Mirza Yawar Baig – Living Islam #65

Bismillah al Rahman al Rahim al hamdu Lillahi Rabbil alameen wa sallahu wa salam ala shadowfell MBA, mousseline Muhammad Rasulullah, sallallahu alayhi. Wa, seldom at the Sleeman, kathira costiera. family.

My brothers and sisters, somebody asked me a question

in an interfaith dialogue once, and they said, Why Islam?

So I said, because Islam works. Why Islam because Islam works.

Now, what do I mean by that?

My frame of references, that if I say something works, whether it's Islam or anything else, it has a very present day context. If I say Islam works, what am I saying? I'm saying, Islam works today, as a means of making us successful in this life here in this world, the fact that when we follow Islam, we will also benefit in the akhira We will also benefit in the hereafter. This is a benefit. This is a bonus as far as we are concerned. But Islam when I say Islam works, I mean, it works here today as we speak. Now, why is that even worthy of speaking about because Islam actually came

in the seventh century, when Rasulullah sallallahu Sallam announced it, and preached it

15 centuries later, 14 centuries later, Islam still works. And I think that is an absolutely remarkable thing that we can all as Muslims, be proud of. Having said that, let me say, also, that Judo works, karate works, Aikido works.

Eating a good diet works, staying away from all additives works. What am I saying? It works, if you practice it,

knowing about Islam is not sufficient. practicing Islam is the key just as practicing any of the other

practices, or martial arts or ways of clean living. They work if you practice them, they don't work if we just know about them.

Now, what are the things about Islam, which I want to talk to you about when I say Islam works. And when we talking about things, which may seem to be seem to be very simple, but believe me, every single one of those things, is hugely powerful. It is simple. And this is the beauty of really powerful laws, which is that they are simple. They're not complex, complicated things that require some great scholar to explain to you and they require you to get a PhD. Very simple, straightforward things, but they work wonders. The first of them is smile, just smile.

Now, why do I say that's important? Because it is so important that also relies on a certain set that has smiley sadaqa. Just think about that. What is the meaning of the smile is a smile on your brother's? That is service? What does it mean? It means that every time I smile at you,

that smile is being recorded. In my book of deeds on the Day of Judgment, this smile will have a weight according to what Allah subhanaw taala chooses to give it when it is on my scales. And this one smile can become the difference between Jana and Jana, as far as I'm concerned of the Day of Judgment, and all he did was smile.

A smile is a unique thing, because this is the we are the only species among the mammals who show their teeth. When we are happy. Everyone else shows their teeth when they are intensely unhappy. But we show our teeth when we are happy. So let's show our teeth. Right? Don't wait for someone to take you to a dentist to see your teeth. Smile. Now, why is mine important also for another reason, which is a smile indicates an internal state of happiness. And a smile indicates a heart which is content. A smile indicates a heart which is happy. Now you might say well, you know, this is okay, but I'm not happy. I'm not content. I'm not worried about problems. I am tense and so on and so forth.

Right? I'm angry. I'm irritated. So big deal. I mean, I can't smile. If I smile. It doesn't really reflect what's inside me because inside me there is no happiness right now, as I speak to you inside me. There is no happiness. somebody tells you this

You know what? I would say smile anyway. Because the beauty of the smile is that the smile creates happiness. Now, why do I say that from my corporate hat? When I was adding the travel division of DHL in India, we did something called frontline leadership training. And this was a guy who came out of Singapore and ran these courses. Very nice, very beautiful training. One of the things that he trained the people was the telephone operators in DHL. The people who pick up the phone and they were told two interesting things. First of all, they were told, do not pick up the phone on the first ring. Do not pick up the phone on the first ring and we are talking about I am talking about

1993 so long before cell phones and so on games, we're talking about landlines. And and in India, why not on the first line, because the first ring sometimes the false ring, it'll it'll ring and it'll stops and you're wasting your time putting your hand out. And it is a wait for the second ring. It's not too long. It is not immediate. So you pick up the phone on the second ring.

And then you smile. And you say good morning. This is DHL. How can I help you? Now think about this. The point is, we're not talking about a video call, you're talking about an audio call. And the standard answer would be what does it matter to the person whether I smile or not, they're not seeing me. Listen to this. The same thing said without a smile. The same thing said with a smile. You can hear the smile. You can hear the smile.

But my name is DHL. How can I help you? Good morning, this is DHL. How can I help you world of difference, a smile can be heard. And you know what he does. You smile and you smile and you smile. It affects the heart. So the smile is a reflection of what is in the heart. And the smile also affects the heart. And believe me as a Muslim when I smile because my enemies will allow me to smile. This is sadaqa This is a good deed which is recorded on my skills.

smiles are the best thing in the world as far as customer relations are concerned. There is no customer relation course in the world, which talks about not smiling.

Right? Why Islam? because Islam works. Number two, another very important thing, which is to express to express appreciation and thanks. Now

think about this.

Many times we say well you know doesn't the person know already? What is this thing I have to keep on saying thank you to my wife, I have to say thank you and my parents have to say thank you to this person, that person Why should I do that? Don't they know that already?

The question is, see what Allah

Allah subhanaw taala said insert into the aim. That is which we know waste ads on Bogum lane Shakur Toma as well in Guevara tome in alajuela, surely, Allah merityre, etc. And remember the time when you are rubbing out

and said, proclaim this, that if you are grateful to me, I will enhance my blessing, I will do more for you. And if you are ungrateful, then remember my punishment is severe.

So to those who say, Why should I say why should I thank Don't say no. My question to you is, doesn't Allah know?

So why is Allah subhanaw taala ordering us to thank and not just ordering us? Allah subhanho wa Taala is

threatening us with punishment, if we are not grateful, if we don't thank why, because gratitude, expression of appreciation, thanking is about me, it is not about you, when I take a favor and I do not think I am saying something about myself and that something is not nice, it is not positive. When I take a favor and I thank the person that I'm saying something positive about myself. I tell you in an interesting incident,

I was teaching a leadership course for GE in Chennai. And it so happened that the

the entire lot of participants in that course there were about 3035 people, they were all of them were Tamil Brahmins, in what we call affectionately termed brams. All of them now I know I you know, I know several I speak Tamil and I've lived in Tamil Nadu for many years. So I know that the Tamil culture very well, and especially the Tamil Brahmin culture, now the town barren culture, literally it's, I mean, I'm generalizing, but it's true.

Every morning in Tamil in Bremen Bremen house, the lady of the house wakes up before the men, she has a bath, she does a Puja, then she goes into the kitchen, and she makes filter coffee. Now filter coffee is absolutely superb. The best coffee in the world is made in Tamilnadu. It's called filter coffee is made freshly ground coffee beans made in a filter. And then it is served in two steel glass in a steel bowl. And that's how they drink it. Now, while this is happening, the men of the house wake up and they get ready. And then the lady she serves on the coffee, and they drink this winter coffee and read the Hindu newspaper.

So I did a two day program and the first day, I usually have some kind of message to tell people so I said to them, I described the scenario. And I said does this apply to this Amazon? Of course, all of us. So I said tell me something. One day, if that lady in your house and maybe your mother, maybe your wife, maybe your sister, whoever if that lady one single day only if she does not give you that coffee, will it make a difference to this? Oh, of course. Of course. The day is not done. You know if the if if I don't get that coffee, it's like my days ruined. So I said, I have a question for you. My question is, how many of you tanked that lady? How many of you said to that lady, thank you

very much for this coffee, which you make for me every single day.

There was dead silence. I mean, these were good, honest people. They were not doing like dead silence. And then interestingly, the guy sitting right in front, middle aged guy, he started sort of almost guilty. So I said to him what happened? I mean, I did I crack a joke or something. annoyingly, he said no, no, no, sir Abdullah's. He said, my wife, if I thank her, she will die of shock. So I said, let her die happy. Please go and thank everybody had a big laugh. They left the following morning. Day two. I always go early. And I was at my computer. And you know, a young guy, one of the young guys in the in the course he walks in. And he says to me,

then he said, Sir,

my mother told me to thank you.

So I said, Well, thank you very much. And thank your mother, by when but who's your mother? I don't know your mother. Why did your mother tell you to thank me? He said, yesterday, you told us go and thank the people who are doing this for you. He said, so I went. And I said to my mother, thank you very much for this coffee, which you give us every day. I'm most grateful. He said my mother's instant reaction was omega disorder, the era Sana. He said Who told you to say this? So he said, I tried to pass it over and said no, no, no, you know, I realize he said, No, no, don't give me all that. I know you. You didn't realize anything. Somebody told you to thank me. Who is that? though?

He said, my teacher told us to thank you so much. I said tomorrow morning, when you go first thing go and thank your teacher for telling this. I think about that. How many of us have people who add value to our lives on a daily basis? Every single day basis? Do we say thank you to them? Do we thank them for what they do.

And that is why I say to people.

Very often the people who add value to us on a daily basis are the ones who get ignored. We might thank somebody on a special occasion or something like that, but your family, your wives and husbands as the I let me talk to them. And I ask them and how many of you thank your wives for the fact that you come home to a heart home cooked meal every single day? How many of you, thank your wife, because you come home to our house which is clean and neat. To a bed which is made. Unless you are like me who makes the next round bed but otherwise, right? How many of us do that?

To the women I want to say this? How many of you thank you as words, for going to work on a daily basis. Every day the man goes to work. Some of them work in jobs, which they really don't even like, they work for people they don't even like, but they don't kick up, they don't kick off the job, they still go to work because they want to make sure that you are comfortable in your home. How many of you, thank you, I was gonna say, thank you very much for doing this for us. How many children thank their parents for fulfilling that every need and every desire. How many children even know? What is the kind of sacrifice that the father or the mother makes in order to fulfill their desire and the

need? I remember in our lives

In our home, one of the stories that is taught, is my father is used to tell me that my grandfather, my dad, or his father, he said, five years, I was in medical school. And he said to me, your grandfather did not even buy one handkerchief. For five years, your grandfather didn't even buy one shirt, he didn't buy any new clothes, because the money that he had, was only sufficient to pay my school by my medical school fees, medical college fees. And so for five years, he denied himself. I think about that. How many of us, thank our parents, how many of us tank our children

for what they do for us, for the dryer that they made for us?

How many ones do that? So let us get into this habit of thanking, and every time the thought comes, why should I thank God no, ask yourself doesn't Allah know? Because thanking is about ourselves. As soon as a solemn made this even more specific way, he said, the one who has not thanked the people has not thanked Allah subhanho wa Taala.

Yet we all know that this

one will not thank the people has not thanked Allah subhanaw taala to let us get in this habit of thanking so the first thing you're going to do is you're going to smile at people. The second thing you're going to do is you're going to go after the lecture, and thank the people in your life who make the best, the most difference, do, please, you're going to do that. The whole purpose of this lecture is for you to practice what you're hearing here. So I want you after this lecture, to go and thank the people who made a difference to you in your life.

Number three,

and this is the lifeblood of all relationships. There is no relationship in the world, including our relationship with Allah subhanho wa Taala that can last if we do not have this one thing. And what is that one thing, forgiveness of the user forgiveness, the willingness to seek forgiveness, and the willingness to forgive others. And I don't mean sending a WhatsApp message to overworld saying if I did something wrong, forgive me that is nonsense. If you did something wrong, you know what you did. Go to the individual who you did that to and seek their forgiveness, go and grovel, go and find out their feet and not your nose in the dirt if you need to. But make sure that you have sought

forgiveness. If they don't forgive you, even despite what you have done, then the onus is on them of responsibilities on them. But did you seek forgiveness as well? Second part of it, if somebody is asking forgiveness, blue forgive them, the normal thing to do is to forgive them this is what a solo solo solo does forgive people. I think about that, if rasoolillah is on his element not forgiven, the people of tie dye if would have ceased to exist

right time would have ceased to exist. There would be no time. And if there was no time, among other things.

We would not have seen Halloween earlier.

No, we will not we will not have seen

we will not have seen our new costume. And modern costume is important because you brought Islam to our lands,

there will be no more because I dive with all its

inhabitants would have been annihilated. And we know that and we know why I'm saying that. Number two,

if Rasool Allah Allah not forgiven, the people of Makkah, the people who plotted and planned to assassinate him, the people who did their best to assassinate his character, the people who maligned him, the people who back beat him, the people who slandered him. The people who told and spread lies about him.

The people who left no stone unturned, as we know until they even tried to physically kill him.

If he was alive and not forgiven them, there would be no hardly been any of the alarm. There would be no armor class or the law, there would be no soufiane or the alarm.

There would be no suhaimi armor on the lawn, the one who negotiated the treaty or will they be why is important? He is important because in the times of

Windows who has passed away and say that

became the halifa when people refuse to pay zakat.

The person who stood and held my car together and did not allow the people of Makkah to

refuse

Used to be a sucker to fall into it that was helping. Even the governor of Makkah went into hiding things were so drastic and so bad that even the person who was sent as Governor omaka went into hiding and swell when when Mr. Ravi Alonzo, he was a great orator, and he held maca together, there would be no swell when our universal SLM had not forgiven the people of Makkah. And finally, and of course, the list is long, but I want to end with that which is there would have been no al washy, been harmed. Another Allahu hos who spear would not have been able to say Marcel Barker's up if

he had not forgiven him, these are the, this is the quality of forgiveness, you need a big heart like the heart of Amazon seller, we cannot get that heart but we can ask Allah subhana wa Taala for to help us. So the first thing that we are going to do is smile at people. Second thing we are going to do is express appreciation. Third thing we are going to do is to forgive people, right? forgive people, do not carry grudges, carrying grudges is the most stupid thing in the world. Because when you are getting a graduate like holding a live call in your hand, the only one it burns is yourself. Nobody else right, forgive people, forgive people and navision again, came in there and he said, If

you forgive the person on the earth, Allah Subhana, Allah will forgive you in the heavens. So, that is I think there are many are these are on this, there that I add the parameters, but this is sufficient for us to say I want to forgive because I want Allah to forgive me, the most beautiful delille for this have not bearing grudges is the ayat of surah to know where Allah subhanho data revealed this is in response to the action of overcast

where Allah tala prays.

And then he advised and then he asked a question, and the relay and the incident relates to the slander on our mother O'Meara say that? I shall see.

When she was slandered, there was a man who was a relative of avant garde.

And he was receiving a pension from Saison, Abu Bakar.

Yet, the man participated in that slant. And when he did that, I woke up, quite justifiably

got angry, and he and he said, I will stop giving this man that pension is a financial assistance and loss.

And that loss around doesn't lead those lead not those with virtue and wealth among you, I imagine there's a loss, right? And this is the Shannon who's the as governor of the of the IRA, to therefore the person being focused on is our consider for the runner, and Allah subhanaw. taala is calling him a person of virtue and wealth. So let's saying let not those of virtue and wealth among you deny to give assistance to the poor, and the majority and and the answer and so on and so on. And and then a loss rather than as this question and said, Would you not like a loss rattle data to forgive you? So as I said, forgive them and pass over them.

Because would you not like Allah to forgive him? I think there is no delille which is more powerful and more beautiful than this one. So here is Allah, that is saying very clearly, that for you, if people don't carry grudges, forgive people, because you want Allah Subhana Allah to forgive you. The third thing we are going to do is to forgive people. The fourth thing, again, Islam works, things that came to us in the seventh century, which work to this day. The fourth thing that we are going to work on is to give more, you know, in customer service, which is one of the things that I that I teach in my corporate consulting practice. in customer service, we use two terms, customer

satisfaction, and customer delight. So customer satisfaction is when you are giving the customer what you have contracted to do.

So there's there is a you have decided that you want to give something and you are giving that hamdulillah This is justice. This is correct. And this is what we should do. Customer delight is when you give more than what you had contracted to do. Now I'll give you an incident which happened my life. The incident was that I was injured. In 2003. The whole year, I was living in Jeddah, and in that year, one day I was returning home to India. So I decided to take something from my father and he loved perfume. And it so happened that that evening, I was also going to dinner to another friend of mine. Now who was one

other directors of the of IDB Development Bank, so I was going to his house for dinner. So I went to this perfume, this perfume shop. And I asked him, I needed to bottle the perfume. So I asked him actually, I wonder I said, Do you have the perfume of the kisser of the color? You know, the color of the cup? So the man's wild is no, no, there's no such perfume. Because the purview of the geese was a cowboy is not one perfume. It's a combination of several perfumes, and it's not sold as a brand.

So I said, he said, I don't have it. So I said, Well, if is there somewhere else I can go to find this. Now it's not sold as a brand. You can't find it anywhere. So as

I browse around the shop, I picked two bottles of perfume, one for my dad, one for this friend of mine, and I came to the counter to pay him.

The two bottles, I put the bottle on the counter, the man took the money for those two bottles of perfume, he put them in a bag, and then he gave me a bottle of perfume. So I said What is this? He said, this is the perfume of the kiss of the cover. So I said, I thought you don't you don't have it. He said, No, I don't have it. But I made this point.

You don't mean you want it for your father. So I made this foil. So this man now takes several perfumes and he mix them up. And he makes the mix make this perfume just for me because I mentioned to him that I'm taking something for my father. So I was absolutely thrilled. I was delighted. So I said to him how much for this, he said, he said this is heavier, this is a gift to you. There's no money Please take it. Imagine this is a double delight. The first of all, the man is giving me something which is not even by I can't even get it anywhere. And then he's giving it to be free. And this is the issue of give more. Now, what is this? Why must we do that? Because this is one of the

teachings of a Saracen salon, he said when you were give more obviously give the give the correct weight, because this is what you have contracted to do. But give more and remember this does not apply only to Weights and Measures. This applies to everything in life, when we are dealing with people always give more give more than what is due. Because that is what gets you customer delight. People are happy if they get what they have contracted for. But people are delighted if they get more than what they asked for. So this is the fourth thing that we are going to do. fifth thing is a headache and I without where as soon as I said, Whoever accepts back what he had sold to a Muslim to

a person, Allah Subhana Allah will forgive his sins. See how in Islam, the beauty is that everything is connected to our rocker. So if we do something that not only does it benefit us, not only does it make us popular and and not only does it make us powerful, not only does it get us good customers and friendships and relationships, it is also totting up in our books or records. And it is also on our scales, when we meet Allah Subhana Allah insha Allah. So here as soon as possible, saying you sold something transaction is over gone. But if the person comes back later, following day, whatever and says, I want to return this, take it back. He said, Don't refuse, take it back. And if you do

that, Allah will forgive your sins. Just think about these two things. give more. And take back. What do we see in the corporate world today? You see free upgrades, we get a phone, and we constantly get free upgrades, software, upgrade software upgrade, you paid for that for one time, you're getting software upgrades throughout your life? What about free returns, just walk into the store and return people take back anything, whatever you buy, I remember in my

youth, we used to have shops in Hyderabad, where there was there were two signs one was we trust in God, everything else strictly cash. And the other one was Gold's once purchased, will not cannot be returned or will not be taken back. This is the opposite of that Islam allows rather is to say, even if it's only if the person come back the next day, don't give him a hard time. Take it back. Don't ask him why how No, no. I mean, you might ask him why in order to discover a fault in the good but if he doesn't want to say it or something, take it back. And then he linked it to our own benefit. And he said if you do that, Allah subhanaw taala will be pleased with you and He will forgive your

sins. See how every single day I told you smiling, expressing appreciation and gratitude, giving more which is customer delight, taking back goods sold. Every single thing today is practiced in the corporate world. met every single thing, appreciation. You know one of the one of the big mistakes that we make which is a misunderstanding of, of the head is where people say

No, no, I don't want to praise you to your face. But think about this, there is a huge difference between expressing genuine appreciation and praising as in flattery. Now flattery is lies, because you are saying about somebody, something which is not the truth, you are extolling and exaggerating that person's qualities. And this is false. This is what people do to, to Kings and to, you know, bosses and to people they're sucking up to where they flatter them, and they're telling lies that this is something which is haram. This is private and Islam, but to appreciate somebody to say thank you to somebody for what they have done to just appreciate their work. Not only is this permissible,

this is your order to do that. And Russell as restaurant did that in public, to the face of the person.

They begin to the line for this, who said, Every oma has a trustee has an amine. The army of my oma is Abu Zubaydah

who said this Muhammad Sallallahu sallam, where did he say in public to Abu Zubaydah, to him to his face in the presence of other people? Is this not praise? What is a bigger praise than this?

Now he's praised, and he gave these beautiful titles, which are remembered and with which we refer to these people 1400 years later, who said, Who gave the command of the army to Khalid bin Khalid, and called him say for life, the sword of Allah?

Who said that? Did he say it quietly, somewhere? Did he say it behind his back No, to his face in public?

How much Khalid bin one is on their land who have felt at that time?

There's a beautiful corollary to this story, how many years later, Khalid was dying, he was on his deathbed, and he was very, very sad. One of his friends came and sat by him and this is why you must have good friends. His friend came and sat by him and had him he said to him, he said, Look at me, he said, There is not a an inch on my body, from the top of my head to the bottom of my the soles of my feet, which does not have the warned the scar of a wound of a sword or a spear or an arrow.

He said, I have sought, I have searched for Shahada.

I've searched in war I have looked for I have been in the thickest of conflict, and I wanted to die for the sake of Allah subhanho wa Taala in battle, and he said, Look at me today I'm dying like a camel in my bed.

His friend smiled and he said to him,

he said rejoice. inshallah Allah subhanho wa Taala will reward you for your deeds, and inshallah Allah will give you Jana. But he said your fate was sealed the day mohammadu Rasul Allah sallallahu Sallam called you Saifullah because the sword of Allah cannot fall cannot be defeated. How could you have fallen in battle?

Right.

Who said

that if Nobu, what

Wants To Be Continued after me? Mr.

Rotella no would be the next newbie Who said this?

No. So Elijah Sallam said this, he said it to ama and he said it in the presence of others about the law on eBay. And finally, who said on the Thursday, after salado, Missouri, in the hotbar that he gave the Thursday before the Monday when he passed away.

Who said in that budget, which was jam packed with people in Missouri, the Nevada Sheriff who said that I have returned the favor of every one of you, except that of Abu Bakar.

And Allah subhanho wa Taala will return the favor of Abu Bakar or the Llano on my behalf, who said that were

sitting there right in front.

weeping because he knew what Russ was referring to.

Our ancestors don't get mistaken. If you are not appreciating people, you are a fort. Appreciate people tell them to their face in public. If you want to criticize somebody, take them aside quietly alone by themselves and speak to them. But appreciation and thanks, do it publicly due to the face of the person and when you are doing that know that you are following the Sunnah of the

Hamad Rasulullah sallallahu alayhi wa sallam said,

we come to the fifth one, which is to honor your commitment. You know the greatest compliment that mother that Mangia might paid me today. May Allah bless him and Jacqueline Fernandez Munchausen for saying that and what was the thing he said? He said that I am never late. He said uh Never have I been even one minute later hamdulillah I can say this. And I am thank Allah subhanho wa Taala for this and whoever has been with me in which our country will vouch for this that I am never late. And I'm not saying this. I'm not boasting but I'm saying that because I am make sure that I stick to times And why is that? Because this is the Sunnah of my hubby. And my hubby and my raso and my email

mohammadu most of us are not highly he when he was over selling Rasulullah sallallahu was never laid. Imagine this Deen of ours is a Deen which is time based. Allah subhanaw taala gave us Allah. Allah did not say pray whenever you feel like pray. Allah subhanaw taala said in Salah Ghana, mini Nikita makuta Allah Allah said Verily the Salah has been prescribed on the believers at specific times.

Right? Not whenever you feel like Allah did just some time in the day no specific times.

Fasting in Ramadan, specific time from the time you see the moon.

And if you don't see the moon complete 30 days, when do I break my fast you see the moon, if you don't see the moon complete 30 days specific time, I want to do Hajj, the karma is there. The karma is going over.

And I said make it my doula. When I feel everyone today, can I go I can go, I can make the guy either touch your shirt at a

specific time.

Right? Our deal is based on time. And yet today, we are the people. We laugh about it but we should be ashamed.

We say Muslim time with the Arab time. What is this?

This is so shameful.

This is so so shameful. punctuality is about your honor. When I tell you, I will meet you at this time, I tell you, I will do something for you at this time. It is a my word. My Word is my honor. My Word is my signature. My Word is my face. If I tell you, I will meet you at this time, and I don't meet you. I am saying to you something else. I am saying to you that I am not worthy of being believed. Please don't believe me. I'm an unreliable person.

I have no self respect. This is what I'm saying to ask yourself, Is this what you want to say about yourself to people, that you have no self respect, that you are unreliable? That you should not be trusted? That you should not be believed? Is this what you're saying? Because that is what you are saying? Is this what you want to say?

A man was to meet a solar cell at a particular time at a particular place. When

the man wasn't there, he waited for about an hour he got went back the next day at the same time you went there, the man still wasn't there. The third day when when the man came, he was absolutely flabbergasted. He was very ashamed. very embarrassing. jasola I'm so sorry. I apologize, I completely forgot and so on and so on and so on. No problem. Why? Because that's what his point of view would have been. I am doing something which reflects me and my character. What the other man does, reflects him and his character that's up to him.

I don't behave this way because of somebody else. I behave this way because of me. When I am behaving in a particular way I am reflecting my own raising my own upbringing by my own parents, my own teachers. So please, keep to times punctuality is a part of the punch when I'm not being punctual. I'm giving this message to people to say I'm unreliable do not trust me. Ask yourself is that the message that you want to give?

final point, very, very important.

Which is

no debt.

No debt, again, is part of Islam. Islam is a beautiful religion which came to show us how to live our whole life. Ask yourself why is it that so much of time and energy and Allah revealed so many hours in the Quran, including Allah subhanho wa Taala declared war on the person who deals in interest? Islam is supposed to be a religion right? So religion means we should be really restricted to say okay, worship God in this way and so on. So what makes this sacrifice whatnot? End of story. Why is a lie interesting.

In my business, why isn't Allah interested in my shop? Why is Allah telling me borrow money in this way, which is without interest as venture capital as equity and don't borrow money as debt and don't pay interest? And he's saying do not lend money as debt. Why? Because Islam is a complete way of life. We do not borrow money we do not get into debt because debt is lies. Islam is a religion which is based on the truth.

If I'm living in a house, which has a mortgage, which I owe to the bank, and I say to you please come to this house, and you ask me what do you own the house? Yes, this is my house. I'm lying. You don't own the house. The bank owns the house.

We worship Allah subhana wa Tada. Who is Allah? Cole.

Cole, Cole rabuka

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Padilla have come up you

will have co mirabito for Mantua, for human on lunch. For

insulting gaff. Let's say my rub is Huck.

He is the truth. We don't worship concept. We don't worship mythology. We don't worship imaginary characters. We worship Allah subhanho wa Taala. Who will hi Eureka yo is alive. He is established.

Who are Samuel Busey.

He listens he hears and he sees who Ali moombas that is pseudo. He is aware of and is knowledgeable of what is in the hearts.

And so also, in business transactions, we deal with reality

that is imaginary. That makes you feel that you are wealthy, because you borrowed his money. But the money wasn't yours. And what you're paying back is far more than what you would have paid if you had just bought without credit.

So in business is how do I make money? How do I how do I access capital, you access capital through venture capital, venture capital financing, through a sharing your equity, not through debt.

So I've told you now, totally how many things seven things. Number one, smile. Number two, express appreciation and gratitude. Number three, forgive people and seek forgiveness. Number four, give more customer delight. Number five, free returns and refunds no questions asked. somebody buys something digs it, bring it back. Take it back. Don't refuse. Number six. Keep your honor. Keep your word. Your word is your honor. And the best way to see that isn't on geology. And number seven is no interest dealings. Nor that ask a last rather than agenda to enable us to appreciate this beautiful religion we have which is so applicable and so powerful in this world today 14 centuries removed

from the day it was announced by our heavy our Navy our also our rehab behind home we wish to enter Jannah inshallah, Muhammad Rasulullah sallallahu alayhi wa sallam. Let us I ask Allah to enable us to appreciate that and to practice that to the best of our ability. For Salah Harlan Abdul Karim Allah Allah He was ibH may be referred to gamma Hemi was Salam aleikum wa rahmatullah wa barakato.