Sajid Ahmed Umar – 3 Principles Of Money In Islam

			hamdu Lillahi Rabbil Alameen wa Urbina, Sterling or Sullivan, who Sallim ala Cottam in the V in the
b&m. hamadryad early he was so happy he was seldom at the Sleeman Kathira and laomi 18 and Mobarak.
		

			We begin in the name of Allah subhanho wa taala. We praise him, and we request praises and blessings
upon Rasulullah sallallahu alayhi wa sallam, my dearest Brothers and Sisters in Islam. salam ala
alaykum Warahmatullahi Wabarakatuh we Allah's peace, may his blessings may he safe to be upon you
all. It's a real honor being with you all again and seeing your wonderful faces and ask Allah
subhanho wa Taala to never prevent me from seeing all my wonderful members of the Ummah, Muhammad
sallallahu alayhi wa sallam. We have been through a difficult couple of years and no doubt
unprecedent See, was the term of these last couple of years and indeed Allah subhanho wa Taala he
		

			showed us who is in charge, and we ask Allah subhanho wa Taala to cure our sick and to shower His
mercy upon those who have passed away. And we ask Allah to forgive our past and inspire our futures.
I mean, Brothers and Sisters in Islam, Allah subhanho wa Taala Allah has given the O Muhammad
sallallahu alayhi wa sallam only the best. Everything about this ummah, has been about the best.
He's given us the best book, the Quran, the final testament, the timeless miracle, and we're hearing
his recitation today, in our throat we are in our prayers, and it will last until the end of time.
And this best revelation came down to us via the best Angel Jibreel Allah His salah, Allah chose the
		

			best angel to bring down this revelation, and it was revealed to the best messenger, Muhammad Ali
Abdullah sallallahu alayhi wa sallam, the best of mankind. And Allah subhanho wa Taala chose for
this revelation, the best of all languages, the Arabic language, and this revelation
		

			came down to us during the best of all knights, the Knights of power and decree and virtue and
Knight we know as Leila Toluca and Knight which Allah describes as being better than 1000 months
later, Kadri hiraman alopecia, and it came down in the best of all months, the month of Ramadan,
this month that we are in the Prophet sallallahu alayhi wa sallam said, Say to shul shall Ramadan,
the best of all months is the month of Ramadan. And in the Quran, Allah said shahada Ramadan al levy
on Zilla V Hill Quran, the month of Ramadan is the month in which Allah revealed the Quran. And this
all happened in the best of all places, mocha, mocha Rama, the best book via the best angel to the
		

			best messenger in the best language, on the best night during the best month, and in the best of all
places. And in this best revelation, Allah spoke about this OMA and he described this OMA that
received this best revelation as being the best of all nations, the best of all nations come to
Cairo. metalock reject the nurse, you are the best of all nations. Now, a question that we need to
ask ourselves especially for the elders amongst us those who have lived enough of life
		

			to understand that there's never ever a title, void of responsibility. In the life of this world.
There is never ever a title, void of responsibility, void of effort, you can never be called a
doctor. Before you put in the effort. You can never be called a champion footballer or sportsman
before you put in the effort, right? There's always a powerful effort before someone assumes a
noble, elevated title. There's no room for honorifics in this life, except in unique specific
circumstances such as those of royalty. If Allah calls us the best, are we the best only because we
happen to be born after Muhammad sallallahu alayhi wa sallam? Is it that easy? That he was the best
		

			messenger and you happen to be born after him. So you are from the best of all people? Can it be
that easy? Or is there a deeper reality? Is there a secret that we haven't truly
		

			assumed and understood?
		

			If we look at the very verse in the Quran, in the first quarter of the fourth Jews, in which Allah
tells us that we are the best, he immediately tells us why immediately. He SubhanaHu Attallah tells
us why he says, when to hire ALMA to reject leanness, you are the best of all nations. Why?
Motorola, build my roof with an owner and in Mankato, Minnesota. Billa. You are the best of all
nations because you carry three responsibilities. You invite towards good
		

			You are advocates for everything that is good. Whenever there is good and must have the hand benefit
and and justice, you will find this on my there were 10 honer and and you are adversaries against
evil. Whenever there is evil, you will find this president pushing it back. We're taught me when a
biller, you carry out this responsibility of inviting towards good and forbidding evil, upon a
unique identity. And that is the identity of belief in Allah subhanho wa taala. It is a system, a
system of Tawheed it's not inviting towards good and forbidding evil upon other identities, but upon
a recognized identity and identity revealed by Allah subhanho wa taala. What we mean when a biller
		

			now when you zoom closer into this verse, you see that Allah subhanahu Allah, he uses three verbs in
this verse, all these verbs are in the present tense SubhanAllah. Is there any significance here?
Well, there is. For those who are familiar with Arabic grammar, we are taught that the present tense
in the Arabic language carries a dual function, or variable. If Aloha Tila Arabi yatta yatta the
Valhalla, Wallace stick bell in some books, while st morar, the present tense in the Arabic language
carries the function of denoting something being done currently, as well as something that
continuously happens. This is the function of the present tense in the Arabic language. With this
		

			understanding, if we go back to this verse, which was revealed in the Arabic language, we have a new
understanding of why we are the best, because here we see that Allah subhanho wa Taala isn't telling
us that you are the best because you sometimes invite towards good and you sometimes forbid evil,
and you sometimes believe in Allah, or you sometimes carry out this Dawa upon the identity of Imam,
no Brothers and Sisters in Islam, but rather you are the best, because you always advocate towards
good and always adversaries in front of evil. And you always believe in Allah subhanho wa Taala it's
always carried out upon the mandate of email. Now this makes perfect sense. This makes perfect
		

			sense. If this is who we are, then no doubt we are the best, because the best of all individuals the
best of all men with the MBR it hemos salatu wa sallam, and they carry these responsibilities, these
three responsibilities upon their shoulders individually, they were the prophets and messengers of
Allah. They carried these three responsibilities. What do these three responsibilities represent?
They represent the greatest legacy, which Allah subhanho wa Taala revealed upon us in our ohana
Ilica karma o Hanaa Illa. Allah subhanho wa Taala as we heard today, when our forefathers were
reciting from the 60 Jews, Allah subhanho wa Taala Allah says He revealed this legacy upon new
		

			alayhi salam, then Allah subhanho wa Taala tells us in very same verse, that Allah subhanho wa Taala
transferred this legacy from the shoulders of one man to the shoulders of another man to the
shoulders of another man, Ibrahima is harkaway Aku. One as well to our isa you but we'll use our
Haruna was today met? Well I attained, there was a Bura Allah subhanho wa Taala that tells us that
Allah transferred this legacy from the shoulders of men to the shoulders from the shoulders of a man
to the shoulders of another man to another man to another man Who are these men, the Ambia are the
humans Salatu was Salam. Some of them we know many of them. We don't know what Roussillon cocinar
		

			humare come in Kabul, or Roussillon Laminex who's whom Allah subhanaw taala appropriate, versus
where is it today? It's coming to mind that Allah tells us that messengers we told you about and
many messengers we didn't even tell you about. The number of messengers sent by Allah are known to
Allah subhanho wa taala. The point being Brothers and Sisters in Islam, this legacy, Allah chose
reject, he chose men, he landed this responsibility on the shoulders and then shifted it from the
shoulders to the shoulders of another man to the shoulders of another man until a point and that
point was the advent of Mohammed Abdullah Abdullah sallallahu alayhi wa sallam for Allah decreed
		

			that he will be the final messenger and the Seal of Prophets will have them intervene, the Seal of
old prophets meaning no prophet to come after him, no messenger to come after him. So the question
now begs to be asked, if no messenger is going to come after Muhammad, what's going to happen to the
people? What's going to happen to mankind? Because after Muhammad, the battle between what is the
truth and what is falsehood continues to exist. The battle between Shavon and mankind continues to
exist the enmity continues to exist in the shape on Allah Kumar, I don't want for talking to who I
do. Allah says, Indeed che upon to you is an enemy, so take him as an enemy. The enmity continues to
		

			exist.
		

			What will happen to mankind? The answer to that question is the Ummah of Muhammad sallallahu alayhi
wa sallam, each and every one of you here and myself, and the Ummah around us Brothers and Sisters
in Islam, the Ummah of Muhammad sallallahu alayhi wa sallam will be the solution for humanity.
Because after Muhammad sallallahu alayhi wasallam, Allah subhanho wa Taala lifted this greatest
legacy, the legacy of Ebola from his shoulders, and he took it and placed it upon the collective
shoulders of an entire ummah. Thus that OMA now became clear on that limb has the best of all
nations, because you collectively carry the legacy of the best of all men Allahi wa salatu wa
		

			sallam, I hope you're feeling it Brothers and Sisters in Islam. This is a narrative with purpose.
The younger of us and the older of us, the men from us and the female from females from amongst us,
each and every one of us have a role to play in funeral profession was your column is ALLAH SubhanA
Hua attire that doesn't suit up to Tober. There is no Brothers and Sisters in Islam retirement from
this responsibility, there is no retirement from carrying this legacy. When Allah commands the
Muslims to go out, he says the young from you and the old from you. We Brothers and Sisters in Islam
continuously carry this legacy always as per the mandate of the present tense in the Arabic
		

			language, which means we don't have a public holiday from these roles from carrying this legacy. We
don't have a weekend from carrying this legacy. We don't log out of the role on a Friday and log
into the role on a Monday. We are defined by Marula below my roof with an owner and Hillman car or
to a biller, of course upon the fifth and mandates of this, but that's beyond the scope of today's
discussion. Now Brothers and Sisters in Islam, if this is who we are, then it's not strange that we
have voices from the Giants before us who said the owner of Muhammad sallallahu alayhi wa sallam,
they are an ummah that were sent to give not to take, they are an ummah that were sent as a solution
		

			to humanity has to be because we carry the greatest legacy collectively, if one of us chooses to opt
out Brothers and Sisters in Islam, as a father, as a mother, as a daughter, as a son, as a husband,
as a wife, as a community member from carrying your load of this legacy, you will only make it heavy
upon those who have opted in. And today we see a common complaint amongst communities. And Allah has
blessed me to be well traveled and I've interacted with many communities across different parts of
the world, vices everywhere, the situation of the youth are everywhere. The the deterioration of
modesty amongst the females is everywhere, and people are pointing fingers at the scholars, we are
		

			the scholars, we are the students of knowledge, we are the dryer we are the Hufford, we are these
people, they spending hours and hours learning and learning years and years. We are they were How
come, the effects aren't being felt. And my response Brothers and Sisters in Islam to this finger
pointing is whenever you point a finger, there's three fingers pointing back at you. There's always
three fingers pointing back at you. Don't you have a part of the legacy of Muhammad to carry? What
are you doing to raise a son who will be a model husband and father upon the Sunnah of Muhammad
sallallahu alayhi wa sallam tomorrow, what are you doing? What are you doing to be a model of mother
		

			raising a daughter and a mother and a wife? Who will be a role model in these roles for society
tomorrow? Are you raising children? Who will be tomorrow's burden upon society? Or tomorrow solution
upon society? Are you raising children who will successfully take the legacy of Muhammad sallallahu
alayhi wasallam, or at least the portion that you carry as parents and they will carry it
successfully after you and so that they can be a sadhaka to jariya for you? Are you doing that? We
have to ask ourselves these questions. We all are involved in roles Brothers and Sisters in Islam,
elective roles and mandatary roles. mandatary roles are roles that we can never, ever give up.
		

			Elective roles are roles that we have flexibility, and our job is a role we can leave it we can
choose to stay in. But being a father as a mandated hero, you never log out of that role. Being a
husband, being a wife, being a son, a daughter, a community member, you never log out of these
roles, you are defined by these roles, and you carry the necessary share from the Ummah from the
legacy of the messenger sallallahu alayhi wasallam upon your shoulders in these roles, and thus you
are the best and thus Allah subhanahu Bucha Allah will ask you tomorrow on the day of TM about this,
I was mentioning to the brothers and sadaqa today in the talk that I had for this stuff about the
		

			hadith of Abu Hurayrah in Sahih Muslim in which it's a hadith could see the Prophet sallallahu
alayhi wa sallam says that Allah will have a discussion with his slave on the day of pm and he will
tell his slave, Oh, son of Adam, I was sick and you never visited me. Imagine I was hungry and you
didn't feed me. I was thirsty and you did.
		

			will quench my thirst imagined the slave is brought to Allah and the DFP AMA. He's got books of
deeds spanning as far as the eye can see to answer for this big matters to be discussed. And from
these matters, Allah chooses to have this discussion with his slave. And the slave will say and this
is on the day of pm What is Allah asking the slave about, about the portion of the legacy which the
slave carried? This person will say Allah, You are the Lord of the worlds you don't know how can I
visit you? You are the Lord of the Worlds Allah will say there was my slave who was sick, had you
visited him, you would have found me there. They will tell you how Allah you The Lord of the Worlds
		

			How can I feed you? Allah will say there was a slave of mine who was hungry, had you fed him you
would have found me there. So Han Allah, the stables He Allah You are the Lord of the Worlds How can
I quench your thirst? You are the Lord of the worlds you quench everyone's best. Allah will say,
there was my slave he was thirsty, had you quench his thirst you would have found me there. This is
a discussion between the Lord of the worlds and us on the Day of karma. Why? Because of this legacy,
we carry Brothers and Sisters in Islam. This topic is a big one, and it's one I teach over
consecutive sessions. But just to bring some completion to this topic, let us add a practical angle.
		

			And that is the angle of being selfless and being giving. And we've heard about Ibrahim in today's
Salah as well. And we had our brother George called May Allah preserve him and his team in his
obedience Amin and accept what they do, talking about the plight of the Ummah and giving and money
and so on and so forth. When it comes to money Brothers and Sisters in Islam, the Quran and the
Sunnah because we carry the legacy of Rasulullah sallallahu alayhi wa sallam never left us astray,
Allah revealed with the message of to heed the system of to hate and within the system of Tawheed is
the monetary reality why? Because Allah knows us better than we know ourselves. Allah knows that
		

			this man and this woman they will spend a part of their self to earn this money. So this money will
become the tune of the self, it will be very difficult for them to depart from the twin is Allah
knows us better than we know ourselves. So Allah subhanho wa Taala Allah reveals lessons about
wealth. And if I can summarize it in three points I will say the following number one, when we look
into the Quran and Sunnah Brothers and Sisters in Islam, we see that the Quran and the Sunnah never
discourages us from becoming rich. It never tells us that money is a blessing. No does it highlight
for us money as a curse? In fact, if you look into the harsher verse number eight, Allah praises the
		

			MaHA Ji rune for the poverty, they left everything behind their wealth, their homes, their memories,
their residency, their state, their tribe, left it all for Allah subhanho wa taala. In a worldly
sense, you'd call them impoverished Allah praise them for that poverty. The next verse after that,
when levena Turbo del, the ninth verse, Allah subhanho wa Taala praises the answer for the money
which they had for the riches why, because they were a people who kept their money in their hands,
and only Allah in the heart and the Allah in their heart govern what they did with the money in
their hands, so they were praised for being rich. Many of us don't know this, five out of the 10,
		

			who were promised agenda before passing away, were billionaires in today's currency. If being rich
was frowned upon from an Islamic perspective, our messenger sallallahu alayhi wa sallam would have
been speaking to these people in messages that would have reached us in narrations that are
countless, these people were not spoken to, because Islam doesn't have an issue with you getting
rich. Islam has an issue with where you put your money. Keep your money in your hands with Allah in
your heart, and that is Light upon light, you will be praised for your riches. This is the first
lesson Brothers and Sisters in Islam. The second lesson that the Quran and Sunnah teach us is that
		

			our wealth is something not obtained, but rather ordained. It is from the order of Allah subhanahu
Allah, it is not your power, it is not your mind. It is not your intelligence. It is not your
expertise. It is not your effort. But when Allah he will Billahi what Allah He La hawla wala Quwata
illa biLlah it's all about Allah subhanho wa Taala there is no power no mighty except for Allah.
Allah subhanho wa Taala decreed what you will have and what you will eat. It is all him subhanho wa
Taala and this Rasulullah sallallahu alayhi wa sallam teaches us in the hadith of Ibn Massoud
robiola, who and in Sahih, Muslim we also find the Imam and they will we place it in his arena now
		

			we he teaches us the narration about us in the womb of our mother's at 120 days Allah sends the
angel and he makes manifests to the angel, our risk. What about our risk, the quantity of our risk?
This is one of the factors that becomes manifest at 120 days when we are in the womb of our mothers.
Before we learned anything before we learn mathematics or engineering or medicine or anything, Allah
subhanahu Attallah decreed it, yes what we do governs whether we will get that risk in the right way
or the wrong way where they will be rewarded for it or whether we will be sinful for it.
		

			such as in the story of Iraq, viola, who and when he went somewhere to pray, and he left his writing
animal, and he asked someone to look after his writing animal. He went into the masjid to pray. When
he came out, he found his animal without the guy. And without the setup, the cyberlaw had gone. So
he quickly looked around, and he saw his saddle on somebody else's horse. So he went to that person
and said, Where did you get the saddle from? He said from the guy who was standing by that horse. He
said, How much did you pay for it? He said, I paid two silver coins. And it said Subhanallah when I
was coming out of the masjid, I thought to myself, I should give him two silver coins for looking
		

			after my horse.
		

			The color of Allah the tool was going to come, but his actions dictated whether he was gonna get it
the halal way, or the Haram way. This is the reality of risk Brothers and Sisters in Islam. And
thus, Allah revealed to His Messenger sallallahu alayhi wa sallam, and His Messenger reveals to us
in enough sellin taboo to hepatitis stick Miller is no social taste death until they eat the last
grain that they're supposed to consume. When you consume it, then you will die because if you live,
you will not be able to feed yourself. Doesn't matter how much you have in your account is how much
you spend before you die. Once you die, that money in your account becomes somebody else's risk,
		

			they will have to answer for the risk now they are the inheritors, they inherit the wealth. So this
is the second lesson brothers and sisters that Islam wealth is ordained, it is not obtained. So do
not fear what you give for the sake of Allah subhanho wa Taala because what you supposed to eat
Wallahi you will eat it. The third lesson Brothers and Sisters in Islam, as members who carry the
legacy of Muhammad sallallahu alayhi wa sallam is
		

			whatever you spend for the sake of Allah, it isn't a sacrifice. It isn't a sacrifice, and we need to
change our paradigms, Brothers and Sisters in Islam. Unfortunately, this this idea that we take from
other systems, not the systems of a human. Allah says this legacy is carried upon an identity one of
iman, we borrow words from other systems, we say thank you for your sacrifice, the shared sacrifice
these time the shared sacrifice these wealth, the brothers sacrificed his wealth, wala he there's no
sacrifice. What you spend for Allah is an investment. Why? You cannot sacrifice what you don't own.
		

			You can only sacrifice what you own. This wealth we have isn't ours. This time we have isn't ours.
When we use it the right way ways the sacrifice. If I gave you $100,000 And you went and gave it to
somebody, would you accept somebody thanking you for sacrificing your money? It wasn't your money,
it was my money. You sacrifice my money, not yours. You did nothing. Allah tells us in the Quran, in
Allah hashtag Amina Medina and Fusa whom will be another humble Jana. Allah tells us in the Quran,
that Allah entered into a financial transaction, a type of transaction with us, and the transaction
entailed the following. Allah gave us Jana in exchange for our wealth and our time.
		

			That's what happened. A deal was made in which we gave Allah our time and our wealth and Allah gave
us Jana. So we now own Jana, and Allah owns the time and he owns the wealth. If you don't spend the
time in the wealth, well, you will be sacrificing something. You will be sacrificing Jana. We own
Jana. Allah took ownership of the time and the wealth. When Allah distributed it amongst us in
different proportions. He gave some people more time so they lived longer. Some people less time so
they didn't live as long. Some people more money, so they were richer, some people less money, so
they were not as rich. And Allah subhanho wa Taala didn't reveal the laws of soccer and the laws of
		

			Riba and everything else, to test us how we will manage this time and wealth which Allah gave us
back in trust, he owns it, but he's given it to us in trust. And that's why when you go back, Allah
is gonna ask you for every second you spent on Earth, he's going to ask you for every cent you and
how you ended in how you spent it. Why, if it's yours, why should you be questioned? It's because
it's his Subhanallah so when you spend in the path of Allah subhanho wa Taala and our brothers and
sisters in Islam, you are investing because through it, Allah has told us if you spend Allah's
money, and Allah has time he asked you to spend it, Allah will build your agenda for you. Where in
		

			whose dictionary? Does this equal sacrifice? Now we're brothers and sisters in Islam, this only
equals investment and it is a tgr Island taboo. It is a a transaction with Allah that will never
entail loss. There's no risk. There's no risk to this. There's no need for you to hedge your losses.
And
		

			you know what, what did what did they say diversify your investment, right? Spread your investment
upon a bouquet of invested investable opportunities so that you can you can mitigate the risk
there's no risk Brothers and Sisters in Islam whenever you invest with Allah subhanho wa Taala that
diversification is only one of herrenberg the more areas you enter is only going to yield back for
you more and more. I leave you
		

			With these words, as I said, this topic is a long one, even this topic about wealth is something I
teach across many sessions have summarized it for you as a drop in the ocean, really, but I hope it
brings completion to the introduction. We collectively carry the legacy of Rasulullah sallallahu
alayhi wasallam. Let's feel it. And let's act like we do Brothers and Sisters in Islam. Let's act
like we do. I have a mandate this year. Now things are opening up and I'm traveling again, a mandate
to build up the idea of Muslim families. Muslim families are deteriorating, for many reasons.
There's also an institutionalized effort to break up the family and when this family unit is broken,
		

			do we see the legacy being dropped also, to our professors, to our students of knowledge, we
shouldn't be using them Brothers and Sisters in Islam for Baraka. We should empower them to feel
empowered. We shouldn't be calling them just to read the Quran at the masjid during the Nika read
Quran at the funeral. This is not how we should be treating our Firth we should feel empowered that
we carry the legacy and recognize those who carry greater portions of the legacy and help them feel
empowered make our forefathers feel like there's something special because Wallahi they are they
carrying the book of Allah subhanahu atta and make the students of knowledge feel special, support
		

			them be in their service work together? Let us make the months after this Ramadan months that define
us on Earth, months in which we teach other people how to die in our living and how to live in our
dying. I leave you with these words I love you and for the sake of allah sallallahu wasallam
albaraka Muhammad wa ala alihi wa sahbihi Germain