Yahya Ibrahim – Islamic Q & A 6-01-22

			Salam Alaikum Warahmatullahi Wabarakatuh it's your brother Yeah. Hey Rahim coming to you live from
my home here in Perth, Western Australia. We always begin with the praise of Allah sending our
benedictions and salam upon our Nabina Muhammad sallallahu alayhi wa salam, I pray that Allah
subhana wa Tada grant to high you Baraka happiness and ease wherever you are. Thank you for joining
me after this short break for salaam rovers event in London, as you know what happened to be that
it's an opportunity where we are able to answer some of your questions that are called in. We had a
question that came in while we were on our break. The question was a very simple question, although
		

			it's a very complex and detailed question that requires a little bit of time, and also a little bit
of research. But I thought I would just give a little bit of light and clarity towards it. Simply
put, what is the difference between investing and gambling? And can we consider some types of
investments as a type of gambling, there are a number of differences between, you know, to Java and
investment and putting our wealth into the purchase of a stake in a company or stock in a company
and entering into things that are gambling, there are things that course are overlap, and there are
certain type of vesting, and certain types of investments that are considered prohibited, and sinful
		

			because they have the same elements as gambling, it's important to kind of clarify and distinguish
between them. A big difference between investment and gambling is the concentration of risk, which
is
		

			like gambling, certain type of day trading, for example, if certain types of investments involves a
person investing, or for lack of better words, betting on one or two small number of companies over
a short period of time, over rumors that may have heard they have heard, or because of fear of
missing out, other people have invested in they want to get in and out. You know, it's usually a
small number of companies over a small period of time. And it's usually with specie. The upside, of
course, is that if you can clock it or get the timing right, you can be very profitable. But more
likely than not, there will be an underperformance and there will be losses that are game. Timing,
		

			the market is of course, something very hard. There's no statistical analysis that's foolproof. And
it's something that can be very lucrative, but can also mimic the simple forms of gambling, picking
stocks, trying to time the market can be a type of gambling that a person needs to be very careful
with. And you'll find a lot of governmental regulators will kind of set warnings to retail investors
about that successful investing halaal investing has certain foundations that are found within our
tradition and also good business practice. The first of them is that there is a long term outlook,
and that there is research that is involved. And that there is diversification in the number of
		

			things that a person is placing their money. successful investors typically do not put all of their
eggs in one basket for using that famous, you know, that famous example, that use, most of them will
put it in a number baskets, most of them will have a diversify growth strategy and portfolio in that
sense. It's also important to know that when you buy and sell that there are costs and you want to
lower your costs of the amount have racked up transaction fees every time you buy and sell. It's
something that can also take away from whatever profits that you have. There are no guarantees in
life, especially in investing. And that isn't really what makes it similar to game simply because an
		

			investor knows that they're purchasing a share of a kind of going in with some type of knowledge
that they buying something and that becomes a really important kind of construct and concept that I
think many people fail to consider the really one of the main differences between investing and
gambling and where you will see a lot of people fail
		

			Is that when you invest, you're actually purchasing something. It's not placing money into a void or
into an idea. Investing and gambling both involve risk to capital in the hopes of making profit. And
that's something that that's important for us to consider. Both gambling and investing are try and
get gamblers and people investing are trying to minimize risk. Those who are gambling are not doing
it with an informed basis. They're trying to be the system, while those who are investing hopefully
they're investing with strategies, and with research behind it into the companies that they are
sharing their hard earned wealth with. Gamblers have fewer ways, of course, to mitigate losses than
		

			investors do. Investors will have more sources of relevant information, and they will put the
investment over an extended period of time
		

			in as a summary to this and I think something that, you know, just as an advocate off the cuff
remark, Allah Subhana Allah tells us in the Koran that, uh hum, well myself, you know, our
intoxicants and Mesa and gambling, if they are sinful mean I'm going to cheat on and they are from
the deeds that are demolition nature, there are good things that may come from them. There are
moments where you can gain there are moments where you can profit is moomoomath Akobo meaning that
FEMA nevertheless, Allah always says, as a fact of life, that that what you saying to gain is far
less than what you have to lose? When you invest, though, what makes it different to gambling as the
		

			most important kind of ideal is that you invest in a stock invest to own a share of an underlying
company. In fact, some companies will reimburse you for your ownership in the form of stocks and
dividends, which are Zakah applicable, and there's ways to calculate that, and there's a strategy
behind it. I prayed that Allah subhanaw taala puts Baraka into our wealth, which Baraka in our risk,
opens our hearts to investing in that just helps protect us from sinful forms of investment, that
can be like gambling that are active like gambling, that can have great, great losses, especially
with the pandemic that we are in. There has been a triple fold, retail investor online investor
		

			presence, which has seen many people lose lots of lots of money. May Allah protect us Allahumma
Amin, we're going to continue waiting for some more of your questions to come through in chatline, I
picked up the last panel to add that allows us to have contentment and an ease of understanding each
other in sha Allah, I wanted to speak about resilience and being of those who have sovereign, who
have the element of being able to see themselves through the difficult times that arise, and
Subhanallah with the roller coaster of the last two years of openings, and then closures and
mandates and vaccination rates and different variations of the virus. All of these are different
		

			things that have had a significant toll on mental health, on the physical health of people on
excessive gaining of weight on, you know, separations and divorces because people are in front of
each other in more prevalent time than they normally were accustomed to. There are moments of
domestic violence that have skyrocketed increase. And sadly, there is also the great tragedy of
people taking their own lives. Because of the the burden and the stress that they were unable to
maintain the regularities in the regular regulation
		

			that regulated their life systems. As convulsive Hannah went to Allah to grant disease. So we wanted
to speak about results as a conceptualization of patients in sha Allah, we have our first call, we
have another caller on the line in sha Allah will take the call and continue speaking about
resilience in the light and so I'm Ali from color, how can I help
		

			Allah, my brother, good to hear from you once again. May Allah grant Chaitanya in your morning as
you're waiting up for your day in chama
		

			about something I'm talking about today, I want you to think about when you are
		

			away from
		

			work
		

			away from the decades or away
		

			from knowledge about them does that mean also that you know but you don't want to go you don't want
to go and look at the Koran maybe every day or or you know that you know to make your mind higher.
Does that mean also that it's
		

			like if you don't want to go to
		

			the Knowledge section of the
		

			body whatever you don't want to go and read about that you don't want to go and read all about the
body just like the
		

			MC us
		

			does that come off? May Allah subhanaw taala reward you for your consistency and giving us cheerful
reminders and questions each and every week. May Allah Subhana Allah Allah bless you in your home
Allah Amin, ALLAH SubhanA wa Tada says to the prophets of Allah, Allah you are seldom in the hula
you can be buena, they do not deny that what you have come with is truth. For some of the people who
lived with the prophets are in Salem. The new history character was upright they knew the message of
the Quran with ethical and moral in better calling than what they were living with their tribal
laws. They knew that he was there to emancipate the enslaved and that those who were in difficulty,
		

			they could see that there was truth to it. So why didn't they accept it? Allah says it's not because
they deny that you are worthy of being a messenger. It's not because they deny that the message is
correct. When I Kindle Levina Cal, the Yachty law he had old rather it is because those who lend
themselves to disbelief, those who make themselves ungrateful to God that darkens their heart
against the truth. They are of those who have gehad do that they are those who have an arrogant
anger against the message that is called to and one of the worst conditions that a person can find
themselves in. Is kibra in my home be Valerie to have this arrogance that is permeates everything
		

			like arrogance and pride against the truth is one of the things that bars us and pushes us away from
Jannah. The prophets like Selim says in a stunningly beautiful Hadith, but also a hadith we should
be very scared from. He says in the authentic hadith narrated by the man Muslim unlimited me this is
the narration of a mammoth enmity. He says, now your twin and Jenna men can if you can boo, Miss
Carla teaming cape. It's an it's it's difficult for the one to enter paradise. With the first people
it's difficult for a Muslim or a believer to be of those who enter paradise. Why would it be
difficult they will be the last people to enter paradise. Why if they have in their heart, a mustard
		

			seed, an atom's weight of arrogance. people misunderstood this. They said O Messenger of Allah, this
arrogance you speak of luxury things in the man stood up and rule of law in origin mean that you're
humble and Yaku and takuna. See, yeah, boohoo Hassan, what kind of who hasn't? One merkaba hasn't.
One of us loves to have fine cuisine were fine, tailored clothing, ride on a nice deed and a nice
ride something you know worthy of us something you know powerful.
		

			Is this arrogance that we have things that are luxury in our life. So the prophets I said, Lane
second that you misunderstood Allah Who Jamil Allah is the source of all beautification, your head
for a year on Yama, Asteron Yama, who Allah evadne He loves to see the effect of his blessing upon
His creation, to beautify yourself to eat well to ride well to dress well within the means provided
to you that are not Islamic, not excessive.
		

			So what is arrogant and kibra bopper will have Welcome to NAS two things, it is to reject the truth
on account of who brought it to you. So you look and say, Hey, who are you to tell me? What do you
know, I know more than you I'm older than you. I'm your father. I'm your brother. I'm, you know,
you're qualified the truth that was spoken on account of the message and the messenger delivering
it. You take the truth, that is truth, but you judged who brought it to you? And if you didn't like
who it was that carried it, you ignored it. That is arrogance. That's something to be feared.
		

			Number two is lumbo NASS, that you look to the one who doesn't have what you have, who isn't blessed
in the ways you've been blessed, because they're probably blessed in ways you haven't been blessed,
right? That's the reality of life. You they haven't been blessing the way that you have been blessed
in those ways. So you look and say, This person, you know, he's not at my intellectual level, he's
not in my educated level, he's not my financial economic level. He's not in my spiritual or, you
know, ethnic level. And everybody kind of looks to the others in that downward way. That is an
arrogance that pushes people further back from entering gender quickly on the day of judgment, and
		

			therefore, brigands is something you and I as Muslims must combat, as a part of our submission to
Allah is to recognize there are detrimental effects in our life, to having a proud understanding of
ourselves and our place in society. May Allah protect us from loving me two ways to counteract
arrogance. The first way is to soften your heart with the message of the Quran. And yet in Medina Mo
and Daksha boo boo oolitic Rila arrogance takes root in the heart, you need to soften your heart you
need to remove the callous the hard heartedness away by soft heart with the sound of the Quran, with
the sight of you reading the Quran, with the melody of you pronouncing the Quran and with you
		

			understanding the cognition, the understanding of what the Quran seeks to humble within you, there
are certain things in the Quran that are more necessary for you than they are for your neighbor. And
there are certain things your neighbor to understand more than you. But there is something for each
and every one of us in the Quran, that will better our life, soften our heart, make us more
malleable as we stand in front of Allah in prayer. And that becomes the second test. The first is
get involved with the Quran. Second, where does the Quran show its greatest effect in my life in
yours, it's your stability in your prayer. And when I say stability, I don't mean the performance of
		

			just there. The five daily prayers, I mean, your stability, in your awareness of your duty to Allah
in it, the plentiful ness of your request of Allah in it and you're dry in it, the concentration and
the WHO sure and the present heartedness that you have with Allah, that you are standing before the
master as if you are the slave, that you are the one who is seeking healing and he is the one who
heals that you are seeking to be provided for and he is the one who blesses and chairs alone, to
Patna what to add, those are two things, two ways that you can search your heart, whether there is
arrogance that is covering it from the message of truth. May Allah protect us, Allah Amin,
		

			resilience is one of the outcomes of having a soft heart. How do you become able to weather the
difficulties that we face in life? How do you become a person who is proactive in the face of
adversity and hardship? How do you become a person who gets up after falling down, dust themselves
off, prepares their self for another day? How do you become a person who has a positivity and an
outlook for tomorrow, even though today, today you find as hard and difficult. So when we speak
about a psychology of building resilience, there are three important connections that we must make.
And this is from a human perspective. This, you know, the three things need to gather in almost like
		

			a pyramid that reinforces each other in strength. The first of them is your environment, the social
support, you have the spiritual systems around you the environmental values that you exist in. So
the better your friends are in their relationship with Allah, the better relationship with Allah
will be if you are tagging along with those who do right. You will be able to be letter right even
if you weren't planning it yourself. If you are friends with people who fast Mondays and Thursdays
and encourage you to do so it's easier to do it than not. If you are friends with a person who tells
you I'll pick you up everyday for a shot on my way to the masjid. It's easier for you to make it to
		

			the masjid. It is easier for you to be part of the pack. Rather
		

			than to be the lone sheep. That is downward by the wolves. And with selfless and douchey, inviter
becomes really important. Now environment on its own is one factor, it's not the only factor. The
second factor are your behaviors and the control you have over your behavior. Self Care is a very
important behavior. Being able to nurture yourself and acknowledge the good you've done. Be proud of
the accomplishments that you've had. Be thankful to Allah. Imagine Prophet Ibrahim, on that day when
he completes the building of the cabin with his son. What does he say, are up in a Taco Bell V neck
in neck and
		

			he says, Oh Allah except this from us. He's proud of his achievement. We've gone I've been in this
desert area I've been visiting back and forth in Mecca, my son and I, we've completed this task,
Allah Bennett of a minute, oh, Allah accept this from us. It's a powerful behavior, self care
becomes really important. Participation in physical activity, or habits or insulin was very
physically active. So however, they would say that when they would walk, they used to have to jog to
catch up. He was a man of purpose, a man of heading a man of deliverance. And then who knew where he
was going because he was on a mission and knew that destination that was set for him. Physical
		

			exercise, being involved in community activities that allow you to interact socially with others,
even from a distance, even if you're, you know, calling someone and say, okay, look, we're going to
do our workouts at home because the gyms are closed, whatever it is, whatever mandates you're under,
we're going to, okay, let's do our burpees or whatever it is that you're going to do. It's something
that is a social, but it's a behavior that you have managed for yourself, self care becomes really
important. physical activity and exercise increases your endorphins, it increases your mental health
state and your resilience in being able to push past, it's much better for a person to recover from
		

			illness having been physically fit than if they were not physically fit. It's much easier for a
person to battle through terminal illnesses, and to have a greater quality of life in their older
age because they were physically fit in the younger age. Each of us has two types of people that
they can grow old into being. You and I can be 75 years old, with back pain, with leg pain, with
cramping with shortness of breath, with bad cardiovascular activity, on account of us in our 40s
today, having a sedate set mentary lifestyle where we don't do vigorous physical ad, where we
haven't mapped up a plan of getting ourselves up and moving, where our muscles have atrophied by the
		

			time we're 75 we are hunchbacked unable to even make our sujood. On account of that not due to
injury, the second 75 year old that exists within you my year, my young brother, my young sister, my
you know you and I in our 30s 40s, we still have this opportunity to make ourselves healthy in 75.
On account of that activity today, it allows you to have resilience, your body is meant to be
something that is pushed to grow, no pain, no gain. If your muscles don't rip, they will not
scaffold and grow. If your muscles are not used, your heart is a muscle if it's not used, it becomes
sedate, and unable to meet the pressures that are yet to face it. So we've got about two things that
		

			become really important for us in the environment that we're in, and the behaviors that we establish
for ourselves, our routines, you should have a routine for the morning, you should have a routine
for the evening that goes beyond your phone in the morning, checking your phone before you go to
sleep. There should be routines that involve spiritual pursuits, routines that involve physical
activities, or routines that involves connecting socially with friends and family routines that
involve something that you enjoy doing. That is a long term project that you see through each and
every day. Whether a book you read or a poll you assault or a game that you play, whatever it is,
		

			that will enrich your life. The third aspect of building a strong psychological resilience being
able to face the difficulties that have not yet arrived. The things that we pray that Allah protects
us from is in terms of cognition, is that mindset. Cognition is you know, how we think about what we
see and experience in the world.
		

			How we meet the challenges that we have facing us.
		

			Those are really powerful things for you and I to think here are some important words, optimism,
		

			motivation,
		

			self belief, I believe I can do it. Values. You know what, what is your moral compass, you know
things like taqwa and truthfulness, and honesty, and hard work, and diligence, and self discipline,
self accountability, you know, all of those are powerful. Another, you know, word, your humanity.
You know, when your your, your sense of humanity, your compassion, your self compassion, compassion
for yourself, your ability to forgive yourself when you've done wrong, and your compassion for
others, to be able to forego when for looking forgive those who have wronged you, Kuma Subhan,
Allah.
		

			All of those are cognitive strategies. All of those are sunnah of the Prophet Muhammad sallallahu
alayhi, wa sallam, all of those are powerful healing techniques of our Muhammad sallallahu alayhi wa
sallam. When you put the three elements together, and you care for your environment, you cultivate
who's inside, who's living with you, how you live and interact with each other, how you're going to
be patient with each other. And who is not going to be in that inner circle, who is not going to be
a part and parcel of your council, a part of part of your close knit friends, who you are just an
acquaintance with becomes a really important mindset for you and I to consider the environment needs
		

			to be curated needs to be irrigated needs to be weeded and protected from vermin and pests. Second,
the behaviors. Now we've set an environment and it's not perfect, but
		

			what are we going to do within it? What are we going to do within our space, within our homes, our
communities within our people and populations? And how do we view the days of the past, the days
we're in, and the days into the future, all of those are really important steps. For us achieving
greater and greater elements of resilience. I wanted to kind of end this section, by speaking about
having at and emotional regulation, all of us in one way or another get upset, all of us in one way
or another will get angry, all of us in one way or another, become frustrated, and depend on myself,
my wife, my children, all of us, we will have limitations. And all of us, the environment that we're
		

			in may put pressures, right? You're driving in a car with your family for extended hours on a
holiday, it adds pressure, it creates conflict, you want to be on holiday, happy with each other.
But being in that confined space, the environment dictates some of the conflicts that will arise,
while being able to regulate that emotion being able to fight through some of the points of friction
and anger and sadness and, and using elements that discuss like humor, and mindfulness and
compassion and forgiveness are the things that build stronger relationships, which influences our
environment. We have a caller with us on the line said I'm Anakin caller, how can I help
		

			you talking about
		

			not doing sitting in a frozen coma? Reading around going that?
		

			You're not? You know, we're not just just in a frozen shell. And we are does that imply?
		

			It is I myself I'm doing it knowingly, everything we know. And yet we are just just not doing it.
Which is the real reality. That is what is happening. Sometimes we do it as a big favor. Allah
forgive us.
		

			You know, can you sort of just explain that? Allah hematic it's good to hear from you again, my dear
brother. It's important to note that there's a difference between premeditation or intent. And as
stated a person find themselves in due to them slipping away. And therefore I'm very hesitant to be
of those who are condemning. I want it to be something where we find the solution is to kind of
uplift us. The two most important things is to to connect with the Quran, even if it's even if it's
just listening to it and you don't know what it's about the sound can soothe you. Maybe it's now
after listening to a while I want to know what let me read a translation. Let me look at what the
		

			surah is.
		

			And then it might, you know, go on from there too. You know, I'd like to hear what maybe somebody
more learned than me has said about these verses. This is how I understood them. But I wonder what
other people understood the message, and therefore it becomes something that sparks something
greater. It is not mere arrogance, just to sit unintentionally. And to be absent minded from one's
relationship with law. It's where a person builds a life sustains an environment becomes complete,
in that, that is the danger and that's where the hard heartedness is me, I'm also gonna protect us
from having that hard heartedness. And straying away from a path of return and repentance to Allah.
		

			So Allah becomes a really powerful compass that points us in different directions in our day, it can
return us back to the center, back to the qibla, back to Allah, and it can be something that is
really powerful when we determine ourselves to do it, even if we don't feel it right. People
sometimes, you know, I've had prayers. I remember as a younger person, I would say, you know, people
say I was crying in Florida, and, you know, I didn't feel that way. Is there something wrong with
me? The answer is no. And the more you pray,
		

			the better you and I become at it and not everybody experiences.
		

			In the same way, may Allah subhanho wa Taala brighten our days. I look forward to seeing you again
next week, way, noon, London time chat a lot. Your brother Yahia Ibrahim was Salam alaykum
Warahmatullahi Wabarakatuh Subhana Allah ma Behanding a genuine Illa Illa and as the LUCA were to
evey was salam aleikum wa rahmatullah.