Adnan Rajeh – Matn Abu Shuja #24

Adnan Rajeh

2018 2 1 LMM at 8pm Summary of Chapter of Zakat

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The speakers discuss the concept of Zika, which is a way to shift one's life from one phase to another and avoid losing money. They stress the importance of keeping money in the economy and avoiding losing it when making decisions. The speakers also discuss various crops and crops that are important to farmers, including soybean, wheat, corn, rice, and corn. They emphasize the importance of maintaining an affordable income and maintaining financial security. The speakers also touch on the benefits of using a program to save money and avoiding fraud, as well as the importance of helping veterans pay their debts and avoiding false accusations and rumors.

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			gotta send them hammered. Today inshallah we will finish.
		
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			The chapter of Zico will be the last time the last lesson where we studied the chapter of zakat
Inshallah, so I'll do a quick revision of what we've done so far. And then we'll wrap up at the end
with it as a simple chapter in the in the book, because the chapters of Zika usually are, are left
studying finances, and the stem is usually left for those who are going to specialize within that
secondary or tertiary text. In fact, you will find the chapters of Zika and other things more to be
much bigger. We will study a few more issues of finance as we go along. And the book means there'll
be a part of me that has more issues of trade and business later on. But as far as the guy goes,
		
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			it's pretty simple in the books not very long. So I'll do a quick revision with you guys see each
other if everyone can remember what we talked about.
		
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			Don't complicate the issue of Zika. By looking for a lot of different fatawa. It's as simple as just
looking one lunar year after the moment you make nisab in your bank account, the same thing goes for
livestock, the moment you have five camels, you mark that day, you mark the day, then you look a
year later, what happens during that year you bought you sold no one cares it just a year later do
you have still five or more you have less I Simple as that. It's like when you have new solid
minimum amount, you are now moving shifting from any one phase of your life to another phase. Now
finally, you own your sub, you own the minimum month now you've entered a different phase of your
		
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			life. Now you have to start things. If you still have have that type of money. Year after year, you
start giving back to society. Islam looks at it like this. When you're young you're making you don't
have your sob you just barely making enough a month, we don't actually first things because you
don't have anything. Why are we taking you don't have anything for us to take it away from you. We
leave you alone until you finally put together capital you put together a nice amount of money. That
amount of money is called me a sob once you put it together now we can ask you to start giving back
to society. So I'm giving back to those who don't have it start helping them out. It's not about
		
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			taking your money. It's about you giving back to those who don't have so that inshallah they can
they can have as well. Okay, agriculture. Is there anything else here that we can talk about? Yes.
So if you make sense.
		
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			Yeah, you could make a billion dollars today.
		
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			Your income Nosaka? Only if a year later. So today, you got zero, you have zero money before today.
So you had no new sub, you didn't have minimum amount? And then you have a billion, right? So you're
not down today? A year later, you look at your bank account, you still have a billion, how much do
you have, you may still have a billion to have half of it, you may have more than it. We don't know.
You mean, I've nothing at all the Harlem a year later you look at it, and then you pay sucker,
right? So a year later, it's a year later, you may turn that money, very, very possibly you turn
that money into into assets. Some of them may be trade goods, some of them may not be trade goods,
		
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			if you turn them into trade goods, then there's a count on them as well. And if you've turned them
into assets, like working companies, and something that you're putting that you're renting out, then
there's no take on it. So as long as you keep your money working in the economy or part of the
economy, there's risk of loss and risk of making there's no as I call on you, it's the moment that
you hold on to things waiting for things to grid for prices to go up and down. That's when you start
because you because you freeze assets and you freeze money, that's when you have to start things
occur. And that's that's the Islamic Jonnie, understanding us Islamic theory of how financial it's a
		
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			bit more complicated, I will ensure that maybe in a different setting give a bit more information
about is there anything else about money that we didn't cover yesterday, just something that was a
little bit confusing from two lectures ago that if a person wanted to change the date of their
results, for example, for the month of Ramadan
		
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			as
		
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			evidence point of view, like, how do you justify so so let's say that I Today I made this up, I want
to pay my zakat every Ramadan, right. So what I do is I would look at Ramadan, during Ramadan, I
would look at when do I still have the sob and I would pay Zika. And then I would start from that
day on so I'd pay like an extra an extra year, just to be safe. Because if you if the 15th of Jumada
Lula, which is today next year, you didn't pay second, you're waiting for Ramadan, you have Isham
this whole time, you're taking sin the whole time because you didn't pay on the table, the date you
should have paid. So what you do is you pay you pay a bit more, you pay basically two years so that
		
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			you can shift your timing to four or five months ahead. I don't know if it sounds like it's really
allowed because like for example, let's say Ramadan is like one month from now I pays a cat,
particularly I haven't noticed the cat on me anymore. Like I don't have anything going and then I
just choose to pay the same as the cat again, which is really solid. Like it just seems kind of
weird for me. Like it's just to make it easier for you to I don't think we should change the timing.
I think when you have your sub that's the date that you stick to all your life you don't change it.
But if you want to do it then this way, you're paying more money as long
		
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			If you're paying more than you should pay you should be okay like you're not as long as you're not
ripping off the system you're not paying less than you should be paying or not on time so I'm not
saying that this is the perfect way to do it but there is there are scholars who are okay with it
and I see it to be because you just end up paying more as your base paying more money and you just
want to you want you would like a certain date it's easier for you to remember that date there's
more height and and I'm fine with that. Yeah, it's not it's not a big deal. Okay, so this property
		
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			we'll come to in a second so money this is what we talked about in terms of monies or anything else
we didn't even cover here money All right, it's pretty simple money is pretty simple. Yes. Do you
have
		
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			any pipe cramps
		
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			during any time a year by the end of the year
		
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			another extra no no trade goods are held on to the time you had the money
		
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			right so you start from the trade good then it goes with it with the money some scholars will be
okay with with the with being you start from the moment that you buy it you can take that opinion as
well. So let's say you before the end of the year you bought trade goods then you start from then on
that's acceptable as well. I mean, there are two opinions on the matter here we need to say one more
thing is that Nausicaa
		
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			on jewelry
		
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			right? So no check on jewelry. If you have jewelry the purpose of it is to or adornments then then
you don't have to pay like okay, like you only wear them once a year. For once a lifetime. You're
still you're still doing basic effort.
		
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			Not all them the Hanafi make up
		
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			so agriculture, what is what is what is what do we have? What are what are we talking about? What is
the word that we have to use?
		
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			Staple food crops. This is the word that you have to keep in mind keep that word in your mind staple
food crops.
		
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			Look it up if you're not sure what it means. Look it up. These are the crops that are used most
commonly by people all around the world. They're very important. People can't live without them.
What are the examples that we have? Have you guys memorize the examples?
		
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			Yeah, so memorize those five they're important wheat, barley shea butter
		
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			lentils I guess.
		
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			Rice rose and what's the last one corn? There are others that but there are differences of opinions
amongst scholars regarding them not everyone agrees to the same to the same ones mean but these are
the four or five that everyone agrees to alright, what is the minimum amount
		
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			just look at it and give me the number
		
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			650 Right so 650 kilograms
		
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			the number that we are the the measurement you have in the mutton is old no one I don't know no one
knows what it means really? It's not us anymore. So it adds up to 650 kilograms right so if you
		
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			if you harvest over 650 kilograms of barley wheat lentils rice or corn Do you wait a year and then
paisa no so immediately
		
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			so it's immediately now how much do we pay? Oh, that's what I'm saying. I felt like he missed we
missed something here. Now you pay here 2.5% felt that something was to do whatever it was what do
we pay for agriculture?
		
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			Was the number
		
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			5% 10% or 5% or 10% so it's 5%
		
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			and 10% What's what's what's the thing that will make it different irrigation so it's irrigation
specifically that will make it different
		
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			if you paid for irrigation you pay 5% Only if you don't pay for a grade up 10% And that I gave you
when I talk to you guys about the the that let's say that you're growing rice and you didn't pay for
irrigation but you paid for the seeds you paid for the plowing you paid for Jani the pesticide you
paid for work and it actually added up to quite a large number it was in the triple digits it was a
so do pays occur after you subtract that number or before the gym holder of all formula him say that
you don't subtract anything just pay what was comes out of the ground. And there are certain
scholars who said no, you subtract first and I usually tend to take that position more because it
		
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			makes more sense because the Prophet told us told us that we'll go from 10% to 5% if you irrigate at
the time that was the only expense will allow and that existed everything else was your own your
work you did it yourself. So it wasn't really there was there's nothing to deduct here. You're just
working yourself. But today notice the different things to hold different money system and it
doesn't function the same way. So I think I usually I tend to take that position. It's taken by Imam
al Maliki he's a fucking Maliki
		
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			Hanafi and by exist but
		
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			A bit but within within
		
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			a villa with the meeting I can remember the name there's the three scholars who have looked at it
like this and it's it is the chosen photo of the of the geometrical Islami today so if you if you if
you look up with with the John McAfee please let me talk about today they'll offer this first one
and it's how they look at it because it's because of the fact that there's a lot of
		
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			a lot of money that goes into into growing these staple food crops sometimes meaning there's a lot
of money that is spent nowadays not like how it used to be before so it makes sense that we don't
get to make a farmer pays aka on Allah and a losing expedition like he went and he grew and he lost
money and the s&p is okay even though he lost money he didn't make anything that's making him poor
that's making them less likely to do agriculture it's actually killing the whole system so there's
it's fits the spirit of this video a bit more to think like that anyways that's a that's a difficult
thing that's not the Sheffield has meant that anyway, but I just thought that I would add that okay
		
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			fruits what are the fruits
		
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			after one year, is it not it's a subtract subtract what you what you spent to make it first and then
and then pays okay? If it's still If the amount is told you so what are the fruits they are grapes
		
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			and dates in grapes. Alright? What is the slob same thing right so the numbers are the same
		
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			and it's just like
		
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			also immediately
		
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			all in one and then like squish know what when you when you harvest and they put it like in cartons
and crates so you just keep on weighing in the crates until Yeah, I know how much you have at the
end. But you have to know how much you have like no farmer ever sells grapes without knowing how
much how much grapes you had to begin with Yanni believe me our farmers know exactly how much they
can say harvest I mean that's the same thing here right 5%
		
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			And percent
		
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			so you can see there's a lot of similarities between fruits, agriculture and fruits in terms of how
we how we deal with them very little differences the differences are just what the selected items
are no staple food crops for agriculture and date grapes and dates for trade goods What are examples
of trade goods I gave you guys examples of trade goods last time
		
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			so a
		
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			lot of them don't allow you to pay money you have to pay so from here you have to give sheep and
cattle from here you can give money from here you have to give from the from the actual crop itself
you have to actually give the grapes and deeds and here you have to you can give money but the
Hanafi yeah and there is there is a an opinion within the militia fee and the pain in the middle of
somebody that okay with you paying money and that also applies to soda filter so the filter of
Ramadan also applies to the same thing every year there's a big fight Yeah, yeah many people start
yelling at each other that's how I'm gonna have to pay money no you have to get to there's a big
		
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			difference of opinion that is really not justified. There are different two different opinions here
that are valid you can do what you want if you have the ability to give out the actual crop itself
like from from these staple food crops and do so if you don't have access to it if people don't
benefit from it then please you know give give their mountain in money when an example of trade
goods is important I gave you guys examples of trade goods. So okay. So let's say land, right
		
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			land and cars for example,
		
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			what else
		
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			cell phones stock or stock within a company houses.
		
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			So,
		
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			so, basically any any asset, any asset that you have, right, these are examples of assets that you
can own. Now what do they have to be?
		
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			They have to be
		
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			at the intention
		
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			of
		
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			selling
		
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			meaning the reason that you have them is that you want to sell them to make money that you are a
business now you are buying and selling that's what you're doing. If that's what you're doing, then
you pay
		
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			then you pays occur
		
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			what does that he saw that has to be
		
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			85 grams
		
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			of gold.
		
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			So it's like money has to be the same amount, right?
		
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			passing of a year
		
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			and up
		
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			2.5%
		
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			Okay, to make this as simple as possible.
		
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			Now, we talked about a lot of questions last time, I think I answered, getting a good number of
them. These assets have to have the intention of selling. If you own a house and you're renting it
to someone, you don't pay zakat on it. If you have a piece of land and you're working on that piece
of land, you don't pay zakat on it. If you have a lot of land and people are renting it and using it
and then you don't pay zakat on it. If you own cars, and you have a taxi company, those cars are
being driven around, you don't pay the car on it. You only pay zakat on assets that are being
prepared for selling and they sit around for a year. That's what you have to pay zakat on assets
		
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			that are prepared for selling and they're sitting around for a year. This encourages you to do what
		
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			they tell them quicker to move assets to move any goods in the economy don't hold on.
		
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			A merchants and businessmen do this a lot. They hold on to stuff wait for the need for it to go
higher, or they're picky on the prices. So they kill the movement of economy who can buy stuff
anymore because they're playing around with the with the value and the prices. So if you don't keep
that around for a year, and then you move and you move it around, then you're you're making then you
don't have to pay money for, for what's sitting around for a year.
		
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			So people ask like I buy a house, I have two houses, I'm renting them out if you don't know who and
how is that you rent out. Because you're not you don't have them for selling. If you put them on the
market for selling, then you pays a condo, right? Then you pay to go if you put them on the market
to sell then you pay soccer and that's fine. The moment you have the intention of selling something
you're putting this in and then you have to start calculating. So if you buy a piece of land and the
point of that is I want to I want to protect my money because I'm bad with currency I spend it so
when I buy this piece of land to hold on to it, I don't have to pay it's I don't waste my money. And
		
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			then I'm gonna you do use it when they are do something with it when they don't base it go with that
unless you have the intention of selling it the moment or the intention of selling it. If a year
goes by then you have to pay zakat on it. Some scholars say if you do that, and you pay it out once
when you sell it, there's a difference of opinions on terms of what you do in that situation. But
the concept is, whatever asset you own, you have to have the intention of selling these why you
bought it You didn't you're not trying to profit on it based on Yanni.
		
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			Using it or working with it, you want to sell it. Let's say that you have a house you have house for
five years, you're renting it you're making money off you don't base it on and then you decide you
want to sell the house. Do you pay it back after five years went? No. Why are you selling it?
Because you want to make money or because you want to buy another house so you can rent you want a
bigger house? If you're trying to buy a bigger house you don't basica you just selling it because
you want the money that you paid. Right So the intention of things is a big deal in Islam when it
comes to things on trade goods and assets. But you'd like well that doesn't make sense. While I'm
		
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			still selling this stuff in the money's on my fingers. Well the money that you make, if it sits
around for a year, then you pay Zika so so basically this these are interchangeable terms it goes
from trade goods to this I have a house I'm renting them I'm renting this house I'm making money I'm
making money so that money wasn't gonna go go into my bank account and you're gonna sit for you're
gonna pay zakat on it right if I if I don't live this year I buy another house I work it what's
happening things are moving I'm starting a business I am I am I am nourishing the economy with
putting in my I'm not holding on to the currency and holding on to money and not holding on to
		
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			assets with the intention of it just raising in value so I can sell it I'm actually moving things
around. I am accepting risk I mean not accepting risk. I bought a house that has been burned down
and I could lose everything now there could be a lot of damage to that house by after renting after
pay for it. So there's a risk there's always risk when you're moving money around and you're running
a business but when you're just holding on to assets waiting for them I need to do there's no risk
here. You just waiting for things to get better you're trying to and you're and you're running a
monopoly on whatever asset that you have. So that's that's trying to explain basically what the
		
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			differences are you sell on stock or land, do you pay 2.5% of the sale? You know, so it depends on
when you sell it you if you sold it before a year went by then no. Right if you if you if I bought
something I want to sell it and then before you sold it, I know the pizza Oh leave it's a year only
if a year goes by you have to wait for a year there's still the year the year the rule applies the
money that I make from him he just added to money again. And then I didn't know I added to the money
that I have. And then if that money Jani is there so I'll give example I have in my bank account.
I'll give you example how this could work. I have 330 $500
		
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			that's much less than this on a piece of land
		
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			i just acquired this recently
		
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			that was given to me and I wanted to sell it so I put it on the market to sell so now it's a trade
good either basic or a year later if I don't or I just add that to the car to the winner to when
they actually finally sell it. And he's just saying that I'm not using it for anything right I'm
just killing it pulling it off. Because if you if you work with it, if you have someone rent renting
it out, you're making money which makes it easier to pay zakat for it later on. So we're just
keeping it Did I do anything I just put it
		
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			saying I need this is ready to be sold, I sell this piece of land, right one day before that year is
over one day before that for the year is over and I make maybe $100,000 Now I did over here and now
I have 100,000
		
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			is what happened back in Canada. Now that day I started counting your slob from that day start
counting how much money I have.
		
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			I start counting and then a year later I still have that money I feel like after that unless I go
when I put it somewhere else and I buy something else with it and I'm moving money around and buying
and selling but I'm doing with under a year limit right so you can't really
		
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			fool the system when it comes to drag going in because this transfers into this and this transfers
into that is back and forth it's going back and forth all the time right so whenever and if you're
moving money around you're actually keeping the economy moving so you're not you're not harming and
so it does not does not required okay
		
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			now once what's left from from this
		
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			that we talked about last time
		
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			so there's two things actually
		
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			one of them was the curtain filter
		
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			it's a simple one is it good to football
		
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			Yeah, so is it kind of is this the kind that we pray at the end of Ramadan? Right so when is it
working for the chef you look at the thing and tell me when is it wasn't for the show here? Yeah.
		
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			Read it into don't don't try to say by heart just actually look at it and recite what they've just
gotten filthy with it. I think the Shia Islam will be a little bit early on Ramadan. When would you
do fugly Uncle T co t really easily can you so the three conditions we have for the guy to filter
first one is Islam
		
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			second one since it
		
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			of the last day
		
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			of Ramadan
		
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			and the final one
		
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			having food
		
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			more than needed for that day. So if you have more food than your families for that day than you
please Who do you pay the car for?
		
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			You can pay zakat for HIV from the beginning of Ramadan
		
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			I'm not sure if he's okay from the beginning of Ramadan
		
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			Ramadan can be let's say the last two days and which is a better opinion Hanafi so you could be any
time of the year it's open
		
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			you pay for yourself and everyone that you are financially responsible for you pay for yourself
		
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			and everyone financially
		
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			responsible for
		
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			what do you mean so my dad paid for me if he wants to even though is he responsible for your
financial financial but if you want it to as it will be considered
		
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			but you don't do it because he feels good about it with Danny you still have to do it for yourself
and you're not you're not financially responsible for you and if he is well lucky you
		
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			that's awesome anyway What else do you want okay
		
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			if
		
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			he's like okay you don't have to pay I'll pay for you know you have to pay
		
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			what is what makes somebody financially responsible for himself?
		
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			Do you take care of yourself and your work and make money for yourself? Or do you take your money
from your father to feed you and to address you and clothe you and so that's how you know Are you
Are you financially independent or is your dependent upon him? What if it's a bit of both like he
helps me out for example, like you're still you're still dependent on yourself so you pay yourself
		
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			we there's two things that we didn't talk about. Here this I've been here so if we
		
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			if you found treasure, right so treasure
		
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			How much do you pay to find treasure
		
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			so 20% on treasure immediately and if you work in digging
		
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			for gold How much do you pay
		
00:24:32 --> 00:24:48
			what was the number Yeah, so immediately not a year later. Immediately up immediately whatever you
get out you know this is on when you're digging for gold treasure you pay 20% Now you've been
training for several $100 Australia No of course not treasures like ganja pot of gold or something.
		
00:24:50 --> 00:24:50
			Yes sir.
		
00:24:55 --> 00:24:59
			Yes, if you're digging gold, everything when you make the gold 22 by five is that 2.5% of that has
to go
		
00:25:00 --> 00:25:11
			Okay, so if you're in the business, any other type of merchandise 20% know if it's treasure, if you
find treasure, like, you know, you're in your land, a piece of the pot of gold is found.
		
00:25:12 --> 00:25:23
			It's not gonna happen to you just just memorize this. It's not gonna happen. What are you doing? I
don't know, the details of something that's not gonna happen when it happens to follow me and I'll
give you a discount. Inshallah. I'll give you a discount on the number when you find it.
		
00:25:27 --> 00:25:33
			Some people have professional confusion. They keep trying salary.
		
00:25:36 --> 00:25:38
			And still need some money in the corporation.
		
00:25:40 --> 00:25:43
			What about that extra money? Is it nice?
		
00:25:46 --> 00:26:12
			It's nice that you pay zakat for it? Yeah. This is all your basic offering. And if it's not Islam,
then no. What is it going it? Was it being used to in the corporation? You have to ask that
question? Was it being used for the corporation? Is it turning into assets? It's just sitting there
as money as if you bought something with it? Is it being used as trade was being was it being used
for within the corporation? So you have to ask the questions to find out the answer in order for me
to tell you what was okay. So 2.4 kilograms of any of the staple food crops
		
00:26:14 --> 00:26:28
			of staple food crops as of See, all right, the high net via and there's a code on the shelf that
allow you to spend money, so you can pay money. What was it this year? It was around $15. Right? So
it's almost two $15 per person.
		
00:26:29 --> 00:26:32
			Okay, now, who do we pay Zika to
		
00:26:33 --> 00:26:35
			final thing we studied last time
		
00:26:37 --> 00:26:38
			recipients
		
00:26:40 --> 00:26:55
			recipients of Zika right? So who are the recipients of Zika now what I did was last time I showed
you that there's a lot of recipients but the only item to only two at the end at the end is only
basically one recipient of those who are needy but there's different cities because of different
usages. So the first one is
		
00:26:57 --> 00:26:58
			faqeer
		
00:26:59 --> 00:27:00
			when it's clear mean
		
00:27:03 --> 00:27:09
			he needs Tony has less than three just keep it like that that's the definition miskeen
		
00:27:13 --> 00:27:20
			he's 20 of less than seven so he's still poor but he's a bit better than the fajitas more than half
of what he needs right second law meaning ALLAH
		
00:27:22 --> 00:27:23
			employees
		
00:27:25 --> 00:27:25
			of collection
		
00:27:27 --> 00:27:28
			or distribution
		
00:27:30 --> 00:27:45
			so those who collect or distribute as they get a part of that Zika was basically they get paid for
doing it from Zika so you don't have to pay them externally from tax money pay them from this
account money itself is easier that way it makes it self sufficient systems are gonna become the
self sufficient system if you do it like that when more
		
00:27:50 --> 00:27:53
			hearts are drawn so new converts basically
		
00:27:55 --> 00:27:56
			the best way to put it
		
00:27:58 --> 00:28:14
			those are converted to Islam URL where people were hoping that they're gonna convert to a stem so we
do it and I want to help I've started stopped the concept of giving it to those who are going to
convert but leaving to those who did convert as help so maybe maybe for that could be used for that
it's not as used as much we were federally carb
		
00:28:18 --> 00:28:19
			slaves
		
00:28:21 --> 00:28:23
			want to buy out
		
00:28:24 --> 00:28:25
			want to free
		
00:28:27 --> 00:28:33
			themselves so if slave was trying to free himself we help him with the money or someone who's
incarcerated like in a
		
00:28:34 --> 00:28:37
			prisoner of war well God he Nene in debt
		
00:28:41 --> 00:28:42
			visa vie Nila
		
00:28:43 --> 00:28:46
			warriors or Mujahideen so army
		
00:28:49 --> 00:28:50
			webbing is studied
		
00:28:51 --> 00:28:52
			stranded travelers
		
00:28:57 --> 00:29:03
			tell them get back to where they came from. Right so when 2345678 Now
		
00:29:04 --> 00:29:07
			these guys don't exist anymore hamdulillah
		
00:29:10 --> 00:29:14
			these guys will take it a fixed amount right it's a fixed amount
		
00:29:16 --> 00:29:17
			this you need to
		
00:29:18 --> 00:29:24
			think you need to have an actual sister political system to do it straight and travelers
		
00:29:25 --> 00:29:35
			can you how many times you run into Australia traveler who has nothing left and easy money to get
back home. But if there are people like that then they can get so this is a very very very small,
small, tiny
		
00:29:36 --> 00:29:59
			amount of in debt are basically people who are eating miskeen but they just haven't achieved that
yet. Meaning they're in debt they still have assets they have a house they don't have money anymore
right if a kid may not have a house maybe homeless altogether but in that may have asked me in house
so he's seen as fatigued or miskeen but just not very yet so we're going to try and help him not
become that right so in Dead you're gonna help them not become that
		
00:30:00 --> 00:30:10
			So what you end up with a new converts this is very, very rare, especially in modern day context. So
what you end up with is failure miskeen and those who are in debt,
		
00:30:11 --> 00:30:12
			but less than 10.
		
00:30:14 --> 00:30:47
			So you need 10. Let's say you need that's the number you need a day. It's just figuratively
speaking. Fakir is someone has less than three Myskina someone's Lesson Seven. In order for you to
eat and clothe yourself today you need $10 Some guy for two years, someone only has three. And miski
is someone who got seven. So he's a bit better than the bookkeeper. But he still doesn't have as
much as he needs. Right. So this is who usually gets pays. Okay, so for you is what you focus on,
you focus on faqeer and miskeen. And those who are in extreme debt, of course, debt that is not that
they're being asked to pay, not debt that has a 20 year policy of return. So I may be in debt for
		
00:30:47 --> 00:31:08
			$40,000. But they're like, Oh, you can pay it in 40 years, I don't I'm not missing, I don't I don't
give into the car for that, no, I'm only getting sicker. If someone's asking me for money now. And I
have to sell my house, I have so many assets in order to live, then you can help me with Zika. And
in certain conditions, you pay that back and certain conditions can pay that back, but you can use
this account for that. And it we'll get into much detail on how with somebody applying.
		
00:31:12 --> 00:31:14
			So in that you don't know.
		
00:31:15 --> 00:31:48
			Like, so that's why that is why so there's like a nice little breakdown of stuff. That's why it was
the responsibility of the state, it was a state responsibility, they took care of the government
took care of Zika because the government has the census and it can it can judge whether you what
assets you have, because you it's hard for you to do it. Today, you just you do your best, you do
your best, there's a lot of different like the messy and a lot of and a lot of different
institutions will take on that responsibility. If you have no reason to question their integrity,
then give you as a cut to them. If you have family members around you that
		
00:31:49 --> 00:32:00
			you know are in need, then you can pay that that amount to them as well. We will we will only
conclude the study let me just finish this part then you can ask my question as it wasn't
		
00:32:01 --> 00:32:09
			the final part of the message that we haven't read, I'll read it and I'll add it to the end we'll
have certain layer Jews who the elite him and there are five
		
00:32:10 --> 00:32:16
			categories that you cannot pay the car to. Alright, well I'm certain now usually if I lay him
		
00:32:19 --> 00:32:20
			those who should not
		
00:32:23 --> 00:32:24
			receive Zika
		
00:32:30 --> 00:32:37
			are five categories of money up Merlin Oak has been so wealthy
		
00:32:39 --> 00:33:19
			whether through inheriting money, or making money, the man in me he has money does he inherited or
was given to him or he actually worked hard and made that money, if you have money if you if you
don't, if you if you need 10, you have 10 or more than you don't, then you don't need Zika so this
is basically how you have more or equal to 10 Based on our earlier Jonnie what we were referring to
earlier. Well, I do and a slave that is not trying to leave slavery. Right? So a slave that's trying
to get into slavery. We help him with the money as a guide to get out if he wants to become free.
But there are slaves you don't want to right you don't give them Zika because they're choosing to
		
00:33:19 --> 00:33:33
			stay in this situation when I get out that will help you with the money. But if you don't want to
stay the way you are then anyway would you give you you want your money's gonna go to your master
anyway, and he probably has a lot so there's no point you're trying to get out that will help you
with that to get out what I would do. What Ben shemen
		
00:33:34 --> 00:33:35
			probably will.
		
00:33:37 --> 00:33:39
			So the prophets family. So Allahu alayhi salam.
		
00:33:45 --> 00:33:55
			For the prophets family, at least I'll see them here. Now they differ on who the prophets family is.
It's a long debate. It's a long one. I'm not getting into it. Please don't ask me. Shafi is
		
00:33:56 --> 00:34:19
			going to get this it's too it's just too many opinions. The show various a bundle Hashem and
buttermilk polyp, those are the two families that are considered the Prophet so I said in this
family other mothers have different opinions on who exactly is considered the prophets I send them
as families and if you have any opinions, I know it'd be the Medicare that we differ they differ
it's not that important because it doesn't apply as much today because of the fact that things have
spread so so many different opinions different
		
00:34:22 --> 00:34:25
			directions what we're left with is unless you claim to be
		
00:34:27 --> 00:34:47
			related to the prophet Samuel good musica you have to say that I no no I'm a really to him and I was
taught through my my father isn't my forefathers that we don't take Zika then you don't take it
because you're not making more money you're you're not you're making less money right? It's actually
doesn't work. So Manuel Hashem which are the prophets lessons families, I'll get into much detail
well
		
00:34:48 --> 00:34:49
			this is a porcelain
		
00:34:51 --> 00:34:52
			nonbeliever.
		
00:34:59 --> 00:34:59
			Demo
		
00:35:00 --> 00:35:30
			Long women who've seen and so far from the HANA fear. Now one of the three scholars of the 100 years
of funding, they said you can give it to a Kaffir with certain certain conditions, meaning capital
lives amongst the Muslims. And as a part of the the the financial system, they can give them Zika it
doesn't make sense it gives a casual Cafe because they don't participate in the whole issue. You're
not participating with you that things occur for them to receive, like they're not apart when they
have money they're gonna pick up so why would they receive it when they don't mean they're not they
can receive other forms of help, but there's even a cost specifically, they would have to
		
00:35:30 --> 00:35:36
			participate in it when they have money and they they're not going to so that's why they don't get
it's not like you're excluding Kfar there's a religious
		
00:35:37 --> 00:35:43
			or religious financial system. If you're going to participate in when you have money, why would you
receive it and why we'd be on the receiving
		
00:35:45 --> 00:36:01
			side of it when you're when you don't. So that's the reason but there are scholars who said we'll
give it to them, especially if the if they're living amongst you when they're in from under them.
And I and it was used during a certain Jonnie Islamic times and I know it's not a problem. The last
one woman tells them when music key in Africa who
		
00:36:02 --> 00:36:06
			led follow her elite him bissman for karate. Well, Mr. Keane
		
00:36:09 --> 00:36:10
			those
		
00:36:13 --> 00:36:16
			who you are financially responsible for.
		
00:36:26 --> 00:36:34
			You can't give them Zika, in the name of Pokhara. And Mr. Kean, you can say there for Kurata and Mr.
Keene, you got to say my son is 14 and miskeen. Here's the kicker.
		
00:36:36 --> 00:36:55
			Okay, if you are financially responsible for him, so let's say he's 15, he's living in your house,
then he has no money. Thank you. Dad can't give us a car because you're poor. Maybe you can't give
us a guy because you're worried because he's responsible for you. But later on, when you're not,
he's no longer responsible for you. You moved out and you but you're poor. You don't have a lot of
money.
		
00:36:56 --> 00:37:27
			That Shafia Yeah, and the Maliki Yeah. And even Taenia. Specifically, they said, you can give it to
a family member to a son to a daughter, the high net, you know, he was very much against it. And
this is a known stance for the INFP that you don't give any family members from music, especially
descendants, you give them from the Iranian man, you're giving them from the from the essence of
your money, they're your children you should give them but happy to have both opinions within them.
They differ on it, but they don't really care. Okay, giving to your children. If you're not
responsible for the media, you're not they moved out there living on their own, you're no longer
		
00:37:27 --> 00:37:39
			giving them money, then you can give them from your Jukka in the name of Allah and my second, honey.
Don't accept that at all. But I'm just just that CNN collage Allah Clear, clear to all of you. So
five.
		
00:37:40 --> 00:37:53
			So this is basically the the chapters are all in one in one the bigger picture that if you want
revise it later on, because I will have a quiz on as a leader I only once we're done cm, we will
have a quiz on it. So this is basically all the information that we talked about. Yes.
		
00:37:56 --> 00:37:59
			You said Recorded TV programs. Yeah.
		
00:38:02 --> 00:38:06
			200 grams of silver? No, no, you have to have more than that.
		
00:38:07 --> 00:38:10
			Yeah, that was 500 600 grams. But that was because back then.
		
00:38:11 --> 00:38:12
			One.
		
00:38:14 --> 00:38:15
			So let me show you the
		
00:38:17 --> 00:38:18
			one was 20. Yeah. So when
		
00:38:20 --> 00:38:27
			when dinar when golden coin was worth 20 silver coins. So whatever was
		
00:38:28 --> 00:39:07
			85 just times that by worth the worth of it by 20. And that would be what would you do for silver
because that was Silver's value. Silver's value was was 90 That's how they did the the math for it
because silver was was a currency it wasn't wasn't money. And you said it's a different say silver
was seen as a currency. That's a very special about the Islamic finance financial system. Because
here we have money is something that it has worth it has merit to it like gold, and then currency is
garbage. It's just a piece of paper, completely unimportant. In Islamic finance, no, both money and
currency will have value will have given essential value, there'll be different but to have given
		
00:39:07 --> 00:39:37
			essential value. And that is something that makes it very special. Alright, so this is the final,
this all of the got together, those who don't receive the car five recipients who don't receive the
card, they don't receive it. So five categories are received. Well, those who are wealthy me, us
those who have more than what we need in terms of clothing and food, we have more than that. A slave
who doesn't want to leave slavery that doesn't exist anymore. The profits license family
nonbelievers and those who you give the who you're financially responsible for, you can't give them
in the name of Quran Misaki you can take Zika if they are in new converts, or if they're employees
		
00:39:37 --> 00:40:00
			of collection, or if they're in debt, or they can take it for that, but they can't take it not for
debt but they're warriors or three, but they can't take it as fuck even miskeen because we were
financially responsible for them give them from your money so they're not for human miski anymore,
take care of them because your responsibility anyway. If your children move out and you're
responsible for them, then they are okay with you give them this account but this difference of
opinion on this one, so it shouldn't be it should
		
00:40:00 --> 00:40:03
			To be Yanni very carefully studied to separate the
		
00:40:05 --> 00:40:28
			sisters, you're not responsible for them so you can give them. Yeah. Again if you don't like that,
yeah, so they don't like family members. It's not as severe as in terms of your children but they
don't like that. And I respect the idea of I think it's I think it's worthy because it's kind of
making certain relationships more based on any on fundamentals on further Yes. So I just want to
clarify is 85 grams
		
00:40:36 --> 00:40:39
			595 At the time they were equal
		
00:40:40 --> 00:40:57
			at the time, if you want to buy 85 grams of gold, you can pay 595 grams of silver for it. That makes
sense. At the time today is the same today. Not even close, not even close to the difference because
silver was currency and gold was money okay? Are we not?
		
00:41:01 --> 00:41:16
			For Zika now you use that use other money for that? Yeah, not not Zika goes for those who have three
need 10 have three or need 10 And have seven people once you take care of that you can give you can
give you can do something else with it.
		
00:41:21 --> 00:41:26
			It can go to a patient who doesn't have enough money to pay for his for his bill.
		
00:41:27 --> 00:41:32
			Not to fund the hospital altogether. No. Other money can be used for that meaning
		
00:41:34 --> 00:41:56
			other amounts of money exist in Islam for that but it's the guy specifically has to go for those who
are either who need 10 have three or need 10 have seven, some many patients are like that. So it
goes to the hospital at the end. But instead of the hospital taking the money and then paying some
of that money for custodians and for electricity, it's paid. It's used specifically to help those
who have nothing because usually they're the last people who are cared for well, I'm not gonna look
at the backlog I'm sure
		
00:41:57 --> 00:41:59
			some of them have and in order to remain