Muhammad Salah – Fiqh of Zakah Part 4

			Do you agree, purify you? Well, the glue round and where you live, look at all the good you have to
give, give a little love your
		

			hand somewhere to hold on to fee. There's so much that we can do for so many who are in need, give
our time give, give, give ourselves a loss each and every hidden the
		

			Assalamualaikum warahmatullahi wabarakatuh Welcome to the thick of Zika a series of programs where
we look into this important topic of Zika how to understand it, how to implement it. Some of the
rulings that upon all of us, especially those will have to pay the Zika I'm joined by Sheikh
Mohammed Salaam salaam aleikum has been with us from Salam rahmatullah wa barakato. It's my
pleasure, Jamil, thank you so much. Okay, previously, in these episodes of Zika, we've been speaking
about the definition of it, the rulings of it, we even went into some detail into the virtues of
giving and especially soccer and soccer itself. Now we entered into the topic of Miss up or that
		

			amount of money that you have to exceed over a whole aluna year. Now when you spoke about this
topic, here is one area of it. That is quite pertinent to our days. Nowadays, many people say that
I'm in debt. Okay. I've got enough to forego the nisab but I'm in debt. Do I have to pay soccer?
Okay. smilla rahmanir rahim al hamdu Lillahi Rabbil alameen wa Kibera, Toluca, tiene la illallah wa
alameen wa Salatu was Salam O Allah, Allah, Allah, Rena Sayyidina, Muhammad wa ala alihi wa sahbihi
wa. First of all, let me make a very small correction with the gospel and asabe it is not that you
have to exceed in order to be accountable. No, once somebody possesses the exact nisab.
		

			So for instance, then isabeau Golden silver for gold is what's equivalent to 20 dinar of gold, or 85
grams of gold. So once you possess that much gold, or anything that's equivalent to have cash or
paper money, then it is acceptable as long as it is maintained for one entire lunar year.
		

			So now if somebody
		

			is in debt,
		

			and meanwhile, he's a millionaire, not just he poses an assault. he borrows from the banks, and he
borrows from business in order to expand his business, and grow his real estate and so on. Does he
have to pay zakat on his position, even though he's in debt? Well, we have to look into what kind of
debt he is owing to others. Is it an immediate debt
		

			with regards to a debt that has to be paid immediately, if this is the case, then pay off and you
pay the care on the remaining position that you have, if it is the case, if it reaches an assault?
		

			Well, if it is not due immediately, and it is you over several years, or whatever, then you pay
zakat on the interposition you have even though you are in debt.
		

			Otherwise, you can imagine rich people.
		

			billionaires do not necessarily invest only in their wealth. They take money from here and there. So
if they borrow from banks, and they borrow from individuals and from Institute's and say, Well, I'm
in debt, so by the end, they will get to pay nothing, unless if the debt is due immediately. then in
this case, we say please pay it off. And that would be deducted from the amount which is the
prophets of Allah Han slms it in the Hadith, which is collected by Lena
		

			La sakata illa. Anwar even
		

			there is no do charity or obligatory soccer or listen to the person is rich. But if he's in debt,
and cannot pay, then he's entitled to receive this. Okay. And also, if you had this morass, when the
Prophet sallallahu Sallam sent him to him, and he said to her, do you mean agonia him? What are the
Hala fukumura sada the mandatories Okay, is to be taken from the rich, not from the poor.
		

			Now we come to the situation like you said, of the people who have an
		

			They reach that limit. What if somebody reaches that limit and passes away Now, what happens to that
wealth before it's given to the inheritance and so forth. The verses of inheritance of saltiness
that normally I ended up with the following four innocent men value of senior teams are outdated or
invaluable. So you're telling us we are dying, and so forth, which means that inheritance should be
divided according to
		

			alfalah, which had been stated in details in sort of in the set, but after making sure
		

			that the die in the depth of the disease is settled, then his was a year is fulfilled. So we take
out the debt, and
		

			then the remaining inheritance will be divided amongst the IRS. So if somebody died, before even
paying off his death, which is due to other human beings, they no longer have kobilka
		

			This is a debt that he owes to the poor. It was to Allah subhanho wa Taala. To be distributed
amongst the poor, a woman men once came to the Prophet sallallahu Sallam and Cydia Rasul Allah, my
mother passed away and she owed a month of fasting effectively here and Shall I make it up in her
state. So now we have Salalah Selim, use the reasoning method in order to stay the hook. He said,
local Anna Hello mukhi de akun to Vietnam. If your mother owed a debt to somebody, were you going to
pay it off? In her state? She said certainly, he said further, you know, law hepco below, I will cut
up. So indeed a laws, the whatever the person owes to ally is more worthy to be settled first.
		

			So the order will be as follows. somebody died, and he died after the house has rounded up.
		

			Okay, because if you died before that he doesn't know anything, because you have, he must have paid
this occur on the year before. And if you died before the house rounded up, that means the money
will be divided amongst the IRS and every person will check his worth whether he owes the cat or
not, because sometimes his inheritance is very low. So it doesn't reach to the Nissan and sometimes
it is a catapult every person will will examine his own condition. But the person who passed away
before the house doesn't owe anything as the way right on the house or after because he was in his
sickness, and he did not have a chance to take out as a care and dispense it amongst the poor. So in
		

			this condition, His ears are required to pay off the Zika. In his state.
		

			You've mentioned something about debt in debt, about paying off the debt, the debt of a loss of a
handler is the is the more obligatory now what if somebody gives money the creditor? He gives, for
example, he gives to be a certain amount of money. Can that person Take this money he's given and
take it off his xhaka I mean, I know you're smiling at this, but people do outsmarting. But we get
asked these questions as you know it is. And it is better to ask. If you don't know. The Prophet
sallallahu Sallam said In other words,
		

			if you don't know just ask, instead of guessing the answer on your own, then falling into the
trouble of violating the rules of Allah subhanho wa Taala.
		

			There must Allah once again, that I gave you some money.
		

			I'm a creditor. I lent you some money. You're a poor person, are you?
		

			So you're broke, you file for bankruptcy, and you cannot pay me anymore.
		

			So whenever it is, due upon me to pay my own Zika I say to myself, I owe 10,000. And I give this guy
10,000 Why don't I just write it off? And I say, Jamie, I forgive you. And this way, I hit two birds
with one stone. It's like I collected my money back from you. And meanwhile I paid my Zika that's
invalid.
		

			Why not? I'm hoping somebody was poor. And meanwhile, I failed my Zika it doesn't work this way.
Given the Zika is I had an act of Fortune right? And all those in every bad a must be preceded with
		

			na cetera. Well, I did not receive that by an intention. Look for know somebody who is
		

			broke and he's in debt and he's in trouble. And I intended to give him this money as a car, then it
works. It counts as a car. But I lent somebody money and he was not able to pay I cannot just write
it off my zakka same, I cannot write off the tax which I pay. Whether in Muslim countries or non
Muslim countries say this is similar to this a cat, as the category VEDA is an act of worship, it
has to be dispensed among the eight categories of Allah subhanho wa Taala, specified in chapter a
Toba, verse number 16
		

			are those who are in need most of the eight categories. So if it is not preceded with this
intention, it could be a voluntary charity. It could be alone. It could be a rival endeavor No. So
you have to formulate an intention before paying this money to the recipient. Like it within that
check. You spoke about the payment. What about the postponed payment? Now? Another question that
usually comes up some people say, Well, look, I've got money in certain stocks or shares, I can't
retrieve that money out, or I have money in account. And if I take the money out early, I'm going to
lose out. Can it be postponed even though it's past your health? This is a very common question.
		

			Remember, the conditions of this occur besides Islam and freedom,
		

			most important to conditions and a thought and how I learned how
		

			the
		

			the lunar here once it is you
		

			this money is very dangerous,
		

			it can destroy one's worth, you must take it out and pay it off to the pool immediately it must be
dispatched from your with immediately. You cannot postpone the payment of this occur for any reason,
but my money is stuck somewhere even if you have to borrow because this is a write off the poor nav
postponed for a few days a couple of weeks because of transfer and as a care from fund to fund
distributing does occur, locating those who are eligible yet it should be done earlier than that. So
once it is due, you never know what if you die in a condition where he did not pay for years ago.
		

			What would you tell Allah subhanho wa Taala. So there's a care if it is not taken immediately from
the worth of a person, it can lead to its destruction.
		

			Okay, well, we'll come to looking at the destruction of the people if we don't pay on time the
importance of not putting it with your loan to have the right intention. We're going to take a short
break and return in a couple of minutes. Please stay with us on this topic of
		

			Do you agree purify you well?
		

			virtues of Ramadan.
		

			The month of Ramadan is the best month of the entire year according to Islam. It has many virtues
that Muslims should benefit from, to not lose the chance of this blessed month and to join Dr.
Haitham al Haddad in his program, virtues of Ramadan.
		

			Ramadan is a very unique opportunity for all of us. It is a very unique occasion for all Muslims all
over the world. We are going to discuss certain issues related to Malaysia and how to observe the
night prayer. We are also going to speak about zecca insha Allah, we are going to speak about sadaqa
		

			virtues of Ramadan in Ramadan on Hoda TV.
		

			There's so much that we can do for so many who are in need, give us time give us give us give us a
Salam aleikum wa rahmatullah wa barakato. Welcome back to the
		

			Sheikh Mohammed just before the break, we entered a very important topic, and I think we should
maybe expand upon it slightly because we're probably going to get a lot of people asking us later on
this topic of not paying or delaying your zakarpattia Can we go into it slightly more? So now we
have an issue where a person says, I'm not going to pay my Zipcar because I've got money tied up or
can't get it out for another month or two, or three months, or even an unspecified time? What do we
have to say about this? The prophets Allah line slms, it's malhar la plata. SOHCAHTOA melon, Kaku,
La La cat. How would you like this to happen to your wealth? A person who postpones the payment of
		

			the cat after it is, do you the Prophet sallallahu wasallam essays, any charity that stays in one's
wealth?
		

			He would definitely destroy it. So nobody likes a destruction for his words, but loss. So you rather
take it out immediately. It's a mean of purification of your world. And the best example of all is
Prophet Muhammad Sallallahu wasallam. Not just with the mandatory the care, but once NW Salalah. Sam
was praying, it was also prayer Aquamarine Harris is a companion who narrated that and it's a sound
that is collected by Amador Buhari and others. He said then after we prayed, normally, the prophets
Allah wa sallam used to turn around faces companions and make the tomsula. Instead, this time he got
up, and he was in a hurry, he rushed and he left. He went to some of his rooms, then he returned
		

			back immediately, you saw that people were amazed. They had kosha mashed in their faces, because
that was not the prophets practice. He said, Yeah, explain to them. The carto NFS salviati, Tiburon
and then whenever I was playing, I remember that somebody gave me some money gold, to be given in a
charity factory to an uncle Avi.
		

			So I hated that it might stay overnight in my house. So I just left on the order them to distribute.
This is how soon it should be distributed whenever it is. Do you also let me expand? Furthermore,
we're talking about the mandatory soda. Now talk about
		

			you know, you live in London, Jimmy, and same in the States and Canada. What happens whenever there
is a project, and there is a fundraise. There are pledges. Oh, yeah, we get we never count on
pledges, we really count on the cash that we collect. Because most of the time we don't even get to
collect 50% of pledges why people get warmed up. And motivated. Whenever the chef has given a
motivating speech, encouraging people to give in a charity, then they make pledges. Only go home,
they think about it. And they go to work. And they when they mingle with the dunya and so on, they
get sucked in. So they completely neglect their commitments. That's a promise that's a vow. No, you
		

			should not hesitate to pay what you've had to do. You intended to give any charity, obviously, I
want to tell you this, it is not Haram, you're not committing a major sin for not paying something
that you plan to pay it. But you're missing the word. And you're breaking a promise that you took
upon yourself to give, it depends if you made it as a vow in this condition, it must be fulfilled.
But if it was just a voluntary commitment, then you should fulfill it. If he did not fulfill it,
you're not blameworthy.
		

			Because he did not pay it yet. And that's why I say you should rush to fulfill your commitment.
Before Satan would whisper to you and say, the future of your children and the traditions of the
school. And you never know who's gonna get sick, and who need the money. And somebody will talk to
you and say, you know what this project, I don't think they really need that much money, they
collected more what they needed, look you intended to give for the sake of Allah, then do it,
		

			fulfill it. postponing is a great disease. First one in the tower repentance, postponing given in a
charity, and an abuse all of us and I've said something very interesting in this regard. When he was
asked about which charity is best,
		

			he said and
		

			when he Shahe
		

			docshell fakra water mouline
		

			meaning that this charity is to give any charity while you are healthy.
		

			Expect to live a long life and you're afraid of poverty, and you're eager to get richer and richer,
whatever to adjust, and don't postpone until you're really told that
		

			you're not gonna live for two or three days. So hello, some people are told by the doctors and some
they just die immediately, without any further notice. So whenever they know that they are
approaching their end, they start while they're lying back on their
		

			beds, they start distributing their wealth and give that much charity to so and so. And give to this
message such and such amount, and so forth, and abuse on the line. So lemme said, What can whether
you distribute it or not, it is not yours. It has been already distributed because it's over for
you. So this charity once you make up your mind you and again and again. Then I say no, postpone.
Exactly. You said don't postpone and, and give on time and so forth. But some people now
		

			Okay, and we've been asked these questions before. So these are not something that just coming up
some people's, okay? I'm a bit scared. And the kind of person that I get, you know, get the dunia
is, is on top of me, I'm working nine to five, and I'm going back and forth and pick him up from
school. And I know I'm going to miss, I'm going to miss when it comes to my sakata can I give it in
advance? If I organize myself, as a matter of fact, this is a solution for another problem. Some
people make a big error. And they think they're doing the right thing, whether individuals or
organizations, which is they say, you know, if I give this poor individual or poor family, they
		

			don't know how to control money, so they can waste it all at once. So once this occur is you're on
his wealth. What he does is he separates, there's a car payment. And he's thought given them on
installments on a monthly basis or payments.
		

			your intention is good, but you're committing a big sin which is delaying does occur from its proper
time. So I'm not supposed to do what you're supposed to do. If you'd like to assist people on a
regular basis, you can actually pay off years ago in advance for rich people,
		

			Masha Allah, May Allah give them more and more than there was, may increase. So they expect that if
they're going into a project, or a business or trade, that they expect that much money in the near
future or next year. So they can is made approximately how much they're going to make or how much
their money
		

			was a soccer. And they start paying that in advance.
		

			Within a year, or two, or three. And whenever the soccer is due, the payments will be deducted. What
is the difference the difference because I intended so then a year proceeded the payment. I intended
that this money is from my this account of the next year, or the following year, and so forth, does
occur. Now, you've come to this point now where somebody paid the Zika on time, and, and they've
done everything that they're supposed to do. But they've got a problem. And the problem is, is that
sometimes when you start paying Zika Okay, and you pay it on time, and you give it on time, what
happens? you exceed that amount, you know, we spoke about the southern exceeding. Now, can they take
		

			as a callback? Is it possible for them to do? No, what we can do is number one,
		

			if you want to give it away, as an extra charity, you understand and we will all believe that we
will get more and more and more. But if you don't want to, you can deduct it from this account of
the following year.
		

			So how would I work practically Say for example, somebody supposed to give you $1,000? They give
1200. And then they see the mistake and they are on? It's not a mistake by the end of the year, they
only owe $1,000. Okay, this $1,000 from this year. Okay, and 100 from the zakka do you have the next
year? Very straightforward, very simple. Does that look? Okay, there's another point that we
discussed before, I just want to speak about it slightly. You spoke about it, a lot of rantala
telling us about those people who give Zika and those ones who are forthcoming in this last one that
makes to offer these people or should we say puts peace on them or preys upon them. What is alarming
		

			by this year?
		

			The verse is very clear in this regard. Whenever Allah Subhana Allah commanded the Prophet, to take
the sort of further mandatory care from the worth of the rich and pay to the poor, is it hosemann am
oily him sada cotton toto Hello, what was the key him we have? Then? He said was only Allah him
salia Allah him, the word suddenly does not mean the literal prayer. Rather it means at
		

			the prophets prayer to us, is to make dua for us to ask Allah to bless us. such as when we say
Allahumma salli ala Muhammad, we're asking Allah to bless Prophet Muhammad Sallallahu wasallam and
his family. So Salalah him in na sala Taka means your your prayer your invocation for them is a mean
of tranquility and peace of mind for them. So, it is recommended to make that for the mazaki the
person who pays his occur, whether it is a state which is collected as occur, or individuals are
blind every alpha male appears with him and his father narrated that the prophets Allah sent us
Don't ever he would receive a charity from somebody who used to make a duet for him. That was the
		

			right from the verse he used to say Allahumma salli ala masala Allah, Allah bless them, Allah bless
them. So when his father Abdullah him
		

			when his father, Pedro is sort of hotter the Prophet sallallahu Sallam he said a lot of Muslims
		

			Liana early alpha.
		

			So it is a convenient for us whenever we collect the Zika to make that also for the Masaki, the
person who's making the payment. And obviously Lola, you send them once they received a beautiful
sheet Cameron, as
		

			he looked at it and he said Allahumma barik fee he was he really? Well, I love this this man who
donated or give this she came on as zakka and lists him in his camels along Maverick fee. Was he
just, I can see from all of this, that the topic of soccer is not a very simple topic in terms of
the rulings. I mean, there's some details but also, there's a lot of benefits that are part of our
general life, like making to offer people expecting good for people not being miserly in the way
that we're running things, I can assure you, and this is not my statement. This is a last statement
if you sort of, if we follow the doctrine of Allah and the divine relations, then all of us will
		

			experience the happiest life on earth and the greatest return in the hereafter. And only when people
deviate and turn away from the reminder and the guidance of Allah Subhana Allah, Allah makes their
life miserable, in addition to the waiting punishment in the here after, may Allah grant us the best
reward in this life and in the Hereafter. All your advice today? Well, as you can see another
excellent episode of the thick of xikar. We're into more detail about this very important third
pillar Islam. I hope you can join me next time on the topic of Zika salaam aleikum wa rahmatullah wa
barakato.
		

			Do you agree, purify you Well, look around and where you live? Oh, good. You have to again, give a
little love you, sir.
		

			As a handsome man at home.
		

			There's so much that we can do for so many who are in need, give our time Give. Give. Give ourselves
a loss each and every hidden Monday.