Taleem al Quran 2021 J03-037C Tafsir Al-Baqarah 276-281

Allah subhanaw taala tells us that young Hakala who riba Allah destroys interest while you're beside the court and he gives increased to charities. Yum Hakalau Riba the word young Huck was from meme how cough and map is to erase something, okay? And it's not just to erase something in one shot, but to gradually cause something to deteriorate to run out to finish. Okay? The word is actually used for the waning of the moon. Okay, how does the moon when it's not like one night the moon is full the next night you see, it's nowhere in the horizon. No, it increases gradually and it decreases gradually. So this is Mark to cause something to diminish over time, until it is gone. So Allah

causes riba such destruction, that it's gradually fades away, it reduces over time. And the thing with riba is that like I mentioned earlier, on the surface, it seems like the wealth is growing with riba you lend 2000 You receive 1200, you upgrade your house with an interest bearing loan on the surface, there is prosperity, there is growth, but Allah subhanaw taala told us, em Hapa Allahu Riba, the blessing the baraka in that money gone, and eventually that money will also deteriorate, it will go away, it will not be of any benefit to a person, yum, Hapa LaHood Reba, and we see this, you know, sometimes a person has a certain kind of wealth, but they're not able to enjoy it, they're

not able to use it. In fact, it becomes a means of torture for them torture, because it's a burden to look after, to use, and it's just a source of pain and frustration, and they're not able to enjoy it. And when it comes to property, so often it happens that because it was earned through unlawful ways, or there's a Duba mixed with it, there's no blessing in it. There is no brokenness, it's not enough. It's just not enough. Or no matter what a person does with that money, it just doesn't work out. It gets damaged, it gets ruined, it gets destroyed and Yamaha colada River. This is because Allah subhanaw taala destroys interest where you're beside the court and Allah gives increased to

charities look at the word you will be raw bow same root as the word of Riba. And he in reality, it is the son of cops that Allah subhanaw taala causes to increase and so the court is afforded the word sadaqa. Now sadaqa appears to be a loss, right you have 1000 you give 200 You have 800 left, but the reality is different. When you give sadaqa your wealth grows. When you deal with riba your wealth decreases, it decreases. In Hadith we learned the Prophet sallallahu earlier said, I'm sad that Allah gives respite to the wrongdoer. Then when Allah seizes him, he does not let him go. So yes, initially the person who was dealing with riba initially there seems to be prosperity and

growth. But then when Allah subhanaw taala ceases that person, then Allah does not let that person go. There's destruction upon destruction loss upon loss damage upon damage, until on the Day of Judgment, there will be the greatest loss and humiliation for a person when he will come like a mage noon. So Yamaha cola hood Reba, how exactly is it about destroyed? First of all, we see that Allah subhanaw taala orders the abolishment of Riba and Allah subhanaw taala has very clearly made the Riba unlawful in the Quran, and the Prophet salallahu Alaihe Salam also made it unlawful at the time of atomica at the time of hospital with are also the Farewell Pilgrimage the Prophet sallallahu

alayhi wa sallam declared, you know how the interest bearing loans, you know his relatives, he canceled them basically. Right. So, Yom Hapa Lucha Libre, the Rebbe is destroyed any it's no longer legal and when it's no longer legal, it should not be found in Muslim communities and there was a time when Yes, in Muslim countries you would not come across such situations where interest was charged and things like that. But now Subhanallah there is no Muslim country you will find except that there's riba over there. So yum Haku Allahu Riba. Allah subhanaw taala orders its Abolishment. Secondly, Allah's parents are destroys it how that Allah literally causes the wealth that has riba

to reduce and diminish and waste away over time. The Prophet sallallahu alayhi wa sallam said there is no one who deals in usury in interest, a great deal, except that he will end up with little except that he will end up with little and you know the greed for wealth is so dangerous. Sometimes, you know people get opportunities to come out of interest bearing

loans but they're not willing to make that sacrifice for the sake of Allah azza wa jal, and they try to come out of one interest bearing loan and into another into another into another. It's like they cannot bring themselves out of that cycle. And what happens? They end up with very, very little their wealth is decreased. Remember this Heidi's there is no one who deals in interest, a great deal, except that he will end up with little, and don't get deceived by people's appearances, that Oh, they got this house and mortgage, they got this thing on interest bearing loans as a result, they have so much, what can we do? We have to rent the house for the rest of our lives. It's

possible that the rental property brings you more blessing, more ease in your life, more happiness, more joy, honey, why are we so attached to the things of the world? Then how is it if I destroyed the ruler mercy, this means that Allah causes its baraka to go away, there is no goodness and if there is no Baraka in it. So for example, if you have a bank account, right, in which you have lawfully earned money, okay, and the bank gives interest to you, you go and talk to them, though I don't want any interest in this. I don't want any dividing this. And I understand that some banks will cooperate, right, they will stop giving it to you. But then there are other banks, especially

US dollar bank accounts, that will not, there is no option of getting out. I don't know how things are in the States. But I do know that in Canada, if you have a US dollar account, then there is no way that you can somehow not receive interest. So in that situation, what you do is that your lawfully earned money, take it out of their bank account, take it out, put it in your Canadian dollar account, okay, cash it out, whatever you have to do, but don't let it sit with riba with hobbyist. Why, because that hobbies will ruin the baraka, it will ruin the blessing, you will not be able to benefit from that wealth. And Allah is not with you, in regard to that wealth. Allah is

against you with regard to that wealth. So don't let it sit with haram money. Take your Halal your time your clean money out of there and put it somewhere else. Now you might say, Well, no, but you know, what if the exchange rate, you know, if I take out the money if I convert it today, I'm not going to get get get a good rate. If I wait, you know, for three years, two years, you never know I might get a good rate. Well, it's possible you get a great rate afterwards. But the baraka will go away, and we know that the quantity of something the great quantity of something is not sufficient to benefit you. It's beneficial for you when Allah subhanaw taala puts Baraka in it for you. When

Allah subhanaw taala puts blessing in it for you. This is why indura pollute we pray Wilbury CLI FEMA, Alta tight that Oh Allah, bless me in whatever you have given me. Because when you have Baraka in your wealth, you can do so much with it. And when you don't have Baraka in your wealth, you can have 1000s, literally 1000s and it will not be enough for you. So, yum Hakala who Libba Allah's Panther causes its baraka to go away. Fourthly, yum haka loaded by what this means is that there is no reward for the one who takes interest. So if in our bustle de la Horne, who said that Allah does not accept the sadaqa the striving, the jihad, the hedge or the seller of the one who deals with

riba Okay, meaning the one who deals with interest if they give sadaqa there is no reward for that. So if they use that money to go for Jihad visa vie Allah to go for Hajj or they spend it on their relatives, no reward, no reward. The Prophet sallallahu sallam said the one who earns unlawful wealth and then frees a slave with it or he gives it to you know his relatives from it, then this will be a source of punishment for him. There is no reward. In fact, there is punishment, punishment for what for earning wealth unlawfully, and then using it for good things, even Subhan Allah, in a hadith we learned that Allah subhanaw taala accepts only that which is play you, right? So ribeye

makes wealth, Hadith, what you do with that money is not going to benefit you. In sudo, Nyssa 161 61, we learn about the hood that for Biloela may mean Alladhina had to Harlem narrowly into your baton or hill that level, where we saw Dima and somebody like that because of injustice on the part of those who became Jews we made certain good things unlawful for them. And then the next is work the motor Riba and because of their taking of interest, what Kedah know who are and who, while they were forbidden from it, and the end of the ISS who are attending live care

Millenium in her eye there have been a Lima, there is a painful punishment for those who deny among them. So we have also been forbidden from taking interest and for taking interest, there are severe consequences where you're beside the court Allah causes so the courts to grow to increase. What does this mean? This means that by commanding us to give sadaqa by encouraging us to give sadaqa Allah subhanaw taala promotes sadaqa and he causes other thoughts to increase in Muslim communities and Masha Allah, you see this in all Muslim communities across the world. And he especially when it comes to the month of Ramadan, or even if there is a certain, you know, like a disaster somewhere,

Muslims will generously spend up beside the pot. Secondly, you'll be sort of caught what this means is that Allah subhanaw taala places Baraka in the wealth of the person who gives sadaqa given our bass radula horn who said that Allah rewards those who give sadaqa in this world and blesses their wealth and in the hereafter rewards them multiplied times. Thirdly, what this means is that Allah's Pantera will preserve the wealth from which sadaqa is given. And you see this, that sometimes that wealth will benefit generations to come, because sadaqa was given so generously from that well, and fourthly, what this means is that Allah subhanaw taala rewards the giver of sadaqa. And you're

familiar with the Hadith, that Allah only accepts that which is the right that which is good. So when a person gives charity, from his pure earnings, even if it is, you know, one date, Allah subhanaw taala accepts it in his right hand and Allah subhanaw taala causes it to grow for Europe, Bihar comma Europe via haidakhan fella who causes it to grow he takes care of it, like a person will take care of his baby horse, right until that one day it will become like a huge mountain. So remember what you given sadaqa or the money from which it gives us that wealth, that property is preserved? It is secure, it will grow. That is real investment, and the money that has River in it,

it's not going to grow. It's not going to grow. Well Allahu Allah, you have bucola khalfan a theme, wala who and Allah Allah you Hibou He does not love color. Every Calafat in extreme disbeliever or someone who is extremely ungrateful, a theme very sinful. kuffaar is from the root letters. Kapha. And Cofer as you know is disbelief and also ingratitude. But cuff fog, there's a foul means extreme denier, or extremely ungrateful. So who is Kufa kuffaar is the one who denies the blessings of Allah, who denies the law of Allah, who denies what Allah has permitted or prohibited one kid denier extreme denier and insert the walker 82 We learn with a juror lunaris Aqua intercom to cut the bone

and you make the thanks for your provision that you denied the provider. Any this is extreme ingratitude, Allah is the One who has provided you and you deny His favor as you deny His law that you say in Namibia or Mithila riba this is extreme and gratitude. And a theme from Hamza meme is someone who commits Ethem ism is sin, and it can be in words and it can also be in actions. So the one who says things like interest is like trade, right? He's committing a huge sin. And then he goes on consuming interest dealing with interest, he is committing great sin. So Allah subhanaw taala does not love every color, every khalfan in a theme. And the opposite of this, the one who is

shacket donor was truly grateful. The one who's the key, the one who fears Allah surrenders to the love of Allah. Allah subhanaw taala loves such people. So it is said in the next idea that in Alladhina Ermanno indeed those people who believe what AMILO slyly had and they do righteous deeds were accom solid, and they established solid, what Arthur was a cat, and they gives the cat love them or drew homer in their opinion, they will have their reward with their Lord and what is with Allah is huge. Well, I hope and I lay him, there will be no fear on them. Willa homea is unknown. And they will not grieve. This is the opposite of Crowfall a theme and look at the placement of this

verse in the midst of the verses that prohibit interest. So those who believe do good praise Allah gives the cat the givers. What are they going to get? They're going to get a job with Allah. And secondly, no fear nor regret not in this world and not in the Hereafter. Why? Because they did not put others in regret. They did not put others in fear by charging them interest. They came

Out of fear and regret themselves in the world how? By coming out of contracts that obliged them to pay interest they left at ABA. And when they left dealing with riba they came out of fear and regret. So Allah subhanaw taala will also save them from fear and regret on the day of judgment. And this shows us that the opposite is true that when a person deals with interest, then they're inviting fear and regret in their life. They are inviting fear and regret in their life. And this is very common, though when people begin dealing with interest, the book on their life goes away, the happiness in their relationship goes away, their health deteriorates. They have visible clear

consequences. So this doesn't mean that everyone who is suffering in their life must be the great sinner. No, but one of the reasons is that a person is not staying away from what Allah has permitted. Allah subhanaw taala says here you Alladhina amanu or you have believed it duckula Fear Allah, whether and you are leave this is a command. The rule is from the root letters Wow, that Allah whether or yeah the rule is to leave something. So leave Mao whatever, Bucky? Yeah, it has remained Minar riba of riba Bucky is from backoff. Here Baraka is to remain in control mode meaning if you're truly believers plural of the workman, meaning look at the if it begins with Yeah, you

Alladhina amanu and it ends with income to macmini and what's in the middle, fear Allah and leave river. So if you are a real believer, if you truly believe, then fear Allah, fearing Allah doesn't mean that you just sit and cry and weep or that you pull, you know, you touch your ears, you know, saying Tabata watch the calls the fall, know what you do is fearing Allah means that you obey Allah, you follow His commands, fearing Allah means that you leave those things which Allah subhanaw taala has forbidden. So, fear Allah and then Allah subhanaw taala tells us very clearly leave whatever remains of interest, meaning whatever remains due to you of interest.

Meaning if somebody but is owed to you do not take it, just stop immediately discontinue from this point onwards. And this means also that if there's an interest bearing loan that you are a part of that you are paying off, do something immediately to bring yourself out of it. This is part of doba part of Toba has to leave the mess, leave the sin so stop dealing with it come out of it. You know some people make the mistake that in order to break magic, they will go to a magician This is wrong. And some people in order to come out of one interest bearing loan to take another one that is also wrong. What's the solution? Leave it with a rule mabati Amina Reba in quantum meaning if you're

truly believers, leave whatever remains of labor. Look at the next I fell in then if lambda furlough you don't do that, don't do what if you don't leave, if you don't stop dealing with interest, glimpse of orders from fire or inna then forget the new then be informed of beheld him in Allah He was solely of a war against Allah and His messenger for the new for the noise from Hamza al known and from the same word is a word and then what is then an announcement, basically, that is coming to the wound to the ears of people. It's an announcement that is made very loud a declaration that is made loudly so that people can hear it. Okay. So the other one is come for Salah here for the no be

informed that there is going to be a hell of a war. You are going to war you are going to war against to this announcement is from who from Allah and His messenger. And notice how it has not been set for the no bill help. But it has been set for then we'll be helping how to been when a noun is an Akira, meaning there's double Holika at the end. So how been Nakia sometimes is for the film to show enormity of something. So the no be Harbin then be informed of a great war that you will have to fight against Allah and His messenger and who can wage war against Allah? Who can no one can't even or Barcelona reported that the one who deals with interest will be told in the day of

judgment that take your weapons, put on your dinar, put on your armor, take your weapons, because you have a war to fight. He will say with who and he will be told against Al Jabbar against Allah and His messenger a stuff that Allah imagine on the Day of Judgment person has been told you have to fight a war with Allah and His messenger. That is the day when we want Allah's mercy. We want Allah's forgiveness. And on that day

Imagine a person has been told you are going to fight Allah your way to fight the messenger sallallahu alayhi wa sallam, how can a person do that? It's impossible. There is no success for such a person. Let's stop it Allah. You see, there are three types of people against whom Allah subhanaw taala has declared war. First is those who deal with interest as we learn over here. Secondly, we learn those who commit acts of violence acts of terror in total man either i a 33 it's mentioned in the murders that oh Lydia, you had a boon Allahu Allah Sula, the consequence the punishment for those people who wage war against Allah and His Messenger, and they strive in the earth to cause

corruption, their punishment is that they should be killed or they should be crucified or that their hands and feet should be cut from the opposite sides or that they should be expelled from the earth. And either punishment is very severe. And thirdly, we learn how these could see that Allah subhanaw taala says manera Da Li will Legion for Dan to who will help that whoever opposes a friend of mine and I declare war against him. So fat then will be heard of him in Allah he will assumedly and if a person were to reflect on this idea alone, it would be enough for them to leave it, to detest whatever you think about it, when the month of the barrel of oil is coming even. I'm not saying this

is what you should do not endorsing anything. I'm not condemning anything, I'm just mentioning something that happens in Muslim Societies, right? You see this, that people begin to talk about how much they love the Prophet sallallahu alayhi wa sallam, they will sing in praise of the Prophet salallahu alayhi wa sallam, right? And if someone whether that someone is an individual, or a news company or a government, if they say something, to insult the Prophet sallallahu alayhi wa sallam, we will go to war with those people, right? I mean, we have seen in recent times how someone in India I believe, said something against the Prophet salallahu Alaihe Salam in so many Muslim

countries, and he there was backlash from them. And so they had to issue an official apology. We love our Prophet sallallahu alayhi wa salam, Nobody dare say even anything against him, some Allahu alayhi wa sallam. This is how we are when it comes to the honor of our Rasulullah sallallahu alayhi wa sallam. But here we are being taught that dealing with interest is like raising weapons against the Prophet salallahu Alaihe Salam, who would you like to raise a sword against the prophets of Allah who are leaders that is riba that is riba any, it's difficult to even think about this fact. Then we'll be held him in Allah he will solely, be warned, be informed of a war against Allah and

His Messenger will intubate him. And if you repent, Thomas from Toba Tao, Alba, if you repent, and what is Toba? That you feel remorse over the sin you stop you discontinue you change your ways you seek forgiveness, falconry also unwelcome then you shall have the rules the heads of your properties rules is a plural of rats rats is the head of something and what is meant by the head is the principal amount, the capital meaning if you stop taking interest, all right, then you still have the right to take back the capital that you gave us a loan. All right. So for example, a person gave $1,000 as a loan to someone and they were taking $20 interest on it every month, for instance. So

yes, they will discontinue taking the interest, but they have the right to take back their 1000 fellow Komu. Also unwelcome you have the right to take back your capital amount less totally Munna you will not cause limb will add to the moon and you will not be the victim of loan. These words are from the root letters law lamp meme. So when you take back your capital, you're not causing any injustice. Alright, by charging interest and you're not being treated unjustly by losing your capital. Right. So we see over here that Allah subhanaw taala protects all people, right all parties, the creditor and the debtor, right, the one who is lending and the one who is borrowing,

the rights of both parties are being protected. And this also shows us that Islam is not against the wealthy. All right, Allah subhanaw taala has given laws that preserve the rights of all people. Neither the creditor nor the debtor should be wronged like totally Munna Allah told Ramon, and the Prophet sallallahu Orissan would make this dua long Manero to become an advocate he will kill it with the allottee what are all the becoming an all walima old alum that will Allah seek refuge with you against poverty and shortage and humiliation and I seek refuge with you from

committing injustice and from becoming a victim of injustice. And this is shows us that rebar is injustice, it is oppression we're in Canada or sluttin We're in and if Canada he was meaning the person who has borrowed the money from you all right, if he happens to be the or Surah someone who is in or straw or saw iron seen raw in Namara grocery use raw roaster is difficulty right. So, if he is in some hardship, what is this hardship, financial hardship because of which he's not able to you know, pay back the loan on time, remember that about a NESEA right, that when the loan is payable, when it has to be returned, a person is not able to the Ask for extension, what was done at the time

of the Prophet sallallahu where it is at the time of Jamelia and even now, what do typically people do, they charge interest that okay if you want extension, you have to pay interest. Allah subhanaw taala teaches us something different. Allah subhanaw taala has finally rotten then there is a Nelly law. Now the law from noon law and in law is to give respite to give delay. And what is meant by Fanelli era is that there must be a postponement, meaning it is wajib on you that you give an extension you don't have any other option. You cannot charge interest. Now, you have to give an extension la mesa until Mesa Mesa is from yes seen rock user is ease. So Mesa is a state of ease,

right? So give an extension until a state of ease until that person is able to pay you back. So here clearly, the Rebbe NESEA is being forbidden. And also remember, when Allah subhanaw taala commands us to do something there is benefit in it. Right? So when Allah subhanaw taala tells the lender, the person who lent the money to give an extension instead of charging interest, then the seems like it's not fair. Right? On the surface, it seems like it's not fair, that first of all, he gave the money and now when he wants it back, he was supposed to be given his money back and he's not being given what is rightfully his. And he has to extend the term. This is not fair. It is in fact very,

very beneficial for the lender. How so in Hardee's, we learn that whoever gives respite to the debtor who is in difficulty after the debt is due, will be given double in reward of charity for each day that he extends, Allahu Akbar. So for example, a person Lent $1,000 All right, and now what happens the debtor asks for an extension, he says, okay, gives the extension how much he says one week. So this is as if for every day of the week, he's giving $2,000 in charity, can you imagine that much. And if it's extended, for more, even more reward, well under Sudoku, and that if you give sadaqa highroller calm, it is better for you. It is best for you. In fact, we're Anta Sadako, from

Saad dal, cough sadaqa. And if you forego it, and you forgive the loan, because you see that the person who borrowed the money from you, first of all, they're not able to pay it back on time, they ask for an extension. And you can see they're struggling financially, they asked for a week, and now they're asking for a month and now they're asking for 234 more months, and now they're asking for a year, they are barely able to make ends meet. And you recognize that you really don't need that money because you have survived you have done you have fared well without that money. So you pardon that loan completely. That is best for you. In Kuntum, Darla moon if you only knew, how is it best

for you? How is it good for you? Because the reward for this is huge. In a hadith we learned that once the Prophet sallallahu Ernest and him heard loud voices of some people who are arguing with each other. And one of them was basically requesting the other to reduce the debt. Right? And he was asking you to be lenient, and the other was saying no, I will not do so you have to pay me back my money in full. And the Prophet sallallahu already sent a went out to them and said who is the one who was swearing by Allah that He will not do a favor. So the man said I am that person Oh messenger of allah sallallahu alayhi wa sallam, and he said I will give my opponent whatever he wishes and eat

the Prophet salallahu alayhi salam interceded over here and the man agreed. And the thing is that forgiving a deck like this. This is bringing relief to someone who is in difficulty. And in a nourishing we learn that the Prophet sallallahu alayhi wa sallam said that he who loves that Allah should save him from the torment of the day of judgment should give respite

To the debtor who is in difficulty, or remit his debt, either give extension and if you are not in need of that money, then completely pardon that loan, what will happen? Allah subhanaw taala will save you from the difficulty of the Day of Judgment. Remember, whatever you do in this life, you will see it in physical form on the Day of Judgment. If someone is financially struggling, and you go easy with them, Allah subhanaw taala will be easy with you, when you are struggling on that day. We also learn in a hadith about how the Prophet sallallahu is. And I mentioned that before your time the angels received the soul of a man meaning the man died, all right, and the men will be asked on

the Day of Judgment, did you do any good deeds in your life and the man will say, nothing, nothing really will be told no think? Did you do anything good? Did you do anything good. Eventually, the man will say I used to order my employees to grant time to the rich person to pay his depths at his convenience. And so Allah subhanaw taala will say to the angels excuse him, okay, meaning, forgive him. Why? Because Allah subhanaw taala is more rightful, he has more right to forgive his slaves. If this man was lenient with the rich, then of course, he was even more lenient with the poor. And if this man was lenient with the creation of Allah than Allah is even more lenient and forgiving

towards his creation. In other Hadees we learned that whoever grants respite to someone who is in difficulty or removes their burden completely and He pardons the debt, Allah subhanaw taala will shade him on the day of judgment under his throne. Again, you bring relief to someone, Allah will bring relief to you on the Day of Judgment, for nobly rotten Eli may Surah, one to Sadako highroller calm in quantum tarla moon then it is said what the cool yeomen and fear a Day to Gerona fee it Allah, the day on which to Gerona, you all will be returned Raji, marine fee in it, it Allah to Allah, you're going to meet Allah, you're not going to live in this world forever. You're not going

to enjoy your interest bearing loan forever, or whatever you have earned through interest, you're not going to be able to use it forever. It's going to leave you you're going to leave it you're going back to Allah and on that day, your credit card will not be with you. Your jewelry will not be with you, your investment funds, whatever it is, they will not be with you. It will be your deeds, the choices that you made. The things you said the actions you did, they will be with you somewhere to affect Coonan, FCM, Malka Sabbath, then to offer it will be paid in full wildfire warfare is to give in full so who will be paid in full Kowloon? Epson, every single person, every single soul,

what will they be paid in full mecha Sabbath what it earned? Isn't this interesting? When we think about CASP earning Caf seen by when we think about earning, we think about money, we think about the things of the world, whereas the real earning is our deeds. So whenever we earn the actions, the choices we make the things we say, that is what we're truly earning, for which we will be paid in full on the Day of Judgment will whom leave us alone, and they will not be treated unjustly. There is no injustice in the court of Allah, a person will get exactly what they deserve. And the choice of words is very interesting over here, because usually when it comes to money, we're very quick to

say my right, right not fair, this is fair. So well whom like lemon, other day of judgment, there is no injustice. So be careful about the choices you are making in regard to your money. How are you earning it? How are you spending it? How are you using it? This just as through food, you know what you put in your mouth, you earn reward or sin with your money also the way you earn it the way you spend it, you're underwater sin, so be careful. Let's listen to the recitation of these verses again. Elena kulula. Reba

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right I see a number of questions about selling and buying gold. And its payment. Remember what is forbidden is selling gold for gold for unequal quantities. Okay, unequal weight, it doesn't matter whether one is old or new one is damaged or not. The point is when you are selling gold in exchange for gold, then it has to be of equal weight. And if you want to any of course, if you give something damaged, the seller is not going to receive it for something that is of superior quality. So then what do you do you sell it for cash and then use the cash to buy whatever you want? All right, there must be cash in the middle. There's also questions about delayed payments, delayed payments,

remember, they are only impermissible when you're dealing with these six commodities. All right. And I mentioned in detail earlier, you can listen to that part again for further clarification. And there is a question does the ruling apply for diamond jewelry with gold 18 karat exchange two, like I mentioned stones, it does not affect that, all right. And when it comes to gold of different value, any if you're selling gold for silver or gold for cash, no problem if it's gold, for gold, it doesn't matter what the carrot is, as long as it's gold. It has to be of equal quantities, Cashback Offers on credit cards, I'm not aware of that. However, sometimes people want to continue to use,

you know their credit cards, why because of the benefits that they will get in return. And really, those benefits are not worth it. They're really not worth it. Allah subhanaw taala can give you Baraka in the actual cash that you have the money that you are using, you know the halal money, that could be sufficient for you any sometimes you see this, you go to the grocery store, you spend $100, you will get so much groceries. And there are other times when you spend $100 and you hardly get anything. So don't be greedy for what is haram or what is risky, what could be a potential, you know, what could potentially lead you to huddle? You know, for example, if you start buying

everything on the credit card, what's going to happen you miss a payment you forget to make a payment and you're charged interest. So stay away from it as much as possible only use it when there is an absolute necessity. And if you have a you know good credit history rating, whatever, then 100 Allah you know, just stop there in the sense that don't continue to use the credit card all the time for every little purchase because you're putting yourself in risk. And also remember when it comes to different currencies exchanging currency, so for example, you are buying Canadian dollars with US Dollars or vice versa, British pounds with US dollars, of course, there will be a difference in the

amount of money and that is permissible because you are dealing with two different currencies if the currency is the same, so you're dealing only with US dollars and then the exchange has to bring the same amount to both parties. Inshallah, if there's any more specific questions, I would encourage you to actually take a class on this topic and there are many classes on this topic offered by

Different organizations, there's a lot of classes on this culture classes on this anything that has been offered online, on site, go for it, please, you need clarity on these topics because these matters are related to our era. And this URL is essential for us. You know, knowledge is a formula, right? It is an obligation. And when it comes to the knowledge, which is obligatory and a person is the knowledge which affects their life, so when you're dealing with something on a day to day basis, you need clarity on it, so it's necessary that we learn about these matters. Alright, inshallah we'll conclude over here so pentacle long will be handed a shadow Allah Illa illa Anta esta Hirokawa

toolbook lake was salam Wa alaykum Warahmatullahi Wabarakatuh