Mirza Yawar Baig – Focus on the Fundamentals Part 4 B

			Bismillah al Rahman al Rahim Al hamdu Lillahi Rabbil Alameen wa Salatu was Salam ala Shafi MBA were
mousseline Muhammad Rasool Allah is Allah Allah Allah He right it was send them to Steven cathedra
Bhagavan brothers and sisters, this is the fourth lecture in the series of lectures on the
fundamentals of Islam on which we need to focus which we need to study
		

			in order to be able to practice our religion correctly and be eligible for the forgiveness of Allah
subhanaw taala and reward from him when we meet him inshallah.
		

			Ivan says sister the default setting for the Muslim is that he or she is a wali of Allah
		

			is a Willie of Allah is a favorite slave of Allah, who is entitled to the forgiveness of Allah
subhanaw taala and his reward. This is not my imagination, but Allah stated that clearly in his
guitar in his book in the Quran and said how do we learn administrate on regimes
		

			in Alia, Allah healer hopeful and early him wala whom we are has known levena know again with the
whole lol Bush field hierarchy dunya Orfila Kira la de la Lika Lika
		

			Lika who will focus on how we lost our data set which means there will insert units, Allah said
there will certainly be no fear.
		

			For the earlier of Allah, the slaves of Allah, slaves of Allah Allah loves
		

			nor will they agree to fear and no sadness for them. They are those knowledge describing who are the
only Avila Valentina Amaru who can get the home. They are those who have ima and who have Taqwa,
those who are faithful to Allah and who were mindful of Allah subhanaw taala. Those were EMA and
taco. For them. The good news is, there is good news for them in this worldly life and in the
hereafter. There is no change in the Promise of Allah. This is the Promise of Allah the day that the
Alia will have
		

			Bashara will have the glad tidings of good news for them. In this world and in the next. Analyzing
there is no change in the
		

			Promise of Allah. This is the Promise of Allah this is true.
		

			That truly is ultimate triumph is the final success unfolds. Ravi
		

			and brother and sisters, I remind myself I knew there was one hotel in his infinite mercy did not
specify the level of iman or taco. So let me think about this. If Allah Subhana Allah said that you
are evil and Taqwa must be equal to this one or that one. And Allah subhanaw taala picks I'm not
even going all the origins of Salon which really is the startup, but even to any of the Sahaba or to
the the great people from the tabby and so what would we do? I mean, I'm looking at myself, what
would we do? But Allah did not do that Allah just said even into how much only Allah knows.
		

			Unless rather than then went even further and mentioned a special favor of us, Allah says Allah Who
will you will live in? Monrovia for you means Umatilla mu. Allah says Allah is the worry is the
guardian of the believers. And he brings us out of darkness into light out of ignorance into the
area of knowledge out of a Hoffler out of heedlessness into the zikr of Allah and the remembrance of
Allah subhanaw taala
		

			about our last moments, may Allah subhanaw taala grant this for us which we which we must always
thank I always think about last moment, Allah subhanaw taala described a situation of seriously ask
a lot of monitor for this for all of us, where we will be given the good news of Jana before we
leave this life inshallah. And he said geladeira, who, in the Latina fall Robin Alonso must acabo
that Zulu Ali he will Mala equal to the half who has no whatever she will be Jenna tility condemned
to adore that Hello Alia. welcome Phil dunya or Phil. Kira wala confy Hama touch the unfruitful goon
welcome via the road lozol Allah Minh Gaafu Rahim. Allah subhana DeRozan surely those who said our
		

			rub is Allah and then remains steadfast on that that is the key that is tolerable Allah so must
account to see our rubbish Allah believe in Allah and stay firm on that meaning what meaning over
		

			Allah subhanho wa Taala and because we say is our up there, away, we don't go anywhere else we will
be our last monitor. Surely those who say our job is Allah and then remain steadfast, The angels
descend upon them saying, Do not fear Do not grieve, rather rejoice in the good news of Jana, which
you have been promised, we are your supporters, we are Your Alia, in this worldly life and in the
hereafter. There in the Hereafter, you will have whatever your soul's desire, whatever you wish will
be given to you. And there you will have whatever you ask for, you will be given what to even think
about what we will wish without even asking, and you will be given something which you ask for a
		

			welcome from the all forgiving, Most Merciful Rob Newsela min Gaafu, California Rahim.
		

			As I've said many times before, there are only two things, there are only two things that are
critical needs for the human being. The rudia
		

			He they're right guidance in this life, and Murphy's Law, which is Allah subhanaw taala has
forgiveness. After that, nothing else is the rosary. Nothing else is critical, the nice to have not
critical. I remember remind you that these last moments on Earth are the time when everyone without
exception is afraid. Everyone is fearful about a world that we have not seen in which we will not
have any power to change our situation. At that time. Allah Subhana Allah will send his melodica He
will send His angels to comfort us and to and for them to promise to be with us in the journey and
they will convey it was Allah's van Alterus promise of forgiveness. nosal is a welcome gesture, like
		

			a drink of cold water or something or juice for a thirsty traveler, which is a precursor and promise
of what is to follow. So the traveler has been expected a people have been waiting for him when he
comes so happy to give him this to that to take away his tiredness on the journey. And then of
course, there's plenty more from
		

			from where that one came from. In this case, this nosal this welcome is the announcement of Jana for
the wali of Allah Jalla Jalla, who, even before his soul leaves the body, so inshallah all Muslims
are the Olia of Allah. I ask Allah subhanaw taala to include all of you and we, in that, as long as
we do not commit schicke or Cofer, and we try our best to fulfill our duties, we can hope for Allah
subhanaw taala as forgiveness and Jana. Now, what sense does it make to ruin this by taking interest
based roles, and thereby removing ourselves from the list of the Olia of Allah and entering our
names in the list of the enemies of Allah? Think about that. And if you think enemy is a strong
		

			word, simply ask yourself, what do you call somebody that you are fighting with? What do you call
somebody who you are at war with?
		

			The two
		

			opponents on either side, in a battlefield or the Friends of each other, or other enemies? Just ask
yourself this question.
		

			Especially because whatever we take the loan for, whether it's a house, whether it's a car, whatever
will remain here, when we die, while our action of challenging Allah and accepting the declaration
of war from him, will go with us into the hacker.
		

			That is how evil interest is. Allah subhanaw taala mentioned our risk in our sustenance in very
clear terms. Allah subhanaw taala said Allah who was super rich Kalama Yasha who mean everybody he
were cadoola in Allah equally che in Aileen Allah subhanaw taala and largest the provision for
whomever he wills of His slaves and straightens it and tightens it for whomever he wills and Verily
Allah subhanaw taala is the all knower of everything. There was Valterra said in Rebecca Jago Soto
Reyes Calima Yasha Oh, zero in hookah and Abby, everybody he hobby Masirah Allah said Truly your
agenda journal and largest revision for whomever he wills and straightens it and tightens it and
		

			restricts it for whomever he wills and verily He is Ever all no more.
		

			and all SEER office lives he sees them and he knows everything about them. And then I was worried
that I said, I want them Euro one Allah Yabba Soto risk kalima Yasha zero. In Aviva Nicola, I still
call me you know, do they not see that Allah subhanaw taala enlarges the provision for whom He wills
and straightens it and tighten wisdom restricts it for whomever he wills vary in that are indeed
signs for people who believe. And then Allah subhanaw taala said call in rugby Souter is Kalama
Yasha where zero wala kin UK Farah Nursey la ya la or say oh Mohamed Salah adios Ella very Nehemiah
Rob enlargers and restricts the provision to whom He pleases, but most people do not know and there
		

			are many other ideas of the exactly of the similar nature which talk about this. The question I
asked myself and I asked you to ask yourself is if our risk is fixed and this is a factor this is
our belief that our risk is fixed, if our result is fixed, and the only choice we have is about the
way we obtain it. Then What sense does it make to take it from a place which Allah subhanaw taala
prohibited? Whatever we possess in this life, whether it is halal or haram will remain here. Only
what we send ahead, that is our deeds will remain with Allah Subhan Allah. Allah subhanaw taala told
us very clearly MA in the Columbian photo Wilma in the LA he buck. Well, and let's see and then
		

			Lavina Saba Rue as your own the Aysen EMA can we I'm alone, Allah said whatever you have will end
we'll finish will perish. But whatever Allah has whatever is with Allah is everlasting will remain,
and we will certainly reward the steadfast May Allah make us among them according to the best of
their deeds, best of their deeds. And for those who are still unsure. Adolfo, think about this, what
sense does it make to take our risk from a source which is at best doubt?
		

			Ask, what if I take an interest based loan and die the next day, I know people to whom this
happened,
		

			whatever it happens to be to us, to you or me, the fact of the matter is that what is ours, nobody
can take from us and what is not ours, nobody can give it to us.
		

			What is not ours, nobody can give us and what is ours, nobody can take from us, we cannot get more
or less. All we can do is to decide the source. We want to take it from the biggest evidence and
proof of that is that we will be questioned about the source and not about the quantity. So Why ruin
our akhira and be counted among the enemies of Allah for something which even if we get it,
		

			we will have to leave it behind.
		

			Something even if we get it, you will have to give it back. Just look at all the palaces and
mansions and forts and tubes in the world. People have even forgotten the names of those who built
but those who built them are being questioned about them. Why do we think that it will be any
different for us? That has been palaces in Jannah, which will be ours forever. And no questions to
those who say that also salam did not explain riba
		

			enough or properly. And the court says an overabundance of power of the Law No, his statement
inappropriately? The simple answer is, they're saying in our other Alon, who made a general
statement, that he would have liked to have some more details. He was not saying that our solar
system did not do his job of conveying the message. Because we are very careful about our language
when speaking about Allah subhana wa Jalla or Rasulillah Salam and the Quran because as I said, the
wrong words can get us into serious trouble serious problems. One of the most important fundamentals
of our Aqeedah of our creed is to believe that so Eliza Salem did his job of conveying the message
		

			of Islam completely and forthrightly. It was his job to teach Islam in every intricate detail that
was necessary for us to learn to practice our deen completely. And he did that. There were grafico
who will criticize the detail with which it also relies on some taught the method the method of a
stingy which is cleaning yourself after urinating and add a stage bar, which is cleaning after
defecate.
		

			At and Salman al farsi rodella. No reply to that. There were there are many other examples of the
detailed way in which salsa Salam taught Islam and conveyed this message how then could he have not
done so with respect to riba interest against which Allah subhanaw taala declared? What if he did
that with things which are of lesser importance? How would he have lived this out?
		

			Therefore, we need to ask two questions did as well as Assam convey the message complete in all
respects, if the Muslim says,
		

			if a Muslim says that Rasulillah Salam did not convey the complete message, but left some details
out, that he or she has left Islam, his marriage is invalid, if he dies in that state, you it is not
permitted for, for the Muslims to praise to janazah on that person and to bury them in a Muslim
cemetery. That person, he or he or she, their wealth cannot be inherited by their children or or
whoever is,
		

			would otherwise have inherited that wealth from them because they have left Islam. If they come back
into Islam, they have to accept Islam again. And they will have to renew their Nica because then the
girl becomes very, it is a very serious matter. Please understand this. Just don't just talk. You
know, like the FBI guy and his friend used to say he targeted because he got moat. No, don't talk
because you will not talk with some sense understanding.
		

			Unless Valterra very clearly said, Yeah, you're rasuluh badly about Zillow. Like I'm your robic,
we're ill I'm tough. I'll Alpha marbled. lokta rissalah wala who ASIMO come in a nurse in Hola,
hola, como el caffeine. Allah said, O Messenger SallAllahu Sallam convey everything revealed to you
from your room. If you do not do that,
		

			then you have not delivered his message. Allah will certainly protect you from the people. Indeed,
Allah does not guide people who disbelieved. So if anyone says that also salam did not convey the
message completely, that person has left Islam and become a monster.
		

			On the other hand, if we believe that Surah Surah Salam conveyed the message completely, then let us
follow him completely, then what's the problem? The second thing to ask those who argue about
different branches of Riba and say that some are private and others are not is where is the proof?
		

			What is the evidence, give us the evidence that some parts of riba are permitted and some parts of
riba private it?
		

			Where is the evidence?
		

			Now
		

			if we
		

			believe that wrestlers answer and fulfill the responsibility of conveying the message completely,
and you privated Reba, without mentioning any categories, it means that all that the primary to all
categories, if some categories were not privated, it was his responsibility to clearly state that if
we did not do that, it can only mean that it includes all categories. The alternate explanation that
he left out some detail is to deny the ayat of the Quran, and takes us out of Islam. So please
understand, is not simply a matter of saying, in my opinion, in your opinion, our opinions have no
values zero value indeed,
		

			the only opinion that matters is your opinion of Allah subhanaw taala and is the result of Allah
highly useful.
		

			To understand this further with an example. We know that alcohol is prohibited if someone argues
that fentanyl and heroin and cocaine and marijuana are not alcohol, so they are not banned, would
you say?
		

			That is the reason it is necessary to study Islam systematically, like we study every other body of
knowledge. You don't take the knowledge of medicine or engineering or anything else by watching
YouTube videos or or tic TOCs
		

			you go to a school you study under a teacher you pass exams, you practice somebody's watching us you
do all of this. What is Islam? We think that watching a video or reading a book or you know watching
tick tock is enough, it is not enough.
		

			Think about is the ruling is about this issue of prohibitions. And what is haram? The ruling in this
case of alcohol is that by alcohol is meant alcohol itself in any form, as well as everything which
produces the effect of alcohol, which is to intox
		

			To get and interfere with our cognitive ability, and so, every kind of intoxicant is prohibited, and
it is not necessary for each of them to name separately. Likewise, all forms of gambling, extra
marital and premarital *, or lying and cheating, and so on religion.
		

			In Islam, when something is by rigid, the privation extends to all its forms,
		

			in all quantities, right in all quantities.
		

			And in an all the ways that lead to it, or have anything to it are all prohibition. So in Islam,
when something is prohibited, the prohibition extends to all its forms, in all quantities in all
ways that lead to it or have anything to do with it.
		

			Now,
		

			Islam, sharps or doors leading to privacy to things and everything related to them. The same
principle applies to river safety lies in leaving whatever is privated. Because in the end, no
matter what it is, the material thing will remain here, what our actions and the reason we took that
action will go with us, and we will pay the price for it.
		

			I hope this is clear. We don't want to meet Allah subhanaw taala
		

			when we meet him as enemies, but as his obedient slaves, my brothers and sisters, in conclusion,
		

			let me say a few things as simply as possible.
		

			First and foremost,
		

			the question of you're looking now let me look at housing mortgages.
		

			The kind of arguments that people give. One argument is, why should I pay rent all my life? Why
don't I get a mortgage, and I will pay for the house. And instead of rent, the house will belong to
me. And then I'm, which will be also an investment. And I believe something for my kids.
		

			Think about it.
		

			For example, if you take a mortgage for say $600,000 versus $500,000.
		

			Look at the
		

			total payment that you will be making for it. Because that total payment is the actual price of that
house today, which you are agreeing to pay. So the house, if you look at it, don't payment easily is
2x or 3x. So you're going to be paying if you pay if you're if you take a mortgage for $500,000, the
total payment will be
		

			1 million, or maybe 1.2 or $1.3 million. So actually, you're not buying the house for 500,000 You're
buying the house for 1.2 million 1.3 million today, which you will pay over the next 30 years.
Number one
		

			does that make financial sense? Number two,
		

			may Allah give you a long and healthy life, but you take this money and then you pay say $100,000
And then you die.
		

			Now what happens? You know what happens? I know what happens, the bank will take away the house and
your payments, which you already made and the kids get nothing
		

			right now doesn't make any sense at all. And in the process.
		

			What have you done? You have
		

			been prepared and you have agreed to go to war with Allah.
		

			Now, think of the alternative. Think about purely from the perspective of
		

			leaving an investment for your kids. See what Allah subhanaw taala della della who told us in total
gaff, which we read every Friday and most of you would have read, and those who those of you who
haven't read these go read
		

			Allah subhanaw taala said in the story of Musa and Quran, Allah
		

			Allah subhanaw taala said
		

			what Amala Judah Fergana Valley will I mean II mean if you will Medina de we're gonna data who can
do love ova? wacana Abu Houma Solly Ha, for our other rabuka Yeah, blue Oh, shoot the Houma. Well,
yes, Reja can zoom, Rama atom your rubbish
		

			A Maya file to an emery Zadie katha,
		

			dustier ie sobre.
		

			Physical is that object WUSA is RAM as for the wall and we know the story, there was a wall in this
village, which was in a bad condition it was it was about to fall down and horizontally Salah Musa
alayhis, Salam.
		

			They repaired the wall, they made it strong again. And Musa Salam said you should have asked the
village people to recompense and reimburse us for this amperes for this because these people haven't
even they are very inhospitable. They didn't even allow us to stay here. So why should we do this
work for them for free. And that was the point at which because our lives are absurd, you and I part
company, and then he is explaining to Musa acela all that he did. And in that process, when he comes
to the wall, this is what he said. And he says, As for the wall, it belong to two orphan boys in the
city. And under the wall is a treasure that belongs to them, and their father had been a righteous
		

			man. So the Ark boys are orphans, fathers passed away.
		

			So your rub willed that these children should come of age and retrieve their treasure as a mercy
from Europe. I did not do all of this on my own. I have been commanded to do this. This is the
explanation of what you could not bear patiently I think about this. Here is a man who died.
		

			He buried a treasure under this wall or he buried the treasure and built a wall on top of that. Now
and obviously this happened years ago, the wall is falling down. Allah subhanaw taala sends two of
his Ambia he sends two dummies, he says because there is a law and he says Musa is Rob somebody of
the level of * in Colombia is one of them is Mina. Mina Rasul. A one of them was a wrestler.
And that's right there is in Lusaka and Brazil is to repair the wall, to take care of the wealth
that the father left for the children. Right? The greatest wealth that you can leave for your
children, is your DUA.
		

			Not dying in a state where you are at war with Allah.
		

			May Allah have mercy on us, we take these decisions, and then we wonder, when we get sick, and we
have accidents, and when this happens, and that happens, what happens? And then we see Allah Allah,
Allah, how is elevated to Allah will have you How will Allah help me if I'm at war with the loss of
America, please understand, if I take an interest based law, that I am seeing to Allah subhanaw
taala by my action, and saying to Allah, Allah, I have decided that you can take care of me, I will
take care of myself. And in that process, if I have to go to war with you, so be it. This is what we
are saying, by our actions. This is what we are saying my submission to my brothers sisters, is this
		

			what you want to say to Allah? Is this how you want to die? As an enemy of Allah.
		

			So two questions to ask yourself, anytime the issue of interest based loans comes to questions,
first question.
		

			And this question really should be asked for every action of ours, which is Will my action Please
Allah, but especially in this case,
		

			collected quite question. Whatever I am going to get out of get this loan, whether it's my house,
whether it's a car, whether it's a business or whatnot, I have taken an interest based loan, and I
am going to get something because of that. So I get it just based on I've got this beautiful house
now which I bought using a mortgage.
		

			Will this go with me when I die?
		

			I know it's a stupid question. But we need to ask ourselves this question because it seems somehow
that our pain and our reliance on the ACA has disappeared. Because how can anyone who has this faith
and is EBA that he will die or she will die and that they will stand before Allah and they will be
questioned by Allah and Allah subhanaw taala declared war on the one who would use an interest and
Allah declared war on his behalf or on behalf of the Rasul Allah is Allah, Allah Salam,
		

			you have all of this faith, how can you still take a look? So ask yourself this question, When I
die, will this thing go with me? Right as I said, dumb question of course, it will not go with you.
But what will go with me my decision to take this interest based loan knowing it is haram, knowing
Allah declared war, accepting the declaration of war from Allah will go with me is this what you
want?
		

			Second question to ask yourself is this right, those of you who are who like to talk about all these
integral details of this kind of interest, that kind of interest and so on, think about this. Allah
Subhana Allah ban interest? Riba? Rasul Allah ban interest as I mentioned before, when there is a
ban without a call
		

			Fire it means that everything under those under that umbrella term all the qualifiers are included.
Because if a particular qualifier was not included, it would have been specifically mentioned Allah
is banning only this and not that but when that specific mentioned is not there it means that
everything under that umbrella is bad, right? This we know for sure, we know for sure from the Quran
we know from we know for sure from the hadith of rasa center for the Sunnah, we know for sure from
the Iijima of the Ummah, which is 1400 years of scholarship from the Saba the tab at the top
vertebrae. All the classical scholars, all the four Imams of the of the Sharia in the in Sunni Islam
		

			are all agreed upon that Riba is haram.
		

			We know this for sure.
		

			The other question which is this part, this part that parts arms on, at best is doubtful. Now what
do we know about
		

			something which is certain, and something which we know the hadith of Hassan Ali or the Allah anima,
the grandson of Rasulullah, saw Salah who said that I heard from the rosary surround from my
grandfather, who said leave the doubtful for that which is not off, leave the doubtful for the
search. Now, we have the whole of the eighth rasa the slabs, masala we have the role of Allah. You
want to ignore all that and you want to follow the advice of whoever is giving you this advice. May
Allah have mercy on you.
		

			I cannot say anything more.
		

			Salah Allah will carry you around he was named around to go
		

			it