Faith IQ – Are Student Loans Permissible

			So one critical question people they have right now on the ask is about the cost of education. So
how can I study or go to medical school, for example, a law school or any other higher education
that requires a lot of investment without taking student loans? So they're asking, Is it permissible
for me that that justifies, you know, the means of doing so?
		

			The answer, honestly, is multifold. It's not just, you know, one thing, first of all, is it Is that
considered a necessity? Because, yes, if it's necessity, in this case, then yeah, we can justify
taking concessions and so forth. But obviously, an honestly, honest opinion is actually it's not a
necessity. It's a need, yeah, maybe. But for many people, it's really I want somebody who wants to
become a doctor, they want to become a lawyer. And they have different reasons for that, and so
forth. But they cannot do this based on their personal means. So is it this that does justify for
them to go and take the route of taking student loans and so on? That's one thing. So it's not a
		

			necessity. So therefore, I would say from a harm perspective, let's say you should not take a loan
just because you want to become in this professional, that profession and so forth. People, they
would say, well, we need doctors, we need engineers, I believe in handler we have very good amount
of data engineers are shallow to water Kota Allah. And again, it's not the chat, the main channels
that we really, we have in our time. So that's the first The second thing economically speaking,
even right now, when you look at the corporate America, they're actually they're, they're removing
the degree for money with their, you know, their position, they're looking for skills, they're
		

			looking for experience they're looking for people have higher EQ than IQ. So basically, it's a
matter of, you know, the market is shifting here and there and I don't know if it's going to be
actually,
		

			you know, economically, I would say worth it for many people to put so much investment that after
they graduate, you're going to have to pay almost a mortgage amount of loan back into the degree
before they are they're off of course the hook and so forth. So therefore, I would say generally
speaking, no, it doesn't justify it. And I hope we shall allow that become an incentive for many,
many brothers and sisters to find other alternatives finding
		

			interest free loans and hamdulillah I know that we have some organization that provide actually that
kind of assistance and that helps Sharla surgeon and I know some individuals some brothers that
handle a lot that I know personally, who finished their medical degree and they advanced Mashallah
so high in their in their field, without even having to take a loan. Why? Because they were pretty
persistent. They're very, very organized, very systematic, and they were able to acquire lots and
lots of scholarships. They never looked down at a scholarship that prize in $100 or $150, or
something like that. There are so many other ways of taking care of it but taking a student loan
		

			that requires some you to pay interest on after you're done. It doesn't justify that well done.