Do Good Do Not Wait

Ammar Alshukry

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The speakers discuss the importance of good deeds and investment in relationships with Allah. The urgency of doing good deeds is emphasized, along with the importance of praying for health and safety. The speakers also discuss the use of salallahu alaihi wa sallam in various political and media environments, including fraud, death, and desire for wealth. The speakers emphasize the importance of not delaying one's plans for life and giving charity.

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All praise is due to Allah, we seek

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His guidance and His forgiveness,

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and we seek refuge in Allah from the

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evil of ourselves and the whispering of our

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desires.

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Whom Allah guides, no one can misguide, and

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whom he allows to be misled, no one

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can guide. And I bear witness that there

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is nothing worthy of worship except Allah alone

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having no partners, and that Muhammad salallahu alaihi

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wa sallam is His slave and His messenger

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and His perfect worshiper.

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Allah subhanahu wa ta'ala says in the Quran,

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O you who believe,

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fear Allah as he deserves to be feared

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and do not die except in a state

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of Islam.

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And Allah subhanahu wa ta'ala says, oh mankind,

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fear your Lord who created you from a

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single soul and produced from that soul its

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mate

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and made from their combination many men and

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women. So fear your lord whom you ask

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each other by and by the ties of

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kinship, verily Allah is ever watchful over you.

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And Allah subhanahu wa ta'ala says, oh you

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who believe,

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fear Allah and say that which is correct,

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He will correct for you your deeds and

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forgive you your sins. And whoever obeys Allah

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and his messenger then they are indeed victorious.

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To proceed,

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Allah subhanahu wa ta'ala says

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Allah says, raise to the forgiveness of your

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Lord.

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Raise to the forgiveness to your lord of

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your lord and a paradise

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that is equal to the expansiveness of the

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heavens and the earth that has been prepared

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for the people of Taqwa.

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And Allah subhanahu wa ta'ala describes a certain

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speed setting here.

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And that speed setting is to race.

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And interestingly enough the ulema mentioned a number

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of speed settings

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that they understood from the Quran.

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So Allah subhanahu wa ta'ala says for example

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when it comes to the speed through which

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a person is to seek the dunya,

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Allah subhanahu wa ta'ala says,

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That Allah subhanahu wa ta'ala is the one

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who made for you this earth subservient.

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So he says, so walk

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in its pathways

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and eat from his provision.

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And so when it comes to the seeking

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of the dunya, the speed setting is that

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of walking.

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And when it comes to the zikr of

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Allah subhanahu wa ta'ala, Allah says,

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And so Allah subhanahu wa ta'ala says that

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on the day of Friday when the call

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is made for the salah,

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then hasten to the remembrance of Allah. And

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so it's a higher speed setting when it

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comes to the remembrance of Allah that you

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pick up the pace and that you hasten.

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And then when it comes to jannah,

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in the verse that I started with Allah

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subhanahu wa ta'ala says,

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and also otherwise,

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raise one another towards paradise.

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And then when it comes to himself,

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Allah subhanahu wa ta'ala says,

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flee towards Allah.

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That you flee towards Allah

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and when you flee like you're fleeing from

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something dangerous and there's no gas left in

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the tank. You are your your fight or

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flight response is taking over and you are

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going at speeds that otherwise you would not

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be able to go in security and safety.

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In any case, I wanted to speak briefly

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in this about

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an energy

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that we are taught to have when it

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comes to the worship of Allah subhanahu wa

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ta'ala. And that is to take advantage of

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every moment, to take advantage of every day.

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Rasulullah Sallallahu Alaihi Wasallam says, in the hadith

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that's reported by Muslim, the hadith of Abu

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Hurayla. Rasulullah Sallallahu Alaihi Wasallam says

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He says, hasten to do good deeds.

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Before fitna, trials touchdown

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that will be like the portions of a

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dark night.

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He says,

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He says, A person will wake up a

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believer

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and they will go to sleep a disbeliever.

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And they will go to sleep a believer

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and they will wake up a disbeliever

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They will sell their religion for a portion,

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a presentation of this world, something to be

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presented to them of this world. And so

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the prophet salallahu alaihi wa sallam says, hasten

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to do good deeds. Do good deeds now

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while you can before fitna touches down that

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will be dark. It will be confusing

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like a dark night in which a person

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will wake up a believer and that night

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they won't check out before they go to

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sleep a disbeliever.

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They go to sleep a believer and they

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wake up a disbeliever.

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They sell their religion for a portion of

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this world. And that selling of their religion

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for a portion of this world could be

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for many reasons. It could be through doubts,

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it could be through shahuat, desires,

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it could be out of fear, protection,

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security,

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it could be for many reasons and the

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prophet salallahu alaihi wa sallam says, do good

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deeds while you can.

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Do good deeds while you're safe.

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Do good deeds while you're healthy.

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Do good deeds while you're secure.

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Invest in a relationship with Allah subhanahu wa

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ta'ala while everything is good. In another hadith,

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the famous hadith of Ibn Abbas that's reported

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by

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Rasulullah salallahu alaihi wa sallam he says,

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He says, preserve the commandments of Allah and

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Allah will preserve you. Preserve the commandments of

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Allah and you will find Allah subhanahu wa

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ta'ala with you. And another

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variation

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he

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says,

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know Allah subhanahu wa ta'ala during the good

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times

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and Allah subhanahu wa ta'ala will know you

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in the bad times, in the difficult times.

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Know Allah subhanahu wa ta'ala when life is

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going good, invest in a relationship with Allah

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when life is going good So that when

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your world is flipped upside down, and everybody

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in their life will have moments where they're

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flipped upside down because Allah Subhanahu Wa Ta'ala

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promises that of every individual.

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He

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says, Allah says, do people think that they

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will be left alone saying we believe and

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they won't be tested?

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Everybody's gonna be tested. But when those tests

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come,

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there are going to be those who have

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a relationship with Allah from before and so

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they are protected and they are preserved,

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and there are those who won't have that

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relationship, and so they have no protection, and

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they're not preserved.

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Rasoolullah salallahu alaihi wa sallam tells us to

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invest in that relationship now salallahu alaihi wa

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sallam to take advantage of today. Tomorrow is

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not promised. And you see how the prophet

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salallahu alaihi wa sallam took advantage of every

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moment. There's an amazing adid.

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Reported by Al Bukhari he says

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that I prayed Asur with Rasulullah Sallallahu Alaihi

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Wasallam. He says

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He says that Rasulullah salallahu alaihi wa sallam

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made the salam after I prayed asr with

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him. He made the salam and then he

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got up quickly,

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And he was literally jumping over people's shoulders.

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People are still sitting down. The prophet salallahu

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alaihi wa sallam is jumping over people's shoulders

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until he goes into one of his houses.

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And

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then

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he

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says,

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He says,

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So the prophet of Allah ahi wa sallam,

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the people were startled by how quickly he

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had gotten up. What's going on? Is there

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an emergency? And so the prophet of Allah

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ahi wa sallam goes into the house of

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one of his wives, and then he comes

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back out and he sees everybody's faces are

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still startled.

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And so he says,

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The prophet salallahu alaihi wa sallam said there

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were some there were some gold that I

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had. Gold of sadaqa

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that I had in my house. I just

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remembered it And so I hate it in

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another narration says,

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I hate it for it to spend the

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night. It's a sur time. It's about to

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be and the day is gonna be over.

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So the prophet salallahu alayhi wa sallam immediately

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went into his house and he commanded for

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it to be distributed. He hated that that

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be in his position that it spend an

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extra night without being distributed. The prophet salallahu

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alaihi wa sallam is showing us firsthand

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the urgency of doing good deeds when you

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can take advantage of it.

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That if somebody gives you money for sadaqa

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and says, can you please give this out

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to people over here, over there? You don't

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keep it in your bank account for a

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week when you can distribute it today. Take

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advantage of it today. Is there sadaqa that

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you can distribute today?

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Is there a debt that you owe to

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somebody

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that you haven't paid back and it's in

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your account but you just haven't gotten around

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to writing the check? You just haven't gotten

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around, Rasoolullah salallahu alaihi wa sallam says

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He says that the the delay in repayment

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of someone who has the funds is oppression.

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You're oppressing that person by not paying them

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back if you have the funds to do

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it. Rasoolallah sallallahu alaihi wa sallam says that

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is oppression.

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Is there somebody that you should be paying?

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Someone whose services you use and you just

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haven't gotten around to paying them.

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The urgency of doing good deeds, the prophet

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salallahu alaihi wa sallam is showing us himself,

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taking advantage of every moment. In another hadith,

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Aisha mentions that the prophet salallahu alaihi wa

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sallam had commanded the institution of sadaqa. It

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was like 6 gold coins. It was something

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you would consider to be very insignificant.

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And the prophet salallahu alaihi wa sallam was

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being taken care of by Aisha,

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and he would faint salallahu alaihi wa sallam.

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And then he would come back and he

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would command her to distribute the sadaqah.

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And then he would faint against salallahu alaihi

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wa sallam. And anyway, she went through the

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process of carrying him until he became better.

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And then he asked her, did you distribute

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the sadaqa? And she said, no. Oh Messenger

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of Allah, I was so engaged in taking

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care of you that I forgot about it.

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And so the prophet salalahu alaihi wa sallam

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commanded for the sadaqa to be brought to

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him, and he held the gold coins in

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his hand and he said

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He said what does

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Muhammad think his Lord is going to do

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with him? If he meets Allah with this

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charity in his hand and he hasn't distributed

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it. What does Muhammad Rasool Allah Sallallahu Alaihi

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Wasallam?

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The urgency that he's showcasing to us

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and realizing that good expectation in Allah subhanahu

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wa ta'ala is not that a person be

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lackadaisical

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with the commands.

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But that good expectation in Allah is that

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you seek his reward by striving sincerely to

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him.

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Actually Jabir ibn Abdillah radiyaAllahu hadith that's reported

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by Bukhari and Muslim. Showcasing the urgency that

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not just the prophet sallallahu alaihi wa sallam

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had but the sahabir radiyaAllahu had with good

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deeds. An amazing hadith,

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Jabinim Abdullaahi says

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that on the day of Uhud, a man

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said to Rasulullah salallahu alayhi wa sallam,

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said if I'm killed where am I gonna

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be? What's gonna happen to me Rasool Allah?

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The prophet

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said

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So Jabir says,

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He said that he had some dates in

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his hand. This man, He had some dates

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in his hand and when the prophet sallallahu

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alaihi wa sallam said Jannah, the man threw

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the dates that were in his hands and

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he immediately proceeded to the battlefield until he

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was killed. He didn't even wait to eat

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the dates that he had in his hand.

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He didn't even pass them to anybody else.

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Immediately he cast them.

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Race towards Jannah.

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Race towards Jannah that is equal to the

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expansiveness of the dunya and the akhirah.

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Is there a salah

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that you can pray today? Is there Quran

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that you can read? Don't delay it. Surat

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Al Kaaf. How many how many times in

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our lives have we heard about reading Surat

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Al Kaaf on a Friday?

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Read it today.

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Is there salaam upon the prophet subhanahu alaihi

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wa sallam that it's jum'at time you still

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haven't sent? Take advantage of it. Take advantage

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of this life that you had. You know

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one time the prophet subhanahu wa sallam was

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walking by a grave,

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and he looked at his companions

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and he said 2 rakas

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that any one of you can pray.

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Not thinking anything of it

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is more beloved to this person than your

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entire dunya.

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2 rak'ahs right now, you're alive.

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If you pray 2 rak'ahs, you would not

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think it's a big deal.

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But yet for the people who are in

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the graves, that is more beloved to them

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than the world and everything in it.

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Allah subhanahu wa ta'ala has gifted us a

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beautiful day, and that is today. Rasulullah salallahu

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alaihi wa sallam says in the hadith it's

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reported by Atirmidi, the hadith of sun the

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hadith of Sanma.

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He says

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He says, whoever of you wakes up

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healthy in their body,

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safe in their dwelling, with enough sustenance for

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today, then it's as if the entire world

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is rolled out for

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them. Number 1, the first blessing in this

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hadith is that you woke up. There are

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billions of people who would trade places with

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you right now.

00:14:25--> 00:14:27

The fact that you're alive.

00:14:28--> 00:14:30

And then healthy in your body,

00:14:30--> 00:14:33

safe in your dwelling. Allah subhanahu wa ta'ala

00:14:33--> 00:14:36

when he describes the blessings of he says,

00:14:38--> 00:14:40

the one who gave them security from their

00:14:40--> 00:14:40

fear.

00:14:43--> 00:14:44

And you have enough for today, it's as

00:14:44--> 00:14:45

if you have the entire world rolled out

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for you.

00:14:47--> 00:14:48

And then finally,

00:14:49--> 00:14:50

Rasulullah salallahu alaihi wa salam

00:14:51--> 00:14:53

in a profound hadith.

00:14:55--> 00:14:56

He says,

00:14:58--> 00:14:59

He says hasten

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to do actions before 7 things.

00:15:08--> 00:15:10

He says, hasten to do good deeds before

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7 things happen. These are 7 things that

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hover around every single one of us.

00:15:15--> 00:15:17

At any point in time, we are susceptible

00:15:17--> 00:15:17

to

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them. Number 1, he says, are you simply

00:15:19--> 00:15:21

waiting for faqranunsia

00:15:21--> 00:15:22

poverty

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that will make you forget?

00:15:25--> 00:15:26

People will do

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all sorts of things

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when they're poor. Rasoolullah salallahu alaihi wa sallam

00:15:31--> 00:15:33

says, invest in in doing good deeds when

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you

00:15:35--> 00:15:35

have sustenance,

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when you're protected, when you're mastoor,

00:15:38--> 00:15:40

when you have sustenance, you're able to worship

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Allah subhanahu wa ta'ala comfortably.

00:15:42--> 00:15:45

But when people are poor, they do all

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sorts of things that they otherwise would not

00:15:47--> 00:15:47

do.

00:15:48--> 00:15:50

Rasulullah salallahu alaihi wa sallam in the hadith

00:15:50--> 00:15:52

that's reported by the hadith of ibn Umar.

00:15:52--> 00:15:53

He says,

00:15:53--> 00:15:55

I heard this hadith from the prophet sallallahu

00:15:55--> 00:15:58

alaihi wa sallam not once, not twice, not

00:15:58--> 00:15:59

3 times, more than that.

00:16:00--> 00:16:01

What's this hadith? Rasulullah

00:16:01--> 00:16:03

salallahu alaihi wa sallam tells the story of

00:16:03--> 00:16:05

a man from Bani Israel called Al kifl.

00:16:06--> 00:16:07

And this man,

00:16:08--> 00:16:10

the prophet salallahu alaihi wa sallam said he

00:16:10--> 00:16:12

did not stay away from committing any sin.

00:16:12--> 00:16:14

Every sin was up for grabs for this

00:16:14--> 00:16:15

guy. He did everything.

00:16:16--> 00:16:17

And so on one occasion there was a

00:16:17--> 00:16:18

woman

00:16:18--> 00:16:20

who was in need,

00:16:21--> 00:16:24

and she came and she approached him and

00:16:24--> 00:16:25

she needed to borrow money. But this guy

00:16:25--> 00:16:27

is a wicked guy, and so he's not

00:16:27--> 00:16:29

gonna give her money from the goodness of

00:16:29--> 00:16:30

his heart, he rather

00:16:30--> 00:16:33

agrees on the condition that she gives him

00:16:33--> 00:16:33

access to her.

00:16:35--> 00:16:37

And so the prophet sallallahu alaihi wa sallam

00:16:37--> 00:16:41

said that when Al Kivl was in position

00:16:41--> 00:16:43

of a man with his wife, the woman

00:16:43--> 00:16:45

cried. Al Kiv said to her, what's the

00:16:45--> 00:16:48

matter? Am I forcing you? She said, no.

00:16:48--> 00:16:50

This was our agreement but she said I

00:16:50--> 00:16:51

never did this before.

00:16:53--> 00:16:55

What what caused her to be in that

00:16:55--> 00:16:56

position? Poverty.

00:16:59--> 00:17:00

And he

00:17:00--> 00:17:02

got up and he left the money with

00:17:02--> 00:17:04

her and he said I'm never going to

00:17:04--> 00:17:06

commit sin against Allah. He did a general

00:17:06--> 00:17:08

repentance, I'm never going to sin against Allah

00:17:08--> 00:17:10

Subhanahu Wa Ta'ala ever again and he died

00:17:10--> 00:17:12

that night, Rasulullah salallahu alaihi wa sallam said.

00:17:12--> 00:17:14

And on the next day it was written

00:17:14--> 00:17:15

on his door,

00:17:17--> 00:17:19

Allah has forgiven Al kifl. But the point

00:17:19--> 00:17:21

here is not Al kifl, the point is

00:17:21--> 00:17:23

the woman what caused her to be in

00:17:23--> 00:17:25

that predicament it was poverty. Rasool Allah Sallallahu

00:17:25--> 00:17:28

Alaihi Wasallam used to speak forgiveness from Allah

00:17:28--> 00:17:30

subhanahu wa ta'ala from poverty that would make

00:17:30--> 00:17:32

a person forget their obligations and the rules

00:17:32--> 00:17:34

that Allah subhanahu wa ta'ala has placed.

00:17:35--> 00:17:36

Or he says,

00:17:37--> 00:17:39

Or are you are you waiting for

00:17:39--> 00:17:43

for wealth that will make you arrogant and

00:17:43--> 00:17:43

transgressive?

00:17:45--> 00:17:48

There is a level of wealth that everybody

00:17:48--> 00:17:51

has that may cause them to be transgressive.

00:17:52--> 00:17:54

That limit is different for different people,

00:17:55--> 00:17:56

but wealth can be corruptive.

00:17:57--> 00:17:59

And the prophet salallahu alaihi wa sallam used

00:17:59--> 00:18:01

to seek refuge in Allah subhanahu wa ta'ala

00:18:01--> 00:18:03

from wealth that is corruptive. Allah subhanahu wa

00:18:03--> 00:18:04

ta'ala says

00:18:07--> 00:18:09

that a person becomes transgressive

00:18:10--> 00:18:12

when they think that they're independent and few

00:18:12--> 00:18:14

things make a person feel more independent than

00:18:14--> 00:18:14

wealth.

00:18:15--> 00:18:17

And then Rasulullah salallahu alaihi as salam says

00:18:20--> 00:18:21

or illness

00:18:21--> 00:18:24

that will corrupt you. Illness that will corrupt

00:18:24--> 00:18:25

you. It corrupts your body. It corrupts your

00:18:25--> 00:18:27

limbs. You're not able to worship at the

00:18:27--> 00:18:29

level that you were able before. You're not

00:18:29--> 00:18:30

able to act. You're not able to carry

00:18:30--> 00:18:31

yourself.

00:18:32--> 00:18:34

You're not able to do the things that

00:18:34--> 00:18:35

you were able to do before.

00:18:36--> 00:18:38

Or he says, oh haraman or

00:18:39--> 00:18:40

He says or old age

00:18:41--> 00:18:42

that will make a person

00:18:43--> 00:18:45

not have their their their consciousness.

00:18:48--> 00:18:50

Or he says, or sudden death.

00:18:51--> 00:18:53

What are you delaying good deeds for?

00:18:54--> 00:18:57

Are you safe from sudden death?

00:18:57--> 00:18:59

How many people go to sleep

00:19:01--> 00:19:02

and they don't wake up?

00:19:03--> 00:19:05

How many young people do we hear about

00:19:05--> 00:19:06

in our communities passing away?

00:19:08--> 00:19:10

Life is not promised for anybody.

00:19:11--> 00:19:12

The promise of Allah alaihi wa sallam says

00:19:12--> 00:19:13

don't delay.

00:19:13--> 00:19:15

Any of these things might

00:19:16--> 00:19:18

happen to a person at any given point

00:19:18--> 00:19:19

in time. And then he says,

00:19:22--> 00:19:24

or the or the antichrist will emerge,

00:19:25--> 00:19:27

and what an evil person is waiting, or

00:19:27--> 00:19:28

he says

00:19:31--> 00:19:32

or the day of judgment itself

00:19:33--> 00:19:34

and the day of judgment is even more

00:19:34--> 00:19:35

disastrous

00:19:35--> 00:19:36

and even more bitter.

00:19:37--> 00:19:39

The lesson here is the Prophet

00:19:40--> 00:19:41

saying, don't wait for any of these things.

00:19:42--> 00:19:44

If you're healthy, if you're alive,

00:19:46--> 00:19:47

if you

00:19:48--> 00:19:50

have the opportunity to do good deeds,

00:19:50--> 00:19:52

then don't delay them.

00:19:53--> 00:19:54

On the topic

00:19:55--> 00:19:56

of charity I'll end with this,

00:19:58--> 00:20:00

Rasulullah salallahu alaihi wa sallam was asked in

00:20:00--> 00:20:01

hadith of Anas,

00:20:01--> 00:20:03

A man came to him and said, you

00:20:03--> 00:20:03

Rasulullah,

00:20:07--> 00:20:09

He said, which charity is the most rewardable?

00:20:09--> 00:20:11

Which charity is the most rewardable?

00:20:12--> 00:20:14

And the prophet salallahu alaihi wa sallam said

00:20:21--> 00:20:23

He says that you give charity

00:20:23--> 00:20:24

while you are healthy

00:20:25--> 00:20:26

and you are stingy,

00:20:27--> 00:20:28

where you are fearing

00:20:29--> 00:20:29

poverty

00:20:30--> 00:20:31

and where you're hoping for wealth.

00:20:43--> 00:20:44

He says that you don't wait until you're

00:20:44--> 00:20:46

about to die and then you say so

00:20:46--> 00:20:47

and so I'm giving this much and so

00:20:47--> 00:20:48

and so I'm giving this much and they're

00:20:48--> 00:20:49

gonna get it anyway.

00:20:50--> 00:20:52

But the point here is that a person

00:20:52--> 00:20:53

gives sadaqa

00:20:53--> 00:20:54

when they are healthy

00:20:55--> 00:20:57

and when they are stingy. Stingy meaning what?

00:20:57--> 00:20:59

Stingy meaning like I can invest this money,

00:20:59--> 00:21:00

I can donate this money here or I

00:21:00--> 00:21:03

can invest this money and you know,

00:21:04--> 00:21:06

in my business and you know, the power

00:21:06--> 00:21:08

of compounding and all of these financial advisors

00:21:08--> 00:21:10

saying that if you if you donate this

00:21:10--> 00:21:11

money at 20 years old and it compounds

00:21:11--> 00:21:12

over the rest of your life, it'll be

00:21:12--> 00:21:14

greater than this amount that you donate at

00:21:14--> 00:21:15

30 and this amount that you donate at

00:21:15--> 00:21:16

40 and this amount that you donate at

00:21:16--> 00:21:18

donate at 50, or you invest.

00:21:19--> 00:21:20

And I have so much that I can

00:21:20--> 00:21:21

still do, and I still need to get

00:21:21--> 00:21:23

married, and I still need to build buy

00:21:23--> 00:21:24

a house, and I still need to save

00:21:24--> 00:21:25

for this and save for that.

00:21:26--> 00:21:27

The prophet salallahu alaihi wa sallam says when

00:21:27--> 00:21:29

you can give in that moment, and I

00:21:29--> 00:21:31

wish that in our fundraisers and don't worry

00:21:31--> 00:21:32

there's no fundraiser attached to this. We can

00:21:32--> 00:21:34

talk about without a fundraiser.

00:21:34--> 00:21:35

But

00:21:36--> 00:21:37

I wish that in our fundraisers we would

00:21:37--> 00:21:39

even talk about the age of people who

00:21:39--> 00:21:40

are donating

00:21:40--> 00:21:42

because the prophet sallallahu alaihi wa sallam says

00:21:42--> 00:21:45

the best is when you are healthy

00:21:46--> 00:21:47

and when you still have your life ahead

00:21:47--> 00:21:49

of you and when you're still looking to

00:21:49--> 00:21:50

build that life,

00:21:51--> 00:21:52

not when you delay.

00:21:59--> 00:22:01

We ask Allah azza wa Jal to allow

00:22:01--> 00:22:02

us to hear the speech and to follow

00:22:02--> 00:22:03

the best of it. We ask Allah azzawajal

00:22:03--> 00:22:05

to make the best of our days our

00:22:05--> 00:22:06

last days and the best of our moments

00:22:06--> 00:22:08

the day that we meet Him and that

00:22:08--> 00:22:10

He makes every today that we experience a

00:22:10--> 00:22:12

day that we come closer to Him. We

00:22:12--> 00:22:12

ask

00:22:13--> 00:22:13

Allah

00:22:14--> 00:22:15

to accept from us our actions and our

00:22:15--> 00:22:17

fasting and our charity in the month of

00:22:17--> 00:22:19

Ramadan and that Allah subhanahu wa ta'ala allows

00:22:19--> 00:22:21

us to to experience many Ramadans

00:22:22--> 00:22:23

until we meet him. We ask Allah azzawajal

00:22:24--> 00:22:24

to make this,

00:22:25--> 00:22:26

blessed month.

00:22:27--> 00:22:29

To make this month a month in which

00:22:29--> 00:22:31

we have fast that are accepted, that Allah

00:22:31--> 00:22:33

subhanahu wa ta'ala grants us the ability to

00:22:33--> 00:22:34

fast the 6 days of Shawwa, that Allah

00:22:34--> 00:22:35

subhanahu wa ta'ala

00:22:36--> 00:22:37

bring peace and prosperity

00:22:37--> 00:22:39

to our brothers and sisters in Palestine that

00:22:39--> 00:22:40

Allah

00:22:40--> 00:22:42

remove from them their difficulty, that Allah

00:22:43--> 00:22:45

heal their injury. We ask you, oh, Allah

00:22:46--> 00:22:47

protect their wealth.

00:22:46--> 00:22:47

protect their wealth.