Abdur Rahman ibn Yusuf Mangera – Simplified Zakat Guidance You Must Intend for Zakat to be Valid
AI: Summary ©
The speaker discusses the issue of giving money to charity and how it is not allowed to be given to individuals. They suggest giving money to individuals as a means of protection and avoiding giving money to individuals as a means of liability. The speaker also mentions a problem with giving money to charity in a different way.
AI: Summary ©
Bismillah R Rahman r Rahim. The issue of zakat I want to cover
today is regarding intention. When you give zakat to differentiate it
from any other giving, you have to have the Express intention that
it's for the cat and not for something else because the cat is
a worship. And there are other worships in terms of giving money.
So you can give optional charity, the God is an obligatory charity.
And that's the way that's why I call it sadaqa. Why Jeeva as well,
the wajib sadaqa. So the word sadaqa itself just means a
charity. And Zakat is a type of charity. So where there's an
optional charity, and there's a wedge of charity, sometimes you
have to make a distinction because the recipients of the obligatory
charity are generally the poor. That's why the intention has to be
made. So let's just say that I gave somebody a loan a poor person
alone. I can't just then say, okay, that's zakat that I can't
turn that into zakat, right. I if I wanted it to be zakat, I should
have made that intention when giving it to him that teaches us
something else, that when giving zakat, the recipient doesn't have
to be told it Sukkot it can be given in the guise of sadaqa. It
can be given in the case of a loan, right but your intention is
zakat. And then after that once they take it as a loan, then you
say you don't have to pay me back, forget it. But they don't have to
know zakat as it will be a valid zakat. It will be a valid zakat
payment as long as they are
entitled to zakat. So you can give it to him as a gift, as a charity
or as a loan. You don't have to tell them I know there's some
people very particularly say like we're not going to accept zakat
money. So maybe just for that sensitivity, you don't give it to
such people. But otherwise, you don't have to tell somebody, all
your all you have to worry about is that they are genuinely
entitled to zakat, right. And number two, that you make an
intention for God, you can't turn a loan into as a god afterwards,
there is a way to do that, where if you've already given somebody a
loan, they can't pay you back. The way to turn that into as a god
payment is that you actually give them an additional amount of money
and say, this is zakat to you. That's the Zakat, then they use
that money to pay you back. So let's just say somebody owes you
100 pounds, or $100, right? So what you do is you give them $100
As your socket. So now it's gone to a poor person, he was like God
is done. So then he will give you that 100 pounds as the repayment
of his loan and the debt that he had on him. So they can do that.
So there are other ways to to get that done. But you can't just say
I forgive you a loan, and I intend that as a god, that's not allowed,
you would have had to have intended it as a safeguard from
before. Even if you call it as a guide, then that would be okay.
So, some people what they do is they calculate there's a God if
they've got cash money, they calculate, there's a God or even
if they got money in accounts, and they say, Okay, right now 2.5%,
I'm going to separate it right and put it into another account, or
I'm going to separate the cash and put it into a pot or something or
an envelope or whatever. So they made an intention that this is my
zakat, they had an intention when separating it from the rest of
their wealth. Now, when the poor or when there's a donation drive
or there's
a request in the masjid. This year, it's very different. But in
England, pretty much after every prayer in the masjid, there's
somebody collecting. So what you do is you just dip into this bag
or this envelope and you just give them now because you've already
separated this out as zakat with an intention, you no longer have
to have an individual intention of zakat each time. So you could just
then be giving, giving giving as long as he's going to the right,
entitled people that would still be your second payment. So when we
say intention is necessarily for zakat, it should be done at the
time of paying. But in the case where you've already separated
your zakat money out and you've only got exclusive zakat funds
separately, like in a bank account, and then you're just
transferring from there, you don't then have to have a separate
intention again, for that to happen.
And likewise, there is a nother kind of
issue mentioned here that if I give somebody an offer, let's just
say that somebody wanted some money. And I just without thinking
of zakat, I just pulled out 50 pounds, and I gave it to them. And
they're walking down and I think well, I should have just given
that as my zakat. I should have counted that as my zakat Can I do
that, according to many Allamah, as long as that money has not been
spent, so that person is walking down with it, I can tell he's not
spent a year as long as he's still got it, I can change my intention,
just the same as I could call him back and say, give me that money
back. It's bad to do that. But I could technically do that. So I
could change my intention until they haven't spent it according to
many Alama they agree with that as well. Right? That's just if you've
ever have to use this way you've given and then if still got the
money, they haven't spent it and you say hey, I should have just
counted it as my zakat, rather than an optional charity. Then you
can do so you can change that
intention, intention to that, but you just can't do it where you've
given somebody a loan, which is in there, basically it's their
liability. You can't turn that into as a god except, as I said by
doing it in a different way. So hopefully that's clear for you as
salam aleikum wa rahmatullah.