Ismail Kamdar – Islamic Self Help Hadith 2 – Earning Your Own

Ismail Kamdar

This is part two of a Radio Series on Islamic Self Help Hadiths, based on the free eBook ’10 Self Help Tips from 10 Authentic Hadiths’ – available here: http://payhip.com/b/RYyW

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The Hadith in Islamic language is a fundamental misership against begging for money and being independent of others. The importance of earning higher income and not begging for the same amount of money as others is emphasized. The importance of working hard to build sources of income and purchasing what one wants and needs is also emphasized. The importance of balancing wealth ownership and accountability, finding ways to save money, and finding the best of oneself is emphasized.

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			Living Islam join Malala is small Kanda every Tuesday 9:15pm to 10:15pm on living Islam only on
Radio
		
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			105 point six FM
		
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			is what I have to say.
		
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			He said she said the whole day.
		
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			Salam alaykum warahmatullahi wabarakatuh you listening to radio Lancer on 90.3 FM in Durban area 105
point six FM in the Pietermaritzburg area. It is a Tuesday night between 930 and 10:30pm. And that
means it is time for loving Islam I am your host is mind calm as we go into our second episode for
2016 and for those of y'all who joined us last week, you will remember that we started looking at a
series of Hadees related to personal development buy these are these are taken from my free eBook
1010 self help tips from 10 authentic Hadees and this book is available for free from my website,
Islamic self help calm if you visit the website you will find it there for free along with many
		
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			other books that I am both selling and giving away. And we are following the 10 pieces in that book
and explaining them in details to go into the details of what does Islam actually teach us about
living in this world 100 many of us know the Hadith says and the Quranic verses related to Deen,
related to Islamic Studies related to fake aqeedah. We hear this very often we study this very
often. But what many people don't realize is that there is a lot of advice in the Quran in the
Hadith, related to living our lives in this world, to business to trade, to personal development, to
growth to confidence, there are many traditions and verses of the Quran related to these topics. And
		
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			these are the topics I've been writing about for the past year, in my website in my books, and so
we're going to be looking at these headers over the next nine weeks. Last week we began by looking
at a hadith which we very often study from a fig or aqeedah perspective. And we looked at it from a
goal setting perspective instead. And that is the Hadith in normal Armenia, that every action is
judged by intention we sell from an Akita perspective, this Hadees is a warning against Ria, against
showing up. And it is a emphasis on a class on having sincere intentions in everything that we do.
And from a faith perspective, this Hadees has many implications that for every action we do, we must
		
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			know what is the what is our intention behind whatever we are doing, in order for that action to be
rewarding. But what we spoke about last week was that same hobbies from a goal setting perspective,
there are many of us when we set our goals, we set our goals with only worldly or selfish
intentions, and what this Hadees is teaching us that even when it comes to our worldly goals, even
when it comes to dunya our intentions should be Islamic, our intentions should be pleasing to Allah,
our motives and reasons should be things which Allah subhanho wa Taala is pleased with. So this is
		
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			you know, the the reasoning behind what we are doing. And that is the Hadees that we looked at last
week, the Hadees on intentions. This week, we moving on to Hadees number two in my book, and that is
the Hadees found in Sahih Bukhari related to the importance of earning your own income. And this is
again something that many people are not aware of. There is a hadith in Sahih al Bukhari so it
without a doubt authentic, where the Prophet sallallahu alayhi wa sallam emphasize the virtue and
the importance of Muslims earning their own income. Right now, before I enumerate the Hadees. Let's
do a little bit of background about this Hadees What happened? There was a man in Medina who was
		
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			asking people for money, and he was today we would say he was begging he was asking people for
money. And so he was taught to work and to earn instead and Rasulullah slice them together.
		
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			As an opportunity to teach people a life lesson, a life lesson, one that all of us will follow and
apply inshallah until we leave this world what is that lesson? The Prophet sallallahu alayhi wa
sallam stated,
		
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			by him in whose hand in my life, meaning by Allah, by him in whose hand is my life, it is better for
each and every one of you to take a rope,
		
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			and to cut wood from the forest, and to carry it over his back and sell it as a means of earning his
living, then to ask someone for something and that person may or may not give it to him. Now this
head is the primary place where you will find it and studied is with regards to the effect of
		
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			stealing, or rather the peak of,
		
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			of begging. There are many people, the big and this Heidi's refutation against them. But there's
another side to this Heidi's as well, right, that the Prophet sallallahu alayhi wasallam in this
Hadees he's emphasizing trade is emphasizing earning your own income, he's emphasizing being
independent of the people and not relying on the people for handouts. So let's go Firstly, what is
the general meaning of this Hadees. And
		
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			the general implication of this hadith before we look deeper into this aspect of earning your own
income in Islam, and what Islam teach about it. So the general meaning of this Hadees is that as
Muslims, it is wrong to beg. Now that that's the most basic meaning of this Hadees. This Hadees is
the strongest evidence or one of the strongest evidence that begging is how wrong it is prohibited.
Why is baking prohibited? It is prohibited, because it is in dignified, it is a means of creating
laziness in your life. It is a means of making yourself weak. If you have an entire oma bigger than
the oma becomes weak, the oma becomes helpless, the oma becomes relying on everybody else for help.
		
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			And Allah does not want that of us. Allah wants us to be in charge. Allah wants us to be highly
fertile out of the inherited of this earth. Allah wants us to be the leaders. Allah wants us to be
the hand that gives not the handed receives. And we can't do that. If you're begging. So brothers
and sisters understand that begging is prohibited in Islam. Now, you may think but I don't beg. So
how does this apply to me? Well, baking takes different forms. Right? baking takes different forms.
If you ask someone to lend you 200,000 Rand so that you can buy yourself a nice cup. Or even worse,
you asked them to lend you a million Rand so you can buy yourself a million Rand
		
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			that in Islam is really a form of making. Why do you need that million Rand? No, you could do quite
well, you can survive with the 60,000 Anka? Why did you buy it? You bought it because you like it?
Did you buy it to your own money? No, you asked somebody to lend you the money to buy something that
you didn't need that is extravagant. And you are now locked in for the next eight to 10 years,
paying that person back the money for your extravagance.
		
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			Now, I want you to think about that. Is that not begging? When you walk up to someone or a bank,
whoever it is and say, Please give me money to buy a car. He's not begging you or asking someone for
money to buy something. Now it's a necessity, right? Taking a loan in Islam. As long as there's no
Riba involved. There's no interest involved. Taking a loan in Islam is halal. Right. But when it's
not in necessity, you are taking a loan, because you want to be materialistic you want to show off,
you want people to look up to you, or what fancy car you drive, or what fancy house you living, even
though you don't, you don't technically own it, and you can't afford it. That becomes a problem that
		
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			goes against the teachings of Islam. Rather, what Islam teaches us is to work hard to work smart, to
build up your sources of income, and to purchase what you want and need in the hallowee cash. Don't
be enslaved to others, don't be enslaved to the banks, don't be locked in to credit and debt and all
of these things for the rest of your life, no, work hard, unwell, and use that money to to fund your
life and more importantly, to take care of others as well. So the most basic meaning of this Hadees
is that it is prohibited to beg and from the VC as well be careful when it comes to taking loans
that you only take loans which are free from Riba and you only take it with the utmost necessity for
		
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			something that you really need. I mean, if you had to borrow money to buy a second hand car because
don't have a car at all, that is allowed that is acceptable. That is understandable. But if you had
to borrow money to
		
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			You know, to to purchase a very expensive brand new car that is extravagant and is something which
is against the teachings of Islam. Rather, you buy what you can afford, and you build up your money,
and then you buy what you want to cash. You don't borrow other people's money to buy fancy things
just because you want something that is fancy. So the Hadith of the Prophet slowly, some says it is
better for you to chop and sell firewood than to ask someone for something. Right? So let's look in
this context of the prophets on some missing. Why Why is he talking about firewood? Why is he
talking about chopping wood and selling, because that is considered in those days, like one of the
		
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			lowest jobs you could have? People in those days were farmers, they were traders, they were
businessmen. They were teachers, right? They were the doctors. But from all of these different
professions. The most loneliest profession would be the guy who chops the wood and sells it and the
proper supplies everything even that is more noble in the sight of Allah than asking someone for
money.
		
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			So what does that mean? It means it is more noble. Allah loves more that person who is earning a
higher income to no matter how low you think his job is, but it is earning a lot income and
providing for his family from that income. He is more honorable in the sight of Allah than that
person who is spending a lot of money. And he's spending money that he doesn't own. He's asking
people for money, and he's living this lavish lifestyle, but he's owing everybody money. That person
is not honorable in the sight of Allah. So honor in Islam comes from working hard. And this hadith
also teaches us that in Islam, there's no such thing as a lowly job. Because if you are working hard
		
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			to earn halaal money, it doesn't matter what other people think of your profession. Allah is pleased
with you that you chose to work, you chose to work hard, you chose to make a lot of money instead of
choosing too big and to ask other people for money. So there's no such thing in Islam as a low job
rather, any Hello source of income is better than begging. So we need to take a break now. When we
return we'll continue explaining this heading and its relationship to the importance of earning your
own income. So don't go away. We'll be right back after this break, radio.
		
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from three to 3:30pm See you there glenway 90.4 FM a Salaam Alaikum warahmatullahi wabarakatuh you
listening to living Islam on radio silence. I am your host Ismail conda. And we are talking about
the Hadees on the importance of earning a higher income the importance of earning your own money
instead of asking other people to give you money. And yes this Hadees is against begging it's
against asking for loans is against relying on others to provide for you. This Hadees is teaching
you that there's no such thing as a lonely job. Anything you do to earn a higher income, it is
		
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			honorable in the sight of Allah subhanho wa Taala so the Prophet sallallahu alayhi wa sallam stated
by him in whose hands in his my life, it is better for any one of you to take a rope and to cut
firewood from the forest and carry it over his back and sell it as a means of earning his living,
then to ask people for help.
		
00:15:00 --> 00:15:41
			thing as a person may or may not give it to you. And so the Prophet sallallahu alayhi wa sallam in
this Hadees, he's discouraging asking people for money. In fact, he's discouraging asking people for
anything. And he's encouraging business entries. Instead, when we look at the lives of the early
Muslims, this was the lifestyle, they were not the type of people to ask for money, they would feel
very bad to even ask someone for the smallest of things is narrated in amongst the Sahaba, there
were some who were such that even if they were riding on the camel, and they stick or what fell
down, they would rather get off the camel and pick it up themselves, then ask somebody to help them
		
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			with that. Why? Because Islam teaches you not to be dependent on others not to be such that others
provide for you. Rather, that you work hard, you are honorable, you are worthy, you are independent
or interdependent, you are a productive member of society, that you are the hand that gives the not
the hand that receives that you are the one who is doing your best to provide halaal for your family
and not asking others for money instead. And so this is something noble in Islam. And this is again,
something that many people don't realize, Islam is a religion, that encourages trade. It encourages
business, it encourages, you know, building up income. It's not a religion, that's against money.
		
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			It's not a religion, that's against trade. Rather, we know, and we spoke about this many times over
the past year, that from the five fundamentals and Islam came to protect is the preservation of the
private ownership of wealth, that Islam came to protect the religion itself, human life, human
intellect, families, and private ownership of wealth. Every law of Islam fits into one of these five
categories. And so Islam is very strict about the fact that people have the right to wealth
ownership with the condition that they pay zakat, and they help the poor. Now why does Islam put
emphasis on trade and business? because Islam, again, Islam wants us to be people who have, you
		
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			know, dignity and honor people who are helping the poor people who are assisting the community,
people who are playing a role in developing society, Islam, once the Muslim countries will be the
world leaders, because Islam recognizes that those communities that have economic power, they have
political power, and if the Muslims have economic and political power, that dow will be far
stronger. And so my brothers and sisters, we need to get out of this mindset that some people have,
where they believe that Islam encourages begging, and he saw me courage as being poor. That's not
what Islam teaches. Rather, we know from amongst the Sahaba, Abu Bakar, and Omar and Osman, and
		
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			without uploading man even oath and
		
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			our job in the Hadith, and so many others were business people, they businessmen and business woman,
and a well funded this oma this day well funded the dour, their wealth helped the oma develop into a
world leading society. That's where we need to get again. But to get there, we have to change our
mindset. We need to bring our mindset in accordance to this Hadees that it is better for you to do
any sort of halaal work than to ask people for money. And we become a generation, a generation that
asks people rely on their parents, they rely on inheritance, they rely on on bank loans, they rely
on the credit cards, they rely on everything except their own hard work. There are people who are 25
		
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			or 30. And they haven't been able to hold down the proper job, because they're too lazy to do so.
Because they want to rather be dependent on other than earning their own wealth. And then they
wonder, why is the woman in the state that it is because we are lazy. If you're lazy, you're not
going to be given power by Allah, you're not going to be given authority by Allah because you don't
deserve it. Allah is only going to give wealth and give authority and give influence to those people
who work hard to those people who doesn't see up to those people who are going to use it for good.
And sadly amongst us today, there are very few people working in that direction. So understand
		
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			brothers and sisters, that Islam is a religion that encourages business. It encourages treat, it
encourages working, it encourages getting up in the morning, and going out there and earning your
income and knowing that you did everything possible to support your family. After that you put your
tawakkol in Allah tawakkol is not about sitting back and expecting money to fall into your lap. No,
the work goal is about working hard that you get out there and you work hard. And then you leave the
results to Allah subhanho wa Taala that is the workload. So this is something that needs to change
in our minds. They don't open up to this idea that
		
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			Islam as long as your business is halal Islam encourages it. In fact, if your business if you're
doing it with the right intentions, it becomes a bother if you are earning a halal income to provide
for your family, so y'all can do Dawa and you can worship Allah and you can help the poor that
business itself becomes a source of ibadah for you, it becomes a source of of reward for you,
because you are doing it with noble intentions. So, this is the importance of business in Islam. The
next topic that we want to discuss related to this Hadees is what are the basic fundamental
principles related to business in Islam? Like we said Islam encourages trade. Islam encourages
		
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			working hard, Islam encourages us to do our best and to earn halal income. Right. So what are the
basic fundamentals
		
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			or the basic etiquette of Islamic business of business for Muslims? Well, number one, and most
obviously, your business must be halal. This is without doubt, the most important aspect. And I am
very sad to say this but you know, when I look around today when I visit people's businesses, it is
so sad to see people who even though they pray five times a day and to take every other aspect of
Islam seriously, they are selling the wrong things in their shop and they don't seem to care about
it. Understand this president sisters, if your source of income is haram, then whatever you purchase
with it is also Hara.
		
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			And therefore, if you are buying halal meat with her own money, that meat is haram.
		
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			Now I want you to think about this even if you praying five times a day, but if your source of
income is haram, and you are nourishing your wife and children with harmony, and they are being
raised on that harmony,
		
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			Allah is not gonna answer your door. That's number one. Because this is something that's clearly the
Hadees. Allah does not answer to us, of those whose income and wealth and food is haram. Allah does
not answer that to us. So that's number one. Allah is knocking on doors. Number two, will they be
Baraka in your hope? No, they won't. Can you expect your children to become righteous Muslims? Maybe
Maybe not. But 5050 chance but unlikely, because they are being nourished by Haram.
		
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			So understand this in Islam, earning a halal income is a priority. It is right up there with amongst
the fundamentals of our religion, right? It is right up there. After the five pillars of Islam, we
would see that earning income is one of the most important parts of Islam. Even though many people
today do not take you seriously understand brothers and sisters on the Day of Judgment. One of the
first things that Allah will ask you about is your wealth. How did you earn it?
		
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			How did you spend it? I'm not going to ask you these two questions. How did you earn it? How did you
spend it? He's not going to ask you how much did you make? He's not gonna ask to see your bank
balance. He's gonna ask me, how did you own it? How did you spend it? If you're on holiday, and you
spend it, how are you fine. If you're around, you're in big trouble.
		
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			So understand this most presidents This is a very serious issue. And I'm emphasizing this point.
Because in reality, this is a part of our religion, that too many people brush aside, because it is
so easy to make money the wrong way. And because our tawakkol is so weak, we push aside the holiday
and we focus on heroin. And we forget that money comes from a lie. It doesn't come from our
business. If you choose to run a halaal business and several haraam business, not only will you
still make money, but there will be Baraka in that money as well.
		
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			So we need to understand this, we need to have this strong tauheed when it comes to even our
business, that we have this firm belief that Allah is hired or was he he? He is the best of
providers, he's our Razzak. He's the one who provides for us, not our sales from these harmful
items, not our sales from the Haram items. Not from our rebar base stones. This doesn't provide for
you. This is providing for you to handle. That's what he's providing for you. Rather, through halaal
Baraka food sustenance comes from earning a Hello income. So this president says this is something
that all of us need to take seriously, every single man and woman ask yourself right now is my
		
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			money. Hello. And if not, you need to sort it out today. Don't wait till tomorrow sorted out today.
Find a way to shift away from her Armani to halaal money and I guarantee you you will see a change
in your life. You will experience peace you will experience Baraka will experience rewards being
answered because you chose Heyerdahl over her arm even though it was less because of your belief in
Allah subhanho wa Taala This is something every single one of us must do. So we need to take a
		
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			Break now. When we return we'll continue extending this heading on the importance of owning your own
income Don't go away. We'll be right back after this break how quick 105 point six FM it's once
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			Assalamualaikum warahmatullahi wabarakatuh you're listening to Radio valenza this is living Islam
and I'm your host smile calm that we talking about earning in Islam, the Hadith where the Prophet
sallallahu alayhi wa sallam stated that it is better for you to take a rope and to cut wood and to
carry it on your back and to sell it than to ask people for money to be talking about the importance
of business in Islam. Islam is a religion that encourages trade, it encourages business encourages
earning. So we can be independent, we can be people of authority, we can be those who give those who
share those who contribute to society, and not those who big and those who ask and those who rely on
		
00:28:16 --> 00:28:27
			others. So this is a very important part of our religion. Now, before we went for the break, we're
talking about what are the fundamentals in Islam, when it comes to,
		
00:28:28 --> 00:29:07
			to business, and we said number one, and we spoke about this in details, the business must be
allowed. Whatever you choose, as your source of income, it must be halal. And this is something that
we have really, you know, basically people don't even think about it, you know, they just take
whatever job pays the highest salary. They don't think about is this job halal or haram is
displeasing to Allah? Is this money blessed by Allah? You know, Allah asked me to do judgment, how
did I earn my income? I have a good answer. Many people don't think about this. And as a Muslim,
this should be a number one thought that isn't harmful. So for your business to be helpful, there
		
00:29:07 --> 00:29:31
			are a few fundamental principles to keep in mind. Right? And I'm going to mention just five of them
because these are the five most important ways in which people end up you know, earning haram income
through what would have been a halal business, meaning sometimes a business idea in of itself may be
harmful, but the way that you do it the way you carry on with it the way that you
		
00:29:33 --> 00:29:59
			that you completed it ended up including some haram means so what are these things that can make
your your business or your job harder up? Number one, is that for a business to be halal, it must
not be harmful. It does not cause harm to society. And this is why I firmly believe this is my
strict opinion. I firmly believe this, that selling cigarettes is haram. I believe this is selling
cigarettes is wrong.
		
00:30:00 --> 00:30:15
			Why? Because it doesn't bring any good. It only harms people, there's people buying it from you,
you're gonna get cancer from that you're gonna die from that, right? You're gonna get sick to that
the lungs only buggered up from that you are basically
		
00:30:16 --> 00:30:55
			making money off people killing themselves, guess what you're doing. And so therefore, this is
something which I am 100% about, in terms of my personal opinion that I believe that selling
cigarettes is haram because it is harmful is not the only harmful thing you can sell. You know, if
you have faulty magazines in your shop, that's harming people, psychologically, that's harming
managers, that's harming the moral modesty and morality of society. If you're selling things that
assist people in committing Zina, you're harming society. So this is something you need to think
about. Look at the products in your shop, look at the services that you offer people look at the the
		
00:30:55 --> 00:31:20
			business that you work for, is it contributing to society or harming it? And harming Islam is not
just physical harm, like in the case of the cigarette, it's spiritual and moral harm to like in the
case of * materials, and, you know, these kinds of things. So one has to look very
carefully, that what am I doing, if it's beneficial to society, or Hamdulillah, if it's harmful in
any way, you need to change your source of income.
		
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			The second thing to look at the second way in which your business can become Haram is if you are
oppressing anybody, it is any room that is committed to your business. And this is something that
requires some serious introspection. Many people don't think about this. Many people are, you know,
they don't realize when they are oppressing others. So for example, if you overworked and underpaid
your employees, they can be no Baraka from such earnings. Understand that Allah takes the side of
the oppressed. So if you help someone is working for you, pay them well, and treat them well.
Because Allah looks at all of this. So this is another way in which a business which may have been
		
00:32:05 --> 00:32:48
			held up, but it becomes a source of sin for the individual, if they are pressing someone to the
business. This is something that's very serious, do not oppress anybody, not your customers, that
your employees are not anyone at all, your business should be one that is known for justice, that
the people working here should know that if something goes wrong, justice will be done. There is no
favoritism. There's no nepotism. There's no you know, bias involved. It is just and I know this is
hard to do sometimes. But this is the way to earn a lot blessings through justice not to doing
whatever you want. So be wary of oppression, sometimes it comes in the smallest form, you don't even
		
00:32:48 --> 00:33:30
			realize that you've been unjust to someone. For example, if two people applied for a job, and one of
them was very qualified, very experienced, he would have done an excellent job and really turn your
business business around. The other person is your son. And he's got no qualifications, no
experience, and he's lazy, for you to give your standard job and say giving it to the other person
that is unjust, that is an Islamic that is nepotism. That is something which Allah will be upset
with, Allah will be angry with, and at the same time, you're harming your own business. By choosing
the lesser candidate, you're harming your own business, but you're blinded by nepotism, you're
		
00:33:30 --> 00:33:38
			blinded by this love of family. So be aware of this. Sometimes oppression comes in the most subtlest
of ways that we don't even realize.
		
00:33:40 --> 00:33:45
			A third way in which a business can become Haram is if you cheat, if you cheat.
		
00:33:47 --> 00:34:06
			And this, again, is something that many people take lightly. You know, it starts out very young.
When you kids, and you play games, and one guy cheats on the other day, we laughed about this a
joke. But what we don't realize is by doing so, we are building within ourselves, a lifestyle or a
		
00:34:07 --> 00:34:48
			habit of cheating. So it starts off as cheating in games. When you become a bit older, you cheating
in your exams. And when you get even older, you're cheating at work. And this is something that's a
major sin. This is a this is a huge problem in Islam, for Muslims, that if you are earning money in
a way that you are cheating, whether it's lying on your on your CV, whether it's cheating on your
exams to pass that to get your qualifications, whether it's deceiving people how much work you
actually did. All of this is prohibited in Islam. One has to be just one has to feel a loved one has
to hold oneself accountable and do things in the right way. There is no room in Islam for cheating.
		
00:34:48 --> 00:34:51
			And along with cheating, number four is bribery.
		
00:34:52 --> 00:34:59
			Again, very common in our society, bribery and corruption. You know, and the sad thing is many of
the people that
		
00:35:00 --> 00:35:06
			complain about bribery and corruption at the government level. Don't even think twice about bribery
on an individual level.
		
00:35:07 --> 00:35:47
			And remember the purpose of the law, some states that allow will appoint leaders over us that that
we are worthy of meaning that if we adjust people allow, what are the word that society will adjust
leader. But if we are people who are involved with bribery and corruption, then, you know, what else
do you expect from your leaders. And so, as individuals, if we want to see change in society, the
change starts from us, we need to be the ones against bribery, we need to be the ones against
corruption, we have to be the ones against cheating against oppression against harm. If every one of
us does this, then this will have a ripple effect in society. And from amongst us, they will rise up
		
00:35:47 --> 00:35:55
			leaders who have good qualities. So be wary of this of cheating, beware of bribery. Don't get
involved in these things.
		
00:35:57 --> 00:36:06
			Another way in which your business can become Haram is through deception. And there's a hadith about
this, that there was a man in Medina who was selling some
		
00:36:07 --> 00:36:49
			vegetables, and he had hidden underneath the good ones, the bad ones. So people buy from him, they
just see the good ones, and they will just buy right he was actually hiding the bad fruit so that
people wouldn't see it. And he would hope day by day out noticing that he was going off.
Unfortunately, I've seen this with many Muslim businesses in our own community. And what happened
Rasulullah saw I said he walked up to this man, and he exposed what he was doing that underneath the
bed, there was the underneath the good there was the bed. And he stated Manasa police I mean,
whoever deceives us in business is not one of us. This is a very strongly worded Hadees. He didn't
		
00:36:49 --> 00:37:00
			see deception is haraam. He didn't say deception is a minus. And he didn't say deception is a bad
thing. He said, Whoever deceives us is not one of us.
		
00:37:01 --> 00:37:17
			meaning you're not a real Muslim. If you're deceiving people, this is like the most strongest
warning about something being wrong to see that you're not one of us, you know, one of the Muslims
are doing it. It doesn't literally mean you're not a Muslim, but it means it's not something a
believer would ever do
		
00:37:18 --> 00:37:43
			it how many of us do this, we lie we deceive. And I mean, it just to give you an example of where
people deceive and lie without even thinking twice about it. How many people advertising the event
and say that, you know, tickets are running out and you almost sold out and you know, we're running
out of seats. But in reality, they only sold two or three tickets. And they sell this you know, to
create urgency and to get people to buy quickly. Granted, it is deceiving people
		
00:37:44 --> 00:38:10
			deceiving people by saying that tickets are running fast because this is a lie. Right? or How many
times do you hear people deceiving the community with, you know, promises that if you if you do
this, they will do that if you give us this, they will give you that? How many times all businesses
sell shoddy products, promising you that it's a great product, you know, it's gonna do this, it's
gonna do that they know that he's gonna break down one month after the warranty expires. But they
don't care.
		
00:38:11 --> 00:38:15
			They only care about the money and see what happens when you worship money.
		
00:38:16 --> 00:38:55
			So be aware of all of this. These are the very many ways in which a business can become haram
through through harming people through oppression, through cheating, to bribery and through
deception. And if you add number six, one of the most common ones in the Muslim world in the whole
world today. And that is Riba interest which of course it's impossible to escape in 100% in modern
society, that doesn't mean you adopt a defeatist attitude and just jump into it. No, you do whatever
you can to stay away from it. You try your best and Allah forgives the rest. You don't just, you
know, dive into it as everybody else is doing it. So I'm going to do it as well. rebar in Islam is a
		
00:38:55 --> 00:39:34
			major it's right up there with murder and stealing. It's not a small thing. It's a big thing in the
sight of Allah so we've got to do everything in our power to stay away from it as much as possible.
I mean, I you know, Muslims lending money with interest. It scares me shakes me How can someone who
believes in Allah actually charging just this one thing with the banks that charging you they don't
believe in Allah they don't feel but you are Muslim, a believer and you want to charge people rebel
you want to wage war with Allah subhanho wa Taala with destiny with so much money to Allah and stay
away from this completely. So we need to take our final break now. And when we return, we will
		
00:39:34 --> 00:39:46
			conclude with our explanation of this Hadees on the importance of earning your own income in Islam.
Don't go away. We'll be right back after this break, of course. Oh 105 point six FM.
		
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platres for all occasions glenway 19.4 FM Assalamu alaykum warahmatullahi wabarakatuh. You listening
to living Islam on radio and Sir, I am your host, Mike conda. And we are talking about the Hadees on
the virtue of earning your own money.
		
00:42:46 --> 00:43:27
			When the Prophet sallallahu alayhi wa sallam stated by him in whose hand is my life, it is better
for any one of you to take a rope and to cut wood from the forest, and to carry it over his back and
sell it as a means of earning his living than to ask someone for money or for something as a person
may or may not give it to him. It's very important. Heidi's primarily this hadith is a strong
prohibition against begging and asking people for money. You know, and these kinds of this kind of
behavior, relying on others being dependent on others, rather than Hades emphasizing business and
trade. And we spoke, you know, throughout this episode about the importance of earning holiday
		
00:43:27 --> 00:43:53
			money, making sure that your source of income is is not harmful. It's not oppressive. It's not
cheating. It's not deceptive. It's not involved with Riba. There's no involvement in bribery, you
make sure that you're running a clean cut business that is pleasing to Allah. And what I want to
speak about now for the final segment of the program, is just some of the fundamentals of wealth
ownership in Islam. What does Islam actually teach us about wealth ownership.
		
00:43:54 --> 00:44:38
			We know that in Islam, a wealth ownership is not only allowed, but it is actually protected by the
law of religion, that from amongst the five, Findon fundamental, what's called the buryat, the five
necessities of life Islam protects is the ownership of wealth, right? But again, it's not just
allowed. But in Islam, it's allowed with responsibilities, meaning, this is where Islam differs from
capitalism, that in capitalism, you can earn how much money you want, and if he wants to do whatever
you want, but that's not what Islam teaches. Islam says you can earn how much money you want, but it
the more money you earn, the more responsibilities you have towards society. This is the big
		
00:44:38 --> 00:45:00
			difference between the two, that Islam says yes, earn, how much you want and own how much you want
and become a millionaire. All that's fine, but the more you own, the more responsibilities you have
to what society, right the most fundamental of those responsibilities is the aka the 2.5% of your
wealth in property. You need to pay zakat on it and of course, the
		
00:45:00 --> 00:45:40
			More you you own, the more higher your soccer is going to be every year. So this is something that
Islam emphasizes. And it's not just the soccer, as the guy is the fundamental, it's the minimum, the
minimum that you need to be giving back to society is your soccer. Beyond that Islam encourages God
aka intelligence, helping your family in college and helping your neighbors, helping the orphans,
helping the widows helping the poor, helping the Dow helping all of that. So in reality, in Islam,
your wealth is not yours to do whatever you want with it, you can earn it, you can build it up, you
can buy a nice house, you can buy a nice car, at the same time, you have to give back to society,
		
00:45:41 --> 00:46:03
			you have to help others on the way up as well. And so what what this does is it creates an economy
where the wealth is not circulating amongst the rich only that's the last words in the Quran. The
translation was wasn't Allah says in the Quran, when speaking about the purpose of charity, he says,
so that wealth does not circulate amongst the wealthy only. Very powerful.
		
00:46:04 --> 00:46:41
			Right. And, you know, we look at the Western society over the past 100 years, how they've been
struggling to find an economic model that works, you know, communism failed, why by not giving
people weld ownership, so it discourage people from from really having any motivation to work, it
became a failure. And on the other hand, capitalism failed in the sense that he created the 99% and
the 1%. That even got some people only so much money that he just shared a small percentage with the
rest of the world. They could solve world poverty, but because of capitalism, you know, this this,
major unbalancing the world, and so, you know, the West have been struggling to figure out, you
		
00:46:41 --> 00:47:23
			know, how do we create an economic system that brings about balance, Islam brought in 1400 years
ago, and early Muslim society followed it to such an extent that in the early years, in the early
centuries of Islam, Africa was a wealthy continent, those parts of Africa that were ruled by the
Muslims was a wealthy land, and you wouldn't be able to find someone who was able to receive your
soccer because people were so wealthy in that land. How did that happen? Well, today under
capitalism, so many African countries are in poverty is because of the difference between the two
systems. Islam encourages trade, and encourages building your wealth. At the same time, it promotes
		
00:47:23 --> 00:48:07
			giving back to society, and helping others build as well. So what happens, you do business, you
increase in wealth, right, you share as well to somebody else, they use it to do business, they
increase in wealth, they share their wealth to somebody else, that person does business to increase
wealth, what's happening, the entire society is growing, not just you, but you're taking the rest of
society with you. And what happens then is over time, we create over a generation or two, in a city
or a country or area where there is no poverty, where everybody is helping each other out, where
nobody has to beg. Nobody has to steal. Nobody has to ask for money, because the economy is
		
00:48:07 --> 00:48:48
			stimulating itself. This is the most powerful economic system in the world. Allah revealed to us
1400 years ago, yet we Muslims have abandoned it for capitalism. And as a result, our society is in
the state of this today, that we have the ultra wealthy who are only spending lavishly on on
weddings and things which are not going to benefit anyone, and we have the ultra poor, and nobody's
taking care of them. May Allah protect us And forgive us a guy that's back to spending our wealth in
ways that is pleasing to Him. So this is the major issue. Islam allows wealth ownership, but would
it comes responsibility, the responsibility to watch society, if we take that responsibility
		
00:48:48 --> 00:48:54
			seriously, we can provide for society, we can rebuild society, we can make this world a better
place.
		
00:48:55 --> 00:49:32
			Now, the other issues that come with wealth ownership in Islam is accountability. Right? Besides
responsibility, the other is accountability. These are the two things that Islam will hold you
accountable for when it comes to your wealth, that how you earn it and how you spend it to
accountability along with responsibility. Again, it's not just a free for all market like
capitalism, where you can do whatever you want and earn whatever you want and spend it however you
want. No, you are accountable for how you earn it, how you spend it, and you are responsible for
providing for society. So what is mean by being accountable for how you earn it? This means again,
		
00:49:32 --> 00:49:59
			very simply, that your source of income must be halal. So on the Day of Judgment, Allah will ask you
about all of your wealth. How did you get it? You must be able to show that I earned it in a way.
Simple as that. No cheating, no crime. No, no corruption, no deception, no bribery, no oppression,
no haram business motiva Hello income. That's what you're going to be asked about. Right. So that's
the simple enough
		
00:50:00 --> 00:50:41
			Not easy, but it's simple in terms of understanding what is meant by this by the sentence, right?
That you will be asked about how you arrange your wealth. But what's meant by you'll be asked about
how you spend your time that might be a bit unclear to some of our listeners. And what that
basically means is that in Islam, it's not for you to spend your money however you want. Rather, you
need to be balanced in your spending, right? The Quran describes the true Muslims, as those who are
not extravagant, nor they are miserly, but they find a middle part in between. This is a very
important description in the Quran, that the believers when it comes to their wealth, they are not
		
00:50:41 --> 00:51:01
			extravagant. Neither are they miserly, but they find a middle part. Meaning what? In Islam, when you
own money, you are not allowed to have Easter off to be extravagant. At the same time, you're not
allowed to have bottle to be miserly. Rather, you need to be balanced.
		
00:51:02 --> 00:51:07
			This is you save money. You spend someone holdings, you give some to charity.
		
00:51:08 --> 00:51:46
			We know the famous story of a man who would invest one third back into his business, spend one third
on his family and give one third to charity. So this is exactly trying to find that balance between
saving, spending and and serving the community. And this is what Islam teaches that your wealth is
not just all about you, you need to find ways to give back to society, you need to make sure that
you are spending but you're not spending every single cent but you have some savings aside for when
you need it in future, and to help someone else in future to help your own family and your own self
in future. So Islam tells us to have a balanced approach to wealth. Don't Mize and just save
		
00:51:46 --> 00:52:24
			everything. No, be extravagant and just spin everything. But find the middle part that Allah will
ask you on the Day of Judgment. What did you buy? Why did you buy it? This is something serious for
us to consider. Now many people will love this as the most wealthy spend that wealth and things
which are completely horrible. But they go absolutely insane. In purchasing services, which you
know, we can't even speak about on it. Being you know, and these things you'll be answerable to
Allah void, that Allah gave you money. What did you do with it? If you spend it on things, which are
unspeakable things which are haraam gonna be in big trouble.
		
00:52:26 --> 00:53:06
			So brothers, sisters, this is the issue of earning wealth in Islam. It is a major issue. And of
course, when it comes to living Islam, we talking about every aspect of life and today we're talking
about business, right? That our business must be pleasing to Allah subhanho wa Taala business must
be run in a way that is acceptable to Allah subhanho we say that Islam encourages you earn your own
money. Don't Ask Don't beg, don't borrow, but earn work hard. That is what Islamic colleges at the
same time, it must be hard. And there must be moderation in how we spend it.
		
00:53:08 --> 00:53:43
			So this is a very important Hadees it's something that many of us need to consider. If you are
someone who's used to being dependent on others, try to find a way to earn halal income. If you're
someone who's running a business which has haram aspects, you need to reform it and bring it in
keeping with the teachings of Islam. If you are someone who is miserly, you need to learn to spend a
bit more on your family and on society. If you're someone who's extravagant, you need to learn to
savor but these are all different dimensions of how this Hadees affects our lives. Now next week, we
will look at Heidi's number three for my book. And again, for those of you who just joined us, we
		
00:53:43 --> 00:53:46
			are explaining the reasons for my free book
		
00:53:48 --> 00:54:31
			10 self help tips from 10 authentic pieces, which you can get from my website, Islamic self
help.com. If you open the website at the very top of the menu, you will see the tab a free ebook,
you click on that you download it. And you follow along from there. Today we discussed how these
number two, which is the Heidi's on earning your own income. Next week, we will discuss Heidi's
number three from this book. And number three, is focusing on the importance of benefiting society,
that as Muslims is not just about us. It's not just about the individual. It's about society, it's
about giving back to society, it's about benefiting others. So this is something that is very
		
00:54:31 --> 00:55:00
			serious that we need to focus on. And next week we will talk about the Hadith where the Prophet
sallallahu alayhi wa sallam stated that the most beneficial or the best of you are those who are
most beneficial to society. Very powerful Hadees the best of you are those who are most beneficial
to society. And for our company, not the best of you are those who are most beneficial to mankind.
And really this Heidi's The first time I heard it, it really hit me and it became
		
00:55:00 --> 00:55:40
			Hudis around which I based my life and I try my best to live accordingly. Everything we do every
project we run every business opportunity we startup, every radio program, every article we write,
every book we write, we try to make sure everything is beneficial to society. And so I hope you tune
in every aspect of your life from how you run your business to how you deal with your family, to
whatever you do on the sidelines. It's something that's beneficial to society. We will discuss this
Hades in details next week. Our time is up for this week. And again next week we'll talk about how
these three for my book, which is the ideas, a romantic comedy comeliness the best of you are those
		
00:55:40 --> 00:55:54
			of you who are most beneficial to humanity. So that's it for this week is a smile calm the signing
off for Rachel and start with loving Islam. I will see you next week, same time Tuesday night at
9:30pm. For loving Islam to the Hello everyone. Welcome.
		
00:55:55 --> 00:56:01
			Robert alameen wa salam alaikum warahmatullahi wabarakatuh socialists expectation.
		
00:56:02 --> 00:56:02
			This
		
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			is what I have to say.