Bilal Philips – Spending For Allah

Bilal Philips
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The speakers discuss the importance of spending one's wealth to build a better life and avoid the loss of their means. They emphasize the need to act on one's wealth to achieve their goals and to share one's activities wisely. The success of Islam is essential for affordability and practical needs, including education for Muslims and rewarding individuals for their efforts. The importance of staying in a house and avoiding negative behavior is also emphasized. The speakers advise against selling houses and investing in them, as it is considered a source of fear and respect.

AI: Summary ©

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			Hello students carry him while and he was happy to send me some neck Eli omitting
		
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			all phrases due to a lot in the last Peace and blessings, comments from my mom wanting to sell them
and and all those who follow the path of righteousness until the last day.
		
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			The topic of today
		
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			was that of spending for the sake of Allah
		
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			Allah advises us
		
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			that we should spend on the wealth
		
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			that He has given us, before it becomes too late for us to do so.
		
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			It is a reminder for us
		
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			that whatever wealth we have, this life
		
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			is a gift from Allah.
		
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			And it is not for us to do with it, as we please
		
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			we will be held to account, we will have to answer for how we have used the world which alive given
us
		
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			a lot of faith in the blind also, that in the wealth of the believers,
		
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			the poor and the needy have a right.
		
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			So, it is an obligation for us,
		
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			over and above the cap,
		
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			which Allah has ordained for us
		
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			to give on a yearly basis,
		
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			a set amount
		
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			over and above that, there is also wealth,
		
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			which we have a duty to give to those who are in need.
		
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			The institution
		
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			outstanding.
		
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			Our sharing is one which a lot has instituted. Because
		
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			it is his destiny that some of us have more than others,
		
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			a lot destined,
		
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			the wealth that we have in this life is
		
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			how much we will earn, how much we'll be able to save,
		
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			how little will have how little we will be able to say it is already desperate.
		
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			So,
		
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			since a lot of depth in this discipline, between
		
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			human beings on the maintenance,
		
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			for balance, that he has also
		
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			been ordain for
		
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			a rights, responsibility, and we have to fulfill for those who have been destined by a law to have
less than us.
		
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			And this is why Allah
		
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			has inspired the Prophet Muhammad SAW
		
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			to inform us that we should look to those who are below those who have left,
		
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			then we have not to look to those above us. And there will always be those above us. Because if we
do so,
		
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			then we will never be satisfied, we will never be content, because there will always be those who
have more than will have a better car will have a prettier wife will have you know a bigger house,
whatever, whatever we have, there are those who have better than us.
		
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			So if we constantly look to them, then we will constantly be in a state of insecurity a state of, of
desire, where we are driven all the time to try to to get what others have. It creates in our
jealousy and this is why
		
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			you know, I'd wander some jealousy thing beware of jealousy, because jealousy destroys good deeds,
like fire destroys woods.
		
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			And the jealousy is is a product of what looking to those of us. This is why the problems are seldom
advise us to look through them, you know, because as the hours goes above us, there are always those
below us no matter how low we get, we will always find somebody who was lower than having less than
we have.
		
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			Because as he went on to explain, when we looked at those below us, it is better to remind us of the
savers that Allah has this mostly stowed upon abundance, because all of us have received savings.
		
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			No matter how
		
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			poor our circumstances may be. We have all been blessed by God.
		
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			And it is a major crime, a major sin to deny the savers of Alon
		
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			the majors
		
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			case,
		
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			law do deny that there is of a loss
		
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			are those who will suffer the calamities of Allah.
		
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			So
		
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			in order for us to recognize
		
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			the famous to fulfill our responsibilities, we then have to spend out of the wealth alive given.
It's not just enough for us to realize and to understand that we have a duty
		
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			to share what we have, that knowledge is useless, unless we act upon it.
		
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			We read it in
		
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			we are in the hospital, we have people speaking about it, read it in books.
		
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			It's not enough for us to read it and say yes, yes, this is true. But then we carry on with our
lives without spending of what we have.
		
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			No matter how little we have, we must spend of it. Otherwise, you will not attain piety, true
righteousness.
		
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			Until we stand, and give of that which we love.
		
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			To spend out of that money that we have grown for attached
		
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			to share a part of the wealth of this world which we have
		
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			spent so much time and effort together. This is how we attain fire. This is how we grow spiritually.
		
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			With regards to our so very important for us to act on these principles. And there are many, many,
many different
		
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			channels through which we can spend our money, then portions of our money for the sake of Allah. So
the amount spoke
		
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			mostly about the building of matches.
		
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			This is one
		
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			which Islam emphasize.
		
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			Thomas rewards for it based on revelation from Allah, that whoever builds a house for the sake of
Allah,
		
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			Allah will build a house similar for him. In fact,
		
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			and this has been the driving force of mass of Muslims, through the centuries to build houses of
worship wherever they are, to pull their money, spend of their wealth to establish a place of
worship.
		
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			And of course, mahanta Solomon said that when a man dies,
		
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			all of his needs are cut off.
		
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			He can do nothing in his life. After that, he has no way to affect the things that are going on in
his life. He enters into the state of Nevada.
		
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			And he remains in that state until the day of judgment.
		
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			However, he can continue to receive what deeds
		
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			he has
		
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			given,
		
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			which continues to reap benefits continues to help others is
		
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			that people come and pray and everybody who benefits from that massive
		
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			reward to be added to that man's scale of good deeds
		
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			or who shared in the building.
		
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			Similarly, if one leaves behind knowledge, which is beneficial,
		
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			one knows of a good book, which is useful to people.
		
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			So he shares in the publication of that book, everyone who reads and benefits from that book, he
received benefits from it also.
		
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			And, finally, the righteous child, who prays for that person also benefits the person, because the
righteous child is a product of his own efforts. He has raised his child in a licensed fashion and
he reached the reward of his efforts.
		
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			So most of them directly, have been driven by these recommendations of Allah and His messenger to
build houses of worship wherever they are.
		
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			However,
		
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			these houses of worship
		
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			the wall behind them is not nearly the structure.
		
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			Beautiful structures, which are not of any benefit to people in the sense that nobody attends it.
		
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			Nobody prays in it
		
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			foger comes in, there's only one or two people
		
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			then
		
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			This is a way
		
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			this is a way
		
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			we spend our money, we have to spend our monies wisely
		
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			the method to build a map just
		
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			based on the actual needs of the community and build along with the masjid
		
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			which will educate Muslims to the need to attend the masjid.
		
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			And this is one of the areas that
		
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			Muslims in various parts of the world who are needy are receiving help
		
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			from different charities etc. But they are suffering from the
		
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			building of the masjid syndrome,
		
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			where people will insist they give money, but this money can only be spent in building a master.
		
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			So you will find you know, I just came back from the Philippines, you'll find areas where you find
so many
		
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			children,
		
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			parents may go to the masjid. Children are going to non Muslim schools. when they graduate, they
will not pray in the masjid.
		
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			So the matches become emptier and emptier with each generation.
		
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			Very important that when we
		
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			use that money, when we spend that money in the charities etc, we have to look to the practical
needs of the community, not just go according to the out there obvious meaning of the statements of
the problems, we have to look practically speaking into the needs of the community. Because the
masjid can be within a small
		
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			space segment of the school can be satisfied for the mastering area. But the education of Muslims
today
		
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			is the greatest myth.
		
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			Muslims need to understand
		
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			what is love is
		
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			what is their duty to Allah
		
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			and to the Muslim community.
		
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			And after having understood that, then
		
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			they will be able to establish
		
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			Masjid
		
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			of the scale that we found in the past the huge machines that were built by earlier generations.
		
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			And when we come to spend money on any given Islamic project, we shouldn't feel that
		
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			the amount that we have to give is so small that it will be not sufficient to complete the project.
So there's no point in giving.
		
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			You know, if all you have to spare in a week, because of the work that you're doing needs of your
family and such as
		
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			you think Korea
		
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			can even buy me a pen. You know,
		
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			you can buy a platter with
		
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			you here, this is too small, it's not going to do anything. You know, the cost of mastery, there's
so many 1000s five we are not, we cannot think in this fashion.
		
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			Because the reward or law could give you for that five reality. Maybe many, many times more than
somebody else will be 1000s of rounds.
		
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			With man may be a millionaire 1000 readouts from him is nothing.
		
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			When you give that five rounds, it's all what you ask. Allah will reward you more, though that money
is so much less than the others individually.
		
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			So we're thinking in terms of the accuracy of the next slide. And Allah rewards according to our
intention, because it is he who just didn't at all, you would have their library out.
		
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			And he just seen that the other man had a spear million rounds. But he's only giving 5000.
		
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			Well, he only gave 5000, you'll get more reward for your five real giving, because all you have,
then he gets for the 5000 all the 50,000 when he had a million spirits
		
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			we should never consider
		
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			that what we have to give is too small or too little too insignificant. It's not going to make a
difference. No.
		
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			It is our intent. And this is what allowed me more. So we make the good intention. And we give what
we
		
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			invited the people
		
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			to strive for the next life
		
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			At least as hard as they strive for the things of this life,
		
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			that people
		
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			if they were just walking around the neighborhood, and he was speaking particularly to Saudis here
who know each other as neighbors, etc, they're
		
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			in a given area where they've been for
		
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			years, whatever, everybody knows everybody, you know if one individual in that neighborhood took it
upon himself, and this is something that we can, those of us who are from other countries, we know,
where their communities where we know each other, we can also apply this principle one was to get a
burning girl to just go from home to home, amongst the communism she knows, and commit
		
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			some money for the sake of Islamic charities.
		
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			This would have a major impact on the efforts of the various charitable organizations here,
		
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			because people are waiting for so and so given as well as the big companies let them
		
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			but it comes right down ultimately, to the individuals.
		
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			And they're rewarded with the individuals who make the efforts. So to gather that money,
		
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			at whatever level they can,
		
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			whatever community they exist,
		
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			remind them
		
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			that
		
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			the lesson of wealth is something which is not lasting.
		
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			We can take it out of this life.
		
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			But even within this life,
		
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			comes and goes.
		
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			The Gulf War
		
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			was a classic example.
		
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			We thought boy, he's coming in Saudi Arabia, who are millionaires yesterday,
		
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			we're coming into Saudi Arabia with only the shots on your back.
		
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			That was instantaneous, and it happens.
		
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			So it's very essential for us to sustain the what we have whilst you can watch me out.
		
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			Because when we spend a bit, then whatever else you have is less
		
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			and less spending.
		
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			It includes
		
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			any form of spending in which we have thought the pleasure of Allah and thought to avoid his wrath.
		
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			For example,
		
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			most of us
		
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			from
		
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			the background of countries that are under
		
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			an Islamic rule,
		
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			and it's almost in my life.
		
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			And the economic order of the day, is one based on interests,
		
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			labor,
		
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			and all of us
		
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			who seek to own homes of our own,
		
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			we are confronted with
		
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			the only option of going to the bank and getting a mortgage to purchase our home.
		
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			Unfortunately, many Muslims I know in America and in England, other places have taken this step and
have purchased their homes.
		
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			They furniture
		
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			justifying it
		
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			was the logic that if we pay rent,
		
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			as we are doing, every year, we pay $1,000 a month for housing very expensive. American English
$1,000 a month for
		
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			one year is $4,000 $24,000.
		
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			Money going all the time going away,
		
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			no return. Whereas if we get this out on a mortgage,
		
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			we're now paying three, four or five times the value of the house when we finally pay it off. At
least we have something in our hands.
		
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			However, much people who read in this fashion are short sighted. They're only looking at
		
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			the mathematics one plus one in this life
		
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			forgetting that a lot of dead
		
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			that he has insurance.
		
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			So that house that we have been building on insurance to mortgages is cursed by a lot
		
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			You live in a house and things happen to you, you wonder why these things happening to
		
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			children have accidents, your family gets sick and all kinds of things happen to you throughout your
life. You wonder why why
		
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			am I suffering and what happens once you are living in it.
		
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			Whereas
		
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			the rent that you pay,
		
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			though it is not coming back to you in this life
		
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			directly.
		
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			You don't seem to have anything to show at the end of the day.
		
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			That money is blessed by Allah.
		
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			Because you have paid that rent to avoid feeling an interest.
		
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			So Allah blesses that money. On the day of judgment, it is added to your airline good, nice.
		
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			The house that you bought is on your scale of evil deeds.
		
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			And this is how the Muslim has to think when he is spending his money. Yes, these can't be short
sighted yes to think
		
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			beyond this, right? Because he knows his life is not all the various he has to reckon there's a
reckoning, he has to
		
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			give an account for what he has done with the wealth that alive.
		
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			So whenever he spends his money, he surprises us most offended in the ways which are pleasing to
Allah, to avoid the things which are displeasing to Allah.
		
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			And
		
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			the Imam quoted a verse from the Quran, one simple feasability la, Latin qu big Camila. Now let's
work them in the way of a lot. So your sounds into disruption with your own hands. Normally the
second part of the word
		
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			in the argument one of the arguments used for against suicide.
		
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			When we
		
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			talk about the issues of smoking cigarettes, for example,
		
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			people raise the question. It allows Muslims to smoke cigarettes.
		
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			When so many people say it's like better if you didn't do it, but it's still a flower.
		
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			You know, we take them back to this verse. When the medical profession has said that smoking
produces cancer and cancer kills. And we take them back to this verse, this was this. Don't throw
yourself into destruction with your own hands off of the other words,
		
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			prohibited in Islam.
		
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			However,
		
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			the meaning of this verse is in regards to spending in the way of Allah.
		
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			Allah says, stand in the way of Allah. And don't throw yourself into destruction with your own
hands.
		
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			By not standing in the way of a loss, you are throwing yourself into disruption with your own hands
		
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			as well as giving you you are committing suicide, you are destroying yourself if you do not stand
out in the way of Allah.
		
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			And then the second part of the
		
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			the Imam also mentioned
		
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			other avenues by which
		
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			money may be spent for the sake of a lot
		
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			of building wealth, building wealth, providing water you will see some of the homes here with
		
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			water fountains, providing food, water etc. Despite of that tradition,
		
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			providing for the wayfarer, you know, things which would make his travel easy, make life easier for
others. So we are encouraging them to do public works, which would benefit
		
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			others.
		
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			And the companions were known to undertake such projects.
		
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			And he quoted a statement on the top
		
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			which is reported by Abdullah and Obama was reported to have said that whoever digs a well.
		
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			A water well.
		
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			That's every
		
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			whether it be of the chin of mankind or the birds, that benefits from it. That individual will
receive everyone
		
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			to
		
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			look at our wealth.
		
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			as being a responsibility which our lives given us, has blessed us with.
		
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			And that responsibility has with its
		
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			blessing as well as obligation to spend,
		
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			we may take pleasure from that which he has given us, but at the same time, we have an obligation to
spend from that which he has given us.
		
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			And that we should seek to use that wealth which he has given us in ways which are pleasing to Him
		
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			the building of masjids
		
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			schools of institutions, which will benefit the Muslim communities,
		
00:25:48 --> 00:25:51
			also in the way of
		
00:25:53 --> 00:26:03
			protecting ourselves and our families, from disobeying a law from falling into sin, we should spend
money in that way.
		
00:26:06 --> 00:26:09
			And we should seek to find
		
00:26:11 --> 00:26:12
			public welfare projects
		
00:26:13 --> 00:26:24
			which would provide for the needy, the travelers etc. And to spend some alone in these areas if we
have the opportunity.
		
00:26:26 --> 00:26:29
			That was basically the topic of the program.
		
00:26:30 --> 00:26:32
			Okay, having said that, are there any
		
00:26:34 --> 00:26:38
			general questions anybody would like to raise concerning the public of the public?
		
00:26:50 --> 00:26:50
			Come back?
		
00:26:52 --> 00:26:55
			Why do you have to have the intention to do so
		
00:26:56 --> 00:27:03
			you have to have the intention to do so and he tries to do so dipolog destinies that you can't do it
well, then that's the under control.
		
00:27:06 --> 00:27:09
			What you can do next year, then it should be done the next year.
		
00:27:10 --> 00:27:15
			You know, if it ends up being only three years after that, you can raise enough money to come back
and do it, then you can
		
00:27:17 --> 00:27:19
			come back in as soon as you can.
		
00:27:33 --> 00:27:33
			meet some people
		
00:27:52 --> 00:27:53
			maybe check next year.
		
00:28:12 --> 00:28:12
			Before
		
00:28:16 --> 00:28:28
			I don't know whether this is another point about his raising, he has read that when they come back
the next year, husband and wife they cannot come back together you cannot come back as a mom.
		
00:28:29 --> 00:28:36
			I don't know this is something we can check to you know, to see the validity of our opinion
		
00:28:37 --> 00:28:39
			just giving you what I
		
00:29:04 --> 00:29:05
			but anyway, you know we can
		
00:29:06 --> 00:29:16
			try to find out you know whether that is also an additional condition, but the people who I spoke
with in I mentioned
		
00:29:28 --> 00:29:37
			before he has done some of the acts of the 10th of may not for the test you have the smoker, you
have the air putting your toe off right. If
		
00:29:38 --> 00:29:41
			he has done two of those.
		
00:29:45 --> 00:29:48
			Then and he in any assets Relations at that point.
		
00:29:49 --> 00:29:59
			There are the different rulings. Then if he has not done any of the two or if he has only done on
some scholars also say if he does one of the
		
00:30:00 --> 00:30:04
			Major that is either the cutting of the slaughter or this
		
00:30:06 --> 00:30:11
			morning is not considered major, but little combined with one of the majors that is sufficient.
		
00:30:12 --> 00:30:17
			If it takes place before that, then is all has lost
		
00:30:18 --> 00:30:32
			he has to complete the art anyway remaining in the crowd complete the ads and the ads to slaughter
an animal for the shin and furthermore, he also have to do the Hajj repeat attached next year
		
00:30:38 --> 00:30:39
			sexual *
		
00:30:42 --> 00:30:46
			but this isn't set specifically for sexual *.
		
00:30:47 --> 00:31:00
			That is another issue. This is the case with what we discussed last week I was given the information
information based on the question raised last week. Now, if it takes place after the first
		
00:31:02 --> 00:31:05
			quarter of this year, then
		
00:31:06 --> 00:31:28
			he may not hatch is not destroyed, he keeps on in her army Mexico, all right, and the hatch, he will
have to do still a smarter for having an additional slot for breaking the hump, but he was in the
lesser state of the crime at that point. So it has, it's still valid.
		
00:31:29 --> 00:31:35
			And this is a case for both the male and the female, even though the male and the female
		
00:31:36 --> 00:31:40
			is still a requirement for both to do the same.
		
00:31:41 --> 00:31:42
			He also pointed out
		
00:31:43 --> 00:31:52
			that it is the position of the Hanafi school benefit person makes it too out of
		
00:31:53 --> 00:31:56
			it doesn't matter what he does afterwards will not make a touch.
		
00:31:58 --> 00:32:01
			So, you have that by itself that is the root
		
00:32:03 --> 00:32:10
			cause of the Hanafi school modern scholars if you have * would you make it out of your out of
boxes, I said
		
00:32:14 --> 00:32:28
			notice them interpret that to mean that if you make it to our product, no matter what you do
afterwards, it is not going to affect the fact you made it out of that and that is enough for your
hunch. Now, that is an opinion out
		
00:32:30 --> 00:32:32
			of all of the
		
00:32:33 --> 00:32:43
			polls otherwise and they they they're This is all from the RV school It is based on the
understanding or interpretation of certain general hobbies may vary.
		
00:32:45 --> 00:32:52
			However, when you go back to see what did this for hava do what is the companions of the zoo, this
issue was raised to them
		
00:32:54 --> 00:33:01
			that the person should have just finished the same role and this is based on the pulling of the
hammer.
		
00:33:04 --> 00:33:13
			So, though you have to have opinions here, but as Muslims, when you research the topic, if you see
that
		
00:33:15 --> 00:33:26
			there is an area of distinct of disputes, you have one opinion and decide one opinion and you find
you know the check could mean this or it could mean that then the next
		
00:33:27 --> 00:33:42
			place that you have to look to find to try to determine is by the complainant, because these
statements are the problems that are more of conveyed to us by His companions. So they have the best
understanding of what it is about our fellow men.
		
00:33:44 --> 00:33:55
			So then if we find that in fact, the companions are leading of titans of rural fashion, then it is
the better choice to choose in accordance with the way of this comeback.
		
00:33:58 --> 00:34:01
			Okay, having said that, there any
		
00:34:03 --> 00:34:07
			general questions anybody would like to raise concerning the topic of the football?
		
00:34:21 --> 00:34:33
			No, the idea is clear enough yet to speak to those below us. But it's in reference to we understand
it to be in reference to the material aspects. That in fact this I mean, this is really because
		
00:34:35 --> 00:34:59
			if we look to those below us, if it were in spiritual matters, then it would not be the rest of the
ideas would not make sense. You know, something that's how that Addison's been understood because it
didn't specify that it whether it was in spiritual matters or whatever that is just said, Look to
those below you do not look those above you because
		
00:35:00 --> 00:35:02
			This is better to remind you of a loss,
		
00:35:03 --> 00:35:07
			blessings upon you. So looking at,
		
00:35:09 --> 00:35:30
			understood that to be in reference specifically to the material. And it's actually in fact that we
should, in terms of spiritual matters, then we look to those above us, we don't look to those below
us because we look to those we know that it will make us lazy. You know, we think I'm praying five
times a day, well, you know, there's somebody who's only, he's only playing one time a day, so maybe
		
00:35:33 --> 00:35:34
			better than him, you know,
		
00:35:36 --> 00:35:41
			those above us those who are doing more, that gives us more incentive to try to thrive.
		
00:35:55 --> 00:35:57
			Daddy says you know what to do.
		
00:35:59 --> 00:36:02
			When you get older, you know, this could include
		
00:36:03 --> 00:36:09
			grandchildren too, you know if it is the grandchild of a
		
00:36:10 --> 00:36:28
			righteous child who was raised by the father, okay, for example, the grandchild was raised by the
Father, the father may not have been by the grandfather, the father may not have traveled the
righteous, but the grandfather, you know, gave input to the child and raise the child helping the
raising the child and the rights of citizenship.
		
00:37:13 --> 00:37:16
			I've never come across it in terms of honey.
		
00:37:18 --> 00:37:18
			It's a
		
00:37:20 --> 00:37:22
			question from which came from the sisters.
		
00:37:23 --> 00:37:25
			is inspirational music,
		
00:37:26 --> 00:37:29
			music about Islam a lot, such as
		
00:37:31 --> 00:37:34
			our songs about Islam and a lot second music harass.
		
00:37:38 --> 00:37:39
			is a question raised
		
00:37:42 --> 00:37:48
			I'm assuming that it has to do with musical instruments, if if a person
		
00:37:50 --> 00:38:19
			uses good words that would be like say poetry or whatever which has to do with sleep, phrasing a lot
cetera, but put it to music by way of musical instruments, then that would turn it into haram
because music produced by musical instruments or any other instruments with which will produce sound
similar to those musical instruments, this is classified as haram by the statement of the problems
		
00:38:20 --> 00:38:22
			concerning the last days in which he said
		
00:38:23 --> 00:38:28
			people Muslims will make halau the wind and stringed instruments.
		
00:38:29 --> 00:38:41
			So, the only form of music we can say, which is acceptable within the Slavic framework, is that
which is produced by the voice
		
00:38:42 --> 00:38:42
			or
		
00:38:44 --> 00:39:09
			instruments by the way of the dust. That is the sort of like a tambourine without any bells and
whistles. Well, the synthesizer said, the synthesizer, if it imitates the sound of the wind and
stringed instruments, then it is just as hard because the principle is, what is produced, not
specifically the instrument which produces it.
		
00:39:10 --> 00:39:12
			It is effects of what is produced on people.
		
00:39:14 --> 00:39:19
			I mean, in taking people away from a lie occupying their hearts with the
		
00:39:21 --> 00:39:22
			status.
		
00:39:41 --> 00:39:59
			Yeah, I mean, you have a variety of other additional opinions. I didn't want to get into each and
every one of them, you know, as to what circumstances some limited to some specific circumstances.
You know, others allow us in general circumstances, but the thing was everybody agrees on is that
		
00:40:01 --> 00:40:02
			The voice and the duck.
		
00:40:03 --> 00:40:08
			And the voice of the female if the female is above puberty is also not a
		
00:40:14 --> 00:40:18
			question I for houses sold to do away with Reba
		
00:40:22 --> 00:40:24
			is the money from that sale.
		
00:40:27 --> 00:40:28
			But it depends
		
00:40:30 --> 00:40:31
			if a person
		
00:40:33 --> 00:40:35
			engaged in the purchase of a home
		
00:40:37 --> 00:40:39
			knowing full well that what they were doing was Haram.
		
00:40:43 --> 00:40:52
			And then at one point decided that they wanted to rectify, then what is used to them is only the
capital,
		
00:40:54 --> 00:40:56
			whatever they have actually put in
		
00:40:57 --> 00:41:14
			any additional monies which would come from the sale of the house would not be there, right. But if
a person, for example, was a non Muslim, they bought this home prior, and after becoming a Muslim.
Now, to get himself out of this, this is a different situation,
		
00:41:25 --> 00:41:27
			for the most part is haram.
		
00:41:28 --> 00:41:30
			Because of how,
		
00:41:32 --> 00:41:43
			by a means by which it is done, I wouldn't say insurance as a whole is around because it is possible
to set up Islamic institutions, which can ensure
		
00:41:45 --> 00:41:47
			in a fashion which is held up.
		
00:41:48 --> 00:41:55
			So it's not just it's not just the principle of insurance, but how insurance takes place in western
insurance schemes.
		
00:41:57 --> 00:42:08
			So if you're asking about what happens in the West, then we would say it is haram. And it is only in
exceptional cases, for example, where you want to set up a school.
		
00:42:10 --> 00:42:16
			And the state law is that any school must have fire insurance.
		
00:42:17 --> 00:42:31
			Now, because you're under a state of an Islamic law, this school is a necessity for the community
for the propagation of Islam and establishment of Islam, then under such circumstances, you may say
that fire insurance
		
00:42:32 --> 00:42:39
			for your car means of transportation for you to get a mouse to do what you have to do. You must have
a car in some states, some
		
00:42:40 --> 00:42:46
			countries, it is an obligate you're obliged to take out insurance. Otherwise, you cannot sell the
car legally.
		
00:42:47 --> 00:42:54
			No circumstances where you have no other option, then you are for those basic necessities.
		
00:43:02 --> 00:43:03
			Well, I don't know.
		
00:43:04 --> 00:43:06
			I don't know that that's the case.
		
00:43:08 --> 00:43:09
			Because it's important
		
00:43:11 --> 00:43:30
			to cover the mortgage. Right? In other words, in other words, if you get into a real bad situation,
yes, you do it. But if you're buying a house outright, you're not. You're not obliged to Yes. So
it's really just compounding your own situation, if you already got into a situation, there are
other neurons, which tend to come along with it. Yes.
		
00:43:40 --> 00:43:46
			They outlined some Islamic organizations to help him Muslim financial cards as
		
00:43:52 --> 00:43:59
			you know, there are more than one organization has seen ads for them in different Islamic journals.
		
00:44:03 --> 00:44:04
			A person is a Muslim,
		
00:44:05 --> 00:44:12
			but doesn't fully understand or maybe even has no knowledge or have a little knowledge of the
		
00:44:13 --> 00:44:17
			entity have been involved in consuming ribbon.
		
00:44:18 --> 00:44:19
			And they purchased the house.
		
00:44:22 --> 00:44:45
			But they purchased it without this whole knowledge. Okay. And as time goes on, they acquire the
knowledge that what they had done at an early experience was incorrect. And he said they have about
a year or so left to make their mortgage payments on the house. If that person or that family
decides to finish their payments for the house, Is that wrong? Or is the wrong? What's the degree if
there's such a thing as a degree was
		
00:44:47 --> 00:44:50
			when there was a lack of knowledge involved in what was done.
		
00:44:53 --> 00:44:56
			Now we're getting into hypothetical circumstances.
		
00:44:57 --> 00:44:59
			hypothetical ethical in the sense that
		
00:45:02 --> 00:45:08
			If a person knew it was Haram, but didn't know which degree it was Haram.
		
00:45:09 --> 00:45:30
			See now, it's very difficult for one to put a ruling on that, you know, to what degree was the
knowledge of haram to determine the degree of haram and radicalize? The hypothetical, investing is
not real in the sense of people do it. But it is this becomes something which no one cannot measure.
I mean, if you knew it was around, then you knew it was how long?
		
00:45:31 --> 00:45:35
			If it was once you decide, well, listen, if it's haram enough, I need to get out now.
		
00:45:37 --> 00:45:42
			You know, to say, Well, I'm just going to finish the payments, and that's going to cover it for me,
I don't think that
		
00:45:43 --> 00:45:53
			I don't think that this becomes, you know, a justification for the person to go to Okay, him or her,
you know, keeping that property.
		
00:45:54 --> 00:45:59
			I would say that the best thing for the suppressants having nautical kerravala,
		
00:46:00 --> 00:46:03
			but having finally developed enough faith,
		
00:46:04 --> 00:46:05
			to
		
00:46:07 --> 00:46:13
			be motivated to change the situation. And the best way out, is to sell that house,
		
00:46:14 --> 00:46:23
			get out their principal out of it, and try to invest it in a new stock. I mean, that's the safest
way. I'm sure though, if you walk around,
		
00:46:24 --> 00:46:31
			and you ask, you know, one share or another share or another, you will eventually find somebody who
is a fear of
		
00:46:32 --> 00:46:45
			you will find somebody. So what I'm saying to you what my advice to you is, what is safest? You know
that if you sell it and get out your principal, that is sure. The other one is maybe
		
00:46:47 --> 00:46:54
			maybe when you're dealing with your next life, you know, you don't want to be doing things that are
that may be factored in
		
00:47:09 --> 00:47:11
			letters question having
		
00:47:12 --> 00:47:15
			pointed out that females singing
		
00:47:16 --> 00:47:23
			has been prohibited, actually, there's actual statements of progress and sell them with with regards
to the female boss dresses
		
00:47:26 --> 00:47:30
			whatever the case of female recyclers of the plant,
		
00:47:32 --> 00:47:35
			in public gatherings, where they are both males and females,
		
00:47:38 --> 00:47:39
			some scholars
		
00:47:41 --> 00:47:44
			hold that that public reputation is not allowed.
		
00:47:46 --> 00:47:48
			Because the
		
00:47:51 --> 00:47:55
			reputation of the client actually is a form of singing.
		
00:47:57 --> 00:47:57
			And
		
00:47:59 --> 00:48:01
			whoever does not sing the plan does not
		
00:48:04 --> 00:48:09
			mean a point it doesn't mean that it is thinking that
		
00:48:10 --> 00:48:23
			you're are the extreme senses that we know of singing, but it meaning that you recite the karate in
the musical voice it is a form of song. So on the basis of that
		
00:48:24 --> 00:48:30
			the female reputation should only be done you know, amongst other females
		
00:48:32 --> 00:48:33
			whereas other scholars
		
00:48:35 --> 00:48:42
			hold that it is not considered of the singing, which is prohibited. And
		
00:48:43 --> 00:48:46
			personally I think the safest one is to avoid it.
		
00:48:48 --> 00:48:49
			Because the
		
00:48:50 --> 00:48:52
			six was being singing and
		
00:48:54 --> 00:49:01
			especially in the reputations of the bar and you know, which are popular now, you know, I'm the
bosses in
		
00:49:03 --> 00:49:05
			which you know, which gets very intense
		
00:49:08 --> 00:49:10
			that the difference becomes very slight.
		
00:49:22 --> 00:49:26
			Because if it's wrong women singing Islamic songs, is not allowed
		
00:49:27 --> 00:49:36
			for men to listen to. If it was made a tape and is provided for women, then that's another
situation. But for men to listen to it actually, it is