Abdur Rahman ibn Yusuf Mangera – Simplified Zakat Guidance Should Husband’s Pay Zakat for Wife’s Gold
AI: Summary ©
The speakers discuss the liability of Zzik on the owner of an asset and how it is the responsibility of the holder of the asset to pay the Zicht. They also mention the minimal silver threshold and how it is the responsibility of the holder to pay the Zicht. The speakers also mention the views of other people on the matter.
AI: Summary ©
Bismillah R Rahman r Rahim. The issue I want to cover about zakat
today is the importance of understanding that the liability
of Zakat is on the owner of the asset. If somebody has assets
which are theirs, and they are above the Zakat threshold, what we
call the nisab, then it's their responsibility to pay zakat from
for that. Now, sometimes they have assets which are
commodities that that that they don't want to give away from. So
for example, let's just say that somebody's got gold, a woman who's
just got gold. If a woman only has gold, then it's above Denisov
value, but she doesn't have any cash, then, a lot of people are in
this conundrum that where they're going to pay the Zakat from
because they've only got gold, well, the gold is a commodity, the
the gold is valuable, what they really should be doing is, they
should be selling off some of that goal to pay off the Zakat for that
for that that's their responsibility. They don't have to
do that they can borrow the money, right, they can borrow the money
and then pay that on behalf of somebody. I'm hearing that there's
actually many ways who essentially force their husbands to pay it, or
strongly encourage or compel their husbands to pay their zakat every
year. So the husbands are paying the Zakat of their wife's goal
every year. Again, if the husband agrees to do that, there's
absolutely nothing wrong with that, but they can't be compelled.
That's what I want to mention. They can't be compelled to do
that, because it is the responsibility of the asset
holder, which is the wife in that case. And I know it sounds
difficult that sometimes you've got hair loom jewelry, or some
sentimental value, you don't want to sell it, then I guess the other
option would be that you borrow some money, and then you pay off
that. So that's important to understand that you, you you would
pay zakat on the goal now since we're on that discussion, we
mentioned in another session that you would go by the minimal nisab.
The minimal ISAB is the nisab, or the threshold of silver, which is
only about 250 300 pounds. If somebody has gold that's worth
2000 pounds nowadays, where the Zakat quantum is actually 2000 is
about 4000 or four and a half 1000 pound, then that means they don't
have the nisab of gold. But they've got more than the value of
the nisab in silver, if you've only got gold, and you don't have
to pay any zakat, because you don't have the quantum of gold,
you don't going to measure yourself according to silver.
However, if you have that goal, which is less than the threshold,
but you have some cash or any other assets with it that was
accountable, then you'd have to look at the whole thing together.
And if the whole thing together, goes over the silver, the lower
nisab, then you'd have to then pay even on your gold along with your
money. So the only time that you benchmark it, according to the
gold nisab only is when you only have gold and nothing else
together. So again, the liability of the Zakat of the goal is on the
holder of that gold or any other asset, whatever that is, of course
their father, their husband, their brother, somebody else can help
pay for it if they willing, if they're willing to do so. But you
can't oblige anybody to do that. Another thing that I want to
mention as a clarification is that this is according to the Hanafi
view. According to there is another view of some of the other
motherhood that if women are using their jewelry at least once a
year, then they don't have to pay zakat on them.
The Hanafi is looking at it differently. They say that gold
and silver are intrinsically valuable commodities they are
almost like intrinsic currency better than currency. They need to
be in movement. And that's why whether women wear it every day or
not worried at all. There is a cut on it. I just want to mention this
because sometimes online so and you'll hear from someone that
you'll hear a fatwa etc saying that if you wear your jewelry you
don't have to pay a cut that I believe maybe in the humbly and
the Shafi schools so what happens in them in even the women who
don't like to wear jewelry all the time but they have some jewelry
pieces because that once a year, they will basically before there's
a card date or whatever there's like a special day, right that
they will take out their jewelry. I'm not saying all women do that
but some may do that. I've heard of it. Right? That they will take
out the jewelry and they'll put it on that day and they'll wear it
and that will be probably the husband's eat for the husband eat
day for them. Right when the wife wears all our jewelry and that's
just to justify that they're wearing it so that they don't have
to pay Psychiatry at the end of the year. If they're using it. But
in the Hanafi school is very clear whether you use it you don't use
it. You use it every day. You still have to base account on pure
gold and jewelry and pure gold and silver