Mirza Yawar Baig – Rizq – Obtained or Ordained #05

Mirza Yawar Baig
AI: Summary ©
The speakers discuss the use of tools to remove fear and anxiety and the importance of understanding the meaning of the Bible. They also touch on the use of headaches as signal to individuals and the potential risks of spreading rumors. The speakers emphasize the importance of regularity and choosing one's values for wealth and success, and encourage individuals to make choices based on their own interests and values.
AI: Transcript ©
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Salam aleikum wa rahmatullah wa

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jal, I will begin our session. second session on risk why as I was saying that the Sahaba Rizwana I have understood the Quran better than anybody on the face of the earth.

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And that is why we have the actions of the Sahaba which was the living proof of their faith and their belief in Rafi Sama, it is cocoa

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that your risk is in the heavens. So what did they do?

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Here's a story about I think it is about Santa Anas or the Alonzo Olam. I'm not sure about the name but I think he did say the night this is about Santa Ana so Delano, where he or somebody owed him some money. And he came and he paid him and he said insert the money I'll give you a piece of land which I have so says ananas accepted this.

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Then he sent his servant he said go and check out his land. says please the man went there and he came and he said he's a horrible piece of land.

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It's dry like a bone there's no water in it. It's all Rocky and tiny and whatnot he says the rocks and so on and so on. We remember what you do with the water where there's no water it dry land absolutely patched.

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So what it says Ilana do did he get up and catch the man and fight with him? No.

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He's sort of a mentor aka Salah

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you know there's one of the cabaret of who

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say that was around to La

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Phil is covered with no he lived his life and died in Medina is very lucky.

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When I say the masala is to say he's you say that your Salah will never get kosher and although until you understand that the problems of your worldly life will be solved by your Salah

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wildlife

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he's a duck duck tomorrow Mr. Sadie was a key job taketh away a bit now Jack is duniya que mosyle Tamara Namaaz Hello

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Allah Allah Daga inshallah duniya V Messiah. Kh is nice eco

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and that's why I always say what kind of Salah is this if it cannot give me a dry piece of bread in his life. The Salah is going to take me across the bridge of Surat and the Salah is going to give me Get me the shade of the sha Allah subhanaw taala

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okay cannot even rely on the seller to give me a two pieces of dry bread in his life.

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How are you now as Mr Kuba unless

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there is any problem in the in our lives how many of us will you first thing we do is we make although understand before Allah subhanaw taala and tell us whether you know the problem better than I do. But I'm telling you as a mark of who they are to you as a mark because I am your Abdun I'm your slave or Allah solved my problem before we do anything else

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and the same thing was to say somebody told him they said here dunya Otto

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you know as bappy Jaga as Bob gig as as well.

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As Bill could say, the bill will say Juniata as Bobby jirga he says Bob doc ism

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allows Bob

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does it Bailey Allah is back with Dr. Rosberg guru. He said I lost

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data is because

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somebody asked what

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is it? This world is a world of us.

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We have to use some means to get things.

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He said yes, you're absolutely right. 100% This world is a word of means of as Bob. He said, But there are two kinds of as Bob

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there are the Alice Bob, the higher means and there are the others Bob the lower means.

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He said first.

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Use the higher means and then if necessary, go to the Lord means

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to give you an example and we don't give the examples to illustrate Allah subhanaw taala Tala Allah and Allah subhanaw taala is above any example that we can give. But to give an example to illustrate,

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supposing I know the Chief Minister, I want some work to be done in the government. And I know the Chief Minister personally

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and it

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So happens because I go to the chief minister's house many times also know the guard on the gate. His servant is you know the Jabra see or the the fellows opens the gates.

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They want to get some work done who will ask the guard on the gate

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supposing I'm talking to the guard on the gate and telling the guard you know, you tell your boss this that the God who would love my boss is your friend.

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If I want something, I will come to you and tell him Please tell my boss

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you asking me I am supposed to do things for you. When you know the Chief Minister personally

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think about that.

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nostra Metro raka Salah

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and he may drive then he told us our desert go back and check out the land demand went back he said Swan Allah

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He said it has rained

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and the rain is exactly within the boundary of your land.

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So general rain, he said it rained on your land and water is collected

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and he said the rain is in the boundary of the land

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of his summer it is Coco.

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So Allah Insha Allah, this delight ALLAH

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ask Allah subhanaw taala to make it possible and give me the words

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if you attend all these lectures Inshallah, by the end of this

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ask Allah subhanaw taala to make it such that the fear of risk, the fear of not getting risk, the anxiety about sustenance will be removed from your hearts forever

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inshallah.

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will never again worry about this never in your life as long as you live

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inshallah make dua will only Allah can do this and ask Allah subhanaw taala to give me the words to say which will make this happen inshallah

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one of the Sahaba what

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I'm talking about a fish sama is Coco

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sustenance is in the heavens, and the Sahaba understood this.

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So one of them came home in the afternoon and it asked his wife said give me something to eat. She said there's nothing

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there's nothing in the house

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so he said already went back.

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Where did he go?

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He went too much.

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And he stood and he made raka Salah

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and he asked Allah and he came back home

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and he asked his wife Has anything happened he's nothing happened

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to him situation, nothing in the house.

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Now what did he do?

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He went back to Moscow.

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He went back to Moscow isn't

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there to raka Salah again.

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I'm talking about people who understood the Quran.

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The people who learn the meaning of the Quran

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from the one on whom the Quran was revealed

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he went back to Barcelona boy he made Turaga salata again made da

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came back

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and realize that something very strange is happening.

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Is that what she said?

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You know, in other words, the Chucky is the the grinder of grain.

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She said the grinder is spinning by itself.

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And flour is coming out of it. She said it started some while ago while he was still there.

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And I filled every utensil that I had in the house and it is still coming out and there's a heap of flour on the floor

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so this is actually to me he would she took him and brought him in he sees this the the grinder spinning and flour coming out.

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And of course it's human.

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And he did what any normal human being will do, which is

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your body to see how it is happening

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like

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you opened it to see how it's happening. So it stopped.

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Now, imagine put yourself in that position. May Allah subhanaw taala give each one of you

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this experience in your life

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that you ask Allah

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and Allah gives you directly

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that you ask Allah Allah

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so

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He ran from there literally ran

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too much of the number we went to the house

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and he said

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something external to me

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as well as what happened? He said yes well this is what happened. There was no food in the house. I went and read Salah and I came back and I'm there's still no food I went back and made salah, and this happened the grinder is spinning and the flowers coming out

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and my wife and everything in the house.

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So what did you do? He said I opened it to see how it is coming out. So it stopped

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if you had not touched that grinder he said if you had not touched that grinder

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that grinder would have spun and flour would have come out till the Day of Judgment

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the Sahaba were very hardworking people. They were not lazy people.

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They were not lazy people.

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I don't know of any Have you had a potbelly?

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I don't know if any of you had flub.

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I don't know if any of you who used to were to go jogging in the morning because you had to lose weight.

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They were very hardworking people. They were very hard people very hardy people.

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So they did not make Salah and Mozilla nabavi and ask Allah subhanaw taala because they were lazy to work.

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They did it because they understood the difference between Allah's Bible as well as

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the new the difference between

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the high means the elevated means the honorable means and the lower means.

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It is obviously not haram if Allah has made us bab. It is Jai as far as Jesus but

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the question is which to use first. The question is where does the thought go first?

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If you have a headache,

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Does the thought first go to the one who has the cure? Or does the thought go first to Tylenol?

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Which one

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that is dish does not haram to eat medicine.

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The question is Which comes first?

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Which comes first?

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Off is Saba is Coco mama to Adam.

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How many times do we ask Allah subhanaw taala.

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That is the key that's what I remind myself and remind you let us develop this. Recognize the source

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recognize the source.

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I share who's to say

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I was a little kid at that time.

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And I remember what he used to say I will say it like he said it in odo and then I'll translate it for you

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my check is to say

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it was

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Dharmasala three sub t

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do use the same yeah could take you to Kaltura not one

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but it could take you

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could take as you may and as well it could take a PATA Mara to Cusco PATA bukata Tomorrow kata

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gotta gotta gotta gotta gotta.

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Well it could take on putter Bucha got your putter bigger.

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Well, like I was gonna

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do Kanban woga Taganga yo other good.

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Good.

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Good. Finally happy conehead

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corner salcombe garage.

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Terrible.

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Literally, this was how I used to say it. So I love him. Sometimes I think it's a great benefit in saying things in a hard way. Because that sticks in the mind better than saying it to the soft and nice way.

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He used to say you should have intelligence at least more than a dog.

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The reason? Why do you say more than a dog? Yeah, let's say intelligence is yes, your new hat. You don't even have the intelligence of a dog. You say why are you saying that? He said because if you throw a stone at a dog, who does the dog bite those

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stone Are you

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he said even a dog has the intelligence to know that a stone by itself can't do anything.

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That if a stone hit the dog, that dog has the intelligence to know that there is somebody who throw that stone and that is the one I should go and talk to.

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Dr. Stone

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he said how come then you worry and you say my shop closes down what will happen to my family, my business doesn't work, what will happen here what will happen that he said you do not even have the intelligence of a dog

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you do not know that that shop and that business and so on cannot do anything by itself. There is a what is called file lKt the one the the real Doer who is behind that?

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Who is doing what is whatever has to be done.

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How is it you don't even understand that

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a free summer is Coco.

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And then our last our verb is some our do a lot of the in the whole cometh llama and

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then by the rub of the heaven in the earth. This is the truth. What is the truth that there is on the heavens? Just as it is the truth that you can speak intelligently to another

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example that's one of the others giving us example, that if you talk to me, I talk to you you understand each other this is true.

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Just like that the fact that our risk is on the heavens is the truth.

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Allah subhanaw taala and inshallah as we go along we will look at what is sunnah to learn we look at what is called Atolla and so on and so forth insha Allah.

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So, there is a there are means through which Allah subhanaw taala provides us

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but just because there are means by which risk is provided. If you confuse yourself and think that the means is the one giving the risk, and this is a lack of human

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This is a lack of EMA

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so Allah musalman our robotic iftekhar Corrado Cebada Beeman, Queenie

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seriously

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if a Muslim is worried about his belly, then there is no one who's worse and no one who is as faithless as it

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rotates the figure or Massaman curry

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worrying about your money and your wealth and so this this one for a Muslim law how Allah hotel

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that Hello La Hotel

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well is the shoe on my foot

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it is the shoe on my foot.

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It cost 20,000 rupees

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and the amount on my head cost me maybe 20 rupees.

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But I will not put the shoe on my head because it costs more than the amount

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anyone who takes the shoe and puts it on his head and he argues and he said you know these are the topi costs only 1010 rupees and the shoe cost 10,000 So therefore the shoe must be on the foot on the head. What did you say what would you say it said under very true for you. That is the place for the shoe. Where should be your head because your head is full of mud

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wealthy is the shoe on your foot. It is to be used.

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It is to be used in order to build the akhirah is not to be valued.

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It's not to be valued wealth is not valued.

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Wealth is the shoe on your foot. You leave it outside the door or the masjid you leave it outside the door of your house. No matter how expensive the shoe is. You won't track it into the masjid you want your I'll pray I'll come inside the masjid and I will pray because my shoes what so much

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welt is the shoe on your foot do you need a shoe? Yes, you don't want to walk around barefoot?

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Need the shoes. We will buy good shoes.

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You won't buy a torn horrible shoes or your 10 rupees or you will buy a 10,000 rupees you will wear the shoe

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but we'll wear it on the foot and we'll leave it outside the door of the muscles

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please understand, wealth is not to be valued. Wealth is to be used.

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Today we live in a world where we are taught to value material and use people.

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The reality is we are supposed

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To value people and use material the opposite

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we use people

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comparables

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calm

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or someone's day gonna salmonella biokovo

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Jeeva

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or Gmail gave me a

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very good email I got

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the halala hotel all the junk trash

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treat it like trash and it will cover any value

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treat it like trash, and it will cover anemia and you

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treat it as things which has value and it will make you run behind it

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try casting a shadow. What happens if you try casting a shadow?

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What happens if you run away from your shadow?

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And lots of I've done also challenges those who do not believe in Islam. And he says to me, Salah Salem, asked them, Who is it that feeds them?

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And they will say that it is Allah who feeds all that exists.

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All my years Oh Coco Minar somehow it will not call Illa or in our comme le Allah who then I will feed a lolly movie, say O Muhammad sallallahu alayhi wa sallam, to the people who worship all sorts of things,

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who gives you provision from the heavens and the earth? And they will say Allah And verily either we are you are rightly guided or in plain error.

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People were saying that Allah gives, and people who are saying that some things, things come from other sources that both can't be right.

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Saying, either you are right, or we are right.

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And if you see it as a think about this,

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yesterday, I had a an email from a very good friend of mine who

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was a Christian

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in the UK, and we have various discussions on theology.

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And somebody sent me a note on the issue of Trinity in Christianity, so I sent it to him.

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And he wrote back and he said, No, actually, we believe only in one.

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And Trinity is a way of explaining that. And is it just like the Hindus they also believe only in one, but they worship all these gods because each one is an attribute of the real one and so on and so on and so on.

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Right.

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Now, the point is, if that is so

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then why do you give the three things of the Trinity individual identities? Why do you say the Father the Son and the Holy Ghost you don't say the father is the son the Son is the Holy Ghost the Holy Ghost to the Father, you don't say that? So the Father, the Son of the Holy Ghost, and to make matters worse, Maria Mala itself is the Mother of God

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in that Allah and Allah knows we live in Delhi

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all the Hail Marys that the Catholics here

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So, who's right who's wrong?

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Confusion, confusion because you don't want to recognize the reality which is Allah subhanho wa Taala

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is the only one and He is the One who created everything. And Allah subhanaw taala has various attributes. We worship Allah subhanho wa Taala with all His attributes, we don't worship the attribute by itself.

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And in fact, and in reality, if

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there is no real Trinity, and if they have any Trinity really is a way of understanding the one then how many centuries Do you want to understand that one?

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Before you Sasha Hola, hola, hola. Hola, Russia, Muhammad Rasool Allah.

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How many centuries do what

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you'd want to deny the new deny you make excuses doesn't mean that there is no denial.

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We come to the second part, we have no choice in and no control over the quantum of risk. So what do we have control over in terms of where to obtain our work and where to spend it?

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Allah subhanho wa Taala clearly did

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potentiate it

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and now I'll show you some some of the highlights, which are the DeLisle for this a lot smarter like clearly differentiates between desiring things of this world instead of and often at the expense of the akhirah. Now

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for example, if you say I make dua that

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for anything of this life, you know, whether it's money, whether it's children, whether it is power, authority, whatever, is it haram

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if I'm working, I'm I have a business and I'm building the business and I'm spending a lot of time in that in the building of that business. In trying to become wealthy. Is this haram?

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What is the answer?

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Is it haram? No. Shut up. What is wrong?

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If you are doing it at the expense of the ACA that is

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designing the halal provisions of the dunya is Jeyes. Allah, Allah taught us in the Quran Robina Tina fit dunya Hassan.

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Robina Artina fit dunya has an earthen will feel.

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So

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desiring something of the dunya which is halal

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is Jeyes Alhamdulillah.

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What is privated is to desire something of the Vinaya which is haram number one, number two, to get so involved in the things of the dunya that you do it at the expense of the ACA, for example, you're so involved in your business and your meetings and so on and so forth that your salary has gone for six

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or that your tilava Till Quran has gone for six, please understand, do remember I have mentioned this to you before. Savas Rasulullah sallallahu Sallam they said, how do we know if Allah subhanaw taala has accepted something that we have done some good deed that we have done? How do we know whether Allah subhanaw taala has accepted his good deed? And as well as Allah Salam said, You will know if that Allah has accepted a good deed. If you get the trophy to do that same good deed again.

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If Allah accept by tahajjud then I will wake up again tomorrow.

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Even those that accept my salah Serato Fajr then I will praise the Lord,

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even la semana they'll accept by sadaqa that Allah subhanaw taala will give me more opportunities to give more sadaqa

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so now what about that I used to pray the Hajj and now my dad is getting missed

00:27:58 --> 00:28:09

Imams van authority is once mentioned and he said that because of a sin that I committed Allah subhanaw taala prevented me from praying that just for six months

00:28:14 --> 00:28:14

management

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the people who understood Allah, Allah ma they understood that not praying, not getting the time to pray, not having the trophy to pray. Being too lazy to pray is the beginning of the punishment from Allah subhanho wa taala.

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Because you have been denied the opportunity of coming into the presence of Allah subhanaw taala

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see how people look at things

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how now as good as Allah is

00:28:50 --> 00:28:51

wisdom Allah Now

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they're gonna be jakka Walton

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Absolutely.

00:28:59 --> 00:29:00

Allah

00:29:05 --> 00:29:06

Subhanallah Jeeva

00:29:08 --> 00:29:09

the arrogance of the human being

00:29:11 --> 00:29:14

he thinks he's doing is Allah subhanaw taala his break

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but the people of learning the people knowledge they understood that if you are if you are doing something good and that's the reason why to do something. Salam said do something even if it is small, but do it regularly and do it continuously.

00:29:32 --> 00:29:34

Allah likes the deed which is done repeatedly.

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So if you find that you used to pray the hydro, then you're not praying that anymore wake up.

00:29:43 --> 00:29:50

Become aware make Toba ask Allah subhanaw taala is forgiveness and ask Allah Subhana Allah to bring it back in the budget otherwise

00:29:51 --> 00:29:52

the beginning of the punishment starts

00:29:54 --> 00:30:00

by not saying whether there's a real reason you're sick or somebody a different matter. I'm not talking about that, sure, secrecy

00:30:01 --> 00:30:20

But I'm saying all things being equal you are all right you everything is fine but then suddenly you miss because used to play regularly similarly used to pray Salah in the masjid. Now you find that for a few last few days you are not going to the budget, why you're not going, oh this happened that happens or I got this phone call I got this one happened is some reason there's always a reason obviously

00:30:22 --> 00:30:27

wake up MIG tau as the boss partner of Allah subhanaw taala give sadaqa.

00:30:30 --> 00:31:16

Seeking the dunya at the expense of the Accra, that is the dangerous thing and that is what we're talking about here. The IRS clearly state that we have the power to choose how we want our sustenance and where we want to spend it, and that we can choose it at the expense of our akhira or as a means of enhancing the value of the ACA. The IRS also clearly state that though we are free to choose, the choice is not free. Each choice has an outcome. Each choice has a cost. Allah subhanaw taala has clearly shown us what those outcomes are likely to be and therefore choose wisely.

00:31:17 --> 00:31:33

Allah subhanaw taala said, Man Can you read Raja Jana Allahu fi Hamana Shah or Lehmann Norito? Demon Norihiro Madonna la hoja hon Salah Hama the mall my mother, hurrah. Well, I

00:31:37 --> 00:31:37

mean

00:31:38 --> 00:31:41

can I sorry you homeschool

00:31:43 --> 00:31:55

in car own in a car Ohnaka. And I mean call me Musa. Allah Samantha said the Ayat of Surah Surah, which I decided first.

00:31:56 --> 00:31:59

Allah said Whoever wishes for the quick passing

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the enjoyment of the world.

00:32:04 --> 00:32:11

We readily grant him what we will for whom we like. So whoever seeks

00:32:13 --> 00:32:14

enjoyment of the world Allah will give him

00:32:16 --> 00:32:21

or like me racehorses, so I can run them in the Derby, sure, how many one

00:32:23 --> 00:32:27

each one is one pit in the Janome. So how many of you are going to do one right?

00:32:30 --> 00:32:33

Whatever you seek, Allah will give and

00:32:35 --> 00:32:49

then afterwards, we have appointed for him Johanna. He will burn there in disgraced and rejected and whoever desires the Hereafter desires the Acura and strives for it.

00:32:50 --> 00:32:58

Saya strives for it, with the necessary effort do for it while he is a believer.

00:33:00 --> 00:33:06

Then such out of the ones who's striving will be appreciated and thanked and rewarded by Allah

00:33:10 --> 00:33:11

saya for

00:33:14 --> 00:33:20

being a Muslim is critical. Many times people ask this question is what about Mother Teresa?

00:33:21 --> 00:33:27

So what about her? Where will she go? I have no idea. I'm not the one who makes that decision.

00:33:29 --> 00:33:30

No, she worked so hard.

00:33:31 --> 00:33:43

And she did so many good things. Yes, of course. That is why she was also honored by all the kings and presidents of the world. That's why she got a Nobel Prize. That's why That's why she got this on that and so on and so on.

00:33:47 --> 00:34:01

Now if she before she died, if she accepted Allah subhanaw taala and if she said I shall do Allah Allah Allah Allah wa shawanna Mohammad Rasool Allah, and if she died as a Muslim then Insha Allah, she will Insha Allah, Allah Tala have the highest station in Jana.

00:34:03 --> 00:34:20

But if you did not die as a muslim and if she has died believing that Jesus is Ali Salam is God and that is mother Mae, Maria Melissa is Mother of God. Then she will find on the day of judgment that is Alexandra and Maria Well, Islam will tell Allah subhanaw taala to put her in the Hellfire whatever.

00:34:22 --> 00:34:23

Simple as that.

00:34:25 --> 00:34:41

For one woman so ALLAH subhanaw taala says, choose up to you, whatever you ask will be given to you. So you want to live of this dunya transitory passing and German Yeah, like give me this yella give me that Allah will give you whatever you want.

00:34:44 --> 00:34:48

And along with that the price tag is a bit in the hellfire.

00:34:51 --> 00:34:59

At the same time if you want to work for the Dean if you want to work for your akhira Allah subhanaw taala will then give you John

00:35:01 --> 00:35:02

choice is ours.

00:35:04 --> 00:35:16

Ask Allah subhanaw taala to make it easy for us to make these choices, and to ensure that we make the right choices, because my brothers and sisters, the only time that we have to make those choices is here. And now

00:35:19 --> 00:35:22

what once this life ends, that's it

00:35:24 --> 00:35:29

once is live, and that's it. So let us make those choices while we are still alive and when

00:35:31 --> 00:35:37

Allah subhanaw taala will give us a reward for every second that is spent in his

00:35:38 --> 00:35:40

remembrance in his vehicle.

00:35:42 --> 00:35:47

Somebody who spends one hour will get the reward for one hour.

00:35:48 --> 00:35:53

Somebody who comes late and spends half an hour will not get the reward for one hour.

00:35:54 --> 00:36:09

Don't fool yourself. And then ask yourself that other half hour which you spent instead of the Dhikr of Allah, if that was better than zero of Allah Alhamdulillah for you no problem, mashallah, you are a clever man, because you chose something which was superior to the seeker of Allah

00:36:10 --> 00:36:11

Alhamdulillah.

00:36:12 --> 00:36:18

But if you chose something which was not as good as vicar of Allah, then stop fooling yourself. Stop fooling yourself.

00:36:20 --> 00:36:29

They told you, I'm not claiming that this is the only place where zero Elijah, maybe you are in other place where you're doing dhikr of Allah hamdulillah all power to you no problems.

00:36:30 --> 00:36:59

But if you are not in another place where they could have Allah was being done, and you were also not here, then you were obviously in a place where something else was happening, not necessarily haram. We don't expect that from you. Of course, you're doing something which is halal, but something which is not going to give you the rewards that you would have got had you been here and understand very clearly, that this reward which you lost, you will not get this reward till the Day of Judgment. This is gone forever.

00:37:00 --> 00:37:12

Even Toba will not give you this reward. Even Toba will not give you this reward, because you are not physically present, while your other brothers and sisters are physically present you and they are not equal.

00:37:13 --> 00:37:26

If Allah makes you equal to them, then Allah subhanaw taala is being unjust to them, because they came earlier they they worked harder, that they are they deserve more. How can Allah give you the same he cannot give, he will not give me the same, what is gone is gone.

00:37:28 --> 00:37:44

And never to get come never to come back. And on the Day of Judgment. Half an hour is a big thing. On the Day of Judgment, for every second of reward that we lose, we will be ready to give and sacrifice every single thing we have.

00:37:45 --> 00:37:48

But that will be of no use whatsoever.

00:37:49 --> 00:37:54

That second of reward is the difference between one level of Jannah and another level of John.

00:37:56 --> 00:37:58

May Allah subhanaw taala give us the Tofik to understand

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and not just simply to sit and listen. And then go away and still do the same old stupid things all over again No.

00:38:08 --> 00:38:33

bring about change in life should don't bring about change in life and what is the good of knowledge. It's like walking on a dark road with a torch in your hand and you're falling into the pit and you're knocking your head on the stone and you're injured and bruised. And you say why oh I can't see the road is dark, but you have a torch in your hand. Why do you have a torch take the torch and hit your head hit yourself on the head with it.

00:38:34 --> 00:38:41

Because why do you have a torch in the hand if you are not going to use the torch to light your your path on the road? Why are you falling in the pit?

00:38:45 --> 00:38:57

Please understand this, the knowledge knowledge comes to help us but knowledge will not help us unless you unless we use the knowledge and obviously not gaining knowledge is not an alternative either.

00:38:58 --> 00:39:11

You ask Allah subhanaw taala to make it easy for us to get knowledge. I don't know whether anything can be easier than this. Allah has made it so easy for us to get in. All we have to do is to bring our backsides and put them into the chair. That's it. So Hala Ji

00:39:14 --> 00:39:31

let Allah may Allah make it easy for us to get knowledge and may Allah subhanaw taala give us a tough pill to do live on that knowledge and to use that knowledge for the benefit of our dunya while Alpha was Allah, Allah Allah Allah will carry while he was average main parameter, Ramadan, we'll take a break, and then we'll come back after what 15 minutes or so

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