Nadim Bashir – The Best and the Worst #06 – Worry by Night and Humiliation

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			Salam aleikum wa rahmatullah wa barakato. Bismillah R. Rahman r Rahim, Al hamdu Lillahi Rabbil
Alameen wa Salatu was Salam ala Rasulillah, Muhammad wa ala, he was on his mind about use of hummus,
being an Imam and being a leader of the community. When I talked to a lot of people, there's really
one thing that's on the minds of every single person, the one thing that consumes our mind, day and
night when we when we go to sleep at night, when we wake up in the morning, and especially going
through a pandemic like this, there's one thing on all of our minds, is our economic well being. If
Do I have a job or not? If I do have a job, will it sustain or not? If I don't have a job? Where
		

			will I find my next job? At the end of the day, there's so much time there's so many times that we
think about money. And if there's one thing about money that we always think about it's our debts
Subhanallah we find that within our own Muslim community, there are so many people. In fact, I will
say that there are very few people who are debt free majority of us are living in a state of debt.
Now, first of all, I want to I want to share something with you that today I want to talk about debt
in general. First of all, I want to share with you something about Oman. Now look, a man was a
person who was a very wise person. In fact, law man and wisdom are two words that go synonymous with
		

			each other. When I say the word, man, wisdom comes to our mind. When I say wisdom in a wise man, the
word pops into our mind. Look, Oman gave His Son many advices and his advices were so amazing. And
in there were so there were so unique, that Allah subhanho wa Taala made his advices part of the
Quran. And not only that, but dedicated a entire suitor known as sort of Oman, because of the
amazing advices that he gave to his son. Now there are advices that are highlighted in the Quran.
And there are some advices that are not mentioned in the Quran. There is one advice that he gave his
son that is not mentioned the Quran. And he said to his son, that if there's one thing that you want
		

			to stay away from it is debt. He says debt will cause you to be worried at night that when you go to
sleep at night, you're going to be constantly worried about how do I pay off that debt. And by day
you will live in humiliation. Brothers and sisters, we have to really when it comes to our financial
matters, we have to pay very close attention, especially if we are in debt in a time of Rasulullah
sallallahu alayhi wa sallam just think about this, if you and I were present in the time of the
province, I'll send them would any of us would any of us not want Roswaal some to pray our Janaza
all of us would want Roswaal son to lead our janazah but think about this, whenever a person would
		

			die in Medina, and their janazah was brought the Prophet sallallahu it was sent the very first thing
you would ask is that is there any debt on this person?
		

			If this harbor will say no, the Prophet SAW Allah Allah he was somebody who will lead us a lot.
Sometimes a body was brought into poverty, somebody would ask the question and they will say yes,
this person has debt. And then the provider has some says that does he have any assets to to pay off
this debt to to take care of this debt to offset these debts? If they said yes, the Prophet saw a
long while somebody will say okay, go and make sure that is taken care of, and the Prophet
sallallahu some of you will lead us off to Janaza. But if there was a body that was brought, a
Janaza brought, and the Prophet sallallahu alayhi wa sallam found out that this person has debt, and
		

			he does not have any assets, to have sure to take care of those to take care of those debts. And to
offset those debts. The Prophet sallallahu alayhi wa sallam would not praise Otto Janaza on this
person, he Yes, he would tell the Sahaba that you go and you take care and your prayer sort of
janazah but I'm not going to I'm not going to lead us all to Janaza on this person. And the Hadith,
the Prophet sallallahu alayhi wa sallam, he tells us that if a person dies, being free of three
things, being free of three things, that eventually you will enter into Jannah the very first of
all, is Kiba. In arrogance, you know Subhanallah a lot of times we make mistakes, and it lands us in
		

			a sin or we make a mistake, and it will cause us to commit a sin and we'll do something wrong. But
it is usually keyboard that will keep us in a sin. When a person has given it in their heart.
They're saying you know what? I've done nothing wrong. So keep it is that one thing. The second one
is alone when you betray a trust. And number three is being and being instead of debt. If a person
dies debt
		

			Free the Prophet sallahu wa salam says that eventually you will go into Jannah This is why today
today and hamdulillah I've chosen a hadith part of this best and worst series is a Hadith Narrated
by Abu Huraira Ravi, Allah Tehran, we're in the province that Allahu alayhi wa sallam sought, he
sought out a loan for a camel and he repainted with a better camel. And when he did that, the
prophet sal Allahu Allah, he was some he says, hey, yeah, welcome Maha Sunoco macabre on the best of
you, a or the best of you are those who are excellent in the repayment of their debts. So this is
why brothers and sisters, we have to really at this time, take a look at our finances. And
		

			subhanAllah a lot of time what we do is that we look at other people, then we look at other people's
lifestyles, how they spend their money, and so forth. And we try to think to ourselves that I want
to spend money the same way. If they have that much liberty is spending money, then that's fine, but
we have to always look at our own situation. It is not wise that we look at someone above us and how
they spend their money. Rather, we should look at those people first of all, who don't have enough
as or they don't have as much as we have and how much Allah has given us. And number two is that
then we spend our money accordingly. The Quran has given us even advices and guidelines on how to
		

			spend our money. Allah subhanho wa Taala says that led to what I said earlier that Lulu and Isla
Anaka wala double Ahsoka, Kunal burst when it comes to spending money you should not be so greedy,
that every time you spend your your spend your wealth, it is as if your life and your soul has come
to your throat and you choke up and spending meaning that whenever time every time you spend money,
or anytime you give money away, you feel like that you are so constrained inside you should not be
that way at the same time, while at double Ahsoka Kunal bust, that you should not just be very
extravagant. And the Quran also tells us about those who are the slaves of Allah subhanho wa taala,
		

			the true slaves of Allah subhanho wa taala. Allah says, One Lavina either unfuckable lamb usafl
There are those that when they spend, they don't do a Seraph. So this is why first of all is very,
very important that we take a very close, a very close look at our budget, our debts, and we should
always try to make an intention, a sincere intention to pay off our debts. A man came to Olivia
Vitaly brother yawata on and he complained about his debts. Or you know, the O'Brien taught him a
very beautiful dua, the DUA is Allahu mfine, Behala Lika and Hara mica without any before Lika on
Muncie work, once again, Allah whom McFeely Behala Lika and Hara mica without me before they come
		

			and see which means that suffice me with that which is lawful against that which is prohibited and
unlawful. And make me independent of all those besides you. This is a dua that was taught to the
province that Allahu Allah He was send them to the sahaba. And I strongly encourage that if anyone
is in debt, try to recite this, try to recite this dua memorize this, do I teach it to others in sha
Allah. Now the last thing I want to share is that when it comes to debt, see a lot of times we put
ourselves in a financial situation, that when it comes to taking debt, we start taking debt, so much
so that we are first not cognizant. And we're not aware of the fact that how much debt we're taking
		

			upon ourselves. This is something very important when it comes to spending money today, it is so
easy to spend money, you know, you go on Amazon, for example, you know, before without even putting
something into your cart, you can just say, you know, checkout one, click checkout and so forth. And
you end up buying something. And it's become so easy that instead of going somewhere buying
something you just keep on saying bye bye bye. And you want to purchase so many things that
eventually you have so much debt on you. So once again, we have to be very careful of how we spend
our money. Ask Allah subhanaw taala for Baraka in our money, the key is not more the key is baraka.
		

			That is where we should be asking Allah subhanho wa taala. And not only that, but then when it comes
to our dead, making that sincere intention that we will pay off our debt, and that means that you're
making dua to Allah subhana wa taala. Because once again, if I am living in this kind of state,
there is no peace in that. And that is why is also very important that when it comes to our debt, we
tell our family members that God forbid if I die, then how to pay off my debt. We find this is
actually a very long Hadith that when you have a person like Zubayr are the ultra high end and a
very close companion to the Prophet sallallahu alayhi wa sallam he had a son by the name of Abdullah
		

			bin Zubayr or the Allah Quran and Abdullah in Zubayr or the yokai
		

			And on the day of the Battle of camels, he actually called his son. And he said that today, I will
probably be amongst those who are killed. The Prophet saw some said that eventually, people will be
killed as an oppressor or oppressed. And he's telling me his son, Abdullah, okay, that's the key
thing. He's telling his son, that I may die today. And then he tells his son that I have a lot of
debt. See, this is the key thing here. Imagine a father was dying, and he called his son, imagine
what will be his last words, you know, better take care of your family, you know my son, take care
of your family, take care of your sisters take care of your mother and so forth. But here you have
		

			Zubair calling up the lobbyists obey, he's telling him, my debts, my debts, that's the thing that's
on his mind in the battlefield is his debts. So think about today how much debt we have, how much a
mentally consumes us, and we should make a sincere intention to clear all of our debts once again.
It's the Prophet saw some is telling us that the one of the best amongst those people are those who
are who are good and paying off their debts. Now I do have to mention one last thing. You know,
there are a hadith the Prophet sallallahu alayhi wa sallam that talks about forgiving a debt. And a
lot of times what happens is that we take those kind of a hadith Imagine if I took a loan from
		

			someone, okay, imagine I took a loan from someone, and then I know that I cannot pay it off. So
first of all, if you know that you cannot pay it off the do not take a dose of debt to begin with.
But then if you take a debt, do not make the other person feel guilty by sharing a hadith with them.
That you know why, you know you should be forgiving debt. And the province has some says about
forgiving a debt. Remember a goal and say the Hadith the Prophet sallallahu alayhi wa sallam, there
is more emphasis on paying off the debt for the person who took the debt. And the problem is some
does mention on the other hand, that there is a virtue if a person forgives it, but never would the
		

			Prophet sallallahu alayhi wa sallam put pressure on the lender to pay off the debt. Because at the
end of the day, that is his hug. That is her hug. If you're taking a hug from someone, you should
not make them feel guilty, that they're not forgiving their hug. That's their hook in there right at
the end of the day. If they choose to forgive it, then that's fine. But if they say that I want to,
I want you to pay my debt, that as a person who has taken a debt upon themselves, it is your moral
obligation to pay off that debt. So I ask Allah subhanho wa Taala that if we are ever in the state
that we have to take a debt, first of all, may Allah never put us in that kind of situation. But if
		

			we do, we ask Allah subhana wa Taala to free us from that debt. I ask Allah subhanho wa Taala that
every person who is in the state of debt in any capacity may even be a mortgage debt. I ask Allah
subhanho wa Taala to relieve us from our debts. I ask Allah subhanho wa Taala to put Baraka in our
finances in sha Allah, and I ask Allah subhanho wa Taala that he gives us the ability or the wisdom
to know where where to spend money and how to spend money and where not to spend money and how to
avoid those kind of situations. I mean, noble Allah mean is that Kamala had a Salam aleikum wa
rahmatullah wa barakato.
		

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			Eileen