Business in Islam

Khalid Yasin


Channel: Khalid Yasin

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Anybody who would like to get a copy of this a transcript of this

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is not free

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business. And if you want a copy of this lecture after it's edited, guess what? It's not free, because it's what business. A lot can call us to do business. We can also do business with each other Alhamdulillah

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Salatu was Salam O Allah I should feel MBA

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some of the law rather he was

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he was happy he was what he wanted

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us to call Hadith terrible law.

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Hi Ron, how do you hide your Mohammed in assembler Allahu Allah. He will send them

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to have a coup d'etat in Baku

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for now

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I want

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to say salaam aleikum wa rahmatullah wa barakato.

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That many Muslims are not aware of this. But the longest verse in the Quran is in Soto Bukhara, the 200 and 82nd verse, it is the longest verse of the Quran longer than I used to Kersey.

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And in the last panel rotala is specifying clarifying, clarifying issues relevant to business transactions, guests, and the protocols of Commerce, the longest verse in the Quran. So you know,

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in the arrangement of the Quran, it must mean that it is a very powerful verse.

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However, unfortunately, most Muslims

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did not hear any perspective on that verse.

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And in most messages, and in most religious circles, and in most Juma,

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most Muslims did not hear from the Hatim or from the scholar or from the teacher, or from the preacher and extemporary on this topic.

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As a result of that,

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when you don't take into your body, certain vitamins, through the natural intake of food, you develop, we develop something called a what

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should make

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a deficiency.

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So if you have a inclination towards deficiency, because of the foods that you eat, or the environment that you live in, you have to take something called supplemental medicine,

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Today, we Muslims, because of deficiency in this issue, we have to take supplemental information. And that's what I'm going to deliver to you tonight. I'm going to give you a pill to take tonight, which will help you restore or replace something which is deficient in our intellectual spiritual diet.

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I will not recite the entire verse because it's not necessary, but it is diverse.

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Chapter Baqarah to children at second verse, everybody can go home and read that those who are holding the view that

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so let me give a general definition in the English language of the terminologies called Business and Commerce to make sure we're on the same page.

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This This means anything that keeps you busy, you know busy nurse, busy nurse,

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anything that keeps you busy. Anything that keeps you occupied, anybody that anything that keeps you connected, is called dizziness or business.

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It happens to be one of the favorite occupations of all human beings, whether they are

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are selling whether they are producing or consuming, it is one of the preoccupations of the human being which Allah subhanaw taala have created them for

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commerce means the social interaction between two individuals or two entities or two companies or two countries, commerce

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other terminologies that come is trade, buying, selling and transactions.

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Now, let us listen to a few Quranic terminologies within those two categories, the first one is called a start up,

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the word is stara. In the Quran means purchasing, buying and exchanging. Another word is beta.

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They are in the Quran means selling and buying.

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Another word is tiara trade, transaction and commerce as a loss of mentioned in the Quran, Allah De Luca de Jonathan chingy comunidad de de Jarrah trade transactions and commerce. Another word that comes in the Quran indirectly is the word folk. And folk means the ships on the sea carry passengers and commodities, for trade, and other beneficial things. And other orders came and wasn't. This means measuring and weighing commodities or things for trade and commerce. Another word is, say euro to move to set out to travel, or in the case of the planets in the heavens to orbit.

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This is related words have been used in the Quran more than 127 times

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how many times

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more than 127 times

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the name of Mohamed Salah sim does not appear 127 times

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the names of any prophet does not appear 127 times, but terminologies dealing with Business and Commerce comes into court 127 times which suggests the intrinsic importance and significance of business and the Social Affairs of human beings.

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There are also hundreds of authentic a hadith which deal with the ethics and the principles of business, which further supports evidence that Business and Commerce are like the veins in the body which provides the life blood of the human beings

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look into the era of the prophets a lot of them because the word Sierra it means a picture. It means a portrait or it means a snapshot Siraj. Look into the Syrah of the prophets a lot of Sam that means his evolutionary biography, what took place before him and what took place right after him. This is considered to be in Islamic terminology, the Sierra

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look into the Sierra of Rasulullah sallallahu wasallam.

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I want to mention the names of Abdul Mutallab, who was

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his grandfather.

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He was also

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the patron of Mecca. He was also the biggest one of the biggest businessmen of Mecca. This is the grandfather of the prophet SAW Sam, Nutella. And we have to mention his eldest son, whose name was Abu Talib. He never took Shahada,

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but hardly anyone earned the kinds of reward and taking care of and protecting and following the prophets a lot of Sam even though he never became a Muslim,

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and he also was what

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a businessman and the prophets allows them learned the art of business from his uncle, his non Muslim uncle Abu Talib, his first travels outside of the Jazeera a lot of his first travels and doing business was under the supervision of his uncle Abu Talib.

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The Messenger of Allah Sam was also a businessman.

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His father, who he never met.

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His father, whom we never met,

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was also a

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He was doing trade when the process and was born. And in one of those trade

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trips, he died

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when the colossian received revelation, he was already married to a woman, by the wisdom of Allah subhanaw taala. Allah he called the Quran, something which is

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very heavy.

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So before the way he came, Allah gave him something very beautiful to carry him and to carry that revelation and to support it. What was her name?

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Say that Khadija then hoilett bit correlated and she was also a what businesswoman. So see the wisdom of Allah. When the prophets Allah Sam was not able to do this anymore.

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Allah subhanaw taala gave him the support of a woman who was already doing business.

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After that, the first male Muslim, who was the father of Mohammed slash him, his name was Ali. Abby Talat, he was a boy. So we ain't say the first man, but he was the first male, the first free person that accepted Islam.

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His name was Ali

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Vitali. He also was a

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by default a businessman because his uncle was a businessman.

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The next person was Abu Bakr Siddiq, the closest Companion of the prophet SAW Sam, he also was a businessman. The next was

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the second Khalifa, who also was a

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businessman. The next one was a fan, who was also his son in law. In fact, he was married to two of the daughters of the province while Sam, his name was his nickname was the Nuri. He also was a

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businessman. Then we get Abu sufian, although he came to Islam after the fatal neck, Abba soufiane was the governor of Mecca and one of the biggest businessmen of Mecca.

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After that, it was called nobody caught it. Nobody. It was the son of Walid O'Hara, who also was a

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businessman, and he paid for the private training of his son worried.

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So he became

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a militant person, he became a soldier. But before that, he was what

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a businessman.

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Then there was as an approximate, he's

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one of the first people that came to promise support for the process. And from the house and the facade, his name was up the rough man in the house, and he was one of the biggest businessmen among all the companions of the Prophet sallallahu. After that, there was settlement and fantasy, and fantasy, he owned some gardens in Medina, and therefore he was also a

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businessman. And there was Abu talha and Abu tala was that Companion of the prophet SAW Sam, that when the verse of the Quran Cain

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you shall not attain righteousness until you give from that which you love.

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Allah held that ayah when it was revealed, and he was the owner of a garden, one of the biggest traceless Gardens of Medina, and he loved it very much. But when he heard that verse, He came to the prophet SAW him and said,

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I heard that verse and I want to give the garden that I loved the most to you.

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That garden now as part of the

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extension of mosquito number, we're supposed to look at that reward. It is now part of

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the extension of mosquito number we're so that man he had no idea that the garden and he gave to the prophet SAW Sam would be prayed in by more people, okay, that anyone could imagine.

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But he gave it to the prophet SAW Sam and did the process. Sam said take the money and give it distributed to your family.

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From this evidence, it is clear. Oh, then let us not forget, you saw

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the first official of Islam he also was right

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A businessman. So if you followed me, out of the 60, for me, companions of the Prophet SAW Sam, we know that 15 of them was major businessmen and women.

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Major what

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this is many women, only five of them work for somebody else, only five work for someone else. That is because either they was assayed before, or there was a catch Captain before or they traveled somewhere, and somebody took their money from them. That is the reason why, but only five of the major 64 complaints are processing. They weren't for anyone else. So already we can see most of us we already off the page.

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You understand what I mean by we off the page.

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There's a hadith that comes in with different rewire that some of the major moves.

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They said this week, and I'm not going to dispute them because that's not my expertise. However, even though they made it weak days, in terms of no one can say it is a hate, but I'm still gonna relate it why because of the topic itself. The fact that it is a part of the body of Hadith, and the fact that it It also connects itself to many

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sounds a Hadith, and that it does not dispute any of the meanings of the Quran. No of the Sunnah. I'm going to relate the Hadees even though the major had the scene, they classified it as weak.

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The message of Roswell Sam said

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in one rewire

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teach your children

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business to Java. Because nine tenths that means 90% of the halau risk of the valley. Adam is in deja, did you understand that part? 100%.

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This way, most of us, most of us here if you went to school to get a job, you're already off the page.

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The page of the tsunami not the page of the dean. But what of the sooner

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because think about it. If we weren't most of us here businessmen, we wouldn't have to worry about punching no clock tomorrow morning, right?

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We wouldn't have any issues about our time, right? Our time would be governed by who

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by ourselves, our profit would be divided by

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ourselves, our loss would be absorbed by who and therefore if you want to take two wives, three wives, four wives the limit and you need to get full houses for cars and you know 15 kids and all of that there if you're doing business you have a much better chance to be just Is that correct? But I don't know too many Nigerians today that can afford to have four wives if they're working for the government

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unless they stealing

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no pun intended.

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I could have said the same thing in America so I don't want anybody to think I'm taking on Nigeria

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from all of this evidence brothers and sisters

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we need to understand that business is the core of our life. It's not like off to the side is that something which is enough here that it is the core of our life?

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Everything we do stems from business

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the five pillars bonell is number one this what

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he said right?

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So say

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you don't have to have no money to take Shahada one the Mohammed are so awesome. You don't have to have money to say that.

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Okay, the next is what

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wacky masala right? But if you want to build a Masjid to pray in a little Masjid or a big Masjid what you got to have

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money or the process himself, the Earth is a mosque. But that doesn't mean that you go to find shade doesn't mean that you're gonna have protection doesn't mean that you're going to have water doesn't mean that you're gonna have a nice place to sit down or that it's going to be protected or that it's going to be secure. So obviously having a Masjid is booster harbor is to correct that means is also Mr. habit for us to have what?

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money so that's the second pillar right? What's the next pillar

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What is a cat? In order to place a cat, you have to have wealth. Whoever doesn't have wealth, you don't really know that cat. That means you cannot fulfill that pillar, and you will be exempted. So to pay that cow, you have to have what? Money? So that's two, right?

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No, no. Then the next is no three is fasting. So fasting in the month of Ramadan. So you don't have to have money? Don't you get your first either you got to eat somebody else's dates, or you eat your own dates. In order for you to buy some dates. You got to have what? Money? So that's three, right? Okay. And if you ain't got no money, the last one got us his

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minister tie in a Sevilla. Right? So that means you can't make no hot offer no hold on money.

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You got to make hot from your wealth after you paid off or made arrangements with whoever it is that you owe money to? Is that correct? So the only people making hot is those who have access to surplus money. Therefore, right? So that means that if you don't have money, it's gonna be very difficult for you to fulfill anything other than the Shahada. That means this D was built and tailored for people who have wealth. Is that correct? Then a lot of matches. What TJ do refused to believe that the M word equal,

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he made it clear, you cannot make no Jihad with yourself if you ain't got no money. Because even if you say I got no money, but I'm ready, somebody's got to spend the money to give you weapons to give you food to give you a mount, okay to give you boots to give you whatever you need. You got to ask them what money and even the mercy of a loss a lot of Sam, when he had to go out and fight jihad, the angels did not come from the sky and bring gold and silver down to him. He had to do what he has asked for what? Money. Just want to make sure we're on the same page. And make sure we're on the same page. We're on the same team.

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Okay, let me keep going.

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The historical evidence further illustrates that the phenomenal spread of Islam and the first century, the 100 years after the hijra, when nearly 65% of the known world was under

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65% of the known world was under the under the influence of Islam and separated into Muslims and non Muslims. The non Muslims was paying the what the Jews and Muslims they were paying what zeca Zakah is paid from what? Money just yesterday from what money so Money, Money.

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Money, Money zeca subaqua zeca comes in and also the failure you know, to fail, right? To fail is what?

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The booty the wall booty, right? 20%

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money and 20% and the rest of it belong to those who fight and right. That's what money is all all. All all the wild everything in the deen you can see it's connected to money, property, wealth, Allah, He wants Muslims to have money, property and wealth and a loss of $100 he wants the captors that you take. He wants you to free them. Why?

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So they can go back to work. And they can pay

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money. So I just want to make sure that we understand how important this topic is. Because some people say, you know you're not supposed to be talking about money and business in the masjid

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says I'm not talking about this here we're talking about right now in the masjid. I'm not doing no transactions. Therefore, I'm not talking like this here in the masjid when we got to talk about it. When

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we're in the car, in your house, outside in the middle of the field inside the universities. That's why today, Muslims don't have no money, but the capitals, they got money.

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We got to bring the discussion of money and property and Business and Commerce. We got to bring it back to the masjid. So every single day, every Muslim and child is thinking about the issue of wealth, where it come from

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because all the ideas of the process and he said, You know when one of you dies, everything stops except three things right? What's the three things?

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This comes from what?

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So, knowledge would you get it from somewhere, somebody had to teach you. You had to travel somewhere you had to live from

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Do you have to buy some books, so therefore it is also attached to what money and this was one of them.

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So how you gonna have a righteous child if you want to kill them.

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So that means what? Money

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must not

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metadata, but it requires

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that you have to be within what

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another scholar said that it requires three kinds of things.

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and Moya.

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So whoever wants another life map how much money you got?

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He discuss

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how much?

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How much patience? How much understanding? How can you control, if you can't control your wife and your children from your mind, you ain't gonna control them with nothing else. So a man who wants one wife or two wives, he needs money. He needs a good mind. And in his in his back.

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Mmm. Now more and more. Keep that in mind. And assistance is gonna remind

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the historical evidence further illustrates that the phenomenal spirit of Islam in the first century, one of the years after nearly 65% of the known world, the major element that we can say to this reading of Islam, it was not

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it was not more it was what

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let us look at the example of two coaches.

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Let's look at the example of of Malaysia.

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Malaysia is the most populated Muslim country in the world.

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98% of everybody in Malaysia is what Muslim

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more Muslims than any other country in the world.

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Malaysia was not occupied. Malaysia was not invaded or occupied by the Muslims. Malaysia was visited by 150 Muslim merchants

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you need to look at the history and find out that those merchants winder marry the daughters of the Malaysian king

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and his people as a result of that, doing business and married women. This is how Malaysia came about to be the Muslim country it is today.

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Muslim business

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Muslim businessman, Muslim business women scientists, travelers scholars, industrialists, humanitarians, sociologists, military strategists, entrepreneurs, intellectuals, and medical professionals were at the very core of the seven profound civilizations that came about as a result of the Quranic phenomenon, a period of 1000 years, which literally change the entire world. The core of that phenomena was what

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the seven civilizations gave the world, the products and the services, the universities and the institutions which were established and flourishing. In the whole world of Europe. The whole of Europe was steeped in backwardness, and what they call the Dark Ages. They called it that the Europeans called it The what?

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The Dark Ages, while Muslims had seven

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civilizations, the Europeans was living like animals were animal skins, and there was in the dark ages, they didn't even know how to take a bath. They had no perfume didn't have no, they have no lights.

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Until they met the Muslims,

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American Muslims, it came about

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the combination of Islamic civilization that contributed to the European Age of Enlightenment, or the age of reason in the 17th century. So the Europeans really just became civilized. It was century,

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the 17th century

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there's only like, five, six centuries ago, the Masons only had seven civilizations. So what happened to us? How did you get on top? And

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how do you know about the buildings and all the industry and all the products and all services and all powerful governance and all the resources we wind up on the bottom broken down

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We're not gonna talk about that right now.

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You have to think about that.

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Turning to the African continent, we can mention just two people. No need to discuss anybody else. Just two people who transformed the area, which is now regarded as he goes, he goes

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in economic Federation

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West African.

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Okay, thank you.

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So that's a huge area, right? That's a huge area. There was

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a Muslim, he had no money himself. Then all the West African countries got today.

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One man, what was his name?

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Mansa Musa,

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the Encyclopedia Britannica, Wikipedia, all of them said Mansa Musa was the most wealthiest man in the history of the world. There's nobody, that at this time, he had more than $400 billion of gold.

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For the billions of dollars a bowl in the 14th century would mean that these $2 trillion dollars today

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there was his name.

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Mansa Musa

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when Mansa Musa made Hutch, it took him one year to make huts, because he had with him over 350 animals, carrying each one of them 2000 pounds of gold.

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And he said that when he went to Egypt, just Egypt,

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the money he gave away,

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it changed the whole economy of Egypt.

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That's just on his way to Hutch.

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In the 14th century, the improvements are Moosa, the ruler of the Mali Empire, was considered the wealthiest man of all time, his wealth was estimated to be more than $400 billion dollars is a foreigner billion Naira. That's a big difference.

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The second person that I want to mention is cheval Guzman,

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one of my heroes.

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You know, maybe those of you who were born in Nigeria, you lost sight of one of the greatest African heroes in the history of the world. I don't think that Africa even produced other than Mansa Musa, somebody that had more influence than she do.

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Let's just talk a little bit about him.

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I wrote a white paper on him that I share with my children that I share with other people to let them understand that why when I say I'm an African American Muslim, I put it on a plate and let them know what that really means.

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I am telling from Africa you see today, I'm talking about Africa and what it had. I'm talking about Africa, what it is the continent. I'm talking about the results that came out of it. And I'm talking about just two people that it produced Chevron's more than 40 to the scholar and the reformer, who established the independent notice what no Qaeda movement

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this word, no Taliban movement. This word no Boko Haram movement,

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the scholar and the reformer, who established the independent circuito khilafah in the 19th century. We are just for you to understand what the socoto Empire was, at that time, the soccer to Empire was

00:34:03--> 00:34:05

70% of what is today,

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Nigeria, and parts of some of the landlocked countries that are close to Nigeria, this was a Sokoto regime, an area that was almost equal to the size of the United States of America, or close to 6 million square miles.

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Can you imagine it?

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200 years ago,

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a man a scholar of a reformer, controlling and administrating the wealth, the human and natural resources of a country 6 million square miles.

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And he was exacting

00:34:47--> 00:34:50

from everyone and from everyone.

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Regardless of what people want to say,

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Nigeria has never had an individual like that since that time.

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not have that caliber

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to give long life, and may He bless the efforts of your president.

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I relate all of this historical evidence to brothers and sisters to demonstrate how intrinsic and necessary Business and Commerce is to Islam in the world. So now I want to ask a few questions. Why is it that we cannot find a book, a lecture and Islamic curriculum, a popular scholar, a teacher or preacher of Islam in the modern world today, who is promoting, articulating and reminding the Muslims about this historical heritage? Do anybody in this room here have a book

00:35:45--> 00:35:48

that discusses what we're discussing right now? Anybody got a book?

00:35:51--> 00:36:02

Did anybody ever hear football and dismiss it? Or any one of the 250 machines? Did you ever hear one? Since you grew up here? Since you were born here? Why?

00:36:03--> 00:36:07

I'm not going to answer that question. I'm just asking the question.

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This void,

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an ideological deficiency, has directly contributed to the global stagnation and the social inertia to things global what

00:36:24--> 00:36:25

and social

00:36:26--> 00:36:27


00:36:29--> 00:36:37

of the Muslim world, which equals 1.6 billion Muslims, consisting of more than 50 countries in the modern world.

00:36:38--> 00:36:39


00:36:40--> 00:36:52

we have no global spokesperson, that means someone who has power, someone that has respect someone who has dignity to speak on behalf of the Muslims, we got nobody.

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We have no dominant industry, there is no industry in the world that Muslims dominate. We say it's cancer oil, because Muslims have the oil, but they're not refining the oil, and they're not controlling the oil. Do you understand that? Okay.

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We've got no institutions of distinction and sophistication that other nations want to imitate us.

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And we are almost completely dependent upon the goods and the services manufactured outside of ourselves. And the best example is, I want somebody how many people here have a phone or two?

00:37:37--> 00:37:38

How many people got a phone or two?

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The answer is everybody.

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So let me ask you, who here got a Muslim phone?

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Phone manufactured in China, or wherever, but it's a Muslim phone?

00:37:55--> 00:37:55

Who got one?

00:37:57--> 00:38:01

Why are we smart enough to make a phone

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there is a company in Ogun state

00:38:07--> 00:38:38

called afri. One, they are now manufacturing a phone for Africa. The parts come from China, but at least they are manufacturing a phone for Africa. They just happen to be Christians. You should just notice because I did research, but you also have somebody here who has a company that we brought to Nigeria, who also has a phone that's been produced in Nigeria and inshallah inshallah, we will be distributing that phone, it's called the staff home. I'm not trying to do advertisement.

00:38:39--> 00:38:46

I was just trying to let you know that this is talking about something if we didn't try to do it. Okay.

00:38:49--> 00:39:06

So how will we be able to change this set of tragic and depressing factors? How will we be able to inspire, motivate and inject confidence into our young people? If we have this consumer and financially subordinate and inferior profile?

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How can we restore our dynamic dynamism,

00:39:11--> 00:39:17

reclaim our natural and human resources and take our place in the competitive global market?

00:39:19--> 00:39:34

It can only be achieved if we revive our sense of business and industry was the statement was the answer. It can only be achieved if we do what revive our sense of business and industry.

00:39:36--> 00:39:37


00:39:38--> 00:39:53

there should be a committee for business development in every Islamic center. And we have to be part of the Chamber of Commerce in our local municipality. So I'm making a suggestion. If you do not have a Business and Commerce Committee here, you should make one.

00:39:55--> 00:39:59

So all the business people and whoever want to do business who want to learn

00:40:00--> 00:40:12

business or facilitate business and come to the business community committee in every Islamic Center. Thirdly, every Muslim businessman, including those that belong to that committee should also belong to the what?

00:40:14--> 00:40:18

To the Chamber of Commerce, because they have one in every city in the world.

00:40:20--> 00:40:40

Our students must learn the religious sciences side by side with academic and occupational trades. We must encourage all of our university graduates to complete a business plan before they graduate, so that they will never be unemployed. Because there's a record a statistic, I want to give you

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63% of all the university graduates in Nigeria, they remain unemployed for two or three years before they get a job.

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We have to mentor our youth to buy and sell commodities, goods and merchandise, so that we circulate our capital among ourselves before it is released to others. Muslims should have like in a message like this here, in every direction around the mosque, there should be some shops that is rented out as a part of the walk off of the masjid, so that Muslims can get their shoes, their clothes and medicine, their pharmacy, the electronic utensils, their vital needs, right here before they go anywhere else. And if that was if that was the case, in every minister, the mom or the machine, the katiba governorship, the president of the masjid all of them would also be doing what business it

00:41:39--> 00:42:16

will change our dynamics. We have to do seminars and conferences with business and finance as the theme. So we produce a balanced and empowered human being, and not socially subordinate. People have knowledge, we must talk about business, we have to do business, create small retail shops around the mosque, and Islamic centers. Before we leave each other every day, we have to remind each other about the importance of business by sharing our business card or introducing our product or service or our profession to each other.

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In closing, if we take these small steps,

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and listen to this masasa, we will gradually address the deficiency and the void that we are witnessing in the Muslim world. And gradually, we will set we will see a change in ourselves, our families and our communities and our society. And Allah subhanaw taala says he does not change the condition of people until they do what change the condition which is inside of themselves their thinking,

00:42:51--> 00:43:09

see their thinking and their feelings. This is my opinion. The brothers and sisters is why business entrepreneurship is so far an important, important analog knows best. And that is the end of my presentation. And I hope that I did it on time before the comma before they are done.

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We still have six minutes. So you see brothers and sisters.

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I researched this topic. I wrote this topic today. I wrote this today.

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And I delivered it to myself in the mirror

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to make sure that it could be delivered within Europe and Asia.

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And so that it would be a reference. And so if anybody here would like to get a copy of this a transcript of this, you can but guess what? It's not free.

00:43:43--> 00:44:03

Because it's what business. And if you want a copy of this lecture after it's edited, guess what? It's not free. Because it's what business. If Allah can call us to do business, we can also do business with each other. So law says hello, I do look on either.

00:44:09--> 00:44:28

So you know this is so brothers, we want to put the business on the table of everything that we do. Because if you don't talk about business yourself, when you get home, if you got babies crying, and you got wives one or two, they will remind you that they need somewhat money.

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And if you're not taking care of business, probably you're going to lose what you got.

00:44:38--> 00:44:40

We asked the last one out to bless this machine.

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We asked last month to bless the patron of the masjid demetrious assura. The founders, we ask Allah to bless the administration as the last holdout to bless the people of knowledge who are responsible for disseminating the knowledge to the people. We asked last winter to bless all the men who are the

00:45:01--> 00:45:25

comunale said, we have a lot to bless the women who take care of our houses and they keep our secrets and take care of our children. And we ask Allah subhanaw taala to cause all of us to be more cognizant about this deal, and to be prepared to invest something more in ourselves, so therefore we can invest more into the deal.

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was Dr. la de Welcome yalova for

00:45:31--> 00:45:32