Mirza Yawar Baig – Akhlaaq of the Ummati #18

Mirza Yawar Baig
Share Page

AI: Summary ©

The speakers emphasize the importance of understanding oneself and the environment to avoid becoming victims of the "weird future" and stress the potential negative consequences of COVID-19, including negative health, education, and physical health. They stress the importance of letting one's stress level control their behavior and making decisions based on it. The speakers also discuss the benefits of living in one place and prioritizing one's life, including the return on investment and the guarantee of policies. They stress the importance of avoiding distractions and prioritizing one's life, and encourage people to make a list of qualities they are most stressed about.

AI: Summary ©

00:00:00 --> 00:00:05
			hola hola Rahim 100 in La Bella alameen wa salatu salam ala
		
00:00:08 --> 00:00:21
			Muhammad Rasulullah sallallahu alayhi wa aalihi wa sahbihi wa sallam does the man Kathy rangatira
mmabatho. My dear brothers and sisters in this lesson of color of the oma T,
		
00:00:23 --> 00:00:41
			looking at the qualities that Allah subhanaw taala described and praised for what he called, and who
he called a bad man, the slaves of our rock man, the slaves of the Most Merciful,
		
00:00:43 --> 00:00:44
			my brothers and sisters,
		
00:00:47 --> 00:00:58
			and what the purpose of this is, so that we can try to inculcate those qualities in ourselves,
because here we have the winning formula.
		
00:00:59 --> 00:01:14
			Here we have the winning formula, we have a lot of manual data telling us what works. And so if we
do it, then we become, inshallah, those whose name will be written in the list of Alibaba.
		
00:01:15 --> 00:01:46
			Obviously, the destination of Alibaba Rockman, is genma can also Alibaba ramen in this dunya will be
people who will have the special protection of Allah subhanaw taala, who will have his help in sha
Allah, and who's Dora will be accepted. So it is worth it is well worth our while to reflect on what
are the qualities of Alibaba man, and how we can bring them into our own lives.
		
00:01:48 --> 00:01:49
			Now, that is what
		
00:01:50 --> 00:01:55
			we have been focusing on, that's what we've been talking about. And we continue in the same vein,
		
00:01:57 --> 00:01:57
			and our brother and sister,
		
00:01:59 --> 00:02:04
			my brother, sister, you talking about the issue of happiness in this life. And
		
00:02:05 --> 00:02:13
			as I mentioned in the last class, whatever we talk about becomes real, what we do not talk about
becomes
		
00:02:15 --> 00:02:24
			becomes like a fantasy, no matter if it is real or not. And if you remember, I gave you the example
of COVID versus global warming.
		
00:02:25 --> 00:02:34
			And you can very well imagine and see which one is top of the mind, which one is giving,
		
00:02:36 --> 00:02:38
			giving us sleepless nights.
		
00:02:40 --> 00:02:43
			Not all of us, but whoever it is giving us it was nice, too.
		
00:02:44 --> 00:03:01
			It's not global warming. Whereas if you really look at it, global warming is the thing that should
be giving us sleepless nights. Global warming is the thing about which the whole world should be
concerned, global warming is the thing about which countries must sit together. And
		
00:03:02 --> 00:03:37
			I take some very serious and drastic steps to ensure that we become that we do not become the
victims of the changes that will happen in the environment, thanks to global warming, if we allow it
to continue the way it is going. But obviously you don't see that happening. On the other hand, we
see a lot of focus and attention on COVID, Angola, this is good, but the fact remains that if you
look at the two things in comparison COVID is nothing compared to the adverse effects of global one.
		
00:03:39 --> 00:04:03
			So, therefore, let us now take this example and map it on to our lives and look at what consumes us
what gives us stress, is it the life of this world? Or is it the life of the hereafter? Right? You
might say well done question, we all have the same problem, right? Therefore, so what is the answer?
What should give us
		
00:04:05 --> 00:04:13
			cause for concern? What should take the position of maximum importance? What is it that
		
00:04:15 --> 00:04:49
			if anything, if we have stress, then what is it that we should be stressed about? What is it we
should be least losing sleep about? Is it the life of this dunya which Allah has already decreed and
written for us? Or is it the life of the al Qaeda, which Allah Subhana Allah has given into our
control? unless Allah has given us the freedom to write whatever we want in our arsenal? Are we
doing that or are we ignoring it? My brothers and sisters as I
		
00:04:50 --> 00:04:51
			mentioned in the
		
00:04:53 --> 00:04:54
			in the last class,
		
00:04:56 --> 00:04:59
			I suggest to do to keep a pad handy and to write down
		
00:05:00 --> 00:05:22
			What is top of the mind? Do you say every half an hour or something right? No praise, no blame, just
record. And that will give you an idea of really what is important in your, in your life? And then
you can decide what to do about that. Is that okay? Should that continue? Or should you
		
00:05:23 --> 00:05:25
			make some change? Now
		
00:05:28 --> 00:05:48
			another another way of seeing what is really important in our lives, is to see what you are most
stressed about. Now, whatever you're most stressed about is the thing, which is the most important
for you in your life. So are you more stressed? most stressed? Are you about your business? Or about
your education? Or about,
		
00:05:50 --> 00:05:58
			you know, your physical safety? Which includes stressed about COVID? Are you more stressed about?
		
00:05:59 --> 00:06:09
			You know, maybe if you have children, the raising of those children is doing a good job with that or
not? What is it that you are most
		
00:06:10 --> 00:06:12
			most stressed about? And then
		
00:06:14 --> 00:06:22
			ask yourself, Is that something that you should be stressful? And therefore, what must you do to
change that? Right now?
		
00:06:24 --> 00:06:25
			My brothers and sisters,
		
00:06:29 --> 00:06:33
			think about this in a way. And say that if I
		
00:06:34 --> 00:06:35
			have
		
00:06:36 --> 00:06:39
			lists the number of things that you are stressed about.
		
00:06:41 --> 00:06:58
			Say, for example, if I if the government in my country changes, and we get a government, which is
hostile to Muslims, that's one thing to be stressed, if there is an economic collapse, and I have to
shut down my business, if I lose my job. So that's another thing to be stressed about.
		
00:07:00 --> 00:07:02
			Right now, this COVID. So if I get COVID, and I die,
		
00:07:04 --> 00:07:06
			that's another thing too, is just about
		
00:07:07 --> 00:07:27
			justice, just list these things down, right? If savings disappear, whatever happens bank shuts down,
or you know, there's a scam in the bank, the bank is looted. All my savings over, make a list of
these things, and then ask yourself two questions. First of all, what is the chance of all of these
happening at the same time?
		
00:07:28 --> 00:07:30
			Even if they happen, you know,
		
00:07:31 --> 00:08:06
			serially, what is the chance of all of these things happening? all the bad things, all the things
that you are stressed about? What is the actual chance, by the law of averages, what is the actual
chance of this happening? And you will know, you know, there's almost zero chance of all of them
happening together, maybe one of them or something, but everything happening together, you're losing
all your money, you're losing your health, you're losing your, the government is hostile, so you're
gonna get thrown in jail for No, for no fault of yours. All of these things together, doesn't have
doesn't work. Like that doesn't happen.
		
00:08:08 --> 00:08:28
			And second thing is ask yourself the next question, which is that even if everything happens, even
if everything happens, the effect of that? How long would it last? That's a very simple one to
answer the effect of that will last for a short time meaning either the thing will go away, right?
So the,
		
00:08:29 --> 00:08:45
			the bad effect will finish or worst case scenario, you die. So when you die, all of this is becoming
immaterial, after you're dead, who cares? Your business was functioning or not functioning? Who
cares about anything? Who cares? Which government?
		
00:08:47 --> 00:09:11
			Who cares which government was in power in your country? It makes no difference. Once you're dead,
you're dead. So, here is a situation where in this dunya First of all, even if you anticipate all
kinds of evil things happening to you, the chances of all of them happening next are nothing. And
second thing is that even if all of those happen, the effect is temporary
		
00:09:12 --> 00:09:16
			few years, which is the maximum that it can be.
		
00:09:18 --> 00:09:21
			Now look at the other side of the story, which is that what about the acid
		
00:09:22 --> 00:09:33
			in the Acura if something goes wrong, if I die and I die in a state where Allah subhanaw taala is
not pleased with me, when Allah is displeased with me.
		
00:09:34 --> 00:09:35
			If that happens,
		
00:09:37 --> 00:09:40
			the effect of that the punishment of Allah How long would it last?
		
00:09:42 --> 00:09:59
			Right? How long would that last? So if I have been doing something with this pleases the last round
is better. If I have been doing something which Allah has made Haram, if I am committing share, if
I'm doing with that, have all kinds of innovations adding subtracting the deen or trying to invent
my own religion
		
00:10:00 --> 00:10:04
			If I'm doing things for example, if I'm deceiving people lying, cheating,
		
00:10:05 --> 00:10:14
			you know, whatnot. And obviously, all of this has to be paid for in the accurate. So if I'm doing
all of these things or any of them
		
00:10:15 --> 00:10:17
			and I die with that,
		
00:10:18 --> 00:10:28
			and if I'm not forgiven by Allah subhanaw taala then what happens? And how long does that last? Now
brothers is just a stress free life is a fantasy.
		
00:10:29 --> 00:11:14
			Right a stress free life is a fantasy. happiness in life is about deciding what you want to be
stressed about. That is the that is the secret. What is it that you want to be stressed about, you
can decide what you want to be stressed about, you can get rid of stress, but you can choose what
kind of stress you want. Now, the SIBO is stressed, even the MBA was stressed. But what was I
stressed about? So on the one hand, we've got these two situations on the one hand, we have this
dunia the life of this world, about which Rasulullah sallallahu said Allah subhanaw taala has
written for you and what has been written for you you will get what is not written for you cannot
		
00:11:14 --> 00:11:19
			get on the other hand, we are the accurate Our Allah has given the pen in your hands
		
00:11:20 --> 00:11:21
			and supply what you want.
		
00:11:22 --> 00:11:29
			You want my pleasure, right? That you don't want my pleasure, right? That you want to be my my
somebody that I look upon.
		
00:11:31 --> 00:11:36
			With love. That's possible. You want to be my enemy, you can write them.
		
00:11:38 --> 00:12:15
			You know what I'm talking about, right? So it's not about writing as in writing with your pen, but
writing with our actions. If I want Allah, if I want to be among the Olia of Allah, then I have to
have my life which is free from interest based dealings. You can't have both the two mutually
exclusive things, the two are opposites, you can either be dealing in interest or you can be a
favorite slave of a loss manager, you can either be dealing in interest and he would be among the,
among the,
		
00:12:17 --> 00:12:23
			among the enemies of Allah. Allah declared war on his own behalf, and on behalf of
		
00:12:24 --> 00:12:34
			all those who deal in interest. So that is a choice you make while I'm dealing in interest. I accept
a declaration of war from Allah and His Navy satellites.
		
00:12:36 --> 00:12:53
			Or you can say that No, I am not at war with Allah. I will not accept a declaration of war. I need
the forgiveness of Allah I need the mercy of Allah I need the Shabbat and the intercession of
rasulillah salam where is the scope? Where is the
		
00:12:54 --> 00:12:59
			possibility of accepting enmity from those whose
		
00:13:00 --> 00:13:41
			whose Quran I am in need of? So, what must I do? If I have any interest based dealings? Get out of
that, get out of that. Now shaitaan will come along with that and will come the investment bankers
and the and the financial analysts. And they will tell you no, no, no, you know, you borrowed his
money and it will get out. You start to lose so much and so on. So, ask yourself this question.
Again, two questions. First question is, will you lose what has not been Will you lose something
which I return for you? No. So if that was to be if you had to get it you will get it if you don't,
if that was not something for you to get you would have been. So if you have if there's a will lose
		
00:13:41 --> 00:13:45
			this that you were supposed to lose anyway, you would have lost anyway. So
		
00:13:46 --> 00:14:13
			knowing that that says you out and second thing is where is the question or losing because that
thing which is called within post news, that is the price that you are paying to gain the hope of
Allah subhanaw taala to gain the pleasure of Allah subhanho wa Taala. To have your name shifted from
the enemy's list of enemies of Allah to the list of the Olia of Allah.
		
00:14:15 --> 00:14:57
			Is it worth the price? Do you think it's worth the price? Whatever hundreds and 1000s of dollars you
might lose? And I don't think usually it won't even come to that but maybe depending on what you
borrowed it do you think it is worth it? To be called a volley of Allah when you start before
allowing the development or would you rather keep that and then on the day of judgment when you land
there, you are given a sword in your hand and the Malaika say, you have accepted a declaration of
force from Allah subhana wa Jalla Jalla diletto there is a logo of it. Which one would you want to
do? It's as simple as that. Sisters, we are free to choose in this life. Allah has not compelled us
		
00:14:57 --> 00:14:59
			to do anything. We are completely free to choose
		
00:15:00 --> 00:15:03
			But every price has a price tag.
		
00:15:04 --> 00:15:06
			Every price is a price. Now
		
00:15:07 --> 00:15:09
			you might be thinking well
		
00:15:11 --> 00:15:58
			what about people and society and conditions and carriers and all that? How can I live my life in a
state of pain? Meaning that how can I you know, constantly face difficulties all the time. Very,
very simple. Allah subhanaw taala told us first guru nee as comb wash guru Li velata Quran Yeah, you
unless you know our monastery, you know, the slavery was Salah, in Allah Hamas. avi did the famous
it sort of the baccara Allah said, Remember me, and I will remember you and be grateful to me, and
never be ungrateful for you who believe, seek help. In sobor was Salah, in patience, in
perseverance, in steadfastness, and in Salah. In the law, Mr. Saavedra truly, Allah subhanho wa
		
00:15:58 --> 00:16:12
			Taala is with the people who have some. Now, the way to real influence and power and popularity is
to strengthen and strengthen our connection with Allah subhanho wa Taala.
		
00:16:14 --> 00:17:07
			When that happens, everything else automatically falls into place, fix one connection, just one
connection, fix that. And everything else falls into place. In the famous the famous share the
famous couplet of allama balanta Lally, he said well as such that you say to guaran semester he has
are such as Don't say that, I admit that. He said that one such day, which you think is difficult,
frees you from making sujood to 1000s of people and 1000s of things, it frees you from 1000s of
students, you you may make that one such that and that one says that will free you from making 1000
success. Because our once as dice rolls ran out, Allah Allah Allah, Who is the Harlequin molekule
		
00:17:07 --> 00:17:08
			hachimura logic.
		
00:17:09 --> 00:17:45
			One says that to him, and you don't have to make videos to every creature, every person, every
politician, every so called, person of authority in this world, because Allah will then turn their
hearts and Allah will influence them in your favor. And Allah subhanaw taala as decisions are the
only things which count and which matter, my brother and sisters and again, as I mentioned, the
widget simpler just ask yourself, is that simpler? Or is it simpler to fix millions of connections,
and that also remember,
		
00:17:46 --> 00:18:10
			if you are trying to fix those connections, while you have not fixed your connection with Allah,
meaning that your connection with Allah subhanho data is problematic, but you are trying to fix your
connection with people believe me, that is not going to happen as long as it cannot happen. The only
way people will be pleased with you is Allah if is if Allah is pleased with you.
		
00:18:11 --> 00:18:13
			We know the famous Harris have
		
00:18:14 --> 00:18:35
			in this context, where rasulillah salam said that Sam mentioned this to him. He said that when Allah
subhanaw taala is pleased with somebody, he calls the release Salaam and he says, I am pleased with
so and so Allah subhanho wa Taala takes the name of the person, he says I am pleased with that
person. And then this
		
00:18:36 --> 00:19:29
			and then Allah tells viscera and so you also be pleased with that person, given a Salaam is then
pleased with that person. And Jerusalem then announces in the heavens, that Allah subhanho wa Taala
loves so and so, Allah subhanaw taala is pleased with certain says Of course, and this love for the
person is announced, and his love for the person then permeates the hearts of all the inhabitants of
the heavens which is the Malaika and then this love for this person. And this being pleased with
this person is then sent down onto the earth and this permeates the hearts of people and others in
favor of this particular person. Meaning that then the world becomes inclined towards you. The world
		
00:19:29 --> 00:19:39
			then will accept you love you respect you and be willing to be influenced by and that's why I lost
Veronica subrahmanya tequila Jalla Mahara
		
00:19:44 --> 00:19:54
			and that is why last round that I said Romania tequila hija Allahu Maharaja Marzocco, Vinay high
school I had Amaya tawakkol on a hippo who has
		
00:19:55 --> 00:20:00
			a lot of parental acid which means and whosoever has taqwa of Allah somehow
		
00:20:00 --> 00:20:25
			data and lots of data will make a way for him to get out of all difficulties of every difficulty and
he will provide him from sources that he could never imagine. And whosoever puts his trust in Allah
subhanho data, then Allah will suffice for that person. Verily, Allah subhanaw taala will accomplish
his his purpose
		
00:20:26 --> 00:20:54
			in Allahabad, ambree God, Allah, Allah who liquidly Shankara and Verily Allah will fulfill and
accomplish His purpose. And indeed, a lot of our data has set a measure for all things I narrated
for you already the Hudis of avera Delano, about what Allah subhanaw taala does when he is liaised
with anyone is that is inherited by
		
00:20:56 --> 00:20:58
			Alanna and it is in sable
		
00:21:01 --> 00:21:09
			sisters. So let us ask ourselves, let us do some reflection. You know, I strongly advocate and
started doing
		
00:21:10 --> 00:21:34
			take some time out to reflect and anila One of the benefits of COVID is that we have been restricted
in our movements. We have our travel is all restricted. I haven't traveled anywhere for the last one
year imagine this is a completely unprecedented thing. I cannot imagine I can't remember when
		
00:21:35 --> 00:22:06
			this is not in the last maybe almost 20 years that I have been in one place for one year. But
hamdulillah This is me ally data. And I am enjoying being in one place I'm not enjoying not having
to travel. Now one of the benefits of this not having to travel and not being able to travel even if
you want to travel is the fact that you have time to yourself. So take that time, don't get involved
with with your gadgets and television. And you know, television is the worst thing in the world.
		
00:22:07 --> 00:22:28
			Don't involve that just complete time wasters time killers, simply the war carried increase your
knowledge. And very importantly, reflect and for reflection, you have to shut off everything is
okay. You know, put your phone away put all the gadgets and stuff of it sitting in one place if you
are if you are
		
00:22:29 --> 00:22:41
			fortunate enough lucky enough to have the possibility of going and sitting out in the open in the
nature somewhere, you know, under a tree in a forest. That is, according to me the absolute,
		
00:22:43 --> 00:22:58
			the absolute peak of this hamdulillah if you can do that. But if you can't do that just in your
house, sit quietly in one place, and reflect and say Where is my life taking me? What is it that I'm
doing in my life? What am I paying to get? Watch
		
00:22:59 --> 00:23:25
			it ask yourself this question and see what am I paying to get one for example, in terms of, you
know, my eyes You see, some people say, Oh, you know, I'm bored. Okay, so now what I'm paying to get
your, your entertainment, you're paying with your life. Simple as that. If I'm going to sit in front
of the television, and for two hours, I'm going to watch a basketball match on a football match that
two hours where is it coming from? It's coming from my lifespan.
		
00:23:27 --> 00:23:28
			And what is the value of those two hours
		
00:23:30 --> 00:23:35
			the value of those two hours is the value of it before you die
		
00:23:37 --> 00:23:38
			value of it before you die.
		
00:23:40 --> 00:23:47
			That is the value of tours that if you are dying, or when you're dying, there's no issue that when
when you're dying.
		
00:23:49 --> 00:24:06
			If Mulligan Mark says to and it's not gonna happen to you and me I'm just giving you this as an as
an example. If I'm dying and at that time Mark Wahlberg comes to me and he says I am willing to give
you
		
00:24:07 --> 00:24:12
			all the time that you spend in front of the television watching football
		
00:24:15 --> 00:24:32
			right all your life all the time we do spend before the television watching football. I'm willing to
give that time to you. So I will not take your life now I will take it after those hours are over.
But everything has a price. What are you willing to pay me for that?
		
00:24:34 --> 00:24:39
			Believe me, at that point, I will give molecule mode every single thing I have
		
00:24:40 --> 00:24:59
			because those hours then becomes so valuable to me because in those hours, then I can make a
stepfather I can make though I can try to please Allah subhanho data I can make my washi I can do so
many things I can ensure that I die free from sin inshallah Allah
		
00:25:00 --> 00:25:00
			Rather as forgiving.
		
00:25:02 --> 00:25:11
			And I am therefore willing to pay for that if I have to. And I'm willing to pay for that with
absolutely anything which I have.
		
00:25:12 --> 00:25:21
			The reality is that that is not going to happen. And the reality also is that today that time is
available to me free of cost.
		
00:25:22 --> 00:25:24
			nobody's asking me to pay anything?
		
00:25:26 --> 00:25:27
			Nothing at all.
		
00:25:28 --> 00:25:29
			But am I using that time?
		
00:25:30 --> 00:25:49
			Have you ever thought about time management and I also teach a course on time management? The
problem is not a question of managing time, the problem is the question of managing our priorities.
Time is beyond our control, you can't be you and I can't manage time. Time is a fact of the spinning
of the earth. on its axis and and
		
00:25:50 --> 00:26:17
			around the, in its orbit. But so that's not in that that's not in your mind control. Time. What is
in our control is our priorities. What do I want to spend time on what are the things which are
important in my life, this is what is important. And that is very much within our control. We
there's nobody in the world who can force me or you to do something that we don't want to do.
		
00:26:19 --> 00:26:26
			So sit down and reflect and ask, ask yourself this question, say Where is my life taking?
		
00:26:27 --> 00:26:34
			My brothers and sisters, we all have the same amount of time, 24 hours? The question is, what are we
doing with that 24 hours?
		
00:26:38 --> 00:26:38
			reflect?
		
00:26:40 --> 00:26:44
			And then ask yourself, What am I paying? To get what
		
00:26:45 --> 00:26:53
			I gave you one example of you know, watching football or cricket or basketball, baseball, whatever
you watch, which is watching sports,
		
00:26:55 --> 00:26:58
			you are sitting on a couch
		
00:26:59 --> 00:27:02
			and watching something has zero value.
		
00:27:03 --> 00:27:06
			But it's taking something which has
		
00:27:08 --> 00:27:10
			the value of which cannot be estimated.
		
00:27:11 --> 00:27:26
			So you are paying something which has value which cannot be estimated because it is non renewable.
It won't come back to get something which has no value. And does this make sense in your life?
		
00:27:27 --> 00:27:30
			I'm giving you only one example. Does this make sense in your life?
		
00:27:32 --> 00:27:38
			The question I like to ask all the time, how many books have you read in the last one month in the
last one year?
		
00:27:41 --> 00:27:43
			And if you haven't read any books, why not?
		
00:27:45 --> 00:27:46
			Why not?
		
00:27:48 --> 00:28:00
			How will you learn? And remember, I'm not talking about religious books I'm not asking you to do say
Buhari. I'm saying what did you read anything? Because lessons can be learned from everything.
		
00:28:02 --> 00:28:21
			And humbly live I like to spend the time reading the Koran and the you know, the passage of the
Quran and so on and so forth. All beautiful, wonderful. Read the Surah Surah Salah, but I'm saying
read something, but how will you read anything, if your time is spent in front of the
		
00:28:22 --> 00:28:27
			electronic income reducer, or the idiot box or whatever you want to call it?
		
00:28:29 --> 00:28:39
			Remember, there are no free lunches there no free breakfast or no free dinners. Whoever gets
anything gets it because they work very, very hard at it.
		
00:28:41 --> 00:28:42
			Those of you who follow
		
00:28:43 --> 00:28:50
			the reminders I recently, I think yesterday, I talked to you about
		
00:28:51 --> 00:28:53
			Mr. Hamilton nucky
		
00:28:54 --> 00:28:56
			in South Africa, in Cape Town,
		
00:28:57 --> 00:29:06
			who became a surgeon he was a gardener. He wasn't using illiterate black man who was a gardener in
		
00:29:07 --> 00:29:07
			the
		
00:29:09 --> 00:29:11
			in the University of Cape Town.
		
00:29:12 --> 00:29:23
			And a series of you know coincidences accidents, call them what you want. What he found himself in
the operation theater, and Christian Barnard was the surgeon.
		
00:29:24 --> 00:29:53
			And over time, he developed such enormous skills. That Christian that he assisted Christian Barnard,
in doing the first heart transplant in the world. And then Christian Mara does a video okay,
somebody says he can do liver transplants which I cannot do. He says he is that skilled. So the Cape
Town University then gave him an honorary degree as Doctor of Medicine.
		
00:29:55 --> 00:29:56
			And the man never went to school
		
00:29:58 --> 00:29:59
			because he
		
00:30:00 --> 00:30:01
			Use this time productively.
		
00:30:03 --> 00:30:08
			Now that is the question. The question is to say, What am I giving up to get one
		
00:30:10 --> 00:30:18
			return on investment, or assist in terms of their quantum as well as their duration.
		
00:30:19 --> 00:30:24
			So for example, if I sell my house to go on a,
		
00:30:26 --> 00:30:36
			on a world cruise on a luxury liner, I will return with some nice photographs, perhaps some nice
memories,
		
00:30:37 --> 00:30:55
			and some amazing experiences and be homeless, because I sold my house. And that money which I got, I
spent it on the screws that is over, when I get back, I have to sleep on the pavement on a park
bench. Right? Now what would you say
		
00:30:57 --> 00:30:59
			about that return on investment.
		
00:31:00 --> 00:31:30
			So if I tell you that I had the I had this house, I sold it, and I invested this money in a luxury
cruise and I came back and said good photographs, and had this wonderful experience here and there.
I come back with a few stories and photos, would you call that an investment. Because I am I've sold
something which was permanent which had real value. And I bought something which has which is
impermanent and which has actually no real value.
		
00:31:31 --> 00:31:36
			Apart from giving me some temporary, momentary pleasure.
		
00:31:37 --> 00:31:48
			On the other hand, if I sell my house, and I buy two shops, I rent them out, I move into an
apartment, and
		
00:31:49 --> 00:32:15
			I rent an apartment. And from this income of these two shops, I'm paying for the rent and I'm living
off this income. Now, what would you call that kind of investment, same house, instead of spending
the money on luxury clothes, blowing it away, come back homeless, instead of that I buy two shops, I
rent them out. And now I can and then I move into an apartment
		
00:32:16 --> 00:33:00
			which and my income by my expenses are met by the income of these two shops and my capital is intact
the energy invested in real estate, which is usually a safe investment. And it also appreciates
because the value of the shops now to investment within ports investment to investment scenarios,
which would you prefer? Which do you think shows wise investment shows a wise investment? Now where
would you be able to count a proper return on the investment? Again, as I said, may be done dumb
question.
		
00:33:02 --> 00:33:05
			But that is the reality of
		
00:33:07 --> 00:33:15
			what we are doing in this world. Because the last round that I said yeah, you will live in Armando
Hala de la kumala tiara to G komen.
		
00:33:16 --> 00:33:34
			Allah said oh believe, shall I guide you to a business that will save you from a painful torment. So
this is the question to ask ourselves and say, What is the return on the investment? Because Allah
subhanaw taala told us
		
00:33:35 --> 00:34:35
			Mangia Abolhassan it follows follow who are shuru Talia Oman bc t Fila youjizz in mithila. Her home
life, Allah, Allah said unto Anna, which means whoever brings a good deed, which is obedience to
Allah will have 10 times the like they're off to his credit, and whoever brings an evil deed, which
is disobedience to Allah shall have only the recompense of the like there have meaning one is to one
and they will not be wronged, there will be no zulum Now, what is the one word for obedience to
Allah? What is the guarantee that whatever I am doing is, in effect, obedience of Allah. And we'll
learn we'll earn his pleasure. That one word is Sunnah, Sunnah. Now.
		
00:34:36 --> 00:34:59
			Allah subhanaw taala mentioned again the issue of you know, ROI and return on investment, unless it
masala Poonam Bala whom he is abidi la casa de hubbardton Amanda Saba Santa Bella physicalism Bula
teen as tombola team Mia to Hubba wala who will die for the Maya
		
00:35:00 --> 00:35:33
			lavoisier on our team, and law said the likeness of the example of those who spend their wealth in
the path of Allah subhanho wa Taala is like the example of a grain of corn that grows seven years,
and each year has 100 grains. So it is one is to 700. And Allah gives manifold in Greece, to
whomever he pleases, that is over and above this, and Allah is all sufficient for his creatures
needs, and he is the all nor
		
00:35:34 --> 00:36:04
			Allah does not count and give Allah subhanaw taala counted for us, because we like numbers. And he
then says in keeping with his majesty and grace luggages manifold increase to whomever he pleases,
we asked the last manager to give us a final point on the ROI, the value of the return is based on
its quantity and on who is guaranteeing it. And that's why US Treasury bonds
		
00:36:06 --> 00:36:35
			which is, you know, USD 10 K, they attract a lot of investment, even though the return the inverse,
the interest rate is only 3%. And that is because people consider the US government to be a solid
guarantee of investment. So they believe that if they buy US Treasury bonds, then that investment
cannot, you know, certainly the US government wouldn't will not default on it will not say Well,
sorry, we you know, this is not just paper.
		
00:36:38 --> 00:36:58
			We are not honoring it, although this has happened in some cases as we know, but we believe this
will not happen to us. And so even though the return is low, the interest rate on it is low. People
like to buy that. Now, the reason I'm giving you this example is not because interest is allowed, it
is not allowed. But
		
00:36:59 --> 00:37:31
			the from talking about you like an investment, because the guarantor is somebody who trust, you have
faith in the garden. And you say that if I invest with this one, my investment is safe. My
investment cannot go wrong, because this particular guarantee is beyond question. My question to you
is, here we have a situation where the guarantor is Allah subhana wa Tada. And the return that Allah
promised is not 3% that
		
00:37:33 --> 00:37:39
			the return Allah promised is 700 times 700 times
		
00:37:40 --> 00:37:45
			right now. So how about investing in the path of Allah?
		
00:37:46 --> 00:37:52
			Can we do that? Do we do that? Or we don't do that? That is the question because this is where the
		
00:37:53 --> 00:37:57
			rubber meets the road. And this is where you wake up and smell the coffee,
		
00:37:58 --> 00:38:29
			to really ask yourself this question and say, How much do I believe in Allah? Because that is what
it boils down to? And then look for the answer in our own lives, and our decisions and our actions.
I believe that one day I will meet Allah. If I believe that one day I will meet Allah. And if I
really believed that I will deliver on his guarantee, then this must reflect in my investment with
him. Jelena does.
		
00:38:31 --> 00:39:27
			This is accounting, not faith. It is reality, not belief. Ask anyone who's working in the Middle
East, why he sends money back home to India, and why he lives in a small apartment in Saudi Arabia
or Kuwait or somewhere, but builds a palatial house in his own hometown in India or Pakistan or
whichever countries that he comes from. And that to when the reality is that he will spend 35 to 40
years in that small flat in the Middle East in Saudi Arabia or Kuwait or Barrino, or or Oman or
wherever he was living. He will spend 30 to 40 years there. And then he will come home to India at
the age of 65 or more, and it is highly unlikely that he's going to live in back home for another 40
		
00:39:27 --> 00:39:35
			years, right. So if he's 60, if he comes home at 65, and other 40 years, meaning you will be 105
years old, nobody's exact luck, yet.
		
00:39:37 --> 00:39:48
			He still considers he still does that investment, because he considers India or Pakistan or
Bangladesh or whichever country he came from. He considers that to be his permanent home.
		
00:39:50 --> 00:39:59
			Even though he's living longer, in the place where he is temporarily resident, he considers the
other place to be his permanent home. So he's holding back
		
00:40:00 --> 00:40:17
			is in the permanent home. And in what he is considering temporary, even though his actual actual
number of years is living longer here, he doesn't put the money there. Here he lives, even sometimes
under constraints, but he will put his money back in the place which he considers his
		
00:40:18 --> 00:41:05
			permanent home. So I asked myself, and I remind you to ask yourself, What is your and my permanent
home? It's not a matter of simply answering this question. It's a matter of two things. One is
looking in our heart to say, do I really believe what I'm saying? If I say that my permanent home is
the accurate my permanent home in Sharla Jana, ask Allah for that. If my if I say my permanent home
is the accurate, then the second question is, does that reflect in my life? Does it reflect in what
I do? Does it reflect in my decision making? Does it reflect in the money that I spend the
investment time energy that I spend in the bath of Allah subhanaw taala if there is a doubt if there
		
00:41:05 --> 00:41:48
			is a gap, if there is a delta, there is a mismatch between this? I claim that my permanent room is
the Acura but when I look at my life, I'm not making any investment with a hacker, then I have to
warn myself, I have to caution myself. And I have to start with that I must work in a way which is
where I am in congruence where what I believe in my heart is the same thing that is on my tongue
that I speak. And it's the same thing which my hands act upon. We ask Allah Subhana Allah to be
pleased with you and never to be displeased was Allah Allah Allah Allah bill Karim, Allah Allah He
was a bit Maine, erotica. Amina hamdulillahi Rabbil alameen wa salam aleikum wa rahmatullah wa
		
00:41:48 --> 00:41:48
			barakato.