Abdur Rahman ibn Yusuf Mangera – Simplified Zakat Guidance Paying In Advance
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The speaker discusses the three conditions that must be met in order to pay an advance invoice. The first condition is that the customer has an ESOP, which is a reference point for their income. The second condition is that they must have a minimum of €50, which is sufficient for their remaining years. The third condition is that they must have not gone below zero, which is a reference point for their remaining years.
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The card issue I want to cover right now is can you give us a cut
in advance, the card in advance could be given for many reasons.
One of them could be that you don't want to give like a lump sum
at the end. Or maybe there's a need that has arisen early, but
your year has not come up yet. You know, if you if you've listened to
the basic dynamics of zakat discussion we did earlier, you
will know that you have to generally wait for the year, one
year until the cat actually becomes binding upon you to pay,
right it becomes necessary and obligatory on from the beginning.
But it's only after one year that you have to see whether you have
to pay it or not. So let's just say in the middle of that year,
you want to there's a need that arises and you want to give that
and say that this is I'm going to give this as advanced zakat that
I'm due to give in Ramadan, or in Zul Hijjah, or whatever, can you
do that or not? So basically, yes, zakat can be given in advance, as
long as three conditions are met, right? The first condition has to
be there from before, which is that you already are in possession
of a nisab. Right, which is the quantum, and your year has begun.
Alright, consult the other, the other discussion about the basic
dynamics to get a better understanding of that. So once
you're, once you've received a nisab, and your year has begun
ticking, then now you can actually give an advance zakat. So now you
can expect that okay, in one year, I'm still going to have maybe 5000
pounds, or 2000 pounds. So let me give my zakat on 1000 is 25 pounds
on 2000, it's 50 pounds, so I'm going to get 50 pounds from now.
Now, the other two conditions that have to be met for that Zeca,
you've now already given in advance to be valid when you're
actually ends, because you only find out if that account was valid
and sufficient when your year ends. So now you wait until the
year ends. So two conditions number one, when your year ends,
you still have any sub minimum nisab, which is when the because
now it proves that zakat was actually obligatory upon you. So
that previous advance payment you made can now work for this, you
still got 2000 pound, your 50 pound you paid was sufficient. If
you've got more money, you'll just have to pay for the rest of it. If
you've got less, then you can say the rest of it is sadaqa. Right.
The third condition is that in the course of the year, you did not go
down to zero, you did not lose all of your wealth, because it had
that happen, your cycle would have restarted as I had mentioned in
that fundamental understanding, lecture I did earlier. Right. So
three conditions, you must have had started with an ESOP, you must
end with an ESOP and in between you do not go to zero lose all
your money. Then after that, basically, you can actually give
zakat in advance and then on the day of your zakat calculation, you
just adjust it prorated however you want. Based on this, or
according to this, you can actually give zakat for many
years. So I could imagine that if I'm going to have basically, you
know, for some people not sure that their wealth is quite steady,
right, they've got a very steady income, they've got very steady
expenditures, and they don't fluctuate too much. So they think
I'm going to generally my asset value is going to be 2000 pounds.
My asset values is going to be 2000 pretty much for the next five
years. So you can give basically 50 pound for each year. So you
give five times 50 pounds for the next five years. But remember, all
you have to do is make sure that you fulfill the conditions each
year. So when it comes to your jacket, date anniversary, you just
gotta have to calculate on that day and say Do I Do I still have
2000? Okay, so 50 was sufficient. Do I have less while 50 was
sufficient and extra sadaqa do I have more? Well, I better pay
more. So every year you will just prorate and correct accordingly.
So that's basically the condition of things are cut in advance. So
there could be many reasons for paying in zakat. So like that you
can give many years in in advance if you want to. May Allah accept I
was like that