Mirza Yawar Baig – Rizq – Obtained or Ordained #04

Mirza Yawar Baig
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The Surah Surah, a Christian TexTra, provides core characteristics of risk, including the meaning of risk and how it relates to various topics such as money, family, and the future of the world. The speakers emphasize the importance of understanding risk and working towards a culture of peer. They also discuss the importance of avoiding one's own views and working towards a culture of peer. The speakers stress the importance of risk and the need for individuals to take responsibility for their risk, as it is a preordained and must be addressed. They also discuss the importance of sh matter and the importance of teaching about the creation of the world and the importance of reading the Quran for understanding the meaning of "rised". Finally, they emphasize the importance of being clear in the message of one's risk and the need to use it for benefit.

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			Salam aleikum wa rahmatullah wa
		
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			jal, I will begin our session, second session on risk and I want to recite some of the ayat of surah
Surah because that is the surah which has a lot of ayat on the subject of risk and inshallah we will
look at those diets and their meaning later.
		
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			Today, we will just do the recitation for the bulk of it and so that we get familiarized with the
ayatollahs one shall also will learn HUMIRA shaytani R rajim Bismillah R Rahman r Rahim Allah hola
hola from Maribel de here. Oh my gosh
		
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			whoa coffee or lousy is
		
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			can I already know?
		
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			Cara Tina Z della Hovi movie The woman already though her own son dunya no team in
		
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			Cairo team in mostly
		
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			Shoraka shout out home in the name
		
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			them the hill.
		
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			kalima foster Lila for the home we're in Lolly Amin Allah or Maza Lee li
		
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			daraz zalim in shaping kuzhambu
		
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			beam was
		
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			or I mean all saw the DVR old till Jen the whom shall
		
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			be him the league who will fall below Kirby
		
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			the overshare oh lord
		
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			No, I mean all slightly.
		
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			Early on in our data film,
		
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			while my alternative has done Zilla who he wrote Roesner in LA or for Shaco
		
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			he got the bag for
		
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			the
		
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			week.
		
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			Hola. Hola. Hola. Hola.
		
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			Kabhi galima
		
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			in.
		
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			B that is Soto for
		
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			the oberlo Toba arriba the yr one is a
		
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			follow on. Why is the GMO letting
		
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			me know saw the dy azido meme fatherly welcome Faeroe Nyla
		
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			Bucha the 101 assaults on Lahore Raisa Abadi here
		
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			while Oba Sato Allah Aurizon coronaria bandied about oh, the while and Gaona zero Mikado rim
		
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			in
		
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			the Fabio room bossy will lead the owners Zillow Why is the phone auto show or
		
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			why one Wiley Jaime Wamena the call goes
		
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			to the Wi
		
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			Fi I mean
		
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			Wahoo Allah marry me
		
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			oh god the
		
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			Saba
		
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			Mozi
		
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			Bhima because I the comb Fabi maca Sabbath i the comb via one Kathy
		
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			one
		
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			GZ and I feel
		
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			one comb mill
		
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			he knew early
		
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			on obviously saw the hola hola. I recited the ayat of surah Bucha
		
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			shorter from 19 to 31. So, please look up the meanings we will look at various of those eyes
Inshallah, during the lecture, so I'm not going to take time now to
		
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			go into the meanings of the ayat in sha Allah. May Allah subhanaw taala give us a topic to read his
column understand his column, and to take comfort and sustenance from his column and to follow his
column for the benefit of our dunya Allah Cara. To begin the lesson.
		
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			Just a couple of opening slides Inshallah, we will do that for all the lessons to recap, what is
risk, risk is not just money. Risk is not just food risk is an all encompassing term that takes into
account everything that we need to live in this world. And it is not restricted to money or food. It
includes time knowledge, health, beauty, strike strength, spouses, your husband or your wife is risk
and that is why people who are
		
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			young people today seem to be in a constant state of worry what will happen to me Will I get married
if it is your reason you will get married if it's not you will not get married no matter how worried
you are. So stop worrying. And that's the key thing. The key thing again, there is Who will you
marry that the the issue is not whether you get married or not the issue is when a
		
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			proposal comes how do you judge this proposal on what basis that is the issue the issue is not
whether
		
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			you know what will happen to me will I find out when will I find a wife no if it is your cover, you
will find if it is not your cover is not going to fight but if your cover and inshallah mela swans
Allah put in the in your cover the best husband in the best of ways, but the point is that if it is
your cover, Inshallah, then the issue is when a proposal comes, how do you judge that proposal, like
in a race, race is not a question of how much money you make? It's how do you make the money? Where
do you spend the money? And that's the same thing in this and that's also part of risk. So also
children, it's not how many children you have, it's how you bring up those children. What you do
		
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			with those children? These are the key issues of people that are burgeoning. There are people who
are, you know,
		
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			lamenting, why do we have killer like, because they have not brought them up properly. And those
children are a source of constant pain and suffering for them. And then they would be very happy if
they had no children. So the issue of not saying should I have children should another issue is if
you have children, what do you do with those children? How do you bring them up? How do you bring
them up to recognize Allah subhanaw taala? How do you bring them up to be socially responsible
citizens in the country, that they are a source of goodness for you? And for all those? who are who
are there? So also,
		
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			power, influence and authority is?
		
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			Once again, it's not a question of how much power we have a how much authority as I said yesterday,
the Hadees always Allah salah, Marisa Ryan, our CO Lo, our CO loco masala and Araya t, where he said
that all of you are shepherds and you will be questioned about those who are in your, in your care
and in your custody. So everyone, whether you are an individual householder, whether you are the
president of a country or whatever, everyone, so whoever is your issue is not to say how many people
are in my control issues to say, the people who are in my control, how am I dealing with them? am I
dealing with them with justice and compassion and so on? Or am I oppressing them, and am I taking
		
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			advantage of my position? So that is the issue of for example, one of the Hadees and we should we
should all watch ourselves in these in these matters. Nabi sallallahu alayhi wa sallam said that a
person who keeps another person standing in his presence as a mark of his superiority over the other
person, he said this one who has kept the other one standing in his position, will search for his
own place in Johanna.
		
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			Out of Cuba, you cannot sit in a President couldn't go.
		
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			There are chairs but you will not let him sit.
		
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			If he's sitting you said but there is but
		
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			you have to stand in my presence. How can you sit?
		
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			There is a law firm said if you make another person stand in your presence out of arrogance, when
you will search for your own place in Johanna.
		
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			Shortage but but the thing is we do this. I'm not saying that we do it out of arrogance, but we do
it out of habit.
		
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			out of habit. You're sitting in the office, driver come somebody comes.
		
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			worker comes right now one can understand that they're not everybody has to be you know, given a
seat and offered a cup of tea. That's not the that's what, for example, if you just coming to ask
you a couple of things, what is to be done, you tell him he goes away, but if he's going to have a
conversation, he's going to tell you something about himself. Now what you do.
		
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			People will not agree they will not offer a chair and that poor fellow because he is also brought up
in the same culture. He will not dare to sit in your presence unless he is offered a chair even if
he is not it's not a question.
		
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			sort of fear. It's also a question of manners of you don't go and just sit in somebody's chair, you
wait for someone to offer you a place. So he's starting and you let him start where inequality.
		
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			When I was, I worked for 10 years in the, in the tea gardens and one of the most arrogant places in
the world is the tea garden, the lives of tea planters, because they inherited that from the
British, and for the British, for Indian, for a black person to sit in the presence of white person
is unimaginable. Not even a question of that.
		
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			So they used to have in the tea gardens and they have to to this day, this practice continues, may
Allah forgive those who continue it. The manager's office used to have a window on the side, a small
window on the side.
		
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			And when I first went there, as why is this window there, the window is for the worker to stand
outside the office, he's not even allowed to enter the office, he has to stand outside the office
and talk to the manager if he wants to talk.
		
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			So he first goes into the outer office gets permission of the headlock, and then he will come and
stand outside the window outside the building of the office and you will talk to the manager through
that window.
		
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			If for some reason whether if it's a union leader or whoever, if he is allowed to come inside the
office, then he has to start there is no question of sitting.
		
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			And of course there are chairs obviously there are chairs in any officer, not no questions. Not only
that, when the manager is driving on the road on the state when the manager is driving on the road.
The first time it happened to me I got a shock
		
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			when the manager is driving on the road, if there is a worker who's walking that worker leaves the
road and stands in the gutter
		
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			in the drip
		
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			there's no other place to start there's no footpath and there's no you know, things sidewalks so
there's a road and then there's what is what is called an Irish tread which is which is not a deep
it's a sort of sloping green like that for rainwater. So the worker gets off in his stands inside
the drain.
		
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			The first time it happened to me I stopped my car I said Why Why are you standing in the bed? He
said no because you have
		
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			enough place I won't kill you you walk on the road. There was surprised
		
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			even worse
		
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			in when it is raining and you know in the animal is in those places. And Saturday It rains when it
rains it rains I mean it's like standing under a heavy rain. Now the workers walking on the road
with his umbrella.
		
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			There's water in the drain obviously.
		
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			So firstly, if the manager's car passes, he gets off the road into that water. He's standing in the
water now. If the manager stops his car to talk to him, he has to shut his umbrella and talk to the
manager he cannot talk to the manager who holding his umbrella.
		
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			So he has to stack shut his umbrella and stand there getting wet while the manager talks to you just
put down his window of the car a little bit so he doesn't get anywhere and he's talking to him. I
know people used to do that deliberately
		
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			deliberately
		
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			somewhere or they didn't like or you know some whatever they delivered calmly the highly guarded
okay Microsoft for a period but
		
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			arrogance, when I first went there,
		
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			I had my first union meeting I was an amazing story, First Union meeting. So I asked first of all as
a class as a put how many even members is 11 People I said there are only four chairs put 11 chairs
then I got a shock the my clock he said sir but this is not the customer I said I don't care what
are the customers, I make the customers who put the chairs.
		
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			So they put the chairs.
		
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			The Union came
		
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			as a column instead. They came inside there was standing so please have a seat.
		
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			And I wish there was a camera we could have videoed this.
		
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			There was so this is a CIT you communist Junior. But it's so ingrained this whole thing into them.
So anyway, reluctantly, they sat and there was one lady there called Rudra Aeneas still remember and
she's went to I went there after 20 years and I met her and she remembered that incident. We are a
big love.
		
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			So very militant woman. So she also said she's out of the front and they're all all the love. And
then I offered them to SAP SAP some Tirico had some deep rot. And I said please have some tea. So
they all got the tea. She also was given the tea. She didn't drink it, she'd put it on the table.
She left it there, never drank it. They got a shock of their lives. Two years later, she stopped me
in the field one day and she said Do you remember that first meeting? You had a serious? So remember
you gave us TSA? Yes. She said drover. I didn't drink it. I said yes. I said why didn't you drink
it? She said because I thought it is poisoned.
		
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			Seriously, she told me he said, I think I thought maybe you put something in it which will affect
our minds.
		
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			Is it Why do you have such bad reason? Oh, now I know that, you know, you'll never do such things.
But he said, This is what he says we got. We have not seen that practice in 100 years of planting.
He said, It is not our practice. We are even our forefathers, I've never I've never seen a manager
who will ask the people to sit.
		
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			The point I'm making is and the result of this was what the result of this was, you know, when I was
leaving that state, the CIA the CPM union gave me a very well.
		
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			The point is the point I'm making, I'm not saying all of this to talk about myself. I'm saying all
of this because the soul of Islam, the Sunnah of Muhammad sallallahu alayhi wa sallam, there is a
benefit and there is a no in it in itself. Not only is it for our Accra, but you find the benefits
of that in this dunya itself. And this is the beauty of the Sunnah.
		
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			So the point I'm making here is that the issue of authority is not a question of how much authority
you have. It's a matter of what do you do with that authority? How do you treat people who are under
your care and custody? How do you treat people who are under that authority of yours?
		
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			As I said, risk is one of five questions. And I explained to you yesterday, the hadith of
		
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			Nabil Salah sallallahu alayhi wa sallam, where he said that the son of Adam Alayhis Salam will not
pass away, and will not be able to move from the, from the from the Madonna balharshah until he is
asked about five questions, how he lived his life, how he utilized his youth, with more means, did
he earn his wealth? How did he spend his wealth? And what did you do with the knowledge? And as I
explained to you all of these five questions really have to do with only one thing and that is your
is what you were given and what I was given in this life.
		
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			We will deal with this whole subject in six parts.
		
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			Six important matters six questions. The first one is that all risk which is sustenance, is
preordained. And it's predestined in terms of its quantity. And Allah subhanaw taala has taken its
responsibility on himself. The second one is that we have a choice only in terms of sources that we
choose to obtain it from and where we spend it. That shaitan
		
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			is, tries to
		
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			frighten us. And therefore,
		
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			he tries rightness, and he has no real control over us. And if you ask the protection of Allah
subhanaw taala, he has no control over us. He tries to frighten us with poverty and starvation for
that sustenance, it is both it's plenty as well as it shortage tests, and five that action, what
actions should be taken in case of difficulties with respect to risk, and six is the reason why we
still need to work and do the best that we can while we live in the world.
		
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			And we were dealing with the first of those matters. Yesterday in terms of the fact that Allah
subhanaw taala has told us in so many ayat of the Quran, that he has pre ordained ours in terms of
its quantity, and has taken its responsibility on himself. It is the responsibility of Allah
subhanho wa Taala to sustain his creatures, and give them all that they require for their
sustenance. Allah subhanaw taala does not only do that with the human beings, Allah subhanaw taala
does that with all creatures with everything that he has created? Allah subhanaw taala gives them
their sustenance, it gives them what they need, in every way, whether these creatures are human,
		
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			whether they are different from humans, Allah subhanaw taala. That's his responsibility as the
Rabbul aalameen and the Siffert of Rubia. Is this, where a where Allah subhanaw taala takes his
creature from a state of incompleteness to a state of completeness, step by step, step by step so
from
		
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			from a state of being naccas to a stage of being gamble, step by step. This is what Allah subhanaw
taala does, and that's the whole issue of risk.
		
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			Allah says,
		
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			our risk tells us that our risk is in the heavens.
		
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			Allah subhanaw taala tells us that it is not in our hands or efforts. He forcefully stresses it by
saying that this is the truth. And he gives an example he says that this is as true as the fact that
you speak into
		
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			diligently to one another.
		
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			Now, think about this Allah subhanaw taala teaches us by various examples and similes in the Quran
and this is one of them, the quantity has been preordained and it is a test. Unless rather than yet,
while fee and fusi come AlFalah to see rune was is, it is COCOM, one to our adorn rugby summer he
was already in hula hubco, Miss Lama and Dante Kuhn said and on the earth, Signs for those who have
faith, with certainty, we unphysical on the earth inside yourself, our science for
		
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			people who have
		
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			belief and faith, and Allah said, of Allah to see rune, and Will you not then see of Allah too soon
will you not see, I will blind to the signs of Allah subhanaw taala, which are within yourself, and
which are all around you in the earth, I was watching some TED talks, and some other videos about
		
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			advances in medical technology, and looking at robotic surgery, and how robotic surgery is done. And
the amazing,
		
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			amazing advancements in imaging, for example, where you have a handheld scanner, which gives you
multiple reports of multiple body functions, and so on and so forth. And I was thinking myself, that
no matter how amazed we become at this technology, no matter how impressed we are, at the cleverness
of people who invent these machines,
		
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			what of the One who created the brain, which gave them the intelligence to invent these machines?
has even this, the interesting thing is shaitan makes us stop at that level.
		
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			Is Oh, one last card advancement advancement is why?
		
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			Why not go to the show, you're going to think that thing completely. Why do you think partially, and
this is the this is the big difference, because unfortunately, those who are who are not introduced
to Allah subhanaw taala. And those who are not used to seeing the signs of Allah subhanaw taala,
they get stuck in the,
		
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			you know, in what they can see in the world without going to the source. And unfortunately, the
viceversa which is people who, who know about Allah subhanaw taala, but know only in more
intellectual sense. They have not been introduced to the real science data in the world. And that's
how we have fractured our education. We teach The Book of Allah, as if there is no creation, and we
teach about the creation as if there is no creator and both are wrong. I mean, this is not the way
to teach. The idea is to is to merge these two things and we teach about the creation with a view on
the Creator because how can we teach about creation when we when we don't recognize Allah subhanaw
		
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			taala so therefore, Allah subhanaw taala saying here, our fifth Sama, Wolfie unphysical AlFalah to
Busan, or fifth sama it is Coco Mama, don't follow Robbie saga you will not have the inner hula
cometh llama and conduct the whole and on the earth and for those who have Faith with certainty are
signs and also in yourselves, will you not really not then see in the heaven is your provision of
his summary and in the skies is your provision and that which you are promised? Not why is the last
one of the law saying these two separate things
		
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			of his summer it is Coco Wilma to I don't two separate things. Because there is hokum applies to
this world.
		
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			And what you are promised applies to the world and the hereafter inshallah.
		
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			And that's why the two separate things visa is Coco. And that is why the hadith of Rasulullah
sallallahu Sallam from and also the, the amount of the Sahaba if you think about this, these are the
people who are witness to the revelation. They were the people who saw the quran being revealed.
They were the people who heard the words of the Quran, from the Morocco tongue of Muhammad Mustafa
sallallahu alayhi wa sallam.
		
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			They were the first people who received the revelation. The revelation was received by Nabi
SallAllahu wasallam. And when he recited the column that he revealed that he received, who are the
first people who heard it, the first people on the planet, the first human beings to hear the column
of Allah subhanaw taala the Quran were the Sahaba Rizwan Lai la much
		
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			and nobody understood the Quran better than them because they understood the Quran directly from the
one on whom the Quran was revealed.
		
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			today to think about it, one of the biggest problems, you know, everything has has a positive side
to it and a negative side to it. One of the positive sides of translation of the Quran is the fact
that people who do not know Arabic can get some
		
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			sense of the meaning I deliberately using some words, I'm deliberately not saying that people who
don't know how to we can understand the Quran, people who do not know Arabic cannot understand the
Quran that will let us be very clear about this. Make no mistake, if you do not know Arabic, you
cannot understand the Quran. Don't even fool yourself. But you can get some sense of the meaning of
the Quran. That's the upside of it. So we read the meaning. And we try to learn Arabic as much as we
can. And may Allah give us some success in that and take the laziness out of us, because we learn
everything else except our.
		
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			However, there is a downside to it. And the downside to it is that now instead of reading the column
of Allah, usually you're reading the column of Abdullah Yusuf Ali, or Moses, or whoever, right? The
translator, because the translation is the column of the translator it is not the kalam of Allah.
It's not Colombo light is the is the understanding of the translator. And I'll give you one of the
best examples of how this understanding can be wrong and how it can do so much of harm. Now, may
Allah subhanaw taala forgive the sins of Abdullah Yusuf Ali Raja Talalay and may Allah subhanaw
taala. Phil is covered with Nora and may Allah subhanho wa Taala reward him with the best of the
		
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			best and can give him the highest position in Jannah. But one of the biggest damages that has
happened to Islam was because of how Abdullah was valued and Talalay translated the word Riba in his
translation of English translation of the Quran and how did you just what do you call it? He called
it usury.
		
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			Now Riba is not using what is the meaning of usury. Usury is a very high rate of interest.
		
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			In English, usury, for example, if I if I'm lending you money, and I'm charging you 2% interest
that's not usually if I'm charging you 2% interest per day, it is usury supposing I'm charging you
2% per annum
		
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			so usury
		
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			it's almost nothing. I'm charging you 1% per annum that's what's fantastic. You're a great person
wonderful Hamdulillah.
		
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			But if I'm charging you 2% per day or 2% per month or 3% per month, this is usable. Oh the user yes
rate so interest.
		
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			Right. Now, why is this damage because this is the if this is exactly against what the Quran tells
us with regard to what is haram.
		
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			The Quran did not prohibit high rates of interest. Allah subhanaw taala prohibited interest period
		
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			Allah says, hola, hola, hola, baya Raha Rama riba
		
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			Allah has made halal trade and Allah has made haram Riba
		
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			and the basic rule of the Sharia is that something which is haram
		
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			fie enough see within itself haram by itself then that Haram is haram irrespective of quantity.
		
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			For example,
		
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			the flesh of pigs book is haram.
		
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			So whether you eat one gram of pork, or whether you eat the whole pig
		
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			both are equally
		
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			very easy for us to understand because we don't want to eat pork anyway.
		
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			So just to to to to to
		
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			to verbally whare, Java, but Java
		
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			or malloc but
		
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			let's run it that also made
		
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			gambling haram
		
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			my brain is working to find words I'm going to bring it back here I will not say what is going to my
mind anyway the point I'm making is that just as porque is haram irrespective of quantity, just as
alcohol is haram irrespective of quantity.
		
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			Having one shot of whiskey is as bad as having drinking the whole bottle made no differentiation.
		
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			So also interest
		
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			with one difference
		
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			with one very major difference.
		
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			What is the major difference?
		
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			All of these no
		
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			What is the major difference between the prohibition of pork and gambling and alcohol and the
prohibition of winters? What is the big difference?
		
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			Allah subhanaw taala declared war on the one who deals with interest. He did not declare war on the
one who eats pork or the one who drinks alcohol or the one who fornicate so the one who does
gambling, and obviously if someone takes his meaning to say that it's okay to do those things, and
he's crazy.
		
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			Obviously, it is not okay to those things that will also land you in the hellfire, but the person
who deals with interest.
		
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			Masala Salam said that on the Day of Judgment, they will be brought before they are so Allah
subhanaw taala The angels will give them swords and say go fight, the one that you accepted the
declaration of war from with Allah Subhana Allah and His Nabhi declare war
		
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			on the people who refuse to accept this prohibition of interest.
		
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			The point I'm making is that because the English translation says equals riba equals usury, there
are lots of people who therefore fall into this trap of shatta. And they say, Well, you know, I'm
not charging or I'm not paying user interest rates. I'm only paying 6% per annum or 8% per annum.
That's not usury. So therefore it is jazz. Do remember
		
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			what is binding on us is the column of Allah
		
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			not the column of Abdullah
		
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			and the column of Allah is very clear.
		
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			The riba irrespective of quantity is haram.
		
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			Haram
		
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			haram Fein FC he haram completely without any
		
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			you know any any ambiguity to it.
		
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			And it is not haram like pork and alcohol, it is worse than pork and alcohol. Worse, because pork
and alcohol do not make you enemies of Allah, dealing in interest makes you an enemy of Allah. And
you have accepted a declaration of war from Allah.
		
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			The point I'm making is that we have to be very clear with understanding what the
		
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			Quran tells us to do. And therefore, when Allah Subhana Allah said, Your provision, and your risk is
in the heavens, what is the meaning of that?
		
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			And that is why I was saying that the Sahaba
		
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			understood the Quran better than anybody on the face of the earth.
		
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			And that is why we have the actions of the Sahaba which was the living proof of their faith and
their belief in Wafi. Sama is Coco,
		
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			that your risk is in the heavens. So let Allah may Allah make it easy for us to get knowledge and
may Allah subhanaw taala give us a tough pill to do live on that knowledge and to use that knowledge
for the benefit of all dunya while Alpha was Allah Allah Allah Nabil Karim Ali was mine but I'm
gonna get I'm gonna take a break, and then we'll come back after what 15 minutes or so