface seem really, really good. Okay.

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And yes, Reza, you're absolutely right. And that's why, you know, some people ask me, didn't you go back to the store and complain and so on? Well, it's a complaint that needs to go to the company that sold or that imported those dates, right from another place. Because yes, the stores do not know. And sometimes it gets stuck in that. And now I'll make it easy, right. But of course, the store should be made aware of it. Right. I don't think it's the fault of the people of the store. I think it's the fault of the company that's importing or producing packaging those dates. Okay. So when it comes to car sales, I think every single one of us has been through somewhat of an

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experience or has known someone who's gone through an experience of purchasing a car and I like to use the car as an example, because I am technically a auto technician, right an automotive technician. And

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I know that not only in the sale of used cars, there's a lot of

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secrecy, even in the repair industry, of cars, their secrecy. And what I mean by this is, for example, you take your car into a dealership and you say my brakes are squeaking. All you need to do really is spray some brake cleaner in there, cleaned it up a little bit, grease it and you're good to go. But there'll be like you know, this is an

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opportunity to upsell, we are going to sell the client some new brakes. So they turn around and they say, Well, it seems as though you're going to have to change your brakes, you know, you've driven X amount of kilometers with it now, and we suggest that you change your brakes. That's not necessarily the reason why your brakes are squeaking. And I'm not again, I'm not telling you, you know, disclaimer, please go to a licensed automotive technician, mechanic shop wherever you want to go to, to get your car advice, okay, I'm using this as an example. Okay, this does happen. And it did happen, and I think continues to happen within the industry. It's called upselling. And in fact, it

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does happen. I was talking to a sales person at one of the dealerships last year. And he was telling me, he's like, you know, this still happens. And you know, it's better for people, especially if you are,

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you know, leasing a new car or something to digital, then, you know, he told me what he told me. And I'm just not going to say too much, because I know the industry is very much a lot about a coma. So

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and I'm broadcasting live, right? So

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yes, there is a difference between upselling and inappropriate sales. But let's let's look at it. So upselling is like saying, Hey, you know what, you've driven X amount of kilometers, it might be wise for you to change your brakes right now. Or they will come and say, Oh, you know, your brakes are squeaking, you're gonna need a new brake job, it's gonna cost you this amount of, you know, dollars and so on. And then what happens? Well, you know, in order for us to change your brakes, it's a four hour brake job, one hour per break, one hour per breaks, Pamela Asha, lots of work a lot, one hour per wheel. That's amazing. I wonder what kind of car you drive.

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For a technician who's doing brake jobs all the time, unless you're having some really serious, sophisticated, awesome car, you know, really shouldn't take you that long to do breaks, or the technician has absolutely no idea what he's doing. But what happens is, they put a time frame on it, right. So they'll say, for example, the average brake job is two hours, but the mechanic you know, can get it done in one hour, but we're still gonna sell them two hours of labor, okay, or three hours of labor. Okay. And so they want to actually time how long it takes to do the brake job and charge you for that what they do is they have a default sort of chart that they refer to and say,

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Okay, here you go. So the brake jobs on your car, this model make and so on will cost you this amount of dollars. This is how long it takes to do the brakes. The mechanic might finish your brakes in an hour and a half, but they're still going to charge you for three hours of labor. Is that honest? No, it isn't. Right? Did they put three hours of labor in they use the extra hour? to maybe, you know, clean your car, do some detailing buffet, shine it, polish it, wax it? No, they didn't. They quickly did the job, push the car out, brought another car in and charged someone else during that time that they were working on your car as well.

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May Allah help us right?

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So these are certain things that you'll find in different parts of the world, different places where you know, people take advantage of others, and will, you know, make money that they might they might get the money out of your pocket? Right? You might pay them but is there going to be Baraka in it? Is there going to be you know, higher in it? And will goodness come from that wealth or not? That is between that person and Allah Subhana what's

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the next thing we're going to look at is an encouragement to be easygoing and compromising when buying or selling

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job if you've been abdillah, or the long run narrated that the Messenger of Allah sallallahu alayhi wa sallam said, may Allah have mercy on the one who is easy going and generous while buying while selling and when demanding his rights or her rights. Okay, so jaggery bin Abdullah of the Aloha and he says that the Prophet sallallahu alayhi wa sallam said, or the Messenger of Allah sallallahu alayhi wa sallam said, may Allah have mercy on the one who is easy going okay? and generous while buying while selling and when demanding his rights.

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So may Allah have mercy on the one who is easygoing? The one who is more relaxed, the one who is a little bit laid back when buying something. They're not going to be so greedy and stingy, and be like, you know, bargaining constantly, right? What's that word? No, haggling, right? No haggling. You see that on the taxis in Malaysia. Right. Anyone here from Malaysia, you'll know exactly what we're talking about. No haggling, right. So you don't go over to the taxi driver and say

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I'm gonna you know what, just instead of charging me 30 just take me there for 25, right and don't put on the meter don't pay, you know, the extra fees to the company. I'll just give you 25 put in your pocket and that's the end of the day, right? Or the end of the deal. It's kind of like that's, you know,

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something that we are discouraged from doing within Islam in the sense that I'm not saying the haggling is or negotiating. Right? negotiating is not something that is impermissible. But what is impermissible is taking advantage of it where you lowball someone and you say, hey, if you don't take me there for this price, then I'm going to report you because of this and that and something. Whoa, whoa, whoa, now you're like almost blackmailing the person. Okay, so the Prophet sallallahu alayhi wa sallam encourages that we are easygoing and he makes do out for them that Allah have mercy on that person.

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Rather than him or him to lie to everyone who gave Santa Monica Santa Monica to lie over cattle. So May Allah Subhana. Allah, Allah have mercy on the one that is easygoing? The one that is generous. Okay, so

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the one who is, is, you know, in purchasing something is going to give it a bit more as well. Anything can give a little bit more, you know, they can be like, you know what, I get some good service from you. Here's a tip, right? Here's a little bit more for you. Not like, oh, how much is it? $32.46. Okay, here's $32 and 42 and 46 cents.

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Give the person a little bit more, make them feel happy, right? Make them feel good, especially if something's on sale. As you know, what some kind of law Yes, as, as human beings, we always want things that are on sale, right? We always want to save some money, especially because we live in a world that is very commercialized a world that is very materialistic, and a world that is very capitalistic, right. And we also struggle to make ends meet, we struggle to make ends meet. But for those that have a little bit extra, or we're getting something on sale, usually something is a regular price, $100 you're getting it on sale for $50. Can you give a few extra dollars extra?

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Right? Can't you do that? And usually we don't, right? Especially if you're buying a product, there's no way of doing it. Okay, sometimes there's no way of doing it, I understand that, for example, you go to a store to buy some clothing, you want to buy a shirt or something. And, you know, there's there's a specific barcode on it, it's scanned, you get that, and you tell the person at the cashier, you know, I just $50 charge me 55 they're like, I'm sorry, I can't do that. There's no way like why why do you want to give my company more money? People will say that, why do you want to give them more money? Save your money, sir. That's what they'll tell you save your money, sir.

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But if there's a spot for maybe a tip, then you can give them a tip. Of course, we have to declare everything this is Canada, right? We declare taxes and so on. But you know if you can give them a tip, so it happens a lot at restaurants, right? Especially now when you have like Uber Eats and you have Uber, right and skip the dishes and all these different

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food delivery places. Or even if you're not ordering through the food delivery, like you're ordering pizza hut or dominos, and you know that the driver from the restaurant is coming. Give them a tip. I used to be a pizza delivery boy, I know exactly how it is when you go deliver pizza at someone's house and they don't give you any tip. You go there the pizza is 1999 with tax, right? 1999 for example or tax on food. Yeah.

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So the total amount is 1999. You get to the door, they give you a $20 bill like where's my cent? Are you for real? In Canada, nowadays, humbler? We have no pennies. So the driver gets a one cent tip. Right But back in the day, when I used to deliver pizza when I was in high school, right? So have a low we still used to use pennies, and I had this pouch that I would keep all this change in and I would give people and the people that were like super greedy and stingy like, out of line. Like I drove all the way over here and it's like snowing like crazy and you know, wear and tear on your car and that's how I give some tip. Right. So from from that experience in life, I realized the

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importance of tipping the importance of tipping.

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What is that tip that tip is considered a sadhaka something good that you do for the sake of Allah subhana wa Adana that you share with someone else to make them feel good. Right, you're motivating them to feel good.

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I'll take all the questions afterwards inshallah I don't want to pause in between.

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So be generous, right? The Prophet salallahu alayhi wa sallam tells us to be generous we looked at

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in in our class on Friday, we're now talking about hospitality. Right? So hospitality how you're supposed to take care of your guests. And and the importance of being generous. Okay, so the Prophet sallallahu

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selam says, may Allah have mercy on the one who is easy going and generous while buying while selling. So when you're selling something, right, we spoke about buying What about when you're selling? Well, when you're selling you see someone might not have or, you know, maybe they can afford it, they're really looking around at the products that they have, that you have that you're selling. And they're like, I'll take the cheaper one because they can't afford the more expensive one, you know what, maybe sell them the more expensive one at the cost of the cheaper one, right for the price of the cheaper one. So you're giving them something better in value.

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at a lower price, they feel good, they will come back and they will buy from you. Right? They'll come back and buy from you nowadays is all like part of marketing tactics, right? buy from me and give us a review and you get this discount or you know, stuff like that. So be generous and easygoing, while buying selling and when demanding his rights when someone is demanding their rights now

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demanding rights within within the business transaction. But I also want to link this to marriage. Okay, when demanding rights in general, sometimes when people are going through a divorce.

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Or you know what, before they're even going through a divorce when people are just discussing their marriage and some of the problems that they have within their marriage. You'll notice that at times.

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People will will say, Hey, you know what,

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he doesn't do this for me, she doesn't do that for me, and he doesn't fulfill this, she doesn't fulfill that and so on and so forth.

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Be generous. Be generous, especially with your family. The profits on the long run early us alum was the best to his family, right? Can if you hit it early, the Prophet sallallahu alayhi wa sallam was in the edma What is figma those of us who grew up in a in a data irlo mother I saw sort of setting we know exactly what sigma is right? You have to serve the food and clean up after yourself and do this and do that all of these things are part of the Sigma that's going to be done right which is serving doing something extra working right. being busy in helping others assisting others serving others cleaning up after others right cleaning, cleaning the toilets, right that was something we

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were trained to do clean the toilets have a lot all of these things are

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and yeah, I'm gonna say this to all the parents if your teenagers are not cleaning the toilets and there's something wrong right train your teenagers to clean toilets.

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And I know some of you will be like why is he even talking about that when we're talking about business? Because it will humble your teenagers and don't say oh you know when they get older beta will do it when they get older no no beta in doing it when he gets older if he's not learning to do it now beta is gonna turn around and say

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Begum

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clean the toilets Hey and poor Begum is gonna you know be told what's what's what's the word for wife? Is it bigger?

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Is that Punjabi?

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I don't know. Is that Punjabi? I don't know. I have we have this rule in our house. Do not call my wife Begum.

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Because my dad calls my big, big.

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Yeah, my mom, his wife.

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Huh?

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Oh, yeah. My dad calls his wife, my mom, BB.

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BB, G. All right.

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Okay, so I don't know why I was even talking about Oh, yeah. So what happens is you don't train beta, right? Or even baby to clean the toilets? Then who's gonna clean it for them when they get older? All right, so train them you know teenagers are too too soft, too cushy right now they have everything too many luxuries, right? You want an iPad? Well, you're gonna have to pay for it. You got to clean toilets for five years.

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So those are the things that somehow we need to train our youth to do in sha Allah hotel. Okay. It will humble them and they will notice and recognize the importance of the work that people are putting in the hard work that people are putting in when they are running their business and selling them a product in the future or serving them. You know, their food at a restaurant like a waiter or waitress, you know, our children inshallah will recognize the hard work that goes in behind the scenes and they will treat others better in sha Allah inshallah. Tada.

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All right, let's move to the next point. the excellence of giving respect to one inch draped in circumstances as in someone who's going through difficulties, someone who's going through hardship. But what about all the longer and narrated that the Prophet sallallahu alayhi wasallam said there was a trader who used to deal in credit with people. So there was a person who was doing business that used to give credit to some of those who were buying from him or her. Okay.

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So, is that permissible? Yeah, it's permissible, you can tell the person, that's fine, you take the goods from me now and you pay me later, right? They might say, I need to buy wholesale items from you, okay, I'm gonna buy wholesale dates, or wholesale wood, right wood to burn to make a fire to cook food. And they will turn around and sell it in smaller packages at a little bit of a higher price, because now you're packaging it, it costs more, or they'll deliver it. So there's a delivery fee, and so on and so forth. So they'll make profit off of selling back the wood that they bought off of you or the dates that they bought off of you.

00:30:38--> 00:31:20

And so they'll mark up the price a little bit, they'll make their profit from that profit, they will go and pay back, you who sold them the product in the first place. So credit, right? Nowadays people say oh, credit is how long? Wait a second, there's a difference between why credit nowadays is or using those credit cards, you know, could be impermissible and we're not going to talk about that tonight. Okay, so why is that something that's problematic? Well, because it's linked to the interest that is charged if a payment is not made on time. Listen to the rest of the Hadeeth now. So what I have out of the ordinary is that the Prophet sallallahu alayhi wa sallam said there is there

00:31:20--> 00:31:38

was a trader who used to deal in credit with the people. If he noticed that one of the people he sold something to was in a straight into a difficult circumstance, he would tell his boy, as in the one who's working with him,

00:31:39--> 00:31:46

excuse him so that Allah May overlook and forgive our sins for us.

00:31:48--> 00:31:52

Therefore, a law overlooked his sins and forgave him.

00:31:55--> 00:31:59

What a beautiful lesson from the Prophet sallallahu alayhi wa sallam isn't it?

00:32:00--> 00:32:12

So let's go through it. There was a trader who would sell things to people and put them on a tab, right as in, they would pay back later credit. Okay.

00:32:13--> 00:32:56

And he noticed that some people that were buying from him, were not able to pay back the money at the time that they had promised to pay back. And so he would tell the employee of his right, that was working for him, just pardon that person, either, you know, let them pay at a later point in time, or just forgive them of it, right, remove their name from the list, they no longer have to pay that money back. For it may be that Allah would overlook our sins and forgive us. And so the Prophet sallallahu alayhi wa sallam said, because he did that, a lot overlooked his sins and forgive him.

00:32:57--> 00:33:06

Subhana Allah, see how important it is sometimes to let go of little things? What do you see people doing nowadays? Nowadays, you go to the store.

00:33:08--> 00:33:30

And you purchase something using cash, which is something that people rarely use now due to COVID. Right, but you buy something with cash, and the person was supposed to give you back $4.52. But instead, they gave you back $4.75 you got an extra 25 cents.

00:33:31--> 00:34:04

You look at it, you're like, they don't know. Put it in my pocket. Yeah, I got an extra 25 cents run away, right. And we pretend like we didn't notice we knew. But we didn't notice, right. And I know because growing up, I felt that and I was like, wait a second wait. islamically now we're supposed to give it back. It's like Alright, fine here. Here's the 25 cents. I'm using 25 cents as an example. Because yes, there are some of us who will stoop that low. Right? Who will stoop really low and say, You know what, even 25 cents. It's mine. It's Baraka from Allah.

00:34:06--> 00:34:18

And they'll put it in their pocket and walk away. But sometimes it's $5 sometimes it's $20 sometimes $50 I remember once I was making a transaction and $100 difference, I was like, Whoa, there's $100 here that in mind.

00:34:19--> 00:34:37

This isn't my $100 so Pamela so you have to be really, really honest. When when dealing with people. That's the way the of the believer, the way of the believer, the one who follows Muhammad sallallahu alayhi wa sallam and submits to Allah subhanho wa Taala. Allah will

00:34:38--> 00:34:59

will not be greedy with something so small, and I'm mentioning this on the flip side as the one who's receiving right usually the one who's receiving their change. I purchase I paid for it. So they're giving me a discount. No, but what about the person who's selling something and waiting for others to pay back? Now? Is it your right to get back what you

00:35:00--> 00:35:15

What belongs to you? Yes, it is your right. And you can go and get it. Or you can defer it to another time and say, You know what, pay it back to me in installments, pay it back to me later on when you're able to, and so on and so forth. But if the person is, you know, really in a difficult position,

00:35:16--> 00:35:29

and you have your finances, and you have your, you know, your wealth, enough to look after yourself and your family and what you need, and so on and so forth, and you want to forgive them of it, forgive them of it, because it's better to be

00:35:30--> 00:36:10

in a position where Allah Subhana Allah is Forgiving our sins, than to be in a position where, oh, I got my wealth back and I'm good, I'm wealthy, no, forget about that person who cares, right? We would rather be forgiven from Allah subhanho wa Taala and benefit in terms of forgiveness than to be benefiting in terms of money, because our money will stay with us in this dunya but our deeds will go with us in the US. So if we benefit, it's like a business transaction we're making with a loss of Hanoi to Allah because of a business transaction that we that we made with someone on Earth. Right? If we benefit someone on earth and let them go, or forgive them of it, or pardon them of it or

00:36:10--> 00:36:15

lessen the amount they owe and say, You know what, you owe me $50 Just give me 40

00:36:16--> 00:36:34

right, just give me 25 that's fine, don't worry, forget the rest Allah Subhana Allah, you know, will bless you right? May Allah bless you with goodness and heighten increase here it is, right make do out for the person. Right, don't make them feel bad, make them feel good, right that you are happy with them and that Allah subhanho wa Taala is happy with them as well.

00:36:36--> 00:37:26

The next thing we'll look at is the prohibition of deception of whatever of the law and narrated that one time the Prophet sallallahu alayhi wa sallam passed by a man who was selling green, he was selling grains, right grain, you make wheat from the grain. The Prophet salallahu alayhi wa sallam put his hand into the grains. And he found that he was concealing a defect, as in the person was hiding something bad, like lower grade grains or a grain that was not of the quality that the person was selling for in terms of the price, right. So for example, it's like you go to Medina nowadays and you want to buy dates, Agia dates, you'll find the medium grade ajwa dates will go for

00:37:26--> 00:37:31

approximately 80 miles a kilo, but then you'll find the

00:37:33--> 00:37:51

actual allia, right, that will go for about 120 130 miles per kilo, okay. And sometimes even more, depending on now the size of the of the date, if it's a little bit bigger, it'll go for a higher price if it's smaller to go for a lower price.

00:37:54--> 00:37:57

So sometimes

00:37:58--> 00:38:29

what people could do, and I mentioned this before, is put the lower grade ones on the bottom, they're selling ajwa the top is I draw the bottom is not like the example they gave before. Now the top is Adra. And everything underneath is agile as well. But the top are the bigger ones. And the bottom are this smaller ones. Okay? And so you see the nice big ones on top my shot lots of love to give me those ones, right 120 $130 per kilo, let me buy those and you buy it.

00:38:31--> 00:39:05

And then you realize in the bag, there's all these teeny tiny ones or ones that are from like, you know, early in the season that were already starting to dry and stuff like that. So that's an example of what happened during the time of the Prophet sallallahu alayhi wasallam where, in this hadith it says the Prophet sallallahu alayhi wa sallam passed by a man who was selling greens. The Prophet sallallahu alayhi wa sallam put his hand into the greens and found that he was concealing a defect. The Messenger of Allah sallallahu alayhi wa sallam then said whoever deceives us, sorry, whoever deceives is not from us.

00:39:08--> 00:39:09

Manifest Chanel, Felisa mean

00:39:11--> 00:39:31

Prophet sallallahu alayhi wa sallam teaches us that when we cheat, when we take from what is the rate of someone else, then we are not following the way of Mohammed some of our ideas and we are not from the people who follow his way. Right? So

00:39:33--> 00:39:39

be careful of that. If you promise someone that certain quality you sold someone something for example,

00:39:41--> 00:40:00

you know, your your bathroom faucet, right needs to be changed. And the person says we're going to put into motion faucet right Moen faucet, which is a little bit higher grade or higher quality and they come to do it and they change it they put a faucet and they put a brand new faucet in it looks identical

00:40:00--> 00:40:25

to it, but it is not the company or the brand or the quality that they promised you but they sold it to you and put there that this is the cost for this one. Now you selling me a lower quality faucet for this same price as the higher quality one doesn't make sense, right? It's not right. And so islamically that's not permissible. Okay, it's not permissible for us to do that within the deen.

00:40:31--> 00:40:33

We'll stop there and shout Allahu taala.

00:40:35--> 00:40:47

Actually, we'll take one more, we'll take one more. This is important and it's short and sweet. encouragement to seek one's livelihood early in the morning. Okay, we'll end with this in Charlottetown. And then we'll open it up for q&a,

00:40:49--> 00:41:23

sacramental comedy or the Aloma and said that the Messenger of Allah sallallahu alayhi wa sallam said, Oh Allah bless my nation, in its early hours, bless my nation, in its early hours. As in there is clade. There is Baraka. There is goodness in doing things early in the morning, whatever it is you're going to be doing. If you're going to be memorizing the Quran, do it in the morning, if you're going to be doing your business, do it in the morning, right? You know, trading, do it in the morning.

00:41:24--> 00:41:32

You know, there there is goodness in the morning. So the Prophet sallallahu alayhi wa sallam said, well, Allah bless my nation in its early hours.

00:41:34--> 00:41:37

What's that saying? Early Bird takes the worm.

00:41:39--> 00:41:42

And that's important within our Deen, right?

00:41:43--> 00:42:10

May Allah subhanho wa Taala increase us in the knowledge of the deen and allow us to do what is right and not to cheat from others and not to take the rights of others away? Allah subhana wa to Allah grant us the best of this dunya and the best of the mean, we'll open it up for some questions now in sha Allah to Allah and the questions could be about anything, they don't have to be about the topic, specifically that we're covering tonight.

00:42:19--> 00:42:20

All right.

00:42:22--> 00:42:23

Just put this aside.

00:42:31--> 00:42:36

Okay. So I notice that there were some questions that were written, let me

00:42:38--> 00:42:40

let me just get to that and Sharma.

00:42:58--> 00:43:00

Question for later.

00:43:01--> 00:43:06

Jim, for instance, we were told a particular Cadillac cutera transmitting

00:43:07--> 00:43:30

transmission repairs to ours Cadillac CTS would be 1.5 hours selling cutera service hours for CTS ours would be unfair. However, if a service center keeps a standard rate of higher hours, two hours for any type of car for that particular service. Is that fair practice? So what I would suggest here

00:43:31--> 00:43:34

is good question. What I would suggest is

00:43:36--> 00:43:37

that the

00:43:41--> 00:43:44

the garage, right or the service center

00:43:47--> 00:43:51

puts a set amount of time as a default, right?

00:43:53--> 00:44:00

And uses that for a generalization. And if the technician finishes the job in less time,

00:44:02--> 00:44:54

then they charge the customer less for it. The technician has some pressure on him as well or her he or she has to either finish the job within the time or the company that they work for is going to be upset with them. So they need to keep a certain pace. The problem is sometimes some shops will now take advantage of their workers and force them or squeeze them into this is now an internal issue that falls within the same chapter within the same topic, in fact that we're discussing is that the owner will force the employee to work at a really high or fast pace, probably leading to sloppy business or sloppy work being done in order to finish up a job and push out more more cars or more

00:44:54--> 00:45:00

production, right. So what I suggested was for instance,

00:45:00--> 00:45:01

If a company

00:45:04--> 00:45:18

sets a specific amount of hours, let's say two hours to do a certain job, but they finish it in an hour and a half, then charge the customer for an hour and a half. And how does move on you're taking in another car during that time, for example, and you know, you're making your money from them.

00:45:20--> 00:45:24

All right, let's see. What other questions can we go to?

00:45:27--> 00:45:33

Did I get tickets? parking tickets or wrong turns while delivering pizzas?

00:45:34--> 00:45:46

No, I I got tickets once. But it was tickets due to me being Muslim, I think, because it was not fair. What happened to me?

00:45:47--> 00:45:48

And,

00:45:49--> 00:46:37

you know, for the most part, the good thing about pizza delivery guys or girls, right? People, pizza delivery people we could say because it could be a man or woman is that they tend to have a good relationship with the police officers, especially in a small town. So we lived in a town of 60 people or a city of 60 60,000 people I should say 60 65,000. And all the police officers pretty much knew me. First of all, because there were only at the time, maybe not even 10 Muslim families that were living in the city. So we were all pretty much well known by the police officers, and the police chief lived on our street. So he knew us growing up.

00:46:38--> 00:46:39

And

00:46:40--> 00:47:15

yeah, so in terms of parking and stuff like that, no, because whenever police officers would come into our restaurant, they would get free slices of pizza, out of courtesy, because they are serving the community. And we should always serve those who serve others, right. So we would always give them free slices of pizza whenever they would come in. So they knew when we were on the road. And hamdulillah. You know, one thing that's important is as a believer, we shouldn't break the laws as well. I don't like you know, parking in places. I'm not supposed to park I don't like breaking the law. And so hamdulillah I was never faced with you know, any of those issues.

00:47:27--> 00:47:41

Question here? Do I get long weekends? I didn't know today was a long. This was a long weekend until today. Pamela? I think it was, yeah. Today someone was pointing out that it's Family Day weekend. And I was like, oh, tomorrow's a holiday. All right. Cool.

00:47:44--> 00:47:48

No, I generally don't get long weekends. I don't really get weekends,

00:47:49--> 00:48:07

either. But that's another story. Do you do mortgage for your house? As once I was at Bank and offered savings account with profit of interest, and they refuse but the lady at the counter told me you all those guys with beards, they all have it.

00:48:09--> 00:48:56

So that's interesting, because now you're trusting some person who works at a bank who's trying to make a sale to you. Thinking that that person is her job, as in that person knows everything about everybody, right? That person who I don't know their name somehow knows my name, and everyone else with big beards, you know and knows exactly what we do. I'll be honest with you. No, I do not have a mortgage for my house. In fact, I don't own a home. I don't plan on owning a home and especially not with a mortgage. If I can afford a home I will buy a home and pay for it. But I do not own a home and I do not pay a mortgage May Allah subhana wa data protect me from that and protect all of us

00:48:56--> 00:49:00

from you know having to deal with interest. I mean

00:49:02--> 00:49:07

that's interesting. The person that the bank is telling the employees all people with beard take

00:49:10--> 00:49:16

whose bank isn't who's a person I need to go talk to them. Director of Outreach I need to put my foot down

00:49:20--> 00:49:22

bearded people take mortgages

00:49:27--> 00:49:44

so if any of you on the Instagram over here on my personal Instagram wrote in a question earlier type it once again but it just someone has requested us to purchase a product but it is a non halal product with the person buying it for another person get bad deeds

00:49:45--> 00:49:54

of that has seen it depends on what the product the non halal product actually is. For example.

00:49:57--> 00:50:00

Well, first of all, we shouldn't encourage any

00:50:00--> 00:50:10

To purchase anything that is not halal, but you know, your neighbor asks you to buy them something from the grocery store that we as Muslims can't eat, it might be

00:50:13--> 00:50:59

some kind of cookies that have gelatin in it. Right? Is that something that we are not allowed to buy for them? No, because, first of all, you're not using your money, most likely you're using their money as and they're gonna pay you back for it. But even so, there are certain things within the deen that we are allowed to handle. And certain things we are not allowed to handle from the things that are not permissible for us to consume. So it is not permissible for us to handle alcohol, to buy alcohol to sell alcohol to drink alcohol to trade alcohol to transport alcohol and stuff like that. But for some other products, it would be permissible for example, you're transporting your

00:50:59--> 00:51:08

truck driver who's transporting meat from a from a farm, right? a slaughterhouse or about 12.

00:51:10--> 00:51:34

And you're driving it from the farm to the meat store or the butcher shop or even the grocery store. Is that how long? No, but is that is that meat from the animal that was not slaughtered? halaal? How long for you to consume? Yes, it is. But it's not how long for you to handle it. Okay, you're just not allowed to consume it. So it depends on what it is okay.

00:51:36--> 00:51:50

selling insurance for a product when your job is to sell the product but you also are required to pitch insurance. Secondarily, I always encouraged to stay away from that. Okay, Shawn, always encouraged to stay away from it.

00:51:53--> 00:52:06

Because insurance it's a topic on its own right. So I usually discourage you from doing that. I know that sometimes there's extra earnings in it but

00:52:08--> 00:52:18

our IT IS comes from Allah subhana wa tada Okay, so where we do something right for the sake of Allah we end up benefiting from Allah subhana wa tada somewhere else.

00:52:21--> 00:52:37

Question here, I don't do mortgage but my family and friends they all have nice houses with mortgage sometimes I want to have a house as I am paying heavy condo fee. Please pray for my steadfastness. I mean, and please pay for my well, because I know the school district.

00:52:39--> 00:52:46

So May Allah, Allah put Craven Baraka in your wealth and your earnings and allow for you to

00:52:48--> 00:53:02

allow for you to earn more and to pay less. And sometimes what I would say is if you can't afford to live, where you're living, then move to a place or an area that you're able to

00:53:03--> 00:53:04

afford.

00:53:05--> 00:53:33

Yes, I know. And like you said, you know, your family and friends all have nice houses. But those houses are on mortgage. Again, first of all, I don't like to generalize alumnos best who's using a mortgage and who is using, you know, the Islamic financing and who just pays their house cash. Everyone has their own, you know, private life that they're entitled to, that's between them and Allah subhana wa Tada. So I don't want to generalize.

00:53:34--> 00:54:14

But yes, other people have things that we don't, and I have friends as well, who own houses, very nice houses, and they never, you know, use the mortgage, they haven't managed to purchase their houses in ways that that were highlighted that are permitted. islamically does that mean just because they have it I should desire to have that to know Allah Subhana Allah didn't bless me with the amount of wealth to be able to afford that hamdulillah I mean, I'm not going to chase after it. Our life should not be based around what other people have. Okay, you shouldn't live your life because other people live that way. So we need to live that way too, right? We're not the Joneses,

00:54:14--> 00:54:39

we're the Muslims, right? We're the arriba de la vida de Rahmani Latina am Shona, LL of the honer, the worshipers of Allah subhana wa tada they walk on this earth when they carry themselves, they carry themselves with humidity. If we can afford something, we afford it if we can't afford it, we don't afford it, right? We don't buy it hamdulillah. So

00:54:40--> 00:54:53

if you can't afford to live in a certain place, then move. Look into moving, right look into relocating. And I know sometimes it's hard and is difficult, but you might be happier when you relocate. Allah knows best.

00:54:56--> 00:54:59

A friend with beards thinks that it's okay to get child benefit.

00:55:00--> 00:55:12

For six kids, but what is it with you guys and people with beards? He tried to make it seem like people with beards are bad. I'm gonna, I'll take that question in a bit. Let me look over here because I think something came in over here first.

00:55:15--> 00:55:50

When do you think the mustard will open back up? In sha Allah Allah, we're hoping that the mustard will open up soon we have a meeting tomorrow to look into it. And we'll let you know by tomorrow evening in sha Allah Tada. Shawn says, Is it permissible to put money into employee match group TFSA accounts invested in stocks that are not compliant with guidelines of a low fee? Okay, so a low fee is a good basis to use. Okay. For those who don't know what ao V is, you can google it a Oh, F F phi. Okay.

00:55:52--> 00:55:55

It's basically Islamic finance.

00:55:58--> 00:56:25

Scholars who've written about Islamic finance. And I'm glad Mashallah that, you know, some people know of it. So group TFSA accounts, investing in stocks that are not compliant with guidelines of elfi. What I am going to say here is, Shawn, look into certain things specifically, right. And we can even discuss offline chat a lot, because we don't want to get into you know, in depth things about things that other people are not interested in right now. Right.

00:56:26--> 00:56:34

So there could be certain things that may be permitted, based on certain guidelines that may.

00:56:36--> 00:56:45

Again, we have to look into our country, right, and our place that we live in on Earth, not everything is is set in place.

00:56:47--> 00:56:56

To be used in every single country, right? We have to look into things specifically, are Hillel mortgages, really halaal mortgages are not halal

00:56:59--> 00:57:01

in the sense that we understand it.

00:57:02--> 00:57:03

Right.

00:57:04--> 00:57:25

And there's reasons for it. But we can't just say that a mortgage is not had if the mortgage doesn't have any interest in it. But the basis of a mortgage is generally that it will involve interest. So I don't like using the term halaal mortgage because what's a halaal? mortgage? Let's look at

00:57:26--> 00:57:42

Islamic financing. Okay. Is it permitted to purchase a home or to purchase something with that costs a lot of money in a manner that is according to Islam? Yes. Because if it wasn't, then it wouldn't be according to Islam. Okay.

00:57:44--> 00:57:45

So

00:57:46--> 00:58:02

I think if I can maybe try to understand what you're asking, you're you're saying, are those financial institutions that offer housing options, financing, financial housing options for Muslims really Hillel?

00:58:04--> 00:58:10

I can't answer generally like that, because quite a few of them have different models that they're based upon.

00:58:12--> 00:58:20

And those are backed by Islamic principles. So you'd have to look into each one of them individually.

00:58:21--> 00:59:02

And, yeah, there's there's different models that are out there and different models that are being used. And it's always best, especially considering we have the conventional banking system here in Canada, and we don't have Islamic banking, that you go with the Islamic financial institutions that do help Muslims to purchase homes. And I don't want every single night that we do the fit class to be about homes and purchasing homes, and mortgages and so on. So we'll let it slide for today. And we'll talk about it another time when we discuss mortgage as well. Can we say Juma or Mubarak? Or is it a bit odd? To be honest, I don't encourage it right. Some of the scholars say it's fine. You're

00:59:02--> 00:59:31

saying something good, something nice to someone. But don't make it a habit. Right. And I discourage myself from saying that and I discourage my family from saying it and people who are close to me because we should say a synonym or alikum instead of Juma al Mubarak, and when people say Salaam Alaikum Jamal Baraka say, said Mr. alikum, careful, how are you? How are you? Right? And you know, we can say lots of other things. We know that Fridays are blessed. We should not start up new trends.

00:59:42--> 00:59:47

My wife is sitting on the sidelines. She's the water girl, telling me to drink more water.

01:00:05--> 01:00:07

Shawn Zach Hello, Hayden.

01:00:08--> 01:00:28

I do still work on cars but only family's cars and that's it. I don't work on anyone else's cars I don't have the time for it. And there's a reason why I since we're talking about cars I like talking about cars. My wife's like it's not about cars, I'm talking about cars I'm like, too bad. Yeah, I know I'm reading your mind

01:00:30--> 01:00:52

there's a reason why I got a newer car because I don't have the time to work on my own car. So I ended up going with a car that allows me to drive without having the hassle of doing anything else to it. And that's why I'm now going down that path in life where I feel cars with less parts

01:00:53--> 01:01:10

is important for us to own leading towards the Eevee right industry and ditching the ice cars and those of you that know what we're talking about good those that don't May Allah guide you towards learning more about the automotive technology that we have in the world?

01:01:12--> 01:01:15

You don't know if a nice car is right my wife doesn't even know what an ice vehicle is.

01:01:17--> 01:01:24

internal combustion engine very good um, the law so i think that you know if we could save money on

01:01:25--> 01:01:31

on on certain things like gas and we could save the world by not producing and using so much of it

01:01:32--> 01:01:41

and we also could save on like, you know, all the different oils and oil changes and stuff like that then hey, go Tesla, just saying right?

01:01:42--> 01:01:48

But I can't really afford ones so I don't drive one. We go out and come back to that same issue right? Um, the law.

01:01:49--> 01:01:56

So I'm going to come back down nears or artists question here a friend with beard thinks that

01:01:58--> 01:02:09

it is okay to get child benefit for six kids but do business under the table to escape taxes? Because the government is abusing other Muslim lens? What can we do other than pull our hair?

01:02:11--> 01:02:22

So first of all, I would say that Listen, don't ask the question in this way, right? Like don't say a friend with beards because then we're basically making it seems like we're criticizing Muslims.

01:02:23--> 01:02:34

So just generalize it to say someone who's saying that to and so for a person to live in a country where we have to declare our earnings and pay taxes on it.

01:02:36--> 01:02:36

Then

01:02:38--> 01:02:48

wasn't saying for a person to live here. They have to they basically have to pay those taxes as part of the law right? We have to do that. And if a person wants to live here without paying those taxes

01:02:49--> 01:03:14

then there should be a way I think the government should offer this right away to forfeit or forego your benefits that you get so you're not allowed to drive because you know our taxes go to maintaining our streets. Our taxes go towards maintaining the water system and the electricity that sometimes comes to our homes in different areas. Right sometimes you pay for it sometimes you don't through taxes and so on.

01:03:15--> 01:03:32

I'm coming to the health care coming to the house because my HELOC on not yours, right. So sometimes, you know, people go to the hospital and they get all this amazing amazing health care and they don't want to pay their taxes Where is that coming from? We're paying our taxes for that right so

01:03:34--> 01:03:54

and if a person doesn't want to then Allah subhana wa tada said that he created this world worse Yeah, well out of the law he worse Yeah. Right. It's a massive massive earth that will be created that person or those people you know should maybe consider moving to another country where they don't have to pay taxes or don't have to pay as much taxes

01:03:55--> 01:04:14

or move to other lens that they that they want to to live in and for whatever reasons, but you know, to sit on on one side of the fence and say Oh, you know what, I'm not going to pay taxes because of what certain countries do Then why are you here? Right? Why are you here and why are you benefiting from what hear offers you

01:04:15--> 01:04:26

think that's those are conversations we really need to have we really really need to have with our community members. What does happen? My ledger shut off. Really battery died already. Almost.

01:04:30--> 01:04:31

too bright.

01:04:33--> 01:04:36

Okay, it's kind of weird. Can you turn that light on please?

01:04:39--> 01:04:42

I'm blue. All right, there we go.

01:04:48--> 01:04:51

Can we say tg if you can take me to TGI F.

01:04:53--> 01:04:59

The restaurant in Malaysia, because it's hella bad. Food is so good.

01:05:01--> 01:05:06

how safe is econo website app for using my credit card to donate money?

01:05:07--> 01:05:25

It is pretty safe. I mean, it's safe based on the standards that are there. So it's not the website itself, you click the link on the website and it will take you to the gift point system that's put in place to donate. Okay. So yeah, it is safe from the law, to my knowledge, and I'm not techie so

01:05:26--> 01:05:33

there's always things put in place to protect us when our devices or cards are being used, right.

01:05:38--> 01:05:43

Yes, and the tax receipts were actually sent out today, I think right without if I got mine today. hamdulillah.

01:05:45--> 01:05:49

Okay, any questions here? Let me look at this.

01:05:50--> 01:05:55

Set up Nan tg If yes, we need to go to tgis. But in fact,

01:05:56--> 01:05:58

his mercy is massive. But

01:05:59--> 01:06:02

you know what I really like more than TGI F.

01:06:03--> 01:06:17

Chili's chicken Chipotle. That meal in Malaysia. As soon as I go back. I want to have that I want to have roti, Chennai. They open us for breakfast. And for lunch. What's lunch? Like MLM no?

01:06:20--> 01:06:42

MacAllan? Milan, I think is supper supper for supper. Chili's Allahu Akbar. Now we're talking food. All right, that's all the time that we have. I think all the questions are done under the law does not come along. Okay. Then I know I tried to make it a little more interesting by keeping it a little dramatic. My wife staring at me She's literally like

01:06:45--> 01:06:57

Allah make it easy for every single one of us. What is TGI f? So for those of you who you know don't travel so much you probably probably would know in the US they have this restaurant called TGI F.

01:07:02--> 01:07:02

And

01:07:04--> 01:07:06

everyone knows TGI F stands for Thank God it's Friday

01:07:08--> 01:07:08

but

01:07:09--> 01:07:51

the you know the restaurant in certain countries like in Malaysia for example, or in Saudi in Jeddah we had it and also in you know, other countries UAE and so on. They serve there the restaurants are hot. And so there's halal food and meat and chicken and stuff like that. So we only go to those restaurants in those countries. And that's why I miss traveling, missing the world. And Miss meeting awesome people and Miss eating awesome halaal food just like Alfredo roboticle Alfie Kohn, we'll see all of you soon in sha Allah. wa salam or aleikum wa rahmatullah here I've got a cattle panic alarm over the handy condition to alert the antenna still Filipina to boutique just below her home that

01:07:51--> 01:08:01

are Haman are sitting in an internal a few facility Liliana ermine where I'm going to study how to talk to us over sub some a lot of sentimental American and Amina Muhammad wa ala alihi wa sahbihi wa salim