Daood Butt – Sunday Night Essential Fiqh Class – May 23, 2021

Daood Butt
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The speakers discuss the importance of helping others during hardship to avoid becoming in debt and avoid unnecessary deaths. They emphasize the need to avoid debt and avoid unnecessary deaths, and emphasize the importance of clear debts in helping individuals avoid deaths and not losing value. The importance of returning one's wealth and being nice to the person they borrow from is also discussed, and the speakers suggest giving small options to pay off debts and avoiding becoming a victim of a crime.

AI: Summary ©

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			100 Rahim al hamdu Lillahi Rabbil alameen wa Salatu was Salam ala Nabi Hill Karim Ali Apollo solar
to attend Mata sleep. Rubbish. rocklea solidi were Sidley Emery, Washington could attend melissani f
Kaho. Cali is in my sister's senate Anwar alikum warahmatu la he will have our capital.
		
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			It is Sunday, May 23 2021. And today we continue with our essential fifth class in short, a long
time that we were
		
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			that we were enjoying throughout the month of
		
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			I'm gone, we took a break, but we'll continue today to add
		
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			something's just not right. I think something was moved on one of the cameras but on us we'll carry
on in Sharla consider bring we are limited in time with renew our class, due to the timing for
Salatin method, which
		
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			I will double check right now.
		
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			Just to be on the safe side, so we don't go over that time inshallah. So today's mother timing 846.
All right. So we'll try and wrap up by inshallah, okay.
		
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			So we're gonna continue with business transactions or the chapter on business transactions. And we
had left off, you know, just before discussing loans, we're talking about paying those who work for
us what we are allowed to pay for what we're allowed to request a salary for, or be paid for. We
looked at signing partnerships. We also discussed advance payments,
		
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			partly partnerships, silent partnerships, you know, what we're allowed to rent or hire, or who can
we rent and hire.
		
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			We looked at different types of
		
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			interest, and
		
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			lots of other things, right things that are permissible to buy things that are permissible to sell
things that are not permissible, and so on and so forth. Today, we're looking at loans and I'm
hoping that inshallah we have enough time to cover all of it. It's very simple, very
straightforward, there's not too much that would make it difficult for us to understand with regards
to loans. And we're going to start by talking about what are the VA giving a loan or helping someone
with a loan, what are the virtues, what are the rewards what what benefit is there to me to you to
those of us who may help someone else who is in need of borrowing some money.
		
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			So we need a hadith of abora Yola, and where he reported that the Prophet sallallahu adha, who have
said whoever relieves a believers distress of the distressful Acts, Acts of this world.
		
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			Allah will rescue from a difficulty of difficulties of the hereafter. Whoever alleviates the
situation of one in dire straits who cannot pay or repay his debt, Allah will alleviate to his lot
in both this world and in the hereafter. Allah subhanho wa Taala. Adda is helping the servant as
long as the servant is helping his brother in law who are only logged in I can labdoo here only
okay. So we see here that the Prophet sallallahu alayhi wa sallam teaches us and that Allah subhanho
wa Taala will help us when we help others as in
		
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			when you help others, Allah subhanho wa Taala will make things easy for us when we go through those
hardships in our lives as well. And so it begins this hadith begins by relieving the distress of
someone who's distressful in this world, Allah subhana wa tada will remove the difficulty and rescue
us in after as well as in this world. Right. And then Allah subhana wa tada mentioned the
difficulties of the Hereafter, that Allah subhana wa Tada. The Prophet sallallahu added us on
dimensions, that whoever alleviates the situation of someone who's who is in debt, so you help
someone to come out of debt in any way, right? Generally what we're referring to is you helping
		
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			someone to pay off their debt
		
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			or paying it off on their date.
		
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			Allah subhanho wa Taala Allah will make things easy for us in this world, as well as in the
hereafter what we have of debt in this world could be a financial debt, what we have of debt in the
hereafter could be debt of our deep needs. Right? Imagine being before Allah subhana wa tanto day of
judgment and having a debt that we owe in terms of our deeds and we don't have enough good deeds in
order to pay our way into paradise if that makes any sense to you. And then Allah subhanho wa Taala
is in the help of his
		
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			servants, so long as we are in the help of others. So as long as we continue to help one another as
long as we look out for our Muslim brothers and our Muslim sisters, sisters and we assist them,
Allah subhanho wa Taala will continuously be there in our help and assistance. That does not mean
that Allah Subhana Allah does not provide for us and will not provide for us if we don't help
others. Rather what it means is that Allah Subhana, Allah will bless us with more. Right, a loss how
do we how to bless us with more, especially at times in our lives when we are going through
difficulty, and we need the help of Allah Subhana way to handle it more than ever. And that's where
		
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			we would see and find that we are experiencing blessings from Allah azza wa jal due to our helping
others in their times of difficulty and hardship.
		
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			A strong warning
		
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			concerning being in debt, and this is important look at several Hadith of the Prophet salallahu
alayhi wasallam with regards to being in debt, so it's one thing to talk about helping others who
are in debt. But what if we are in debt? What if we owe people money? What if I live my life and I
owe someone money and then I pass away, still owing someone some money?
		
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			What what happens to me? Right, what happens to us? And so let's look at the advice of the Prophet
sallallahu alayhi wa sallam, he says,
		
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			or, though Ben the free, slave of the Messenger of Allah sallallahu alayhi wa sallam said that the
Messenger of Allah sallallahu alayhi wa sallam said whoever's soul leaves his body while he is free
of three things will enter into paradise.
		
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			arrogance
		
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			trechie debt,
		
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			whoever soul is free of three things will enter, as in, there's nothing that will delay this person
to enter into paradise. The other things are not as important. Of course, we look at many other
aspects of our Deen. But here in this specific case, Allah subhanho wa Taala makes it easy for
someone to enter into paradise, so long as the things that are not found in their account. Okay, so
the messenger sallallahu Sallam said, Whoever soul leaves his body while he is free, give me a
second here.
		
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			Let me turn off my notifications so you don't all read my messages.
		
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			It's realized live streaming, you can see my messages.
		
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			So
		
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			whoever sees his body, while he is three things will enter into paradise. arrogance, treachery and
debt, arrogance. We know very well what it is treachery, you know, betrayal disloyalty to Allah
subhanho wa Taala, in particular, and then debt. And that's the key component of this Hadeeth for
today's class debt, a person who has debt in their name will not be or will not, in fact, enter into
paradise until that debt is cleared or a punishment for not clearing that debt is received.
		
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			And I remember Sherif, Mohammed a YouTube rahimullah, one of our teachers, is the former must be the
Nebo we may Allah subhana wa tada have mercy upon him. Those of you who listen to reciters of the
Quran, Sheikh Hamad eweb, one of the famous he should never we, who's originally from Burma.
		
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			So he's Burmese and was one of the Imams of Masuda Naboo. He taught us to see it. And I remember
specifically walking to his car one day asking him this question because mentioned in class, he
said, he mentioned this what do you think class that if a person has debt in their name, they will
not enter into paradise really, like hit me home like Subhan Allah like, Allah is so merciful upon
everything, how is it that a person who had entered into paradise and after class he was walking to
his car and I went after him was like shit? Like, let me ask you a question. Right? And he said, and
asked him, I said, Sure. How is it like if someone has debt? He says, even if a pres 24 halala, what
		
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			is 2500? That's like 75 cents. He says even if a person has 25 cents of debt that he owes to someone
and he refuses to pay or did not pay back, then he will be questioned about that. And it's up to
Allah Subhana Allah to add it to either give that person a punishment for the debt or for their
family to clear that debt.
		
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			Upon that person male must handle it and make it
		
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			easy for us to remain debt free for the rest of our lives. And this is one of the reasons why so
well you know when we look at purchasing things that are way beyond our means, and we purchase them
with an agreement to pay that item off in installments with an item is whatever the item is, may
Allah subhana wa tada protect us and preserve us from leaving this world while still having debt in
our name. The second Hadeeth that we'll look at what to, you know, a warning about having debt of
what eight out of your lungs are narrated that the Prophet sallallahu alayhi wa sallam said, the
soul of a beaver is suspended due to his debt until someone fulfills it on his behalf.
		
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			The soul of a believer is suspended
		
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			due to his debt, as in they will not enjoy any luxuries remember that the believer as a result of
the bubbles up and that phase that stage until a person from their family or someone clears that
debt for them? And this is why we saw examples previously about who it was send them asking this How
about the Allahu anhu who is willing to or able to clear the debt of so and so person who passed
away? Right? It's so important for us to clear the debt of those of us who pass away our loved ones
people that leave friends relative we if we can, we should try to clear their debt. And this is why
you will see agendas a lot of the time that a man will announce anyone has any debt then please come
		
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			and see the family members of the person who passed away so that they know that there's a debt that
is due to you.
		
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			And
		
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			the family will make arrangements and shuttle volunteer henna to clear that debt.
		
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			Next in our model of the Allahumma narrated that the Messenger of Allah sallallahu alayhi wa sallam
said, Whoever dies, and is in debt, a gold or silver coin will have it fulfilled from his good
deeds, as there will then be no gold or silver coins.
		
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			Whoever dies and has a debt of gold or silver coins, will have it fulfilled from his good deeds. So
well, lots of how do we take from our good deeds in order to pay off as in diminish the amount it's
basically a debt that we have financially and this is why I was saying the debt that we have of this
world, Allah subhanho data helps us to clear the debts in the hereafter if we help to clear the
debts of others.
		
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			And
		
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			we'll cut out the alohar I narrated that the Messenger of Allah sallallahu alayhi wa sallam stood
among them, and told them, that striving the sake of Allah and Allah are the most virtuous of deeds
pay attention to this Hadeeth striving for the sake of Allah, belief in Allah are the most virtuous
of deeds. A man stood and said, O Messenger of Allah, if I'm killed while fighting for the sake of
blah, if you went out with the profit somewhere it was sometime during one of the expeditions right
and was killed during that time during one of those battles.
		
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			Do you think that it will cancel my sins for me?
		
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			So the Messenger of Allah sallallahu alayhi wa sallam told him Yes, if you are held for the sake of
Allah, while you are preserving,
		
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			as in preserving your deen for reward, facing the enemy and not fleeing.
		
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			Then he said, What did you say again? So the Messenger of Allah sallallahu alayhi wa sallam asked
him, this is what did you say again? And so the manigott He says, well, messenger of Allah, if I am
killed while fighting for the sake of Allah.
		
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			Do you think that it will cancel my sins for me?
		
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			The Prophet sallallahu alayhi wa sallam than told him Yes, if you are killed for the sake of Allah,
while you were preserving your the
		
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			hoping for reward facing the enemy and not fleeing, except for debt. As gibreel just informed me of
that took
		
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			a long look at that. gibreel The angel came into the Prophet sallallahu alayhi wa sallam and
informed him just at the moment when he answered this question, minutes prior to that, and this is
why the Prophet sallallahu alayhi wa sallam asked the Companion of the loved one can you repeat
		
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			yourself, what was the question? What did you ask again? And he repeated himself? And he says, Yes,
so long as you do not have debt.
		
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			So our sins would not be forgiven
		
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			if we still have debt, as in the debt is not forgiven.
		
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			And this is why my brothers and sisters, we said this is a warning.
		
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			Yes, it's good to clear the debt of others. But we need to make sure that we do not put ourselves in
a position where we need to borrow or we have debt, and we owe other people money.
		
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			And it's a warning
		
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			that is very strong. And remember, many of us have debt on homes.
		
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			Many of us have debt on homes.
		
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			And we put ourselves in positions, especially now today, I was reading an article of a home in
Milton, that sold for $650,000. Over asking over asking, I can't even imagine trying to own a home
$650,000. The home went up on listing for $999,999 and sold for $1.5 million 1.49999 600. And sorry,
one, sorry, sold for 1.6 $1,650,000. Right, it's sold for $650,000. Over asking, how much debt are
we incurring?
		
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			When we think of this? panela? Sometimes, especially now people are flipping homes. Right? But we're
flipping homes. They're selling their house, they're buying another right? Just because of what
they're like, oh, the value is going up? We need a bigger home. can you justify like a sister was
saying earlier today, she was talking, you know, and I overheard her saying I can't justify paying
$200,000 for an extra bedroom. Or an extra two bedrooms. I can't justify paying an extra $200,000
for an extra bedroom. panela.
		
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			Look how much debt as believers we put ourselves in. And I know I know, when we see others
purchasing homes, we think too much on lots of articles. They could do it, I can do it. We feel the
pressure. A good friend of mine called me and he's called me a few times he says I feel the
pressure. My family's buying homes. My friends are buying homes. Everyone's buying homes, feel the
pressure but he's like, I can't afford it. I can't afford I want to buy a home. His wife keeps
telling him Let's buy a home. His children are like why can't we have a house? Can't we have a
house? That's some kind of law. He's like, if I can't afford it, I can't afford it. I'm like stick
		
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			to it. You can't afford it. You can't afford it.
		
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			Right? Because being in debt.
		
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			Even someone who goes in sacrifices with the Prophet sallallahu alayhi wa sallam during those times,
you know thinking of that.
		
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			And jabril comes in says no.
		
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			As long as you have debt, your sins will not be forgiven. As long as you have debt you will not
enter into paradise as long as you have debt you will, you will be taken away from your good deeds.
Right as long as you have debt, your soul will hover and we'll be hanging there in suspension, as in
it will not receive anything good It will not go forward to receiving the goodness of the buttons of
the believers are promised, so long as their debt is not cleared by their family and friends and
loved ones.
		
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			Be careful of debt. And brothers and sisters. We move on
		
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			next topic, taking people's wealth with the intention of repaying them, as opposed to intending
simply to use it up.
		
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			So borrowing wealth, borrowing money, in order to with the intention of paying back instead of the
intention of boring to us and to never pay it back, what I wrote on the Allahu and narrated that the
Prophet sallallahu alayhi wa sallam said, Whoever takes the wealth of the people intending to repay
it, Allah will repay it on his behalf. Whoever takes it intending to destroy it, then Allah will
destroy him. As in whoever intends to, to borrow wealth.
		
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			Sorry, whoever borrows wealth, intending to pay it back to the person or people they borrow it from?
Allah subhanho wa Taala at that will repay it on their behalf will either make them money enough to
pay it back or help you know, bring someone along who will help them to pay it back or Allah
subhanho to Allah will, you know could forgive that person if they leave this world and have that
debt, their intention was to pay it back. And so Allah subhanho wa Taala will clear it for them and
not hold them to that debt in the hereafter. However,
		
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			Have continues, whoever takes it intending to destroy it, as in whoever borrows money, without the
intention of returning the intent to simply use the money alone without it will destroy them as in
Allah will punish them
		
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			for their intention in borrowing money
		
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			for the purpose of using and not to pay it back.
		
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			May Allah protect us all. I mean, sure I even IMO, or the longer I narrated from, sorry schreiben,
I'm narrated from So hey, Bill heard, that the Messenger of Allah sallallahu alayhi wa sallam said,
anyone who takes a loan and is not intending to repay it will meet a law as a thief
		
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			who meet Allah as a thief. I'll say that again. The Messenger of Allah sallallahu alayhi wa sallam
said,
		
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			anyone who takes a loan and is not intending to repay it will meet a law as a thief.
		
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			So when you borrow money, when you borrow wealth, whatever it is that you borrow, remember, wealth
is not simply gold and silver. Wealth can mean borrowing someone's car, borrowing someone's pen,
borrowing someone's watch, borrowing someone's phone, borrowing, anything that has some sort of
value to it is considered wealth. Why because islamically I could trade this pen for something else.
So this as much as it's a pen, it has some wealth.
		
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			Some value,
		
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			as much as this is a watch, and it tells time it has some value. As much as you know, something is
whatever it is anything it has value.
		
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			And you could trade with it. If you can trade with it, then it's considered wealth. And so when we
borrow anything from anyone, we should intend to return it and never to keep it not just when we
intend to borrow dollars, right? We should return whatever it is that we borrow from others.
		
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			Next topic we'll look at insha Allah to Allah is the command to repay one's debt. Allah Subhana
Allah Allah says in the Quran in Surah Nisa, verse number 58.
		
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			Rubino, he Mina Shay banyuwangi team in
		
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			Moodle will come to I do
		
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			a Nia what either How come to be in and see
		
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			movie larval in more honey
		
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			bee in Africa an SME
		
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			bossley.
		
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			Allah subhana wa says, Verily Allah commend you should render back the Trust's to those who you
borrow from, who they are do right, something that you are stood with, you return it, and that when
you judge between people, right, when you judge between people, you judge with justice, and daquan
will be laddle.
		
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			Verily, how excellent is the teaching, which he gives you as in which Allah gives you truly Allah is
Ever all here. All seer, right in the laha can SME I'm balsley at all.
		
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			So a question came up here Do we have to pay zakat on the pen
		
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			This is not a gold pen. It's not a silver pen. And know when you're calculating your zeca there are
certain things that you use that you own that don't consider your savings. These are things that you
use Zakat is on your savings, right this pen is not a savings of mine. It's a tool it's something
that I use regularly So no, there wouldn't be a cap on this pen. Okay.
		
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			So Allah subhanho wa Taala Anna, you know shows us here a command to pay debt, what is the command?
		
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			And to add a man in the Lafayette model command to Abdul mnr de la jolla what either How can been a
nasty and tackle mobile ad someone lends you something or interests you with something then pay it
back. Okay, pay it back.
		
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			repaying the debt in the best manner. Okay. repaying debt in the best manner. Okay. So good
question. You're asking is there's a count on the pen? No. And I answered that and now you're saying
because you said that you can trade it? Yes. I could trade it. I could trade trade anything. Right.
We could trade our I could trade the shirt for another shirt or
		
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			For some things, right? So just because we could trade something doesn't mean that we pays a cat on
it, right? It's not an item that I use for trade, it's a tool, but if I need to trade it, or I need
something else, and I look around and they say, Hey, take my pen, right? Take my pen, and I and give
me a piece of paper, for example, then I could use it as trade but it's not considered something
that I'm saving or have amassed and kept for a year. Okay.
		
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			repaying the debt in the best manner of what I love. The long run report reported that a men had
lent the profit on the long run, it was sanlam account of a certain age. And then that man came and
demanded it from the Prophet salallahu alayhi wasallam. And he told the people to give that men a
camel as in he commanded to return that men's debt, right he borrowed the Prophet sallallahu added
us on board a camel, and he didn't have that same camel, so he asked for a camel to be returned. So
they did not find one of the camels of the same age, but they found an older one, which was better,
a better older camel. So the Prophet sallallahu alayhi wa sallam said, Give that to him. The men
		
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			said, You have given me my right in full
		
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			because he returned a camel that was even better than the one he borrowed. He says, You have
returned my right in full May Allah give you info the Prophet sallallahu alayhi wa sallam then said,
the best among you is He Who repays others in the best manner, as in generously, we repay people
generously. Okay.
		
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			And let's see who amongst you is paying attention. Let's take another heavy we'll take two more
okay. Job Id even Abdullah the longer unsaid I came to the Prophet sallallahu alayhi wa sallam while
he was in, he was in the masjid. He was praying and it was said that it was a for noon, right? That
time of the day. And he said pray to Raka he owed me something, and he paid it back, and then some.
		
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			So the Prophet sallallahu, alayhi wasallam paid it back. And then some, as in gave a little extra as
well, is Marielle even Ibrahim bin Abdullah live in Abuja, Robbie masumi narrated from his father on
the authority of his grandfather that the Prophet sallallahu alayhi wasallam got a loan from him
when he went to fight at her name.
		
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			It was 30 or 40,000. When he returned, he paid it back. Then the Prophet sallallahu alayhi wa sallam
said to him, may Allah bless you in your family and your wealth. The recompense for a loan is to pay
it back. And effects as in to show kindness show goodness, don't just come in, Here's your money and
throw it at the person and make them feel as though they did something wrong. Sometimes people
borrow money. And they promised to pay it back by for example today. Or they promised to pay it back
by yesterday. Today, the person who let's say I borrowed money from you, and I promise to pay it
back yesterday. Yesterday, came and left this morning, you reach out to me and you say Hey, dude,
		
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			send me money. By the way, the money that you borrowed from me, you didn't pay it back. And
yesterday was the deadline. When you know when when would you like to repay that money?
		
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			And I feel like Oh, you're Why are you asking me for the money and I come to you and I just throw
the money at you. Here you go, here's your money. All you care about is money. And I give it back to
you, hey, you didn't do anything wrong. Right? You didn't do anything wrong. This is your wealth. I
bought it from you. You're entitled to your wealth back, especially on the date or the time that we
promised or I promised to return that date. And so
		
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			I as the borrower should not make you as the the the lender feel as though you're doing something by
requesting your wealth back at the time that it's due. However, if you notice in the way that I put
that question word, the person who's you requesting the wealth back from me, says, you know, it was
due yesterday, when would you like to pay it back? When would you like to settle this? So you're
still keeping that open? Right? That option is open, when would you like to repay it? And so you're
not saying hey, it's Do I need it now? Give it to me or else? No, you're saying something nice. And
so the person who's returning the wealth should return the wealth and say something nice, make a
		
00:29:44 --> 00:29:59
			nice to say something nice to the person, make them feel good, right? Give them a small gift. Right?
shrinks some gratitude that they helped you in a situation in your life that you were in need, and
they helped you to come out of that situation.
		
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			Seeking one's do in a good manner, this is what we were talking about, in our, in our episode about
the Allahumma both narrated that the Messenger of Allah sallallahu alayhi wa sallam said, Whoever
demands a right should demand it with decency, whether it is fulfilled or not fulfilled, whether the
person is going to pay you back or not, you should demand your rights with decency as an ask them
nicely, don't make them feel bad look, sometimes people who borrow money from us, you know, feel
really like, I can't pay it back, I still need some more time, please, you know, help me out, we
should reach out to them in advance and ask them, Hey, I know that the time is coming up and you
		
00:30:47 --> 00:31:23
			haven't really fulfilled the, you know, the the previous mount or I'm just a little concerned, do
you need some extra time? Right? Is there something I can help you with? Maybe you could pay me back
half now and we'll you know, pay me the other half in another month or so, for example, right. So
give that person some option, some options, and request in a decent manner. Remember, every single
person that has their feelings, every single person is going through their own hardships and
difficulties. While at the same time we have to understand one another. Maybe the person who lent
the money now is the one who needs the money. And we borrowed the money and we went and did whatever
		
00:31:23 --> 00:31:40
			we wanted with it using it as a luxury. Because it's not our wealth. Sometimes people receive wealth
from others in the like, oh, Al Hamdulillah have wealth. I'm good. Now I'm set and then we feel like
all that person's rich, they don't need it, but maybe they are in debt. Maybe they need it
themselves. Okay. And so,
		
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			you know, we should, we should try our best to understand each person's situation and respect each
person's emotions and feelings and hardships and difficulties that they're going through as well.
Okay.
		
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			Um,
		
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			I think we'll stop there. inshallah. Tada. We'll stop here.
		
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			And we'll continue and finish off this part. Next week, in sha Allah. Okay. So we'll start here.
		
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			In fact, I'll just mark it on the previous page.
		
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			May 23 2021. More in there in sha Allah T. If anyone has a couple of questions, we could take one or
two. And then we'll get ready for moderating shutting down a tad.
		
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			Any questions?
		
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			Just scroll up here and I
		
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			can't see any questions there.
		
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			Give you a minute to type men.
		
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			Okay, good question. Holly. Hussein, can you perform Amara owing on a mortgage? Okay. So there's
different types of loans, okay, different types of debt.
		
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			There's a debt that is due in a large chunk at a specific time, for example, you borrow $10,000, and
in six months, you're expected to pay the $10,000.
		
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			Now you're saying Okay, I'm gonna go for hedge and I'm gonna use a $10,000 and I won't be able to
pay it back. Okay, that's where if you have that kind of a debt, you should pay that debt first. And
to go for hedge because you're still owing someone. Okay. Now with regards to the mortgage though,
the and I don't like using the word mortgage, okay. Because you know, with regards to the debt from
purchasing a home, how it purchased it is between you and Allah subhana wa tada right. So the debt
with regards to purchasing a home
		
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			generally, that kind of a debt or purchasing a car or purchasing something that has you know,
greater value, but you are permitted to pay back in installments. Okay.
		
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			So the agreement is that you will pay back for example, $1,000 every single month until the debt is
cleared.
		
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			If you have $20,000 in your account, and you want to go for Hajj every single month, you need to pay
off 1000 right.
		
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			When you go for Hajj, if you're not going to miss your debt or miss your payment, and it's not going
to affect you paying and going for Hajj is not going to affect
		
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			To your payments towards your debt, then you must go for Hajj.
		
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			Okay, so if you have the wealth to go for Hajj and you're just saying, Oh, you know what, I'm not
going for Hajj, because for the next 20 years, I'm going to be paying off my home, and you don't
have to pay off $1,000 every single month, well, then I'm never going to go for hedge. No, you have
to go for hedge because as long as you're going to fulfill the agreement, what is the agreement in
that debt paying paying back that debt is that $1,000 every single month for example, as long as
you're able to fulfill those monthly payments, and you have that extra money to go for hedge then
you should go for hedge. Okay.
		
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			I think that's pretty much it. Oh, someone's asking about student loans from the government as in in
the UK. Ask one of the scholars in the UK. Okay. Ask one of the scholars who are local to you.
That's all the time that we have Xochimilco claiming barakallahu li Khan subhanak and Belmont will
be handy condition to alert Isla lantana still federal cabinet will be Lake Jackman located on