Hamzah Wald Maqbul – Khutbah Allh Obliterates Usury Increases Charity ICC 2052021
AI: Summary ©
The speakers emphasize the importance of praying and not letting anyone tell them they have been stupid. They stress the importance of learning about Islam and not being influenced by media. The speakers also emphasize the importance of researching actions and taking risks, as well as avoiding mentioning money in public. They emphasize the need to pray and not pay tariffs on Islam.
AI: Summary ©
All praises to Allah
and may his peace and blessings be upon
his servant and messenger.
Our master, Sayyidina Muhammad
May the peace and blessings of Allah be
upon him and upon his noble companions
and upon his pure wives and upon his
Mubarak
and blessed family and progeny,
and upon all of those who follow all
of their way until the day of judgement.
Brothers and sisters, last week we spoke about
the
financial
turmoil in this country
with regards to the stock market,
with regards to short sales,
and trading stock options
and making money
out of nothing.
And how this nothing
is known in our sacred sharia as riba
and how transaction in riba is prohibited for
good reason
for those people who follow guidance.
And we mentioned also
the
saying of wisdom
of the Arabs,
don't look at the destroyed one,
and analyze how destroyed they are.
Rather, look at the one who
achieved success
and analyze how they achieved success.
There's benefit in the latter, there's no benefit
in the former.
Allah ta'ala said in his book,
Indeed, verily,
the person
who purifies
the person who purifies.
Meaning, the person who performs zakat,
literally.
And remembers his Lord and prays.
And Allah subhanahu wa ta'ala mentions in his
book
that riba,
these dummy transactions
of buying money for money at amounts that
I'll give you a $100 for a $150.
It's a dummy transaction. No value is provided
neither to the person nor to the economy
in such transactions.
They are nothing except for a
mode of people
cheating one another.
To wrongfully
and through falsehood, consume one another's wealth.
But Allah subhanahu wa ta'ala mentions in his
book
that the money of riba, it doesn't increase
with Allah ta'ala.
And the money
of zakat, the money of sadaqa, it increases
with Allah Subhanahu Wa Ta'ala.
And this is one of the reasons that
Allah Subhanahu Wa Ta'ala
so often in his book.
The sister
act of worship that's mentioned with the prayer
is what?
The establishment of the prayer and the giving
of zakat.
The establishment of the prayer and the giving
of the zakat.
And it is a sign of mifak.
It is a sign of hypocrisy.
The outward profession of faith, but the inward
reality of kufr. That somebody
would take their salat seriously and not take
their zakat seriously.
That people are ready to fight in this
masjid. In this masjid, people are ready to
fight
about something about the salat.
If the schedule is off, ready to fight.
The imam does something people don't like, ready
to fight. Someone makes noise in the back,
everyone's ready to fight.
But zakat,
complete zoo.
When I say it's a sign of nifaq,
I'm not myself trying to be an orator
who is
making a career for himself through his rhetorical
flourishes.
Look at the history of the ummah.
When the messenger of Allah sallallahu alaihi wa
sallam passed from this world,
what was the first fitna that came on
the heads of the Muslims?
From the Ummah.
That a number of tribes
a number of tribes,
not related to each other nor in
conspiracy with one another, but separately.
Said what?
We will keep praying.
We will still be Muslims.
We will
come to Hajj.
We will worship Allah. We accept the prophet
sallallahu alaihi wa sallam as a nabeem. But
we're not going to pay zakat.
We're not going to pay zakat. We only
used to pray that and pay that when
the prophet sallallahu alaihi wa sallam was alive.
We're not going to pay zakat anymore.
And what did Say?
The one about who the messenger of Allah
salallahu alaihi wa sallam said.
If his iman was put in one scale
pan, and the iman of the rest of
the ummah was put in another scale pan,
his iman would overwhelm it.
The one about whom? The messenger of Allah
Sallallahu Alaihi Wasallam said, If the cover of
the heavens was lifted, meaning you could see
Jannah, and you could see Jahannam, and you
could see all the ahuwal of the hereafter.
And you could see the day of judgement
and the scale pans and the throne, all
of these things from the unseen.
If that happened, Abu Bakr's iman would increase
not one bit. Meaning, he's already maxed out.
He already believes in those things as if
you can see it with his own eyes.
He's already at the Muqam of Musa Hadar.
That Abu Bakr siddiq radiAllahu anhu, what was
his reaction?
To this hypocrisy. What was it?
He said, We'll fight them. Wallahi will fight
them even if the
The
the strap
that is used to tie the sandal, the
thong on the sandal.
Like a shoelace.
If they don't pay that or if they
decrease even that amount. They pay the zakat
but they decrease even that amount from what
they used to give to the messenger of
Allah sallallahu alaihi wa sallam. We will fight
them.
Umrah alaihi wasallam who said to Abu Bakr
Siddiq in the Mashura,
how can you fight a people who say
la ilaha illallah?
Accepting the fact that this was wrong. How
can you find a people who say
Abu Bakr Siddiq
uncharacteristically
chastised him in a very personal way. He
put him in check.
What did he say?
He says, Yeah Umar.
Islam?
Omar, are you were you a tyrant in
Jahiliya, and now you become a coward in
Islam?
He said, Omar said, I Ibn Khattab radiAllahu
anhu from his many from his many virtues
was that he didn't start to
boast and fight back, talk back. Rather he
accepted this was the hap. He accepted that
you know more than me in this matter.
This is the hap.
This is how important this thing is. But
we don't think about it. We don't talk
about it.
To this day, it doesn't cease to amaze
me how many people
believe that the fact that they pay taxes
to the federal government or the state government
or the city government,
that that suffices for them for their zakat
because of some supposed nebulous,
idea of it going to the poor or
to other people.
This
neither is zakat nor was it ever zakat.
It doesn't count for zakat.
The person who doesn't know should know
And the person who knows should tell the
person who doesn't know.
The fact that you pay taxes means nothing
in
the face of zakat.
The law of zakat is something that has
to be learned.
It never ceases to amaze me how many
people
think that zakat is something that you pay
in Ramadan.
You can pay it in Ramadan.
It's possible that you can pay it in
Ramadan.
But that's not the way zakat works.
The way zakat works is what? Is that
the
excess that a person has
from their wealth that they've held on to
in excess of the,
amount of nisab.
The is what?
It's an amount in gold or in silver
and then we make dias. We make analogy
with to an amount of cash that a
person held on to above and beyond their
necessities of the year
for an entire year
That in cash, it's paid 2.5%.
There's another different rate that's levied on crops.
There's a different rate that's levied on livestock.
And
it's not only on cash. Many of us
run businesses.
The
the goods that you keep in your warehouse.
If you have a gas station,
the,
you know, the the products that you have
inside of your gas station. If you run
a clothing store, the clothing that you buy
and sell.
If you sell rings,
the rings that you have, all of them,
there's zakat that has to be paid on
all of them. And the time you pay
them is not necessarily Ramadan. It's the time
that 1 year has
passed with those things in your possession.
The point of this the point of this
khutbah is not necessarily to go over the
fiqh of zakah. It's a long discussion. We
don't have time for it.
The idea that a person can learn everything
about Islam that they need to from
a Khutba
or from coming to Jum'ah is practically ridiculous.
We are obliged to learn all those things
that we are obliged to do.
If you're obliged to pray, you're obliged to
learn how to pray. If you're obliged to
pay Zakat, you're obliged to learn how to
pay Zakat.
Not just make it up on your own
or ask Sheikh Google because Sheikh Google will
lead you to all sorts of frivolity and
nonsense.
If you're married, you're obliged to know what
the fit of marriage is. You can't just
say after, oh, Sheikh Ihima, I divorced my
wife three times. Does it count?
This is not something that's a hypothetical. These
are things literally this particular case, if I
had converted in this very mustard, like more
than 5 times
in my short tenure here.
I wouldn't have mentioned it. We're obliged to
learn these things.
And one more thing that's very important to
remember about zakat is that zakat only goes
to individuals.
Zakat does not go to
institutions.
Zakat does not go to institutions. Zakat going
to institutions
is not only invalid but it's a type
of It's a type of oppression.
Allah Ta'ala says in his book.
He says
meaning what? That the statement about after this
particle is true to the exclusion of other
possibilities.
The money of zakat. The money of
here is used in its specific meaning, meaning
zakat.
That indeed, the money of zakat can only
go to who? The fuqara and the masakin.
The fakir is the person who doesn't have
enough money to get through his
year.
And the miskeen is the person who doesn't
have enough money to get through his day.
There are different levels of poverty.
And the official zakat collector who collects on
behalf of this sovereign Muslim state.
That a portion of the the the collection
can go to that person in order to
run the
system
on
its
own.
And those people who are suffering from difficulty
because of their having nearly or newly accepted
Islam or being near to accepting Islam.
And,
to,
free prisoners,
and to free slaves.
Muslims who are in slavery to free them.
Mean those people who have incurred lawful debts,
and they're drowning in debt in order to
pay their debts off.
And that razi, that razi, that mujahid in
the path of Allah subhanahu wa ta'ala, that
needs
money for his armament or needs money for
his
survival.
And that traveler who is
stranded.
Who is stranded in, in their travel and
unable to get home.
It is a an obligation from Allah. And
this is one of the reasons also that
it's not just for general sadaqah, but it's
particular it's known that this ayah is talking
about zakat because Allah says,
and it's known that the only father the
only father of charity is what is zakat?
And Allah is all knowing and Allah is
all wise.
That all of these 8 categories are all
individuals. None of them are institutions.
We don't pay for electricity bills through zakat.
Zakat is what? Is a way that the
messenger of Allah sallallahu alaihi wa sallam on
the command of Allah ta'ala instructed us to
take those poor who are oppressed.
Those poor on whose backs the wealthy make
their wealth. And even the middle class make
their living.
That the money shouldn't be returned to them
that was taken from them in oppression.
That the rights that were taken from them
in oppression. That if I appear in front
of a judge in a court and I'm
a billionaire, and if I appear in front
of a judge in a court and I
barely have, clean clothes on my back,
The fact that there's going to be 2
different standards of justice,
this is returned to those
categories of
poor. To individuals
cannot go to institutions.
It cannot go to institutions.
And for this reason, in the word zakat
means what? It means purification.
And in the hadith, there's a hadith of
Sahib Bukharim which said na Ali radiAllahu ta'ala
Anhu.
Some of the young men of Banu Hashim
come to him and ask him that can
we get a job as zakat collectors.
Why? Because it's a job and they'll get
paid.
He says to them, he says, look. If
you guys wanna do some work, do some
other work other than this.
Because the zakat money is what?
It's the part of the money which is
impure. It's the part of the money that's
taken through zul. Allah subhanahu wa ta'ala returns
it to the person who
it's taken from through this system of zakat.
And I heard the messenger of Allah sallallahu
alaihi wa sallam, he said that we, Banu
Hashim, the family of the prophet sallallahu alaihi
wa sallam, this money is not correct for
us to use.
It's not correct for us to use. So
can you imagine how
it should be that that money should be
spent on the Masjid?
Can you imagine how it should be that
that money should be spent on institutions?
The reason it's not unworthy for going to
the poor because it's the money of zum,
it's the asaf, it's the dirty part of
money that's taken for zum. The only place
it can go is back to where it
was taken from which is from the poor.
Any institution who tries to eat that money,
all they're doing is wrongfully misappropriating
the right of the poor. On the day
of judgement, Allah subhanahu wa ta'ala in his
book warns.
That it will be melted and branded in
their
foreheads and in their sides. They'll be tortured
with that money.
A person wouldn't like to be branded with
even a penny.
Much less 1,000 of dollars
for those people who don't pay their zakat
or for those people who don't misappropriate or
for those people who misappropriate their zakat.
Brothers and sisters, these are serious issues. I
would not bring these issues up if they
are not actually happening all around us.
We have to take these things seriously. Learn
your zakat. You want to learn it from
me? We'll talk about it. We'll have a
class.
You want to learn it from someone else?
You follow so and so other shaykh, learn
it from the shaykh you follow from.
But know that that zakat is not considered
to be rendered until it is
received in the hand of the poor deserving
recipient.
It cannot be used for institutions. And there
are institutions by the way that that that
now they crow.
They crow.
And say, that we are zakat eligible.
Some of them take the zakat money and
distribute it to the individuals, that's fine.
But any organization that is going to use
it to pay the electricity bill to run
their
air conditioner in the summer and their heater
in the winter. Let
that person know that the unanimous of the
4 Madhavs of the Ahlus Sunnah.
The unanimous
of the fuqaha and the madahir that they
established and really any scholar of the law
of any note, a fit of any note.
Throughout the entire
history of Islam
has said it has to go to individuals
or it has to be collected by the
sovereign Muslim government and then given from them
to
poor individuals that are named particularly in this
ayat and it cannot go to anything else.
There have been those who have tried to
misappropriate the money of Zakat.
Wrongfully and in sin, in evil, by saying
what? Allah Ta'ala says, you can spend it
fee,
This is not how the tasir of the
Quran works.
This is not how the tasir of the
Quran works.
The companions radiAllahu anhu, all of them to
a man. The salaf, the tabireen, taba tabireen,
the imams of firk. All of them.
Understood the word
to mean what? The Mujahid
who is running short on his armaments or
on his food or on his provision.
This is a very normal thing not just
in Islam,
even in, western law to give quarter to
a soldier
in times of war. It's a very normal
thing that you can pay zakats for quartering
a soldier.
Nobody took it in its general meaning.
We do not have the right to make
things up. Otherwise, you can make up all
sorts of things in the in in the
Quran.
You say, well this word maybe it just
means this, it means No. They all understood
it to mean one thing and we understand
it to mean what it what they understood
it to mean. Think about that. Imagine, is
paying for a a, you know, helping out
a poor person or helping out a person
in debt or you know, bailing out a
slave or a prisoner
or helping a traveler get home. Are these
things not
All of them in the general meaning of
an act of piety. They're all acts of
piety. What's the point of mentioning in this
ayah all the other 7 categories?
It completely becomes ridiculous.
The Rasul salallahu alayhi wa sallam says that
a person, you know, even the lukhmah, even
the morsel of food that he raises to
the lips of his wife. Masha'Allah.
Masha'Allah. I mean, inshallah soon for those of
us who are not married yet.
What an elegant and beautiful picture.
That even that considered a salaqa, even that's
considered to be an act of charity. What
does this mean? You can take, your zakat
money and take your wife out to Red
Robins and buy her a burger? Buy her
a
shake?
And to * with the poor?
To * with the suffering? And to *
with the hungry?
Brothers and sisters, this is a severe misguidance.
If we spend that money in our institutions,
what do you think is going to happen?
It's the money of if
it enters into the the masjid or if
it enters into
our institutions. Do you think it's going to
have a good effect?
The only way that that harm can be
canceled out is by letting it return to
those people who have a right on it.
And those people are mentioned explicitly. Those 8
categories are mentioned explicitly in this ayah. Allah
Subhanahu Wa Ta'ala give all of us so
much.
Allah subhanahu wa ta'ala help us to build
a community
and afterward a society
built on justice,
built on the alleviation
of suffering of our brothers and sisters who
are going through difficulty,
built on lifting people up so that if
we succeed, we all succeed together in this
world and in the hereafter. And And if
we have pain that we all have pain
together in this world and the hereafter
rather than the rich enjoying at the expense
of the poor, eating the poor as if
to mock them. Allah subhanahu wa ta'ala give
us