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The Dangers of Riba
Channel: Kamil Ahmad
File Size: 22.80MB
Episode Transcript ©
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the current world population
is just over a billion people.
Imagine that all of these people were to be gathered in one place.
They all come together and they are gathered in one place. And then
and then there is something extremely frightening.
And they all try to run away from it.
And they all try to flee, trying to escape.
And so my dear brothers and sisters,
there will come a day
when all these people will be gathered
in one place, but it will be only a billion people, it will be much more than that.
There will be from the first human being until the last gathered on the Day of Judgment, Allah subhanahu wa taala describing that day, while otoro is a fuzzy rule, Fela filter, we're all here to mimic earning Corrib
if only you could see when they will be horrified, but without any escape, nowhere to run to, and they will be seized from a nearby place.
People will come out of their graves in large numbers, terrified at what they see, they will try to escape. And so some
will try to run away.
only caring about themselves running away from even their most beloved ones in this dunya
and among them will be
those who try to escape those who try to flee and run.
But they won't be able to do so.
They will simply fall down
and when they try to get up. They won't be able to get up
wake a person who is beat up so badly that after he drops down he can't get himself back up.
Or an insane person, someone who is mentally insane
and so my dear brothers and sisters, Allah subhanahu wa Ohana
he mentioned such people
en la vie Hakuna riba
nyako Munna in Kurama yaku medulla Yetta, hub Babu who share you Paul who minimis
those who consume a radar they cannot stand and they will not stand except like one who stands being beaten by shaitan into insanity.
And so this is how those who indulged in radar
This is how they will be on the day of judgment.
And this was a view of the majority of the Mova Syrian
and it was mentioned by
the manifester of the Sahaba of the Allahu Anhu Ibn Abbas.
And so, this is only one of the many punishments that awaits such people in the Hereafter.
And it was preceded by another form of punishment preceded before the day of judgment, and that is their punishment in their grieves. The Prophet sallallahu alayhi wa sallam
once mentioned a dream to his companions,
in which he was taken by two angels, who showed him different people being punished in different ways. The next morning, the Prophet sallallahu alayhi wa sallam came to his companions and told them of this dream. One of the things he saw, he said, Allahu Allah, he was setting them says, we then reached a river that was as red as blood.
And we found a man swimming in the river. And on the bank on the shore, was another man
who was standing with a large collection of stones next to him. The man in the river would swim up to the second man, he would open his mouth. The man on the shore would throw a stone in his mouth.
The man would then swim
and then he would come back. And this would continuously happen. At the end of the dream, the Prophet sallallahu alayhi wa sallam, he asked the two angels
who were these people.
And so he sallallahu alayhi wa sallam was sold,
that that person who saw swimming
and a stone being thrown in his mouth, he was the one who used to consume rebar.
So my dear brothers and sisters,
what is it about?
And why is it so dangerous? And why is it so bad?
Deliver basically refers to
an increase or an excess in any financial transaction.
And we have two kinds of rebar that are mentioned in our Sharia. The first is known as a neighbor and NESEA, which is basically to increase a debt or alone to increase it over the original amount.
So this is basically what we refer today as interest or usury.
And so you borrow $1,000 And the one who gives it to you says, return it to me 1100 1200 And so on and so forth.
The second kind of Riba is Riba and fogal.
Where you exchange two similar things.
In unequal amounts.
So for example, you exchange one ounce of gold for two ounces of gold,
one ounce of silver for three ounces of silver,
and so on and so forth. The Prophet sallallahu alayhi wa sallam forbade it. And he said, Whenever you exchange two similar products, they have to be in equal amounts, whatever is extra, it is considered Riba.
And so my dear brothers and sisters, it is the first kind of riba that is the most common nowadays. Why is it so bad?
Why is it so evil? In simple terms, it is so bad because
makes the rich richer, and the poor to be poor. And so the poor are burdened with constantly having to take debt. Meanwhile, the rich, they build their wealth primarily, primarily on that extra amount that they are taking from the poor. So the rich get richer, and the poor get poorer. And so when it comes
when it comes to business transactions in Islam, the Sharia stands on the basis of fairness,
on the basis of equality, equal equal exchange, as for loans, as for debts,
how does Islam view it? Islam does not view it as a business transaction, but rather as an opportunity for sadaqa.
lending to others, who are less fortunate or who are in need,
is looked at as a charitable act, not as an opportunity for the rich to take advantage of those in need.
And so some they may see,
but it's only a service.
Just like any other thing I do, I provide a service and I get, I get I should get something in exchange for it. So if I'm lending somebody money, then why should I not? Why should I not get something out of it? In exchange for that service? Allah subhanho wa Taala addresses this exact question. When he Subhanahu wa Taala says, There are Lika the unknown Callooh in the Euro mythical Riba.
that there's nothing wrong with rebar.
It's just like trade.
You sell something you get something in exchange. What does it was who heard or who were to Allah say?
Allah subhanahu wa Tada says what Hala wha who will be will help Rama Rida.
That's where it ends. It ends with submission to Allah.
This was the argument What did the one saying? Allah said and Allah need trade and be to be permissible. As for Riba, Allah made it to be haram, that's it. To argue any further, Allah made one thing permissible, he made another to be impermissible.
For Minja humo Eva to Mirabai Fenter her fellow whom SLF, our amuru who eat Allah, and so whoever receives an admonition from his Lord, whoever learns about the prohibition of riba
and then he sees it, he sees is from indulging in it.
Then Allah says,
Allah subhanho wa Taala says that his affair is with Allah.
His affair is with a wa woman nada Allah you can also help with nerdy Humphrey, her Holly duel, but whoever persists and whoever goes back to indulging in riba after its prohibition became clear to him than they are from the companions of the Hellfire to abide there in forever BarakAllahu li Walakum filled Quran love him whenever I knew that you can be mafi he mean to you with the Quran Hakeem
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the times in which we live in our very testing times. These are times of fitna where the doors to Haram are wide open
and easily accessible. Whereas the doors to halal and halal alternatives have become narrow
and rare and scarce.
And so this includes this includes everything related to money and transactions.
And so each and every single one of us has no choice but to open up an account in a river based bank.
Some of us have no choice but to get a credit card which is based on a riba transaction.
You cannot own a car except that you are forced to get insurance and the list goes on and on.
These are the times that the Prophet sallallahu alayhi wa sallam spoke of when he said, been a Yoda, you sir, you're the hero Reba was Xena will hammer
that before the Day of Judgment,
and Xena and alcohol will become widespread.
And the Prophet sallallahu alayhi wa sallam said In another Hadith, a time will come when only the consumer of riba will remain.
Meaning everyone will be indulged in rebirth. And then he sallallahu alayhi wa salam said, As for the one who is not indulging in it, some of its dust will reach him,
indicating that no matter how much you try to avoid it,
it affects you one way or the other. We live in times when many Muslims do not care where their money comes from, and where it goes. The Prophet sallallahu alayhi wa sallam said yes to Allah nurse
He's unknown. Now you barely on Morona ohada Amin, amin al halali. Amina al haram, a time will come
when a Muslim and a person will not care. Where does it? Where does his income come from? Is it from haram sources? Or is it from Hedaan sources. And so even those who know about the prohibition of riba
they still indulge in it.
And they will make all kinds of justifications and excuses for it.
The most common justification is that we are living in times of necessity, where I have no choice but to get a loan based on Riba. I can own a house unless I get a mortgage,
and so on and so forth.
And so although our Shetty does give us leeway,
and does allow us
to do something haram, in cases of the rule, or in cases of necessity
the question is,
Who defines what is necessary and what is not? And so this is where we have to go back to the people of knowledge and our scholars.
And so owning a house is not a necessity, having a roof over your head a place to live? Yes, that is a necessity. But to actually own a house is not a necessity.
And so, yes.
In cases of necessity, haram becomes permissible, like someone who is out in the desert, and he's about to starve to death, and he finds a pig and he slaughters it and he eats it, our deed and our shoddy permits that
but the question is who will define what is necessary and what is not?
And so my dear brothers and sisters,
we have to take the matter of riba seriously, and we have to realize the severity and the seriousness
of our dunya centered worldview. Because the reality is that those who justify this sin, they justify it because they have a dunya centered worldview. They're not thinking about their alira all they're thinking about is this present world that they live in. Mark my words, no one deals in Riba.
No one deals in the Riba taking it or giving it after learning about how it is haram, except that such a person is a volume
and a facet
in the eyes of Allah subhanahu wa Tahara Allah subhanahu wa Tada says, yeah, a U haul lady in Takala
Oh, you who believe fear Allah.
Whether Ruma burka Yamuna Reba in quantum mumineen and leave, leave off whatever you have indulged in of Riba. If you are indeed believers
in them to follow. And if you do not,
then we'll be herby mean Allah, He want us to let them be warned, of a war that you are waging against who,
against Allah and His messenger.
Beware of a war that you are entering into, with who, with Allah and His messenger. It's nothing to take lightly.
And that's why I've been Ibis robiola one.
He says, it will be said to the one who consumed the reader. On the Day of Judgment, it will be said to him, go and find your weapon and go wage a war against a law.
And so if you still think it's not that bad,
then think about one of the worst sins. The sin of Xena fornication adultery.
The Prophet sallallahu alayhi wa sallam says
a dyrham one
Data hum. That a man consumes in riba knowingly is worse, is worse, with Allah in the sight of Allah than 36 acts of Zina.
In another Hadith the Prophet sallallahu alayhi wa sallam says, there are 72 kinds of Riba, the least of which is the least of which is
to a man committing incest with his own mother.
Does it get any worse than that?
And so my dear brothers and sisters, let us fear Allah subhanahu wa Tada and fear His punishment
because you will only stay away from such sins. Once you fear the punishment of Allah subhanahu wa Tada the fear of swimming in a river of blood
and having a stone thrown into your mouth, and then this repeating itself until the day you are resurrected, and then getting up from your grave on that day in a confused state, not being able to escape to anywhere falling down like a person who is mad and insane and then being told go and find your weapon and go wage a war against your Lord SubhanaHu wa Tada.
But you will only fear if you have Eman.
You will only fear if you have Eman and that's why Allah subhanahu wa taala said In Kuntum meaning stay away from riba if you are people of Eman
and so you will only fear Allah if you have Eman
and you will only have Eman if you have knowledge.
gain knowledge of what is halal and what is haram.
gain knowledge of your deen and then once you have knowledge of your deen
let that to lead you to the fear of Allah subhanahu wa to Hanna
thereby making you stay away from what Allah has made forbidden and haram.
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