Nadim Bashir – O You Who Believe #07 – 2-278

Nadim Bashir
AI: Summary © The title "Okay" in the Quran is discussed, including the use of "Okay" in business, money, and the future. The speakers emphasize the importance of integrity and honesty in Islam, as it is taught in the Islamic system, and stress the need to achieve an acceptance of one's actions. The speakers also touch on the topic of sharing, avoiding risk, and trusting oneself. The segment concludes with a discussion of the upcoming book and a mention of a book by the author.
AI: Transcript ©
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Bismillah R Rahman r Rahim and 100 loco behind me in WA Salatu was Salam ala Rasulillah him Hamid while he was a big marine I'm about so every Monday night, we cover an Ayah from the Quran that begins with you Hello Rena Ave and today the I have chosen is from surah baqarah ayah number 278 where Allah subhana wa Tada he begins the ayah by saying, Yeah, you hit the D and I'm an otaku. Allaha whether through bhakti me or Reba? Enquanto mumineen This is Allah subhanho wa Taala totally the believers who stay away from Riba. Now, this entire passage, as I mentioned before, it talks about business it talks about giving, and if you go back to some few I yet, and I'm gonna go back to

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item number 274 In particular, because this is where Allah subhanho wa Taala he was talking about something in particular, and he's talked about discussion and he begins a new discussion. So I in number 274, Allah subhanho wa Taala says, and Lavina Yun Fiona um well whom belatedly when the hurdy Siran, while Ania for the homage Roma Indra be him, well, hopefully Allah him whatever Allah says that those who spend their wealth in Allah's way, either during the day or night secretly or publicly file at home at your home or in the lobby him Allah says, in general, Allah subhanho wa Taala will give them a reward and the reward is with Allah subhana wa taala. And we're not only

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that, what a whole family him without whom yes, no, and Allah says there is no hope. And I've talked about this before, when the concept of hope and hasn't come in the Quran, it talks about the past and talks about the future. What a homophone, there is no fear, fear of what usually is fear of the future. Will I be financially stable in the future? What I have a job in the future? What's the economy going to be like in the future? Allah says that when you give and you give for Allah sake, that Allah subhana wa Dhana will not let you hanging and Allah subhanho wa Taala will give you back that reward. Well, hopefully Allah him you have nothing to worry about in the for the future. While

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yes, unknown and there is no regret. Usually there is regret not about the future. There is regret about the past, how I spend my money, I should have invested my money here. I should have not invested my money over here. This is where I should have spent this is where I should have not spent. Allah subhanho wa Taala says when it comes to sadaqa you have nothing to worry about the past, because you may have given sadaqa in the past and is going to be rewarded to you in sha Allah. Now, as I said earlier, that Allah subhanho wa Taala he starts a discussion and he begins another one and hence from am are 275 Allah begins a discussion of Riba. So before Allah subhana wa, tada

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was talking about sadaqa in South Africa is a means of circulating money in the community. Okay, we all know that you give sadaqa it goes to another hand, it goes into your hand. The money is circulating in the community, but it's circulating in a way that it brings the peace and blessings of Allah subhanho wa taala. On the other hand, you have riba where it is money circulating in the community or in the society at large, but it is one that is devoid of the blessings of Allah subhanho wa taala. Charity on one hand is about giving. It's about social welfare. It's about purification of the heart. It's about generosity. On the other hand, what does riba signify greed,

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stinginess, taking more and more from others, and this love of dunya growing within yourself. And finally, charity is about giving someone something without any expectations of a repayment or recompense on the other hand, Riba, on the other hand is giving without expecting more, not understanding or not caring, what the situation of the borrower will be the person who's borrowing the money, I'm lending the money, and I'm expecting someone to give me back more. That's putting undue hardship or unnecessary hardship on the other person. This is in essence, where Reba is, and it brings more and more greed. So in essence of her life, you think about it, when you stay the

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entire sort of Bukhara, the one thing that we learn is, Allah always tells us two sides of the story. This is the right way and this is the wrong way. For example, go back to the back, right and this is where you know, a lot of times you will find these things in tafsir. But this is where the more you read the Quran, the more you read it, the seed of the Quran, you began to read between the lines, when Allah subhanho wa Taala is talking about one way of circulating money is the right way. There's one way of circulating money and dies the wrong way, likewise is to the Bacara. We find other things that Allah talks about, you know, comparing one

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against the other. For example, the greatest example I can give you is the OMA of Rasulullah sallallahu alayhi wa sallam versus bunny is Satya. So the Bukhara Allah talks about both right yes or no. And so the Bacara Allah talks about the ummah of the Prophet. And he also talks about bunnies. So in Allah compares both, this is what bunny saw, he did, make sure you don't do that either. There is over and over again here in the Surah, Allah will compare one against the other, and Allah will tell us this is the right way. And this is the wrong way. Hence when it came even to money, and when it came to giving, this is also Allah subhanaw taala. He talks about this. Now, when

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we talk about Riba, first of all, is that there is nothing that we find in the Quran that brings that is more horrifying. That is more horrifying than rebound. I mean, there is nothing that we find and we'll find this in the IRA that is going to be coming up in sha Allah. And it is not only something that even in our time, or in the deen of Rasulullah saw salaam that is considered as money that we should stay away from even before listen to this very carefully. Even before Islam. Riba was something that even the most I mean people who do not believe in Allah, even they will stay away from. Just to give you an example, go back to the story of the Kaaba in itself. The Kaaba that we

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see right now, the way it is, it was not this way built by Ibrahim alayhis salam, it was not built to build this way, by Ibrahim alayhis salam, for those of you who have been to Makkah, you have seen that semicircle that have circle, it's a wall like around like five feet tall. It's called the how theme that signifies that the Kaaba was there in the time, or before the time of the Prophet SAW Selim. In the time of the province of Salem, there was a flood that came into Makkah, they had to reconstruct the Kaaba, and they ran short of funds. These were people who did not believe in Allah, and they had a choice, their choice, either we can complete it by but we will have to use money that

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comes from a source of Riba. And these people not believing in Allah, they are idle worshipers. Even at that time, they realize that this is money you need to stay away from they left that money, they stayed away from that money. And they built that semicircle to signify what that this is the original Kaaba and this is why we all know you when you pray inside the house team. It is as what

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is as if you prayed inside the Kaaba for that reason, you understand that, that that plays you know that the reason I'm sharing this is because even during the Dark Ages or even before Islam, this is how they used to view Rebbe money. But today, unfortunately, you see the entire world that we live in, and how it is based off the bat. Now, when you study the the Islamic economic system and the Riba based system, these are two systems that will never ever merge, they will never see eye to eye D can never come on the same platform, you cannot have both on the same plate. So this is why I want to share with you just few important things, something about the Islamic economic system versus the

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interest based economic system. First of all, is when it comes to the economic system, Islamic economic system, we understand that we are we are I would say

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everything that we do is based on the orders of Allah subhanho wa Taala our life everything Allah subhanaw taala has told us, this is the way you have to do it, and this is the way you will stay away from so hence we are guided by laws, laws of Allah subhanho wa taala. On the other hand, when you look at the Rebbe based system, there are no laws, any person who has money, you do whatever you want, you're not guided, you're not. You're not governed by any laws. There are no rules in place, you do whatever you want. Another thing that we learned the Islamic economic system is the concept of sharing. Now I want to talk about this with you know, with for a few minutes, because what does

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this exactly mean? Sharing On one hand means that those who have been given and blessed by Allah subhanho wa Taala have to give to those who are not blessed by Allah subhanho wa Taala for example, we see that in the case of zakat, what exactly is a cut Zakat is those who have money, those who have financial resources, they take out 2.5% of their wealth on an annual basis, and they give it to those who are extremely in need. On the other hand, there might be some other causes. They may not be zakat eligible, but what do we do in that case? We give out we give us other car, right? We give us other car. On the other hand, something about sharing also teaches us is and this is something

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beautiful about our dean, our dean is very balanced. So

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Hello Ardene is very balanced. On one end while we are told to help out those who are in need. Our deal also teaches us that we should never be dependent on anyone else. We should never be dependent on anyone else. And I'm going to come to a subject matter regarding this. But just to give you an example, when Rasulullah sallallahu alayhi wa salam when Roswaal, Salah migrated from Mecca to Medina, and the very first thing that he did in Medina was he established Mala hearts. Right brotherhood. So he had, he took once a hobby, and he gave it he told him that it's a hobby, you go and you take care of him. And this hobby will stay with just a hobby, and this hobby will stay with

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us the hobby. But there was one important instruction given by the philosopher Allahu alayhi wa sallam. And that was what he told the hosts the unsavoury companions, that when you take the Mahajan in with you, it doesn't mean that they should just be completely dependent on you. Make them work, help them find a job, let them get on their own two feet. Because our Dean does not say on one end, our dean does say give. But on the other hand, the Dean tells those people who are the recipient, that you cannot just expect to keep on going and receive money receive money, you have to try your best to get onto your own two feet are these does teach this. And this is why the Sahaba they made

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the other Sahaba work. And when they would work together, the Sahaba, waiting to invite them into their homes and so forth. Now, when you look at the country that we live in right now, one of the biggest and most contentious issues right now that we're going through, if you sit down, you talk to a Democrat, or you sit down, you talk to a Republican, the Democrats are saying what the you have people who have so much money, you have so much money, and they're not being taxed, and they should be taxed. You have middle income families, that they're being charged so much taxes, whereas the very rich families, they're not being taxed. That's wrong in itself. On the other hand, the

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Republicans are saying was some of the Republicans aren't saying that, why should we give? Why should we give, we earned this through our own hard work, we studied hard, we worked hard, and these people who want to benefit of our money, they want to benefit and they want to be dependent on the social welfare welfare system. That's not fair either, because they're not doing anything to help their cause. Because they know that the money keeps on coming in, they're not going to keep they're not going to do anything. And that's also a flawed system. That's also a false system. Islam has taught us and this is why there was a man who came to the province of Salem few times, I don't

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remember his name. But as hobby kept on coming to the province of Salem, and after the third time, the Paulson got upset with that man, the Prophet got upset with that man, the How long are you going to come and keep on asking, So are these does teach us that those who are blessed by Allah, they need to give, and those who are deprived and those who do not have, they need to work hard, they need to get a job, and they need to get onto their own two feet. And you cannot keep on being dependent on someone else. And this is why you have been a perfect system in place. This is what our Dean has taught us. And this is the concept of sharing with one another. On the other hand.

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And finally, when it comes to when it comes to our Islamic economic system, the one thing that's very important,

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when it comes to me means or,

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like when it comes to means, or you know, what, what do you say in English? Does the ends justify the means you understand that? Does the ends justify the means, like today, we live in a world that no one cares how you get there. As long as you reach your goal. That's what the idea is. But Islam taught us that there's something called integrity. Islam has taught us there's something called honor and respect. This is where you want to get to, but you cannot just get there in any which way, you have to get to your end, and you have to reach your goal by with integrity and honesty. Our Islamic economic system teaches exactly that. On the other hand, you have the Rebbe based system

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that tells us what it does not matter how you get there. But as long as you get there, that's the most important thing. So a lender when they give money out than they want, if they give us $500 As a loan, they want how much back in return, they want. 1000 $1,000 not understanding not their goal is that they want to get rich, and that's everyone's goal, and there's nothing wrong in having that goal. But the wrong way of getting to that is when you put this unnecessary hardship on someone else and say that I don't care about your situation. You may have a very

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hairbow financial system, I don't care how it is, but I need $1,000 back. That is called the ends or that is that. That means that they don't care how they get to their ends or how they meet their goal. They just want to simply and meet their goal. Islam has taught us it has to be done with integrity and respect and honor and the Islam or the Riba based system teaches us that that is not what you care about. So this is the biggest issue that we have. So Allah subhanho wa Taala says Allah Vina yet Korea Reba, Leia, poo Munna, Illa camellia qumola yet acaba wish it or no mineral muss, Allah subhanho wa Taala says that those who are consumed riba la Yagoona, they will not they

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cannot stand on the Day of Resurrection, except as one who stands and he is beaten by shaytaan into insanity. You know, when you know when we say you are touched by the devil, or you are affected by the devil, or you are affected by chiffon. Usually when a person that happens, a person has no control over their Sandy, these people who can who consume Reba on the Day of Judgment, they will be acting as if they've been beaten by shaytaan. They've been beaten by shaytaan. And Allah subhanho wa Taala says, There Lika be a Nahum Corlew in the Malbay or Mr. Riba. They said, Allah subhana says that their their fate is this way. Why? Because they said that there is no difference, or eBay or

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business is like rebar. There's a difference. Bear in Tibet business and transaction is full of risks. I make a business deal. It may it has risks, right? Yes or no? It's probably a good investment, it's probably a bad investment. When it comes to riba it is not a risk, because you know that I'm giving away money, but I'm putting hardship on someone else. To give me more money back, there is no risk over there. Clearly, one is benefiting, and the other one is struggling, and the other one is suffering. And this is why and one thing here to note is because these people, they said, What's the difference? Oh Reba, bear is the same thing. It's about making money. So there was

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a difference, because of the fact that Allah create a distinction. But they did not want to create distinction. And they said they both are alike, and they want to justify the wrong that they're doing. This is what the world is that we live in how many Muslims who are involved in Riba, when you talk to them, the Why are you involved in the Bible? Because see, when a person does haram, when a person does wrong, the very first thing that comes to their mind is, let me get out of it. But when they go so deep into it, they try to justify what they're doing wrong. So someone comes to them and says, Why are you doing this? And they're like, what's the difference? You want to make money, I

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want to make money. This is how you make money. This is my style of making money here are saying, but they don't realize that one is right and one is wrong, when they try to justify the wrongs that they're doing. Allah is saying that this is why this is going to be their fate on the Day of Judgment. So the lesson that we learned from this is in life, in every single matter of our deen, when Allah says this is right, and this is wrong, we should always keep it right. And we should always keep it wrong. Right is right, wrong is wrong. Today, if we ever find ourselves in a situation where our gut instinct, our fitrah is telling us, this is wrong. But you say you don't

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want because I want to name for myself. I want to build something here. I want something in return. I'm going to say it is absolutely right. And you justify Are you saying that something that is wrong? And you say that is right. For those kinds of people, there is a severe torment in the hereafter. Because when you know, see, one is that you're gentle about it. One is that there is ignorance, you don't know that it's wrong, and you're still doing it, you're forgiven by Allah subhanho wa taala. But one is what is you know, that is wrong. And then on top of that, you do it more, you know, I think so in order to there's a saying, God or process you know, sorry, right, you

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know, it's like you do one thing wrong, but then you want to justify the wrongs that you're doing right? It's like almost like a like a double crime, okay, you're doing two things wrong. So this is why these kinds of people this is going to be their fate into hereafter now Allah says a Halawa will be haram arriba. Allah has made business halal, he has made riba haram very clearly for men Jaya who mo ala to me Robbie, Fanta, half Allah Who myself Allah saying that at the same time, Allah wants to be fair to Allah saying when this Maori Law when this admonishing or this advice comes to one someone, and they are involved in Riba, Fanta ha

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and they stay away from it. They stop what they're doing, fella who mess it up, then what they have done in the past, they will not be held accountable for it. Okay? It's very clear, you did something in the past but now you know you stay away from it. You won't be held accountable to that. Well I'm going to hold it Allah and his affair is in the matters of is in the marriage of ALLAH SubhanA wa Allah. But Allah says woman,

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even after knowing you still go to it woman either whoever turns to it again, for Allah equals harbor now that they will be in the fire, Johanna homefree ha hottie dune and they will stay in there eternally than Allah says yum Hakalau Reba, were your best of the court. Allah destroys interest and gives increased to charities. What does that mean? Now someone can say that? Well, if Allah is saying that Allah destroys the interest, you look at all these financial institutions, and how rich they are, how rich they are, and everything is based off the interest system, or did the Rebbe based system how is it that they're rich? Allah did not ever say that they will not become

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rich. You know, when you when you get involved in labor, you will probably get rich you will have money to But Allah says young Huck, meaning what? That eventually down the road, it will destroy them, they will be left with nothing. Yes, there will come a time they will have eventually they will come at home, they will they will have nothing when you're beside the car. On the other hand, when it comes to charity, you give charity, your pocket, your bank balance says that you only have $100 but the calculator of Allah subhanho wa Taala says what that you have $200 You understand, eventually that money will come to you. So in front of you, it may seem that you have less but Allah

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saying that it will increase on the Rebbe based system. It seems that you have a lot but Ross says is going to decrease Allah than says well Allahu Allah you have bucola Katherina theme Allah does not like don't like does not like every sinning disbeliever then Allah says in the Nadine manual, while I'm going to solve the heart work almost Salah was Zeca la homage Roma and Robbie him What are hoping it him when I said on those who believe in Allah and they do righteous deeds, they established us a lot and they give there's a God. They're rewarded with Allah subhanho wa Taala and Allah will there will be no fear upon them. And there will be no no, no fear and they will not give

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anything. Then Allah says yeah, you Hallerin Manu Ithaca law whether uma bhakti Amir riba enquanto mumineen Oh, you people who believe fear Allah subhana wa Taala and give up what remains due to you through interest, meaning for person is in a transaction of business, and they are currently incurring interest. Allah saying that after you hear these kinds of ayat, whatever is about to come to you leave it was a rumor back to me arriba encounter quantum money if you are believers, what Allah subhanho wa Taala says over here is that first of all, when it comes to ayat of Allah, what we need to do as a believer, when we hear the Ayat of Allah, that is it. We stop right there. The

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Sahaba of the Allah Dhanam This was their nature, they heard Allah and I will come down It is haram, no questions asked. There was no questions Is that okay? You know what? I'm in a financial dealing right now. Let me finish this transaction. Let me collect everything. After this inshallah I will stay away from it. No, right now stop what you're doing. When the Sahaba had wine in their hands and the herd, Allah subhanho wa Taala saying stay away from it. They dropped it. Now like, okay, you don't want one more sip? No, it doesn't work like that. When Allah says it's done, it's done. Allah subhanho wa Taala saying, and what do we need to learn is this, when it comes to Reba,

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I can get into a long discussion about this, but I'm gonna try to keep this short. When it comes to our own home financial matters, too. There are going to be times where I want something so bad. But I know that if I get into this, I'm going to get into the bar. I want something so bad, and I'm gonna put it on my credit card. But I know that I'm not disciplined enough to pay off the credit card on time. I know I'm going to fall into interest. I'm no I'm going to find your interest. Don't buy it. If you truly believe in Allah subhanho wa Taala and now that people are going to come and you know how many people they get, you know, they get approached with different you know, lucrative,

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you know, you know, chances and lucrative opportunities, but they know that if I get into this, I will get into the bar, stay away from it. When you put your trust in Allah subhanaw taala This is what Allah says in control meaning if you are a believer, I believe her poster Tawakkol in Allah subhanho wa Taala a believer puts the reliance on Allah subhanho wa Taala you put your reliance on Allah subhanaw taala Allah

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will take care of me in sha Allah. Don't test Allah subhanho wa Taala put your trust in Allah subhana wa Taala a person gave sadaqa and Allah put Baraka in their wealth. Another person said, You know what, let me try to do the same thing to let me give sadaqa and let me see if Allah subhanaw taala gives you back and Allah never gave him back. He went to the other person and says, You give and you receive, how come I give and I don't receive. The other person said I gave with token ALLAH SubhanA wa Tala you gave to test ALLAH SubhanA wa Tada. There's a difference. Once you put your trust in Allah, Allah will not let you down. If you're going to test Allah Who are we to test Allah

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subhanaw taala. Who are we to test Allah we cannot test Allah. So you we don't test Allah. We put our trust in Allah and we move forward. Then Allah says, For Elam to follow

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then will be huddled in Allahu rasool Allah Subhana. Allah says, and if you do not then be informed of a war they then be informed of a war against you from Allah and His Prophet sallallahu alayhi wa sallam. Just think about this. I'm going to give you some perspective to help us understand this. Imagine you are standing in the town of the province of Salem in a battlefield on the side of Abuja Hall.

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That's where he was right. Abuja. He's sitting on standing on one side, he is declaring war against Allah and prophets of Salaam. Think about being in a battlefield. The province is someone sitting on one side, and you're on the opposite side declaring wars things like you're standing with the likes of omega Ben huff and Abu jehlen. And these enemies of Allah subhanho wa taala. When a person is involved in interest, that's exactly what they're doing. You're standing on the battlefield, and you're declaring war against Allah.

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There is no way we come out on top of this, there is no way we come out on top. We declare war against the Prophet salallahu alayhi wa sallam, people would die to be with the proscenium. We, on the other hand, are declaring war standing against the poverty side of them with Abuja Hello Omiya bin Khalifa and Abu Lahab and all these people that's exactly what we're doing. When a person gets involved in libre, Allah then says for intubate tomb fella come Russo I'm welcome. If you repent that you may have your principal meaning what if a person says I gave $100 away and I'm expecting $150 back in return? So Allah then says it doesn't mean that you lose your money to the money that

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you gave you take the money back that you that you gave away and that's your principal amount and that belongs to you. The rest of you leave it do not do not charge that person. Totally Munna Wallah to the moon, you are not doing any wrong Wallah to the moon and you're not going to be wronged either. On the other hand, rather than says we're in Canada will also attend What if the person that you're lending money to they are in a financial difficulty, Allah says and if you find someone in hardship, when cannot do all sudden, Fernando de la Tony La Mesa Allah sandland says, then let them then the letter B a postponement or postpone D The Giving back or give the postpone the time when

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they have to give back the loan because of their difficulty. Allah says Well, I'm facade Doku hydro Lakhan is as if you're giving charity when a person you when you have given a loan to someone, and you say you have to give me back in five years, five years come you look at the person's situation, you know, now see, there are some times there are times like when you give a person a loan. And in five years, they come back to you they say, Oh, I'm so sorry, I haven't been able to collect the money. But when you look at their life, they're going for vacation, they're buying a new car, they're buying a new house, you know that there's something wrong here right? To to design out of

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the four here. But when you look at their situation, Allah saying what in Canada will also

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mean that if they're truly in difficulty, you look at the situation even after five years, and the brother is struggling, he doesn't have a you know, he doesn't have proper food to eat, or he's struggling when it comes through his home, he's able to pay for his home or he's able to pay for the you know, the basic expenses for his family. Then Allah subhana wa Tada saying that that time if you open up your heart and you give him more time is as if you give me a setback to this man until Sadako hydralic of now, this means two things, either that if you postpone that time of giving back, you are getting the reward of sadaqa every single day or number two is if you forgive it completely,

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and you give it out a sadaqa because if you forgive it, that it says telecall one for Sudoku, how you let go, it is better for you. Now, this does not mean first of all, is the person who has lended the money he should not feel come under pressure that Allah is saying that I have to forgive him. No, that's not what I was saying. And the person who has

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Taking the loan should I use these kinds of is that you know what you should forgive because Allah says to forgive, that's not there has to be a balance there has to be fairness. So Allah say, let me hear that. First of all, if you see the man struggling, give him more time. And at the same time, if you forgive him, you'll get a such an amazing reward to Allah from Allah subhanho wa taala. But if you don't demand it, you still want it, but you don't demand on that same day you give him more time for every single day that you have given in time, you get the reward of a southpaw, too. So this is how money works in the Muslim community. So inshallah we'll go in and stop right here. The next idea

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or not the next I after the next idea is the longest idea of the Quran is long as I have the Quran, it also begins with Yeah, you live in Avenue and it talks about taking a loan from someone, when taking a loan from someone, what are the adda? What are the etiquette and so forth inshallah. So we will run through that inshallah next week as Allah subhanho wa Taala to give us the ability to put Baraka in our, in our wealth, we ask Allah subhana wa Taala to keep us away from riba to keep to keep us if we ever fall into the bar, we ask Allah subhana wa to take us out from riba to give us ability to repent if we have ever done anything wrong. And we ask Allah subhana wa Taala that he

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never puts in a situation that we are where we are dependent on others. We asked Allah subhanho wa Taala to always make us dependent only and only on him robola Amin, amin, Oberon, Amin, Zack Kamala Harris Subhana Allah who naturally will enter that stuff. We're going to be Lake Zach in Lafayette. Somebody's going to love you bro cattle

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