Mohammed Hijab – Talks Investments with Mark Tilbury and Strike it Big

			Prophet Muhammad sallallahu alayhi wa sallam told us to whoever builds a mosque for Allah, Allah
were built in a similar house in Jannah. And we know the great reward that will not only be gained
but rather will fill your grave after your death. Whenever someone prays that whenever someone gives
shahada in the masjid whenever someone learns something in the masjid, yes, that will be something
that you will have on your scale
		

			on the
		

			watch, yeah, yeah, but the watch has gone down like recently. It has gone down. A little bounce.
Right? It depends on on the models. What? Because you went to watch this. Yeah, I'm not as into it
as chi, but I have got a few pieces. So what do you what would you recommend? Well, recently, I
bought this one AP blue face. Okay. And this has actually gone up by 12 grand since I've really
liked it. And so yeah, so that has been a very good investment, even though I bought it technically,
when the market it was on the downtrend, but it has bounced back like that said, so yeah, I just see
it as a good way to invest in and where something and have it out and about, obviously in safe
		

			areas. I wouldn't go around where you live. Yeah.
		

			That's right. No, I do think it's definitely a good fun investment. And it's something is it just a
P that you've invested in. I've got a Rolex as well. Which one have you gone for? I've gone for the
Pepsi, with a Jew but the GMT. Yeah, yeah. So like Kaiser. He's got the Batman. That's gone down
recently, hasn't it? I got it in the US though. So I got a good price in dollars. You paid for it?
$15,000. So that worked out at about 12.4 grand, that was fine. What year is it? 2018 or 19. So now
that's gone for like nine right? No, is it final tip? No. Because you
		

			that's why the thing is, we're not looking to sell them for a good 10 years. I'm probably not going
to sell mine. It's just there as a store of wealth. I Nico, Leonardo, I follow his guy who works in
yesterday. And they had one of these on a Jubilee bracelet. And they were selling it for 14,000,057.
Yeah, really? They're not nine. You probably couldn't get it from the ad. You can ad is probably
about seven. Yeah. Okay. Yeah. They won't serve me so if you built a relationship with an ad, then
you can go in and buy loads of pieces printed. Yeah. And then you don't necessarily have to sell
them but you know that the value is there. Yeah, making you can get in an ad you are printing money
		

			every time really. But it's it was every model because like for example, March that they just ended
the day they I think they don't really make that much the day they get you in the door. If you go in
and buy a day, it will probably cost you about 30.
		

			It will be for the second you leave. Definitely Sure. Yeah. Yes. Not dangerous, but days that day.
The most desirable there. If you go in the day, just as like a very cheap like 1000 something right?
A date just yet. Yeah, it's like something is the start is the entry level. You said that this was
whatever, at the end of the day, you've got to enjoy your investment that I think that's important
for you like buying watches, because that's what you like, that's great. I have a watch. It happens
to be a rose at GMC as well. Submerge. Okay, well, I like that. That's the one I like, so what I've
got, but to me, it's you know, he likes it, then you'd like watching investment. I'm just Well,
		

			okay, I like wearing one but I'm not too bothered. I'd rather have it in other areas. So I think to
summarize, just to wrap up what I was saying is I'm not an expert. Yeah, sure. I'm just an
enthusiast.
		

			Next, but I find it hard to believe that you could go in and ad and not print money every time you
buy one unless it is a date just or something to tone or something like that. That will that will
make your return. No, you probably lose might lose money. Yeah. Okay. So you are to turn that Yeah.
What do you want? Well, you could start the relationship with the ad by buying 11 and a half 1000
pounds for literally the worst twotone date just you've ever seen. And I'm not making that rich that
I'm going to start spending 10 grand on watches. I don't even like you know what's going up
recently. I think I might be wrong, but Chuda Chuda starting to get like I think it's election.
		

			Right? Yeah, yeah. And I think it's starting to overtake omega and stuff like that as well. The good
thing about Chuda is that someone getting permission for this right?
		

			You can get like for people that like don't have that disposable income. Yeah, you can go to a tutor
shop in Westfield and pay like a monthly payment of no interest. That's quite interesting because
then you know, you might not have the, you know, Rolex to do that. He was trying to do it to me
because when I went in there to get a watch obviously I wanted to go on for a couple pieces like
this. I put myself down for a day day and stuff. You got a relationship with the I could have done
if I bought this watch that he offered me because I did go in that funny and after he was actually a
fan of Mark. Really No, I told him that I worked for him and all of that. They offered me the one
		

			watch but obvious
		

			See, it wasn't one that I was gonna take. And then I was like, Yeah, I don't really know, I sent a
picture of it to my mate. He just started laughing at me said, It's so bad, you don't want that. And
then I was like, Oh, you're not really sure if I'm interested. And like, even if I am, I'm going to
need to like liquidate and get some money anyway. And he was oh, yeah, we can just finance it now.
And then you can then liquidate and then declare the finance. If you want, then you can just leave a
bit right now. And I was more so trying to get away.
		

			Yeah, okay. Okay. Yeah. It's a bit of an addiction, though, isn't it? Yeah. It's like, you get the
gateway drug. And then you start thinking, I need to get this one that that one, and that this one
and that one, but it's not gonna make you the most returns any, like investment stocks or watches.
It's just a way to get it? Well, I suppose watches is a bit faster than stocks, but it's still quite
slow. How about businesses? Have you got any of those small ones who don't? I mean, like language
school, online products and stuff like that? You know? I mean, what about books? Yeah, I've got
books. I get nothing from that.
		

			Yeah, nothing? What's the top of the funnel, isn't it and gets people into your businesses? Yeah, it
doesn't do anything. I'll be honest, because
		

			the royalties are so. So small. Like I actually did that on purpose, because I wanted to get the
books out for free, like, almost for free. So they're printing out the material and stuff like that.
So I'm not trying to make money from books, I don't think you can read, you know, sometimes it's
worth writing a book and putting a premium price on it, just so you do make real money from it. And
also people see the value within that book. I think you're right. This is a good point, because I
realized that sometimes that if you price something very long, people will sell it something wrong
with it. Like there's no value to it. Yeah. I want to read that. It was it was a fiver. Yeah, you
		

			know, oh, that's 40 quid that book that can't be pretty decent. I've bought it, I'm now going to
read it. And not only that, I'm going to recommend it to everyone, because I've pay 30 quid for
that. And I want everyone to know, just just to clarify, if you invest in stocks, and they go up in
value, yeah. Are you allowed to do that again? Yes, just open a stocks and shares ICER. But the ICER
issue is that they have an interest, don't they? No, no.
		

			You just it's just a wrapper that you would hold the stocks within. Okay. So it's kind of, it's just
tax free. So you can invest in index funds, like the s&p 500 long term, you can put in a maximum of
20 grand a year, which is a substantial amount of money if you max that out every single year, and
invest it in the s&p 500. You know, historically, historically, you would do very, very well, and
you can sell it. Have you ever tried to? Yeah, we'll do it. Yeah. And you can sell it at any time,
and bring the money out tax free. There's no retirement hitch or anything like that. You can't pull
this out. Now, if you've got 60 grand in there, but it only costs you 30. And you want to pull that
		

			60 out, you'll have it within three days, no tax, start filling it back up again, whatever you want
to do. But you can only put 20 grand a year and because it's so powerful, really Yeah, you can't
backdate that 20 grand either? Yeah. What would you do? If like, what do you guys do? What?
		

			Do you mean the company? Yeah, thank God, I do have trading two on two. But it's just easier on my
phone. And it was been profitable.
		

			Really? Yeah. I mean, yeah, over the course of the last 20 years, nobody no one's ever lost. Nobody
can tell you what that markets gonna do? No one and anyone who does they're trying to have you over
so but you can look at history, like you can with anything, which you can help predict your future
from? Yeah, sure. You look at the historical data, it's very good. Someone who invested in something
like the s&p 500. If they invested for a long enough period of time of something like 20 years, I'm
pretty sure if you look at the past data, there is not a single person that will have lost earlier,
if they invested for 20 years, you invest for a short period of time, there's a chance because
		

			obviously, one year it might lose 5%, the next year, it might do 10 The next year, it might do five
and historically, that will average out at eight to 10% per year. What about individual stocks much
more risky, you can use a lot more money, you can make a lot more money. I was a big fan of Tesla
stock about a year or so ago. And I had I think is about 20 grand in Tesla's stock alone. And then I
had a tax bill come through for about 20 grand. But I think we had some money in Tesla. I think it
was about 18. So I was like, right, my stocks haven't been up for ages. I've got this 18 grand tax
bill. If I sell my stock now that's gonna make my tax bill a bit cheaper because I've made a bit of
		

			money on the stock, so fuck it, I'm gonna do it. So I've sold the stock, pulled the money out paid
the tax, which I didn't need to do because the tax wasn't due for six months. Five days later, Tesla
has gone through the roof. We don't we don't rub that to the point where I would have made probably
50 or 60 grand maybe? Yeah, like within just paid my tax didn't even need to pay it. And then now I
would have this watch probably a day you'd hate as well and do other things that I don't have if you
want to return to tranquillity. Yeah, yeah, that's where the index funds work. Yeah. Okay. That's
one less risk because these things don't happen, you know?
		

			Like we've tested that could have gone down that much money. Do you guys all invested individual
stocks? A little bit? Yeah. Only a little bit just for fun. Okay.
		

			But massively, how much? How much? Wait, what companies you do it with? Yeah, I mean, I've got some
tests I have to put out to be honest with you always in the broker.
		

			Individual. Let me pull up my, I haven't got mine on. Most of these are the same as mine, apart from
I am in McDonald's, quite heavy, has been brilliant. Because a real estate company is brilliant,
isn't it? I didn't even know that they were way they are in so much land. Because essentially all
I've heard that actually, they buy the land to build the place. And then they've now got a tenant
that will pay over the odds because you have to rent it from me if you want to McDonald's, so
they've got all this real estate and everyone's paying a premium. So they're just a massive empire
of real estate that also makes a bit of money on burgers, Procter and Gamble. free trade is just so
		

			slow. Yeah, I'm not trying to load it up. I'm just giving you a few warm up. Okay. Yeah. Amazon, not
so good at the moment has been good. I wasn't Disney but then I had to pull all of my money out of
there because I saw the way that it was going with
		

			I lost a couple grand on meta juste Do you guys ever invest in smaller companies? Like medium? No,
like Penny stocks in that? Yeah, no, not really. If I was gonna invest in a penny stock I'd rather
find it outside the stock market and invest in your startup
		

			influence in the business Yeah, I mean, I've got my biggest ones are Tesla Corsair Mehta. What's
Corsair doing now? Not good.
		

			Adobe is doing very well because we use Adobe products all the time with Premiere Pro and everything
so I thought Yeah, why not? You like a good tip put some money into the stock if I buy the product.
So that's that's how I choose how are you? Are you wasting your time on social media again, your
brothers and sisters in Islam net from Norway are establishing a masjid a Dawa center. Establishing
a masjid to convey the message of Islam is one of the best deeds a Muslim, Hindu, there's a huge
need for a No way. Do you know this and I know this, so that makes them even greater. So give
generously and Allah azza wa jal give you even more