Mirza Yawar Baig – Obtained or Ordained – Session III (Part 2 of 2 )

Mirza Yawar Baig
AI: Summary © The importance of staying true to Islam is emphasized, as misguided ways can lead to harm and the future is uncertain. The Sharia principle is discussed, including the use of shrek and the potential consequences of doing so. The segment also touches on the topic of Islam and its negative consequences, including negative consequences for Muslims and the need for people to consider their actions before making decisions. The importance of practicing Islam is emphasized, along with the potential consequences of fatwa on one's image and political behavior.
AI: Transcript ©
00:00:00 --> 00:00:20

In Alhamdulillah, WA Salatu was Salam O Allah, Colombia. Allah Allah, he was happy he will Manuela, we come back to our lesson we are talking about the tests of life in terms of risk. And that tests come in two ways, both in plenty as well as in

00:00:22 --> 00:00:31

straightening of circumstances of tightening of circumstances of loss and so on. So, Allah and Allah subhanaw taala mentioned this

00:00:32 --> 00:00:40

out we let him enter shaytani r rajim Bismillah R Rahman r Rahim. Allah Allah coonan

00:00:44 --> 00:00:46

li my photo Bella

00:00:50 --> 00:00:55

my photo many lebu in Soho from him.

00:01:06 --> 00:01:08

Turkey was

00:01:10 --> 00:01:11

cool no

00:01:13 --> 00:01:18

matter what dounia Well, here are touring.

00:01:21 --> 00:02:00

A lot of writers is that worried not for the fact that all mankind would have become one community of disbelievers. We would have provided for those who disbelieve in man, silver roofs for their houses, and elevators and stairways of silver. They're not talking about silver plating, we talk about solid silver and thrones of silver on which they could recline and adornments of gold. Yet all this would have been nothing but an enjoyment of this world and the hereafter with Europe is only for the matakohe

00:02:02 --> 00:02:25

see the example that was my mother saying that if Allah wanted he could have given the people who disbelieve the cover and the mushy kid and the people who are more driven, who disbelieve data who do not obey Allah, Allah Allah. Allah will not just give them gold and silver coins, Allah will give them all houses of gold, elevators of gold and stairways of gold and roofs of gold and silver.

00:02:26 --> 00:02:36

Can you imagine this thing about house like that? Gold and Silver thrones and people reclining on them judge at one throne called peacocks around the world talks about detail today.

00:02:38 --> 00:02:44

Imagine everyone would have had that. But Allah Allah says the reason Allah did not give that is because everyone would become

00:02:45 --> 00:02:52

would be so completely engrossed imagine we have got houses of mud and plaster and we are engrossed in that what will happen if a house is made of gold and silver.

00:02:55 --> 00:02:59

But at the end of that, you have to leave it

00:03:00 --> 00:03:01

you have to leave it

00:03:03 --> 00:03:12

at that is the key message which may Allah subhanaw taala put it into our hearts that we understand this and we believe it was completely okay, no matter what it is,

00:03:13 --> 00:03:26

no matter what it is, if it is a grass hut, we have to leave it. If it's a balance of gold, we have to leave it except that it's easier to leave a glass sucks than to leave a palace of gold.

00:03:27 --> 00:03:28

So think about that.

00:03:29 --> 00:03:37

The more we love this dunya The more we add on this dunya the more difficult it will be to leave this dunya

00:03:40 --> 00:03:44

and leaving this dunya is Huck there is no other way.

00:03:45 --> 00:03:48

No one is going to stay up forever. Nobody.

00:03:51 --> 00:04:11

So where do we where do we see the value? That's the that's the key thing for us. And then Allah subhanaw taala said, Baba Yahshua decree ramen you know kya de la who shaytan mahalo Corinne going home they are so Dora Khomeini severely de Bona and nomoto.

00:04:12 --> 00:04:29

Allah said, What is the punishment for arrogance? And whosoever turns away from the remembrance of Allah man, we appoint for him Allah subhanho wa Taala points for him may shaitan to be his closest enemy to be his close friend will be our intimate companion.

00:04:31 --> 00:04:39

And verily they the shatin hinder them from the path of Allah, but they think that they are guided right.

00:04:40 --> 00:04:59

Imagine what is the fate of somebody who Allah subhanaw taala points to misguided. Allah is not misguided in the sense of Allah does not create misguided is this happens to people who have chosen the path of misguidance and rebellion against Allah subhanho wa Taala to such an ultimate degree that now the doors of Hidayat have been closed for them.

00:05:01 --> 00:05:02

And then the shaitan becomes a companion

00:05:05 --> 00:05:10

and that Hayden will talk and he will say he will lead him more and more and more straight.

00:05:14 --> 00:05:14

That's what it is.

00:05:16 --> 00:05:49

Just as an aside, many people ask this question the thought just came to me, let me explain, many people ask this question and they say that they go for various kinds of seances and you know, they call go and talk to this to the spirits and talk to the souls and and then they tell you no, no but you know, my I went to the spirit medium and actually my uncle or my father or whoever it was and they called me and they I spoke to this soul of my father or my uncle or my friend whoever it was, and the soul was able to actually give exact details

00:05:50 --> 00:05:54

all of which I know to be true. So how can you say that we cannot speak to the dead

00:05:57 --> 00:06:00

you know what actually happened in those cases? The speaking to the Korean

00:06:02 --> 00:06:06

speaking to the Jin was a companion of the person that didn't know everything

00:06:08 --> 00:06:09

he was living with the person

00:06:10 --> 00:06:14

not speaking to the soldier speaking to the Korean of the person who passed away

00:06:16 --> 00:06:18

will tell you all the story so he'll tell the whole story

00:06:22 --> 00:06:22

that's the explanation

00:06:26 --> 00:06:40

why is why are we calling him Why are we calling this arrogance because we ignore the orders almost ran outta his arrogance, Oman assalamu women Luca syrupy sama Rhonda in mineral moody Mina Moontak. A moon

00:06:42 --> 00:06:43

in Surah. Sasha

00:06:44 --> 00:06:56

common assalamu who is a bigger zalim who is a bigger oppressor who's a bigger wrongdoer who's a bigger sinner. Man look Kira, be it Robbie him

00:06:58 --> 00:07:07

before him before that person the IRT signs Allah subhanaw taala the camera follows Renata the orders of Allah subhanaw taala presented before him and he turns away

00:07:10 --> 00:07:30

and that was one of the roses in the middle Medina moutoku analysis very early and truly we will extract retribution from the people who are most removed from the criminals and from the sinners. So to turn away from the home of Allah subhanaw taala is a sign of arrogance and you ask Allah subhanaw taala to protect us radicals.

00:07:33 --> 00:07:36

And the last matter is continuation of this ayah

00:07:37 --> 00:07:38

this Guardian is appointed

00:07:39 --> 00:07:46

and does not and it hinders them from the right path Hatta until either

00:07:49 --> 00:07:50

a Nirvana Cobra Del

00:07:52 --> 00:07:55

Sol Corinne wallonian vow

00:07:57 --> 00:08:02

como yo ma is an akuna Villa de Bie Mr. Kuhn.

00:08:03 --> 00:08:45

This Corinne also does not get away with whatever he does. He just has a different lifespan but he is still there, he gets a punishment. So Allah says still when that person comes to us, and he says to his Korean Jewish item companion, would that between you and me was the distance of two East's or two West so East and West was type of companion indeed. And it will not profit for you this day for you who turn away from Allah remembrance and his worship as you did wrong, and that you will share you and you're carrying in the punishment. And therefore it's very important for us to hasten to make Toba Do not delay our we do not know when the time comes.

00:08:47 --> 00:08:59

We don't know when the time and believe me the time for the stopping of Toba can come long before that. Because you can be in a situation whilst in a life where you are no longer in your senses.

00:09:01 --> 00:09:16

You might be unconscious might be in a coma you might be in a way where you have no control over yourself. May Allah protect us from all of this and give us a healthy life right to the last and males rather take our souls in a state of submission to him in a state of Salah m sudo inshallah,

00:09:17 --> 00:09:27

but this happens, these things happen. And if we have lived a life of disobedience, and we have not made Toba then the door of Toba can close even before that

00:09:28 --> 00:09:31

effectively because you can't make the way you are not in a sense anymore, so that's gone.

00:09:32 --> 00:09:36

And of course, the door of Toba as we know closes at the time of death anyway.

00:09:37 --> 00:09:55

So do not hesitate and do not delay in making our whatever we have done do understand is one thing very clearly there is no sin including ship, including copper, that Allah subhanaw taala will not forgive provided we make Toba while we are alive.

00:09:57 --> 00:09:59

While we are alive is super, super close because you guys

00:10:00 --> 00:10:11

Mustafa when you are dead, and you're saying to clarify it, as long as we make Toba Allah subhanaw taala will forgive every single sin, including the worst of them, which is Sheldon Cooper.

00:10:12 --> 00:10:20

How else does a non Muslim How else does a Hindu or how else does an atheist coming to Islam by making a fortune?

00:10:22 --> 00:10:24

So Allah will accept

00:10:25 --> 00:10:27

Toba as long as we make it sincerely.

00:10:29 --> 00:10:34

But if we die in a state with sins,

00:10:35 --> 00:10:46

and of course we ask, we ask Allah subhanaw taala to forgive all the sins that we may die with. And of course, we will die with it. We know this. But definitely one must make every effort certainly among those sins, they should not be shipped and

00:10:48 --> 00:11:02

whatever else there is, when we are not, I'm not promoting sin. Obviously, for a Muslim, we must not have any sin at all. We do our best and we if you that's the reason why though. Why do you say that? I make Toba 70 times in one hour this 100 times a day

00:11:03 --> 00:11:11

100 times per days that I make the why Mr. Potter was Renata and he is making the one for whom Allah subhanaw taala forgive all his sins.

00:11:16 --> 00:11:20

So what should we do to make Toba? and make them more frequently?

00:11:22 --> 00:11:23


00:11:24 --> 00:11:27

Allah umami min Kava Kava Hosanna mill bye

00:11:30 --> 00:11:31

for now

00:11:35 --> 00:11:38

Illallah homea todo en

00:11:41 --> 00:11:42


00:11:43 --> 00:11:48

kin, kin kosaku was a lahoma

00:11:50 --> 00:11:51


00:11:53 --> 00:12:25

test a poverty basara Allah said Verily we send messengers to many nations before you Obamas Allah, Allah, Allah Azza wa sallam, and we see them with extreme poverty and last in health with calamities, so that they might believe with humidity. But they did not when our government reach them. Why then did they not believe with humility, but their hearts became hardened and shaitan made fair seeming to them z lahoma shaitan Amato

00:12:26 --> 00:12:36

shaitan made fair seeming to them, that which they used to do people commit sin, they commit shirk, but the thing they are doing good

00:12:38 --> 00:12:40

then we will go and worship on griffes

00:12:41 --> 00:12:46

the person who's worshiping a grave a person is going and making such a grave of possible making

00:12:48 --> 00:12:50

a person who is

00:12:51 --> 00:12:53

sitting with music and singing

00:12:54 --> 00:13:01

first of all that music and singing itself is a is a problem. But on top of that, he is seeing column which is pure Shrek.

00:13:03 --> 00:13:07

That person doing it What does he think he's doing? Does he think he's doing it? No.

00:13:09 --> 00:13:15

No, he thinks what he is doing is not only good, but it is the best of good deeds

00:13:18 --> 00:13:19

best of good deeds.

00:13:22 --> 00:13:24

And if you ask him you say by weather you know.

00:13:26 --> 00:13:29

We claim to love Rasul Allah sallallahu alayhi wa sallam.

00:13:30 --> 00:13:34

So tell me when did Rasulullah sallallahu Sallam sing how early

00:13:36 --> 00:13:42

did he sing how early did he used to play the drum or was he playing the harmonium any wind me IDs were

00:13:43 --> 00:13:48

used to do these things or he sat in a mindful of what we call my favorite summer.

00:13:50 --> 00:13:57

Right? When you ask him you know what to do and I know what to do and if you are singing while he was avoiding his birthday, Jolie very Muhammad,

00:13:58 --> 00:14:00

novelization coins are not cheap.

00:14:05 --> 00:14:13

And so on and so on. I don't want to repeat all the column that we all are familiar with, but my point is that if you ask them, they have no answer because they know it is wrong.

00:14:14 --> 00:14:15

They know it is wrong.

00:14:18 --> 00:14:25

That shaitan has made this wrongdoing jetan has made this schicke seem to them to be very good.

00:14:28 --> 00:14:33

So they will not do their Salah where they will sit in a minefield of someone

00:14:34 --> 00:14:41

even if they did salah and they said in the melanoma is still the same problem is not as if by doing Salah it cancels out doesn't cancel out. But I'm just saying this.

00:14:44 --> 00:14:45

So also,

00:14:47 --> 00:14:59

what do you think the people all the Hindus who are going to the temples and all the Christians who are praying to the three in one and you know, Father, Son and Holy Ghost and whatever else? What do you think they are doing? What What do they think they are doing good or bad?

00:15:01 --> 00:15:03

Very good. That's worship.

00:15:04 --> 00:15:05

That is worship.

00:15:08 --> 00:15:09

But is it worship?

00:15:10 --> 00:15:11

Is it good?

00:15:13 --> 00:15:35

worship is only and only what Allah subhanaw taala prescribed and which is nummies Allah Allah Allah was I was alum performed and taught us anything other than what Muhammad Rasulullah sallallahu alayhi wa sallam did and taught us is not worship anything which he did not do is not worship, no matter who calls it what.

00:15:37 --> 00:15:44

And there is no good in it and there is only evil in it. And the worst part of this problem is that the people doing it think they are doing good.

00:15:45 --> 00:15:49

And that's the thing which Allah subhanaw taala saying that

00:15:51 --> 00:15:53

the punishment that tests come from Allah

00:15:55 --> 00:16:00

in order to turn us towards him, think about this, even the difficulties which come

00:16:02 --> 00:16:06

are actually Rama from Allah subhanaw taala. They come to turn us towards Allah Subhana Allah.

00:16:08 --> 00:16:15

Allah Allah, Allah Allah, Allah Allah, Allah Allah said resent them as well punishment before the big punishment, so that they can turn towards us.

00:16:18 --> 00:16:53

So anytime any difficulty comes anytime one must examine oneself and say what is it I'm doing wrong? Because otherwise difficulties come one of two reasons either to elevate your status or to turn you towards Allah subhanaw taala was examined and see, why is this difficulty coming? What is the sickness? What is the illness whatever loss Why is it happening? cannot happen without the monitors. Why is it happening? What is it I'm doing wrong? And then we make Toba and so on and so on and we'll see all of that and say what should we do but very seriously, we have to sink and say, what is it that I'm doing wrong? Because obviously we're doing something wrong, otherwise it wouldn't be

00:16:53 --> 00:16:53


00:16:56 --> 00:17:01

Allah, Allah mana Suma de que viva la la la la policia in

00:17:03 --> 00:17:05

Rio Bhima Udo

00:17:08 --> 00:17:10

home mobile is own

00:17:11 --> 00:17:16

Camila de nada mucho Alhamdulillah, Europe, Belarus

00:17:21 --> 00:17:25

desktop plenty so when they forgot the warning with which they had been reminded.

00:17:27 --> 00:17:38

Immediately catch them know. Allah said when they forgot the warning with which they had been reminded. We opened to them the gates of every good thing

00:17:39 --> 00:17:45

until in the midst of their enjoyment in that wish they were given. All of a sudden, we took them to punishment.

00:17:47 --> 00:18:01

And no they were plunged into destruction with deep regret and sorrow. So the roots of the people did wrong were cut off. roots were cut off from the base and all praise and thanks vitola were above the aisle. I mean,

00:18:08 --> 00:18:12

I just told you about the Kingdom of them. And what Genghis Khan did.

00:18:13 --> 00:18:18

Historians say that the Keno cards and one of the things that it was famous for was interest dealings.

00:18:21 --> 00:18:26

And for the lifestyle of its wealthy people, including the soul band

00:18:30 --> 00:18:33

and Dagestan, actually, for this is not

00:18:37 --> 00:18:41

was not a Muslim. So, and the thing with Islam,

00:18:42 --> 00:19:01

Genghis Khan actually went into the great masters of South Africa. And he called all the people the Russa all the, the, the, the the nobles of the kingdom, and he said, I have been sent to you as a punishment from Allah. Because you disobeyed him.

00:19:03 --> 00:19:09

Of course, as I am, as far as I, as far as I can say that was a political statement he was making what does he know about Allah anyway?

00:19:10 --> 00:19:23

Because we know what Allah is and why is he not worshiping Allah? That was his but my point i'm saying is that Allah subhanaw taala obviously put the words in his tongue in his mouth. So he said that he said, I am sent to you as a punishment for Allah for your sins.

00:19:27 --> 00:19:33

So we ask Allah subhanaw taala to save us from this punishment, because that is the reason why it's very important when we look at ourselves.

00:19:35 --> 00:19:46

If you find I've said this before, and I'm repeating myself, but just to reinforce the message, if you find that somebody is disobeying Allah subhanaw taala.

00:19:47 --> 00:19:59

Yet they are becoming more wealthy, they are getting more power, more authority, more influence, then this is actually a sign that the ASVAB of Allah subhanaw taala has started on them.

00:20:01 --> 00:20:05

This is not by fatwa. This incidentally is what Obama Shafi.

00:20:06 --> 00:20:18

Allah said, somebody came to mount Shafi and they said the Imam you say that if someone does good, good will happen to him and if someone does bad, bad will happen to him, but we find that there are people who are evil.

00:20:19 --> 00:20:45

What disobeying Allah subhanho wa Taala blatantly, yet we find that they get more money and more wealth and more influence and so on and so on. So, how do you explain this? And you have Chava Talalay recited this I have serrana and he said, Have you not read the Quran? And he resented his eye and he said, see what Allah said what will Allah do to someone who has transgressed and exceeded all boundaries of disobedience.

00:20:46 --> 00:20:50

He said, Allah subhanaw taala opens on them the doors of everything good.

00:20:51 --> 00:20:57

Until they are so lost in enjoyment of that,

00:20:58 --> 00:21:05

that Allah subhanaw taala then sends while ago most, so they do not even have the opportunity to make Toba.

00:21:07 --> 00:21:12

And then when they are caught, at the time when the door of Toba has been closed,

00:21:13 --> 00:21:20

then they have deep regret. And they Allah says we cut them off from the root.

00:21:22 --> 00:21:23

From the root,

00:21:27 --> 00:21:30

the kingdom of our them cease to exist.

00:21:32 --> 00:21:33

wiped out,

00:21:35 --> 00:21:36

cease to exist.

00:21:40 --> 00:21:48

Allah subhanaw taala removed from the roots. And please don't fool yourself and think that because you are Muslims, it won't happen to you. This happens to Muslims first.

00:21:51 --> 00:21:55

Not only will it happen, it happens to them first, you know why? Because we are supposed to know

00:21:58 --> 00:21:59

we are supposed to know

00:22:00 --> 00:22:11

somebody else disobey as it is always because he has no knowledge or whatever. Of course, he has. He's supposed to get knowledge he cannot escape by that, by that escape route, but we are supposed to know.

00:22:13 --> 00:22:14

And if we still do the same things,

00:22:16 --> 00:22:17

then the punishment comes on us first.

00:22:19 --> 00:22:21

We ask Allah subhanaw taala to save us from his punishment.

00:22:23 --> 00:22:24

And Allah said,

00:22:26 --> 00:22:28

Mr. Santa Maria de Minna de la

00:22:30 --> 00:22:31

ville de

00:22:32 --> 00:22:33

la la homeo.

00:22:36 --> 00:22:37

Can I say,

00:22:43 --> 00:22:45

was Allah,

00:22:49 --> 00:22:49


00:22:52 --> 00:23:11

Allah, Allah, Allah said, and we did not send any prophet to any town, but they denied him. But we seized its people with suffering from extreme poverty, and loss of health and calamities, so that they might humiliate themselves and repent to Allah. They might humble themselves and repent to Allah subhanaw taala

00:23:12 --> 00:23:24

then we change the evil forgot until they increase the number and and wealth and said, they said our fathers were tasked with evil and with good, so we seize them all of a sudden when they were unaware.

00:23:25 --> 00:23:30

Two people go through difficulties, they forget the lessons and then they get something good.

00:23:33 --> 00:23:37

And instead of being thankful to Allah subhanaw taala for the good.

00:23:38 --> 00:23:39

They actually

00:23:41 --> 00:23:42

transgress boundaries

00:23:43 --> 00:23:45

for the punishment of Allah subhanaw taala comes

00:23:47 --> 00:24:04

now we look at the issue of Riba because it's such an important issue and I began with the ayat of Surah Baqarah which talk about Riba and I will explain to you in detail inshallah, ask Allah subhanaw taala to make it easy for me to explain and easy for you to understand.

00:24:06 --> 00:24:25

And in the process of the explanation, we'll also see this whole issue of Dharma what is that a lot and so on. And is it Are we living in one and so on? Now, what is Reba? Reba in its simplest and most common form is interest that banks charge on loans. Right.

00:24:27 --> 00:24:39

So Riba is interest level to be very, very clear about this, the other forms of river but this is the most common thing that we come across with the word Riba was wrongly translated as usury

00:24:41 --> 00:24:55

usually means high interest rate. So if a user is rich means what means, you know, we're paying some 10% per day or something God knows Allah knows best usurious rates, with the moneylenders and so on and

00:24:56 --> 00:24:59

all the margins and whatever else these people charge us oriental.

00:25:00 --> 00:25:00


00:25:01 --> 00:25:03

that rebuy is not using

00:25:04 --> 00:25:18

because the quantum of Riba is of no consequence because Riba is haram Fie. nuptse Riba is haram in itself, like pork, like alcohol, so the quantity doesn't matter

00:25:20 --> 00:25:23

whether you eat one gram of pork or you eat the whole pig, it doesn't matter you.

00:25:25 --> 00:25:32

You can say, Well, you know, I only had one. Once, you know, piece of spare ribs, I had just one piece of bacon or something no

00:25:34 --> 00:25:37

111 ratio of bacon is hot.

00:25:39 --> 00:25:39


00:25:44 --> 00:25:47

Similarly, with alcohol, you can say, Well, you know, I just had one shot.

00:25:48 --> 00:25:53

I didn't eat the whole I didn't drink the whole bottle or I didn't, you know, bring the old bottle of beer or whatever.

00:25:56 --> 00:25:56


00:26:00 --> 00:26:05

I'm saying this because I want you to understand this basic principle in the Sharia.

00:26:06 --> 00:26:26

Which because people don't understand or they like to hold themselves, causes them unnecessary confusion. And the basic principle in Sharia is that what is haram is haram irrespective of the quantity, whether it is a thing or whether it is an action. How much of lying is permitted in Islam, tell me

00:26:30 --> 00:26:36

how much of fornication is permitted in Islam? How much of adultery is permitted? I only read once.

00:26:38 --> 00:26:38

Once that

00:26:40 --> 00:26:42

you're not supposed to do it, period.

00:26:43 --> 00:26:49

If you didn't make Toba to Allah Subhana Allah Allah will forgive me but don't say that. No, no, you know once in a while once in a while.

00:26:52 --> 00:26:53

What is haram is haram

00:26:54 --> 00:27:06

irrespective of quantity, the same principle applies as far as Riba is concerned with the additional issue that Riba the level of severity of Horvath is far higher.

00:27:08 --> 00:27:11

That does not mean the other things are therefore to be taken lightly. No.

00:27:12 --> 00:27:17

But just to help us understand, so Riba equals interest equals

00:27:19 --> 00:27:24

to A equals B, B equals C, therefore a equals c basic.

00:27:25 --> 00:27:28

remembering my primary school algebra,

00:27:29 --> 00:27:35

A equals B, B equals c therefore a equals c y equals interest interest equals RM therefore equals RM Yeah.

00:27:37 --> 00:27:38

In say Muslim,

00:27:40 --> 00:27:51

lm is reported to have said, married narrated by Abdullah bin Massaro Fabiola Hondo who is one of the alama of this oma

00:27:52 --> 00:27:57

there were certain of the Sahaba not every zombie was an island not every zombie was

00:27:58 --> 00:28:01

different people are different, different skills.

00:28:02 --> 00:28:10

College was a great gender Alana was a great gender strategist great military commander, but they were not

00:28:13 --> 00:28:14

so I would say that

00:28:17 --> 00:28:19

right now

00:28:21 --> 00:28:23

all of these words are great Oliver of this woman

00:28:24 --> 00:28:34

and especially with Abdullah with masala no Rasulullah sallallahu specifically said that if Abdullah bin Massoud narrates anything from me you take it from him

00:28:36 --> 00:28:41

so he's not only talking about his understanding he's also talking about the integrity of Abdullah

00:28:43 --> 00:28:59

Abdullah so sir it is correct that this Abdullah with masala no merits from Rasulullah sallallahu Sallam saying that Allah is Allah Allah Salaam cursed both the one who accepts Riba and the one who pays it.

00:29:00 --> 00:29:08

And in the narration in tirmidhi, he adds, and the one who records it and to people who stand witness to it.

00:29:09 --> 00:29:12

But think about that, the one who takes

00:29:13 --> 00:29:18

interest charges interest, the one who pays interest, the one who writes that document

00:29:20 --> 00:29:28

and a person who a person or people who are witness to that transaction are all cursed by enemies Allah, Allah, Allah he was.

00:29:32 --> 00:29:38

They might think and say, Well, you know, the person borrowing he's actually doing the deal and the person charging

00:29:39 --> 00:29:41

his own who's charging this interest and

00:29:43 --> 00:29:58

the man who's writing this contract? Well, he's probably an employee in the bank or something like this, and he's only recording the contract. He does not take the money. He doesn't get the money. He gets nothing. And the one who's bearing witness he is even less involved. Why is everyone cost

00:30:00 --> 00:30:04

Did you say that one is cost more than the other? No, they all cost

00:30:06 --> 00:30:14

because this whole issue of interest is so harmful that Allah subhanaw taala and his name is Allah Allah, Allah Azza wa sallam

00:30:16 --> 00:30:23

place the greatest importance on it. And that's the reason why they privated it so strongly and with such severe tubs

00:30:25 --> 00:30:28

so ask ourselves, do you want the Casasola

00:30:30 --> 00:30:30

just simple as that.

00:30:33 --> 00:30:43

People get involved in unnecessary arguments, just like the other day one. Just now one of my brothers, young brothers asked me he said Is it if I don't pray sooner?

00:30:46 --> 00:30:48

Sooner before zahar and the sooner

00:30:50 --> 00:30:53

if I do not pray the sooner maka Will I be punished.

00:30:55 --> 00:30:56

Settled told him I

00:30:58 --> 00:30:59

will give you a small example.

00:31:00 --> 00:31:07

As my example, my question is, supposing I told you that every time you enter this budget to pray,

00:31:08 --> 00:31:10

I will give you 10,000 rupees.

00:31:11 --> 00:31:16

Right? Every time you come into this budget and pray, I will give you 10,000 rupees.

00:31:17 --> 00:31:24

And if you believe me, and if I'm actually going to give you this money and unit you want the money, will you ask a question? If I don't come? Will you punish me?

00:31:26 --> 00:31:27

Without this question?

00:31:28 --> 00:31:30

is a dumb question Why?

00:31:31 --> 00:31:36

Why talk about punishment? You're going to get 10,000 rupees if you come and pray.

00:31:37 --> 00:31:39

So where is the question of not doing it?

00:31:42 --> 00:31:53

And what it does say about the Santa Monica? He said the one who prays for Santa before? And who prays for rocket after all. So Dora kasana

00:31:54 --> 00:31:57

keys Allah subhanho wa Taala will make the Jana Hara on him.

00:32:03 --> 00:32:14

So should you pray sooner or not? Should you be concerned about punishment or not? Why are we talking about an enormous, enormous reward? We're talking about freedom from Jana. I mean, what more do you want? What punishment?

00:32:15 --> 00:32:20

Why do we bother or punish you don't? Don't worry about punishment, look at the benefit of the amyl.

00:32:22 --> 00:32:23

Look at the benefit of the deed.

00:32:25 --> 00:32:26


00:32:27 --> 00:32:43

Three common questions that come in, we'll deal with each of them. The first common question that comes with regard to interest is we don't take interest, but we pay interest on loans and mortgages. Why is that her are not charging interest. But I'm living in a country where I can't I'm sorry, I can't get an interest free loan.

00:32:44 --> 00:33:22

So I want to buy a house and paying rent, I don't want to pay rent, I see rent and OSHA has, has has drawn the framework from each other and tells me paying rent is money going away. Instead of that take in the interest base loan and buy the house and the same amount of money that you were paying as rent will now go to pay your interest for the bank loan and some part of the principal, your EMI. Yes. So he will say if you're staying in a house and being 30,000 rupees rent instead of that, you take a loan of one and a half corrodes or whatever it is, and you that same 30,000 now goes to repay this loan.

00:33:24 --> 00:33:26

That's very nice framework that

00:33:27 --> 00:33:35

will say no, what can you do? After all, there is no interest free banking in India, there is no interest free loan available in America or wherever, whichever country you're living in.

00:33:37 --> 00:33:42

So we fall into the trap and we say, Well, you know, what can I do after I must have a house? After all, I want to own a house.

00:33:44 --> 00:33:51

Yes. Second question, which is asked is the interest we pay is not excessive.

00:33:55 --> 00:34:07

In India, of course, it is actually excessive as well that but that's immaterial. But the point i'm saying is somebody might say well, you know, I'm getting this loan at 12% interest, I'm not getting it at 36% I'm reading it at 12% entire meeting and 8% 6%.

00:34:08 --> 00:34:22

So why is it and they will and they say the US unfortunately May Allah forgive the ones who made these translations, then they caused all the confusion. They say Allah subhanho wa Taala prohibited usury, which is excessive interest rates

00:34:24 --> 00:34:32

excessive interest, so therefore excessive interest rates are private and if somebody is giving me a loan at 6% 4% 2%, whatever that that is not private.

00:34:35 --> 00:34:35

is fine.

00:34:38 --> 00:34:49

And the third question which is asked is we live in Dar olhar. This is the terminology which is used by people who don't they don't understand or tell what they're saying but they use the term takana subdural halmahera

00:34:56 --> 00:34:57

so therefore it is eyes

00:34:59 --> 00:34:59

which is Darla

00:35:00 --> 00:35:01

We are staying in Oh India,

00:35:03 --> 00:35:07

America, UK, France, Germany, wherever

00:35:09 --> 00:35:10


00:35:11 --> 00:35:15

is staying in this country is our government is covered.

00:35:17 --> 00:35:27

So, therefore, it is wise for me to build an interest take interest. Let's look quickly at whether these things are correct or not. First of all,

00:35:28 --> 00:35:29

as I clarified earlier,

00:35:30 --> 00:35:32

interest is Riba revised.

00:35:33 --> 00:35:34

Therefore interest is

00:35:37 --> 00:35:50

paying interest and taking interest are both Haram. In addition, as well as Allah Salam also cause the one who regard the transaction or the one who bears witness to show the seriousness of the prohibition.

00:35:52 --> 00:36:01

Today, of course, if people still want examples of the actual harm of the interest based banking system that I must say that

00:36:02 --> 00:36:27

were either extremely ignorant or Allah knows best because there's not one example there are dozens of examples entire countries have gone under because of this interest based system. So today really speaking, nobody should ever even ask that example. But because Muslims have never taken this matter seriously, we still do not have a global robust Islamic alternative.

00:36:29 --> 00:36:40

But that still does not make interest. Let us be very clear about that. Just because there is no global system available does not make the the halal and haram

00:36:41 --> 00:36:41

haram and Allah.

00:36:43 --> 00:36:50

Now interest is not excessive. This is the as I said, you know, best question to ask yourself is how much pork is halal?

00:36:54 --> 00:36:58

and substitute the word pork for any of the other provisions and how much is Allah?

00:37:00 --> 00:37:02

If I'm gambling up to how much can I gamble

00:37:05 --> 00:37:20

what is haram is not a question of so therefore, to understand is that the quantum of interest has no significance high or no no matter how high no matter how low it is haram.

00:37:21 --> 00:37:36

So definitions let us see. Darul Islam, dar Rahman and Darla Darul Islam is a land of Muslims where the rulers are Muslims, the Sharia is in force, the the halifa is amirul momineen.

00:37:37 --> 00:37:54

Naturally, obviously, needless to say, all the rules of Islam would be enforced and therefore you would not be able to borrow on interest. In any case, there would be non interest systems available to you Alhamdulillah. So make dua that we should have countries like this. Unfortunately, today, there is not a single one.

00:37:56 --> 00:37:56

Just because

00:37:57 --> 00:38:20

the system does not exist doesn't mean the system is bad. The system didn't exist, and didn't exist for a few days of movies. It existed for several centuries. Before various historical reasons, the system was destroyed. But definitely it is a system that can be recreated and we ask Allah subhanaw taala to make it easy for us. But if you want this, Renata, we have to prove to another we are worthy of it.

00:38:21 --> 00:39:02

So that's important. So that's Darul Islam matters very clear. Darrell Amman is a place which is not ruled by Muslims is ruled by non Muslims, but where you as a Muslim are not a captive, and you live freely, you are not a prisoner. You live freely you have gone there voluntarily, or you are born in that country. And you are not constrained in any way from practicing your religion. And you can do that openly and without any danger. So you can look like a Muslim. You can wear your caps and your turbans and your hijabs and you can have your beards and you can have massages, and you call out the salon, in some places, by on loudspeakers, the whole world, everybody wake up everyone at some

00:39:02 --> 00:39:34

unearthly hour in the morning and people don't protest. Right? non Muslims, and you then do all sorts of other things. I mean, so Allah May Allah for us. in Ramadan, you make them all pray for me also, when you make them and all the various nights you make them stay up all night, because you are at it on the loudspeaker. But nobody, nobody complains the time of AIDS, the entire roads and entire neighborhoods are shut down and people are praying on the streets. And obviously you're blocked off all the non Muslims who are living there, they cannot drive their car out from the house, but they don't object right.

00:39:35 --> 00:39:44

Now, in such a country to claim that you cannot practice your Islamic law is a lie against yourself and against Allah.

00:39:46 --> 00:39:52

Angela in India, we live in a country like this in India. On top of that, you got the Muslim personal law, which is the law of the land.

00:39:54 --> 00:40:00

Your cases are decided on the base of the base of the personal law you can you know in terms of inheritance and so on and so forth. And it

00:40:00 --> 00:40:04

Even if you challenge yourself if somebody writes a will a Muslim writes a will.

00:40:05 --> 00:40:06

please correct me if I'm wrong.

00:40:10 --> 00:40:14

If a Muslim writes a will, which is his own will and pleasure,

00:40:15 --> 00:40:20

his heirs can actually challenge that will according to the Muslim personal law and that will be upheld.

00:40:22 --> 00:40:30

Now, in such a country to claim that I am sorry, I am forced to deal with interest is a lie.

00:40:32 --> 00:40:42

And more or less what I have described is what applies to Muslims in most of the places that we live in. In America, there is no

00:40:43 --> 00:41:20

constraint or prohibition on you from following the from following your religion and to understand somebody might say, Well, you know, today, society has become hostile. We're not talking about what society is bigger, not bigger. We're talking about what is the law of the land? Does the law of the land prevent you from praying Salah in America? No. Does the law of the land prevent you from having a beard? No. You might say well, I don't feel comfortable with a beard because I I feel somebody will target me that's your problem. There's not the law of the government of the United States didn't shave your beard No. So as far as you're concerned, it's Darul aman. Similarly, the UK and

00:41:20 --> 00:41:23

Europe and Australia and Japan and Singapore and

00:41:25 --> 00:41:34

Muslims are living there and they are living with dignity and they are permitted to practice the religion right. The law does not prevent them.

00:41:36 --> 00:41:53

Therefore, when we say practice religion, we mean practice every aspect of the religion. Your inheritance must be must be done according to the laws of Islam, not according to your own will and pleasure to write a will according to your own will a ship

00:41:54 --> 00:41:55

a ship

00:41:56 --> 00:42:00

because Alice law is there and you are imposing your will on the will of Allah.

00:42:03 --> 00:42:09

You write a will and say All My Children my daughters and my sons will inherit equally This is Shrek.

00:42:10 --> 00:42:10

We are committed

00:42:13 --> 00:42:14

to please understand

00:42:16 --> 00:42:19

and believe me if you bring up your children properly,

00:42:20 --> 00:42:22

the daughters will actually end up betting more to the sons

00:42:24 --> 00:42:28

because the sons will give up the right for the for the sisters, especially the sister needed

00:42:30 --> 00:42:32

to bring them up properly. That's what is supposed to happen in Islam.

00:42:34 --> 00:43:06

So Darul Islam, Islamic Sharia applies anyway. So no question of permitting Riba which is haram, inderal, Amman, effectively a Muslim is able to practice his religion without any fear of failure. And therefore, to claim that you can deal in Riba is wrong, Riba continues to be Haram. Right? We come to the third thing that will harm Darren Hardy is the place of war.

00:43:07 --> 00:43:19

There is a situation where either the Muslims are captive, they are slaves, they have been enslaved, or their lands have been occupied by a non Muslim foreign power.

00:43:20 --> 00:43:35

They are unable to practice their religion if they try to pray if they have a beard, they will be thrown into prison, or they will be killed. And if they try too fast, the police will go around and give you food and if you don't eat on in Ramadan, then you will be thrown into prison because you're fasting.

00:43:37 --> 00:43:44

Right? And your massages are demolished and your bodies are closed. Now if you are living in a country like that, you've got two options.

00:43:46 --> 00:43:46

Get out

00:43:48 --> 00:43:51

or try to change that system resists.

00:43:53 --> 00:44:05

Where is the question of taking interest based loans in such a situation and building houses and doing business? You are a captive You are a slave. You want to take an interest based loan and build a house.

00:44:06 --> 00:44:07

So you're fooling

00:44:08 --> 00:44:10

you are actually a captive and a slave

00:44:12 --> 00:44:15

under an enemy then what do you do you fight for freedom.

00:44:17 --> 00:44:21

You're not going to spend your time digging interest based loans and buying houses to fight for your freedom.

00:44:22 --> 00:44:29

Or if you cannot fight for your freedom you run like * you get out of there you go somewhere else where you can practice your religion.

00:44:30 --> 00:44:40

So where is the question of giving a fatwa to say that interest is gize and dharohar. People giving such powers are playing with their own Eman

00:44:41 --> 00:44:54

and people believing that photographers are also playing with their own image. I've said this before and I'm saying it again please understand very clearly, a fatwa is a legal opinion. It is not a ruling under the law.

00:44:55 --> 00:44:57

a fatwa does not change the law.

00:44:58 --> 00:44:59

a fatwa is

00:45:00 --> 00:45:07

the opinion of one legal expert about a particular law. It does not change the law.

00:45:08 --> 00:45:21

So if someone gives you a fatwa, which is wrong in the law, you can bring that fatwa up and hold it as evidence that you're breaking of the law was correct. Because somebody gave you that fatwa No.

00:45:24 --> 00:45:26

The fatwa is wrong the law holds.

00:45:28 --> 00:45:47

I'm just saying this because in Hyderabad, we have people who claim to get a fatwa from this place or that place to say that it is Jaya to deal in interest in India because we are living in dharohar. First of all, in India, we are not living in the heart We are living in Darul aman.

00:45:48 --> 00:46:09

Second, even if we were living in dharohar, still dealing in interest would still be haram because there is no question of dealing in interest and building houses and buying cars and running businesses. If you are actually living in dharohar. Then your job is to leave the place. Make hegira or fight for your freedom.

00:46:11 --> 00:46:24

So on both counts, this fatwa is not is the fatwa is wrong. And anyone who gives the fatwa and anyone who accepts this fatwa are both playing with their own Eman And with the

00:46:27 --> 00:46:28

anger of Allah subhanaw taala

00:46:29 --> 00:46:33

to close this and then we will stop because temperature

00:46:34 --> 00:46:38

data set in the in the Latina tower for

00:46:41 --> 00:46:46

me and force him to FEMA quantum Paulo kona mustafina villa.

00:46:48 --> 00:47:14

de la he was far too * roofie ha ha Ola comma home Johanna was at masirah in Surah Nisa, Allah said When the angels come to take the souls of those who die in sin against their souls, people who have been dealing with interest and then talking about all these hours when the angels come pick their soul, they will say in what light were you What was your situation? These people will say you are weak and oppressed you are living in

00:47:16 --> 00:47:17

the lying they are not

00:47:18 --> 00:47:26

weak and oppression on the earth. The angels will say was not the earth of Allah big enough for you to move to move yourselves away from evil.

00:47:29 --> 00:47:30

Taco narco la Havas. Yeah,

00:47:32 --> 00:47:40

because they are not big enough for you to go somewhere else. Allah says such people will find the reward in Ghana. What an evil refuge.

00:47:42 --> 00:47:46

I have this issue of our larva and our llama and so on and so forth is

00:47:48 --> 00:47:48


00:47:50 --> 00:48:07

so that we don't fall into these traps. Finally, the categorical declaration of Allah subhanaw taala, the ayat of Surah Al Baqarah, which I recited at the beginning of our session today allogeneic una Reba. Una de la cama cama de

00:48:12 --> 00:48:14

la, la la la la la,

00:48:15 --> 00:48:21

la, la whoa Marisa tomura be vanta fala Houma

00:48:22 --> 00:48:24

La La, la, la,

00:48:27 --> 00:48:28

la La, la,

00:48:29 --> 00:49:11

la, la la la your head buku like a foreigner theme. Allah said, Those who eat rubber will not stand on the Day of Judgment except lack the standing of a person beaten by shaitan leading him into insanity. That is because they say that trading is only like Riba whereas Allah has permitted trading and forbidden Riba so whosoever accepts an admonition and warning from Islam and stops eating Riba shall not be punished for the past. His case is for a lot to judge, But whosoever returns to Riba, such other dwellers of the Fire, where they will abide forever, Allah will destroy Riba and will give an increase for sadaqa and Allah does not like disbelievers and sinners.

00:49:13 --> 00:49:18

And as I'm saying the insanity of this is visible it is live itself Who on earth would want to accept

00:49:19 --> 00:49:30

a declaration of war from Allah that's the next day and we'll end with that well as well as in Armando de la was aroma kameena Reba enquanto momineen for a lambda follow

00:49:31 --> 00:49:35

me men Allahu wa salli wa in total COVID

00:49:36 --> 00:49:59

la Li Muna wanna la moon? Allah said, oh you believe fear Allah and give up what remains of interest due to you from Riba From now onwards if you are really believers. And if you do not do this, then take notice of war from Allah and His messenger. But if you repent, you shall have your capital sums do not deal and justly by asking

00:50:00 --> 00:50:27

More than that, and you shall not be dealt with unjustly by receiving less than your capitalism's question to ask myself and obviously you know the answer. Do you want to accept war with Allah and His Messenger Salas Allah? Obviously we don't we ask Allah subhanaw taala to protect us from all forms of disobedience. And we ask Allah subhanho wa Taala to make it easy for us to obey Him. And we ask Allah subhana wa tada to be pleased with us for Salalah harana Bukhari while he was I was right there I met Dr. Muhammad

Share Page

Related Episodes