Mirza Yawar Baig – Retirement Whos she

			Bismillah R Rahman r Rahim Al hamdu Lillahi Rabbil Alameen wa salatu salam ala should have filled
them. Gable mousseline, Muhammad Rasul, Allah is another highly right ally, he was able to sell them
to sleep in Nevada. i Brother sisters were very, very dear friend of mine asked me a couple of
questions and I have been just making some notes on those, I replied to him, and I want to share
those thoughts with you. Inshallah, maybe this will become a basis of maybe Jehovah or something
later.
		

			The first thing he asked me was because he is around my age and maybe a bit younger, but not too
much younger. And he decided to do a PhD and do research in stem cell.
		

			So,
		

			mashallah, he is himself I have is of the Quran, he's an adult, he's a graduate from the from
abdominal. And he's also a surgeon. So Marshall is, you know, very accomplished person.
		

			So his question was,
		

			I have this thought, I have the desire to do a PhD and to do research in stem cell. But at this age,
		

			I should be retiring, I should already be retired, or I should retire in the next year or two.
		

			What's the good of starting something like this, because a PhD means for years and then research,
we're talking about the next maybe 10 years of study and research and work.
		

			So, you know, I'm not sure I do it or not.
		

			And I said to something that I
		

			remembered from this Clint Eastwood film
		

			called The mule, which he made at the age of 90 something.
		

			And when somebody asked me this question, he said, How old would you be? If you didn't know your
date of birth? How old would you be if you didn't know your date of birth? And that's a good
question to ask yourself.
		

			I went to this our course to study Arabic.
		

			And that was the stage at the time. In the Hijri. Calendar, I'm 70.
		

			I was older student in the class, but what does matter?
		

			What, what does age matter at all, you know, in which way does it matter?
		

			As long as you are able to do something, and I'm not even saying physically able to, because
physically able to has to do with actual physical strength. So we're talking about, you know,
physically doing something, lifting something climbing, you know, walking long distances, or
climbing mountain or something, but I'm talking about physically, mentally in any way, as long as
you can function and you can do things, what stops you from exploring what stops you from starting
something new, what stops you from
		

			making a contribution, just enjoying yourself in good positive ways which, by which automatically
will make a positive contribution to the world and to life? What stops us the whole concept of
retirement age is a completely as far as I'm concerned, it's a completely negative, ridiculous
concept because we,
		

			we meaning human humanity, and especially we're talking here about
		

			organizations, whether they're government or non government, commercial or corporate,
		

			who actually don't know how to expand jobs, they don't know how to create new jobs. So therefore,
		

			to get new people, new graduates into the organization, they have to kick out people who have been
there for a long time. So they have no concept of human capital. Now what is human capital human
capital is the knowledge that people acquire when they work for you. One of the questions they ask
sometimes asked my clients
		

			as them for example, what's your your organization's what's your, you know, gross sales? What's your
net sales?
		

			what's your what's the ROI you're getting on? On your capital investment?
		

			And so on, so on, and then ask them Do you know how much what's the value of learning you have?
		

			Do you know what you know? Do you know how much you know?
		

			And the answer invariably is no.
		

			Then ask them for example, that you have people for example, salespeople who are on the street they
are experiencing, selling, so they are selling your products. They are talking to your customers
face to face. They are listening to them they are
		

			you know, answering their questions.
		

			either solving their problems or not solving them and so on. So they have this huge if you look at a
large organization, you have this massive net of
		

			salespeople who are spread across the world, and every single waking moment they are acquiring
knowledge.
		

			So my question to them is, to my clients is, where is that knowledge?
		

			So, if you if you imagine, like a,
		

			you know, like some kind of machine,
		

			whatever, that those those tertiary
		

			ends of the machine, whatever they encounter, it comes back to a central
		

			you know, a central database or a central memory. Does that happen in your organization
organization, it does happen. So, if I'm, I may have my, you know, best salesman, who's, who's there
on the street. So, one thing he leaves
		

			to add the most, I might say, well, you know, I lost my best salesman, I don't know why I lost him.
But if I ask you tell me, you lost your best silver, why is your best sale? Oh, he's best selling,
because this was his, this was a number of products he sold last year, and the year before that, and
so on, so great. But what else did the person
		

			what else did you actually lose? Because when you lost the best salesman, you are saying to me that
you lost all the learning that he acquired as a salesman. And guess what, he acquired that learning.
And you paid for it, because he acquired that learning, selling your products and services, for
which he was getting a salary, he was getting perks, he was getting maybe a sales,
		

			commission, and so on, so forth.
		

			But since you have no concept of how to transfer that learning, and put it into a database, so that
so that this can become now a shared learning for everybody.
		

			You just lose it. It's almost like, it's not obvious. Exactly. It's like going to a bank, for
example, and asking the
		

			bank manager, how much money do you have any awards? Here's all I have lots of money.
		

			Now, if you get that answer, what would you say? You would say you're crazy, or you're a nutcase,
you have no right to be in this job, you should be kicked out immediately, because you have no idea
what you have.
		

			What do you mean, you have lots of money? I mean, there's a number. So how much money do you have?
Similarly, you go to a store, and you ask the, the store manager to say, what's your monetary value?
And he's all what have you ever we have very valuable, who are lots of lots of stuff, which is,
which is what a lot? What should you say?
		

			You mean to tell me you're running a business and you have no concept of your inventory, you don't
know how much you have invested in there, you don't know what the cost of your total cost of
products is? What kind of business? Now, that's if that's how we run our organizations, and we run
our life. So you say, Well, you have no cards, you have no idea of how to capitalize on the people
that you have. And so what you do, you kick out your most valuable assets, to make way for raw
recruits, who has learned everything the hard way, repeating the mistakes of the predecessors,
because there is no one to teach them. There is nobody to teach them. And there is no central
		

			repository of data of knowledge of learning that they can tap into to learn.
		

			So retirement is really society's admission that he doesn't know what to do with his people. Right.
So this is the whole issue of retirement is so completely stupid.
		

			The point is that as long as you are productive, as long as you're working, as long as you can do
something beneficial. Continue to do it.
		

			And if you are running organization, and so on, and I'm saying this, though, no, across the world,
take parenting, for example. What do you learn in parenting? Where is it? Where is it? Where is that
accessible to new parents?
		

			That you get some really freaked out parenting blogs, right?
		

			Written by don't even know who and know what sort of mental state they write them in? Because some
of those things are so freaked out, it's unbelievable.
		

			In terms of what to feed a child and what how to treat a child and what not, I'm not talking about
I'm talking about in terms of building in
		

			ethics and morals and values, how do you do that in children? How do you raise children who are
		

			who are tough, who are resourceful, who are resilient, who are all at the same time kind and
considerate, and who are sensitive and who are, you know, willing to go out of their way to help
other people? I mean, how do you do that?
		

			So if as a as a new parent or somebody wants love that where should they go? So it's a very
important thing that I that I want to leave. Here we just to say that do think of ways in which you
can document your learnings in life.
		

			If I do I do it all the time. That's how I end up writing up. So radical summary books that document
your learning. So what did you learn in life? And how is that how did that benefit you? And
inshallah maybe, maybe that will benefit somebody else. And this is, of course, this is a tragedy as
well because you know, you're what you do benefit people, and, and the goodness follows. So do think
of do think about this. And as far as retirement age is concerned, forget about the cost per se.
It's a completely dumb concept that,
		

			as I said, it just is just society's admission that they don't know what to do with the most
valuable assets. And those are the those are the people who have spent life who have
		

			learned from life, they will they would love to return that to society, from where they learned it,
but there is no mechanism, there is no method by which they can do that. And that is something to
really think about and say how can we create a method where people can contribute their learning
		

			and which which then of course becomes a shared capital, which is of beneficial benefit everybody? I
ask Allah subhanaw taala to help us to learn and understand and to benefit from it was ALLAH will
carry while he was a member the whole together