Fiqh of Money & Economic Dealings of Everyday Life

Muhammad ibn Adam al-Kawthari


Channel: Muhammad ibn Adam al-Kawthari

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The speakers emphasize the importance of Islam, its use as a way of life, and its negative impact on one's financial status. They stress the need for individuals to live in a place where death is inevitable and find their way to success, while acknowledging the importance of embracing Islam's teachings and finding one's own success in life. The speakers also touch on the negative impact of alcohol use, drinking, and avoiding accidents, and emphasize the need to be human and aware of regulations. They end with a discussion of regulations and alcohol use.

AI Generated Transcript ©

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One are we lucky to either see no say But Dr. Medina May the devil for the devil of the alternate

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shadow and everything my lovely wife who she

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was shadow,

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heavy the materials

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for women or people of Sodom

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Allahumma, Sunday was sending my body cards,

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or any

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gauge marine or could even tell the earth

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in a bubble

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brothers and sisters

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best foot under the law,

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the grace of me thank Allah subhanaw taala

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it's an honor again, once again for me to be here with you. This is my third visit to Norway. I came here in 2007. We had a conference and

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similar type of lectures into

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the annual MSA conference. And I came to talk and then I visited Norway again in 2008. And we had to tap into those unknown and come back into those intent but this time, have come visited when it's, for me, this is too cold.

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All day long, it's just I mean, I just want double socks today, just before I came on, it's just, it's just too cold.

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But hamdulillah it's warm here.

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The title of today's discussion is

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Islamic economics, trade, finance, business, a very important subject, as you all know, and this is the reason why you are here

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the religion that ALLAH SubhanA wa Tada has given us this beautiful religion that we belong to as Muslims and those of you may not be Muslims, the religion of Islam.

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It's not just a religion, we need to realize first and foremost we need to understand that this religion is not only a religion.

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That's why many scholars actually state that in English, it's better not to even use the translation religion, because religion indicates certain modes of worship, certain rituals, certain ceremonies that you carry out in your daily life, certain forms of worship. And that's it.

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Islamic is not a religion.

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Islam is a complete way of life. And this is what we need to first understand that this Deen this religion and Islam it's a complete way of life. It has injunctions the Quran and the Sunnah, the Hadith of the Messenger of Allah Subhan Allah and He will send him the texts, in the Quran and in the swimlane relate to every area of our lives. And Allah tells us in the Quran, our Lord and our Creator, to become

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fully Muslims. Allah says yes,

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Manu Oh you who believe who the Holo is still me kirkburton What are the who what issue which means Oh you who believe ALLAH is addressing me and you is talking to us? Oh, you will believe enter into Islam fully. Total wholeheartedly, completely, not partially. Don't take parts of the religion, part of the book of Allah and discard and overlook others. In Surah Al bakr Allah says to me Nona be abandoned kita water food have you? Are you believing in just some potions and neglecting other potions? Be a complete Muslim, so is wrong is a comprehensive way of life. From the moment we wake up till the moment we go to sleep. From the moment we wake up to the moment you go to sleep, from a

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young age till until we

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die. There are rules and regulations in Islam until we die. And even beyond death, we have the funeral. We have laws of inheritance. So Islam is not just restricted to certain forms of worship. Islam is not restricted to certain forms of worship or certain modes of worship.

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This is very important to understand

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the potential is there rather than me. So that was

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also interesting. I've never used one of these before. So you want to try that out?

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feel competent? And good. Do you have another one?

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This is Norway, Norwegian technology.

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Now I'm in the UK.

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So this is the first point and I sound better, but I think this is better.

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This is the first point that we need to realize and understand brothers and sisters that Islam is a comprehensive, complete way of life. Unfortunately, we live in a time, we live in a time that many Muslims have restricted Islam to certain parts of what they believe and conceive to be Islam. Some people consider Islam to be merely worshipping Allah and worshiping God. This is called a burden. But some people they think Islam is just to worship Allah for a person to become a good righteous, pious individual, believing Mormon or a believing man, Muslim or Muslim. He or she needs to worship Allah, you breathe, you build up your spirituality, you worship Allah, you keep your fast and you

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are you observe your prayers, and you go around and Hajj whenever you can. And that's it. And that's only Islam. That's restricting Islam to a small restricted area. For some people. Islam is just about how you dress externally, that you just cover your head and you're a Muslim, or you just, you know, grow a beard when you're a Muslim. For some people, Islam is just your character, that oh, you deal with people. You know, some people say My heart is clean. Okay? Great brother pray, you need to affirm the fact that my heart is clean, you know, my heart is clean, I don't need to pray. So these are all excuses. Islam is not just these things, it is all of this. And this is the reason why Allah

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tells us in the Quran entered into Islam fully. Do not pick and choose from the book of Allah that suits you. This is what we are doing. We are picking and choosing from the book of Allah that suits us. Islam is a comprehensive way of life we have if you look at the text of the Quran, sunnah you pick up the book of Allah, you look at the Hadith of the Messenger of Allah so Allah already was sending peace and blessings be upon you we'll see and you will find that the areas covered in the book of Allah in the Hadith, the topics or the issues are covered. They relate to every area, every sphere, every part of our life. We have a burden river that is just one branch Reba that is Arabic

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term, which is the plural of a word called a burner which is worshiping servitude, riba that is just one portion. So to offer your 510 prays to observe your piano would lead and to hurt you than worship Allah with with assure with hadoo with devotion, you're fasting in the month of Ramadan, and you're performing Hajj whenever you can, and you're doing Amara, and you're giving zakat and you're reciting the book of Allah and you're reading all your other dramas and everything. All this is just one quarter or one branch. The scholars after looking at the Quran, sunnah they've divided categorize the various rules of Islam into five major branches. So a button is just a one branch

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worshiping just one which means that if you find individual say a man, a man, he is absolutely and his his punctual, biggest part and praise. He comes to the mosque and he's praying Jamar is praying for pleasure, Allah Azza, mothering, Aisha, all the prayers and he worships Allah and he observes that our week and beyond late and fasting in the month of Ramadan and he goes he gives us a cart and hedges like every other year, but this person is neglectful in other areas, how he deals where he earns his money from where he earns his money, where he uses his money, his neglectful and how he deals with other human beings, Muslims or non Muslims, how his relationship is with his family

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members with his siblings, with his parents with his

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Human with the spouse, husband, wife, this person who are just described who is absolutely punctured, all the worshipping, he is only acting upon one quarter of the branches of Islam and he is neglecting, he is overlooking he is neglecting three quarters of the branches of Islam. So every button is just one branch and then you have many of the branches just cookie, you may have another branch which is called the branch of Marcia, Marcia is the branch that deals with social etiquettes social rules, rules and regulations because the Quran has rules and regulations of how to live with one another. More Asha is an Arabic term, which is from the word that means to live live live with

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people, we will have to live with people, we have family members, we have relatives we have, we work with people, we have students, we have work colleagues, we have

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students, colleagues, we have we live with people in the world, so how to give rights of others and how to live with people. That's basically all the rules of Russia pick up the book of Allah. And if you look in the Quran, actually you will find that there is more detail. There is more emphasis on more Asha and the next two branches that I'm going to talk about, then worshiping Allah himself in the Quran and not undermining the importance of Salah but if you look in the Quran, seriously brother and sister in the Quran, you will never pick up the Quran tonight and check it from the bigness of it and if you find it coming to me I mean no till Sunday. You will not find any verse in

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the Quran that tells you that is to regard or for yourself

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there's something gnomes who disagrees

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there's no way in the Quran it's in the Hadith and we absolutely we accept the Hadith I mean the Hadith as authorities, oh God. That's what my thought was, I think three years ago anyway, but it's not in the Quran. Allah has left that to his beloved messenger peace and blessings be upon him to explain to us, Fraser has been mentioned in number one and visionary can ever should just further along has just been mentioned was solid acid just been mentioned. But no details but when you look at the Quran about social holdings, and the third branch, which is more AMOLED and that's what we're going to talk about more I'm an admin financial transactions, monetary rulings, monetary issues. And

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the fourth branch which is the skeleton column, which has to do with the diseases of the heart, when you look in the Quran, the Quran is filled with verses dealing with branch number two, three and four. The longest verse in the Quran is in surah, Al Baqarah, the longest verse in the Quran, where Allah subhanaw taala he doesn't talk about worshipping him. Yeah, you have men who either yearn to be laning era any Muslim man for two, it's called it Medina, the verse that sets down the rules of credit transactions, the longest verse in the Quran, telling them the sister to wear a hijab. I'm not undermining it's very important to wear their hijab, for Muslim, but I'm just trying to

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emphasize this aspect, the look in the Quran, Allah.

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The Quran is limited when it comes to worshiping Allah when it comes to the rights of Allah Himself. Because in Islam, the rights of fellow human beings are given more importance than the rights of Allah Himself. And that's why you look at Luca sunnah to recruit your art.

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Amazing unique to

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outline the laws of coexistence. Allah tells us in Surah gerat many rules of Maharaja the second branch, your Lavina Herman Oh, you will believe in general comfort zone whenever information or when someone comes and tells you some news, verify the authenticity of the news. Someone tells you he said this she said this she was saying that don't take this value, verify it and then Allah goes and tells us some more things. Instead, evoke a gun avoid suspicion and in that he tells us some other things do not bite bite detail rules on our marriage and divorce. Allah tells us if you marry if you divorce if you've given the dowry if you haven't, if you fixed it, then what if you haven't fixed it

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then what you know if divorce takes place before consummation, then why divorce takes place after configuration, then what basic nitty gritty details are in the Quran, when when it comes to further God as a mother, tell us the details that shows the importance of these other branches. And we have lost them sometimes we have actually we neglect these other branches

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of Islam.

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These are the branches of Islam, worshipping Allah more Arusha, the laws of social coexistence more on the left and

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that's our topic more on whether it's from the word download. It's about how we earn our money, how we transact. But just this is just to show the importance of this topic, the Messenger of Allah. So Allah Allah, Allah has sent me the famous Hadith. He says, guests will hide any very low tone battlefury bye.

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This is a very important Hadith, guests will have any variable tune by them for either earning a livelihood now significantly the word just just means earning, earning a livelihood.

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In Islam we don't Islam is not a religion, where we are told to forego or sacrifice our basic desires and knees, Allah Allah subhana wa Tada our Lord and Creator creature, he knows us, He created us that Islamic understanding is there is no Rabbani yet if in Islam, there is no monotheism, there is no celibacy last Allah type in Islam, we don't have monarchs. We don't have monasteries like him in Catholicism, Catholicism. Islam is the middle where Islam says looking as human beings you have intimate needs, they need to be fulfilled, Islam says it's perfectly fine for a person to marry. Likewise, in some faiths,

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they have this understanding that look, you cannot earn you should not be eating food out of pleasure, just a small amount of food that you just can buy in this world. You should already earn money earning a livelihood this is all, you know, materialistic things. Islam doesn't say that. Yes, Islam does tell us and gives us guidelines in how we should earn money and we'll be talking about sort of some of those issues. But look at this hadith castable halali ferrea, the Messenger of Allah peace and blessings be upon him is telling us and then a likelihood gasp

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and then he never just said, earning a livelihood. He said earning a low full Halal livelihood, provision, risk sustenance, getting a job

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having a means of your income, her learning. gospel had very Batoon burden for you. It's an obligation after obligations. It's a frog.

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Imagine in Islam Allah is telling us don't just think that fasting in the month of Ramadan is quote, earning money and earning a livelihood is also

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is also an obligation.

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This seeking of Halal livelihood and this is why we see all the prophets of Allah subhanaw taala they will all earn it. They all worked, and they all had our livelihood. So Marla does financial transactions, one important quarter branch from the teachings of Islam, from the teachings of Islam. In other words, this great Imam of this ummah, Imam Muhammad Abdul Hassan, a shaman, a very famous Eema he was a student of Imam Malik of the hola Juan and his students are for the amount of or Hanifa, about the Allahu Anhu and he was a teacher of a demand for Chef very, but the Allah major, a great Imam of this ummah, Mohammed Ahmed Hassan, a shaman, he wrote and compiled many books, someone

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said to me, oh, Imam, limited tech to facility Shia. Why don't you write? I've seen many books of yours. But why don't you write why did you write something about Seward, about abstinence from the world about you know, not having love of dunya in your heart? You know, stupid, right? We should know it's an absence. It's a quality of the heart, being spiritual. What do you write about spirituality? In simple terms? So you said yes, I have a book.

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I've read all your books. You don't have a book in spirituality.

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Haven't you seen my book? So which one is a good one will you work?

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The book of business transactions

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that business transaction spirituality, is there any connection? Of course there is the way every

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crumb here comes in your pocket. Though the means of that coming to you is a means of spirituality or the non presence of spirituality within a Muslim Islam has a great link with how we earn when he said look, I have this book returned to Europe, which is the book on business transactions.

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And we have to realize that the messenger SallAllahu lucidum, said to us gospel Halal Halal income why? Because you know, when someone earns haram money, that the money the wealth

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It's the income is unlawful, unlawful means through what Islam has said to us it is unlawful, then it has a negative impact on even our a burden.

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This is important. If we are just concerned about how we worship God and how we worship Allah and we are neglectful about how we earn our money, it has a direct impact on it. I mean, you could be working and involved in interest and gambling unusually and whatever. And then you come home Allah.

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There's a hadith in the Muslim of Imam Ahmed and houseware some Hadith on Saturday, the messenger of allah sallallahu alayhi wa sallam he actually said that he recited the verse in this hadith when he said that there was a there was a man in the previous times for Malacca here verse reciting the verse. Yeah, you have Russell glooming, UCLA University where a mobile site, oh messengers, Allah is addressing the messages in the Quran, the messenger of allah sallallahu. And you said, recited this verse, say, look, Allah said, Oh, messengers, Gulu mail per year, but an eat guru,

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made up by a variety of people, through pure lawful legal Hello prohibit for your bad is actually a unique term, it's not even had up, you know, you have two terms you have an hour and then you have Fabian colloquium out of the 100. And the Yerba, Allah says each, not just that, which is legally lawful. But even beyond that, you know, sometimes, technically, you know, in law, you might get away with it. You know, sometimes you have a law game, technically speaking, you can get get away with this, but it's not really something that's appropriate. So Allah is telling us in this verse that don't just eat that, which is just about from a Hispanic legal point of view, your money is Hello.

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Okay, you get away with that. But how that's Hala how that is not enough nowadays. I mean, we live in a time that we just just about to get headed is probably good enough. But Allah is telling us don't stop it hadn't been a year been pure, wholesome.

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And that he said a word or learner who saw then do good deeds. The scholars take the book, there's a strong connection relationship, if I eat and if I earn and if I consume halal and by here, it will have a direct impact on my righteous deeds. It this is spirituality. It will make me do good deeds. You know, we complain, I don't have the concentration in the prayer. I don't have the horseshoe and the hoodoo, etc. Maybe it's because of our earnings, our money we make to our tools. Oh god, you know, I've been making, you know, somebody goes to the mommy Mom show. I've been making dua for six months, that this problem actually just doesn't see my daughter doesn't get accepted. I've been

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making art for so long that I want to marry the sister. But she just she's just not interested. I've sent 10 proposals and every times to try and tell the same 10 proposals, you get to three days get the message.

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I've been making Doha for so long and Allah is not accepting my dua the rest of us are Allah What are you said? I mean, he recited this verse. He said, You know, you're also guru in Morocco.

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So maganda regiment from that original, the Messenger of Allah, he mentioned a man in the previous times, I thought about this man, the messenger of allah sallallahu alayhi wa sallam is describing that this man was such that there was every possible reason for his dua to be accepted. Every as possible reason, as I thought about he was shelved. He wasn't in a good state. Normally people who are like that who are you know, just poor and you know, they just dish out Allah generally accepted to crush the album. So he was in that state dish show. His hair was everywhere and he was not in a clean, regular state. Ashoka Obama, your mood to hear that he had a sermon. He was raising his hands

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towards the heavens. This is also a means when we raise our hands there are numerous Hadith the messenger sallallahu alayhi wa sallam said the acceptance of dua is raising hands if you if you raise your hands there's more chance of our dua to be accepted us raising his hands. You're going to need a semi and your RP RP he was saying oh my lord Oh my lord. Yeah, Robbie. Now again saying that a burner. Oh our LORD will rubbing my load is a strong means of our dua being accepted. Right? This is this is in the Quran as well. We find all these two hours.

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Tony Dounia has an offer it hasn't been around for a couple minutes Robin I have been I mean as Virginia will be retiring and Robin and this Robin or that etc. Robin so he said

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of European rugby.

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So many reasons and also he was a traveler that the shelf part I forgot to mention. He was the show because he was traveling as well. That will do Mustafa de mujer. The messenger of allah sallallahu sallam said when you're traveling your DUA is accepted. So he was a traveler he was to show he was raising his hands towards the heavens. He was saying out of be then you know what the messenger of Allah said Allah said after that one more time who haram Mashallah. Whoo hoo, haram? Woman Besu haram. Well, who the or will harm for unknown Stasia

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this guy thinks is going to be accepted. His food is haram. His drink is haram. His clothing is haram. You know, he's going to the market and buying clothes, haram in Cameroon. Haram is not only the ingredients, that's another problem in England, you know, there are people whose whole business is haram. And they come and ask once a brother came and asked me, you know, he had some,

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you know, some chocolate or crisp packet.

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And he said to us, you came to me as a chef, can you check the ingredients on this? You know, what is the ingredients? There's some numbers we have all this e 497634. You know, some people get obsessed with these numbers and you know, your wants to go into the whey powder. I'm not saying you shouldn't but you know, he's going right deep into it. And I asked him by the way, what's your means of income? What do you do? You know,

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as a means of your income, what's your job? What do you do?

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And I won't tell you what it is because I don't think it's appropriate to say, but it was completely haram. Now, I mean, that doesn't make sense. For some people Haram is just the ingredient is it just alcohol let her know. Is it just pork? That's her? And that's it? Of course not. If your money that you've earned is haram, you can buy vegetables and those vegetables are haram.

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The vegetables are haram the money that's why you know in Islamic if you look in the law of marriage and divorce, a woman can actually seek divorce, go to a court and say you know what my husband can Islam the husband has to provide that the woman can work if he wants to, but the responsibility is on the husband. So he has to not just provide just any income and any money in the house and financial support. He has to provide Halal financial support and if he does not do that, then the wife should seek cancellation or divorce or given times in looking better so it yourself I want help

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me and my children you want to eat halal food, even though you're bringing fruits and vegetables on the table but these vegetables and this food the money used to buy this money is probably haram money is haram money. So the messenger sallallahu alayhi wa sallam said this person many reasons for his daughter to be accepted. Food and drink is hard. It could be water you've bought, but the money was hard. Clothing a woman vessel haram.

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Haram, Boko Haram, woman vessel haram. And then he said well who they are because he's nourished river warrior.

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Head to toe. This guy is immersed in harm for under your stature?

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How can this person or are they accepting? Impossible? We complain to Allah that oh my dua has not been accepted. Do you ever realize sometimes that is probably my income is not Hello. That's why my two eyes not accepted.

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There are conditions for the two other books written on the topic. There are conditions. It's not that cheap. It's not that easy. I mean, it's a very effective weapon of the believer to our movement. But there are conditions there's a criteria.

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There are rules and regulations and Allah wants those conditions to be fulfilled, and then he will accept our dua. So anyway, it has a direct impact.

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This is why we're talking about more armor that very important. It has an impact. It's it has a strong connection with our righteous deeds. It has a strong connection with our righteous deeds. And that's why Allah said gloominess about what Maru Salia eat halal and then do righteous deeds. If you eat halal, you will feel the desire the spirituality that need you will want to worship Allah. You will enjoy your rebirth. You will have concentration and devotion what we call a who sure and hello in your Salah in your Eva, don't earn Hala and your income is haram unlawful, it's filthy, it's inappropriate, it's unlawful, then that has a negative impact on your spiritual

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added to your worship of Allah, you won't find that peace, that tranquility, that devotion in your Salah. So anyway this is very important we need to realize Mohammed is a very important branch of the teachings of Islam. It's filled with verses to do with my Mala with how we earn our money. Unfortunately we live in a time where this was this was predicted this was probably predicting and forecasting by the messenger of allah sallallahu Taala it was send them the Hadith sahih al Bukhari, that the time will come yet tRNS is a man a time will come on the people love you burn in model Mufasa Amina Amina Hara A time will come on the people that people a person tRNS is a matter of law

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you burn a person will not care.

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A individual will not care about the man

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from where he or she has acquired his wealth.

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Amina Hara, Amina Cara, whether it's from Hello, whether it's from Hara, people who won't care. It's one of the signs of the final hour. Like many of the signs are shut out or saw the signs of the final hour, the signs of the IANA the messenger sallallahu alayhi wa sallam forecasted this predictiveness long time ago. And he said a time will come. People won't care for them. They think this life is everything. That's the problem. We think this life is everything we don't see beyond this life, this life of how many years? 6070 years. You know, if you're 40, you've probably gone under 20 to go. If you got anything extra. It's a bonus. Yeah, as the medics, many of you are medics

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here. Well, I don't know what the average spending is right now. But I asked some medics, and I have to always keep on asking this because it's something to keep in our mind. It's a short life. You know, when you're when you're

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about 14, you think to yourself that I'm not 14, I'm 20, I've got 20 left, I don't really say that when you're 30. When you're going up up here, we have this lock throughs, you know, we had the genoa those are now we have these entertainment parks in England, we have them so we have this right, the boat, you know, the boat goes all the way up. And then it goes down here. So you know, the first part of your life would kind of slowly slowly 910 1112 2122 You know, it's very nice and simple like that, you hit 30, then you're at the top, and then we're just gonna go down strict, very quick. And after 30, you don't become 3129 2820 720-625-2322 You're going down to your death. So short life

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seriously, every one has to die. This is what a believer distinguishes a believer from a non believer.

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We need to realize we need to put this in our head

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that death is inevitable. That doesn't mean that we go to the extremes. And we just go in a jungle or maybe in a mountain in Norway, you know, on top of the snow and just sit down and say you know what, I'm going to die anyway. So just stay here. Yeah, we don't we don't become monks. And we don't go into monasteries. That's another extreme. Some people think that which is called Raja Nia over this tells us in the Quran that we don't have that in Islam rather than here. But on the other hand, we don't become extreme in terms of thinking that this dunya is always going to remain and we will live here forever. Amen. We do need to be a country where kahikatea 100 Makahiki via the messenger

00:33:34--> 00:33:36

of allah sallallahu alayhi wa sallam tells us

00:33:38--> 00:33:49

work for your this world, as long as you need to live here and put in the effort for your next slide. As long as you're gonna live there. How long are we going to live in the next life? How many is

00:33:52--> 00:33:52

that, you know?

00:33:54--> 00:33:57

How long what's our belief? How long is the next slide?

00:33:59--> 00:34:21

How long does the next slide eternity? Eternal? Just imagine Subhan Allah eternity, compare 600,000 million years with 60 years is any comparison. imagined? imagined? You know, after 600,000 million years, you've lived in Jannah insha Allah

00:34:22--> 00:34:40

and you meet your friend, who you were studying with at the University here in Oslo. After 600,000 million years. Just imagine. And one day so let's go and have some coffee. It's cold calling or goes missing. Have some coffee. That's chill. Do you use the word chill here?

00:34:42--> 00:34:52

Let's chill out for a bit. And then you just start talking. Do you remember? He's telling a friend Do you remember those a long time ago? You came we were living in a place called dunya the world?

00:34:53--> 00:34:56

Long term I remember dunya Oh yeah, I

00:34:58--> 00:34:59

remember Yeah, I can vaguely remember

00:35:00--> 00:35:06

I was born I remember I studied I think I did medicine and married and children grandchildren military. Yeah.

00:35:09--> 00:35:32

Yeah, exactly. This is what it is. And you know what, I'm not making this up. I don't make anything up even examples. It's from the Quran. Allah says in the last years of the Quran read Anna yoga, Your Honor lamea, Alberto, ill, or she had an older half, when they will see when the human beings when they will go into the next life.

00:35:33--> 00:35:57

Yeah, when we go into the next life, level your birth which feel to them, which will seem to them that they never lived in the world, except as she owed to her, except a moment of the morning or the moment of the night. This how it will feel. And that seriously, after 600,000 years, it will feel was just like a few hours in the morning. It was just an evening that you spent in the dunya.

00:35:58--> 00:36:47

It is 60 years. So we need to get that in our head as we need to create the balance. We don't become monks and we don't sacrifice everything. And that's it, we go into the wilderness. But at the same time, we need to realize that this dunya is temporary. We need to we need we need to realize that. And we need to understand that money is a means of us becoming close to Allah to be to service you towards Allah. We don't become the worshipers of money. We don't become worshippers of our careers and decrees and our wealth. The hadith says Lorena Dena did. Cursed is the slave. Abdi you know the word we have Abdullah Abdullah means the standard of Allah the Rahman the messenger of allah

00:36:47--> 00:37:01

sallallahu alayhi wa sallam he sang, Cursed is Dina. I hope nobody has that name here. Dina caste is up to the now cast it in other words up to crow.

00:37:02--> 00:37:30

See, that's what it is the slave of the Crone, the slave of the dollar. You know this this is a Hadith the messenger sallallahu alayhi wa sallam said what to do? How do you not cursed slave meaning that he's worshiping the slave? Sorry, he's worshipping the dinar on the Dharma, this is what it means it means a bad idea. Worshipping now what why should we what is worshiping be worshiping doesn't mean that he puts all the crowns in front of humans.

00:37:32--> 00:37:36

It doesn't mean that what does he mean? What does worship mean?

00:37:38--> 00:37:58

Why should means that your sole aim or objective in life is that thing you know margu In Islam shift and though he didn't understand this in Islam, when you when you when you're involved in worshipping some other deity, some someone some other thing or someone else besides Allah Subhana Allah,

00:37:59--> 00:38:44

it just doesn't mean that it's just some sort of partner or someone you've created. It's anything that you give importance to more than Islam and God and Allah, this is what this is saying the look of the worshipers of money if for someone if his sole objective in life is wealth, he gives wealth more importance, then his religion, right, then that means in the worship of, of the wealth, that's what we have even in English we have these terms. You know, this is my boyhood idol. You know, idol idol. In olden times I didn't get you know, idol yet. In Arabic. They say Saddam either means, you know, they used to worship these statues, but it doesn't have to necessarily be like a statue that

00:38:44--> 00:38:58

you carve out with two eyes. It could be anything could be money, it could be car. For some people, they either live in a car, you know, they just worship their cars every morning checking every small scratcher, you know?

00:38:59--> 00:39:09

What will you know, he's just so engrossed at the expense of your duties towards Allah, then you're up to say our CRM is a car car.

00:39:12--> 00:39:19

In England is my street actually, his brother, his name is Adam. And he has a

00:39:20--> 00:39:25

business called tires. So he's got massive outdoor tights.

00:39:27--> 00:39:37

I get my college has done by him as always. I had a word with him once I said, Look, brother, your name is Abdul something. So what's your full name? He said, My name is Abdullah Rosa. I said this

00:39:39--> 00:39:45

is like the worship of title. Let's change the last his business name up to tiles. So then he changed it.

00:39:47--> 00:39:53

I don't remember what he changed into. But this is worshiping besides Allah anyone giving importance to

00:39:55--> 00:39:59

so anyway, going back to what I was saying, there's a lot of importance and I want to talk about some very some

00:40:00--> 00:40:42

few issues before we go into the q&a, but there's a couple of Hadith in the Sunnah. normativity the messenger sallallahu alayhi wa sallam to Hadith right these are both sound Hadith he said, Julius solo but I mean, man never He knows that the Aleena will show her wo Saudi another Hadith to Joe your Sharona Yeoman EMT for Jaren eliminate taco Barossa. Why I'm saying this right now, because is that what I've just said to you just now that we need to give importance to Islam religion and realize that we're here for a very short period of time? That doesn't mean that we start thinking to ourselves that okay, how much time does it take for me to pretty much fudge a little daughter asked

00:40:42--> 00:41:24

her mother in Asia, or odd. And if you add all that up, it's like two hours out of 24 hours. That means 22 hours, I'm sleeping, I'm hurting. I'm studying at a university and working to job during this. That means I'm a worship off my income. I love that question might come. And this is what I'm trying to address right now that it doesn't mean literally what I'm what I said, it doesn't mean literally like this, it means that even besides those two hours, you have your version, you have your thought harasser another of your recitation of the book of Allah, you're making Tyrol of the book of Allah, you are sending blessings on the messenger, you're worshiping Allah, you're waking up

00:41:24--> 00:42:10

in the middle of the night, all of that, even if that totals to two hours, but the rest of the time as well. If you do it in accordance with the rules and guidelines, that Eva that becomes Dean and Islam and worshipping Allah. This is the beautiful religion. This is what we call this here on me. Every Hadith book you pick up in Arabic more or less like the Sahara for Buhari, the first hadith is Hadith for me, right enamel, man will be neared actions are by the intentions. So changing the intention. Now these two Hadith that I've just quoted from Sudan and Timothy, the messenger said Allah, are you saying what does he say? He says, Look, I took a job. All the businessman tradesmen,

00:42:10--> 00:42:24

which includes professionals, which includes anyone earning money, the medics, the doctors, the engineers, the lawyers, solicitors, the barristers, the whatever. Okay, a to jar, your shareholder,

00:42:25--> 00:42:36

the all of them, all of us, all of us because everyone's earning money will all be resurrected. Yeoman BMT on the day of judgment for job

00:42:37--> 00:42:41

as sinners, as disobedient people

00:42:42--> 00:42:49

scared, this obedient all of them is that don't worry don't worry. Straightaway the messages of Allah who are using says it

00:42:50--> 00:42:51

except a few.

00:42:53--> 00:43:12

Allamani, Tama Virbhadra was set up except the one who feared his lord in earning money, who avoided the haram. He avoided the Haram dilemma a tug of war Barbara, he was righteous in his dealings.

00:43:13--> 00:43:58

And 11 He took over rassada and he was truthful. In other words, he did his business in accordance with the rules of Islam. The other Hadith again in the soil of Timothy stone, Hadith, the messenger sallallahu alayhi wa sallam said similar Hadith, he said, now he's looking from another angle, he said, all the people who earn money are sinners, except a few. But now he's looking at it from this angle, he said, that tells you to so do me magazine or CD lead or sugar daddy or Saudi. I Terjun. A tradesman, a businessman. He was the one who's earning money, whatever job whatever career wherever professional career he or she has, at Jeff sudo, who is true

00:43:59--> 00:44:19

with along with people, I mean trustworthy. Again, meaning he carries out she carries out his or her dealings in accordance with the rules of Islam. I tell you, so don't quote me. What's the reward? Man, let him look at the reward they will be with the profits in the next life.

00:44:20--> 00:44:32

Imagine never Ye, if they are good tradesman, good professionals. They do it in accordance with the Islamic rules according to the textbook,

00:44:33--> 00:44:54

they will be with the Gambia was it the lead with the truth when people were shahada with our martyrs was Saudi hate and with the righteous people? Just imagine. In other words, you know, this is actually very scary because in other words, you have two categories here, you have two categories. Either in this category or this category. There's no middle category.

00:44:56--> 00:44:59

This this is what these two hobbies are telling us, either

00:45:00--> 00:45:27

The charger, the tradesman, the businessman is the sinner, or his with the prophets and the righteous and applies either you're at the top of this league. Yeah, or the top of this other league. So you're at the top of the league, who you are the bottom of the league, there's no way in the middle, there's only two teams. You know, there was one class as a student as a to an exams when somebody comes in second, and I found that there's only two people in the class.

00:45:29--> 00:45:33

So this is, this is a division or a legal there's only two people.

00:45:34--> 00:46:16

There's either you're at the top or the bottom. So it's very scary. But we have to ensure now how do we show we realize that look, this dunya is temporary, even our jobs even look cuspal harder for your twin brother for either it's an act of a burden, even our worldly activities becomes religious activities. But there are two important conditions. And these are the two conditions. Right? So are you following what I'm trying to say? First I said, Look, we need to realize about the world. So the question might come that look, I only worship Allah for two hours or 24 hours, 22 hours I do all the other worldly activities. answer to that is no, even the worldly activities, if you do it in sha

00:46:16--> 00:46:56

Allah, that will become religious activity. But how does it become an act of a bird? How there are two conditions based on these two Hadees? How do you be with the righteous with the prophets? How do you be with the marches on the righteous and the Gambia as a tradesman as a professional person? Two things. Number one, and I've mentioned both of these two things passing by but again, two conditions number one is that a person corrects his or her own tension. In a sweat, we have this beautiful weapon a strong powerful weapon. Me. I was just talking about it. actions according to intentions, anything we do if we change our perspective,

00:46:57--> 00:47:44

right, we change our viewpoint. We change our intention. It being from it being a worldly activity, it becomes a an activity of Islam, everything walking, talking, eating, drinking, visiting, conversing, studying coming to university. I mean, I have given a number of talks at the University of Delaware in England, I mean to the medics. Actually, we have an Islamic medical ethics conference next next Saturday. Today's Friday, yes, next Saturday in one of the universities in London. We're going to be talking about abortion. We're going to talk about euthanasia. We're going to talk about organ donation. But anyway the medics are many occasion that's it for medics. You have such an

00:47:44--> 00:48:00

important career. You know, one of the Imams of his Alma Alma Masha very hard for me, Shafi for the above, I'm a great Hema he said anymore I remember he was a point as well, and I didn't want to learn really will fit him in the year where are you going to build it up?

00:48:01--> 00:48:09

Sciences worth studying are really only two element, which is the Religious Sciences limit here for the religion.

00:48:10--> 00:48:57

What else will they be and the science of medicine which has to do with the body. In other words, classically, historically, Muslims, Muslim scholars, they considered medicine on a par with religious and sacred knowledge, because religious Sacred Knowledge caters for your next slide for your internal body, whereas medicine takes care of the external body for this slide. In order for you to worship Allah, you need a good healthy physical body. So both are very important roles that are played by religious scholars and medics. It's a very important very, very important career. But the condition is that the intention has to be there. Any intention doesn't require you don't have to

00:48:57--> 00:49:06

spend anything, not even like a crown or a pound or $1 The easiest thing in the world sisters and brothers is to change your iTouch

00:49:07--> 00:49:34

easiest thing in the world Europe there's no sacrifice involved you'll be coming to to the university anyway. You will come to study anyway you're going to drink the water anyway. But before you drink the water you make an intention that although I'm drinking there's more to just think it's in the head that I'm my throats dry you know what you know never drink this water so then I feel a bit better and I can speak more on benefit myself and benefits you are going to drink this water

00:49:35--> 00:49:45

which I have again rewarded drinking this water otherwise I will just drink the water no reward just the thought you're a businessman.

00:49:47--> 00:49:59

You make an intention all law you made it obligatory upon me to earn a livelihood to help my family my children support my family. I have to eat myself inshallah will will get health will be physically well.

00:50:00--> 00:50:45

We'll get the energy we can the strength, we will worship you more, we will do good deeds in the world will help other people. That's intention. And then you have money becomes a means of murder. You're a doctor, you're gonna come and study here anyway. Your career should be secondary. Allah will give you your career, your job won't be there, you will earn your money, but that's secondary for a Muslim. Korean secondary earning of wealth is number two secondary. Acquiring a career is secondary for a believing woman and believing man, first and foremost in their heads, in their minds in their intention is Islamic intention. If you're a medic, I want to become a doctor. I want to

00:50:45--> 00:51:26

become a medic, I want to be a physician. I want to be a surgeon. I want to be a professional. Why so that I can help humanity so that I can insha Allah help and can look after needy people. I will not because I want to be included in the Hadith of the messenger sallallahu alayhi wa sallam where he says men can interfere O'Neal of he can Allah if you're only whoever is in the assistance of his fellow Muslim brother or sister. Allah remains in his assistance, man Faraja and Muslim incorporated in kurabe duniya Khurana Allahu Anhu Kaurava Yama, Yama, whoever alleviates he is a Muslim in distress. You remove that hardship and difficulty

00:51:27--> 00:51:55

from another believer Allah removes the difficulties of the next slide. You think like that you go through your work you go to your office, your your GP DS the same term here GP your local doctor, we use gentlemen I was in America once and I gave a talk and I use GP like five times since then, um, you know, learn a lesson and joke never to say GP because you know, after the talk about training people came to me said what was his GP, you were talking about GP GP, you know, GPS, you know, conducted using the same term, you know,

00:51:56--> 00:52:28

it's called its general practitioner, but you know, we have the, you know, your local doctor, everyday, you go into your surgery, you drive your car, you're going to your workplace, make intention, we shall go over today. My intention, I want to help people, I want to try to help people who are in distress, you come back with immense amount of reward. Imagine, so that's the first thing. Those of you who are telling me if you haven't changed your intention, change it now. If you haven't already changing, give me 10 seconds.

00:52:30--> 00:53:03

Let's see. We need to change it and you don't have to, you can renew it for whatever your study, okay, I want to do it shall for a good reason. Your job career is secondary that will come. Don't worry about that Allah, Allah will place bout and blessing. And you know, I'll tell you one thing, if you have that good intention, then in the money and the income and the worlds that you acquire a lonely place Baraka in it, is something it's not physical, you can't see but you know, Baraka is not something Monica zasada Katima

00:53:05--> 00:53:08

says, Whenever you give in charity doesn't decrease, like if I

00:53:09--> 00:53:14

if I, if you have a $10 note, right, and you're giving it to the

00:53:15--> 00:53:32

do you have $10 You only have $10 in your pocket, right? And there's a poor person came and you gave the $10 the messengers that Allahu Allah said um, says, Charles you never decreases your wealth. You look in your pocket, it has decreased alright $10 Whatever is the current

00:53:33--> 00:53:37

you look at Hadith messenger SallAllahu Sallam saying it doesn't decrease.

00:53:39--> 00:53:42

It's gone. Let me look at his property.

00:53:43--> 00:53:48

Yeah, you've never decreases you have gone, it's not coming back.

00:53:50--> 00:53:58

That you don't think that at least literally. That's a you know, sometimes you take literally overall guides you can get into a lot of bother. That's another topic.

00:54:00--> 00:54:16

There's a meaning behind that heavy. What is the meaning that Allah will grant you Baraka in your wealth, which means that you are able to do more with less income. Like for example, someone goes and earns

00:54:18--> 00:54:46

$1,000 as his salary, but he comes home. He has to pay something. You know, his son is ill is taught his medicine, this insurance. He just had a car accident, the tires burst. This has happened. That's happened by the end of the day, you've got like 100 left. Another person came with $500 as his income came home, there's no real big no bills, no real expenditure and he had about 300 left.

00:54:47--> 00:54:59

Now, physically he is earning more $1,000 is earning $5,000 But Allah has given him Baraka because he is benefiting more from his money is not benefiting from it.

00:55:00--> 00:55:28

Hello brings about Barack, it brings blessings, you're able to benefit more from your wealth. This is what we need to realize. So change of intention. If you're a Medicare adopter, change your intention, whatever it brings about Baraka in your, in your in your earnings, and number two, and this is the most important and I'm gonna conclude with this number two, which means we'll take a bit of time, what we're trying to finish this in the first session for another time.

00:55:32--> 00:55:33

Great supposed to be about

00:55:34--> 00:55:35

what time is it right now?

00:55:37--> 00:55:41

Sorry, 60s here. So, when should we take the break?

00:55:46--> 00:55:47


00:55:49--> 00:55:58

The second point is that, how do we make our careers our means of obtaining wealth in the world a means of is,

00:55:59--> 00:56:05

you know, a means of a burden, a means of becoming close to Allah. What did I say number one was

00:56:06--> 00:56:24

intention that should be in the mind. Number two, which is the most important is that the method the manner in which we do our jobs, the method the manner in which we carry out our jobs, our careers, they must be legal and they must be.

00:56:26--> 00:57:11

This is the most important part. Now, this is like there's a fact behind this there are rules and regulations, but just our mention a few brief things. This is number two, in order. You know these two things are simple, but they require effort, chaining of intention was very easy, it's just in their head. But number two, in order to make all our careers, our jobs, our businesses, our transactions, our earning of money, or your religious activity, changing of intention, and number two, it has to be in accordance with the laws, rules, regulations of Islam, according in accordance with the guidance given to us by the messenger of God, the messenger of allah sallallahu Taala and

00:57:11--> 00:57:38

he will only he was acting he was saying that, you know, this is very important. There are numerous things that we need to realize and some are basic things In Islam there are prohibited like for example, we all know and this is not rocket science. This is an overused term, but this is basic crystal clear basic rule of Islam. It's in the Quran it's everywhere and I don't just understand I mean people I mean we can make excuses for everything you know if you if you want to make excuses you can make excuses for even Zina.

00:57:39--> 00:58:07

I've ever had people making excuses for Zina by one brother said you know Sheriff it's so difficult in this day and age I'm sure it's you know, a lot of minutes Hello there's an excuse or mothering skills too much fitting out there. So you know as soon as Hello, I mean, if you can make excuses for anything and everything in this world. So sorry for being frank but this is haram agenda. Quran is clear cut. There may be some details here and there. But everybody knows one of the basic rules of Islamic

00:58:08--> 00:58:27

economy and Islamic trade is the prohibition of you know what? The river usually interest is absolutely, clearly, categorically, wholeheartedly and vertically forbidden and lawful, filthy just prohibited.

00:58:28--> 00:58:59

It's in the Quran. There's nowhere else you don't have to go to the Bible or the Torah to Cebu you don't even need to go into the Hadith and you don't even need to go to a week change transmission Hadith. It's in the Koran and strong sound Hadith of the messenger of allah sallallahu alayhi wa sallam. Yeah, Allah Nina Amman alert coloboma don't consume whatever, it's private, it's in the Quran. It's in the Quran, Allah tells Allah has never given a warning against anything, any sin imagined.

00:59:01--> 00:59:11

Allah has never given a warning against any sin more severe than the warning given against consuming river for a limited

00:59:12--> 00:59:20

finally, if I learn to follow, if you don't have pointed it out for a laptop, I will learn will be hairpin Allah he will

00:59:21--> 00:59:46

then wait for announcement. Then there is an announcement for a little let's be known as a war declared by Allah, God His messenger then will be happy when Allah He was holy people see excusive very difficult it's there's no difference Brothers is still basically no Riba and other sin prohibited. There's no difference between murdering and

00:59:47--> 00:59:59

right. There's no difference between Zina fornication and normal sexual intercourse, illicit sexual intercourse and there's no difference. The same excuse that's allowed that allows the

01:00:00--> 01:00:42

You know, permissibility of Zeno will be the same excuse. I mean, why the difference? There's no difference. Allah says La Takara Yo La Nina Amaru Are you believe the Takara Xena don't even get close to Zina. Allah talks about colo Neva don't deliver. I mean, exactly the same. Now, people say it's difficult Okay, someone could say it's difficult Are you in a state that you will come in Zero? What's the difference? There's no difference. I mean, if someone's feels that they're losing their life, there's no difference between drinking alcohol consuming pork and consuming the river there's no difference there is absolutely no from there's no difference in the prohibition rather liver is

01:00:42--> 01:01:14

worse than consuming pork and drinking out now. If someone thinks that in a situation that dying Allah says I'm going to thoroughly and of Darling What if you are in a situation where you when you are dying out of hunger and thirst you're traveling in the desert Sahara desert in North Africa you know across from Mauritania to Egypt you know across that's one journey by the way I really wanted to you know not by plane by by road wrote

01:01:15--> 01:01:20

we're just trying to get some brothers ready for them to chop across the Sahara Desert Toby just an amazing journey

01:01:22--> 01:01:43

from from Mauritania, Tunisia, Algeria, in UK all the way to from Morocco all the way to Egypt. Been to Egypt and Morocco but others in the middle of just a really nice trip but anyway this is besides the topic because I was getting actually saw you guys real serious serious faces so I thought I have to put a joke

01:01:45--> 01:01:48

because the Rebbe is a serious issues. I saw the Facebook excuses.

01:01:49--> 01:02:28

You know, it's in the Quran, you know, we have to listen to what we like and we have to listen to what we don't like the things we like Hamdulillah we thank Allah the look we are okay with this things which we are not yet away from we pray to Allah, Allah make us good Muslims and Allah, you know, Inshallah, we try our best, but we shouldn't start getting into the idea of arguing against everything. Islam means submission. You know that okay. No, but there's, there's no because we have to ask ourselves, Is it just because of my desires? Is it because I'm involved in the Riba and that's why I am arguing against it. If I had nothing whatsoever to do with rebar and now none of my

01:02:28--> 01:03:10

family members, but I genuinely feel some situation because maybe that's not your design, then that's fine. But most of the times we we have objections because it concerns us. So that's really a variety and when he talks about either who our IT department our following one's desires, so there's no difference between alcohol consumption and riba if someone else isn't operands Barbara layer above you know that if you are dying out of hunger and thirst, then you can drink alcohol you can eat pork if someone's in that state that they are dying then they continue to live they are dying there if they don't take the river they will die because you might do in Oslo because of the snow I

01:03:10--> 01:03:13

have seen so maybe maybe there's a different ruling for here.

01:03:14--> 01:03:33

Seriously, it's so cold out there so maybe if you're going to sleep on the snow and you might die or you might severely dangerous of them then yeah maybe you ask a chef or a you know some jewelry store or move to rafati or someone and they might look at your situation say for you maybe yes you know you're gonna end up in the graveyard revise Hello.

01:03:34--> 01:03:37

But there's no difference between alcohol consumption and the river.

01:03:39--> 01:04:01

Upon the river there are numerous Hadith the messengers of Allah who it was sent up to the point that not just taking you know there's a hadith is a healer Behati and elsewhere, he said now I know Allah who are killer riba were mu killer who were Shia he they he were Kirtipur, who were called on salah. Allah's curse curse means this person is deprived from the Mercy of Allah.

01:04:02--> 01:04:22

It's in series. A was a learner killed is on the giver of interest in the river. The taker killed were Mookie, the ether, the consumer, the taker, the giver and the taker, the one who takes interest, the one who gives it? Why shall I add even the witness to it?

01:04:23--> 01:04:59

Two people are dealing in an interest based transaction and I'm witnessing and I'm part witnessing being part of it. Remember, this is a very important point. You know, you can see two people committing Zina. That doesn't mean you have to sin. You just witness them to seeing it. I'm not involved. Right? I mean, if you see every sin, and you become sinful, that that's not what's meant to people are dealing in an interest based transaction and you just saw them and you just seen them. That's not what's meant here, which does mean you are directly involved. You're part and parcel of the transaction. You're not the giver, you're not the taker, but you also sign the document. You

01:04:59--> 01:04:59

also say okay,

01:05:00--> 01:05:13

And I'm your solicitor or I'm embarrassed or I am your lawyer here, you're gonna be involved in an interest based transaction deal that was taking place between HSBC and something and you're involved as your expertise.

01:05:14--> 01:05:57

We'll show you the word katiba, who the writer, all of them are equally said Sallalahu sallallahu alayhi wa sallam, anyone who has a job, anyone who has a job that is directly linked directly, he is involved, she is involved directly with that interest based transaction, and that job becomes unlawful Islamically that money becomes a loaf. Now, don't get too scared, check. Check with the scholars with the learning people. If you have a particular situation, maybe sometimes you might think it's a novel, it might not be a novel, you know, something which is directed it but there are numerous Hadith of the messenger SallAllahu to Allah anusandhan. And then we know the Quran tells us

01:05:57--> 01:06:00

also one of the issues about what's unlawful is also

01:06:01--> 01:06:32

gambling. In the malham Ruin, Meister Allah says, Hello, Nina, Herman, all your videos in normal hump, alcohol one, made easier, which is chancy gambling. And then he mentioned some other things. Well, unsolvable zone ridgestone is impurity minimization on? Its from the works of satan. Now, I mean, gambling is a massive disease, it's an addiction. We know that I don't want to want to even go there. You know, I don't want to talk about the gambling in Las Vegas.

01:06:33--> 01:06:46

Talking about that, right? I mean, that's we know, that's totally how but sometimes we don't realize certain things. They are actually gambling. We don't even we don't want to gamble. We don't we don't want to gamble. But we don't realize,

01:06:47--> 01:07:08

right? I mean, the ones who intentionally gamble that is out of the question. It's a disease. It's an addiction. Seriously, it takes a piece of this life, and then it's life. Just don't even go there. You know, gambling is just completely for a Muslim. It's a no go area. The messenger sallallahu alayhi wa sallam in one Hadith said men already lie to our local milk.

01:07:10--> 01:07:10

You know,

01:07:11--> 01:07:13

even just telling you, Brother, come on, let's go down

01:07:14--> 01:07:20

to you and say that in that statement, is a very dangerous statement.

01:07:21--> 01:07:55

But sometimes we don't realize that we are camping. In England, we have this national lottery. I don't know if you have this lottery, people buy lottery tickets. Don't it's a major, major, major sin, to meet us in theory, work, earn your money, you know, you get Career Enhancement money, help someone? Why do you want to build the money, just simple money, which you will go to the news tomorrow, and you become psychologically affected, it becomes a disease, it becomes an addiction. But sometimes we don't realize sometimes there are game shows, you know, on the television.

01:07:56--> 01:08:33

In England, they have these television shows, you know what happens? They have questions, all these questions, okay, phone in with the right hand side, you know, all night long. And there was actually one of them, they got called for some fraud as well. But you know, all night long, you know, we have these channel four and five, you know, all night long, you had these game shows, and you know, they have presenters presenting, and you have all that you can win 300 pounds, 2000 pounds, 20,000 pounds, there's questions, people phoning you think, okay, what is it you noticed? Actually, a brother came to me and I mentioned this to him. And then he said, This is what happened to so yes,

01:08:33--> 01:08:40

you know, you're, you just have to find it. Just seeing the right hand side, you'll get the money. But you know what it is? That's gambling?

01:08:42--> 01:09:24

Why is it gambling, because you know, a normal telephone call, cost you 10 pounds, that call will end you will end up paying 40 pounds, because you're waiting on the line number one, it's like one point of it rather than 10 minutes a minute. Okay? They'll tell you it's one at the bottom. It's a code 10.1 point a minute. And one minute, you'll be waiting, you'll be in the line and you'll be 25 minutes minimum, you'll be waiting. So your basic minimum, you're paying 30 pounds, or 30 pounds to answer a telephone call, which was 10 pounds long. Whereas your other 29 pounds, and you know, 90 pounds gone. Gambling, all the money of all the contestants and all the people calling in phoning in

01:09:24--> 01:09:58

3030 30. That's all used to give as a word as prize to the winner, which is gambling. Gambling means that everybody puts their money in, there's a risk of you winning or not. One person wins and takes everybody's money. That's gambling. That's the definition of gambling. If all of you if you don't put any money in it, then there's some gambling. So we need to try to avoid this gambling as well. And then also there are other issues in terms of Ramadan that I'm talking about the rules or regulations. We talked about the intention which will remember the laws. There's something called the fifth if you read the Quran

01:09:59--> 01:09:59


01:10:00--> 01:10:01

Hola, como coffee foon

01:10:03--> 01:10:05

the last Jews of the Quran

01:10:06--> 01:10:18

you must have heard of this in salah the Imam reads way too little motor Fifi Allah the Qatar alumnus he stole food whatever Curlew was a New York rune I don't know that

01:10:20--> 01:11:10

amazing but field is a massive thing it's to do with business transactions to massive sin where your coffee Allah says Whoa and destruction and to the people of fee for the United feed Olivia and Eva Katara when it's their time to take things through measurement and wait yes though food they ensure they get every penny every grain you know when you go to the shop to the grocery brother the meter meters not be slaughtered for make sure properly put one more poll one more apple one more tomato one more you know potato it needs to be pro when it's their time that's your it's no problem. That's your right. But Allah says will you then tell you who I was I knew who you were, what is the time to

01:11:10--> 01:11:18

give others through measurements and weight your soon they give us they give China they don't give a change one penny that's

01:11:19--> 01:12:06

double standards. Allah says hello you don't know it's an amazing surah Allah you don't know who they are now mobile also. Don't these people think and realize that they will be resurrected in the next life. Your Way or OMO nurse will develop build either me when everybody in the whole of humanity will stand before Allah when we will be questioned about every penny of the crown every pound. How we spent it and who we owe other people. Quran yo yo Lizzy Tamar ruleta koulamallah combine a couple but don't consume your wealth unlawfully. Every crumb will be questioned regarding on the Day of Judgment. The famous Hadith where a man will come with actions Eva in abundance,

01:12:06--> 01:12:11

worshiping abundance, but for God's barraba worship.

01:12:14--> 01:12:38

But he has hit his maximum he's cursed someone he consumed someone's love unlawfully will happen people will come rolling your return pounds you'd ever give it to me in the dunya now give it to me no I don't have no crumbs now I didn't come and apparently this is very mean my watch shroud coffin. And then they were very very pounds less I was instruction further.

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Description Pharaohs needs to bury all the treasures. You know what they used to do that they used to think that they will benefit but they will benefit you with this treasures in their grave. That's what they used to think. If you've been to Egypt, you know, the three parents I went to the middle of it didn't go. But if you go into pyramids, Wally, right in the middle, there's a massive room and on the walls, the right good to best luck with messages and good wishes. And they used to bury with the Pharaoh foods and bananas and ice creams and everything and gold and jewelry, everything they own everything you know the treasures. But you know we find that funny isn't it? You think how sick

01:13:24--> 01:13:50

people. But sometimes we're more ridiculous than that. Because you know what they used to think that he believed in the wrong thinking, of course, that everything in this world and earn money, I'll give so much to this world. Whatever I can use in the world that use it and the rest shall not take Him in the grave or benefit in the grave. We know for a fact that we will not take nothing with us and we still deal with the world as though we're going to take you with our grief.

01:13:52--> 01:13:54

So this is something everybody should realize but

01:13:56--> 01:13:57

in the grave.

01:13:58--> 01:14:37

Next life, people will come with even a penny that's why Allah says in the Quran about debts, another law about debts. I mean about this future finish this but fifth point of the double standards. This is a novel Islamically when you're a boss of a business, you're only concerned about your rights. Yeah, when you're a boss, you're talking about you know how your employees should work diligently. You know, don't you know don't waste your time. And if and if somebody is employed, they're just talking about their rights. They only know about their rights. This hadith is talking about when you're working for somebody other things where we're in the office and we're on our own

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on the computer YouTube watching a video on YouTube.

01:14:42--> 01:14:45

I'm looking at its share lecture. It's hurting

01:14:47--> 01:14:59

you you're getting paid for all your work if your job if your boss has allowed you fine, but your job is to work and your your job is to do something on the computer do accounts or whatever I

01:15:00--> 01:15:12

Do the office work? Or you're there? You're thinking, Oh, let me listen to Alibaba. How old are the Imams today? So I'm listening to this lecture amazing lecture, you think you're doing some good Rebola. That's haram, an awful many coming.

01:15:14--> 01:16:01

It this is this is what we call total fief. responsibility of the worker, the employer and the employee both have responsibilities. The boss has the responsibility, the manager has responsibility. Total Nigera, Agera covenanting agent for Annika give your employee his salary, his wages before his sweat is dry. Don't Don't wait, you wait, as soon as a month ends, give a salary, give me salary. But then the worker needs to realize that it is right as well. You know, sometimes they just relax in office. So it's both sides, this will be called duck feet. So these are rules about the faith. And then we have not all of the basic rules about fraud, about deception, about

01:16:01--> 01:16:38

lying. These are major diseases in business and trade. There's a hadith and Sunnah not only monetarily, but the messenger sallallahu alayhi wa sallam, he said there's three types of people that lie under Allah. Allah will not even look at the women they have on the Day of Judgment. One of them is more than fear. Oh silly. Who been hiding field guarding the one who the one who sells his commodity is good with a false false with a false brother, you know? I for you is only four pounds you know, it's just for you. It's only four pounds. But

01:16:39--> 01:16:45

it's for you. It's only four pounds. And it was really only for you four pounds. Because when everybody else was three pounds.

01:16:47--> 01:17:16

And you're thinking of everybody else has 10 pounds for us three pounds, four pounds. But if it's people deceive, it's how, you know I just making 10 Pence profit. Don't tell them if you know what to tell them but don't lie. Absolutely haram. Absolutely. Ritual bribery is haram. It's prevented in our communities and our societies, in Muslim countries in Muslim lands and subcontinent in many of those countries. Rashi will monitor Shakira, on

01:17:17--> 01:17:22

the messiness of Allah what is the take of the bribe, the giver of the bribe, both are in

01:17:23--> 01:18:06

a rush he will Motegi Kyla so this has been about a month vehicles in Idaho been in Cali line. She had to zoom. There's a one Hadith of the messenger sallallahu alayhi wa sallam said that when two people when they buy and sell fine so Dukkha will be Yena for him sadaqa obey boo ricotta who Murphy by Rahima if they the buyer and the seller, if both of them they are truthful, they make everything clear. They are truthful. They declare and disclose everything just clear cut, Allah will give baraka in their business. Both of them were in Katana, if they both hide, and if they both

01:18:08--> 01:18:30

were Canada if they both lie, or if they hide did fail to disclose the information more required Baraka two by three Heba. The Baraka that when I told you about Cummings right, I explained to you, the baraka of their business is taken away. There's a hadith in the center of the merger, that the messenger sallallahu alayhi wa sallam he said about

01:18:32--> 01:18:39

the that Whoever sells Mombasa Yeah, mandala mum da maybe

01:18:40--> 01:19:12

I even love you be hidden who loved me as Alfie Mattila. You could look at Whoever sells Whoever sells an item which is which has a defect. You sold your car when something wrong with the engine or there's something wrong somewhere and you did not disclose it love you begin who Hadith sound llambias And will fi marketing this individual will remain in the Wrath of Allah

01:19:13--> 01:19:29

how many times we sell we try to get away with it we hide it scratched never He won't see it. How long it's a no for these are business dealings basic business dealings, man Hashana for Wrestlemania, the one who cheats is not from us. The messenger Salallahu Alaihe Salam says the one who cheats is not from us.

01:19:31--> 01:19:42

artifice artificial adding with you know, sometimes you add things or you make it you know, deception. This is all deception, any form of deception. It's not haram that it's Sorry. It's haram. It's not

01:19:46--> 01:19:59

one of the Imams of this ummah. emammal remarkable Khalifa Rhodiola. He used to be a businessman. You know, he's a businessman. He's German business. He had workers that he had employed. So one day he went to shop he's too

01:20:00--> 01:20:10

Be a textile business clothing. So he said how's things going? What's happened? And he asked one of one of the workers, there was one particular

01:20:12--> 01:20:16

garment or clothing, or roll of clothing that had a slight defect in it

01:20:18--> 01:21:00

had slight defect. So he came in, he knew about it. So he came into the shop. And he said, Well, he didn't see what happened. So I said, Yes. So who do you sell it to in? How did you sell it? Because according to the standard price, how the person didn't really realize he looked at it, he liked it. So I didn't tell him I said, I wouldn't be laughing my Rosabella This is haram. How could you do that? He said, Who was it? He said, I don't know. If I remember the Khalifa Villa Herman Kufa, he himself for three days traveled the whole of Kufa going from alleyways from street to street row to street announcing anyone who came to my shop, he took some of the workers as on who's come, both

01:21:00--> 01:21:20

this clothing on this time shop shop, who came who came, please, we want to, we want to know who you are. I finally they located the man and then they told them Look, brother, this had a difference in it. There's clothing, if you want it. For this price, you can have it if you don't, if you want to give it all back to us if you want to give more options.

01:21:22--> 01:21:24

This is this is these were the great Imams of this.

01:21:25--> 01:21:59

They didn't become great Imams of Hadith and all of that just because they learned all the rules of Islam. And that's it. This is what pays if this is what makes a Muslim Muslim. First and foremost, we need to become human beings before we become religious, righteous people basic, basic aspects of the of humanity. And I'm coming to an end in Sharla. And there are many other things. But there's just a couple of things which I'm just going to end with about this is that there's another important rule and we can go on and on with these rules. We know about hammer that's Haram as well.

01:22:00--> 01:22:06

Hammer parameter a common hammer, alcohol haram, we know that I don't need to go into that.

01:22:08--> 01:22:45

Muslims should not be selling again about alcohol line Allah who, you know, there's a curse of Allah on the drink of alcohol, the provider the server, you cannot work in a club or you can't serve it ourselves. Well, Mark Sarah, the one any form of direct contact in an alcohol based transaction, you have to work in a supermarket, where you have to stack on the shelves, bottles of wine, brandy, whiskey.

01:22:46--> 01:22:48

Muslims can't do the incomes.

01:22:50--> 01:23:10

Right. I mean, this is very important. You can't have a shop where you sell yourself, or you can't work where you have direct contact with alcohol consumption. You can't work in a restaurant. And unfortunately in England, we have some communities where there are a lot of Muslims who actually have restaurants, their own restaurants, and they're serving and selling alcohol.

01:23:11--> 01:23:24

And some of them say so difficult customers don't come. Customers don't come next slide. Do you think you're here for 50 to 60 years, you're worried about customers of 60 years and you're worried about 600 million years or five of health?

01:23:25--> 01:23:50

Is there any any logical reasoning behind that? So we need to really realize this that look, you know, these are rules. These are rules that the rationales are Allah, Quran placed Islam places are mentioned another story, you know, just about any mammal. There was one scholar of the subcontinent, remarked Russia by the time it was a great scholar known he was known as accurate OMA, the wise man of the community has written about him that you know, he

01:23:52--> 01:24:30

luggage and I'm going to end with this with with when he used to travel on the trains. Do you guys have trains? You know, you travel on the train? You have trains here? No, I'm asking this because some countries don't. They're not that popular. You know, if you go to America, Canada, trains are not popular, really. I mean, they're starting. I was just in Canada two, three weeks ago. And they were saying that they would they want because it's a massive country, big land, so that they're not popular in England. We have just learned that if you come to London, London Underground tube network is one of the most sophisticated in the world. And then if you've traveled it's just amazing. You

01:24:30--> 01:24:36

just control the whole of London's underground the whole thing runs underneath. But anyway, he was traveling now.

01:24:37--> 01:24:59

He came with all his luggage. Now. This was an Indian subcontinent, which means before partitions in the subcontinent. He was he was traveling when he came to the station with all his luggage. Now, if you have excess energy luggage, you have to wait. You have to wait and pay the premium. You can take

01:25:00--> 01:25:07

certain amount of kg right don't try to bribe the guy that Yes Have you ever put your test was not important

01:25:08--> 01:25:50

don't try to do that if you do that I mean you probably get arrested here in the west you probably do and that's good hamdulillah Allah has given some some of these people more sensitive people in our lives and the Muslims you can you can go to many of the Muslim countries and you know the guy is doing you know we could probably put him probably with a meter to make your luggage seem excessive and over over the mark so that you pay him some money and sometimes this is a ruling recruiting sometimes we have no choice if our basic legal right is being denied from us. You know, I said the giver of the bribe and the taker both Yes, but if in a situation where you have a legal right and

01:25:50--> 01:26:26

someone's just bothering you, it's just troubling you because He wants that money and you're not you've not done anything wrong, you're not breaking the law nothing that in that case, to give it just for the sake of you know, saving yourself from the bottom trouble scholars have ruled based on the evidences that that is permissible, but you know, find out before you do so, but you know, bribery now, he wasn't the way it was weighing the luggage. The worker they said oh this is the greatest chef you know of the area even though we won't you know weighing weighing all your luggage. You don't have to weigh like a

01:26:28--> 01:26:32

chef you know, you don't have to weigh you know, you're special you're the chef

01:26:36--> 01:26:53

and the creature How can you be a shaker if you do those kinds of things you can't you know, there's no rules the one for the Imam and another rule for someone else. He said you don't need to because of our boss I'm in charge. I'm the conductor you don't worry you don't have to pay. You don't have to pay it's just you can go free take on your luggage.

01:26:55--> 01:26:57

You said But brother Where are you to?

01:26:58--> 01:27:04

Come to dorium until the next day the fifth station I'm I'm the conductor on the train.

01:27:05--> 01:27:17

So but I'll need to carry on traveling after that what will happen? So don't worry my friend colleague will come I'll tell him so also to order for you to only share if you don't have to worry so everything outside him this what you

01:27:19--> 01:27:36

said How long will you be there on the train? He said I'll be there till the next destination separate I need to carry on is it already sorted October to you know the three conductors? Because the next conductor How long will he be there? He said don't worry he's until the end of the train. So you're sorted. Because my my train doesn't end?

01:27:37--> 01:27:40

I have to go to Allah will the conductor come with me to Allah has ordered my grave?

01:27:42--> 01:28:24

will then conduct a call with me in my grave? Will he come in the grave as well? And when Allah will ask me the question, will that conduct a call with me and answer a lot on my behalf to Allah Azza It's haram, you can't do that. These are basic things. Sometimes we don't realize we don't realize I'm going to end with this. One final last point about this. These rules, there are other bases most will lose when you don't have the time that letter or deception we talked about that. And things like that creating monopolies. There are laws about creating monopolies in the community, in the industry, where someone takes, you know, someone who takes advantage of this of the situation. And

01:28:24--> 01:28:33

people like extreme harm, there was a lot that he was gonna say let the energy issue he said about the local journal, all these habits that you know, for example, there's a there's a

01:28:35--> 01:29:14

particular item that scares that's red, someone stacks them up what we call the car, electric room alone. The messengers of Allah, Allah Islam said the one who holds and gathers and he knows now everybody's in difficulty. There's no sugar. You've been for the past three years, you know what's happening. you've stored all the sugar and then I say you're the only one who has tomatoes, or potatoes or sugar. That's a nobody else in the community has sugar. And that's it you make the prices go extortion you make and you just create a monopoly. You're the boss, you're in charge and you're harming people that is actually unlawful and sinful. He said, Tokyo, Milan. And there are

01:29:14--> 01:29:35

many other things. But one last final thing, which is a very important part A the principle that relates to our normal day to day transactions. Sorry, I'm going above time, this is a very important action I'm seeing mashallah people are quite, you know, glued. So that's what I carried on but this is definitely the last point. There's a saying that this is a fight.

01:29:36--> 01:29:37

This is a card.

01:29:41--> 01:29:59

This is a principle in Arabic. It's the same of one of the early scholars or maybe one of the Imams who some said it's a hadith but as he soundly established, it's not found, but nevertheless the meaning is true is probably a eternity or someone said this, but it's generally are in the