Islamic Self Help Hadith 2 – Earning Your Own

Ismail Kamdar


Channel: Ismail Kamdar


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Episode Notes

This is part two of a Radio Series on Islamic Self Help Hadiths, based on the free eBook ’10 Self Help Tips from 10 Authentic Hadiths’ – available here:


AI: Summary © The Hadith in Islamic language is a fundamental misership against begging for money and being independent of others. The importance of earning higher income and not begging for the same amount of money as others is emphasized. The importance of working hard to build sources of income and purchasing what one wants and needs is also emphasized. The importance of balancing wealth ownership and accountability, finding ways to save money, and finding the best of oneself is emphasized.
Transcript ©
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Living Islam join Malala is small Kanda every Tuesday 9:15pm to 10:15pm on living Islam only on Radio

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is what I have to say.

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He said she said the whole day.

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Salam alaykum warahmatullahi wabarakatuh you listening to radio Lancer on 90.3 FM in Durban area 105 point six FM in the Pietermaritzburg area. It is a Tuesday night between 930 and 10:30pm. And that means it is time for loving Islam I am your host is mind calm as we go into our second episode for 2016 and for those of y'all who joined us last week, you will remember that we started looking at a series of Hadees related to personal development buy these are these are taken from my free eBook 1010 self help tips from 10 authentic Hadees and this book is available for free from my website, Islamic self help calm if you visit the website you will find it there for free along with many

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other books that I am both selling and giving away. And we are following the 10 pieces in that book and explaining them in details to go into the details of what does Islam actually teach us about living in this world 100 many of us know the Hadith says and the Quranic verses related to Deen, related to Islamic Studies related to fake aqeedah. We hear this very often we study this very often. But what many people don't realize is that there is a lot of advice in the Quran in the Hadith, related to living our lives in this world, to business to trade, to personal development, to growth to confidence, there are many traditions and verses of the Quran related to these topics. And

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these are the topics I've been writing about for the past year, in my website in my books, and so we're going to be looking at these headers over the next nine weeks. Last week we began by looking at a hadith which we very often study from a fig or aqeedah perspective. And we looked at it from a goal setting perspective instead. And that is the Hadith in normal Armenia, that every action is judged by intention we sell from an Akita perspective, this Hadees is a warning against Ria, against showing up. And it is a emphasis on a class on having sincere intentions in everything that we do. And from a faith perspective, this Hadees has many implications that for every action we do, we must

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know what is the what is our intention behind whatever we are doing, in order for that action to be rewarding. But what we spoke about last week was that same hobbies from a goal setting perspective, there are many of us when we set our goals, we set our goals with only worldly or selfish intentions, and what this Hadees is teaching us that even when it comes to our worldly goals, even when it comes to dunya our intentions should be Islamic, our intentions should be pleasing to Allah, our motives and reasons should be things which Allah subhanho wa Taala is pleased with. So this is

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you know, the the reasoning behind what we are doing. And that is the Hadees that we looked at last week, the Hadees on intentions. This week, we moving on to Hadees number two in my book, and that is the Hadees found in Sahih Bukhari related to the importance of earning your own income. And this is again something that many people are not aware of. There is a hadith in Sahih al Bukhari so it without a doubt authentic, where the Prophet sallallahu alayhi wa sallam emphasize the virtue and the importance of Muslims earning their own income. Right now, before I enumerate the Hadees. Let's do a little bit of background about this Hadees What happened? There was a man in Medina who was

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asking people for money, and he was today we would say he was begging he was asking people for money. And so he was taught to work and to earn instead and Rasulullah slice them together.

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As an opportunity to teach people a life lesson, a life lesson, one that all of us will follow and apply inshallah until we leave this world what is that lesson? The Prophet sallallahu alayhi wa sallam stated,

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by him in whose hand in my life, meaning by Allah, by him in whose hand is my life, it is better for each and every one of you to take a rope,

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and to cut wood from the forest, and to carry it over his back and sell it as a means of earning his living, then to ask someone for something and that person may or may not give it to him. Now this head is the primary place where you will find it and studied is with regards to the effect of

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stealing, or rather the peak of,

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of begging. There are many people, the big and this Heidi's refutation against them. But there's another side to this Heidi's as well, right, that the Prophet sallallahu alayhi wasallam in this Hadees he's emphasizing trade is emphasizing earning your own income, he's emphasizing being independent of the people and not relying on the people for handouts. So let's go Firstly, what is the general meaning of this Hadees. And

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the general implication of this hadith before we look deeper into this aspect of earning your own income in Islam, and what Islam teach about it. So the general meaning of this Hadees is that as Muslims, it is wrong to beg. Now that that's the most basic meaning of this Hadees. This Hadees is the strongest evidence or one of the strongest evidence that begging is how wrong it is prohibited. Why is baking prohibited? It is prohibited, because it is in dignified, it is a means of creating laziness in your life. It is a means of making yourself weak. If you have an entire oma bigger than the oma becomes weak, the oma becomes helpless, the oma becomes relying on everybody else for help.

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And Allah does not want that of us. Allah wants us to be in charge. Allah wants us to be highly fertile out of the inherited of this earth. Allah wants us to be the leaders. Allah wants us to be the hand that gives not the handed receives. And we can't do that. If you're begging. So brothers and sisters understand that begging is prohibited in Islam. Now, you may think but I don't beg. So how does this apply to me? Well, baking takes different forms. Right? baking takes different forms. If you ask someone to lend you 200,000 Rand so that you can buy yourself a nice cup. Or even worse, you asked them to lend you a million Rand so you can buy yourself a million Rand

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that in Islam is really a form of making. Why do you need that million Rand? No, you could do quite well, you can survive with the 60,000 Anka? Why did you buy it? You bought it because you like it? Did you buy it to your own money? No, you asked somebody to lend you the money to buy something that you didn't need that is extravagant. And you are now locked in for the next eight to 10 years, paying that person back the money for your extravagance.

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Now, I want you to think about that. Is that not begging? When you walk up to someone or a bank, whoever it is and say, Please give me money to buy a car. He's not begging you or asking someone for money to buy something. Now it's a necessity, right? Taking a loan in Islam. As long as there's no Riba involved. There's no interest involved. Taking a loan in Islam is halal. Right. But when it's not in necessity, you are taking a loan, because you want to be materialistic you want to show off, you want people to look up to you, or what fancy car you drive, or what fancy house you living, even though you don't, you don't technically own it, and you can't afford it. That becomes a problem that

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goes against the teachings of Islam. Rather, what Islam teaches us is to work hard to work smart, to build up your sources of income, and to purchase what you want and need in the hallowee cash. Don't be enslaved to others, don't be enslaved to the banks, don't be locked in to credit and debt and all of these things for the rest of your life, no, work hard, unwell, and use that money to to fund your life and more importantly, to take care of others as well. So the most basic meaning of this Hadees is that it is prohibited to beg and from the VC as well be careful when it comes to taking loans that you only take loans which are free from Riba and you only take it with the utmost necessity for

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something that you really need. I mean, if you had to borrow money to buy a second hand car because don't have a car at all, that is allowed that is acceptable. That is understandable. But if you had to borrow money to

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You know, to to purchase a very expensive brand new car that is extravagant and is something which is against the teachings of Islam. Rather, you buy what you can afford, and you build up your money, and then you buy what you want to cash. You don't borrow other people's money to buy fancy things just because you want something that is fancy. So the Hadith of the Prophet slowly, some says it is better for you to chop and sell firewood than to ask someone for something. Right? So let's look in this context of the prophets on some missing. Why Why is he talking about firewood? Why is he talking about chopping wood and selling, because that is considered in those days, like one of the

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lowest jobs you could have? People in those days were farmers, they were traders, they were businessmen. They were teachers, right? They were the doctors. But from all of these different professions. The most loneliest profession would be the guy who chops the wood and sells it and the proper supplies everything even that is more noble in the sight of Allah than asking someone for money.

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So what does that mean? It means it is more noble. Allah loves more that person who is earning a higher income to no matter how low you think his job is, but it is earning a lot income and providing for his family from that income. He is more honorable in the sight of Allah than that person who is spending a lot of money. And he's spending money that he doesn't own. He's asking people for money, and he's living this lavish lifestyle, but he's owing everybody money. That person is not honorable in the sight of Allah. So honor in Islam comes from working hard. And this hadith also teaches us that in Islam, there's no such thing as a lowly job. Because if you are working hard

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to earn halaal money, it doesn't matter what other people think of your profession. Allah is pleased with you that you chose to work, you chose to work hard, you chose to make a lot of money instead of choosing too big and to ask other people for money. So there's no such thing in Islam as a low job rather, any Hello source of income is better than begging. So we need to take a break now. When we return we'll continue explaining this heading and its relationship to the importance of earning your own income. So don't go away. We'll be right back after this break, radio.

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Maybe your loved one with steady tracks with surprises. Then join the demo habit every Thursday. from three to 3:30pm See you there glenway 90.4 FM a Salaam Alaikum warahmatullahi wabarakatuh you listening to living Islam on radio silence. I am your host Ismail conda. And we are talking about the Hadees on the importance of earning a higher income the importance of earning your own money instead of asking other people to give you money. And yes this Hadees is against begging it's against asking for loans is against relying on others to provide for you. This Hadees is teaching you that there's no such thing as a lonely job. Anything you do to earn a higher income, it is

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honorable in the sight of Allah subhanho wa Taala so the Prophet sallallahu alayhi wa sallam stated by him in whose hands in his my life, it is better for any one of you to take a rope and to cut firewood from the forest and carry it over his back and sell it as a means of earning his living, then to ask people for help.

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thing as a person may or may not give it to you. And so the Prophet sallallahu alayhi wa sallam in this Hadees, he's discouraging asking people for money. In fact, he's discouraging asking people for anything. And he's encouraging business entries. Instead, when we look at the lives of the early Muslims, this was the lifestyle, they were not the type of people to ask for money, they would feel very bad to even ask someone for the smallest of things is narrated in amongst the Sahaba, there were some who were such that even if they were riding on the camel, and they stick or what fell down, they would rather get off the camel and pick it up themselves, then ask somebody to help them

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with that. Why? Because Islam teaches you not to be dependent on others not to be such that others provide for you. Rather, that you work hard, you are honorable, you are worthy, you are independent or interdependent, you are a productive member of society, that you are the hand that gives the not the hand that receives that you are the one who is doing your best to provide halaal for your family and not asking others for money instead. And so this is something noble in Islam. And this is again, something that many people don't realize, Islam is a religion, that encourages trade. It encourages business, it encourages, you know, building up income. It's not a religion, that's against money.

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It's not a religion, that's against trade. Rather, we know, and we spoke about this many times over the past year, that from the five fundamentals and Islam came to protect is the preservation of the private ownership of wealth, that Islam came to protect the religion itself, human life, human intellect, families, and private ownership of wealth. Every law of Islam fits into one of these five categories. And so Islam is very strict about the fact that people have the right to wealth ownership with the condition that they pay zakat, and they help the poor. Now why does Islam put emphasis on trade and business? because Islam, again, Islam wants us to be people who have, you

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know, dignity and honor people who are helping the poor people who are assisting the community, people who are playing a role in developing society, Islam, once the Muslim countries will be the world leaders, because Islam recognizes that those communities that have economic power, they have political power, and if the Muslims have economic and political power, that dow will be far stronger. And so my brothers and sisters, we need to get out of this mindset that some people have, where they believe that Islam encourages begging, and he saw me courage as being poor. That's not what Islam teaches. Rather, we know from amongst the Sahaba, Abu Bakar, and Omar and Osman, and

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without uploading man even oath and

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our job in the Hadith, and so many others were business people, they businessmen and business woman, and a well funded this oma this day well funded the dour, their wealth helped the oma develop into a world leading society. That's where we need to get again. But to get there, we have to change our mindset. We need to bring our mindset in accordance to this Hadees that it is better for you to do any sort of halaal work than to ask people for money. And we become a generation, a generation that asks people rely on their parents, they rely on inheritance, they rely on on bank loans, they rely on the credit cards, they rely on everything except their own hard work. There are people who are 25

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or 30. And they haven't been able to hold down the proper job, because they're too lazy to do so. Because they want to rather be dependent on other than earning their own wealth. And then they wonder, why is the woman in the state that it is because we are lazy. If you're lazy, you're not going to be given power by Allah, you're not going to be given authority by Allah because you don't deserve it. Allah is only going to give wealth and give authority and give influence to those people who work hard to those people who doesn't see up to those people who are going to use it for good. And sadly amongst us today, there are very few people working in that direction. So understand

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brothers and sisters, that Islam is a religion that encourages business. It encourages treat, it encourages working, it encourages getting up in the morning, and going out there and earning your income and knowing that you did everything possible to support your family. After that you put your tawakkol in Allah tawakkol is not about sitting back and expecting money to fall into your lap. No, the work goal is about working hard that you get out there and you work hard. And then you leave the results to Allah subhanho wa Taala that is the workload. So this is something that needs to change in our minds. They don't open up to this idea that

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Islam as long as your business is halal Islam encourages it. In fact, if your business if you're doing it with the right intentions, it becomes a bother if you are earning a halal income to provide for your family, so y'all can do Dawa and you can worship Allah and you can help the poor that business itself becomes a source of ibadah for you, it becomes a source of of reward for you, because you are doing it with noble intentions. So, this is the importance of business in Islam. The next topic that we want to discuss related to this Hadees is what are the basic fundamental principles related to business in Islam? Like we said Islam encourages trade. Islam encourages

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working hard, Islam encourages us to do our best and to earn halal income. Right. So what are the basic fundamentals

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or the basic etiquette of Islamic business of business for Muslims? Well, number one, and most obviously, your business must be halal. This is without doubt, the most important aspect. And I am very sad to say this but you know, when I look around today when I visit people's businesses, it is so sad to see people who even though they pray five times a day and to take every other aspect of Islam seriously, they are selling the wrong things in their shop and they don't seem to care about it. Understand this president sisters, if your source of income is haram, then whatever you purchase with it is also Hara.

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And therefore, if you are buying halal meat with her own money, that meat is haram.

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Now I want you to think about this even if you praying five times a day, but if your source of income is haram, and you are nourishing your wife and children with harmony, and they are being raised on that harmony,

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Allah is not gonna answer your door. That's number one. Because this is something that's clearly the Hadees. Allah does not answer to us, of those whose income and wealth and food is haram. Allah does not answer that to us. So that's number one. Allah is knocking on doors. Number two, will they be Baraka in your hope? No, they won't. Can you expect your children to become righteous Muslims? Maybe Maybe not. But 5050 chance but unlikely, because they are being nourished by Haram.

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So understand this in Islam, earning a halal income is a priority. It is right up there with amongst the fundamentals of our religion, right? It is right up there. After the five pillars of Islam, we would see that earning income is one of the most important parts of Islam. Even though many people today do not take you seriously understand brothers and sisters on the Day of Judgment. One of the first things that Allah will ask you about is your wealth. How did you earn it?

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How did you spend it? I'm not going to ask you these two questions. How did you earn it? How did you spend it? He's not going to ask you how much did you make? He's not gonna ask to see your bank balance. He's gonna ask me, how did you own it? How did you spend it? If you're on holiday, and you spend it, how are you fine. If you're around, you're in big trouble.

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So understand this most presidents This is a very serious issue. And I'm emphasizing this point. Because in reality, this is a part of our religion, that too many people brush aside, because it is so easy to make money the wrong way. And because our tawakkol is so weak, we push aside the holiday and we focus on heroin. And we forget that money comes from a lie. It doesn't come from our business. If you choose to run a halaal business and several haraam business, not only will you still make money, but there will be Baraka in that money as well.

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So we need to understand this, we need to have this strong tauheed when it comes to even our business, that we have this firm belief that Allah is hired or was he he? He is the best of providers, he's our Razzak. He's the one who provides for us, not our sales from these harmful items, not our sales from the Haram items. Not from our rebar base stones. This doesn't provide for you. This is providing for you to handle. That's what he's providing for you. Rather, through halaal Baraka food sustenance comes from earning a Hello income. So this president says this is something that all of us need to take seriously, every single man and woman ask yourself right now is my

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money. Hello. And if not, you need to sort it out today. Don't wait till tomorrow sorted out today. Find a way to shift away from her Armani to halaal money and I guarantee you you will see a change in your life. You will experience peace you will experience Baraka will experience rewards being answered because you chose Heyerdahl over her arm even though it was less because of your belief in Allah subhanho wa Taala This is something every single one of us must do. So we need to take a

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Break now. When we return we'll continue extending this heading on the importance of owning your own income Don't go away. We'll be right back after this break how quick 105 point six FM it's once again the season of giving radio Alan SARS enable the disabled campaign kicks off again Radio arland sar in conjunction with the food focus company, the world Mammon organization, Gemma Tunis, and other generous donors launched the wheelchair campaign. If you need a wheelchair, or any other aid, then call Radio almanzar for motivation form, and the rest is our responsibility. Call 0312081601 the food focus company, world memory organization Jamaat Tunis and other generous donors wheelchair

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Assalamualaikum warahmatullahi wabarakatuh you're listening to Radio valenza this is living Islam and I'm your host smile calm that we talking about earning in Islam, the Hadith where the Prophet sallallahu alayhi wa sallam stated that it is better for you to take a rope and to cut wood and to carry it on your back and to sell it than to ask people for money to be talking about the importance of business in Islam. Islam is a religion that encourages trade, it encourages business encourages earning. So we can be independent, we can be people of authority, we can be those who give those who share those who contribute to society, and not those who big and those who ask and those who rely on

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others. So this is a very important part of our religion. Now, before we went for the break, we're talking about what are the fundamentals in Islam, when it comes to,

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to business, and we said number one, and we spoke about this in details, the business must be allowed. Whatever you choose, as your source of income, it must be halal. And this is something that we have really, you know, basically people don't even think about it, you know, they just take whatever job pays the highest salary. They don't think about is this job halal or haram is displeasing to Allah? Is this money blessed by Allah? You know, Allah asked me to do judgment, how did I earn my income? I have a good answer. Many people don't think about this. And as a Muslim, this should be a number one thought that isn't harmful. So for your business to be helpful, there

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are a few fundamental principles to keep in mind. Right? And I'm going to mention just five of them because these are the five most important ways in which people end up you know, earning haram income through what would have been a halal business, meaning sometimes a business idea in of itself may be harmful, but the way that you do it the way you carry on with it the way that you

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that you completed it ended up including some haram means so what are these things that can make your your business or your job harder up? Number one, is that for a business to be halal, it must not be harmful. It does not cause harm to society. And this is why I firmly believe this is my strict opinion. I firmly believe this, that selling cigarettes is haram. I believe this is selling cigarettes is wrong.

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Why? Because it doesn't bring any good. It only harms people, there's people buying it from you, you're gonna get cancer from that you're gonna die from that, right? You're gonna get sick to that the lungs only buggered up from that you are basically

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making money off people killing themselves, guess what you're doing. And so therefore, this is something which I am 100% about, in terms of my personal opinion that I believe that selling cigarettes is haram because it is harmful is not the only harmful thing you can sell. You know, if you have faulty magazines in your shop, that's harming people, psychologically, that's harming managers, that's harming the moral modesty and morality of society. If you're selling things that assist people in committing Zina, you're harming society. So this is something you need to think about. Look at the products in your shop, look at the services that you offer people look at the the

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business that you work for, is it contributing to society or harming it? And harming Islam is not just physical harm, like in the case of the cigarette, it's spiritual and moral harm to like in the case of pornographic materials, and, you know, these kinds of things. So one has to look very carefully, that what am I doing, if it's beneficial to society, or Hamdulillah, if it's harmful in any way, you need to change your source of income.

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The second thing to look at the second way in which your business can become Haram is if you are oppressing anybody, it is any room that is committed to your business. And this is something that requires some serious introspection. Many people don't think about this. Many people are, you know, they don't realize when they are oppressing others. So for example, if you overworked and underpaid your employees, they can be no Baraka from such earnings. Understand that Allah takes the side of the oppressed. So if you help someone is working for you, pay them well, and treat them well. Because Allah looks at all of this. So this is another way in which a business which may have been

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held up, but it becomes a source of sin for the individual, if they are pressing someone to the business. This is something that's very serious, do not oppress anybody, not your customers, that your employees are not anyone at all, your business should be one that is known for justice, that the people working here should know that if something goes wrong, justice will be done. There is no favoritism. There's no nepotism. There's no you know, bias involved. It is just and I know this is hard to do sometimes. But this is the way to earn a lot blessings through justice not to doing whatever you want. So be wary of oppression, sometimes it comes in the smallest form, you don't even

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realize that you've been unjust to someone. For example, if two people applied for a job, and one of them was very qualified, very experienced, he would have done an excellent job and really turn your business business around. The other person is your son. And he's got no qualifications, no experience, and he's lazy, for you to give your standard job and say giving it to the other person that is unjust, that is an Islamic that is nepotism. That is something which Allah will be upset with, Allah will be angry with, and at the same time, you're harming your own business. By choosing the lesser candidate, you're harming your own business, but you're blinded by nepotism, you're

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blinded by this love of family. So be aware of this. Sometimes oppression comes in the most subtlest of ways that we don't even realize.

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A third way in which a business can become Haram is if you cheat, if you cheat.

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And this, again, is something that many people take lightly. You know, it starts out very young. When you kids, and you play games, and one guy cheats on the other day, we laughed about this a joke. But what we don't realize is by doing so, we are building within ourselves, a lifestyle or a

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habit of cheating. So it starts off as cheating in games. When you become a bit older, you cheating in your exams. And when you get even older, you're cheating at work. And this is something that's a major sin. This is a this is a huge problem in Islam, for Muslims, that if you are earning money in a way that you are cheating, whether it's lying on your on your CV, whether it's cheating on your exams to pass that to get your qualifications, whether it's deceiving people how much work you actually did. All of this is prohibited in Islam. One has to be just one has to feel a loved one has to hold oneself accountable and do things in the right way. There is no room in Islam for cheating.

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And along with cheating, number four is bribery.

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Again, very common in our society, bribery and corruption. You know, and the sad thing is many of the people that

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complain about bribery and corruption at the government level. Don't even think twice about bribery on an individual level.

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And remember the purpose of the law, some states that allow will appoint leaders over us that that we are worthy of meaning that if we adjust people allow, what are the word that society will adjust leader. But if we are people who are involved with bribery and corruption, then, you know, what else do you expect from your leaders. And so, as individuals, if we want to see change in society, the change starts from us, we need to be the ones against bribery, we need to be the ones against corruption, we have to be the ones against cheating against oppression against harm. If every one of us does this, then this will have a ripple effect in society. And from amongst us, they will rise up

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leaders who have good qualities. So be wary of this of cheating, beware of bribery. Don't get involved in these things.

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Another way in which your business can become Haram is through deception. And there's a hadith about this, that there was a man in Medina who was selling some

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vegetables, and he had hidden underneath the good ones, the bad ones. So people buy from him, they just see the good ones, and they will just buy right he was actually hiding the bad fruit so that people wouldn't see it. And he would hope day by day out noticing that he was going off. Unfortunately, I've seen this with many Muslim businesses in our own community. And what happened Rasulullah saw I said he walked up to this man, and he exposed what he was doing that underneath the bed, there was the underneath the good there was the bed. And he stated Manasa police I mean, whoever deceives us in business is not one of us. This is a very strongly worded Hadees. He didn't

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see deception is haraam. He didn't say deception is a minus. And he didn't say deception is a bad thing. He said, Whoever deceives us is not one of us.

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meaning you're not a real Muslim. If you're deceiving people, this is like the most strongest warning about something being wrong to see that you're not one of us, you know, one of the Muslims are doing it. It doesn't literally mean you're not a Muslim, but it means it's not something a believer would ever do

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it how many of us do this, we lie we deceive. And I mean, it just to give you an example of where people deceive and lie without even thinking twice about it. How many people advertising the event and say that, you know, tickets are running out and you almost sold out and you know, we're running out of seats. But in reality, they only sold two or three tickets. And they sell this you know, to create urgency and to get people to buy quickly. Granted, it is deceiving people

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deceiving people by saying that tickets are running fast because this is a lie. Right? or How many times do you hear people deceiving the community with, you know, promises that if you if you do this, they will do that if you give us this, they will give you that? How many times all businesses sell shoddy products, promising you that it's a great product, you know, it's gonna do this, it's gonna do that they know that he's gonna break down one month after the warranty expires. But they don't care.

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They only care about the money and see what happens when you worship money.

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So be aware of all of this. These are the very many ways in which a business can become haram through through harming people through oppression, through cheating, to bribery and through deception. And if you add number six, one of the most common ones in the Muslim world in the whole world today. And that is Riba interest which of course it's impossible to escape in 100% in modern society, that doesn't mean you adopt a defeatist attitude and just jump into it. No, you do whatever you can to stay away from it. You try your best and Allah forgives the rest. You don't just, you know, dive into it as everybody else is doing it. So I'm going to do it as well. rebar in Islam is a

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major it's right up there with murder and stealing. It's not a small thing. It's a big thing in the sight of Allah so we've got to do everything in our power to stay away from it as much as possible. I mean, I you know, Muslims lending money with interest. It scares me shakes me How can someone who believes in Allah actually charging just this one thing with the banks that charging you they don't believe in Allah they don't feel but you are Muslim, a believer and you want to charge people rebel you want to wage war with Allah subhanho wa Taala with destiny with so much money to Allah and stay away from this completely. So we need to take our final break now. And when we return, we will

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conclude with our explanation of this Hadees on the importance of earning your own income in Islam. Don't go away. We'll be right back after this break, of course. Oh 105 point six FM.

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When the Prophet sallallahu alayhi wa sallam stated by him in whose hand is my life, it is better for any one of you to take a rope and to cut wood from the forest, and to carry it over his back and sell it as a means of earning his living than to ask someone for money or for something as a person may or may not give it to him. It's very important. Heidi's primarily this hadith is a strong prohibition against begging and asking people for money. You know, and these kinds of this kind of behavior, relying on others being dependent on others, rather than Hades emphasizing business and trade. And we spoke, you know, throughout this episode about the importance of earning holiday

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money, making sure that your source of income is is not harmful. It's not oppressive. It's not cheating. It's not deceptive. It's not involved with Riba. There's no involvement in bribery, you make sure that you're running a clean cut business that is pleasing to Allah. And what I want to speak about now for the final segment of the program, is just some of the fundamentals of wealth ownership in Islam. What does Islam actually teach us about wealth ownership.

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We know that in Islam, a wealth ownership is not only allowed, but it is actually protected by the law of religion, that from amongst the five, Findon fundamental, what's called the buryat, the five necessities of life Islam protects is the ownership of wealth, right? But again, it's not just allowed. But in Islam, it's allowed with responsibilities, meaning, this is where Islam differs from capitalism, that in capitalism, you can earn how much money you want, and if he wants to do whatever you want, but that's not what Islam teaches. Islam says you can earn how much money you want, but it the more money you earn, the more responsibilities you have towards society. This is the big

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difference between the two, that Islam says yes, earn, how much you want and own how much you want and become a millionaire. All that's fine, but the more you own, the more responsibilities you have to what society, right the most fundamental of those responsibilities is the aka the 2.5% of your wealth in property. You need to pay zakat on it and of course, the

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More you you own, the more higher your soccer is going to be every year. So this is something that Islam emphasizes. And it's not just the soccer, as the guy is the fundamental, it's the minimum, the minimum that you need to be giving back to society is your soccer. Beyond that Islam encourages God aka intelligence, helping your family in college and helping your neighbors, helping the orphans, helping the widows helping the poor, helping the Dow helping all of that. So in reality, in Islam, your wealth is not yours to do whatever you want with it, you can earn it, you can build it up, you can buy a nice house, you can buy a nice car, at the same time, you have to give back to society,

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you have to help others on the way up as well. And so what what this does is it creates an economy where the wealth is not circulating amongst the rich only that's the last words in the Quran. The translation was wasn't Allah says in the Quran, when speaking about the purpose of charity, he says, so that wealth does not circulate amongst the wealthy only. Very powerful.

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Right. And, you know, we look at the Western society over the past 100 years, how they've been struggling to find an economic model that works, you know, communism failed, why by not giving people weld ownership, so it discourage people from from really having any motivation to work, it became a failure. And on the other hand, capitalism failed in the sense that he created the 99% and the 1%. That even got some people only so much money that he just shared a small percentage with the rest of the world. They could solve world poverty, but because of capitalism, you know, this this, major unbalancing the world, and so, you know, the West have been struggling to figure out, you

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know, how do we create an economic system that brings about balance, Islam brought in 1400 years ago, and early Muslim society followed it to such an extent that in the early years, in the early centuries of Islam, Africa was a wealthy continent, those parts of Africa that were ruled by the Muslims was a wealthy land, and you wouldn't be able to find someone who was able to receive your soccer because people were so wealthy in that land. How did that happen? Well, today under capitalism, so many African countries are in poverty is because of the difference between the two systems. Islam encourages trade, and encourages building your wealth. At the same time, it promotes

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giving back to society, and helping others build as well. So what happens, you do business, you increase in wealth, right, you share as well to somebody else, they use it to do business, they increase in wealth, they share their wealth to somebody else, that person does business to increase wealth, what's happening, the entire society is growing, not just you, but you're taking the rest of society with you. And what happens then is over time, we create over a generation or two, in a city or a country or area where there is no poverty, where everybody is helping each other out, where nobody has to beg. Nobody has to steal. Nobody has to ask for money, because the economy is

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stimulating itself. This is the most powerful economic system in the world. Allah revealed to us 1400 years ago, yet we Muslims have abandoned it for capitalism. And as a result, our society is in the state of this today, that we have the ultra wealthy who are only spending lavishly on on weddings and things which are not going to benefit anyone, and we have the ultra poor, and nobody's taking care of them. May Allah protect us And forgive us a guy that's back to spending our wealth in ways that is pleasing to Him. So this is the major issue. Islam allows wealth ownership, but would it comes responsibility, the responsibility to watch society, if we take that responsibility

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seriously, we can provide for society, we can rebuild society, we can make this world a better place.

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Now, the other issues that come with wealth ownership in Islam is accountability. Right? Besides responsibility, the other is accountability. These are the two things that Islam will hold you accountable for when it comes to your wealth, that how you earn it and how you spend it to accountability along with responsibility. Again, it's not just a free for all market like capitalism, where you can do whatever you want and earn whatever you want and spend it however you want. No, you are accountable for how you earn it, how you spend it, and you are responsible for providing for society. So what is mean by being accountable for how you earn it? This means again,

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very simply, that your source of income must be halal. So on the Day of Judgment, Allah will ask you about all of your wealth. How did you get it? You must be able to show that I earned it in a way. Simple as that. No cheating, no crime. No, no corruption, no deception, no bribery, no oppression, no haram business motiva Hello income. That's what you're going to be asked about. Right. So that's the simple enough

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Not easy, but it's simple in terms of understanding what is meant by this by the sentence, right? That you will be asked about how you arrange your wealth. But what's meant by you'll be asked about how you spend your time that might be a bit unclear to some of our listeners. And what that basically means is that in Islam, it's not for you to spend your money however you want. Rather, you need to be balanced in your spending, right? The Quran describes the true Muslims, as those who are not extravagant, nor they are miserly, but they find a middle part in between. This is a very important description in the Quran, that the believers when it comes to their wealth, they are not

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extravagant. Neither are they miserly, but they find a middle part. Meaning what? In Islam, when you own money, you are not allowed to have Easter off to be extravagant. At the same time, you're not allowed to have bottle to be miserly. Rather, you need to be balanced.

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This is you save money. You spend someone holdings, you give some to charity.

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We know the famous story of a man who would invest one third back into his business, spend one third on his family and give one third to charity. So this is exactly trying to find that balance between saving, spending and and serving the community. And this is what Islam teaches that your wealth is not just all about you, you need to find ways to give back to society, you need to make sure that you are spending but you're not spending every single cent but you have some savings aside for when you need it in future, and to help someone else in future to help your own family and your own self in future. So Islam tells us to have a balanced approach to wealth. Don't Mize and just save

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everything. No, be extravagant and just spin everything. But find the middle part that Allah will ask you on the Day of Judgment. What did you buy? Why did you buy it? This is something serious for us to consider. Now many people will love this as the most wealthy spend that wealth and things which are completely horrible. But they go absolutely insane. In purchasing services, which you know, we can't even speak about on it. Being you know, and these things you'll be answerable to Allah void, that Allah gave you money. What did you do with it? If you spend it on things, which are unspeakable things which are haraam gonna be in big trouble.

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So brothers, sisters, this is the issue of earning wealth in Islam. It is a major issue. And of course, when it comes to living Islam, we talking about every aspect of life and today we're talking about business, right? That our business must be pleasing to Allah subhanho wa Taala business must be run in a way that is acceptable to Allah subhanho we say that Islam encourages you earn your own money. Don't Ask Don't beg, don't borrow, but earn work hard. That is what Islamic colleges at the same time, it must be hard. And there must be moderation in how we spend it.

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So this is a very important Hadees it's something that many of us need to consider. If you are someone who's used to being dependent on others, try to find a way to earn halal income. If you're someone who's running a business which has haram aspects, you need to reform it and bring it in keeping with the teachings of Islam. If you are someone who is miserly, you need to learn to spend a bit more on your family and on society. If you're someone who's extravagant, you need to learn to savor but these are all different dimensions of how this Hadees affects our lives. Now next week, we will look at Heidi's number three for my book. And again, for those of you who just joined us, we

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are explaining the reasons for my free book

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10 self help tips from 10 authentic pieces, which you can get from my website, Islamic self If you open the website at the very top of the menu, you will see the tab a free ebook, you click on that you download it. And you follow along from there. Today we discussed how these number two, which is the Heidi's on earning your own income. Next week, we will discuss Heidi's number three from this book. And number three, is focusing on the importance of benefiting society, that as Muslims is not just about us. It's not just about the individual. It's about society, it's about giving back to society, it's about benefiting others. So this is something that is very

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serious that we need to focus on. And next week we will talk about the Hadith where the Prophet sallallahu alayhi wa sallam stated that the most beneficial or the best of you are those who are most beneficial to society. Very powerful Hadees the best of you are those who are most beneficial to society. And for our company, not the best of you are those who are most beneficial to mankind. And really this Heidi's The first time I heard it, it really hit me and it became

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Hudis around which I based my life and I try my best to live accordingly. Everything we do every project we run every business opportunity we startup, every radio program, every article we write, every book we write, we try to make sure everything is beneficial to society. And so I hope you tune in every aspect of your life from how you run your business to how you deal with your family, to whatever you do on the sidelines. It's something that's beneficial to society. We will discuss this Hades in details next week. Our time is up for this week. And again next week we'll talk about how these three for my book, which is the ideas, a romantic comedy comeliness the best of you are those

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of you who are most beneficial to humanity. So that's it for this week is a smile calm the signing off for Rachel and start with loving Islam. I will see you next week, same time Tuesday night at 9:30pm. For loving Islam to the Hello everyone. Welcome.

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Robert alameen wa salam alaikum warahmatullahi wabarakatuh socialists expectation.

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is what I have to say.