Zakir Naik – Can the Interest Money which is Haraam be given in Charity?

			The third question is from cyfle Hussain annoy. I am Robell
		

			from Manila dish.
		

			My question is, I have a savings account which provides me interest and I want to give it to the
poor people. Is it possible?
		

			A similar question is posed by foreigners Fatima, can we give interest money in charity?
		

			A similar question from Hassan Abu Bakar. Sir, I have a bank account which has interest, could I
remove the interest amount without taking it from the account, but giving from other source What can
I do with this interest? From the question posed by these three questioners, it is clear that they
realize that interest in Dubai is haram
		

			and Allah mentions the word Riba in the Quran no less than eight times. And Allah clearly mentioned
in Surah Baqarah Chapter number two was number 278 and 279 that if you give up not your demands for
riba for interest, then take notice of a war from Allah and
		

			Riba is a major sin in Islam, and according to Imam Abu Dhabi, he places riba interest as 12 major
sin in Islam, our beloved prophet masala Salam said, it's mentioned mustard that Al Hakim added
number two to five nine, our beloved prophet masala, some said there are 73 levels or 70 types of
Riba. And the lowest level is equivalent to doing dinner with your mother. It's the same headed, the
lowest level of Riba is like doing dinner with your mother. That's what our beloved Prophet said.
And Allah says, that if you give up not your demands of riba of interest, take notice of or from
Allah and His Rasul. There is hardly any thing you can find in the Quran or the Hadith in which
		

			Allah says, Allah will wage a war against you, if you indulge in that sin.
		

			Imagine it is such a grievious hinny sin Rama
		

			regarding the question posed by
		

			all three questioners, that what to do with the interest money, then we give him charity than a
ticket from the bank and giving charity tend to keep the money in the bank and give from outside
equivalent amount and charity as far as taking money and giving a charity if you have to take the
interest money giving charity before giving you have to take so taking ribeye haram. So even if you
take rebind given charity when that hurrah. The moment you take interest, you're waging a war
against one another. So there's no question of taking, even taking the Riba and giving the charities
around. You have already done that, by giving in charity, you are lowering the degree but yet the
		

			Haram act is done.
		

			If you ask me the question I did not know till today, rabbis haram and I already have interest what
to do? That's a separate question.
		

			But if someone says I'll keep the money in the bank, and I'll give the interest
		

			to the poor people,
		

			I would ask them to question and I've asked this question too many, I know there are some scholars
who say that no problem, keep it in the bank, take the money and give it in charities permitted I
disagree with this constantly. I would like to ask them that if I asked you that can I deal in drugs
in cocaine brown sugar, or can I open aircall factory
		

			and invest $1 million and full 100% profit I get more than a million dollar a year? I give that full
seven and a half crore Indian rupees in charity. Is it permissible? 100% reason why I said why? It's
haram.
		

			If that is haram, having alcohol or dealing in alcohol or drugs, it is the 19th major sin in the
book of Imam Abu Dhabi CarBuyer majors and Riba is 12 major sin so when you can give me permission
for 12 the higher thing mind to give me permission for the roles in and imagine when you deal in
alcohol, though it's a major thing. Our land is older than waging war against you. But when you're
dealing in riba whether giving or taking Allah never fully winning award needs to win, you're giving
me permission to take the profit
		

			of interest, money and giving charity and no problem. You should also give me permission to have an
alcohol company 100% of giving charity Let me deal in drugs cocaine Braun sugar, no scholar will
give you permission to deal in cocaine and 100% You can give a charity or the fin of say the same
thing in riba when you're dealing in riba It is Paul in the society I've given a full talk on
		

			interest free economy promulgated by the Glorious Quran, it makes a poor man Mopr and Allah Rasool
award. So according to me taking interest and giving charity also haram, there may be a situation
that today you have come to know it is haram
		

			and you already have interest money, what to do, that I can answer. But if you shall keep on
continuing keeping in the bank and take the interest and giving charity that is totally haram, Allah
is a school will wage a war against you, it is totally prohibited, if you did not know till now, and
today he has come to know then what can you do with the money that can be answered, and many
scholars the goon option, for example, Chairman Botha said that this money you can give in paying
debts of the other people. But natural all the scholars say that the interest money you cannot
utilize for yourself,
		

			though you cannot take interest. But if it's the last resort, it has come due to unwillingness, for
example, there is pension, in the pension without your permission, they keep it in some interest
based investment. It's coming without your willingness. That's a different question. Or you have
		

			someone in your job or company it comes in directly in which you have no control, but you cannot
yourself open a savings account or a fixed deposit and then give the money to it. No, that's not
permitted. If you did, and you say I will never do it again. Then I can tell you what can you do
with the money number one, you can give it to the debtors. Those one debt. Number two, you can use
it for building toilets, bathrooms. Number three you can give to in childhood, the poor people but
you can't give it in charity to your dependents, you can give it to your son or your daughter they
are dependents you can give to your mother and father they are dependents. In short, you cannot give
		

			it to those people who you will inherit from in short, and neither can you give it to those people
which is your duty to take care of them. You cannot give it to someone who you're supposed to take
care of, you can give it to a third party who is not under your care. But as far as that is
concerned according to Shakyamuni Tamia you can even give to those people who are under your care
whether it be a son, whether it be a father, because that is not a liability, you all have to take
care of the data relevant. So, if your father or if your son or daughter is in debt, you can use
your pocket money for them also normal zakat you can use for dependent but for debt you can
		

			similarly this money what you have which unwillingly came to you you can use this interest money for
paying the debt even if you're dependent or anyone else you can use it for poor people or not your
dependents you can use for charity or for building toilets, but see to it that you do not continue
indulging in the Riba because Allah is very clear cut that if you want to repent There are minimum
of five things that you should do number one agree it is wrong. So now we have agreed that Rabbi is
wrong okay. Number two stop it immediately that will ever change your account. You can tell
continue.
		

			You have to stop that account put in a current account. If you think it is a requirement to have a
bank account Okay, I have a current account. I lived in India we live in non Muslim countries. And
you can have a current account current account doesn't involve a bi dot See to it that you open
account in which there is no riba some accounts have riba open a current account which is absolutely
free of Riba. Because when you open a savings account, you're assigning you're giving them
permission to use your money and give you rebar. If you open a fixed deposit, then you're giving
them permission to use their money and they're giving you about that's totally haram. So, if you
		

			have an account with a fixed deposit or if you have a savings account, convert it to a riba free
current account, then what money if you can give it in the ways that I've told you regarding if you
have money in the bank and you have outside money Yes, you can stop it no problem but see to it, but
you cannot continue that account even that's wrong, what you have to do you have to come out of that
account
		

			and open a current account. If you feel that keeping money in your house is difficult, it is not
safe you can keep in the bank or you may have to involve in making translation by cheque which may
be a legal requirement, open a current account which is absolutely free from me but best is to open
an Islamic bank and current account.
		

			Next best is if there is no Islamic Bank, in your country or in the area we are living. Second best
is you can open a conventional bank but see to it it is a current account free from riba what riba
you had because of your ignorance that you can give charity to the poor people. It is permissible