3 Principles Of Money In Islam

share this pageShare Page
Sajid Ahmed Umar

Channel: Sajid Ahmed Umar

Episode Notes

Jumu’ah Khutbah

Episode Transcript

© No part of this transcript may be copied or referenced or transmitted in any way whatsoever. Transcripts are auto-generated and thus will be be inaccurate. We are working on a system to allow volunteers to edit transcripts in a controlled system.


00:00:00--> 00:00:09

hamdu Lillahi Rabbil Alameen wa Urbina, Sterling or Sullivan, who Sallim ala Cottam in the V in the b&m. hamadryad early he was so happy he was seldom at the Sleeman Kathira and laomi 18 and Mobarak.

00:00:10--> 00:00:54

We begin in the name of Allah subhanho wa taala. We praise him, and we request praises and blessings upon Rasulullah sallallahu alayhi wa sallam, my dearest Brothers and Sisters in Islam. salam ala alaykum Warahmatullahi Wabarakatuh we Allah's peace, may his blessings may he safe to be upon you all. It's a real honor being with you all again and seeing your wonderful faces and ask Allah subhanho wa Taala to never prevent me from seeing all my wonderful members of the Ummah, Muhammad sallallahu alayhi wa sallam. We have been through a difficult couple of years and no doubt unprecedent See, was the term of these last couple of years and indeed Allah subhanho wa Taala he

00:00:54--> 00:01:41

showed us who is in charge, and we ask Allah subhanho wa Taala to cure our sick and to shower His mercy upon those who have passed away. And we ask Allah to forgive our past and inspire our futures. I mean, Brothers and Sisters in Islam, Allah subhanho wa Taala Allah has given the O Muhammad sallallahu alayhi wa sallam only the best. Everything about this ummah, has been about the best. He's given us the best book, the Quran, the final testament, the timeless miracle, and we're hearing his recitation today, in our throat we are in our prayers, and it will last until the end of time. And this best revelation came down to us via the best Angel Jibreel Allah His salah, Allah chose the

00:01:41--> 00:02:03

best angel to bring down this revelation, and it was revealed to the best messenger, Muhammad Ali Abdullah sallallahu alayhi wa sallam, the best of mankind. And Allah subhanho wa Taala chose for this revelation, the best of all languages, the Arabic language, and this revelation

00:02:05--> 00:02:49

came down to us during the best of all knights, the Knights of power and decree and virtue and Knight we know as Leila Toluca and Knight which Allah describes as being better than 1000 months later, Kadri hiraman alopecia, and it came down in the best of all months, the month of Ramadan, this month that we are in the Prophet sallallahu alayhi wa sallam said, Say to shul shall Ramadan, the best of all months is the month of Ramadan. And in the Quran, Allah said shahada Ramadan al levy on Zilla V Hill Quran, the month of Ramadan is the month in which Allah revealed the Quran. And this all happened in the best of all places, mocha, mocha Rama, the best book via the best angel to the

00:02:49--> 00:03:25

best messenger in the best language, on the best night during the best month, and in the best of all places. And in this best revelation, Allah spoke about this OMA and he described this OMA that received this best revelation as being the best of all nations, the best of all nations come to Cairo. metalock reject the nurse, you are the best of all nations. Now, a question that we need to ask ourselves especially for the elders amongst us those who have lived enough of life

00:03:26--> 00:04:12

to understand that there's never ever a title, void of responsibility. In the life of this world. There is never ever a title, void of responsibility, void of effort, you can never be called a doctor. Before you put in the effort. You can never be called a champion footballer or sportsman before you put in the effort, right? There's always a powerful effort before someone assumes a noble, elevated title. There's no room for honorifics in this life, except in unique specific circumstances such as those of royalty. If Allah calls us the best, are we the best only because we happen to be born after Muhammad sallallahu alayhi wa sallam? Is it that easy? That he was the best

00:04:12--> 00:04:25

messenger and you happen to be born after him. So you are from the best of all people? Can it be that easy? Or is there a deeper reality? Is there a secret that we haven't truly

00:04:26--> 00:04:27

assumed and understood?

00:04:29--> 00:04:59

If we look at the very verse in the Quran, in the first quarter of the fourth Jews, in which Allah tells us that we are the best, he immediately tells us why immediately. He SubhanaHu Attallah tells us why he says, when to hire ALMA to reject leanness, you are the best of all nations. Why? Motorola, build my roof with an owner and in Mankato, Minnesota. Billa. You are the best of all nations because you carry three responsibilities. You invite towards good

00:05:00--> 00:05:43

You are advocates for everything that is good. Whenever there is good and must have the hand benefit and and justice, you will find this on my there were 10 honer and and you are adversaries against evil. Whenever there is evil, you will find this president pushing it back. We're taught me when a biller, you carry out this responsibility of inviting towards good and forbidding evil, upon a unique identity. And that is the identity of belief in Allah subhanho wa taala. It is a system, a system of Tawheed it's not inviting towards good and forbidding evil upon other identities, but upon a recognized identity and identity revealed by Allah subhanho wa taala. What we mean when a biller

00:05:43--> 00:06:29

now when you zoom closer into this verse, you see that Allah subhanahu Allah, he uses three verbs in this verse, all these verbs are in the present tense SubhanAllah. Is there any significance here? Well, there is. For those who are familiar with Arabic grammar, we are taught that the present tense in the Arabic language carries a dual function, or variable. If Aloha Tila Arabi yatta yatta the Valhalla, Wallace stick bell in some books, while st morar, the present tense in the Arabic language carries the function of denoting something being done currently, as well as something that continuously happens. This is the function of the present tense in the Arabic language. With this

00:06:29--> 00:07:14

understanding, if we go back to this verse, which was revealed in the Arabic language, we have a new understanding of why we are the best, because here we see that Allah subhanho wa Taala isn't telling us that you are the best because you sometimes invite towards good and you sometimes forbid evil, and you sometimes believe in Allah, or you sometimes carry out this Dawa upon the identity of Imam, no Brothers and Sisters in Islam, but rather you are the best, because you always advocate towards good and always adversaries in front of evil. And you always believe in Allah subhanho wa Taala it's always carried out upon the mandate of email. Now this makes perfect sense. This makes perfect

00:07:14--> 00:08:01

sense. If this is who we are, then no doubt we are the best, because the best of all individuals the best of all men with the MBR it hemos salatu wa sallam, and they carry these responsibilities, these three responsibilities upon their shoulders individually, they were the prophets and messengers of Allah. They carried these three responsibilities. What do these three responsibilities represent? They represent the greatest legacy, which Allah subhanho wa Taala revealed upon us in our ohana Ilica karma o Hanaa Illa. Allah subhanho wa Taala as we heard today, when our forefathers were reciting from the 60 Jews, Allah subhanho wa Taala Allah says He revealed this legacy upon new

00:08:01--> 00:08:39

alayhi salam, then Allah subhanho wa Taala tells us in very same verse, that Allah subhanho wa Taala transferred this legacy from the shoulders of one man to the shoulders of another man to the shoulders of another man, Ibrahima is harkaway Aku. One as well to our isa you but we'll use our Haruna was today met? Well I attained, there was a Bura Allah subhanho wa Taala that tells us that Allah transferred this legacy from the shoulders of men to the shoulders from the shoulders of a man to the shoulders of another man to another man to another man Who are these men, the Ambia are the humans Salatu was Salam. Some of them we know many of them. We don't know what Roussillon cocinar

00:08:39--> 00:09:18

humare come in Kabul, or Roussillon Laminex who's whom Allah subhanaw taala appropriate, versus where is it today? It's coming to mind that Allah tells us that messengers we told you about and many messengers we didn't even tell you about. The number of messengers sent by Allah are known to Allah subhanho wa taala. The point being Brothers and Sisters in Islam, this legacy, Allah chose reject, he chose men, he landed this responsibility on the shoulders and then shifted it from the shoulders to the shoulders of another man to the shoulders of another man until a point and that point was the advent of Mohammed Abdullah Abdullah sallallahu alayhi wa sallam for Allah decreed

00:09:18--> 00:09:59

that he will be the final messenger and the Seal of Prophets will have them intervene, the Seal of old prophets meaning no prophet to come after him, no messenger to come after him. So the question now begs to be asked, if no messenger is going to come after Muhammad, what's going to happen to the people? What's going to happen to mankind? Because after Muhammad, the battle between what is the truth and what is falsehood continues to exist. The battle between Shavon and mankind continues to exist the enmity continues to exist in the shape on Allah Kumar, I don't want for talking to who I do. Allah says, Indeed che upon to you is an enemy, so take him as an enemy. The enmity continues to

00:09:59--> 00:09:59

exist.

00:10:00--> 00:10:46

What will happen to mankind? The answer to that question is the Ummah of Muhammad sallallahu alayhi wa sallam, each and every one of you here and myself, and the Ummah around us Brothers and Sisters in Islam, the Ummah of Muhammad sallallahu alayhi wa sallam will be the solution for humanity. Because after Muhammad sallallahu alayhi wasallam, Allah subhanho wa Taala lifted this greatest legacy, the legacy of Ebola from his shoulders, and he took it and placed it upon the collective shoulders of an entire ummah. Thus that OMA now became clear on that limb has the best of all nations, because you collectively carry the legacy of the best of all men Allahi wa salatu wa

00:10:46--> 00:11:25

sallam, I hope you're feeling it Brothers and Sisters in Islam. This is a narrative with purpose. The younger of us and the older of us, the men from us and the female from females from amongst us, each and every one of us have a role to play in funeral profession was your column is ALLAH SubhanA Hua attire that doesn't suit up to Tober. There is no Brothers and Sisters in Islam retirement from this responsibility, there is no retirement from carrying this legacy. When Allah commands the Muslims to go out, he says the young from you and the old from you. We Brothers and Sisters in Islam continuously carry this legacy always as per the mandate of the present tense in the Arabic

00:11:25--> 00:12:03

language, which means we don't have a public holiday from these roles from carrying this legacy. We don't have a weekend from carrying this legacy. We don't log out of the role on a Friday and log into the role on a Monday. We are defined by Marula below my roof with an owner and Hillman car or to a biller, of course upon the fifth and mandates of this, but that's beyond the scope of today's discussion. Now Brothers and Sisters in Islam, if this is who we are, then it's not strange that we have voices from the Giants before us who said the owner of Muhammad sallallahu alayhi wa sallam, they are an ummah that were sent to give not to take, they are an ummah that were sent as a solution

00:12:03--> 00:12:42

to humanity has to be because we carry the greatest legacy collectively, if one of us chooses to opt out Brothers and Sisters in Islam, as a father, as a mother, as a daughter, as a son, as a husband, as a wife, as a community member from carrying your load of this legacy, you will only make it heavy upon those who have opted in. And today we see a common complaint amongst communities. And Allah has blessed me to be well traveled and I've interacted with many communities across different parts of the world, vices everywhere, the situation of the youth are everywhere. The the deterioration of modesty amongst the females is everywhere, and people are pointing fingers at the scholars, we are

00:12:42--> 00:13:19

the scholars, we are the students of knowledge, we are the dryer we are the Hufford, we are these people, they spending hours and hours learning and learning years and years. We are they were How come, the effects aren't being felt. And my response Brothers and Sisters in Islam to this finger pointing is whenever you point a finger, there's three fingers pointing back at you. There's always three fingers pointing back at you. Don't you have a part of the legacy of Muhammad to carry? What are you doing to raise a son who will be a model husband and father upon the Sunnah of Muhammad sallallahu alayhi wa sallam tomorrow, what are you doing? What are you doing to be a model of mother

00:13:19--> 00:14:00

raising a daughter and a mother and a wife? Who will be a role model in these roles for society tomorrow? Are you raising children? Who will be tomorrow's burden upon society? Or tomorrow solution upon society? Are you raising children who will successfully take the legacy of Muhammad sallallahu alayhi wasallam, or at least the portion that you carry as parents and they will carry it successfully after you and so that they can be a sadhaka to jariya for you? Are you doing that? We have to ask ourselves these questions. We all are involved in roles Brothers and Sisters in Islam, elective roles and mandatary roles. mandatary roles are roles that we can never, ever give up.

00:14:01--> 00:14:41

Elective roles are roles that we have flexibility, and our job is a role we can leave it we can choose to stay in. But being a father as a mandated hero, you never log out of that role. Being a husband, being a wife, being a son, a daughter, a community member, you never log out of these roles, you are defined by these roles, and you carry the necessary share from the Ummah from the legacy of the messenger sallallahu alayhi wasallam upon your shoulders in these roles, and thus you are the best and thus Allah subhanahu Bucha Allah will ask you tomorrow on the day of TM about this, I was mentioning to the brothers and sadaqa today in the talk that I had for this stuff about the

00:14:41--> 00:14:59

hadith of Abu Hurayrah in Sahih Muslim in which it's a hadith could see the Prophet sallallahu alayhi wa sallam says that Allah will have a discussion with his slave on the day of pm and he will tell his slave, Oh, son of Adam, I was sick and you never visited me. Imagine I was hungry and you didn't feed me. I was thirsty and you did.

00:15:00--> 00:15:37

will quench my thirst imagined the slave is brought to Allah and the DFP AMA. He's got books of deeds spanning as far as the eye can see to answer for this big matters to be discussed. And from these matters, Allah chooses to have this discussion with his slave. And the slave will say and this is on the day of pm What is Allah asking the slave about, about the portion of the legacy which the slave carried? This person will say Allah, You are the Lord of the worlds you don't know how can I visit you? You are the Lord of the Worlds Allah will say there was my slave who was sick, had you visited him, you would have found me there. They will tell you how Allah you The Lord of the Worlds

00:15:37--> 00:16:16

How can I feed you? Allah will say there was a slave of mine who was hungry, had you fed him you would have found me there. So Han Allah, the stables He Allah You are the Lord of the Worlds How can I quench your thirst? You are the Lord of the worlds you quench everyone's best. Allah will say, there was my slave he was thirsty, had you quench his thirst you would have found me there. This is a discussion between the Lord of the worlds and us on the Day of karma. Why? Because of this legacy, we carry Brothers and Sisters in Islam. This topic is a big one, and it's one I teach over consecutive sessions. But just to bring some completion to this topic, let us add a practical angle.

00:16:16--> 00:16:53

And that is the angle of being selfless and being giving. And we've heard about Ibrahim in today's Salah as well. And we had our brother George called May Allah preserve him and his team in his obedience Amin and accept what they do, talking about the plight of the Ummah and giving and money and so on and so forth. When it comes to money Brothers and Sisters in Islam, the Quran and the Sunnah because we carry the legacy of Rasulullah sallallahu alayhi wa sallam never left us astray, Allah revealed with the message of to heed the system of to hate and within the system of Tawheed is the monetary reality why? Because Allah knows us better than we know ourselves. Allah knows that

00:16:53--> 00:17:32

this man and this woman they will spend a part of their self to earn this money. So this money will become the tune of the self, it will be very difficult for them to depart from the twin is Allah knows us better than we know ourselves. So Allah subhanho wa Taala Allah reveals lessons about wealth. And if I can summarize it in three points I will say the following number one, when we look into the Quran and Sunnah Brothers and Sisters in Islam, we see that the Quran and the Sunnah never discourages us from becoming rich. It never tells us that money is a blessing. No does it highlight for us money as a curse? In fact, if you look into the harsher verse number eight, Allah praises the

00:17:32--> 00:18:12

MaHA Ji rune for the poverty, they left everything behind their wealth, their homes, their memories, their residency, their state, their tribe, left it all for Allah subhanho wa taala. In a worldly sense, you'd call them impoverished Allah praise them for that poverty. The next verse after that, when levena Turbo del, the ninth verse, Allah subhanho wa Taala praises the answer for the money which they had for the riches why, because they were a people who kept their money in their hands, and only Allah in the heart and the Allah in their heart govern what they did with the money in their hands, so they were praised for being rich. Many of us don't know this, five out of the 10,

00:18:12--> 00:18:49

who were promised agenda before passing away, were billionaires in today's currency. If being rich was frowned upon from an Islamic perspective, our messenger sallallahu alayhi wa sallam would have been speaking to these people in messages that would have reached us in narrations that are countless, these people were not spoken to, because Islam doesn't have an issue with you getting rich. Islam has an issue with where you put your money. Keep your money in your hands with Allah in your heart, and that is Light upon light, you will be praised for your riches. This is the first lesson Brothers and Sisters in Islam. The second lesson that the Quran and Sunnah teach us is that

00:18:49--> 00:19:26

our wealth is something not obtained, but rather ordained. It is from the order of Allah subhanahu Allah, it is not your power, it is not your mind. It is not your intelligence. It is not your expertise. It is not your effort. But when Allah he will Billahi what Allah He La hawla wala Quwata illa biLlah it's all about Allah subhanho wa Taala there is no power no mighty except for Allah. Allah subhanho wa Taala decreed what you will have and what you will eat. It is all him subhanho wa Taala and this Rasulullah sallallahu alayhi wa sallam teaches us in the hadith of Ibn Massoud robiola, who and in Sahih, Muslim we also find the Imam and they will we place it in his arena now

00:19:26--> 00:19:59

we he teaches us the narration about us in the womb of our mother's at 120 days Allah sends the angel and he makes manifests to the angel, our risk. What about our risk, the quantity of our risk? This is one of the factors that becomes manifest at 120 days when we are in the womb of our mothers. Before we learned anything before we learn mathematics or engineering or medicine or anything, Allah subhanahu Attallah decreed it, yes what we do governs whether we will get that risk in the right way or the wrong way where they will be rewarded for it or whether we will be sinful for it.

00:20:00--> 00:20:36

such as in the story of Iraq, viola, who and when he went somewhere to pray, and he left his writing animal, and he asked someone to look after his writing animal. He went into the masjid to pray. When he came out, he found his animal without the guy. And without the setup, the cyberlaw had gone. So he quickly looked around, and he saw his saddle on somebody else's horse. So he went to that person and said, Where did you get the saddle from? He said from the guy who was standing by that horse. He said, How much did you pay for it? He said, I paid two silver coins. And it said Subhanallah when I was coming out of the masjid, I thought to myself, I should give him two silver coins for looking

00:20:36--> 00:20:37

after my horse.

00:20:38--> 00:21:14

The color of Allah the tool was going to come, but his actions dictated whether he was gonna get it the halal way, or the Haram way. This is the reality of risk Brothers and Sisters in Islam. And thus, Allah revealed to His Messenger sallallahu alayhi wa sallam, and His Messenger reveals to us in enough sellin taboo to hepatitis stick Miller is no social taste death until they eat the last grain that they're supposed to consume. When you consume it, then you will die because if you live, you will not be able to feed yourself. Doesn't matter how much you have in your account is how much you spend before you die. Once you die, that money in your account becomes somebody else's risk,

00:21:14--> 00:21:39

they will have to answer for the risk now they are the inheritors, they inherit the wealth. So this is the second lesson brothers and sisters that Islam wealth is ordained, it is not obtained. So do not fear what you give for the sake of Allah subhanho wa Taala because what you supposed to eat Wallahi you will eat it. The third lesson Brothers and Sisters in Islam, as members who carry the legacy of Muhammad sallallahu alayhi wa sallam is

00:21:40--> 00:22:13

whatever you spend for the sake of Allah, it isn't a sacrifice. It isn't a sacrifice, and we need to change our paradigms, Brothers and Sisters in Islam. Unfortunately, this this idea that we take from other systems, not the systems of a human. Allah says this legacy is carried upon an identity one of iman, we borrow words from other systems, we say thank you for your sacrifice, the shared sacrifice these time the shared sacrifice these wealth, the brothers sacrificed his wealth, wala he there's no sacrifice. What you spend for Allah is an investment. Why? You cannot sacrifice what you don't own.

00:22:14--> 00:22:57

You can only sacrifice what you own. This wealth we have isn't ours. This time we have isn't ours. When we use it the right way ways the sacrifice. If I gave you $100,000 And you went and gave it to somebody, would you accept somebody thanking you for sacrificing your money? It wasn't your money, it was my money. You sacrifice my money, not yours. You did nothing. Allah tells us in the Quran, in Allah hashtag Amina Medina and Fusa whom will be another humble Jana. Allah tells us in the Quran, that Allah entered into a financial transaction, a type of transaction with us, and the transaction entailed the following. Allah gave us Jana in exchange for our wealth and our time.

00:22:59--> 00:23:39

That's what happened. A deal was made in which we gave Allah our time and our wealth and Allah gave us Jana. So we now own Jana, and Allah owns the time and he owns the wealth. If you don't spend the time in the wealth, well, you will be sacrificing something. You will be sacrificing Jana. We own Jana. Allah took ownership of the time and the wealth. When Allah distributed it amongst us in different proportions. He gave some people more time so they lived longer. Some people less time so they didn't live as long. Some people more money, so they were richer, some people less money, so they were not as rich. And Allah subhanho wa Taala didn't reveal the laws of soccer and the laws of

00:23:39--> 00:24:17

Riba and everything else, to test us how we will manage this time and wealth which Allah gave us back in trust, he owns it, but he's given it to us in trust. And that's why when you go back, Allah is gonna ask you for every second you spent on Earth, he's going to ask you for every cent you and how you ended in how you spent it. Why, if it's yours, why should you be questioned? It's because it's his Subhanallah so when you spend in the path of Allah subhanho wa Taala and our brothers and sisters in Islam, you are investing because through it, Allah has told us if you spend Allah's money, and Allah has time he asked you to spend it, Allah will build your agenda for you. Where in

00:24:17--> 00:24:36

whose dictionary? Does this equal sacrifice? Now we're brothers and sisters in Islam, this only equals investment and it is a tgr Island taboo. It is a a transaction with Allah that will never entail loss. There's no risk. There's no risk to this. There's no need for you to hedge your losses. And

00:24:37--> 00:24:59

you know what, what did what did they say diversify your investment, right? Spread your investment upon a bouquet of invested investable opportunities so that you can you can mitigate the risk there's no risk Brothers and Sisters in Islam whenever you invest with Allah subhanho wa Taala that diversification is only one of herrenberg the more areas you enter is only going to yield back for you more and more. I leave you

00:25:00--> 00:25:34

With these words, as I said, this topic is a long one, even this topic about wealth is something I teach across many sessions have summarized it for you as a drop in the ocean, really, but I hope it brings completion to the introduction. We collectively carry the legacy of Rasulullah sallallahu alayhi wasallam. Let's feel it. And let's act like we do Brothers and Sisters in Islam. Let's act like we do. I have a mandate this year. Now things are opening up and I'm traveling again, a mandate to build up the idea of Muslim families. Muslim families are deteriorating, for many reasons. There's also an institutionalized effort to break up the family and when this family unit is broken,

00:25:34--> 00:26:06

do we see the legacy being dropped also, to our professors, to our students of knowledge, we shouldn't be using them Brothers and Sisters in Islam for Baraka. We should empower them to feel empowered. We shouldn't be calling them just to read the Quran at the masjid during the Nika read Quran at the funeral. This is not how we should be treating our Firth we should feel empowered that we carry the legacy and recognize those who carry greater portions of the legacy and help them feel empowered make our forefathers feel like there's something special because Wallahi they are they carrying the book of Allah subhanahu atta and make the students of knowledge feel special, support

00:26:06--> 00:26:25

them be in their service work together? Let us make the months after this Ramadan months that define us on Earth, months in which we teach other people how to die in our living and how to live in our dying. I leave you with these words I love you and for the sake of allah sallallahu wasallam albaraka Muhammad wa ala alihi wa sahbihi Germain