Isam Rajab – Fiqh – Understanding the Religion 12/14
AI: Summary ©
The speakers discuss the definition of Zakah in Hong Kong, including the meaning behind "verbal" and the importance of obligatory tax. They also touch on regulations on Islam, including mandated schools and cars, and emphasize the importance of avoiding negative consequences. The speakers emphasize the benefits of giving money to others, including improving feelings towards others and avoiding negative consequences. They also discuss various conditions required for Z effort, including profitability of livestock, the number of animals, and the minimum amount of property liable to payment. The importance of memorizing certain information and practicing is emphasized. Finally, the speakers discuss factors affecting the cost of farming, the use of gold and silver, and the value of gold and silver in relation to the amount of money people pay. They also mention a woman who wants to pay $12,000 for her diamond gifts.
AI: Summary ©
So I want to control our cattle. Welcome to the class. Today, inshallah we'll start with this account
or our own stocks.
After we discussed, the taharah, the Salah, now we are moving to this occur.
This is the third pillar of Islam in Hong Kong. Now, before we start with the rulings, we have to ask about the definition of Zakah.
What's the meaning of zakka?
charity?
It's not charity.
Yes, charity is something you give whenever you want. But there's a cap, do you have the option? Or do you have to pay it? You have to pay it. So it's not charity. Also, the other thing, charity is unspecified. You could pay whatever you want, but does occur, it is specified, there is a specific amount you have to pay. So it's not charity. What is it then?
There is no specific translation. That's what we're trying to do now. Do you have something
specified amount of obligatory tax?
Well, if you say a specified amount of obligatory tax on what
what you have for one year? Well, still it's not correct, because what you have for one year
may be subject to tax to the Zika and may not be subject to the soccer because you don't pay soccer for everything. The pays a car for your watch.
The pays a car for your car,
you're using your car. So what do we do? Still? It's not
specific, we need a correct definition. Yes.
Giving?
Giving what
giving money
yes. Do we have something from students online?
Yes.
obligatory payment on specific things as outlined by the Quran Anderson this is this is sufficient This is good. Now linguistically, what's the meaning of Zika?
Yeah,
both Arabic or English?
What?
No linguistic meaning.
Yeah. Zakah
means growing growth, nama also it means purification.
Because it is as if you are purifying your money by paying this account.
Now, again, people
think of what they are paying not for they are getting. So if they have $1,000, they have to pay $25. And they say, Oh, I will pay this. Instead, you have to think that you are growing your money. You are increasing your money. That's the meaning of the car. That's why it is it became obligatory
when the car was mandated.
What you
sixth of April?
No.
The second year of the same year, fasting was mandated. The soccer also was mandated on the second year of failure.
What's the advantage of legislating this occur? Why is the case obligatory?
Again, it's not as what some people think. Whenever I want to pay I will pay whatever I want to pay, I will pay no you have to pay. The moment that the car is due and you don't pay it. It's not your money anymore. It's the right of the people
recipients of the Zika. So why is the care is legislated.
solve the problems of the poor, purify the wealth.
purify yourself, it's not only for yourself, but also it's for yourself. When you are stingy when you are holding the money, and you pay the soccer, it improves yourself. It gives you the habit of giving. It reminds you that you got this money, there are people who don't have this money, you may be like them one day, it improves your feelings towards others.
It eliminates all the problems of the society.
Some people they need money, if they the others don't want to give it they will remain poor. While in Islam, they have to give it if they don't give it the leader, the Muslim leader, he has to take it from them. Now look at the world nowadays. What are the problems do we have? How many poor countries do we have?
many poor countries, why isn't there enough money in the world?
There is lots of money. But what's the problem? It's not distributed justly?
And it will never. We have lots of organizations, lots of charity organizations we have the International Bank, we have
the business economy, all these experts.
Can they tell us when
there will be no poor on earth?
Can they tell us that? It will never be here in America how much they pay tax?
sales tax? How much?
eight point 25. Right. Now, in Islam, do you pay eight or you pay less? Much less? But it is enough. Why? Because it is distributed justly.
At the time of format of novel Aziz Rahim Allah, within one year, there was no poor person on earth.
That's the justice of Islam.
Islam guarantees, I guarantee you if people applied Islam only in the financial aspect, there will be no foreigners
within a very short time, but nowadays, ask all the experts, even the the International Bank, governments organizations, they cannot guarantee that on that specific day, there will be no more for people they cannot.
Why because there is no justice.
Now, this is one great thing about Islam, there's a car,
the car is not something that you're giving.
And you want to tell the poor that this is a favor from you, it is duty, you have to do it. Just like here, if you don't pay the tax, what will happen?
You will be in prison, they will take it from you.
But again, the difference is huge. Islam does not tax you for everything you have only for the things that you don't need only for the things that are saved. So with this introduction, we'll move forward inshallah, to the types that are subject to this recap. We have five types, the guy is obligated on five types, always remember the number. So whenever you wanted to ask, Is there an account this thing or not go back and see Is it one of these five things or not? The first thing livestock
Zakah is obligatory on livestock.
The second thing, gold, silver, and cash.
So we have livestock we have gold, silver and cash.
crops.
This is the third thing crops.
The fourth thing fruits.
And the last thing merchandise
out of the T jar.
So we have livestock. We have gold, silver and cash. We have fruits, crops and merchandise.
These are the five things.
Now what's the advantage of knowing them? Whenever you want to see if something is subject is accurate or not you go back.
Someone has 10 horses.
How much should they pay for this occur?
Nothing Why?
It's not livestock. Exactly. You see that's the advantage.
That's the advantage.
Whenever you limit the things that are subject to the cow
You know,
what you should pay and what you should not pay zakat for. So we will start with the first thing, the livestock. Livestock
includes three things on
camels, cattle, and sheep,
camels, cattle and sheep.
You have 20 chickens, how much the paisa
you don't pay zakat Why? It's not livestock. Okay, that's the livestock, camels, cattle and sheep.
So we have five things, five types
that are subject to Zika. First one is livestock, what what's the livestock three things, camels, cattle and sheep. We'll start with the livestock with the conditions, there are six necessary conditions for the zakka to be obligatory on these things.
Without them, the car is not obligated. So it's not even enough. Even if you have camels. We wait until we look at these conditions. If they are met, then you have to pay zakat. If one of them is missing, then you don't pay the first one. The owner must be Muslim.
The owner has to be Muslim. Do we go to the non Muslims and we tell them, hey, there's a guy you have 10 camels? No, they have to be Muslims first.
Number two, he must be a free person, not a slave. Now the Zakah
is due on money. And the slave has no money, the money that he has.
He owns it to his master. Therefore, in order for this to become obligatory, you have to be free.
is the second condition the third condition, he must be the sole possessor of the livestock.
You have 10 camels, and someone came to you and he told you you have to pay the car.
But you don't own these camels. You are using them
for five months for six months, and then you return them do you pay the car? You're not the sole possessor. So this is another condition. Condition number four, the number of the livestock must meet the required nisab. This is a new word
nisab.
What do we mean by the sub?
Exactly. That's what we mean by new sub there is the sub in livestock. There is the sub in gold, silver and cash. There is the sub in fruits, there is no sub and crops. And there is the SOP in merchandise. That's the the SOP it's different. So it has to meet the minimum which is required the SOP
it's defined here the minimum amount of property liable to payment of this occur.
Number five, the owner must possess the livestock for a full year.
So let's say he's a Muslim, is a free person. He owns this.
He met the required nisab. Do we tell him tomorrow you will pay the Zakah.
It has to be kept for one year.
one full year. We mean by the year 355 days, the lunar year
the lunar year 355.
The last one the animals must graze freely.
What do you mean by that?
Yeah.
If you pay for them
for their food,
you bring the seeds. You bring the grass, you're paying for this then you don't pay soccer.
These are the six conditions
for the Zika
on the livestock.
Now we will start with the camels.
So we have first five types subject to Zika.
One of them is the livestock we have three types of livestock, camels, cattle and sheep.
We will start with the camel. We have six conditions required in order for the cat to become obligatory on the livestock.
Now, the nisab of the camels, the minimum amount
there's a count on the first five camels is a sheep.
Hong Kong.
First Five camels is a sheep. So if someone has five camels, how much should he pay? What should he pay? One sheep?
What if someone has four camels?
For camels? Do you pay anything?
No. For camels and have.
Can you have have come?
Yeah.
Actually, now this is a good question why they say you give the sheep
usually the one who has five camels. Because
at that time, even at their time, gamma was,
well, it's expensive until now. But at that time, it was a method of transportation. So usually, if you have five camels, that means you have a farm, you have a ranch, you're growing camels. And usually the one who goes camels, he has to have sheep.
Because again, the camel is too expensive. You don't start with camels, you have to have sheep. That's why they say if you have five camels up what? One sheep, what if you don't have a sheep?
Do you have to buy a sheep and to give it No, you could give the value of a sheep. So it doesn't have to be a sheep. But usually that's what happens. Even nowadays, like people who are interested in camels, they have camels, but most likely they'll have also sheep.
So the first five camels
up on sheep.
There's a cow on 10. camels is two sheep.
There's a cap on 20. camels is
for
each five.
One sheep. So 20 camels for sheep. What about this account? 15 camels.
Three sheep. It's not mentioned because it's obvious. Now. You know,
with five camels, you have to pay one sheep 10 camels, two sheep, 20 camels, three, four sheep. That means 15 camels,
three sheep.
These are important things Nowadays many people they don't know them. Why? Because they are not dealing with them.
You may ask someone about the Salah. He knows lots of a hadith about the tahara. But once it comes to the calf, many people they will start
it becomes difficult. So if you wanted to know the knowledge of someone in fifth, ask them about some Zika issues.
Now, the chapters will become a little bit difficult.
This is a count on 25 camels is five sheep.
No, it's not five sheep.
20 camels for sheep 24 camels
for sheep, the same 25 cameras she can if you have 25 cameras What do you pay? She can
what she can there is a specific she come it's called been to my heart.
What's the meaning of my heart? to bend my heart camel is a camel that completed one year and entered into the second year.
Yeah, more than one year.
So let's say this free camel was born
on January 2005.
Now you could pay it for the soccer if you have 25 because she's one year and plus.
Okay, so this is the soccer you need to know what to pay. And what's the age of the she can have that up. Five camels, one sheep 20 camels for sheep 25 camels once she come back
What chicama one year, finished one year and it's going into the second year. There's a cap on 36 camels now remember we moved from five to 10 to 15 to 20 to 25. Then to 36.
So what if you have 35? camels?
two ships and a she camel?
No.
Honestly, can
you pass that nisab you passed that level?
You paid the she camel. So it's only she can
you don't pay another sheep.
Once she camel went to my heart
36 camels again you pay a she camel. But what she camel
two years, which is called bent leg bone.
Juice Plus
Ben klubben.
The first one is when to my heart and the second one is been LeBron. But again remember 510 1520 2536 now we're moving to 46.
From 25 to 36, from 36 to 46. What if you have 45 camels
once you come on two years old, that's it. If you have 46 camels
you have also to pay once she can. What? What she can it's called HIPAA.
It's three years plus, it completed three years and it's going into the fourth year.
This is HIPAA.
Now,
why is this?
Who determined that it is 25 or it is 30. It is from the messenger sensor? It is from Islam? Because people will ask why? What's so significant about 35 camels?
I have five camels why I go to to pay sheep? Why don't I pay comm again, this is the religion? If you look at it, this is what is justice?
Why it is 2.5% you pay from the cash money. Now here again, the misconception that many people have you pay 2.5% from everything which is wrong here it's not 2.5% actually it may be the same. It may be very similar to 2.5% but it's different way.
You don't calculate and pay 2.5 you pay like that. Why? Again it is from the Messenger of Allah. He specified these amounts. And it was written to Abuja, Abuja, the Companion of the messenger Selim who came, and they listened to the hotbar and he wanted, he wanted it written. So the prophet SAW Selim told the companions to write it for him. We discussed this in introduction to the Hadith.
When we said that some companions they wrote the Hadith, even at the time of the messenger sallallahu sallam, one of these Hadith is this one, about
the resolve of the evil of the camels. Now if someone has 46 camels, definitely he has money, because how much is each camel?
How much is the camel? About 1000? Or more or less?
Or it goes more than $1,000?
Well,
well,
let's say $1,000. So if you have 46 camels then you have How much? For $46,000 2.5? Yeah, very close. Yeah.
There's a cat on 61 camels now again.
2536 46. Do you have 56? No, we go to 61.
There's a count on 61 camels is what?
A she camel
completed four years
and then turned into the fifth year. It's called Jeddah.
Now you need to memorize the names of the sheep camels.
The shortcoming of the first year
is what went my heart. The second year went Labone. The third year.
Haha, the fourth year. Java.
Yeah.
Just I mean, it's it's
liable to be married.
Because, yeah, the camel, I don't know the average life for camels. But they live.
I don't know, maybe over 20 years or so
20 months for the camel.
Wow.
Yeah, so it is different.
So the camel, less than four years.
She cannot be married
to a male camel.
So this is what you pay.
What about later on after that?
After 61
we'll discuss it later at least memorize this. I guarantee you.
Most of the people, even those who studied Islam, they will not know if you ask them if I have 60 camels how much I pay for the soccer. And who has 60 counts anyway nowadays?
Do you know anyone who has 60 camels?
How many?
One?
Very, very rare.
Maybe there are some companies because that's what they deal with. But very rare that some people they have 60 camels.
So we'll move forward to the second
type of the livestock, which is the cattle.
This account on 30 heads of cattle is a bull that has completed one year of age and entered into the second year.
But if you have 28.
Cows,
do you pay anything?
No. It has to be 30.
What do you pay if you have 30? a bull that completed one year and entered into the second year? Or
Hong Kong?
Or can you pay a cow instead of a bull?
Yeah.
Now
which is more expensive, the bull or the cow?
The bull?
Are you sure? Because I thought the cow is more expensive.
The bullets for me?
I fed the cows for me to actually.
Yeah, this is interesting. Also, because this is an issue of the soccer why I'm telling you this because even in the camels, what if someone has
36 cameras? What should he pay?
Two years, which is called
big club and then club one. What if he has a chic ammo? But she's three years Can he paid?
Yeah, if you have 2.5 and you wanted to pay 3%? Can you? You can the same thing here? What if either, because the rule again, the purpose of the rule, if you have the ball, you could grow your capital. But if you have only cows,
how they will grow. So maybe you say I don't want to give this bull Can I give a cow? If it's more expensive, then yes, if it's less than you cannot.
Now this is interesting if it's different from each country.
Okay, so anyway, this is a cat on 30 head of cattle is bull completed one year and entered into into the second year. There's a cat on 40 hit.
Now, don't be confused. In the comments. We have 2536 4661 here we have 3040
the second half
The head of cattle is a cow that has completed two years
of age and entered into the third year.
This tells you that the cow is more expensive actually.
Yeah, but what if things changed,
and the bull became more expensive?
It doesn't matter. You have to pay what Islam tells you.
So there's a cow 40 head of cattle is a cow that has completed two years of age and entered into the third year
later
you double the amount
for the cow.
Like if you have 82 cows,
the sheep
again the same thing. Do you know anyone who has 40 cows 40
How many?
A lot of people 40 cows.
Mashallah, that's that's fortune. actually imagine if you have 40 cows.
Yeah, they are expensive. Now the nisab of sheep.
This account 40 sheep is either a sheep that has completed one year of age and entered into into the second year, or
a goat that has completed two years of age and entered into the third year.
So what's the minimum? nisab for the sheep? 40
what's the minimum? nisab for the cattle?
30 what's the minimum nisab for camel? Five. Okay, try to memorize this.
You will not be able to memorize them. Because now you may think it's possible. After two weeks I guarantee you if I asked you you will not remember how can you keep these information? Try to practice.
Remember, imagine? Ask yourself always ask
the brothers the sisters who studied with you? What if we have 40 camels? What do we do?
5661 40 cows.
Okay, so the nisab of the sheep is 40 sheep.
If you have 40 What do you pay?
One?
What if you did not want to pay one sheep? What do you pay? goats? But the goat has to be two years. So this tells you which is cheaper. The goat or the sheep?
The goat?
The goat is is cheaper.
There are actually some goats they are very expensive nowadays.
Okay after 40 do we have 5060?
No 121
from 40 until 100 until 120 do you pay anything?
No until one to
one when you have 121 ship? What do you pay?
to ship? You pay to ship?
You don't pay anything? Just one?
Yes.
After 121 What do you have?
201 201
What do you pay? 201 three sheep.
Again, why? why it's not like the cattle everything.
Because again, sheep is cheaper. It's cheaper than the camel is cheaper than the cow.
So there's a cow 201 is three sheep.
There's a cow on 400 cheap is for sheep. So it begins with 40 then it's all the way to 121 then 201 then
400 from 201 until 399
do you pay anything?
You pay only three sheep.
So if someone has 201 201 sheep and someone else has 300
50 sheep,
they pay the same three sheep.
Okay, is that clear? The nisab of the cattle?
Now, we are moving to this account on gold, silver and cash.
How many conditions 400 beds for sheep?
over 400 for sheep and then it moves like every 100. Again, memorize this and then ask about the later on.
Yes.
Is there any specific age it was mentioned in the 40 sheep, it has to be one years old.
How many conditions?
Do we have to pay the soccer on the livestock? Six conditions. Now, how many conditions
for the cash silver and gold five?
Remember the difference between each one there are five
necessary conditions in order for the zakka to become obligatory on
gold, silver and cash. The owner must be Muslim the same thing he must be a free person. It's the same thing. It must be the sole possessor
it's the same thing.
The quantity of gold silver and cash must meet the required this up again the same thing.
Exactly. Do you have to graze freely to pay this account? Go?
No.
Maybe the wife?
Yeah, we don't have grazing in the gold, silver and cash. So that's the only difference. Okay, so when you memorize the conditions, it will become easy inshallah.
These are the five conditions the same ones
in the livestock except for grazing freely.
Well, we said about the nisab of
livestock. What about the nisab of gold, silver and cash?
nisab of gold? What's the resolve of gold?
What do you mean by the nisab?
The minimum amount, the minimum amount of sheep
to meet the nisab? Is what?
40? What about the the gold? It is? Is it 40? Also?
It's my way
to kilograms.
one kilogram I'm asking you don't know.
85 grams. This is the nisab of gold. It is 85 grams. What do we mean by that? we mean by that if you have 80 grams of gold. For one year do you pay desica?
No, you did not meet the required nisab. The minimum nisab.
We don't play soccer.
Well, what did we say that this is a question. Is it gold saved or use
for full year?
The use goal?
The jewelry of foreman. This is a separate issue. We'll talk about it later. But now. Yeah, we were discussing the goal that is saved again why they mentioned the gold and silver because that was the currency they used to purchase things with
gold. But it's also I mean
it goes down. It goes up sometimes.
Really.
So you recommend the serving golf?
Yeah. Yeah, it was very high last year. Last like six months ago and the beginning of the year it was crazy.
Hong Kong program 24 karat
$17. Yeah. Anyway, so this is the nisab 85 grams. So if you have 85 grams, what do you pay
one sheep.
Again, you need to know the nisab and you need to know how much you pay. If
Reach, then it's up. In the livestock we mentioned if you have 40 sheep, this is the nisab. What do you pray one sheep? You have 36 camels are the FE one she camel.
2.5% of this
of the 85 grams. That's what you pay 2.5%
It used to be 20. With college student with cars. That's how they measured 85 grams. It is a sreenath call.
At this time, they had different ways to measure the weight. So it was a sreenath call. That was the nisab
What if someone has 87 grams, but it's not pure gold? It's mixed with copper, or iron or any other mineral?
2.5%?
Well, that's my question. You have 87 grams
of 18 karat of gold
87 grams.
Yes.
Yes, it has to be pure gold. That's the thing.
Almost 60 grams or more a little bit, but it is not 85 so it did not reach the nisab. So you don't have to pay this account.
So you don't have to pay the soccer.
What about silver?
What's the nisab of silver?
Yeah, it's cheaper.
So what's the new sample? sheets cheaper? We have 85 grams of gold Do we have like 100 grams? 150 grams of silver?
What's the price of each gram of silver?
half dollar maybe 50 cent?
But the goal is 17
or more? Yes. Do you have something you have answer from online?
Then you saw
Who said that? The key very good. Zeki? That's correct. 595 grams.
It's almost 600. So if you calculate, it's about the same or less actually.
Yeah silver.
So it is 595 grams of silver. It used to be 200 dyrham. That's the nisab at the time of the messenger seller.
At that time, and the time of the companions again they used to use golden silver each golden coin. It is like the golden coin was called dinar
and it is tender hum the dinar from gold and the dyrham from silver. So they had 200 dyrham
200 silver coin. When you have 200 silver coins, then you pay there's a cap.
What's the weight of them? 595 grams, how much do you pay out of 595 grams
2.5% the same thing
gold and silver, they vary and then you saw but the payment you pay is the same 2.5%
Is this clear?
Okay.
What about cash?
What about this account on cash? Now, if you noticed,
when I mentioned the title, the word cash was underlined. Because actually it was not their cash.
At the time of the messenger sell them, what was the currency they used? dollar. Pound they did not have they had gold and silver. Why now do we pay zakat on cash? scholars agreed that if the money
became value by itself now now this is the dollar you have what is it?
It's a paper. If one day the president or the government decided that it has no value what will happen to it?
It will have no value.
So why do we pay the county
It's paper, because it became, it has value now. So it became a separate,
like a separate money by itself just like gold and silver. So it has to be subject to this aka
cash just like gold and silver. But when we say just buy gold and silver, so what's the minimum amount of money you have to have in order for you to pay this occur? That's the question.
What's the minimum amount of money? You have to have in order for you to pay this occur?
the equal of equivalent of 895 grams of silver.
So what is it?
in cash? We don't have specific amount. We say like, if you have $1,000, you have to pay this account. Why?
Because it depends on the golden silver
$400.
Okay, here's the thing. Now scholars, they have two ways to calculate this account cash one way according to the gold, and the other way according to the silver, according to gold, if we say 85 grams, and each gram is how much?
$18. It comes up to what 18 times 85?
It's almost 16 $100
it's almost how much
16 $100?
Yeah, 15 $100. So that means if you have less than 15 $100, they pay the sucker?
No, if it's according to the goal, but what if it's according to the silver,
you pay, because then you some of the silver is, is less Nowadays, most of the people they calculate this according to the quote, if you calculate it, according to the gold, more people will pay physical or less, less people. That's why some scholars actually they recommended calculating this according to silver not only because
because more people will pay physica. But because silver is more stable.
It's more stable than
gold, gold this year, Hong Kong, gold is changing always, like one month, this is the price the second month month is the price is different, huge difference in the price. But silver is almost always the same.
So that's how you calculate because someone will come and ask you. Why do I pay the cow on
$10,000 I don't have gold, I don't have silver. Allah did not mention in the Quran that those who don't pay this account on their dollars, those who don't pay this account on their cash, abomination, those who don't, who save gold and silver, and they don't pay this account. But money is just like gold and silver. Actually,
I will I will take very brief
few minutes only to talk about the cash how cash started how people started using cash money.
Exactly, that's how it started. Now, earlier they used to carry gold and silver, you want something you pay the gold or silver. Later they wanted. They wanted something more practical, something more easier. So they issued documents in the documents. It says that this document is equal to 10 silver coins, one golden coin. And whenever you present this document, they will give you the equivalent of it. So now instead of you carrying gold and silver, you carry this document, and instead of you go to to the people to give you the gold and silver, the government who issued this document, you started exchanging it with people give me this I have this document and this document is is not for
everybody. So they issued documents according to gold and silver. Until 1971 I believe, President Nixon, he separated the link between cash and gold and silver. Based on that cash became
alone. Cash has its own value. And from that time until now, Muslim scholars they met and they had lots of conferences to decide what to do. And they agreed that cash has value by itself just like gold and silver.
Therefore, you have to pay this account on cash as well. Previously, again, it was not mentioned it was not there. 200 years ago, there was nothing called money paper money. They did not have that. They had golden silver
five
if he wanted to go,
how did your compound he used to take one paper, Egyptian pound one pound to the jury and given three pastors for three cents in the top of the Egyptian pound to take a golden
paper.
The paper
because it was worth one pound gold, but the fluctuation of the gold Yeah, made it more expensive. Yeah, and it's easier. I mean, now, nowadays, if you take this paper and you go to the Federal Reserve, no one will give you anything for it gold or silver.
Yeah, at the beginning, that's what it said at the beginning, the first money came the cash money, this document is worth of like so and so of gold, or it says pay to the holder of it to the carrier of this thing. So on so much of gold or silver.
Okay, so now how do we calculate the Zika?
Someone has
18 $100
does he have to pay this account or not?
Now I'm asking all of you someone has 18 $100 does he have to pay this account or not?
He saved it for one year.
Why?
Okay, so before you calculate before you say this is how much he should pay, you need to go first and see how much is the value of gold or silver according to what you will calculate this occur. So let's say you wanted to calculate it according to gold.
And you found out that the nisab of gold is 1500. So the 1800 is higher. So the nisab is there. You have the new sub how much you pay
2.5% so
all the 1500 or 1800 so this is what we have now, because that's what people will ask you they don't care 2.5 or tell me how much should I pay that's what they will say we have
someone has 13 $100
a woman has
95 grams of gold.
Another man has
$600
all of them they wanted to play there's a car today. Today.
one gram of gold
is $17 and one gram of silver is
let's say 48
calculate this aka How do you do it? What do you do?
Again, what do you do?
You you provide the answer.
You give the answer.
They people come to you. So you you give them the answer.
The first one why.
Okay, if we say we will calculate this according to the goal. Let's see what's the nisab
17 times 85
14, not 14 1445 I don't know I did not calculate for.
So it is 1445
so this is higher than 1300. Does he have to pay the soccer? No. So, instead of telling him all you have to pay 2.5 and you start calculating First of all, you see now
before that even you have to ask, did he save it for one year or not? He saved it for one year.
So, how or when do you calculate this occur?
According to last year or according to today, he
he saved it for one year.
Okay, let me ask another way.
The price of gold is $17 today, but last year it was $12 based on that the resolve of gold, let's say
1200 80.
So, you tell him you pay physical you don't pay physical? What do you tell him?
At today's price, not at last year. Okay? So always you calculate according to today's price.
So in this case, this one according to go, does they have to pay this occur?
No.
Because it doesn't mean then it's up.
According to the silver, he has to pay this
$285
plus, so, it's way over, right? It's way over so he pays how much he pays. Now first again, we calculate it and we saw is it over the nisab or it's not over the nisab it is over the nisab so he has to pay this guy how much should he pay?
How much he told you I have 1300 Don't tell me 2.5 tell me $5 $10 $20
How do you calculate now? 2.5 of 1300
each 1000 how much you pay
$25 from each 1000
the total is $32.50. But what if you don't have a calculator? What do you do? That's why we try to do it this way. But
yes.
Okay. Yeah, that's that's that works also. So again, how much she pays
$32.50
that's what he should pay. What about the lady who has 95 grams?
Yes.
She has gold she doesn't want she wants to pay gold? She doesn't have money. She said I have gold. Ideal only with gold.
Yeah, so she pays 2.5% of the gold. So you calculate 95 grams. It will come up to like two grams. And some fractions. Yes.
2.375
Yeah.
Yeah.
All right, really? Oh my god.
Okay, what about the $600 $15 according to the silver
so again,
and in order to avoid confusing people, from now start calculating according to one method, whether according to gold or according to silver, and it's recommended to be calculated according to silver.
What about other jewelry? Someone has
100 grams of diamond.
How much is the gram of diamond?
lots lots of one I don't know actually. But it's expensive.
Yeah, so if you say 100 grams, this will come up to like
$5,000 or more.
Let's say $5,000. Does he does she have to pay this occur?
No, Ruby it's only gold, silver and cash. With this inshallah will conclude our session now there was Salam Ala Moana
Is there any question about
no you don't pay only gold, silver and cash
that's why you pay you pay diamonds give your wife
diamond gifts
no more gold