Muhammad ibn Adam al-Kawthari – Important Principles Of Inheritance In Islam

Muhammad ibn Adam al-Kawthari
AI: Summary © The importance of Islam is highlighted, including the need for clear communication and transparency in power and wealth. There is a need for clarity and control over ownership, and individuals can give gifts or children. The importance of writing a will and following rules is emphasized, as well as the importance of following regulations and avoiding fees and expenses. The speaker emphasizes the need for legal advice and professional legal advice for avoidance of fees and expenses.
AI: Transcript ©
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Alhamdulillah. All praises for Allah Subhanahu Wa Ta'ala.

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And I would like to thank the organizers

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of this masjid here,

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our brother here who just introduced me,

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who said I was here 20 years ago.

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I did deliver a talk I think 20

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years ago, and I think maybe after that

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once, I'm not too sure, I can't remember.

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I did once I think,

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and our imam Saab as well, masha'Allah. I

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know them both from a for a long

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time. May Allah bless both of them and

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the rest of the people involved here in

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the Masjid.

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All of you, thankful to you for coming

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today, taking out your Sunday evening.

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Normally Sunday evening people are preparing for the

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next day, Monday.

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Children are going to school. We have holidays

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in Leicester from tomorrow. I don't know if

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that's the same here for the children, summer

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is it next week? Okay. So we start

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1 week early.

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Today's topic

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is a very important topic

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and in the next 35, 40 minutes

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I just want to talk about some

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this topic with some general guidelines

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for our reminder and for us to understand

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Our deen that Allah

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has given us

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Islam,

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Quran, Hadith,

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the teachings of

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Allah and his messenger

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it relates

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to every aspect of life.

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From the moment a person

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is born,

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they're ahaqam

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till a person dies and after they die.

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So we

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have akham laws, rules, regulations relating to childbirth,

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pregnancy, before birth before birth and after death.

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During pregnancy

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and then childbirth and the rules of and

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the etiquettes, akham of the childbirth as soon

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as a child comes into this dunya, adhan

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in one ear, iqamah in the other one

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instilling iman and tawheed in the heart and

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mind of the Muslim of of the small

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child.

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There's actually a whole book written.

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Uhkam of the newborn.

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Likewise,

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there are uhkam for the Mayyid and the

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deceased.

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From the beginning of life till the end

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of life and in every area of life,

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Islam Islamic laws are divided into various categories.

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Zakat,

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hajj,

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etcetera.

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But

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then

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we

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have different zakat Hajj, etcetera. But then we

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have different branches of the laws of Islam.

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Is

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a very important branch of Islam

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and means laws and

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rules of and etiquettes of marriage, of divorce,

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of living with other social etiquette, social laws.

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That's a whole branch of Islam.

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And then you have financial,

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commercial matters.

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One of the hadith of the messenger salallahu

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alaihi wa sallam he mentions that one of

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the things that will be questioned on yawmulkayama

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will be about our wealth

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where we

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acquired it from, how we earned it and

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how we spent it,

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in and out, how it came to us

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and how we left us.

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So monetary matters, this is a branch of

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Islam known as Mu'amalat.

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Financial transaction, monetary matters, money matters, money

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matters and money matters.

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Money matters, I. E. Money issues

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and for a lot of people and, of

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course, money does matter. Money matters.

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So these money matters,

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very important

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branch of the teachings of Islam.

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Do you know the longest verse in the

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Quran? Is not to do with salah,

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is not to do with tasbih,

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istighfar

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even these things are very important

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fasting.

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The longest verse in the Quran

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Allah revealed

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is known as

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the

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verse relating

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to credit transactions.

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O you who believe

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when you take a loan transaction, credit transaction,

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write it down, make a contract,

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even if it's £2.

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Abdullah took £2 from Zaid, Amr Baqab will

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be repaid on this time.

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And a scribe should write in between them

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with Adal, with justice.

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And if someone requests you to write it

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because they can't write it themselves, then don't

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refuse. Write it for them. And the whole

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verse.

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Do not consume each other's wealth unlawfully

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in a haram way. This is a very,

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very important branch of Islam.

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Lot of people neglect it.

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A really really important branch of Islam

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is the branch

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that deals with financial

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matters,

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money issues.

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Books of hadith are filled. You know when

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we read books of hadith and the Ulema

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and people know,

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students of knowledge know that we start with,

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tahara salah, etcetera, but then you have Abu

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Abu'l Bu'yur.

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I recently, you know, had a translation commentary

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which on sunan of imam Tiramidi with all

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the hadiths and detailed detailed

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aspect of

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financial dealings,

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monetary matters.

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And some of the laws are so important

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because neglecting them

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makes

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our life difficult and the next life difficult.

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And one of them is to relate to

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inheritance.

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Like one of the issues for example

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of not just inheritance but generally financial matters

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is to make

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transactions

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clear.

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There's a saying, some said it's a hadith,

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some said it's a saying of a Sahabi,

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some said it's a saying of a tar.

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Regardless, it's it makes it's necessary and and

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it's it's true, it's correct.

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And based on the spirit of the Quran.

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So now it could be as a hadith,

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it's narrated as a week, as a hadith

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but that doesn't mean the statement is wrong.

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Live like brothers and sisters but transact like

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strangers.

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Live like brothers and sisters,

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deal

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transact like strangers.

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Now this is a massive problem.

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You know if you ask most of the

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Imams and Muftis and scholars,

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I'll tell you out of my own experience,

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he mentioned dawr liffta for the past 20

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years,

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what topic do we receive most questions on?

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2 topics.

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Out of 100%,

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if I give you percentage

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maybe

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50%

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issues

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people ask for fatwa and answers and for

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the questions. 50%,

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what do you think?

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Divorce.

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Another 30% is inheritance.

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There's 20%

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other other issues.

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Women matters,

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money matters.

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And one of the main issues just recently

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last week, sometimes we would say I say

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to them, I grow to answer back, I

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say sorry, I can't help. There's no I

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can't, there's no solution.

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Because things are not made clear. You have

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a family joint family,

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the father starts the business,

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one son graduates, joins the business, spends money

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in the house or spent joins the business,

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what in what capacity is he doing the

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business? Is he employed by the father?

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Is he voluntary

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voluntarily helping the father?

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Is he

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got a share in the business?

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There's a house,

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one of the sons pays money to, you

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know, extend the house, the other one pays

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money, in what capacity? Is it just voluntary?

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Is it his share? Is it what is

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it? Nobody. When we say it's family family

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issues, nobody how can you talk about these

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things in their family? But then no problem

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now, but after 30 years you might be

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ready to kill one another.

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There are cases that people actually shoot one

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another, kill one another because of money.

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Now this case just because it's I've had

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this case many, many times but just as

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last week, that's why I remember this.

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The brother asked me this question that we

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have 3 brothers, 1 sister, the father has

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passed away, he passed away COVID time, Rahimahullah.

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The mother, there was some property in Pakistan

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and we don't know this, we don't know

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that. The property in Pakistan, who owned it?

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We think the mother, father owned it but

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then there was money in the bank account

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in Pakistan.

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My mother got the money and she just

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kept it, gave some brothers something but I

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think it was from it's all I think,

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I think, I think nobody knows anything.

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One penny, 1 inch of land

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The hadith says, 1 inch of land

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you take off someone else,

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there's punishment

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Even a small part of someone's wealth we

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take unlawfully.

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Things need to be made clear.

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That's the first very important point with any

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financial matters.

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If you've got a house,

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who owns this house? Make it absolutely

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clear in this life

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because after we die we can't tell anyone

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anything.

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Make it clear, these all these inheritance laws

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and wills and all of this that comes

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afterwards.

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Start with the basics,

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who owns what?

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You must have heard one of the subcontinent

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scholars

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Sheikh Mawlana Mufti Muhammad Shafi'ar Rahim Allah, the

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author of Ma'aleful Quran.

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Before he passed away,

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he was,

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you know, like few years or in last

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few months of his life, he was bedridden,

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so they made a room for him downstairs

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like, you know, generally people.

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So his son is my teacher, Sheikh Mufti

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Taquth Mani Hrudullah. I've heard this from him

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along many times that

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he was there, we were sitting in in

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his room in his gathering

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and he asked for some water or milk

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and

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I went and got it from the, you

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know, inside the house from wherever it was

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kept, water. And I gave it to him.

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After he drank it, he gave it back

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to him and said take it back, the

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cup finished.

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So they were sitting and he was talking,

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it was a majlis, so he put the

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cup down on the table.

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After 10 minutes, he said my father saw

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the table, he said,

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take I told you to take this, haven't

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you taken it? He

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Said yeah I've just kept it inshallah when

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the when the gathering ends when you finish

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talking I'll take it later. He said no

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no no no now take it. I have

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written in my will that when my soul

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leaves this duniya everything in this room belongs

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to me, everything outside this room belongs to

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your mother.

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This cup belongs to your mother.

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This is my will written, clear.

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And if this

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cup stays in this

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rule

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and I die, it will be wrongly attributed

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to me and there's inheritance in there whereas

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there's no inheritance. This is your mother's cup.

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That's how

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careful they were. Imam Abu Hanifa

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many of us follow, I think it's related

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regarding him as far as I remember

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that they went some somewhere to see a

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person who was on his death bed.

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As soon as he passed away, the lamp

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was on, off.

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You must have heard this incident.

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People said darkness, he said, well, this light

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was on with his permission. As soon as

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a person dies, he doesn't own this light

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anymore.

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Ask all inheritance, are we allowed to use

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this light?

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People pass away,

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the man passes away in the house,

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we have to ask permission of all the

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inheritors that can be actually come in your

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house, even Janazah time. People are eating and

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drinking and

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imagine this this is belongs to and it

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doesn't belong to who does he belong to?

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There's a lot of delicacy in Islamic matters

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when it comes to these issues.

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So even in life making matters clear, financial

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transactions

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made clear,

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Live like brothers and sisters, transact,

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deal like strangers.

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You have a business,

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family business, who owns what, what capacity.

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If your son

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has gone to university, studied, graduated, returned home

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his business,

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sit down right clear.

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He is being employed. What are his wages?

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If he's employed, monthly salary.

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Or does he have a share?

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10% share in the business. Or is it

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free of charge?

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Sign. I am helping my father free of

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charge.

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2nd son, 3rd son, because when you pass

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away, these sons are gonna fight.

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No.

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One gets married, taking money out from the

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business, you took more money out, you took

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less money out. So just be clear from

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the beginning.

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Best way policy saves us problem, hassle in

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this life is to be

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clear from the beginning,

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absolutely clear.

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It really, really helps. It gives peace of

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mind, tranquility,

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no stress.

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Everything should be clear.

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The house you live in,

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if it's husband wife,

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if you want to, it doesn't matter who

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paid for it,

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you can still be jointly. You can just

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say clearly. You can tell all your children,

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make them sit down, say you know what?

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This house belongs to me and your mother.

00:15:27 --> 00:15:28

Tell them all clearly.

00:15:28 --> 00:15:30

Make everybody witness if you want to that

00:15:30 --> 00:15:33

is. If you want to not make it,

00:15:33 --> 00:15:35

give it to one of the spouses then

00:15:35 --> 00:15:37

say this house belongs to me. Because if

00:15:37 --> 00:15:39

the house belongs to the husband,

00:15:40 --> 00:15:43

he passes away then there's inheritance in the

00:15:43 --> 00:15:44

whole house. The children

00:15:45 --> 00:15:48

are not duty bound. They don't have to

00:15:49 --> 00:15:50

let the mother stay in the full house.

00:15:50 --> 00:15:52

If they say no, they're not sinful.

00:15:52 --> 00:15:54

They should do let the mother stay but

00:15:54 --> 00:15:55

they're not sinful.

00:15:55 --> 00:15:58

I remember once an elderly brother came to

00:15:58 --> 00:15:59

me, he was writing his will.

00:16:00 --> 00:16:01

So we sat down and and he was

00:16:01 --> 00:16:03

talking about this house issue.

00:16:05 --> 00:16:06

He was talking about children.

00:16:06 --> 00:16:08

He said, I want to give

00:16:09 --> 00:16:11

okay, I'll mention that in a bit limit.

00:16:11 --> 00:16:12

So this is the first point, sir, I

00:16:12 --> 00:16:14

don't mix it up. The first point is

00:16:14 --> 00:16:15

make things all clear.

00:16:17 --> 00:16:20

In life make all of these transactions,

00:16:20 --> 00:16:21

ownerships,

00:16:21 --> 00:16:23

who owns what, how much,

00:16:24 --> 00:16:26

in the family as well make it clear.

00:16:26 --> 00:16:27

That's a really important

00:16:28 --> 00:16:29

point.

00:16:29 --> 00:16:31

Very, very important point.

00:16:36 --> 00:16:39

Because if we don't, later on things become

00:16:39 --> 00:16:41

very muddy, very unclear,

00:16:42 --> 00:16:43

complicated.

00:16:43 --> 00:16:45

We don't know who owns what.

00:16:49 --> 00:16:51

So this is generally with all financial dealings,

00:16:51 --> 00:16:53

whether it's inheritance or no inheritance.

00:16:54 --> 00:16:57

Just clear, Muamalat is a very important

00:16:57 --> 00:17:00

branch of Islam, very important branch of Islam.

00:17:01 --> 00:17:03

Numerous hadith and ayat of the Quran of

00:17:03 --> 00:17:07

how we earn our money, how we acquire

00:17:07 --> 00:17:08

halal payib money.

00:17:09 --> 00:17:10

Then specifically about inheritance,

00:17:13 --> 00:17:15

there are few points.

00:17:15 --> 00:17:17

Now inheritance is one

00:17:19 --> 00:17:21

branch of the Muhamalat,

00:17:21 --> 00:17:22

the whole monetary

00:17:23 --> 00:17:23

financial

00:17:24 --> 00:17:24

branch.

00:17:25 --> 00:17:27

Inheritance because it's to do with money.

00:17:28 --> 00:17:29

Now a lot of people don't understand

00:17:30 --> 00:17:32

that there's so many ayaat and ahadith, you

00:17:32 --> 00:17:35

know, these are lim regarding inheritance Allah says

00:17:39 --> 00:17:42

these are the limits set by Allah subhanahu

00:17:42 --> 00:17:44

wa ta'ala. After he mentions all the laws

00:17:44 --> 00:17:45

of inheritance,

00:18:04 --> 00:18:06

inheritance and the point is that you know

00:18:06 --> 00:18:06

from all the

00:18:07 --> 00:18:10

fiqh rulings of Islam, inheritance ones are the

00:18:10 --> 00:18:10

most straightforward.

00:18:11 --> 00:18:14

There's no much differences between Hanafi, Malik, Shafa,

00:18:14 --> 00:18:16

e Hanbali, it's

00:18:16 --> 00:18:17

very simple straightforward.

00:18:19 --> 00:18:21

And it's a very just system, very just

00:18:21 --> 00:18:22

system.

00:18:23 --> 00:18:24

There's no time to explain the hikm and

00:18:24 --> 00:18:26

the wisdoms behind and the deeper meanings of

00:18:26 --> 00:18:27

this.

00:18:28 --> 00:18:29

But the point I'm trying to make here

00:18:29 --> 00:18:31

that we need to understand there's a difference

00:18:31 --> 00:18:32

between gift and inheritance.

00:18:33 --> 00:18:35

This is what I was saying, the example

00:18:35 --> 00:18:36

I was giving.

00:18:36 --> 00:18:38

Point number 1 about inheritance.

00:18:40 --> 00:18:43

Lots of people make a massive mistake

00:18:43 --> 00:18:46

in not distinguishing. I've explained this to so

00:18:46 --> 00:18:47

many people over the phone.

00:18:49 --> 00:18:51

There is a massive difference between

00:18:52 --> 00:18:53

inheritance

00:18:53 --> 00:18:55

and gift. Gift

00:18:55 --> 00:18:55

is

00:18:59 --> 00:19:00

or Arabic.

00:19:01 --> 00:19:01

Gift.

00:19:02 --> 00:19:04

One of the other language, you know,

00:19:04 --> 00:19:06

French, what do you call it?

00:19:07 --> 00:19:07

Sorry?

00:19:11 --> 00:19:13

So gift, what is a gift?

00:19:15 --> 00:19:17

Gift is something you give to somebody

00:19:18 --> 00:19:19

when

00:19:19 --> 00:19:20

in your lifetime.

00:19:22 --> 00:19:24

Okay? If I want to give you a

00:19:24 --> 00:19:26

gift of my phone, if I want to,

00:19:26 --> 00:19:28

I'm not giving it to you. But if

00:19:28 --> 00:19:31

I want to give, this is a gift.

00:19:31 --> 00:19:32

There are rules

00:19:32 --> 00:19:34

for gift. One of the rules of gift

00:19:34 --> 00:19:35

is

00:19:39 --> 00:19:41

This is not a hadith, it's a text.

00:19:41 --> 00:19:43

I read but based on the Quranic verses

00:19:43 --> 00:19:46

and hadith, a hadith is not complete

00:19:47 --> 00:19:48

until you the person

00:19:48 --> 00:19:51

does not take the recipient, does not take

00:19:51 --> 00:19:53

ownership and doesn't take control and possession over

00:19:53 --> 00:19:54

it.

00:19:54 --> 00:19:56

Depends what the item is. If it's a

00:19:56 --> 00:19:57

house then it's a phone you take in

00:19:57 --> 00:19:59

your hand. If it's a house and

00:19:59 --> 00:20:02

the property deeds or control or possession, constructive

00:20:02 --> 00:20:04

possession, etcetera, etcetera.

00:20:04 --> 00:20:05

But

00:20:05 --> 00:20:06

the recipient

00:20:06 --> 00:20:07

takes it.

00:20:08 --> 00:20:09

That's a gift.

00:20:11 --> 00:20:13

Inheritance is not a gift.

00:20:13 --> 00:20:15

Inheritance is what?

00:20:16 --> 00:20:16

Inheritance,

00:20:18 --> 00:20:20

we're not giving it. If it was up

00:20:20 --> 00:20:21

to us, we wouldn't give it to a

00:20:21 --> 00:20:21

lot of people.

00:20:22 --> 00:20:23

Allah is already fixing

00:20:24 --> 00:20:27

who shall get what after we pass away.

00:20:27 --> 00:20:29

It's not even ours. It doesn't even belong

00:20:29 --> 00:20:32

to us. As soon as the soul, the

00:20:32 --> 00:20:33

ruh leaves the body,

00:20:34 --> 00:20:37

exactly that moment everything we own,

00:20:37 --> 00:20:39

we have it's not ours anymore, Khala, it's

00:20:39 --> 00:20:41

finished. Ownership is gone.

00:20:43 --> 00:20:45

So if we don't own it, how can

00:20:45 --> 00:20:45

I say

00:20:46 --> 00:20:48

after I die this person gets this? I

00:20:48 --> 00:20:51

don't own it. Imagine I say, okay, this

00:20:51 --> 00:20:52

phone,

00:20:53 --> 00:20:55

I'm giving this phone to you.

00:20:56 --> 00:20:58

Can I say I'm giving you this phone?

00:20:58 --> 00:20:59

Why not?

00:21:01 --> 00:21:02

I I don't own it. I have no

00:21:02 --> 00:21:04

control and say over this phone. It's it's

00:21:04 --> 00:21:04

his phone.

00:21:05 --> 00:21:08

I can't give anyone's item to somebody else.

00:21:09 --> 00:21:11

So to say that after I die,

00:21:11 --> 00:21:13

this thing gets to this person, it's not

00:21:13 --> 00:21:14

it's not I don't own it. It's got

00:21:14 --> 00:21:15

nothing to do with me.

00:21:17 --> 00:21:18

I used to have it,

00:21:19 --> 00:21:19

not anymore.

00:21:20 --> 00:21:22

I used to have it once I was

00:21:22 --> 00:21:24

alive back in the day. Once upon a

00:21:24 --> 00:21:25

time,

00:21:25 --> 00:21:27

this used to belong to me

00:21:28 --> 00:21:30

and because this used to belong to me,

00:21:30 --> 00:21:33

Allah kept that that because

00:21:34 --> 00:21:35

it used to be yours.

00:21:36 --> 00:21:39

You have a relationship with it. It used

00:21:39 --> 00:21:40

to be yours when you are alive in

00:21:40 --> 00:21:42

dunya. Your soul's gone.

00:21:43 --> 00:21:44

Because it used to be yours,

00:21:45 --> 00:21:47

will allow you 1 third. You can think

00:21:47 --> 00:21:49

about 1 third where you want to do

00:21:49 --> 00:21:50

when it's no low yours as well because

00:21:50 --> 00:21:52

of your old time sake relationship.

00:21:54 --> 00:21:55

1 third,

00:21:56 --> 00:21:58

even though it's not yours but you can

00:21:58 --> 00:22:00

say after I die, 1 third to the

00:22:00 --> 00:22:03

masjid, to the madrasah, to this charity, to

00:22:03 --> 00:22:05

this friend, it could be anyone. It could

00:22:05 --> 00:22:07

as long as it's condition. It can't be

00:22:08 --> 00:22:10

for anyone who's already getting from the 2

00:22:10 --> 00:22:11

thirds.

00:22:15 --> 00:22:18

There is no wasiyah request for someone automatically

00:22:18 --> 00:22:19

inheriting.

00:22:19 --> 00:22:21

You can't give it to your son, you

00:22:21 --> 00:22:22

can't give it to your wife, your husband,

00:22:22 --> 00:22:23

your daughter

00:22:23 --> 00:22:25

because they're getting part of the 2 thirds

00:22:25 --> 00:22:28

which Allah says I'll give them. It's not

00:22:28 --> 00:22:28

yours.

00:22:29 --> 00:22:30

So 1 third

00:22:30 --> 00:22:32

you because you used to be yours,

00:22:33 --> 00:22:34

whilst you're alive you can say that when

00:22:34 --> 00:22:37

I die this wealth when I will not

00:22:37 --> 00:22:39

own it, I will not have it.

00:22:39 --> 00:22:41

At that time 1 third

00:22:42 --> 00:22:44

can be given to this charity, that charity

00:22:44 --> 00:22:45

or even a friend.

00:22:46 --> 00:22:48

Even a friend, even a non Muslim

00:22:49 --> 00:22:50

even a non Muslim, you can give it.

00:22:50 --> 00:22:52

It's not a problem. You can give it

00:22:52 --> 00:22:54

to anyone or anyone who have accept

00:22:54 --> 00:22:56

the people who automatically inherit.

00:22:57 --> 00:22:59

Immediate family members, you can't give them. But

00:22:59 --> 00:23:02

you can make a for anybody else, Muslim,

00:23:02 --> 00:23:03

non Muslim, whoever,

00:23:03 --> 00:23:04

family, friend,

00:23:05 --> 00:23:05

anybody.

00:23:06 --> 00:23:07

It's like a

00:23:07 --> 00:23:08

like a gift. I can give to non

00:23:08 --> 00:23:10

Muslim. Can you give a gift to not?

00:23:10 --> 00:23:11

You can give. I can give a gift

00:23:11 --> 00:23:13

to anybody. So that's like a gift

00:23:14 --> 00:23:16

of something we don't own but we used

00:23:16 --> 00:23:16

to

00:23:17 --> 00:23:19

own. So now the massive mistake that people

00:23:19 --> 00:23:21

make is that they don't

00:23:22 --> 00:23:22

understand

00:23:23 --> 00:23:24

the difference between

00:23:25 --> 00:23:26

inheritance

00:23:26 --> 00:23:27

and gift.

00:23:28 --> 00:23:29

If you want to

00:23:30 --> 00:23:33

give someone in your lifetime, now with children

00:23:33 --> 00:23:34

so this brother came to me,

00:23:35 --> 00:23:36

I want to give

00:23:36 --> 00:23:37

inheritance to my

00:23:38 --> 00:23:38

children.

00:23:39 --> 00:23:40

I said, give inheritance?

00:23:42 --> 00:23:45

Inheritance is after death. You're still alive, you're

00:23:45 --> 00:23:46

talking.

00:23:47 --> 00:23:48

Are you breathing? Yes.

00:23:49 --> 00:23:50

I said how can you give us inheritance?

00:23:50 --> 00:23:52

Inheritance only starts after you die.

00:23:54 --> 00:23:55

No, no, I want to give them in

00:23:55 --> 00:23:56

this. I said that means a gift. Then

00:23:56 --> 00:23:58

he said understood. Okay, gift gift.

00:23:58 --> 00:24:00

I said, yes, you can give gift. Gift,

00:24:00 --> 00:24:02

whilst you're alive, you can give to your

00:24:02 --> 00:24:03

family members.

00:24:05 --> 00:24:06

You can give, not a problem.

00:24:07 --> 00:24:09

So how much do they get? I said,

00:24:09 --> 00:24:09

look,

00:24:10 --> 00:24:12

there are no this is not inheritance.

00:24:13 --> 00:24:14

It's not inheritance.

00:24:15 --> 00:24:17

So no rules of inheritance apply. You know,

00:24:17 --> 00:24:20

16 and 1 8 and 1 quarter, none

00:24:20 --> 00:24:21

of that applies.

00:24:22 --> 00:24:24

The only thing that applies in gift

00:24:24 --> 00:24:26

is the messenger salallahu alaihi wa sallam said,

00:24:31 --> 00:24:33

Be just. There was one Sahabi companion who

00:24:33 --> 00:24:35

came to the messenger salallahu alaihi wa sallam.

00:24:35 --> 00:24:37

He said, oh messenger of Allah, I am

00:24:37 --> 00:24:38

salallahu alaihi wa sallam,

00:24:38 --> 00:24:41

I'm I've given my son a gift.

00:24:42 --> 00:24:43

I want you to come and bless it

00:24:43 --> 00:24:44

and be a witness

00:24:44 --> 00:24:45

to it.

00:24:46 --> 00:24:47

So the messenger

00:24:48 --> 00:24:48

said,

00:24:51 --> 00:24:53

Have you given all your children similar gift?

00:24:53 --> 00:24:55

He said, no. He said,

00:24:59 --> 00:25:01

then I don't be witness to oppression,

00:25:02 --> 00:25:02

injustice.

00:25:03 --> 00:25:04

Don't make me a witness.

00:25:05 --> 00:25:05

Be just.

00:25:06 --> 00:25:09

If you're giving your children in your lifetime

00:25:09 --> 00:25:09

gift,

00:25:10 --> 00:25:12

you know people talk about second marriages, 3rd

00:25:12 --> 00:25:15

marriages, justice between multiple wives, exactly the same

00:25:15 --> 00:25:17

justice between multiple children.

00:25:18 --> 00:25:20

If you got 3 sons, be just.

00:25:21 --> 00:25:24

Sons and daughters between them. Now if you're

00:25:24 --> 00:25:28

giving in your life, inheritance rules don't apply.

00:25:28 --> 00:25:30

So now you give your son and daughter

00:25:30 --> 00:25:31

exactly the same.

00:25:32 --> 00:25:34

Some ulama have said that it there is

00:25:34 --> 00:25:36

a flexibility of giving 2 to 1 as

00:25:36 --> 00:25:38

it would be in inheritance.

00:25:39 --> 00:25:40

It's okay

00:25:41 --> 00:25:43

but still more better to give them equal

00:25:43 --> 00:25:45

because it's a gift, it's not inheritance.

00:25:47 --> 00:25:49

So if you're giving in your lifetime, it's

00:25:49 --> 00:25:50

a gift. You can give

00:25:53 --> 00:25:53

to your children

00:25:54 --> 00:25:57

in your lifetime. But remember, and this is

00:25:57 --> 00:25:59

the brother who came, elderly brother sitting next

00:25:59 --> 00:26:01

to me, we were going through how to

00:26:01 --> 00:26:02

make his wall etcetera.

00:26:02 --> 00:26:04

I have 3 sons. I've got 3 properties

00:26:04 --> 00:26:05

I want to give them. I said, yeah,

00:26:05 --> 00:26:06

you can give them.

00:26:07 --> 00:26:10

But remember, a gift is not complete until

00:26:10 --> 00:26:12

they don't take ownership and possession. He said,

00:26:12 --> 00:26:14

yeah, yeah. I'm giving them in their name,

00:26:14 --> 00:26:15

everything changing.

00:26:16 --> 00:26:18

So I said, where you gonna live?

00:26:18 --> 00:26:20

He says, one of the properties. I said,

00:26:20 --> 00:26:22

have you they given you permission? No. No.

00:26:22 --> 00:26:24

I'm gonna live until no. Make your mind

00:26:24 --> 00:26:26

up. Is it a gift or not a

00:26:26 --> 00:26:26

gift?

00:26:27 --> 00:26:28

I said, look, gift is that you give

00:26:28 --> 00:26:30

it to them. If they tell you tomorrow,

00:26:30 --> 00:26:31

dad, out. You have to be out. It's

00:26:31 --> 00:26:32

not yours.

00:26:33 --> 00:26:34

Can I stay in the house and keep

00:26:34 --> 00:26:36

rent until no? No. You can't have your

00:26:36 --> 00:26:38

cake and eat it at the same time

00:26:38 --> 00:26:39

as they say.

00:26:39 --> 00:26:41

You can't be this way. People are you

00:26:41 --> 00:26:43

know, you have to be clear. You can't

00:26:43 --> 00:26:45

be here and there. This is the problem.

00:26:47 --> 00:26:48

I said give it to them as a

00:26:48 --> 00:26:50

gift. It's theirs, no longer yours,

00:26:51 --> 00:26:53

or don't give it to them.

00:26:53 --> 00:26:55

You can't say I'm giving it to them,

00:26:55 --> 00:26:57

but still I until I'm alive, I have

00:26:57 --> 00:26:59

to live in it. That's no you're right.

00:26:59 --> 00:27:01

I can't say I'm living in your house.

00:27:03 --> 00:27:05

If they allow you, fine, but wholeheartedly

00:27:07 --> 00:27:09

permission and if they change their mind next

00:27:09 --> 00:27:11

week you have to go find a rental

00:27:11 --> 00:27:12

property.

00:27:13 --> 00:27:14

He started scratching his head,

00:27:15 --> 00:27:17

forget it I'm not giving anybody anything, you

00:27:17 --> 00:27:18

can't trust children nowadays.

00:27:20 --> 00:27:22

Don't know. They said they can flip like

00:27:22 --> 00:27:23

this, who knows?

00:27:24 --> 00:27:25

That's what he said. I don't know what's

00:27:25 --> 00:27:27

going on. We don't know. I trust them

00:27:27 --> 00:27:29

but who knows? So forget it.

00:27:31 --> 00:27:32

Same thing with wife as

00:27:32 --> 00:27:34

well. Husband wife

00:27:34 --> 00:27:36

joint ownership. One good way is to say

00:27:36 --> 00:27:39

to everybody that you know what our everything

00:27:39 --> 00:27:41

in this house belongs jointly

00:27:42 --> 00:27:43

to husband wife.

00:27:44 --> 00:27:46

Great. But you have to remember, anyone who

00:27:46 --> 00:27:48

dies and I don't know why now I

00:27:48 --> 00:27:51

know husbands generally men die earlier, but it's

00:27:51 --> 00:27:53

always thought like it's just a man man

00:27:53 --> 00:27:54

dying always first like this. It's possible the

00:27:54 --> 00:27:57

woman dies as well, the wife. It's always

00:27:57 --> 00:27:58

we think just the husband dies, husband dies

00:27:58 --> 00:28:00

first. Shall I pray in my wife's name?

00:28:00 --> 00:28:01

What about the wife thinking that she might

00:28:01 --> 00:28:02

die first?

00:28:03 --> 00:28:04

That was back in the day when they

00:28:04 --> 00:28:05

used to go in the battle and, you

00:28:05 --> 00:28:06

know,

00:28:07 --> 00:28:09

That's when they used to die a lot,

00:28:09 --> 00:28:10

the men.

00:28:12 --> 00:28:12

So

00:28:15 --> 00:28:15

the

00:28:17 --> 00:28:18

house property,

00:28:19 --> 00:28:21

if you do jointly,

00:28:21 --> 00:28:22

then what's the ruling?

00:28:23 --> 00:28:25

That if anyone dies, let's say if their

00:28:25 --> 00:28:26

wife dies first

00:28:27 --> 00:28:28

then what will happen? It's easy.

00:28:29 --> 00:28:30

50%

00:28:30 --> 00:28:32

will remain in the

00:28:33 --> 00:28:34

ownership of the husband,

00:28:34 --> 00:28:37

the other 50% will be shared inheritance

00:28:37 --> 00:28:39

and the husband will have his share as

00:28:39 --> 00:28:40

well as the children.

00:28:42 --> 00:28:44

And if the husband ties first,

00:28:45 --> 00:28:46

the wife will keep 50%

00:28:47 --> 00:28:49

and in the other 50% she'll keep her

00:28:49 --> 00:28:50

share as well as other people.

00:28:51 --> 00:28:53

Then they can they can divide it, the

00:28:53 --> 00:28:55

children can say mother no problem you stay

00:28:55 --> 00:28:57

until you know, no we don't we don't

00:28:57 --> 00:28:59

want it. Alhamdulillah that's how they should be

00:28:59 --> 00:29:01

it's great but if anyone wants it you

00:29:01 --> 00:29:02

have to give them that personalization.

00:29:02 --> 00:29:04

They are not doing anything wrong. They are

00:29:04 --> 00:29:06

not becoming bad people. Somebody wants their share,

00:29:06 --> 00:29:08

they just giving they want their basic right.

00:29:08 --> 00:29:11

It's not against it's not disrespectful parents.

00:29:12 --> 00:29:14

You can't make them feel bad and guilty

00:29:14 --> 00:29:15

that, astaghfirullah,

00:29:15 --> 00:29:17

you're asking if you don't even let your

00:29:17 --> 00:29:18

mother stay, you know.

00:29:19 --> 00:29:20

It's not

00:29:21 --> 00:29:22

it's their right.

00:29:24 --> 00:29:26

As long as if the mother is not

00:29:26 --> 00:29:28

earning etcetera and then all the brothers if

00:29:28 --> 00:29:30

they want their right then then of course

00:29:30 --> 00:29:31

they have to fulfill the right of the

00:29:31 --> 00:29:33

mother and maybe get a rented house or

00:29:33 --> 00:29:35

something and help her out etcetera like that.

00:29:35 --> 00:29:36

They need to help her out and make

00:29:36 --> 00:29:38

sure because the rights of the mother from

00:29:38 --> 00:29:40

that angle. But this basic inheritance right if

00:29:40 --> 00:29:43

they demanding it, there's nothing wrong in demanding

00:29:43 --> 00:29:43

it.

00:29:44 --> 00:29:45

So in life,

00:29:47 --> 00:29:49

if someone wants to give a gift, they

00:29:49 --> 00:29:52

can give a gift to anyone who they

00:29:52 --> 00:29:55

want. Condition is gift is complete by the

00:29:55 --> 00:29:59

recipient taking ownership, possession, full control, it becomes

00:29:59 --> 00:30:00

theirs and it's theirs.

00:30:03 --> 00:30:04

And if they don't,

00:30:06 --> 00:30:06

then

00:30:07 --> 00:30:09

it will be part of the inheritance.

00:30:10 --> 00:30:12

Now part of the inheritance

00:30:14 --> 00:30:16

and I'm not gonna go into the rules

00:30:16 --> 00:30:18

of inheritance, etcetera, you know, the the shares,

00:30:18 --> 00:30:18

etcetera.

00:30:22 --> 00:30:24

When he goes part of the inheritance,

00:30:24 --> 00:30:25

as I mentioned,

00:30:27 --> 00:30:29

1 third we can make wasiyah,

00:30:30 --> 00:30:30

bequest.

00:30:32 --> 00:30:32

So

00:30:33 --> 00:30:34

we can say

00:30:35 --> 00:30:37

1 third goes to the Masjid, etcetera, like

00:30:37 --> 00:30:39

I just mentioned or who it goes to,

00:30:41 --> 00:30:43

and that 1 third we cannot make.

00:30:44 --> 00:30:46

Now, here, the point is that, you know,

00:30:46 --> 00:30:47

a lot of times when people, when they

00:30:47 --> 00:30:49

want to write a will, etcetera,

00:30:50 --> 00:30:51

they say, okay,

00:30:51 --> 00:30:53

I want to make a will,

00:30:54 --> 00:30:56

I want to make a Islamic will and

00:30:56 --> 00:30:58

we should all have a will.

00:31:01 --> 00:31:02

In the beginning of Islam,

00:31:03 --> 00:31:05

writing a will was fard.

00:31:17 --> 00:31:17

To write.

00:31:18 --> 00:31:20

This was before Allah alloted, you know,

00:31:21 --> 00:31:22

allotted the shares.

00:31:22 --> 00:31:24

It was permissible for you to decide who

00:31:24 --> 00:31:25

to give what, how much. But write it

00:31:25 --> 00:31:28

down so there's no fights.

00:31:29 --> 00:31:30

Then Allah

00:31:31 --> 00:31:33

revealed verses that Allah has already fixed for

00:31:33 --> 00:31:35

who's getting what. You don't have a right

00:31:35 --> 00:31:36

to decide now.

00:31:36 --> 00:31:39

So then the obligation of writing will no

00:31:39 --> 00:31:40

longer remained.

00:31:40 --> 00:31:41

Then it became mustahab

00:31:42 --> 00:31:43

because you don't have to write because why

00:31:43 --> 00:31:45

even if you don't write

00:31:45 --> 00:31:46

the Islam is already fixed.

00:31:47 --> 00:31:50

So original ruling is that it's not a

00:31:50 --> 00:31:51

father

00:31:51 --> 00:31:53

and why jib and necessary to write a

00:31:53 --> 00:31:53

will.

00:31:54 --> 00:31:54

However,

00:31:56 --> 00:31:58

if we are living in a country or

00:31:58 --> 00:32:00

in a place where if we don't write

00:32:00 --> 00:32:01

it then it will be done in a

00:32:01 --> 00:32:04

unlawful and Islamic way, then because of that

00:32:04 --> 00:32:06

it might become necessary. That you have to

00:32:06 --> 00:32:08

make sure that it's not done un Islamic.

00:32:09 --> 00:32:11

So technically it's not an obligation,

00:32:11 --> 00:32:14

but if you fear that your family won't

00:32:14 --> 00:32:15

do it Islamically,

00:32:16 --> 00:32:18

then we should write it all. And this

00:32:18 --> 00:32:19

is why I think

00:32:23 --> 00:32:23

The messenger

00:32:24 --> 00:32:26

said in the hadith that

00:32:27 --> 00:32:27

no one should

00:32:28 --> 00:32:31

pass 2 nights, let's 2 nights pass by,

00:32:33 --> 00:32:35

except that you should have your wasi written.

00:32:36 --> 00:32:37

And this is not for just old people,

00:32:37 --> 00:32:39

everyone should have wasi, once you get in

00:32:39 --> 00:32:40

your twenties you should have wasi.

00:32:41 --> 00:32:43

Wasya doesn't mean like you're dying tomorrow

00:32:44 --> 00:32:46

and you could die it. Who knows? Nowadays,

00:32:46 --> 00:32:48

no nothing. You know, someone's 20, they die,

00:32:48 --> 00:32:49

someone's 60,

00:32:49 --> 00:32:51

Before someone's was 70.

00:32:51 --> 00:32:52

Nothing's guaranteed.

00:32:52 --> 00:32:54

We should all have

00:32:54 --> 00:32:55

something written.

00:32:57 --> 00:32:59

It's really important to be have something written,

00:33:00 --> 00:33:01

even at a young age.

00:33:02 --> 00:33:04

That's why Abdulai ibn Umar when he heard

00:33:04 --> 00:33:05

the hadith of the messenger

00:33:06 --> 00:33:06

he

00:33:07 --> 00:33:07

said,

00:33:08 --> 00:33:10

I did not even let one night pass

00:33:10 --> 00:33:11

by except

00:33:13 --> 00:33:15

under my pillow is to keep it. His

00:33:15 --> 00:33:16

wasiya

00:33:17 --> 00:33:18

used to keep it.

00:33:20 --> 00:33:20

So

00:33:21 --> 00:33:23

in there you just write, now a lot

00:33:23 --> 00:33:24

of people ask this wasiya

00:33:29 --> 00:33:32

When you write this will, last will, testament,

00:33:32 --> 00:33:35

whatever you wanna call it, it depends on

00:33:35 --> 00:33:36

a lot of things.

00:33:36 --> 00:33:39

It depends on who you are and how

00:33:39 --> 00:33:41

much you your estate is and how much

00:33:41 --> 00:33:41

you own.

00:33:42 --> 00:33:44

If you just own a few £100 then

00:33:44 --> 00:33:45

you can write on a piece of paper,

00:33:46 --> 00:33:47

you can write on a tissue if you

00:33:47 --> 00:33:48

want, in pencil somewhere.

00:33:49 --> 00:33:49

You know,

00:33:50 --> 00:33:51

people are more

00:33:52 --> 00:33:53

people are more interested

00:33:53 --> 00:33:55

in you when you have more money,

00:33:55 --> 00:33:59

including the government, including the inland revenue, including

00:33:59 --> 00:34:01

the tax people, so it just depends.

00:34:02 --> 00:34:04

Technically speaking, you could have a take a

00:34:04 --> 00:34:06

pen, write it on a piece of paper,

00:34:06 --> 00:34:07

it's valid.

00:34:08 --> 00:34:09

Sign it, date it, it's valid.

00:34:11 --> 00:34:14

Basic if, you know, will, it's valid

00:34:15 --> 00:34:17

and witness as well, yeah.

00:34:20 --> 00:34:22

You don't have to have a sophisticated will.

00:34:22 --> 00:34:24

You don't need to go to a solicitor

00:34:24 --> 00:34:25

and pay £500.

00:34:27 --> 00:34:29

A lot of people make money out of

00:34:29 --> 00:34:30

lot of everything nowadays.

00:34:31 --> 00:34:32

It's, you know,

00:34:33 --> 00:34:35

they go they come to advice to the

00:34:35 --> 00:34:37

imam or the Sheikh or the Muftis is

00:34:37 --> 00:34:38

like free of charge and they go to,

00:34:38 --> 00:34:41

you know, 1 one hour to the solicitor

00:34:41 --> 00:34:41

is £500.

00:34:42 --> 00:34:44

The Muuli is asking, you know, if if

00:34:44 --> 00:34:46

there's, you know, fees for him, astaghfirullah,

00:34:47 --> 00:34:49

is asking for money and what is this?

00:34:50 --> 00:34:53

The same thing, the same advice, the same

00:34:53 --> 00:34:53

counsel

00:34:54 --> 00:34:56

counseling, the same social advice, the same

00:34:57 --> 00:35:00

marriage problem advice, the same talaq advice, 12

00:35:00 --> 00:35:01

o'clock midnight,

00:35:01 --> 00:35:04

we are bugging the imans and the ulama

00:35:04 --> 00:35:05

but nobody wants to pay a penny.

00:35:06 --> 00:35:07

And, you know,

00:35:08 --> 00:35:11

people who just do it more professionally sitting

00:35:11 --> 00:35:12

in a office, they do the same thing.

00:35:13 --> 00:35:15

I've studied in psychology and all of this

00:35:15 --> 00:35:17

counseling and all of this and it's it's

00:35:17 --> 00:35:19

nothing. We have everything in Deen and Islam.

00:35:20 --> 00:35:21

You know, people have,

00:35:21 --> 00:35:24

mental health issues and people have the psycho

00:35:24 --> 00:35:27

psychological problems and depression and anxiety and OCD

00:35:27 --> 00:35:30

and and what's was and obsessive compulsive disorder.

00:35:30 --> 00:35:33

It's like it's everything in our deen. We

00:35:33 --> 00:35:36

the imams do more than what you can

00:35:36 --> 00:35:37

get professional help.

00:35:39 --> 00:35:40

Much more.

00:35:41 --> 00:35:44

They just sometimes need someone to listen to

00:35:44 --> 00:35:47

and shoulder to cry on, an ear that

00:35:47 --> 00:35:47

listens.

00:35:50 --> 00:35:51

You know, there was one

00:35:53 --> 00:35:55

counselor or a social advisor

00:35:57 --> 00:35:58

was a non Muslim. I spoke to him

00:35:58 --> 00:35:59

once at length.

00:36:00 --> 00:36:02

Now what are your the way you deal

00:36:02 --> 00:36:04

with people who come with these psychological problems,

00:36:04 --> 00:36:06

depression, anxiety, he said there's nothing you can

00:36:06 --> 00:36:08

do. The main thing we help them is

00:36:08 --> 00:36:10

tell them count your blessings.

00:36:12 --> 00:36:15

And this is the whole idea of Islam.

00:36:15 --> 00:36:17

I've delivered so many talks in the last

00:36:17 --> 00:36:19

2 3 years, different places

00:36:19 --> 00:36:22

about namah of Allah, counting your blessings about,

00:36:22 --> 00:36:24

you know, every part of namah,

00:36:24 --> 00:36:27

every part of a blessing of Allah. Our

00:36:27 --> 00:36:29

bodies are blessings, food is blessing, drink is

00:36:29 --> 00:36:32

blessing. This it's good for you mentally.

00:36:33 --> 00:36:33

Peace,

00:36:34 --> 00:36:36

tranquility, happiness to think about the nature of

00:36:36 --> 00:36:38

Allah and thanking of Allah. This is all

00:36:38 --> 00:36:39

in our deen.

00:36:40 --> 00:36:42

And books non Muslims have written books on

00:36:42 --> 00:36:44

this. Count your blessings. Count your blessings. Count

00:36:44 --> 00:36:45

your blessings.

00:36:45 --> 00:36:47

Think positively. Think positively.

00:36:49 --> 00:36:50

So then you'll just go for a one

00:36:50 --> 00:36:53

one hour counseling and they pay like 2,

00:36:53 --> 00:36:53

£300.

00:36:54 --> 00:36:55

That's like a bayan in the masjid.

00:36:57 --> 00:36:59

Honestly, sometimes you get more in the masjid

00:37:00 --> 00:37:01

from the imam side.

00:37:02 --> 00:37:04

People feel good with, you know, this spiritual

00:37:04 --> 00:37:06

spirituality and they just do it, you know,

00:37:06 --> 00:37:08

because it's an appointment and it's just 100,

00:37:08 --> 00:37:09

200, £300.

00:37:09 --> 00:37:10

So that's why I'm saying to you, just

00:37:10 --> 00:37:12

save your money. Don't just go anyone, everyone

00:37:12 --> 00:37:14

throw your money like that. You lot of

00:37:14 --> 00:37:15

things you can do it yourself.

00:37:16 --> 00:37:17

Just speak to someone,

00:37:17 --> 00:37:18

you know,

00:37:18 --> 00:37:20

and Insha'Allah you will be helped.

00:37:22 --> 00:37:23

Likewise, even this world thing and I don't

00:37:23 --> 00:37:25

want to take anyone out of service and

00:37:25 --> 00:37:26

business,

00:37:26 --> 00:37:28

so excuse me. But,

00:37:29 --> 00:37:30

sometimes you might need to go to a

00:37:30 --> 00:37:31

professional person,

00:37:32 --> 00:37:34

especially if lots involved a legal you need

00:37:34 --> 00:37:37

a legal stamp etcetera, then you will need

00:37:37 --> 00:37:37

that.

00:37:39 --> 00:37:39

But

00:37:40 --> 00:37:41

a lot of the times you don't need

00:37:41 --> 00:37:42

to.

00:37:44 --> 00:37:45

You don't need to

00:37:45 --> 00:37:47

as long as you understand the basic concepts.

00:37:49 --> 00:37:51

So if you write on a piece of

00:37:51 --> 00:37:51

paper,

00:37:52 --> 00:37:54

anything I've written beforehand I revoke it

00:37:55 --> 00:37:56

and

00:37:57 --> 00:37:59

I now write now this is the problem

00:37:59 --> 00:38:01

or the misunderstanding sorry not problem misunderstanding

00:38:02 --> 00:38:05

that people ask that you know I'm writing

00:38:05 --> 00:38:06

a will, how much shall I who will

00:38:06 --> 00:38:07

get what?

00:38:08 --> 00:38:10

This is where the problem is.

00:38:11 --> 00:38:12

I say Allah has already decided because, yeah,

00:38:12 --> 00:38:14

tell me what Allah has decided.

00:38:14 --> 00:38:17

When Allah has decided, we don't know yet

00:38:17 --> 00:38:19

because we don't know when you're dying, who's

00:38:19 --> 00:38:20

dying first.

00:38:20 --> 00:38:21

Anyone dying

00:38:22 --> 00:38:24

before or after makes a massive difference in

00:38:24 --> 00:38:24

the whole calculation.

00:38:25 --> 00:38:27

No one knows who's going to die, when.

00:38:27 --> 00:38:28

You can't sit

00:38:29 --> 00:38:30

now and write my son will get this

00:38:30 --> 00:38:32

because your son might die before you.

00:38:33 --> 00:38:35

And if he dies before you, what your

00:38:35 --> 00:38:36

wife's gonna get is different and what this

00:38:36 --> 00:38:37

person is. It's all different.

00:38:38 --> 00:38:41

So you can't divide and start calculating and

00:38:41 --> 00:38:42

distribution in your life.

00:38:44 --> 00:38:44

Islamically,

00:38:44 --> 00:38:45

you just write

00:38:46 --> 00:38:48

that when I pass away,

00:38:48 --> 00:38:50

I want at that time

00:38:51 --> 00:38:51

my estate

00:38:52 --> 00:38:55

to be divided to be distributed in accordance

00:38:55 --> 00:38:57

with the rules of Islam Sharia.

00:38:57 --> 00:38:59

At that time, these are the executives.

00:38:59 --> 00:39:02

The executives are very powerful, you know, it's

00:39:02 --> 00:39:05

all in their hands. And you appoint those

00:39:05 --> 00:39:05

executives

00:39:07 --> 00:39:09

who are very powerful very, you know, Islamic

00:39:09 --> 00:39:13

mind practicing, you carefully choose who they are.

00:39:13 --> 00:39:16

And there are some legal rules that I

00:39:16 --> 00:39:18

think executives can be from your family but

00:39:18 --> 00:39:18

witnesses can't.

00:39:20 --> 00:39:22

Witnesses have to be non family this is

00:39:22 --> 00:39:23

legally, not Islamically.

00:39:24 --> 00:39:25

Islamically, you can have it even in family,

00:39:25 --> 00:39:28

but from a legal British law point perspective,

00:39:28 --> 00:39:30

the witnesses have to be someone who's not

00:39:30 --> 00:39:31

related to the family, not married in the

00:39:31 --> 00:39:32

family, etcetera, etcetera.

00:39:33 --> 00:39:33

So

00:39:34 --> 00:39:35

you appoint

00:39:36 --> 00:39:36

good executives,

00:39:38 --> 00:39:39

it will be in their hands.

00:39:39 --> 00:39:41

At the time when I pass away,

00:39:41 --> 00:39:44

they will consult a mufti or an imam

00:39:44 --> 00:39:46

or a, you know, shayikh of knowledge

00:39:47 --> 00:39:48

and you could just write according to the

00:39:48 --> 00:39:50

Quran and so now going to as explained

00:39:50 --> 00:39:51

by the Hanafi school if you want to

00:39:51 --> 00:39:53

do that. But as I said, there's not

00:39:53 --> 00:39:55

much differences in the various schools.

00:39:55 --> 00:39:57

At the time of my death,

00:39:57 --> 00:40:00

determine it and that's it and that's the

00:40:00 --> 00:40:00

will go.

00:40:01 --> 00:40:02

Then when we pass

00:40:03 --> 00:40:04

away, at that time,

00:40:04 --> 00:40:06

not if we pass away, when we pass

00:40:06 --> 00:40:07

away.

00:40:08 --> 00:40:10

Not if. Yeah. We are going to all

00:40:10 --> 00:40:11

die, of course.

00:40:12 --> 00:40:13

So when we die,

00:40:15 --> 00:40:17

we are going to die. You know, when

00:40:17 --> 00:40:19

we go to the graveyard,

00:40:19 --> 00:40:20

what's

00:40:29 --> 00:40:30

One brother said to me, can I stop

00:40:30 --> 00:40:31

saying Insha

00:40:32 --> 00:40:32

Allah?

00:40:33 --> 00:40:34

You

00:40:35 --> 00:40:37

have preceded us, we will Insha Allah join

00:40:37 --> 00:40:39

you. We're coming. They They said, I feel

00:40:39 --> 00:40:40

great. When I said, I don't wanna say,

00:40:40 --> 00:40:42

inshallah. It's like making me go to my

00:40:42 --> 00:40:43

death quickly.

00:40:55 --> 00:40:56

You can't run away.

00:41:01 --> 00:41:02

Before that.

00:41:06 --> 00:41:08

The death you are running away from.

00:41:09 --> 00:41:11

It's going to do with you.

00:41:13 --> 00:41:14

It's going to meet you.

00:41:15 --> 00:41:17

So when we die

00:41:18 --> 00:41:18

at that time

00:41:19 --> 00:41:20

it will be divided

00:41:20 --> 00:41:21

according to

00:41:21 --> 00:41:22

who's alive at that time.

00:41:23 --> 00:41:24

So it's simple.

00:41:25 --> 00:41:28

So this is basically the summary summary,

00:41:28 --> 00:41:30

like I said there's so there's lots of

00:41:30 --> 00:41:32

other rules. I mean, I don't know if

00:41:32 --> 00:41:33

I've missed something. I once

00:41:33 --> 00:41:36

wrote a small booklet on this. I'm just

00:41:36 --> 00:41:37

I thought I'll mention some things, but let

00:41:37 --> 00:41:38

me see if there's anything.

00:41:43 --> 00:41:44

Okay. Some points when a person

00:41:47 --> 00:41:49

just anything important that I've missed out.

00:41:50 --> 00:41:51

Yeah.

00:41:51 --> 00:41:53

There's one thing here.

00:41:53 --> 00:41:55

It is important for the family

00:41:57 --> 00:41:59

afterwards to ensure that what?

00:42:00 --> 00:42:01

They what?

00:42:01 --> 00:42:03

Divide their state according to

00:42:04 --> 00:42:06

Islamic rules. I've talked about the person dying,

00:42:06 --> 00:42:08

what about the responsibility of the people alive?

00:42:09 --> 00:42:11

If they don't do it in an Islamic

00:42:11 --> 00:42:13

way, they are sinful.

00:42:15 --> 00:42:16

Massive sin.

00:42:17 --> 00:42:19

Now when we say massive sin,

00:42:19 --> 00:42:22

if they all agree in a different way

00:42:22 --> 00:42:24

provided there's no force pressure that is permissible.

00:42:25 --> 00:42:27

You know, this sometimes people don't understand.

00:42:28 --> 00:42:30

Look for example, if someone's passed away

00:42:31 --> 00:42:34

and all the children and, you know, whoever's

00:42:34 --> 00:42:36

inheriting, they say, you know what, we all

00:42:36 --> 00:42:38

going to do equal equal equal equal equal

00:42:38 --> 00:42:41

equal. Everyone happy, everyone happy, no problem.

00:42:41 --> 00:42:43

This is not 4 rakat or dua that

00:42:43 --> 00:42:44

you can only pray 4 and not pray

00:42:44 --> 00:42:45

5.

00:42:45 --> 00:42:47

You can do it differently.

00:42:47 --> 00:42:48

This will mean that each other is giving

00:42:48 --> 00:42:50

each other adiyah for giving.

00:42:51 --> 00:42:55

If they all agree no pressure, no force,

00:42:55 --> 00:42:55

nothing

00:42:55 --> 00:42:57

on anyone, no psychological,

00:42:58 --> 00:42:59

mental, emotional

00:43:00 --> 00:43:00

pressure

00:43:01 --> 00:43:02

of any sort.

00:43:02 --> 00:43:03

Complete

00:43:03 --> 00:43:05

happiness if they all say

00:43:05 --> 00:43:07

that yes, Islam says this this share but

00:43:07 --> 00:43:08

we just doing it in different we all

00:43:08 --> 00:43:10

just want to give everybody equal equal equal

00:43:10 --> 00:43:12

equal. Everyone is happy, that's fine.

00:43:14 --> 00:43:16

According to sharia? Yeah. According to sharia, it's

00:43:16 --> 00:43:16

permissible.

00:43:18 --> 00:43:19

It's permissible because

00:43:19 --> 00:43:21

Sharia is not saying you have to do

00:43:21 --> 00:43:23

it this way, Sharia is saying this is

00:43:23 --> 00:43:23

the right.

00:43:23 --> 00:43:25

If someone is forgiving their right,

00:43:26 --> 00:43:28

like for example, 1 person say I don't

00:43:28 --> 00:43:30

even want anything that's permissible, you don't have

00:43:30 --> 00:43:33

to take. Someone's being given more because others

00:43:33 --> 00:43:35

are giving so each other are giving hardyas

00:43:35 --> 00:43:35

to each other.

00:43:36 --> 00:43:39

This is Sharia saying that if someone demands

00:43:39 --> 00:43:40

this is the right

00:43:40 --> 00:43:42

but if you're giving up your right and

00:43:42 --> 00:43:44

giving someone more then that's permissible.

00:43:45 --> 00:43:46

And also

00:43:47 --> 00:43:49

and then also if the person

00:43:49 --> 00:43:51

who passed away,

00:43:51 --> 00:43:54

if he wrote an un Islamic will that

00:43:54 --> 00:43:56

is necessary that we don't follow that.

00:43:57 --> 00:43:59

If he wrote an un Islamic will, it's

00:43:59 --> 00:44:01

haram to follow that legally and this is

00:44:01 --> 00:44:04

why we say people say, oh, you know,

00:44:04 --> 00:44:05

the will, this is the we follow the

00:44:05 --> 00:44:07

law of the country. We follow the law

00:44:07 --> 00:44:08

of the country as long as it does

00:44:08 --> 00:44:09

not go against the law of Allah and

00:44:09 --> 00:44:10

his messenger

00:44:12 --> 00:44:15

So we have to follow the Islamic of

00:44:16 --> 00:44:18

and the law of this country doesn't

00:44:18 --> 00:44:20

force you to do it in a

00:44:20 --> 00:44:22

an Islamic way. The law of the country

00:44:22 --> 00:44:23

allows you to do it however you want.

00:44:24 --> 00:44:26

The law is not saying you must after

00:44:26 --> 00:44:28

the husband dies, everything must must must must

00:44:28 --> 00:44:30

go to the wife. No. If you wanna

00:44:30 --> 00:44:32

do it differently, you can do it differently.

00:44:32 --> 00:44:33

The law allows you to give it all

00:44:33 --> 00:44:34

to your cats and dogs as well.

00:44:35 --> 00:44:37

People write their rules and say, you know,

00:44:37 --> 00:44:39

my cats and dogs and my, you know,

00:44:39 --> 00:44:41

pets and rabbits will take the money. So

00:44:41 --> 00:44:42

the law allows everything.

00:44:43 --> 00:44:44

So if someone

00:44:45 --> 00:44:47

did not write an Islamic will or wrote

00:44:47 --> 00:44:50

an Islamic will or didn't write no will

00:44:50 --> 00:44:53

or whatever in every situation the family members

00:44:53 --> 00:44:54

afterwards

00:44:55 --> 00:44:57

must do it according to Islamic shares

00:44:58 --> 00:44:59

as long as they all want to do

00:44:59 --> 00:45:00

it like that and if they want to

00:45:00 --> 00:45:02

do it all collectively

00:45:02 --> 00:45:04

agree differently, then that's also fine because then

00:45:04 --> 00:45:06

they're just giving gifts. But here you should

00:45:06 --> 00:45:08

be precautious because we don't know somebody might

00:45:08 --> 00:45:10

be pressured, forced. That's why the olam must

00:45:10 --> 00:45:11

say that look if you want it if

00:45:11 --> 00:45:14

then just give everybody the Islamic share then

00:45:14 --> 00:45:15

if they want to give someone else then

00:45:15 --> 00:45:17

they give their hadiyah. So if the daughter

00:45:17 --> 00:45:18

is saying no I don't want it they

00:45:18 --> 00:45:20

might be pressurized cultural say no this is

00:45:20 --> 00:45:22

your share Here, take it. Now, if you

00:45:22 --> 00:45:23

want to give it to somebody, you give

00:45:23 --> 00:45:25

it. Just to be sure.

00:45:25 --> 00:45:28

Because sometimes somebody out of, you know, just

00:45:28 --> 00:45:30

pressure force, they might just say, no, I

00:45:30 --> 00:45:31

don't want it, I don't want it, because

00:45:31 --> 00:45:32

of culture.

00:45:34 --> 00:45:34

So

00:45:36 --> 00:45:37

so that's a point.

00:45:42 --> 00:45:44

And I think, yeah,

00:45:44 --> 00:45:46

I've mentioned this as well.

00:45:49 --> 00:45:50

And as you know that

00:45:51 --> 00:45:53

inheritance only starts at the beginning, you know,

00:45:53 --> 00:45:55

first funeral expenses are taken out and then

00:45:55 --> 00:45:56

after that

00:45:57 --> 00:45:59

any loans paid to any human beings, any

00:45:59 --> 00:46:01

creation of Allah that has to be paid

00:46:01 --> 00:46:01

off,

00:46:02 --> 00:46:03

1st and foremost.

00:46:03 --> 00:46:06

Whether the person makes a will, wasiya 1

00:46:06 --> 00:46:08

third or no. If all the money goes

00:46:08 --> 00:46:10

in paying someone's debt off then everything goes.

00:46:11 --> 00:46:13

That's the first thing.

00:46:15 --> 00:46:17

If someone has debts,

00:46:17 --> 00:46:19

now debts are of 2 types, debts payable

00:46:19 --> 00:46:20

to Allah,

00:46:21 --> 00:46:22

debts payable to human beings.

00:46:23 --> 00:46:26

This is only relating to debts payable to

00:46:26 --> 00:46:29

human beings. Any loans, any money that has

00:46:29 --> 00:46:30

not been paid to other people

00:46:31 --> 00:46:33

that with or without any bequest, whether he

00:46:33 --> 00:46:35

wrote a will, he didn't write a will,

00:46:36 --> 00:46:38

if you want him to be forgiven, the

00:46:38 --> 00:46:38

hadith says

00:46:41 --> 00:46:42

Even for a martyr,

00:46:43 --> 00:46:45

every sin is forgiven except alone.

00:46:45 --> 00:46:47

You know, deaths

00:46:47 --> 00:46:49

is, you know, debts best not to take

00:46:49 --> 00:46:50

too many debts

00:46:50 --> 00:46:52

in life. It's not recommended in Sharia, it's

00:46:52 --> 00:46:53

permissible,

00:46:54 --> 00:46:54

but

00:46:55 --> 00:46:56

Islam doesn't encourage

00:46:57 --> 00:46:57

a death

00:46:58 --> 00:46:59

based life.

00:46:59 --> 00:47:01

Whereas this capitalist system

00:47:03 --> 00:47:04

makes us even our

00:47:05 --> 00:47:08

eyebrows are dead and our nostrils and everything,

00:47:08 --> 00:47:10

every inch of our organ,

00:47:10 --> 00:47:12

every breath is death debt

00:47:14 --> 00:47:16

based. This is how this system, capitalist system

00:47:16 --> 00:47:16

works.

00:47:17 --> 00:47:18

This,

00:47:18 --> 00:47:20

you know, really force it upon us, credit

00:47:20 --> 00:47:23

card after credit card after credit card. Don't

00:47:23 --> 00:47:24

need a credit card.

00:47:25 --> 00:47:27

I, for many, I never had it. I

00:47:27 --> 00:47:29

just normal bank card. I've never never never

00:47:29 --> 00:47:32

never never had. Then for something, they needed

00:47:32 --> 00:47:32

it because

00:47:33 --> 00:47:35

I had to get a credit card to

00:47:35 --> 00:47:36

buy that thing. So I got it, but

00:47:36 --> 00:47:38

then used it at one time and since

00:47:38 --> 00:47:39

then, I've never used it again.

00:47:40 --> 00:47:41

Why do I need a credit card? I've

00:47:41 --> 00:47:43

got a pay as you go life. I

00:47:43 --> 00:47:44

always say,

00:47:45 --> 00:47:46

a pay as you go life is a

00:47:46 --> 00:47:47

stress free life.

00:47:49 --> 00:47:51

Debt based is you know it gives that's

00:47:51 --> 00:47:51

why the messenger

00:47:52 --> 00:47:54

used to make a dua, you know,

00:47:55 --> 00:47:55

the famous

00:47:56 --> 00:47:57

dua.

00:48:04 --> 00:48:08

Overcome by deign, oh Allah protect me. Lot

00:48:08 --> 00:48:10

of people they become depressed because of these

00:48:10 --> 00:48:10

deign

00:48:10 --> 00:48:11

worries.

00:48:12 --> 00:48:15

What you can afford? Buy. If you can't,

00:48:15 --> 00:48:16

leave it.

00:48:18 --> 00:48:18

If you can't,

00:48:19 --> 00:48:22

only take loans if it's really really needed

00:48:22 --> 00:48:24

in exceptional cases.

00:48:25 --> 00:48:27

Otherwise, you know, you'll get gray before you

00:48:27 --> 00:48:27

get gray.

00:48:29 --> 00:48:31

You'll get old before you get old.

00:48:32 --> 00:48:34

Less stress, you don't want tension stress.

00:48:36 --> 00:48:37

Know, you mentioned to me, maybe that's the

00:48:37 --> 00:48:40

reason. I looked younger than I used to

00:48:40 --> 00:48:41

look 20 years ago, I have no debts.

00:48:43 --> 00:48:45

I have never ever ever taken a loan

00:48:45 --> 00:48:46

in my life.

00:48:47 --> 00:48:47

Never.

00:48:48 --> 00:48:50

Never ever. I think once about £5 from

00:48:50 --> 00:48:52

somebody I just needed and paid him back

00:48:52 --> 00:48:53

in 2, long time ago.

00:48:55 --> 00:48:57

Never taken a loan. There's nobody I owe

00:48:57 --> 00:48:59

money to. It's just a simple straightforward life.

00:49:00 --> 00:49:01

What am I gonna eat tomorrow? I'll see

00:49:01 --> 00:49:02

tomorrow. So,

00:49:05 --> 00:49:07

but it's if you need, I know sometimes

00:49:07 --> 00:49:09

people need to take loans, So you take

00:49:09 --> 00:49:10

a loan but

00:49:11 --> 00:49:11

these

00:49:11 --> 00:49:12

loans,

00:49:13 --> 00:49:15

they need to be paid

00:49:15 --> 00:49:16

regardless.

00:49:16 --> 00:49:18

If even if all the money goes, it

00:49:18 --> 00:49:20

has to be given. No nothing left for

00:49:20 --> 00:49:22

inheritance, nothing left for inheritance.

00:49:23 --> 00:49:24

As for

00:49:25 --> 00:49:27

debt payable to Allah, what does that mean?

00:49:28 --> 00:49:28

Zakat.

00:49:29 --> 00:49:31

Even Zakat is for poor, but it's it's

00:49:31 --> 00:49:32

a

00:49:32 --> 00:49:34

based. Allah has said give that.

00:49:34 --> 00:49:35

All

00:49:36 --> 00:49:38

and paid, you know, all Hajj and things

00:49:38 --> 00:49:39

like that.

00:49:39 --> 00:49:42

That will not be taken out unless

00:49:42 --> 00:49:44

the person made the wasi'ah and within just

00:49:44 --> 00:49:45

that 1 third.

00:49:45 --> 00:49:47

So if he wrote that will that, you

00:49:47 --> 00:49:49

know, 1 third please, you know, pay do

00:49:49 --> 00:49:52

Hajj for me or give this or this,

00:49:53 --> 00:49:56

you know for salah unpaid salah and perform

00:49:56 --> 00:49:57

salah fasts

00:49:58 --> 00:49:59

only if you made a will.

00:50:00 --> 00:50:02

And if you didn't make a will then

00:50:02 --> 00:50:04

the family all have to agree and if

00:50:04 --> 00:50:05

they don't agree

00:50:05 --> 00:50:06

they are not doing anything wrong.

00:50:08 --> 00:50:10

So this is to do with the the

00:50:10 --> 00:50:10

debts, etcetera.

00:50:13 --> 00:50:15

Yeah. 1 third is after the loan. So

00:50:15 --> 00:50:18

after you pay the loan debts off

00:50:18 --> 00:50:20

to human beings, makhluk,

00:50:21 --> 00:50:22

Ibad, hukkuqul Ibad,

00:50:24 --> 00:50:25

then after that,

00:50:25 --> 00:50:27

whatever's remainder then after that

00:50:28 --> 00:50:30

money will go if there's a bequest of

00:50:30 --> 00:50:32

debts payable to Allah Subhanahu Wa Ta'ala.

00:50:33 --> 00:50:35

So this is bequest and,

00:50:36 --> 00:50:38

and then there's that's it here. We can

00:50:38 --> 00:50:39

we can end here.

00:50:43 --> 00:50:46

Yeah. I think I've had a look. Now

00:50:46 --> 00:50:46

look, I

00:50:47 --> 00:50:48

long time ago,

00:50:48 --> 00:50:50

I'm sorry if my glasses are going to

00:50:50 --> 00:50:52

take off because I can't read with my

00:50:52 --> 00:50:53

glasses on.

00:50:53 --> 00:50:55

I prepared this

00:50:55 --> 00:50:57

last will and testament

00:50:57 --> 00:50:59

many many years ago, about 10 years ago.

00:51:00 --> 00:51:01

I don't give it out to everybody because

00:51:01 --> 00:51:03

this is a very detailed one.

00:51:03 --> 00:51:05

I put about 6, 7 wills in front

00:51:07 --> 00:51:08

of me. I had a very good friend

00:51:08 --> 00:51:10

who was a very high qualified professional solicitor

00:51:10 --> 00:51:12

in the country, one of the top top,

00:51:12 --> 00:51:14

and without giving any names,

00:51:14 --> 00:51:16

and I got it checked by him,

00:51:17 --> 00:51:17

and,

00:51:18 --> 00:51:20

he said legally it's fine, but this is

00:51:20 --> 00:51:23

just there's there's no legal stamp on this.

00:51:23 --> 00:51:24

Now,

00:51:24 --> 00:51:26

very carefully looking at everything,

00:51:27 --> 00:51:28

it's about 8 to 9 pages

00:51:29 --> 00:51:30

and it's not for everybody

00:51:31 --> 00:51:32

and if somebody

00:51:33 --> 00:51:35

wants to write this, I have to actually

00:51:35 --> 00:51:36

explain to

00:51:36 --> 00:51:37

them to go through it.

00:51:38 --> 00:51:40

He needs an hour explanation. So it just

00:51:40 --> 00:51:42

says last will and testament Islamic guidelines to

00:51:42 --> 00:51:43

read before completing this will, and there's a

00:51:43 --> 00:51:46

few basic points. But if I so you

00:51:46 --> 00:51:47

have the name here,

00:51:47 --> 00:51:50

address, revocation, I revoke everything beforehand,

00:51:51 --> 00:51:54

appointment appointment of executives and trustees, 1, 2,

00:51:54 --> 00:51:56

3, 4, etcetera. And then funeral and burial

00:51:58 --> 00:51:59

burial wishes,

00:52:01 --> 00:52:03

and it's written in my estate. I direct

00:52:03 --> 00:52:06

the payment of all my funeral burial expenses

00:52:06 --> 00:52:07

be first deducted out of my state,

00:52:08 --> 00:52:11

unless someone voluntarily chooses to pay and then

00:52:11 --> 00:52:13

a few things. After payment of above,

00:52:13 --> 00:52:15

I bequeath that my

00:52:21 --> 00:52:22

somes, zakat, etcetera

00:52:23 --> 00:52:25

and pay such amounts to persons or charities

00:52:25 --> 00:52:27

as determined by executives.

00:52:28 --> 00:52:31

The total amount under this clause, however, shall

00:52:31 --> 00:52:33

not exceed 1 third of the net value

00:52:33 --> 00:52:34

of my state

00:52:34 --> 00:52:36

after payment of funeral expenses.

00:52:37 --> 00:52:38

And then here,

00:52:39 --> 00:52:41

5 4, please tick one box only. Now

00:52:41 --> 00:52:42

there's 2 options.

00:52:43 --> 00:52:46

In event of any balance remaining out of

00:52:46 --> 00:52:47

the 1 third of the net value of

00:52:47 --> 00:52:49

my state as mentioned above,

00:52:49 --> 00:52:50

I bequeath

00:52:51 --> 00:52:54

x amount to be given to charity

00:52:54 --> 00:52:56

and then you've got a b c who

00:52:56 --> 00:52:59

are non heirs, payment for an MRI scan

00:53:00 --> 00:53:01

because you know remember Islamically

00:53:02 --> 00:53:04

we don't want post mortem so payment for

00:53:04 --> 00:53:05

MRI scan.

00:53:05 --> 00:53:08

As an alternative to post mortem if necessary,

00:53:08 --> 00:53:10

please tick 1. And the second box is,

00:53:10 --> 00:53:12

in the event I do not wish to

00:53:12 --> 00:53:14

bequeath anything. So choice, do you want to

00:53:14 --> 00:53:16

bequeath or not bequeath? Tick one box.

00:53:19 --> 00:53:21

And then there's other things here, attestation

00:53:22 --> 00:53:23

and

00:53:24 --> 00:53:25

and then there's an appendix,

00:53:26 --> 00:53:27

list of assets.

00:53:28 --> 00:53:30

Please include properties, banks, jewelry, cash in hand

00:53:30 --> 00:53:33

stock, pensions, whatever, asset 1, 2, 3, 4,

00:53:33 --> 00:53:34

5, 6, 7, 8, 9, 10, write it

00:53:34 --> 00:53:36

down. Here as well,

00:53:36 --> 00:53:39

list of unfulfilled obligations and debts.

00:53:40 --> 00:53:42

How much unfulfilled salah?

00:53:42 --> 00:53:45

So what you do is you write down

00:53:45 --> 00:53:47

because remember Islamically salah is farrut. It's an

00:53:47 --> 00:53:48

obligation.

00:53:50 --> 00:53:51

And we have to do qada.

00:53:52 --> 00:53:53

We have to start the kada. If we

00:53:53 --> 00:53:56

pass away and salah is remaining upon us,

00:53:56 --> 00:53:57

then this

00:53:57 --> 00:53:59

is the same amount of.

00:53:59 --> 00:54:00

How much

00:54:01 --> 00:54:01

You had £5.

00:54:02 --> 00:54:04

But sometimes with this salakatul fitter, we put

00:54:04 --> 00:54:06

a bit extra just because, you know, it's

00:54:06 --> 00:54:06

charity, etcetera

00:54:07 --> 00:54:09

and it's only once a year. So you

00:54:09 --> 00:54:10

can try to check.

00:54:10 --> 00:54:12

It might be less and then also you

00:54:12 --> 00:54:14

can pay it in Pakistan, India

00:54:14 --> 00:54:17

locally there and they might be like 50p,

00:54:18 --> 00:54:20

something like that. Yeah, about 50p. If you

00:54:20 --> 00:54:22

got so many salah and so many fasting,

00:54:23 --> 00:54:24

so give it to the poor there, eat

00:54:24 --> 00:54:27

salah 50p, 40p like that.

00:54:27 --> 00:54:29

So what you do is you write I

00:54:29 --> 00:54:29

have

00:54:30 --> 00:54:30

2,043,

00:54:32 --> 00:54:32

433

00:54:32 --> 00:54:35

salah left. Each day after you finish your

00:54:35 --> 00:54:35

salah,

00:54:36 --> 00:54:38

you keep on amending this. This much salah

00:54:38 --> 00:54:39

done, this much salah done. If we die

00:54:39 --> 00:54:41

in the middle, they'll see how much salah

00:54:41 --> 00:54:42

is left.

00:54:42 --> 00:54:44

So every night before going to sleep,

00:54:45 --> 00:54:46

do your qada every night before going to

00:54:46 --> 00:54:47

sleep,

00:54:47 --> 00:54:49

change the number of how much salah you've

00:54:49 --> 00:54:49

got left.

00:54:50 --> 00:54:51

If you don't wake up in the next

00:54:51 --> 00:54:52

morning

00:54:52 --> 00:54:54

if you don't, if you are not born

00:54:54 --> 00:54:56

in the next morning after dying at night,

00:54:59 --> 00:55:00

All

00:55:03 --> 00:55:06

thanks to Allah who gave us life after

00:55:06 --> 00:55:08

he gave us death. We were sleeping, we

00:55:08 --> 00:55:08

were dead.

00:55:11 --> 00:55:13

It's it's a type of death. Sleep is

00:55:13 --> 00:55:14

a sister of death.

00:55:15 --> 00:55:17

So if you don't wake up in the

00:55:17 --> 00:55:19

morning, then people will look, okay, he's got

00:55:19 --> 00:55:20

433

00:55:20 --> 00:55:21

salah left.

00:55:21 --> 00:55:22

So they know exactly.

00:55:23 --> 00:55:25

Unperformed fast, unperformed unpaid zakat,

00:55:26 --> 00:55:28

unperformed, unfulfill Hajj, other obligations,

00:55:29 --> 00:55:31

outstanding debt for, outstanding debt to, outstanding debt

00:55:31 --> 00:55:33

who you owe money to. Everything is clear

00:55:33 --> 00:55:35

because everyone knows in the family

00:55:35 --> 00:55:37

what you've got basically. So all these things

00:55:37 --> 00:55:39

whether you write it yourself on a piece

00:55:39 --> 00:55:41

of paper, just point is

00:55:41 --> 00:55:43

make it clear. If you have a lot

00:55:43 --> 00:55:45

of high level estate then you might need

00:55:46 --> 00:55:47

the services of qualified

00:55:48 --> 00:55:48

solicitor,

00:55:49 --> 00:55:50

especially if you got tax involved,

00:55:51 --> 00:55:53

the, you know, the inheritance tax and the

00:55:53 --> 00:55:54

threshold I don't know what the threshold is

00:55:54 --> 00:55:55

now,

00:55:55 --> 00:55:57

inheritance tax, how much is it?

00:55:58 --> 00:55:59

4?

00:56:00 --> 00:56:00

4.40.

00:56:01 --> 00:56:03

So when you're getting to those realms,

00:56:04 --> 00:56:05

then you need some professional

00:56:06 --> 00:56:08

legal advice where

00:56:08 --> 00:56:09

they can try to

00:56:10 --> 00:56:14

not if avoid it but like there's tax

00:56:14 --> 00:56:16

avoid avoidance and there's tax evasion.

00:56:17 --> 00:56:19

So you don't do evasion, you do avoidance.

00:56:19 --> 00:56:20

There are people who can help you do

00:56:20 --> 00:56:22

that. You rather leave that money for your

00:56:22 --> 00:56:23

family than give it to all to

00:56:24 --> 00:56:26

Rishi Shunaka. No. Who's who's the

00:56:27 --> 00:56:29

finance but she's

00:56:30 --> 00:56:31

leaving it to the government.

00:56:32 --> 00:56:33

You do rather have leave it for your

00:56:33 --> 00:56:35

family Insha'Allah. So if you can avoid that

00:56:35 --> 00:56:39

in best ways and if you've got properties

00:56:39 --> 00:56:39

then

00:56:40 --> 00:56:42

do it legally, get professional help, do it

00:56:42 --> 00:56:44

in a way that that people can't

00:56:44 --> 00:56:46

dispute it later on.

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