The Deen Show – MUSLIMS CAN’T BUY REAL ESTATE Reaction to Sneak & Myron Wisdom of Prohibition of Riba(interest)

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The speakers discuss the negative impacts of alcohol and drugs on society, including lack of privacy, drug use, and the shift from alcoholism to cryptocurrency. They emphasize the importance of balancing happiness and retirement goals, finding incentives to make money and avoid unnecessary waste, and finding people passionate about their values. The speakers stress the need for incentives to make money and avoid unnecessary waste, and finding people who are not afraid to accomplish anything. They also stress the importance of finding passionate people and avoiding skepticism and curiosity.

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			Muslims can't buy real estate.
		
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			He's being super strict because because of usury other Muslims can.
		
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			You can buy real estate but time Muslim and I tried to stay away from Riba. How much they'll try to
give up pork fun. Alcohol said no moderate drinking isn't good for your health quit. We just have to
accept the fact that like alcohol is not in your best interest as a man, and it's gonna set you up
for failure is it the more you drink, the higher your risk of early death. Waste of time though, it
really is a waste of time. A very good friend of mine, brother Eddie from the deen show, who I've
known for a number of years from the very beginning when he started I was among his early guests and
mashallah our brother Eddie has been very active in promoting Dawa spreading the message of Islam
		
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			and he has now taken everything to the next level. Edie has now after a number of years on the deen
show taken the Dow up efforts to the next level, which is that of establishing a Dow a center for
the USA. He is about to launch it in its fullness, but it has already started in Florida and he
needs your support. This is an effort which began already some months back and they need your
support for spreading the message of Islam in the USA. So my brothers and sisters reach out to
support him. We need your support. Now.
		
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			Bismillah Alhamdulillah As Salam aleikum, greetings of Peace Now when new Muslims enter into Islam,
sometimes they get hit with a shock. Oh my God, I don't claim to be a great Muslim because
		
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			how to give up porque fun alcohol, women gambling
		
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			knew about everything. I can't even invest my money. I gotta give up pork. Alcohol fornication
gambling at a bar interest seems like everything. But shaytaan only makes it appear that way. This
is far from reality. I say that these are even more proofs for the prophethood of Prophet Muhammad
peace and blessings be upon him the Quran and Islam and we'll be getting into all of this with my
next guests and expert on the topic that we'll be discussing.
		
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			Cholan is a director of the Australian Centre for Islamic finance and the CEO at Olive investments.
Amir is also an adviser to a number of institutions that provide Islamic finance Omer was a
consultant lecturer and board member for the master of Islamic banking and financial course at
Latrobe University. He's also produced a very well known video called the wisdom behind prohibition
of riba interests, a case study G, F, C. But before we bring him out, let's see what one of the most
influential Muslims that people respect today who doesn't compromise or shy away from speaking the
truth even on this matter, that we'll be discussing and Who's that? That's our brother, hubby guy
		
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			Muslim and I try to stay away from rebar and rebar one of the biggest sin Allah mentioned in Quran
and people underestimate this rebar can kill not couple people, they kill all like cities countless.
I know a lot of people like big businessmen
		
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			like when they realize what is this riba like and they have, like big contracts they offer like big
banks, they want to invest and when they understand this is riba they say no. They say no, no, only
1% No, half percent No. Same thing. half percent or 50%. No is no revised Riba, salam alaikum salaam
aleikum wa salam, how are you? My brother Hamdulillah? Doing very well. What about you? hamdulillahi
rabbil? aalameen. Good, good, good. It's good. And I'm very elated and happy that we have you on the
program to to discuss this very important topic that will tie into many of the other things. Because
obviously, Islam is not just a bunch of do's and don'ts and Shakedown makes it appear that way.
		
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			Obviously, when people establish a relationship with their Creator and based on pure monotheism,
towhee, now they know the purpose of life, then there are harmful things out there. So it's a
blessing that our Creator is telling us these things. So we're not fumbling in the dark and you're
an expert in this area that we'll be discussing. Tell us a little bit about yourself. Well, thank
you very much for your very kind invitation. I really enjoy your program and what you're doing and
being a fellow from Bosnia. I enjoyed that. enjoy that aspect as well.
		
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			Look, I've been always interested in sort of trying to figure out how things work, how things get
done in society, and whether it's through building something
		
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			bingo helping somebody. So I was always interested in different kinds of things. And I get that
translates in various fields. And finance is one of those areas that touches upon all all different
areas of life. So I like to study I like to read, I
		
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			like to understand things. And so yeah, that's, that's, I guess how I see myself just a student of
continually learning something new every day. There's this video that a lot of people have shared,
it's the wisdom behind prohibition, riba interest, and you spoke on this topic, and a lot of people
they recommend this video that you've made, what made you so you've you what made you go down this
route that you got, specifically, there's so many branches of Islam, that you took an interest to
get deeper into this, everybody's one of the things that when I was locally studying
		
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			fic, or jurisprudence, Islamic jurisprudence here at my local masjid, from my local chef, and I
would study this topic, and amongst many, many other topics. And when this topic came, I was just
fascinated with the rules. It was very surgical, very interesting, I couldn't wrap my head around
how does something like which is such a seemingly simple thing can be such a devastating major sin
and caused so much grievances not just in our religion, but in other religions, in our philosophical
movements, in the history of mankind. So that just boggled my mind, and I started going through
that. And the more I dig into that I just got more and more amazed. And, you know, two decades I've
		
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			been reading this subject, and this still is one of the single most amazing things that you I keep
discovering new things about.
		
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			This is going to be a very exciting episode. And like I said, earlier, I said this for me and for
many, this is not something that would bring people away, I would say this is more of a pro, even a
pro we have tons of proof authenticity of that Islam. The signs in the Quran is preservation, the
prophecies, the miracles, a problem is, there's so many evidences that Islam is deed, a way of life
not created by man or mankind, but from the Creator of mankind. And it was sent down and we have it
in its original the Quran and evidence is just, you know, overwhelming. And I say all of these
things are more evidences, because the Prophet Mohammed wants to bring people to his religion to his
		
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			to Islam. You can look contrast that with Paul, for example, who's just saying, you know, the, you
know, the circumcision is the heart the law is, you know, been abrogated and it's so much easier
just to cancel out all these rules and regulations right? But why is Mohammed is going to be making
it harder now. Prohibition, prohibition of alcohol, pork and all these things, then when we look
deeper into it, we see they cause havoc in society, or it's harmful for us. And this is what will be
hope people will see also this is another proof of the prophethood of Prophet Muhammad, what do you
think? I think absolutely, this is just our lack of imagination to see how big of an evidence is
		
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			this is a major piece, it just that we cannot imagine or we don't see or we don't recognize. And in
today's age of AI automated thinking, we all adopted one single view on how economics should be run
how things should be and and we don't realize really what is happening so more you go into this
visit them you start realizing oh my god, this is like this is such a such a major piece. Why is
nobody talking about these things? So it's absolutely agree with you. We're gonna make this more
interesting. There was a new Muslim by the name of I don't know if you heard of this. This brother
of ours now there's, there's two of them. There's Myron. He's a Muslim, but he's not he says, Look,
		
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			you know, I don't want to he's not really a practicing Muslim, you want the best for him. We hope
this can also be another sign for him. Then there's another brother named Nico. He's a new Muslim.
So they touch upon this topic that you're an expert and so we'll get your reaction to it. And we'll
go from there. Most of us can't buy real estate
		
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			he's being super strict because because of usury other Muslims can
		
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			still you can buy real estate but he's saying you can't take a loan on it because you pay interest
with loans but that's like some of the basics of real estate it's the exactly you have to take a
loan unless he's basically telling you you gotta buy houses cash because that way you don't have
interest
		
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			but it's very difficult to buy houses cash and it's not intelligent.
		
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			You think like Muhammad hijab and like all the like is most intuitive gonna get mad at me if I like
buy real estate? They might I wouldn't even disclose it. I don't drink Come on.
		
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			I mean, the thing is like that's just not even though I understand that.
		
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			Like everything in America is built on interest everything bill because for obvious reasons, but any
Western country is going to be dependent upon interest. If you have a mortgage that's interest, bro,
like, what do you would do you live in a house? You probably have a mortgage on that house, you're
paying interest. So that's all right.
		
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			Um You have your bet your money in a bank account the bank is lending your money out on interest
		
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			this is yo
		
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			there's no way to avoid usury in the West there's no way What about everything is based on interest
that's how that's how that's how lending in general makes money so that you if you want to borrow
money credit cards interest
		
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			Yeah, we're gonna have credit cards. See that depends on how religious you want to go so but I can
go down to some requirements that are on top of credit cards because I have multiple I guess maybe
if you're like super religious again, they can interpret it as that because credit cards charge you
interest if you don't pay in full chat respectfully like if you're gonna go criticize me for that.
		
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			So I don't claim to be a great Muslim because
		
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			how much I have to give up pork fun. Alcohol, women. Gay gambling.
		
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			knew about everything. I can't even invest my money. Yet no, not n n n n n n n n n n n n n. You can
invest but you can't invest it into things that involve usury. But any real investment typically
deals with interest. Unfortunately, that's just how it is. They're saying credit cards overall.
		
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			Yeah, okay. I'm gonna ask you because mine about that, but okay, no, cloud, Alex. Okay. It's better
to sneak on mine. What's a good advice to leave alcohol, bro, just quit. You have to quit, bro. Like
you just have to go cold turkey and you gotta quit. We just have to accept the fact that like
alcohol is not in your best interest as a man and it's going to set you up for failure. Alcohol the
only people that can get away with being alcoholics all day are women bro. Sorry, great way to
become a Muslim. And if you start drinking alcohol you're gonna go to * if you're a Christian you
can drink all day how beneficial man alcohol is for losers anyway it is. Well it's fun sometimes.
		
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			No, no having fun though. I get it I get it. It is fun. But it bro it's it's a waste of time though.
It really is a waste of time.
		
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			It's tough, man. It's it's been Wallahi it's been three months in a week. Now since I had a sip of
alcohol on every good. My life on my I don't want to. I feel better. It's so much more. There's a
lot to unpack here. Where do you want to start?
		
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			Well, it's not surprising, by the way, I have a son. And I've been I'm involved here in the local
Islamic college with young people, for the last almost decade been working there.
		
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			Canceling young people in terms of the career development, that's one of the other things that I've
been doing on the side,
		
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			in my community here, and I came across most of these people. So I'm familiar with these sneakers
and rotate these kinds of individuals. And a lot of years young, including my own son, actually, my
son got me. First time I heard about the end of the day, it was on your podcast, we were driving and
he says do you want to listen to this interview with this guy. So we listen to all of your podcast
there. So I'm familiar with this kind of. And then it's not surprising. This is how most of the
people will think that.
		
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			You know, if I can't do it this way, then it's impossible to get something done. I can't be wealthy,
I can't be happy. I can't enjoy my life. If you close the interest, or gambling or drinking alcohol,
how can I have fun? So this is and you know, what is interesting? When you observe this again, just
coming from the young people perspective when they talk about matrix right. And the programming.
This is exactly it. Wow, that's it. We've been programmed. Good point. That's a solid point.
		
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			And so him saying that you can't get rich unless you take a loan. How do people make money? How do
people buy property? In fact, opposite is true. How did Elon Musk become the richest person in the
world, it's not true that it's actually a completely opposite way. He invented something, people
invested through equity. And this is even today the fastest way that people make money. So you look
at the major funds in Silicon Valley Sequoia fund and all of these other things, what they do, they
invest equity, they invest on the partnership basis. And they know some businesses will fail, some
will be moderate success, but then they will be among 1020 businesses, one or two businesses that
		
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			will do 10 times 100 times more. And so this is how we achieved today progress. It's it's people who
risk the money. It's not true that startups are not financed through debt.
		
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			So even today, majority of the Progress majority of the wealth creation is done through equity
financing. And so riba or interest come later on when you have a big business that is already
established, already has equity buildings, and they can suck that wealth out of it, then they start
giving it alone. So usually, this is now at the more mature stage.
		
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			And so So yeah, so that's, I guess I would lie
		
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			because how do you see when you hear those, those kinds of thoughts, as well, I like what you said,
this is speaking the language of the vernacular, now of the youth coming up and this whole thing
with the matrix, I would say the satanic force or whatever you want to go ahead and define it as but
we understand this programming. I like what you said, this is very powerful, because they also
themselves are talking about these matrix and this programming is happening. So you just hit it on
the head, a light bulb should go off for them. This is just a programming your, that you can't have,
you can't have fun now without alcohol, without gambling with all these things that are just, it's
		
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			built on a premise now of things, your life has been surrounded by these things. And these are just
a few things that are prohibited. And now it just crumbles apart. Because one by one, if you look at
what these things entail, at the end result of alcohol, alcoholism, and all the deaths and murders
and everything, and I think about alcohol share, and I think about the study that they had before,
and now you have even conservative and conservative Christians who are giving up Candace Owens. I
don't know if you heard of her, I quit drinking cold turkey. And I did not quit drinking because I
have a problem. People are tremendous hypocrites, as I mentioned earlier that there's the
		
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			conservatives that say that we should definitely ban and make sure that drugs remain illegal, but
they partake in alcohol. And yeah, some other podcasters they're coming out. These are women saying
we don't want to drink anymore. The studies that they used to have an alcohol that it was like one
one glass of wine a day. These studies they talk about were actually done by the alcohol industry.
Now there's new studies that no amount of alcohol is good for you. Subhanallah said no moderate
drinking isn't good for your health. Despite a long held belief that moderate amounts of alcohol are
good for you. A sweeping new analysis finds that the more you drink, the higher your risk of early
		
00:16:52 --> 00:17:21
			death is one of the largest studies to debunk the widely held belief that moderate drinking of wine
or alcoholic beverages is good for you. Last year, researchers in Britain examined genetic and
medical data of nearly 400,000 people and concluded that even low alcohol intake was associated with
increased risk of disease. A new study which appears Friday in JAMA Network open also found that
drinking relatively low levels of alcohol 25 grams a day for women less than one ounce and 45 grams,
about one and a half ounces per day for men actually increased the risk of death. So why are we and
then go ahead? What are you gonna say?
		
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			Absolutely. And that's that's why you even see, you know, I was watching again, somebody sent me the
clip, Andrew Tate was talking about how, you know, he smokes the cigarettes and this is a great it
keeps him alert and something else. You know, we know tobacco again. This is This is music to the
ears when they hear these kinds of things. And that's why in Quran we see that the question is
posed, they asked you about gambling and alcohol, these kinds of things. And you know, they might be
some benefit for for this, but the overwhelming effect of these things is very negative. And on the
point that they were mostly shocked was the issue of interest. But in reality if we know our
		
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			history, or we know our present, we shouldn't be shocked. I tell you one interesting thing I
recently heard it was a podcast. It was not actually podcast, it was an episode recorded by Patrick
bed David's PBD with two crime bosses. It was a series called United States something about a crime
in the United States. I forgot the exact title. So here is
		
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			two for the first time under bosses one of them is like a Michael from Godfather type of figure
Another one was semi bold Burdwan or something.
		
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			That's right. So so so PPD asks him at the end after you know entire podcast talking about his
dedication to casa nostra eliminating people running all kinds of records, manipulating society,
you're engaging in all kinds of things. During that time. He asked him, after you now finish the
jail and everything if you are a young man.
		
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			If you were now engaging in a business, what business would you be engaged in? And his response was,
I will do shy looking, shy, shy, arcing shy looking. Now what does that mean? The Shylock is a
character for Shakespeare play, called The Merchant of Venice.
		
00:19:29 --> 00:19:59
			And Merchant of Venice talks about, you know, Shakespeare time Europe 1617 century when interest was
prohibited in Europe, and so Christians also church would excommunicate people for engaging in
interest. But what the Christians used to do, they will bring Jews who they will then deal interest
so for Jews, it was there made it between them, it's not allowed but to the Christians they will do
it. And so this created very
		
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			The bad blood between Jews and Christians of the Europe. So Shakespeare is describing this moment in
time when Jews and Christians sort of have this interesting relationship where they need money,
Christians, but they hiding it from church, but then they also hate Jews, which is why some of the
people talk about Shakespeare being anti semitic, but he was not talking about religion
specifically, but more about this guy named Shylock in in this book, who basically gives the loan to
the Christian who needs to marry beautiful, wealthy girl, but he doesn't have the money. So now to
marry her, he signs up to the contract where he will give a pound of flesh. Okay? And this is where
		
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			our reference in the culture come when somebody wants to kill you basically, or extract from you,
makes you like an object that extract pound of flesh. So it's come from that book. And so
eventually, I don't want to spoil people the book, he can't repay the money. So he they go to the
judge and Shylock, who is the money lender, he's demanding pound of flesh. And so
		
00:21:07 --> 00:21:54
			it is very interesting that this criminal who is on top of the criminal, boss, criminal boss, out of
all the businesses that they could do money laundering, tax evasion, oils, everything they've done,
he picks this particular industry, that he would focus on Shark loans, money lending, and shy
looking. So one has to think about why What is it with this profession that attracts these kinds of
people? Why is it that you know, you have people in the past historians, they used to say, there are
only two ways to conquer a country. One is through a sword. Another one is through debt. And so for
anybody who wants to be awakened away from this simulation matrix, what they want, they don't want
		
00:21:54 --> 00:22:19
			to be NPCs, or however they call themselves, they want to be people who critically autonomously
think for themselves, they need to ask themselves, why did I buy into this when everybody else with
all of these experience, they actually love these things? It can't be good for both if these people
are saying this will be a great way to make money to conquer the countries and so on. And I'm
swallowing that. I mean,
		
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			person who is awake should ask, What am I not seeing here? Wow, this is deep. Okay, this is really
deep, you're going into, wow, this is at the time, this was prohibited in Europe. It's actually
prohibited in the Bible. So you had the hood, who made it, it was prohibited. But this is the
changing of the text that they made it now that they can they can give to each other. But they
couldn't do it to each other. But they can do it to the Christians and others. Charge them interest.
Is that what you? That's right. Wow, this is That's right. So if you I was actually just the other
day reading Talmud, which is like the Tafseer. And I was going through they're like what we have in
		
00:22:57 --> 00:23:29
			every books of Hadith, we have a book of business transaction. So they also have in the, in the
Bible, of course, everybody is prohibited, which is what we call interest usury. So I was just for
one presentation I have going through the book of Talmud, and just to see exactly, you know, like,
what is it that they're saying, as I was reading their accounts of the rabbi's. It's 100% exactly
what they are saving. In fact, the word for Reba they they use in their language is Ribbit, ribbit,
		
00:23:30 --> 00:23:33
			ribbit. That's what it's called. That's what it's called. Ribbit, ribbit.
		
00:23:34 --> 00:23:51
			Ribbit, ribbit, ribbit. Ribbit attract. They said, he beats Pinterest. It's come from the same, it's
come from the same root means increase increase. So what increase we talking about increase that is
not legitimate. And the way that they describe the loans versus equity loans,
		
00:23:53 --> 00:24:04
			who is involved, as if you are reading Islamic text, the guarantor, the witness, it's allowed in
this case, the example they put and they say that this is a deadly sin.
		
00:24:06 --> 00:24:41
			And I put down this information, the chat GPT I said, let me ask Chad GPT based on this, how come
they allow to themselves? So I had a chat with the GP 10s I see how based on these, do you figure it
out? Like what you know, these references? Like where is it? So we had a discussion and said, you
know, you have to reinterpret this deadly sin in the Torah in you know, like in the Bible as such in
such an essay, okay, what is the evidence to say it's allowed between them because it's related to
deadly sin? At the end Judge gptc Well, you know, it's just interpretation.
		
00:24:43 --> 00:24:59
			And so and so it's very interesting when you when I then listen to the rabbi's who are I listen some
of their talks about how they explain. It's amazing. It's just like you're listening Islamic
scholars talking about this issue, so the law exactly the same. Then I went to ask
		
00:25:00 --> 00:25:48
			Uh, you know, like, go through the Christian sort of relationship with riba. And you have a example
in the Bible where Jesus peace be upon him, enters the temple and see people engaging in interest
transaction in the church, in the temple, and he throws them out. And he said to them, you have made
this temple the den of thieves. So he's he threw the money changing tables. And this is the time
where Christian pilgrims used to visit holy land. And they would pay taxes to the church in the
silver shackles, but because their money was in pagan symbols, they would exchange a silver coin for
another silver coin without these, and then they would in this process, charge them a lot of a lot
		
00:25:48 --> 00:26:27
			of money in return. So he linked this to the injustice to something that is thief's would do. So
it's just very interesting when when you look at all of these references, you know, you can go as
much as you want in the history. This was always seen as most unnatural way of making money. And it
goes back to what you're saying. So we've been programmed now, to do it the wrong way doesn't mean
it's the right way. And we should be honored. And we're blessed truly, that we have a way of life
Islam that doesn't compromise to these things doesn't compromise to the alphabet movement. It
doesn't compromise now to go ahead and win people in that now you're at the houses of worship the
		
00:26:27 --> 00:27:04
			churches, and you got the bands, and it's like a concert and whatnot and doing anything, you know,
to go ahead and bring people in No, these rules are there. They're set. There's few, but the font,
there's far more things that are allowed. And the things when someone looks into the alcohol
gambling destroying homes destroying site, it is about now at the small level and the big low
enslaving someone. And you gave a great example Sammy the bull for people that don't know, this is
the right hand hitman to the New York crime boss, John Gotti. And you're saying that in his
interview with Patrick and David, that he was talking about this is what he would be into now this
		
00:27:04 --> 00:27:38
			is this is it right here. So people can understand this, then if you go and it's evil, like if you
would go and say, I need 10,000 You're vulnerable, you're weak, you need some money. And then Sammy,
the Bull gives you 10,000. And you got to usually you got it's like almost double, you got to give
back, right? And if you don't give that back now, what happens, you end up breaking your legs and
your arm and then you can end up in the grave. Right. But in this in this case, we saw what was
happening to people, you know, they were maybe almost close to paying off. But they wanted their
pound of flesh, the bankers now the mafia guys got into the suits now. And now they're the bankers.
		
00:27:39 --> 00:27:58
			And now what the what was happening to the society what was happening even in the collapse, you
know, when when all the the homes are being foreclosed, people are going they didn't care about the
people and what was happening with the family doesn't matter what it was getting thrown out in the
streets. And Islam prevents this because it has true justice. What are your thoughts on that?
		
00:27:59 --> 00:28:41
			Yes, that's, that's one of the most deepest programming today because everybody accepts that as it
is. And it's not for no reason that the mafia boss, this is the very simple way to make money, you
don't really need to do anything. It's a very lazy mentality. And it affects everything that we are
doing, in fact, as a result of this borrowing, because what is the interest is when you give
somebody money on interest, money gives birth. So I forgive one person $100 5%, and then he gives to
another person at 6%. And then and on and on and on. Money keeps giving the birth. And so if you
look at current economy, for example,
		
00:28:42 --> 00:28:47
			let's say everything that we produce on planet Earth is let's say $50 trillion.
		
00:28:48 --> 00:28:55
			Now, the amount of debt amount of interest among this financial economy is maybe 20 times that.
		
00:28:56 --> 00:29:41
			Now, think about all of that assets, financial assets, which are just the debt, money giving birth,
they need to return some profit for their investors. Where is the profit gonna come from? When the
earth is just 5% Even if we give entire earth to them, is just for one year? Where is the next? So
what that incentivizes creation is even more artificial products. And therefore, when you run a
normal business, now you are running against people who make money in this synthetic way. And you
can't make a real products to compete with synthetic product with the fake products. How do you get
these type of returns? For example, in Australia, we have one of the banks, it's 25 million people
		
00:29:41 --> 00:29:59
			live in Australia, in the worst of times, they say inflation was post COVID. That is rising. When
everybody's tightening their belt they had this year one of the four banks had $10 billion profit
from 25 millions of Australians it's it's a record
		
00:30:00 --> 00:30:04
			that that we are seeing. And so one has to ask themselves,
		
00:30:05 --> 00:30:53
			the way this currently is happening around us, or even one simple scenario, how currently if we just
observe on the higher level, how we bought and how deeply we bought in this, we have now measured
inflation, that result of the COVID. And the breakdown of economy supply line would be called, where
things are more difficult to make more expensive to make. And so this inflation is going in America
and us everywhere, right. And so if you look at the average person, they are now having the home
loan where they're paying 20% 25% of their salary to the bank. So what we have collectively as a
world bought into is the way to manage this inflation, to make things a little bit cheaper, is to
		
00:30:53 --> 00:31:41
			increase interest rates. So every central bank in the world now is increasing interest rates. Now,
this comes at a time when you have massive debt. As a result of us not working during the COVID.
Everyone was borrowing. Governments were borrowing and printing money. So it's like you give to your
son credit card, he's not working. And so he increased the debt. So then you go and you ask him,
Okay, are you gonna get a job? He says, No, I'm gonna keep increasing debt. And I'm going to
increase the interest rates on the debt as well. So in our wisdom, we now are saying I bought the
house like in Australia, last 12 months, we had 12 increases of interest rates by central bank. So
		
00:31:41 --> 00:32:23
			the average teacher who is on 100k, salary 25%, goes to the bank in this one year, another 10% goes
to the bank. So think of this what's happening, you have purchased the home through the bank last
year, and the sale is concluded, but the bank come and say, You know what you should be maybe giving
me more money. Imagine if you went to the supermarket, and you bought the milk for $2. And one year
later, they say, you know, that milk you bought for $2, we would like another dollar that you give
us. This is exactly what is happening with a bank. And entire system. I was watching head of one of
the I think Nigeria, there was a lady. I think she was a Muslim. She was the finance minister at the
		
00:32:23 --> 00:33:09
			panel of IMF. And they were asking her, how do you fight inflation and current situation problems in
your country? And basically, she said, we're going to refinance our debt. And then IMF said, Well,
that's, that's exactly how you should do it. Everybody's bought in. So so if you are not thinking
like this, the only one head of state in Turkey or President had the answer, you know, maybe we
should do opposite. Everybody attacked him. He doesn't know what he's doing. He is not conventional.
And the whole world started collapsing around him. So again, it's a very interesting how, from the
criminals, to these other organizations, they seem to value this way of doing business and running
		
00:33:09 --> 00:33:46
			economy in this way. I remember back in the day, because also, you know, being and doing some real
estate and whatnot. And when I first started practicing Islam, and most people just go through the
motions, and they're not really they just see the bill, okay, I'm getting his loan. And when you get
the payment, let's say your payment is like 3000 a month, people don't understand like, isn't that
robbing you? You're paying actually, what is it the majority of going towards, for how many years
just towards the interest of your payment is like 3000 a month, you're paying like, 26 $2,700 is
just going towards the interest, almost the majority and then that's for like, that's for how many
		
00:33:46 --> 00:34:22
			years just that alone, it's like people really, they're just, you know, bought into this and they're
not even thinking, you know, so we're trying to get people to not to talk about many of the
exploitation of the the urban areas, you gave the great example of, you know, with a child, you
know, a young man, or the urban areas where they put these places out and they're given this money
away and they enslave the people. So Allah don't want you to be a slave to creation but a slave to
the Creator. That's when you get true freedom. I want to show you this next clip because I want
people to see because now we're seeing things from a the speck on the painting. Allah is trying to
		
00:34:23 --> 00:34:46
			sees the whole picture. So we have to have trust in our Creator. And something that hits home is his
next video here. I'm pretty sure you've probably seen it. And this really comes brings things to
light. How at a bigger scale, not just people get enslaved but whole institution countries get
enslaved. Let's take a look at this and have you react to it.
		
00:34:48 --> 00:34:57
			This is what we were saying before. We economic hitmen really have been the ones responsible for
creating this first truly global empire and we work many different ways
		
00:35:02 --> 00:35:39
			But perhaps the most common is that we will identify a country that has resources our corporations
covet, like oil, and then arrange a huge loan to that country from the World Bank or one of its
sister organizations, but the money never actually goes to the country. Instead, it goes to our big
corporations to build infrastructure projects in that country, power plants, industrial parks,
ports, things that benefit a few rich people in that country, in addition to our corporations, but
really don't have the majority of the people at all. However, those people the whole country is left
holding a huge debt. And such a big debt, they can't repay it. And that's part of the plan. They
		
00:35:39 --> 00:36:19
			can't repay it. And so at some point, we economic hitmen go back to them and say, Listen, you lost a
lot of money, can't pay your debt. So sell your oil, real cheap, or oil companies allow us to build
a military base in your country or send troops and supportive hours to someplace in the world like
Iraq or vote with us on the next few and vote to have their electric utility company privatized and
their water and sewage system privatized and sold to US corporations or other multinational
corporations. So that was a whole mushrooming thing. And it's so typical of the way the IMF and the
World Bank work this poor country in debt. It's such a big debt can't pay it. And then you offer to
		
00:36:19 --> 00:36:47
			refinance that debt and pay even more interest. And you demand this quid pro quo, would you call it
conditionality or good governance, which means basically, that they've got to sell off their
resources, including many of their social services, their utility companies, their school systems,
sometimes their their their penal systems, their insurance systems, to foreign corporations. So
it's, it's a double, triple, quadruple whammy.
		
00:36:49 --> 00:36:53
			This was a short clip from the economic hitman. Have you seen this?
		
00:36:54 --> 00:37:06
			I added the book actually couple of few of his books. Yeah. So does this hit home to what we're
talking about? Now? If you look at it a bigger scale countries, nations are being enslaved by this
rebuffed by this interest?
		
00:37:08 --> 00:37:44
			Absolutely, absolutely. Actually, just the last week, I put a tweet that organda Voted the specific
law against LGBT. And the first thing World Bank did was that they tweeted back that as a result of
this law, they will not anymore issue the finances for the country. And IMF also said they will
reconsider our involvement. And so it's very interesting that I was looking at the World Bank, the
mission seems to be fight poverty, you know, but they are here, using that money mechanism
		
00:37:45 --> 00:37:58
			to to push certain agenda. And we are talking about a countries that for decades have been receiving
these loans. They have let's look look at the African countries.
		
00:37:59 --> 00:38:48
			They have some of the largest natural resources in the world, potential for the enormous wealth. And
all of this money, you would think by now the dead infrastructure, they experts would be making
everybody's life rich. And isn't it interesting that this guy who used to be what they call economic
hitman, where he described exactly how they were robbing the countries, is using this example of
debt as a weapon to make countries weaker and make themselves richer. So how is it that these guys
look at this as a weapon that they use to destroy countries and make them weaker. And yet, we
somehow think that this is the tool to make us Richard like just just doesn't make sense. Now, this
		
00:38:48 --> 00:38:59
			is not to say that I don't want people to get the wrong idea. We as Muslims, we want to own homes
and businesses. And there are ways where you can finance
		
00:39:00 --> 00:39:45
			through organization, financial institutions, Islamic way if you don't have finances, to buy home,
and so on. But what we are talking about is more like a system of incentives that allow for massive
exploitation, something that focused our energy in the wrong direction. So we are talking about here
incentivizing certain behavior, that open door for exploitation. And this is what happens on smaller
level and also on the on the larger level. We'll get into some solutions that you just mentioned,
let's get into another clip of the part of the conversation between our brothers, Myron and snicko.
That's how you avoid paying taxes my way that's all legal. Yes, I can like avoid taxes. Yes. And
		
00:39:45 --> 00:40:00
			this is now going back through all saying so let's say you buy a house $100,000 Cash, right. Yeah,
you get that tax benefit on that one house on $100,000 cash. Yeah, but what would make more sense if
you took that $100,000 cash that you have and bought four houses and put 25k down on each and now
you're able to write off 400 Though
		
00:40:00 --> 00:40:10
			As long as worth of taxes, but you only spent 100k. That is why buying houses cash is stupid. It's
better buy the house the Haram way. Unfortunately, yes with banks.
		
00:40:13 --> 00:40:24
			Okay, because you're able to, you're able to leverage the banks to get better tax breaks, okay?
Because you're buying for houses for 400k worth 400k versus buying one house for 100k.
		
00:40:26 --> 00:40:43
			And you're getting and you're getting cash flow from those four houses. Now, people might say, Well,
if you buy the house cash, you don't have a mortgage, you get more cash flow, because you don't have
to pay the mortgage. That's true. But when it comes to tax benefits, and the appreciation that
you're going to enjoy from those four houses, you actually make more money by saving more money by
buying the four houses.
		
00:40:45 --> 00:41:03
			sneakily like, it's logical. It seems like it's making sense. And some of these things might make
some sense. But Dean comes in, people say religion is holding me back. Now, how am I going to, you
know, how would you respond to what the argument that our brother Myron is making?
		
00:41:05 --> 00:41:19
			Look, this is interesting point. One, one thing to note here is that this issue of interest is being
embedded in the system. And you do get tax exemption, tax breaks and some benefits.
		
00:41:20 --> 00:41:46
			This is, this actually, is a whole different conversation, this idea of preferring debt or equity
started long time ago, actually, after the Second World War, when much of the world was destroyed.
And a lot of countries they didn't want, you know, one of one few countries that was still with the
money and resources to buy everything in every country. And so,
		
00:41:47 --> 00:42:07
			you know, America could have went to Europe or any other country and bought by everything, so, so
they made equity bit more harder, versus debt, when you are investing. And so these kinds of laws,
taxation reflects this reality. And, and so our code does allow you dealt with these kinds of,
		
00:42:08 --> 00:42:39
			I think, this way of thinking, it's a very interesting way of thinking first, and not just the way
that they think. And this is what riba mentality does to the people, everybody these days is talking
about some way of making passive income, making money by doing nothing. So what you will notice in
all of these financial advices, they read a book poor dad, Rich Dad, by Robert, you know, or
somebody else, this is a cut and paste from these kinds of books. But most of these advices revolve
about you doing nothing productive.
		
00:42:40 --> 00:43:16
			Okay, you're not providing any benefit. You're not doing anything. You're not building the houses,
you don't think you have to be engineer, how to create new technology, how to create new medicine,
how to improve somebody's like, No, you just thinking how can I make more money without doing
anything? Now if you can do that, Holloway, that sort of problem. But yeah, that that sort of
mentality where we are squeezing maximum profit, and we are not thinking about our starting point is
not? How do I solve some problem? How do I benefit somebody? And so this is what brings us in all
kinds of problems. Now, these things, let's say, if we're not talking, if we're just talking about
		
00:43:16 --> 00:43:54
			from economic side, can this what he's describing you buy for houses, you're making repayments can
that work, it could work for somebody, some situation, and this how a lot of people make money. But
it's very important, I know people for whom this didn't work. Because once you lose the tenant in
one house, and you can't repay what happens to that cash flow, you don't have a cash flow, you're
already stretched. If you want to replace it, you need to wait. So there is a lot of things that can
go wrong when people start stretching themselves. So more often than not this also result in wealth
destruction. I know a lot of people, a lot of businesses, they stretch themselves, they holding all
		
00:43:54 --> 00:44:07
			of these four or five different things. But somebody needs to pay these things. If something doesn't
go there is also dominance. So it's very risky. Now again, going back to the you know, how, how
		
00:44:08 --> 00:44:54
			to create wealth, the best way to create wealth is by producing something of value satisfying
somebody's mind that makes sense. And this could be part of mix if you have Halal finance, where you
buy a house for investment, but it's very important to notice that sort of attitude how we make
money, that risk appetite that aggressiveness that can often result in harm so it's not a clear cut
issue. It's not as simple as as they make it to be. So a lot of young people, they might listen to
this and they say oh did this so easy, just make that make a lot of these purchases. And this would
sometimes create a lot of problem down the lane these kinds of risky loans and in Australia for
		
00:44:54 --> 00:44:59
			example, we have a law against these kinds of behavior where if you cannot afford to buy
		
00:45:00 --> 00:45:42
			I homes you cannot make repayment you don't have a cash flow to support your repayments, you cannot
take loans, even in conventional. So it's important to be sort of balanced and responsible. And also
make sure that what you do is not going into the haram for the sake of just making more money in the
risky way. There was a statement that our brother, my roommate, he said, That's why buying houses
cash is stupid. And then snickle replace it the Haram way. To me, I was thinking, you know, and then
somewhere in that conversation, they mentioned, snicko ask them, Is this legal? And it's
interesting, people will look at what's legal in the material world that we live live in, but then
		
00:45:42 --> 00:46:26
			they take as a joke, what's illegal with Allah, you know, the creator of creation? They take this
very, very softly, you know, they don't really take their severe consequences of Riba. Why is Allah
actually saying you're waging a war? Can you talk about that this is a war, well, this, this, this
also what is legal is a result of human experience, human when we regulate things in our society, we
try to prevent disasters, you will remember the global financial crisis, exactly it was caused,
because the loans were given to people who couldn't afford them. And so, so this worked for a time
being, but when these people
		
00:46:27 --> 00:47:11
			couldn't repay those loans, the domino effect started affecting everybody. So you are creating like
a financial cancer by doing things that that that starts then risking entire organ to be affected
and poisoned by doing these kinds of things. So so, you know, even even a matter of home, it's
another big discussion, but, you know, I advise people you know, especially for your own homes, you
know, pay off your home, that's a very important piece. It's a lifestyle decisions. And, and then
you know, you you extend yourself how much so that it doesn't cause you just to be constantly
worried, because also this type of lifestyle, create almost gambling, gamblers lifestyle, they're
		
00:47:11 --> 00:47:48
			always on edge, they're always looking to market what's happening, because at any moment, these
dominoes around them, they stretch them so they can start falling. So you see them dead, they don't
have time for anything, they're not sleeping, they're just constantly alert, they're constantly
annoyed. And so so it's not really it's almost like a gamble you're gambling with so many pieces
it's a not a lifestyle for a Muslim, that's the that's really deep constantly worrying always on the
edge. It's like a house of cards, that only times things can collapse and then boom all of this you
know that you've set up it's you're living on the edge just keep stretching, stretching things out.
		
00:47:48 --> 00:48:04
			And I reminds me of the statement authentic a different lesson fundamentally said to mankind Prophet
Muhammad, peace and blessings be upon him. He said, Live debt free live a free man, you know. So
it's a big difference. When you're debt free, rather than on the edge you got all of this money that
you owe.
		
00:48:06 --> 00:48:25
			Scholars used to say about that, that it's a humiliation in the day and voting in the night. And
this is for Halloween that say it again, a humiliation during that they used to say that that hull
that knot with rebar is humiliation during the day and the worry in the night.
		
00:48:26 --> 00:48:54
			And the process I'm talked about that as a prison, something that imprisons you Wow. So for sure
this affects your mindset. In fact, if you now look at the majority of divorces problem in issues,
Allah talking about interest is a waging war. If you think about majority of the problem is the
result of financial difficulties, financial problems. And so personally, psychologically number of
people who are affected
		
00:48:55 --> 00:49:39
			just yesterday, yes, the money problems are everywhere around us, you know, and it's all fine and
cozy when things are going great. But you know, when things start collapsing, everybody started
getting affected in fact, just for your information yesterday I I've been talking in the Bosnian
page, about one pyramid scheme that recently collapsed and I've been talking about it in Bosnia in
for a couple of months and and people were contacting me now who were investing and the lady was
just this morning saying that I got my close friends and people to invest with me now I lost money
now I'm my mental health is going I'm anxious. I have anxiety, I can't show my face to the people.
		
00:49:40 --> 00:49:59
			So when these financial troubles hit, then you see the reality and that's why people are on the edge
because they build around themselves all of these structures that that keeps them on the edge they
there is no Sakina there is no peace there is no tranquility, they can't focus on anything. And the
best way to imprison somebody like that is exact
		
00:50:00 --> 00:50:33
			through that state of mind, people are not thinking this is very this is a episode that you guys got
to share, get out there because so many people, their marriage are being destroyed, you mentioned,
their lives are upside down, they're not connecting it to the war being waged with their Creator.
And now they can't have peace within themselves peace within their home. There's no Bucha though
Sakina what you said that tranquility and stress kills, stress literally kills so many people,
they're on the edge of stressed out, and they all that money they're making, they cannot buy, as I
say, you can't buy a six pack of peace, peace comes into liquidity, contentment from obeying your
		
00:50:33 --> 00:50:38
			Creator, not disobeying your Creator. What were you gonna say?
		
00:50:40 --> 00:51:20
			You know, I know, I know, people who are, every time you go out of the balance of something that is
normal, you stretch, you push yourself, whether it's you work too much time, you know, or you you
take on debt that you can't handle. And so what starts happening is, you know, your child, your son
come to you, you don't see your son, you see numbers that's in your mind, you can't relax, you can't
do anything. And so and so this is very, very poor, very, very big problem today. There's a hadith
I'm paraphrasing talking about, at the end of the day, a person will go through all these troubles
and they'll jump through all these haram loops and everything and whatnot, just to get the risk.
		
00:51:20 --> 00:51:53
			What's written for them? Just it's already written how much you're going to go ahead and amass Is
this correct share. And then that's the Haram way or the halal way. And at the end, you lose this
life, you die. And now you're standing in front of your maker, your Creator, and you only got what's
written for you but at the end, the other person sacrificed and did it the * out of the
permissive permissible. Well, you got paradise this party ends in this life, but you guys, you see
the Face of your Lord and forever ever, you don't have to go ahead and worry about nd because you're
in bliss now in Jana, why are you going to sacrifice this temporary life that can end at any time?
		
00:51:54 --> 00:51:59
			And you lose? What's eternal forever? And Jana? Just doesn't make any sense. What were you saying?
		
00:52:01 --> 00:52:56
			Yes, absolutely, in in reality, this comes down to the definition of what is wealth because all of
these clips are talking about wealth generation and things like that. So the wealth, wealth that you
you know, today capitalism perfected this aspect of extracting our all time for for that money. And
this is something miracle of capitalism that you spend all of your time all of your thinking and
free time and mind power for acquiring that wealth. And even if you cannot spend it, I know people
who are extremely wealthy they spend whole day looking at the screens in their shop, they don't want
to see anybody and often what what starts happening with them, I I say this often to my students is
		
00:52:56 --> 00:53:41
			when they get to this stage where only thing that they are thinking number and focusing just on that
I was recently visiting a doctor who retired recently with my wife and and they my wife told me that
you know, for the when she was speaking to his his wife, she said, you know, although they have
millions in saving and you know, Porsche and several houses in the cars, they say in the morning,
they skip a breakfast and only for the lunch they have a little bit of bread with the butter. And I
say how's that possible? Is it diet? Is it what you know? No, they are afraid of the poverty. See
how can they be afraid they have all of these millions. But then I remember that you know, if you
		
00:53:41 --> 00:53:48
			live live just focusing on debt. That's all you see around yourself. If you are just like you know
when you buy a new car,
		
00:53:49 --> 00:54:26
			and you know when my daughter bought a Honda Civic, I never seen Honda Civic in my life before
industry. When she bought it, I see it everywhere you know. And so if you live your life just
concerned about yourself, then you think everybody's like you and so you are very tight because you
think if I get in trouble tomorrow, there is nobody going to help me so I need to be there for
myself and so you are afraid even if you have everything. On the other hand if you live a more
balanced life and you help out people you live in the community. And then you think you know even if
something happens to me that is maybe not good and I lose my money. But you are doing good in the
		
00:54:26 --> 00:55:00
			community, you know, and you see other good people. So you start automatically being relaxed because
you think there are other people who will help me out so even though you're living exactly the same,
you have completely different outlook because the way you are engaging you are charitable you
spending money. And and this is the essence essence here is in your heart. What you feel is enough
fulfilled because our grandfather in paradise he had everything, but he still had that anxiety. Now
you can't have debt. Here in this world. You will not have 90
		
00:55:00 --> 00:55:46
			90% of this planet wealth in your pocket, but our great father, he had everything, but shaytan comes
to him and say, Do you want to be like angels self sufficient, you know, he wants to sell him this
insurance policy, this, this, this banking product, you want this credit card, if you have this, if
you have this loan, if you have whatever is the is the word he, he's selling him, he says you will
be eternally these angels. And so this is a human weakness. So, so our, our purpose really is to
recognize don't attach your happiness, your success, your wealth, to these kinds of material things.
Do what you can to create material wealth, but don't sacrifice all of your time, you know, but live
		
00:55:46 --> 00:56:23
			a balanced life, try to have time to enjoy this, what you are getting all not to be a slave to the
system that is designed around you the matrix that you've been programmed with, like you started in
the beginning program, you need to think like this, if you're talking about this programming,
conditioned yourself to program yourself the right way, the way your creator wants you program so
you can go ahead and get to the real paradise Jana, last clip here and we'll wrap it up Morocco from
these guys. They showed us around and they were saying that Islamic banks will make up for it by
doing extremely large fees. So it's like, okay, they don't make the money on the interest. But those
		
00:56:24 --> 00:56:29
			are they're gonna charge you a bunch of money to lend you the money. Yes, yes. Which is the same.
Just a different.
		
00:56:30 --> 00:56:54
			There's just a they they make back the money on fees, you know, okay, that Okay, so what that what
it probably is that, okay, so they give you a fixed fee? Yes. Upfront versus charging you interest?
Okay. I guess that's one way around it. But you're probably if you do the math, you'll probably end
up paying them more maybe. I mean, you know, I was like, Who knows how much time and another 20 from
Antoine salaam brothers, I'm a 20 years I think, are they going to give you a real estate loan?
		
00:56:55 --> 00:57:13
			It might give you an idea alone? What are they going to do? Are they going to really give you
700,000 hours to go buy a home? Definitely not. This is the other thing, you have this Islamic
banking. And many of the scholars when they look at this, a lot of them don't qualify as Sharia
compliant. What are your thoughts on what they're talking about? This part that Islamic Islamic
banking supported.
		
00:57:14 --> 00:57:40
			So this is not a new case. So in Quran, when there is discussion, Allah is saying that people will
be on the Day of Judgment, awakened, they will be brought, like intoxicating, like being beaten into
insanity. And the reason why they will be on the Day of Judgment like this is because they say,
trade this like interest. So, so it's very interesting that this
		
00:57:42 --> 00:58:28
			argument proceed persists. This is this is like that. And this is one of the words that always
interests me, like, how is this simple idea? Why is it that people always say that this is same like
this? Why is it if I give you $10 And get $11 from you? Why is that interest? Why is that not
allowed? But if I'm so if I sell you this for $10, or $11, and I pay 10? And I make same amount of
money on this? Why is that permissible? And so the idea here is that we start now, developing the
core principle, and everything started with the principle, core principle or differentiation between
what is the function of money in the economy? What is the difference?
		
00:58:30 --> 00:59:11
			For the asset, what is the purpose of everything, and so you start building like a DNA cell of the
economy, it start from very simple, simple things. But then on top of that, how you build these
things, is where the whole differences. So for example, if you look, as our scholars used to say
Imam Ghazali used to say that money is the judge of other things, it's there to basically a students
of economy today, I would say is to, to be something that price the goods, that is a medium of
exchange, help us buy and sell and so on. So it's a judge of other commodities. It's, it's a very
old definition, but it's very precise. So it's a judge other commodity. And it's he said that you
		
00:59:11 --> 00:59:58
			can then buy and sell judge, right? You can, it has to be objective, it has to be outside of that
economy to perform his job. And so what we have effectively done in this economy is we have made
money as any other commodity that is bought and sold. And so this by itself undermines the purpose
for which we have money. So that's why in Islam, money you cannot buy in itself. It's not commodity,
it's there to facilitate the real economy. So rather than money growing exponentially, and giving
birth and so on, we must always engage in real economic activity. So to go back to what they were
saying about how Islamic banks will do these kinds of things is that in order for them to extend
		
00:59:58 --> 00:59:59
			financing they need to buy
		
01:00:00 --> 01:00:09
			At home, so they will, Islamic bank will have to buy property and then either sell you or lease you
or enter into some kind of a partnership with you.
		
01:00:10 --> 01:00:27
			If and the difference here is that we're conventional bank gives you money to get more money,
Islamic bank would have to engage in some kind of a trade where the link between money and money is
cut. So, in a sense, what we are saying money must become some sort of an asset.
		
01:00:28 --> 01:01:20
			And then that is sold or leased for a profit. And so from that basic principle, which sounds may be
a trivial, we build entire entire system. And, you know, in many other aspects of life, you could
think of very basic principle, and then then you can extrapolate to entire system of economy, how we
run things, you know, and so on. But the logic of it is basically to say to us, all of these rules
in Islam are there to say, don't focus your energy on doing something that is artificial, it's
synthetic, doesn't benefit people focus your energy on activities that are directly impacting lives
and benefiting people. And so this is a difference between synthetic transactions, transactions that
		
01:01:20 --> 01:02:02
			are designed just to maximize the profit, there is no ethics. And this is why capitalism creates
this huge wealth inequality. You know, there is no way this wealth will trickle down, you know, that
the capitalism lost entire value system, and it will end up with the same effect that socialism and
communism will end up with, which is the concentration of wealth in very few hands, controlling that
and squeezing everybody with no value. And so, so only when you have certain values attached, and
right way to go about creating wealth, you know, accumulating wealth, protecting wealth,
distributing the wealth in the right way. And this is where if you look at holistically Islamic
		
01:02:03 --> 01:02:44
			economic system, it tackles all of these areas, put the system and that's where you see the balance,
that's when you see the miracle of it, once you once you take a step back and say, Now I understand
why these bits and pieces, just like in society, you say, the small cell of family is then basis of
community, then community functions like this, and then you have you know, that society. So in a
similar way, you know, it's what you build, if you spoil the beginning step, and you say, Oh, well,
you know, the marriage is nothing, you know, it's men can do whatever he wants, and don't worry
about, then the total corrupt one stage of the marriage, and then the next of the community and, and
		
01:02:44 --> 01:02:59
			who is who in that hierarchy. So, so this is how we need to think about it, it's again, it's a
longer piece to now paint economic entire system, but that's what we just discussed is the basis and
the first building block in the entire
		
01:03:00 --> 01:03:32
			framework of how we see economy versus conventional way. This is obviously a little bit of deeper
topic. And of course, you know, somebody who's new to Islam, we don't start you know, just
overloading them, it's step by step we understand these things and, you know, developing that human
being, helping a human being to one have a connection with their Creator in their pure monotheism,
you know, preparing themselves, you know, getting not seeking knowledge and growing and in their
love for their Creator, knowing who their creator is, and then they're going to have a complete
balance in life, then they're going to put their Creator first because they know their Creator, they
		
01:03:32 --> 01:04:11
			love their career, they fear displeasing their Creator, and then their decisions, you know, the way
they run through life is not going to be just based on their desires, and the matrix programming
like you had talked about. So, any last closing advice for Myron? We have love for these brothers.
My right and I don't think he's a practicing Muslim. What advice do you have for him? He openly says
it and then snicko Also, he's just a new Muslim about three and a half months. He's happy like, he's
happy. He says, like, you know, he can't have fun. He doesn't drink alcohol for three and a half
months. I can't invest now. Right, which he obviously can to Holloway. But what advice do you have
		
01:04:11 --> 01:04:12
			for these brothers?
		
01:04:13 --> 01:04:58
			Well, a couple of things. Number one, let me start off by first saying that, you know, there are
ways to find that you have Islamic banks that offer financial products or you have financial
institutions in most of the countries in the world that people are buying the homes and and you
know, they can help you with the investment opportunities. A lot of investment funds here in
Australia, we have several finance companies that help people buy for last 30 years, homes that
invest money, that screens where to invest money and so on. So there isn't anything that is good,
that is permissible that you cannot find some alternative. So Islam is not about excluding you from
		
01:04:58 --> 01:05:00
			participating in a con
		
01:05:00 --> 01:05:37
			But you have to do it in an ethical and right way. So when you investing, for example, money in
certain stocks, you need to see, you know, is this stock something that aligns with my values? Like,
for example, if I asked a Sneaker do you would you invest in Disney, he would say no way. Now what
the programming they are pushing out or so it's a similar way, you need to have a filter for do my
values around with align with what I'm investing money in. Right? I'm not just gonna invest in
business because they had a good quarter, you know, but I might invest, for example, in whatever
they're now investing rumble or Twitter or whatever, you know, like, because they aligned these
		
01:05:37 --> 01:06:17
			kinds of ideas. So that's, that's number one. Number two issue here is what I would say to them is
that what we notice from them is that they are speaking their mind very bravely, very openly, they
are not afraid to even get this, get something wrong. And I think this is this is a great and very,
very refreshing. So even if they get something wrong, even if they say something, I think Muslims
should not jump immediately, there should be a discussion, understanding. We are talking here about
individuals who are thinking people who want to have evidence and the reason Islam invites
		
01:06:19 --> 01:06:34
			skepticism and curiosity and challenge and let's focus on that aspect. You know, now when somebody
say, but they are wrong about this, you know, one day the Prophet sallallahu sallam was having a
dream and he came to Abu Bakr.
		
01:06:35 --> 01:06:51
			And he said, You know, I had this dream, and Abu Bakr said, Can I can I interpret? He says, Okay,
give it a go. So he said, this is this, this, this and this. So the process and I'm told him, You
got some and you miss some, okay? Now, if aboobaker But the Elana
		
01:06:52 --> 01:07:40
			was not 100% in his opinions, and he would miss some and get some how, which one of us will have
100% of everything, we every human will now miss something and get something. So I encourage this
very positive discussion, I don't see it as a weakness or something that should people should jump,
it's a great they are having great conversation. And I would, I would encourage them, you know,
this, this issue of financial, financial, economic economy and economy in general is such a major
issue. It's such a major issue is for somebody who wants to be at that level of thinking where I
think they want to be at the top, top, top G writers show that they need to understand what's going
		
01:07:40 --> 01:08:08
			on, they need to be much more deeply understanding these mechanics, they need to examine why they
think what do you think, where do these principles come from, that they learned and so on. So, so I
would definitely encourage the discussions. It's a front fun to see it. And I wish them all the best
and I hope Muslims are very supportive and very encouraging. And I think your your, your way of
engaging in these discussions is very positive. So that
		
01:08:09 --> 01:08:23
			that's, that's, I think, great to see. Thank you very much again, for being with us here and helping
to go deeper into this topic. Hopefully, inshallah God willing people can see things from a
different perspective, and help. This helps get them out of the programming out of the matrix.
		
01:08:24 --> 01:08:26
			And just look a lot, Salam.
		
01:08:28 --> 01:09:03
			Alaikum, salam, I'm sure all of you know Eddie from the D show, and I'm sure that you've all heard
about the deen center. Now you don't want to miss out on this opportunity. The brother has been
around for a long time. When I became Muslim. That was a show that I used to watch. It was one of
the shows that I actually was interviewed on. And since then, I've kept in touch with Eddie and
we've cooperated and participate in many things together. hamdulillah by the blessing of Allah, now
you guys have to do your part. This is for the ummah. There's so many people in this world who need
the message of Islam, but the question is not what you're going to do. What are you going to do with
		
01:09:03 --> 01:09:18
			your money with what you have? What are you going to do to help the Ummah to help someone who's been
around for 20 years doing Dawa, you've enjoyed the shows you've enjoyed the interviews we've
enjoyed. Now it's your turn, support that the center
		
01:09:24 --> 01:09:47
			cannot leave without giving you a gift if you're not yet Muslim, and you tune in and see what these
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We'll take care of the postage and everything and get it delivered to you. And if you still have
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