Zakir Naik – A Date With Dr Zakir – Ep19

Zakir Naik
Share Page

AI: Summary ©

The speakers discuss the importance of Z reminded, including the need for proof that Z Luca should be paid every year and the need for proof that Z Luca should be paid every year. They also discuss the use of "has" in relation to Z Luca's payment and the importance of protecting against heat and rain in housing. The speakers emphasize the need for a cut to savings and social security systems, as well as giving charity to people who are not eligible for Z deny. They also mention the importance of profitability and the need for a social security system.

AI: Summary ©

00:00:03 --> 00:00:07
			give charity for the pleasure of
		
00:00:10 --> 00:00:11
			pleasure.
		
00:00:14 --> 00:00:16
			You believe breathe
		
00:00:19 --> 00:00:20
			every native
		
00:00:23 --> 00:00:24
			native
		
00:00:44 --> 00:00:57
			dear brothers and sisters in Islam and humanity as salaam alaikum warahmatullahi wabarakatuh maybe
peace, the mercy and the blessings of Allah subhanho wa Taala be on all of you.
		
00:00:58 --> 00:01:12
			Welcome to the show, Ramadan date with Dr. Zakir I'm your host, Yousef chambers and today we are
answering your questions on the topic zakat.
		
00:01:14 --> 00:01:19
			Salam aleikum Dr. Zakir walakum wa salam wa Rahmatullahi wa barakaatuh.
		
00:01:20 --> 00:01:33
			Well, we've got a huge number of questions on this topic. Probably more on this topic than any other
than I've ever seen. So let me grab the trusty clipboard and get stuck in
		
00:01:35 --> 00:01:56
			dogs Exactly. First question we have from one of the viewers is, bear with me because quite a few of
these are quite technical and I'm, I'm sure you know all about them anyway. But some people claim
that Zakat on wealth if above nisab, has to be paid only once in a lifetime.
		
00:01:57 --> 00:02:06
			If you have paid Zakat on a particular wealth or gold, you don't have to pay it again next year. Is
there a difference of opinion in this matter?
		
00:02:07 --> 00:02:21
			Alhamdulillah wa salatu salam ala rasulillah by Allah Allah was a big man. My bad. I was Billahi min
ash shaytani r rajim Bismillah R Rahman Rahim, rubbish Elisa de recently Embrey 100, Melissa and EF
go.
		
00:02:23 --> 00:03:08
			As far as going the question, is there a difference of opinion as far as a card should be paid once
in a lifetime? Or should be paid every year? In the past 1400 years? Right from the time of the
sahabas? The sulfasalazine delayed? Never has there been any scholar? Any fuqaha? Who has ever said
that the car should be paid only once in a lifetime? You read the Quran, you read the Hadith, the
things of the Prophet, never will you find any Hadith any Quranic was any scholar that has ever
said, there is a catch repeat only one. There's no difference of opinion whatsoever. Lately, just a
few years back, this issue has come to the picture. And I was there in Chennai, a few years back,
		
00:03:08 --> 00:03:17
			the same question was asked to me It originated from Chennai, that's South India. With question of
that sense there was a local person who had raised this issue.
		
00:03:18 --> 00:03:21
			And there is ample of evidence
		
00:03:22 --> 00:03:25
			from the Hadith that Zakat should be paid every year.
		
00:03:26 --> 00:03:49
			And there's no question of opinion. And I don't know how this controversy came up. If you read the
Hadith, of masala Salaam, it's mentioned and sort of double down on number two, because number 1568.
The beloved postural muscles firm said that if you have 200 drums
		
00:03:50 --> 00:04:00
			and if you possess it for a period of one year, then you have to pay five drums. That means two and
a half percent 114 of it. And there is no Zakat
		
00:04:01 --> 00:04:05
			on gold if you have less than 20 dinars.
		
00:04:06 --> 00:04:11
			Now here it says that you have to pay zakat if you possess it for one full complete year.
		
00:04:12 --> 00:04:31
			There is no mention that every once in a lifetime, it indicates that if you pause this for two years
to be twice if you put it for three other betrays it's understood, if anyone says that it has to be
given once in a lifetime, there should be proof in the Quran, and the Hadith which reads clearly.
And there are various other Hadith which clarify this issue. If you read the heartbeat of
		
00:04:32 --> 00:04:35
			Southern Nevada, on number two, because
		
00:04:36 --> 00:04:38
			number 1577.
		
00:04:39 --> 00:04:59
			The Beloved Prophet Musa Rossum said that anyone who has three signs has seen believe the one who
worshiped only Allah subhanaw taala, who says there is no god worthy of worship except Allah
subhanaw taala and one who pays Zakat on his property agreeably every year. The other statement is
clearly mentioned every year
		
00:05:00 --> 00:05:05
			That means a cart should be paid every year. So, there is no difference open at all. And so,
authentic audit.
		
00:05:07 --> 00:05:23
			And furthermore, there are various references that can be given that can either disprove this point
that it should be paid only once in a lifetime. The audit mentioned in, say, Bukhari, one, two in
the car, how did number 1402
		
00:05:24 --> 00:05:36
			you know, some people argued that, you know, it's a car need not be paid on life, talk and etc, etc.
This had the disabled. Number two, because the car had it number 1402. It said that homosassa them
said that
		
00:05:38 --> 00:05:55
			animals, the livestock, the camels, they will appear on the Day of Resurrection in the healthiest
form, and they have been in the world and will go to the master to the owner. And if he has not paid
Zakat, they will tread them under the feet.
		
00:05:56 --> 00:06:12
			And that it continues, that the sheep, they will appear in healthiest form that they've been on this
earth. And if the owner has not paid Zakat, they will bust them with the Han and return them beneath
the hoof indicating that Zakat should be given on these animals.
		
00:06:13 --> 00:06:27
			Further, if you read the hadith of his double bottom in Liberia, Tim is mentioned in say Buhari or
number two, in the book of Zakat, Hadith number 1399 and Hadith number 1400. There were some Arabs
		
00:06:28 --> 00:06:29
			who
		
00:06:30 --> 00:06:33
			did not want to give the heart and the revolted.
		
00:06:34 --> 00:06:41
			So Hello, can my life be the thing he said that he will wage a war against these people.
		
00:06:43 --> 00:07:26
			And live with them said that but the Messenger of Allah said that those who believe in Allah
subhanaw taala and don't worship anyone else, and those who say, lie lie the lahoma rasulillah we
should not wage a war against them. Sahaba Carmen live with him said that anyone who breaks the law
will wage a war against them. And anyone who differentiates between salah and Zakat that Botha
complicity in waging war against them. And my Allah, He says that anyone who used to give a chicken
or a lamb at the time of the Prophet, and now is reluctant to give or does not give them a shot
registry at the time of the Prophet, he will wage a war against them, indicating that those accounts
		
00:07:26 --> 00:07:46
			was given last year, this year to have to be given. And if they did not give, however, come and live
with him, he would wage a war against them. And have a moment in my life president says that Allah
subhanaw taala had opened the heart of Alibaba, and what they said was right, indicating that the
car has to be livery.
		
00:07:47 --> 00:07:51
			Furthermore, a very crowded House of Cards used to be collected.
		
00:07:52 --> 00:08:19
			And then added, if mentioned, say Bukhari, one, two in the car, headed number one for FIFO, where a
person says that he was appointed by the military, the team to collect zakat. And he said that the
Messenger of Allah subhanaw taala, said, how's the culture be collected? And he goes on saying that,
if it's a camel, if the number is five, then you have one sheep as a cat, and the number keeps on
increasing and increasing.
		
00:08:20 --> 00:08:54
			If it's 40 sheep, if anyone has a flock of 40 sheep, you shouldn't even sheep as a cut anywhere
between the number of 40 to 120. The Zakat is one sheep, if the number of sheep between 120 and 202,
sheep have to be given for the car, if it is between 203 103 ship have to be given. And for every
100 extra one ship has to be given. Now, when the collector was the car went to collect the car,
they have to count the lifetime, they have to count the head of cattle,
		
00:08:56 --> 00:09:02
			they know looked for how many new cattle Have you got, how many new were born, they counted all the
cattle available day.
		
00:09:03 --> 00:09:08
			That means they even took that out on the cattle that were paid earlier.
		
00:09:10 --> 00:09:37
			They didn't feel good this already last year you gave. So I'm not counting that. Please give me the
number that you have purchased lately, or the new kids that have been born. Or they should look out
for any goto initiative, which is less than one year old. That wasn't the case. So this clearly
proves that the class has to be given every year. And it should be given as long as you possess the
wealth for a period of one year. And if the nisab is above the level then you should pay
		
00:09:38 --> 00:09:39
			every year.
		
00:09:40 --> 00:09:56
			And this idea that it should be used once in a lifetime is a new idea which was never heard before.
It just came few years back. It's unheard of in the past 1400 years. So there's no difference of
opinion whatsoever. Whichever group or
		
00:09:57 --> 00:09:59
			whatever they're all of them agreed that he repeatedly
		
00:10:00 --> 00:10:04
			that clears that up hamdulillah. Question two.
		
00:10:05 --> 00:10:10
			Is it essential to inform the person that he is being given from Zakat?
		
00:10:12 --> 00:10:37
			It's not compulsory, that you should inform the person who you're giving Zakat that is from Zakat
money, as long as you're sure that the person who you're giving to comes under one of the eight
categories mentioned in the grant for kurama socked in in all the categories, which we discussed
last time. If he falls under one of these categories, it's not compulsory that you have to mention
it sums up if there is a doubt
		
00:10:38 --> 00:10:46
			that he may not fall in the category and then making inquiry is a must. But otherwise, in the
general case, it's not compulsory to mention that this man is from
		
00:10:48 --> 00:11:02
			question number three. How should Zakat be paid on land? Is it sufficient to pay zakat on it once
for a number of years, when it is sold.
		
00:11:03 --> 00:11:48
			If any land is purchased for the purpose of selling for doing business, then the cloud should be
paid 2.5% of the value of the land every year. So once you possess the land, and if one year passes,
then you have to pay 2.5% of the current value. So whichever date you have chosen to calculate
Zakat, it should not be on the price at which you purchased, the price may go up offline, the price
may go down. So whatever is the present value of the land that you possess, the moment one year is
completed after you've acquired escapades, or 2.5% on it. And suppose you have a land for several
years, and
		
00:11:49 --> 00:12:16
			you have to pay every year from whatever other wealth you have. But if you don't have any other
wealth, and it's only land that you have, and you're unable to pay the sucker, paying every year is
the best. But if you're unable to pay if you don't possess any other wealth, that time as a last
resort, which is not recommended. But as a last resort, if you don't have any money, then you can
delay the paying of the car till the time you sell it. And when you sell it, if you possess the land
for five years,
		
00:12:17 --> 00:12:35
			and you haven't paid the cost when you sell it, you have to pay five into 2.5. But you have to note
down the value of the land every year, the first year the value may be x. Secondly, it may be why 38
will be said. So note down the value every year revenue 2.5% of that value that year.
		
00:12:36 --> 00:12:49
			And if you add up 2.5% each year, add up the five years and then that amount after you've after you
sell the land. The best is to give it as soon as possible. Thank you, Doctor Sokka. The next
question question number four.
		
00:12:50 --> 00:13:09
			Some people invest in real estates because they don't want to invest in banks. But they claim that
the Zakat on such wealth has to be paid only on its rents and not on its original value. What is
your observation on this issue?
		
00:13:10 --> 00:13:56
			As far as the view of the majority of the scholars is concerned, what they say that if the land has
been purchased for selling, we had to make a profit, then all the scholars unanimously agree that
the cloud should be paid on it. As we discussed in the last answer, that the moment one year is
completed, the land that you purchase, Zakat has to bear on it. But if you have land, and if you
give it on rent if you buy a house and give it on rent, majority of the scholars say that Zakat is
not applicable on the value of the house. Zakat is only applicable on the rent to receive, the
movement received the rent, and if it stays with you for a period of one year. And if it's above the
		
00:13:56 --> 00:14:24
			nisab level, then you have to pay the cost on the rent, not on the value of the house, the flat or
the land. But nowadays, most of the people that purchase land for investment, they give it on rent.
So you're in a dilemma that people who purchase and mainly the purpose and investment, but if they
think that they'll buy the land they sell after four or five years when the price rises. So but
natural, they would only keep it vacant. So they give it on rent to a person
		
00:14:25 --> 00:14:30
			who requests to stay in that flat. Now what will happen should we pay the gardener so yeah, there's
a difference opinion.
		
00:14:32 --> 00:14:57
			Scholars differ. Some scholars say that fine. Pay only Zakat on the rent if you possess for more
than one year if it's above the sub level. And when you sell it on that they only pay the two and a
half percent of the total value of the land. But there are some scholars who are very strict and
disagree with this view. And they say that if you buy a land, even if you give it on rent
		
00:14:59 --> 00:15:00
			the cost
		
00:15:00 --> 00:15:06
			of the land the market value of that land or of that flat should be paid every year.
		
00:15:08 --> 00:15:08
			Scholars like
		
00:15:09 --> 00:15:13
			me happy they say this if no RB
		
00:15:14 --> 00:15:16
			if napkin Luiza humbly
		
00:15:18 --> 00:15:18
			ignore
		
00:15:19 --> 00:15:27
			RB who is a Maliki shakable Zora Hanafi Abdul Rahman Alassane
		
00:15:28 --> 00:15:29
			Shaikh,
		
00:15:30 --> 00:15:31
			Abdul Kalam,
		
00:15:32 --> 00:15:47
			who is presently a very big scholar, Sheikh Yusuf al qaradawi. And scholars of the same group. They
say that if a person buys and has many flats on rent,
		
00:15:49 --> 00:16:28
			then he should even pay zakat on the cost of the flat of that land. But for example, if a person is
a poor person and doesn't have an income doesn't have any business, and he has only one, how's he
living, and a second of which he gives on rent. So unanimously people agree that the entire class if
it's saving if more than a new sub level, but there are many rich people who are landlords, and who
possesses many houses, many flats with the given rent, they own large properties. And if you agree
with the view of the majority of scholars, that the car should be only paid on the rent, suppose a
person has 100 flats
		
00:16:29 --> 00:16:32
			costing hundreds of 1000s of dollars
		
00:16:33 --> 00:16:34
			and the rent that he gets,
		
00:16:36 --> 00:16:45
			he utilizes what is required for his personal expenses. And before one year is over, after he gets
the rent, he buys another few flats.
		
00:16:46 --> 00:16:51
			So, and if he doesn't have any gold jewelry, that means he will not pay the hospital
		
00:16:53 --> 00:17:09
			after the 100 flowers become 110 120 140, maybe he is one of the richest men in the city of Bombay
or any city, he may own half the property of the city have the land in the city. So, if you agree
that the car should not be paid, he may be a multi billionaire
		
00:17:11 --> 00:17:16
			may own half the city may own three fourths of the city, he takes rent, when he gets the rent,
		
00:17:17 --> 00:18:03
			before it becomes one year utilizing what he wants, then he buys new land and is not there on land,
which is given on Trent, he will keep on getting richer and richer and richer without paying a
single dollar as a cat. So therefore, I agree more with the minority group of scholars like ml, rb
in the appeal shikaku Zahra she uses Academy and the likes of the scholars who say that if a person
possesses large amount of land and many houses giving on rent, then the crowd should be even paid on
the cost price of the land of the flat, whatever the present value of that land, or of that house.
		
00:18:04 --> 00:18:25
			He has to pay 2.5% Zakat every year. I agree more with these steps. And anyway, even if it's not
required, a person pays extra alone question you. Surely you will get some up for that. Even if we
give a psutka we get so up. So always agree when in doubt, leave it out and go on the side.
		
00:18:27 --> 00:18:35
			Because minimum is two and a half percent. If you pay more, Allah will be happy. Sounds reasonable
to me. Question five.
		
00:18:36 --> 00:18:43
			There are many rich Muslims who build huge houses more than they require.
		
00:18:44 --> 00:19:02
			There is no Zakat on a house in which a person lives. If these houses was smaller, the money saved
would be liable for Zakat, but because they build huge houses, they get exempted from Zakat kindly
comments.
		
00:19:03 --> 00:19:03
			Again,
		
00:19:05 --> 00:19:47
			in this issue to the same difference of opinion, normal ruling is that what is the basic necessity
the shelter the house, which require protection from the prying eyes, protection from heat, cold
rain into the basic necessity and the house in which you live is not liable for the cut this
beautiful opinion. But in such cases as the questioner has asked, that he has mentioned, a person
who may be having a wife and three four children may require two rooms, three rooms, five rooms, six
rooms, how many, but if he has a mansion, which may be equivalent to 10 houses, then should he pay
sacaton. So again, most of the scholars they say that the house in which you live is not liable for
		
00:19:47 --> 00:19:50
			that. But it will fall under the category of a Seraph
		
00:19:52 --> 00:19:59
			as Allah says in the Quran in Surah Surah chapter number 17 was summer 2016 2017 that be not a
spendthrift bill.
		
00:20:00 --> 00:20:03
			Not extravagant. For verily a person who's a spendthrift is better off the devil.
		
00:20:05 --> 00:20:39
			Allah says in Surah Furqan, chapter number 25, verse number 67, that these are the believers who are
neither miser and nakedly neither the extravagant they follow a middle path. So extravagance is
haram in Islam. So having such mentioned this totally prohibited, we preset cerambycidae, mcru,
whatever it is, but yet, because they're living in it, most of the scholarships are currently not be
paid. But again, the same group of scholars, if the actual the army, shake up ozora shake up the
Caliph, shake up the Roman
		
00:20:40 --> 00:21:14
			Anderson, shooter Academy, this group of scholars, they say that if a person has mentioned, which is
much more than what the basic requirements multiple times more, then it's an accessible. And I agree
with the questioner that you could have bought 10 houses and lived in one. So on nine houses that
have been in soccer, since excessively this group of scholars say there was a crowd should be paid
even on that house, a person owned many houses also, he should pay zakat on this and I agree with
that view. And even if it's not liable, the person is so rich.
		
00:21:15 --> 00:21:24
			Even if you give 2.5% it will be better for him, it will be a protection for him on the Day of
Judgment. So I'm of the view that these people should pay
		
00:21:26 --> 00:21:28
			on the house. Thank you very much.
		
00:21:29 --> 00:21:40
			Next question from another viewer. Some Muslims are extremely rich, and have several huge companies
and factories and such like
		
00:21:42 --> 00:21:54
			should Zakat be paid on complete assets that the person owns, or only on its goods, that it's
acquired.
		
00:21:55 --> 00:22:11
			Again, the same different opinion, the normal ruling is that you pay the tax on the merchandise and
goods of trade, what you buy and sell. But the place we have businesses, it's free from the car, you
may have vehicle which you do for transportation that's free from the heart,
		
00:22:12 --> 00:22:26
			but only on the goods and merchandise he pays a fine. But this example is again of a very rich
Muslim who has many companies, many factories may be costing millions of dollars.
		
00:22:27 --> 00:22:28
			Should he pay the car
		
00:22:30 --> 00:22:37
			only on the goods on the full assets. Again, the same group of scholars say that since he's
excessively rich, and the company very big.
		
00:22:38 --> 00:22:51
			And normally what rich people do that they have one company, whatever profit they get, no one shows
it in the house. Don't give them the lock and key you want my goal and keep it here remember no
factory, that's an investment.
		
00:22:53 --> 00:23:17
			So person who has few factories, who makes millions of dollars a month, the moment he gets it,
within a few months he invest you will bring on the factory, then he earns more you will bring on
the factory. So if he has to pay only on the goods, the goods plus say the stock will be a very
small amount. But the cost of the factory will run into hundreds of millions of dollars.
		
00:23:18 --> 00:23:20
			So I agree again with the same group of scholars
		
00:23:21 --> 00:23:25
			who say that if a person owns many factories,
		
00:23:26 --> 00:24:01
			so the car should be paid on the complete asset of the factory including the land, a beloved
personal service and for the sake of its mission say Buhari won number 700 number 5672. The Prophet
said that a person will be rewarded for everything that he spends, except what he spends in making
buildings and also making buildings and all these big things. And further it's mentioned in say
Buhari, or in the muffle added number 3185 the Beloved Prophet Musa Salim said
		
00:24:03 --> 00:24:15
			that I am not worried about Zuma as far as power is concerned. But I'm more worried about my oma as
far as prosperity is concerned. Because previously
		
00:24:16 --> 00:24:59
			many people were destroyed because of luxury, and this to compete with Ronda, so invite about my
alma because of luxury and they compete with one another. And as the early people were destroyed,
the two will be destroyed. So masala Salaam was worried about these things about luxury, you know,
having big big mansions having big factories and just to get income in terms when the question is
asked that when you buy shares in the stock market, a large stock file shares of a company which is
halal. And you ask any scholar Did you buy the share? Do you have to pay the cost? So yes, whatever
the value of the share and a V net asset value, you have to pay zakat on it. So when you buy shares
		
00:24:59 --> 00:25:00
			of the company
		
00:25:00 --> 00:25:44
			The share cost is equivalent to the complete asset. It isn't only on the goods. So when you buy
shares from the stock market of a company, and then you're paying the full soccer of the Share
Value, if a person owns a company completely, that means he's 100% shareholder. So there when you
buy 1% 2% of the shares, you're paying complete amount of that 1% that includes the land costs,
everything. So you're why when you own it completely, you don't need to pay on the goods. So yeah, I
agree, it becomes the difference. So, ensure that they have to be on the net as a value I believe in
in the company, you have to pay for the completeness of value and inshallah that will increase the
		
00:25:44 --> 00:26:24
			wealth of that rich man and re purify his wealth inshallah. So the best thing is that Allah says in
Surah Tauba, chapter nine, verse number 3435, that hold not gold and silver, there are people who
hoard gold and silver and spend it not in the way of Allah subhanaw taala gives Zakat on it. And
also the ugliness penalty were hid reproduced from the fire of *, from the wealthy, possessed,
and they'll be banded with it on the head, and the flanks and the back and be told to them that
tasted the welds which you heard it. So therefore, I'm of the opinion that soccer should be given,
even if it's a big mansion, even though we're living in it gives a cloud if you have multiple houses
		
00:26:24 --> 00:26:28
			gives a cat, if you own land, even if divinity gives a cat on it,
		
00:26:29 --> 00:26:57
			if in fact is gives a cut, as a general rule, if the person is really very rich, really very rich,
he should give Zakat on everything I know that the basic needs should not be given Zakat, but it's
safe for the afra that he gives the car on the position of the factory and everything so that it is
safe and is free from the fire of *. Thank you for that a sister does not have any wealth apart
from jewelry,
		
00:26:58 --> 00:27:37
			Should she sell some of it in order to pay the Zakat on it. As far as the jewelry she has it for
school. And if it is, above the nisab level 85 grams of gold or above it then causes complicity if
it's silver, it should be 595 grams of silver or above it. If it's more than the sub level, the
causes compression in the cloud can be paid even from other words that she has, or from the jewelry
itself. If she has other wealth and she pays the card every year, she has to pay two and a half
percent of the value of the gold or silver.
		
00:27:38 --> 00:28:03
			If she doesn't have any of her relative also can pay on her behalf. Whether it be father mother,
brother, no problem it can be but if she doesn't have any wealth and no relatives, then she will
have to sell part of jewelry she'll have to sell 2.5% of the jewelry and gives a cut is compensated
should be given every year. Okay, thank you. The next question is,
		
00:28:04 --> 00:28:19
			if every year 2.5%, Zakat on savings or jewelry is given is paid, after 40 years, there would be
nothing remaining.
		
00:28:21 --> 00:28:22
			This is a trick question.
		
00:28:25 --> 00:28:55
			Many people think that if we keep on giving two and a half percent is a cut to two and a half
multiply by 40 become 100%. They give two and a half percent every year, then at the end of 40
years, you'd be left with nothing. Actually, the match is a bit weak, because the card is given on
what they have for one full year. So if for example, someone has maybe 100 grams of gold, so he has
to pay the card for the first year, two and a half percent. That is two and a half grams of gold.
		
00:28:57 --> 00:29:03
			Next year, he has to pay two and a half percent on 97 and a half grams, not 100 grams.
		
00:29:05 --> 00:29:11
			So which will be less than two and a half grams gold. So it will take much more than 20 years. And
the full
		
00:29:12 --> 00:29:33
			asset can never be nil. It can never be even if hundreds and hundreds and hundreds of years but
they'll never be nil. It will keep on diminishing something will be left. But again, the moment it
reaches a nisab level, just after a few years. If the lady gets two and a half percent, maybe about
for a few years, maybe five years, 10 years, 15 years.
		
00:29:35 --> 00:29:46
			Within a few years, from five or 10 years, it will reach any sub level. The moment it goes below 85
grams of gold which will take somewhere close to about 10 years or
		
00:29:48 --> 00:29:51
			a little bit more moment which is beyond the sub levels and you stop playing soccer
		
00:29:53 --> 00:29:57
			or if a person has 1000 grams bowl he keeps on giving.
		
00:29:58 --> 00:30:00
			But the moment reaches nessa they stop giving
		
00:30:00 --> 00:30:02
			Courses never can it be zero.
		
00:30:04 --> 00:30:26
			Even practically they keep on giving you in business opportunities zero for the moment digital
sovereignty Islamic Sharia. They don't have to give zakat. So that's the reason why hamdulillah this
tax is levied every donor you just have the answer. Next question, ah, diamonds exempted from zakka.
		
00:30:27 --> 00:30:43
			As far as diamond and other precious stones concerned, Ruby ball for fire, didn't miss agreement
amongst all the scholars, that zachodni Don't be given on these precious stones, including diamonds.
		
00:30:45 --> 00:30:56
			But if it's used for trade, for buying and selling them, but natural, it should be paid once every
year, whatever stock you have, if you're using it for selling, but if it's used as an ornament,
		
00:30:57 --> 00:31:17
			you know, the precious stones are not liable. But if the mixture of jewelry, gold and diamond
together, then if that amount of gold richer than the sub level, then the cause is to put on the
diamond on the other precious stones. It's not liable. But again, nowadays, many people they
purchase diamond as investment
		
00:31:18 --> 00:32:08
			because even the value of diamond increases. So if it's bought with the Nia of investment, there are
certain forecasts, who say that deferred investment the net is there, the notion is for that and to
gain profit, then the class should be paid on diamond if it only for normal use for personal use and
not for investment in the college not liable in diamonds and other precious stones. Hahaha. Thank
you, doctor for that. The next question we have from yes another viewer. How should Zakat be paid on
commercial goods should it be based on the price for which it was bought, or the price for which
they are to be sold? As far as the person who buys in the article for his use, and but natural
		
00:32:08 --> 00:32:34
			whatever he buys, whatever the cost is, you have to take out the depreciation and pay zakat on that
amount, depending on what it is. If it's landed, appreciate me go down. If it's the missionary, then
the precision, but this question is mainly for goods for trade, that a person who buys some goods
for selling, so should he pay and the price at which he bought it or the price at which you're going
to sell
		
00:32:36 --> 00:32:58
			your again the scholars differ on the sheikh Salim Majid, he says that if you buy certain goods for
selling, if you're a wholesaler then takes a cut on the price of wholesale that I want to sell
before a retailer, then you take a cut on the price at which you're going to sell on retail. And if
you're doing both, then
		
00:32:59 --> 00:33:01
			take a rough estimate and then take a cut.
		
00:33:02 --> 00:33:24
			But some of the scholars, they say that in retail, the profit margin is quite a lot depending upon
the good you're dealing, if you're dealing with maybe buying and selling books, the profit margin
books is 40% 50% 60% also. So imagine if someone has large
		
00:33:25 --> 00:33:32
			shop of books, or a chain of bookstores. And if he purchases what maybe $100,000 worth of books,
		
00:33:34 --> 00:33:37
			when he sells the selling price maybe more than $200,000
		
00:33:38 --> 00:33:52
			for him to pay zakat on the selling price would be too much. So I agree more with those scholars
will say that whatever is the cost, once you buy it, since it's with you, you haven't made the
profit.
		
00:33:53 --> 00:33:55
			So the cost price for you for that book
		
00:33:56 --> 00:34:31
			is the cost at which you bought it at the discounted cost. So it's only 50% discount. So whatever
you bought it, that you pay the car, when you sell it, then you get the 50% profit or maybe many a
time the books aren't sold, you have to keep a sale and then sell the book at 40% discount.
Sometimes you have to sell it at a loss, you push a 50% discount percent or 60% discount. And
especially you take out the books, which are they're lying with you for maybe five years or six
years or eight years. So, imagine you pay at a socket on the highest side
		
00:34:32 --> 00:34:49
			and then you sell it at a discounted rate. So, I agree more with the group of scholars who say that
you pay zakat on what you actually paid. And then if the cost price increases, for example, you buy
good $100 100 rupees
		
00:34:50 --> 00:34:55
			and you get 50% discount. So your buying capacity is 50 rupees or $50.
		
00:34:56 --> 00:34:59
			Suppose the price the MRP the maximum
		
00:35:00 --> 00:35:04
			retail price increases to 110 rupees $110
		
00:35:05 --> 00:35:08
			then you calculate 50% discount 55 rupees,
		
00:35:09 --> 00:35:24
			that Tim can increase the price, but not at the selling price. You don't know whether you're going
to sell at the full price or discounted by the whatever it is. Therefore I agree more with what is
the cost or discount you get added to the present cost. And that's how you have to
		
00:35:25 --> 00:35:29
			make or what is the total value of your goods
		
00:35:30 --> 00:35:37
			afterwards in one year, and then based on that two and a half percent on it. Okay, great. Thank you.
Next question.
		
00:35:39 --> 00:35:51
			Is there any Zakat on rental cars and vehicles that companies own for moving produce, as far as
possessing vehicles which are given on
		
00:35:52 --> 00:35:55
			the same view is used as houses on rent?
		
00:35:56 --> 00:36:04
			The same thing? So majority of the scholars say that, if it's legal union, no Zakat is there. On
that occasion,
		
00:36:05 --> 00:36:41
			fine. If it's a taxi driver, who is a poor person who has one taxi, and the learning is just a few
$100 a month or a few 1000 rupees a month, but natural, if you pay the cut on the cost of the
vehicle on the taxi will be too much for it. So I agree that there should be no Zakat on the cost of
the vehicle. But on the other hand, if you have a person who owns a fleet of cars, maybe 1000 cars,
you know, we have hertz and the big big company we own 1000s of cars. Now for them, that itself
becomes an asset.
		
00:36:42 --> 00:36:45
			No, they give on rent, they can keep on buying
		
00:36:46 --> 00:36:49
			every few months, hundreds and 1000s of cars.
		
00:36:50 --> 00:37:17
			So I believe that if it's a fleet of cars, and if it's given on rent, then the cost price, the
depreciated cost price, don't pay the cost at which I bought the car at the depreciated cost every
year keep on taking on depreciation, but give it at that value you give to enough persons that will
preferably agree more with those same group of scholars Shekar Davi dibny Aki
		
00:37:18 --> 00:37:26
			RB Shaykh, Abu Zahra de Rahman, Al Hassan, and all these superstars. Next question, another viewer.
		
00:37:28 --> 00:38:12
			There are many Muslims who haven't paid Zakat for years. Now, if they choose to repent, do they have
to pay the Zakat for previous years? If yes, then how do they calculate the Zakat since they haven't
got a ready record for the number of years and the amounts etc, and the details as we discussed a
few days earlier, in the month of repentance, there are some criteria for repentance. If you're
doing something wrong, agreed is wrong. Stop it immediately. Don't do it in future. And if you can
undo it, so if you know not picking that up is wrong, agree to not pick the car, stop it, that means
stop not paying the car that will start being
		
00:38:13 --> 00:38:52
			seeded in future you don't stopping the car, keep on country means that and you can undo it, undo it
miss, you have to pay zakat, because that belongs to the poor people to the eight categories of
people. So you're depriving them of their wealth, which is rightfully theirs. So, if you have not
paid the card for a few years, now you have realized that FTP has occurred. So we have roughly
calculate what was the amount of the project to pay each year, you haven't paid for five years
roughly calculate, if you can exactly if you know what was the saving and what are the asset, then
calculate exactly. If you cannot then whatever to the best of your ability. So the conscience is
		
00:38:52 --> 00:39:07
			clear. Go back with it five years, 10 years 15 years, two and a half percent of the each year what
asset you had what savings you had and give it as soon as possible. The sooner you do it the better
it is that is the best way of repenting and inshallah Allah will increase your wealth.
		
00:39:09 --> 00:39:24
			Dr. Zakir Next question. One of the viewers wants to know will the Zakat of a person be accepted if
he gives it to an ineligible person? By mistake?
		
00:39:25 --> 00:39:43
			If a person does occur to ineligible person by mistake, surely Allah subhanho wa Taala Allah Allah
says in the Quran, he does not catch the servants of Allah if the earth and if they forget, by
mistake, then shall life be forgiven. And then added mentioned in say Bukhari One, two in the
		
00:39:44 --> 00:39:49
			Hadith number 1421, that once a person went out to give answers,
		
00:39:50 --> 00:39:55
			and he unknowingly gave arms to a thief.
		
00:39:56 --> 00:39:59
			Next day, the people started speaking that he gave
		
00:40:00 --> 00:40:10
			arms to teeth. So he said, Oh Praise be to Allah. I will give charity again, again goes out and
unknowingly, he gives charity to an adulterous
		
00:40:11 --> 00:40:26
			so next day again people start talking, oh, he gives it to an adulterous so he says, Oh Praise be to
Allah, I'll give it again. So unknowingly the third time when you go out to give charity, use it to
a rich person.
		
00:40:27 --> 00:40:32
			Again people start talking, oh, you're getting charged rich person will Oh Praise be to Allah.
		
00:40:34 --> 00:41:21
			And he asked me Allah subhanaw taala that he made a mistake. So there's a person who comes in tells
him that inshallah it will be accepted, you may never know. You gave it to a thief, to an adulterous
and to a rich person. You may never know, your charity may prevent the thief from robbing. And he
may come on the street, but you may never know the chapter good actress, she may stop doing
adultery, she may stop doing sexual * and make him on the street. But you may never know
the charity you gave to the rich person may Kindle in heart of the rich person that he was spending
his wealth in the way of Allah subhanaw taala. So again, based on this idea that the Nia was good.
		
00:41:21 --> 00:41:43
			So if a person makes a mistake, and it gives a class to a person who's not eligible, as long as he
tried his best to find out the truth, if you make the mistake, Allah insha Allah will accept it as a
car. But if you didn't doubt you should make an inquiry, but by mistake he forgives, then inshallah
Allah knows whom responsible and is a constantly accepted. Excellent, thank you. Next question.
		
00:41:44 --> 00:42:12
			What is the ruling on a person who asked for Zakat, but does not fall into the category of its
recipients? If a person who's not eligible to receive the card, and he has a car, the person who
knows about it, he should not give him the car? Just because asking if you know very well, he
doesn't fall in the category. If he tells a lie and you don't want to give by mistake alone except
as a car. What if you know, not only should you not give, but we should also warn him that it's a
great sin.
		
00:42:14 --> 00:42:18
			As a beloved Prophet Musa Rossum said, If mentioned, say Bukhari
		
00:42:19 --> 00:42:32
			in the Hadith number one for seven for the Beloved Prophet said, that anyone who keeps on asking for
people to increase his wealth, on the Day of Resurrection, is faced with without any flesh,
		
00:42:34 --> 00:42:37
			the beloved Prophet masasa most repeated in the hadith
		
00:42:39 --> 00:42:39
			of
		
00:42:40 --> 00:42:52
			a Muslim more in the middle, because the car number 2266 with the Beloved Prophet said that anyone
who asked some people in order to increase his own wealth
		
00:42:53 --> 00:42:57
			actually asked life goals of fire
		
00:42:58 --> 00:43:17
			for himself and if not benefited, in the extra the service has added the value added which is
mentioned in say Muslim, or in number two, in the book of Zaha Hadid, number two to five five, where
a person comes and he backs from messenger of Allah,
		
00:43:18 --> 00:43:30
			the Messenger of law gives him some charity. Again, he comes in he begs, again the Prophet masam
gives him charity. Again for the third time he begs, again, the prophet gives him charity and tells
him
		
00:43:31 --> 00:43:33
			that a person who begs
		
00:43:34 --> 00:43:54
			if he does with a clean heart, it will benefit him. But if he does it very viciously. It is like a
green ripe fruit, the property is green and sweet. If a person bakes with the correct intention, it
will be good for him. But if a person begged with an avaricious mind, it will be lost for him.
		
00:43:56 --> 00:44:03
			And it is like a person who eats and he's never satisfied, and the Prophet said, upper hand is
better than low hand
		
00:44:04 --> 00:44:18
			and the Messenger of Allah also the person had eaten. So no doubt on number two, because the cat
hunted number 169 that during the federal pilgrimage, when the popular distributing, suffered
		
00:44:19 --> 00:45:00
			to young and robust men, they came and they are the peacekeeper psutka this was the Prophet looked
at them and he said that there is no such a rich man and a person was healthy. That means they
should work. There will be a healthy body or life giving them unless what they work and they're not
able to earn enough salary for the basic needs, then it's a different question. So based on their
needs, we realize that a person will not elaborate further as opposed to the body, it should stop
him from asking. Okay, thank you Dr. Zakir and the last question today Dr. Zakir on
		
00:45:00 --> 00:45:07
			The topic is like what is what is the difference between sadaqa and Zakat?
		
00:45:08 --> 00:45:24
			By definition, Zakat means to purify, to increase, it means goodness, it means blessing. And psutka
come from the root word sick, which means sincerity. So it is the sincerity faith of Allah subhanho
wa Taala
		
00:45:25 --> 00:45:48
			Zakat by definition of holiness, Lama Sharia is an obligatory charity, which every Muslim who owns
more than the nisab level of surplus wealth, if he has it with him for a year's period, he has to
give 2.5% on it every year. As far as I'm concerned, it is an optional charity,
		
00:45:49 --> 00:46:10
			the cosmos worship of Allah, Allah subhanaw taala such as also worship of Allah subhanaw taala, but
it is voluntary. The major differences between the heart and such guys that there are certain
conditions required for secret number one, it is given on certain goods,
		
00:46:11 --> 00:46:13
			for example, gold, silver
		
00:46:14 --> 00:46:17
			ornaments containing gold or silver merchandise,
		
00:46:18 --> 00:47:04
			it can be business activities, farm produce, cattle and all the categories whereas psutka don't have
to possess any well that you have to give subcategory just given psutka Point number two in the car,
these properties and surplus value should be with you for one full year, then you have to give Zakat
psutka there is no necessity of any particular wealth being with you for such and such a period, you
can just give it without any time period. Point number three, you should have a nisab level of these
wealth only which is the sub level for example, if you have gold weighing 85 grams, then you have to
give Zakat or silver 595 grams. If you're less than that nosaka did southcare respective of the
		
00:47:04 --> 00:47:08
			property you have less more irrespective you can give voluntary.
		
00:47:09 --> 00:47:31
			The other differences is the car can only be given to the eight categories who are permitted to
receive the car in the Quran Surah Tauba, chapter nine verse number 60, the poor people the needy,
etc, which we discussed earlier psutka it can be given to anyone, it can be given to the categories
of soccer, it can be given to the category of sets, there is no limitation no binding whatsoever.
		
00:47:33 --> 00:47:43
			Point number five, if a person who is able to play soccer and does not play soccer and he dies, then
his children will
		
00:47:44 --> 00:48:00
			have to see to it that the car is paid off. If it's on his property before distributing the wealth,
it should be paid off. That's a liability, which is not the case of psutka person who intends to do
sub county dies. His has not fulfilled that. It is his own intention. The one can it's optional.
		
00:48:02 --> 00:48:13
			Number six, if you don't give Zakat, which is a pillar for some obligation, it's compulsory, will be
punished for that. Allah says in Surah Tauba chapter nine verse number 3435, will be blended
		
00:48:14 --> 00:48:19
			with the fire from * with that gold on whichever and paid Zakat, which is not the case in psutka.
		
00:48:20 --> 00:48:21
			Point number seven.
		
00:48:22 --> 00:48:38
			Zakat cannot be given to the descendants of homosassa, which is not the kid with psutka you can give
it to the Prophet also and to his family. Point number eight, you cannot give Zakat to the
dependence the father can give to the Son,
		
00:48:40 --> 00:48:47
			a person can give to his father, whereas psutka a father can give to a Son Son can give to the
Father irrespective of the dependent on
		
00:48:48 --> 00:48:50
			point number nine.
		
00:48:51 --> 00:49:08
			Zakat in most categories cannot be given to the rich and the healthy. South Africa can be rich and
healthy, the card cannot be given to the nonsense. A psutka can be rhythms. So these are the major
turning differences between the cat and psutka.
		
00:49:09 --> 00:49:37
			Well thank you very much. That says it up for today. And that really does help everybody to know
exactly what Zakat is, who can accept it. And of course, what it is how it's calculated, etc,
according to the authentic traditions of the Prophet Muhammad sallallahu alayhi wa sallam and of
course, las panatela is divine guidance, the Holy Quran sent to the whole of mankind Jazakallah
head.
		
00:49:39 --> 00:49:56
			Well, brothers and sisters, yes, again, we come to the end of another show. And today of course,
we've covered what we believe to be the most important questions that you have posed via email and
other methods by post etc.
		
00:49:58 --> 00:49:59
			And we hope and we pray
		
00:50:00 --> 00:50:36
			To Allah subhanho wa Taala that you have benefited enormously from watching the show and listening
to the answers of Dr. Zakir Naik today in our program, Ramadan, a date with Dr. Zakir I have been
your host use of chambers and tomorrow when we will endeavour to discuss a very, very important
issue, and that is Laila Calcutta. So do Join us again tomorrow at the same time as salaam alaikum
warahmatullahi wabarakatuh