Abdur Rahman ibn Yusuf Mangera – Miserliness and Stinginess

Abdur Rahman ibn Yusuf Mangera
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The speakers discuss the danger of missile defense, including common chivalry and common chivalry. They stress the importance of avoiding double-stuffing and not spending too much money on things that could damage human health. The speakers also emphasize the importance of moderation and reflective thinking in helping individuals achieve their dreams. They suggest setting a daily budget and giving back money to help others, and emphasize the need for daily spending and healthy habits.

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			Bismillah al Rahman al Rahim Al
hamdu lillahi Hamdan cathedra on
		
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			the human Malala confy Mubarak and
Ali, gamma your head Baba Yaga
		
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			Jalla Jalla who I'm in our was
salatu salam ala say you will have
		
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			even Mustafa SallAllahu taala.
Either you are either early he or
		
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			Safi or Baraka was seldom at the
Sleeman Cathedral on July 18, a
		
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			mother earth, my dear respected
friends.
		
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			I'm gonna be dealing with a topic
today, which is probably hardly
		
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			ever covered independently. But I
think it's important because it's
		
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			something that
		
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			characterizes a human being
positively or negatively.
		
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			What I want to speak about today
is miserliness or stinginess,
		
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			miserliness, some stinginess has
got to do with so many things
		
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			related to us.
		
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			Sadaqa,
		
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			mutual assistance, friendship,
companionship, gifting, giving our
		
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			time charity all of that is
related to this topic.
		
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			And unfortunately, this topic
isn't covered in the we talk about
		
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			fundraising, we talk about virtue
of charity.
		
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			But my silliness and stinginess is
actually the disease.
		
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			It's haram to have miserliness is
haram to have stinginess.
		
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			Just like It's haram to lie, and
to miss a prayer, it's actually
		
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			haram to be stingy. It's one of
the traits of the huts that
		
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			are very serious and critical. So
firstly, we're going to try to
		
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			define it first. What is my sin?
So we're all on the same page.
		
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			What is miserliness? What is
stinginess? And then in sha Allah
		
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			will focus on trying to find a
cure for it from our Quran sunnah
		
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			Allah subhanho wa Taala says,
whether you can show Hanif See he,
		
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			for Allah eco homophily, Hone,
those who have been given or
		
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			protected from negative leanness,
who have been protected from this.
		
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			greed of the the heart, the greed
of the soul of the body of the
		
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			person show,
		
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			then
		
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			such people are truly the
successful ones. In Arabic the
		
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			word for bottle.
		
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			The word for miserliness is bottle
or Ducati
		
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			Ducati IV, or bottle, two words we
got.
		
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			It's a trait which is embedded in
the soul. And its function is to
		
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			hold a person from giving giving
his wealth or time or whatever. In
		
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			situations where spending is
either necessary.
		
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			Either based on Sharia law, it's
necessary or due to ethics of the
		
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			society or chivalry or good social
companionship. So let me define
		
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			that again. This is what you call
miserliness. miserliness is that
		
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			trait, a characteristic in the
soul, which
		
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			stops a person from spending and
with, which basically makes the
		
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			person withhold their time,
effort, wealth,
		
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			and to spend it
		
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			from spending it in where it's
necessary to spend it. Now,
		
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			there's two places where it's
necessary to spend wealth, either
		
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			because the Sharia tells us to
spend it, like for example,
		
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			so the Casa cat, right? Or when
common decency tells us to spend,
		
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			for example, neighbors constantly
giving us something they're
		
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			sending some more SuperCoder
everyday
		
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			and you're just enjoying them and
there's no reciprocation.
		
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			Why not? Why is there no
reciprocation?
		
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			That's something to decide what is
it based on? That's due to common
		
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			decency you know, common chivalry
		
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			Oh, it's like the example a simple
example.
		
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			You're always going out with your
friends to eat
		
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			and they're always paying and you
seem to go to the toilet to wash
		
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			your hands. When the time comes to
pay. You don't even pretend to pay
		
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			you don't even pull out your
wallet to say let me pay let me
		
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			pay
		
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			it's just not even there. Maybe
once it's okay or twice it's okay.
		
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			But every time you are somewhere
else when it comes time to pay
		
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			so in a discussion of money comes
in you slip out somewhere
		
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			To be honest, you know, when it
comes to feeding people, when you
		
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			understand the virtues of feeding
people, I mean, I would say that
		
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			natural by nature, I am maybe a
bit stingy. But when I learned
		
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			some of the virtues of spending,
especially to feed somebody,
		
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			then you want to go and make sure
that your money is the one that's
		
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			used to feed people. It's a big
difference.
		
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			There's a big virtue in spending.
In feeding somebody says one of
		
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			the greatest sadaqa is that you
feed a hungry soul to hungry
		
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			liver.
		
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			Okay, now to move on.
		
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			The most severe type of
miserliness, there's a severe type
		
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			and then of course, there's
lighter types, but the most severe
		
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			type of miserliness is when a
person holds back from spending
		
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			even on themselves.
		
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			That is not they don't have any
money they just stocking up the
		
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			money they're watching the bank
balance grow, but they
		
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			they don't spend even on having
decent clothing. They don't they
		
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			it's not like they're trying to
have clothing like oh my God,
		
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			Allah, one who didn't have money
who refused to have money, and
		
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			what patches on his clothes. This
is just an out of stinginess, they
		
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			want to die with a good big, big
bank balance. There's people like
		
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			that you'd be surprised. They're
not willing to spend.
		
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			And then they will die and
everybody will use that money.
		
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			That's the worst kind where you
can't even spend on your own self.
		
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			This
		
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			the person needs medicine is
unwilling to get medicine
		
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			unwilling to get treatment because
you have to pay for it. Now No,
		
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			generally treatment in this
country is free. But in many
		
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			countries around the world you
have to pay for pay is not willing
		
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			is not willing to go and it's not
talking about a light cold is not
		
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			willing to go to a doctor. So I
know there's a serious problem is
		
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			unwilling.
		
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			That's the worst. This is term
show, like extreme greed of the
		
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			heart. Extreme miserliness. That's
why Allah says that we have is
		
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			protected from the naked leanness
of his soul, then he is the one
		
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			who is truly successful. And Allah
subhanho wa Taala also says, Let's
		
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			not those who prove stingy with
what Allah grants them from His
		
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			bounty
		
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			reckon that such behavior is good
for them.
		
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			But who shall rule let them remain
rather it is bad for them.
		
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			So you don't walk back it will be
here multi Yama.
		
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			He says,
		
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			the evil consequence of their
stinginess shall be cast firmly
		
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			upon them as chains around their
necks on Resurrection Day.
		
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			So don't think that it's good for
you to withhold money.
		
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			Let the pipeline clean itself and
you open up and you start
		
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			spending. The pipeline gets
cleaned, Allah will always I mean,
		
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			tell me is that anybody who spent
on someone who's invited somebody
		
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			over for food, who's fed somebody
in a restaurant, whatever, and
		
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			then felt bad about it.
		
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			This is really strange, but
research shows that by spending,
		
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			you get happy.
		
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			Spending gives you satisfaction,
giving gives you satisfaction more
		
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			than taking.
		
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			It's amazing. This is research
that shows that there's a book
		
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			we're publishing soon, it's called
the thinking Person's Guide to
		
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			happiness by Prince Razi. He
argues the same thing in there he
		
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			makes a distinction between joy,
happiness,
		
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			and a number of other feelings.
And he shows how happiness is
		
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			linked to giving.
		
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			And giving anybody who
continuously gives then in the
		
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			hereafter he will be given as
Allah says Allah and Ramesh Ruth,
		
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			a continuous giving Allah will
give you in the hereafter. But
		
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			that's if you've been continually
giving in this world, whether that
		
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			be with your wealth or your time
or your efforts, and helping
		
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			others to go back to our
discussion.
		
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			It is narrated on the authority of
Abu Bakr, Siddiq, or the hola
		
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			Juan, it's in sunnah telemovie
that the messenger of allah
		
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			sallallahu sallam said the
following people will not enter
		
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			paradise. Right the following
people, a treacherous person,
		
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			right, somebody who's already
stretched you can't trust them.
		
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			Number two, a miser, the stingy
one.
		
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			Why do you think a miser went into
paradise? Not because he's just
		
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			not because he's got the trait of
miserliness, but because he hasn't
		
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			rectified it. He hasn't cured it,
and thus it stopped him from
		
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			paying where he's supposed to pay.
It's made him withhold zakat,
		
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			withhold charity, there are people
dying around him and he did not he
		
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			was not concerned. So people are
born miserly some people. This is
		
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			God given this is a trait from God
that some people
		
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			As my some families are known to
be miserly, right, some tribes are
		
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			known to be miserly.
		
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			Right. And some combs are known to
be very generous.
		
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			I've seen in some people, they're
just extremely generous. And you
		
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			see the father, he's very generous
as well. But sometimes you'll have
		
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			it where the father is very
miserly, the son is very generous.
		
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			It's a natural thing that is
placed in the hearts, that some
		
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			people are just very generous.
Some people are a bit tight or
		
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			miserly. But what is important for
everybody is to work on it, for
		
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			the very generous not to be
swindled and not to spend in the
		
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			wrong and not to be misled. And
for those who are miserly to open
		
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			up their hearts, and to spend and
go against that. That's the
		
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			challenge. That's the individual
challenge. And everybody knows
		
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			about themselves.
		
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			How easy it is, when we walk out
of the machine is somebody
		
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			collecting money.
		
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			Can you easily put in your hand in
your pocket and pull out a tampon
		
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			and just give it in thinking Allah
is gonna give it back to me, I
		
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			know it's 10 pound, but Allah is
gonna give it back to me, he's
		
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			gonna give me a lot back.
		
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			The complex here is that if I'm
miserly, I'm not going to spend, I
		
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			can never see the benefits of
spending, then I will never see
		
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			that money coming back, because I
don't spend, I'm too frightened to
		
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			spend.
		
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			But believe me, you put a hand on
your heart, and you spend, you
		
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			will see that money coming back,
you'll see the bottle COVID that
		
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			will encourage you from spending,
but you're gonna have to take that
		
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			on belief, you're going to have to
take that from other people's
		
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			experiences that that's the case,
otherwise, you will never spend
		
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			because you're just never going to
see the benefit of it coming back
		
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			to you.
		
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			But this is what the media tells
us to do take that risk for the
		
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			sake of Allah, because he knows
it's not a risk.
		
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			It's only a risk in our mind.
		
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			So the first person who's not
going to interpret is the
		
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			treacherous person because his
actions are going to eventually
		
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			lead him to be deprived. Likewise,
a miser and number three, the one
		
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			who gives and then reminds people
about their favors about his
		
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			favor. I did definitely you know,
helping me now.
		
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			I went out of my way to do that. I
mean, sometimes you do if there's
		
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			the person opposite, who you've
done something good for and they
		
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			just don't do that grateful.
Sometimes you do have to remind
		
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			those kinds of people for their
benefit, not for your sake. But if
		
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			you're trying to take undue
benefit from helping somebody
		
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			which you should have done for
Allah, then that is what the
		
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			person is who does men in Arabic
is called man to remind somebody
		
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			of a favor. favors should be done
for Allah and then you should
		
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			forget about them. Whether that
person gives you back or not,
		
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			Allah will give you
		
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			numerous
		
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			verses and a hadith regarding the
blameworthiness of miserliness.
		
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			Right have been transmitted from
the Prophet sallallahu alayhi wa
		
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			sallam and from Allah subhanaw
taala that's why the prophets of
		
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			Allah Islam says In another
Hadith, I'll just mention a few of
		
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			the hadith is another Hadith from
telemovie. That there's two vices,
		
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			two evil traits that can never be
combined together in a believer.
		
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			You can't have a believer who has
too bad these particular two bad
		
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			traits, one is miserliness. Number
two is ill mannered disposition
		
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			by the HELOC and miserliness a
person who's a believer can't have
		
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			both of the might have one of
these, but he cannot have both of
		
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			these things. If he does, that
means his Iman is in severe doubt
		
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			that a person is ill mannered by
the flock and miserliness on top
		
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			of it. You know, there's some
people are very bad manners, but
		
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			they're very generous.
		
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			It kind of helps tolerate them.
		
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			But to be bad mannered and
miserly, yeah Allah that a
		
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			believer can have is this what
you're saying? So to say the
		
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			person is not a believer anymore,
but he's saying that that is not a
		
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			believer. That's not what a
believer should be like.
		
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			The prophets Allah some also said
In another Hadith by Abu Dawood,
		
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			the most despicable traits a man
can possess was characteristics
		
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			are
		
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			restless Nygard, leanness,
		
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			basically miserliness and a person
who is restless, always in haste
		
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			and he's also miserly and number
two debilitating cowardice.
		
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			very extreme level of
cowardliness.
		
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			Not willing to take a brave step
at all.
		
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			Restless Nicholas meaning
miserliness that makes one so avid
		
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			for his wealth or time or energy,
that he becomes restless and
		
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			uneasy at the mere prospect of
giving any of that away, or using
		
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			those things on others. So if
somebody asks you, you like a fish
		
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			out of water,
		
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			you don't even like to be asked.
You may even break your
		
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			relationship with that person.
		
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			for asking you for a donation.
		
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			The state of such a person is so
negative that bishop Abdulhadi
		
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			Hill haffi, one of our great
		
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			ascetics of the past he commented
that just looking at a miser will
		
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			harden the heart.
		
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			They're very bad influence Miserly
people. Now we're going to break
		
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			it down a bit. And we're going to
say whether miserliness is haram
		
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			or mcru. Right? We're going to
give you the exact rulings the
		
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			shape is going to give you the
exact rulings of
		
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			whether miserliness is haram or
just mcru or otherwise. He says
		
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			that if the miserliness entails
contravening the sacred law, then
		
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			it is haram. How would that be
withholding zakat? For example,
		
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			your contravening the laws, the
cat, the cat is wajib. Fourth,
		
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			then that's haram. If it goes
against contravening common
		
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			decency and chivalry, then it is
Mackenzie,
		
00:16:07 --> 00:16:10
			Mackenzie, but you're going to put
a lot of people off, I guess, a
		
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			miser.
		
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			So whoever fulfills the requisites
of the sacred sacred law and the
		
00:16:16 --> 00:16:20
			requisites of chivalry. So you
give zakat and you give sadaqa,
		
00:16:20 --> 00:16:23
			and you spend where you have to
spend with your neighbors and
		
00:16:23 --> 00:16:27
			friends and family. Right?
Everybody gives your children, Ed,
		
00:16:27 --> 00:16:30
			but you don't give to anybody.
Because you say it's a bit of a
		
00:16:32 --> 00:16:34
			justification, but you take it.
		
00:16:35 --> 00:16:38
			Now, if it's a bit out, please,
nobody gives my children Ed
		
00:16:38 --> 00:16:39
			because it's a bit.
		
00:16:40 --> 00:16:43
			It's not a bit I mean, unless you
unless you think it's obligatory,
		
00:16:44 --> 00:16:47
			then it could be a bit, right
because not necessary. It's nice.
		
00:16:47 --> 00:16:51
			That's what people don't. So you
take but you don't give.
		
00:16:54 --> 00:16:57
			When it was your wedding,
everybody gave you you raised 5000
		
00:16:57 --> 00:17:01
			pounds. Because everybody gave you
a wedding gift. When you go to
		
00:17:01 --> 00:17:04
			weddings, you don't give anybody a
gift. Because you think it's not
		
00:17:04 --> 00:17:09
			necessary. But you took everybody
else's. So really fine line
		
00:17:09 --> 00:17:12
			between those. The point is
correct your intention when you do
		
00:17:12 --> 00:17:12
			it.
		
00:17:15 --> 00:17:16
			Do something good for them.
		
00:17:17 --> 00:17:21
			The herd don't to hobble, give
mutually give gifts to one another
		
00:17:21 --> 00:17:25
			and it will create mutual love.
The wording that Allah's Messenger
		
00:17:25 --> 00:17:28
			SallAllahu Sallam uses the herd,
though, which means mutually give
		
00:17:28 --> 00:17:33
			gifts. So if I keep receiving
gifts, then I should give back.
		
00:17:34 --> 00:17:36
			Because that's what the author is
saying you do the same, just give
		
00:17:36 --> 00:17:41
			it he's saying. If you take it
then give it as well. It has to be
		
00:17:41 --> 00:17:43
			a mutual thing. That's how
societies work.
		
00:17:45 --> 00:17:50
			This is basically a building block
of society, how we learn from one
		
00:17:50 --> 00:17:55
			another and develop relationships.
Anybody who fulfills the
		
00:17:55 --> 00:17:59
			requisites of sacred law and the
requisites of chivalry, meaning he
		
00:17:59 --> 00:18:03
			spends where he's supposed to the
suitable to their situation, I
		
00:18:03 --> 00:18:07
			mean, how much you spend, this
depends on the situation, then
		
00:18:07 --> 00:18:11
			that person has absolve themselves
of miserliness requisites of the
		
00:18:11 --> 00:18:14
			sacred law, he's going to go into
detail now, requisites of the
		
00:18:14 --> 00:18:20
			sacred law include zakat, so the
cattle feta which unnecessary and
		
00:18:20 --> 00:18:21
			then they also,
		
00:18:22 --> 00:18:25
			there's also other parts where
Shelia tells you to spend husbands
		
00:18:25 --> 00:18:28
			spending on the wife, parents
spending on children.
		
00:18:29 --> 00:18:32
			And if the parents are
debilitated, and the children who
		
00:18:32 --> 00:18:36
			are working spending on their
parents, right, that's all part of
		
00:18:36 --> 00:18:41
			generosity, a community
organizing, organization, spending
		
00:18:41 --> 00:18:44
			on community efforts that are
necessary.
		
00:18:46 --> 00:18:47
			That's also part of this.
		
00:18:49 --> 00:18:54
			There are machines sitting on
1000s, hundreds of 1000s, massive
		
00:18:54 --> 00:19:01
			portfolios and assets, and they
can't spend. In fact, the idea is
		
00:19:01 --> 00:19:01
			that
		
00:19:03 --> 00:19:08
			we work very hard to make this
money, we must protect it. I tell
		
00:19:08 --> 00:19:11
			them that it's haram for you to
keep that money in your store in
		
00:19:11 --> 00:19:15
			your balance. That money is
people's money to do the work of
		
00:19:15 --> 00:19:19
			Allah with not to store it, not to
just buy extra properties and
		
00:19:19 --> 00:19:22
			generate more income you're not a
business. You're a charity, you're
		
00:19:22 --> 00:19:27
			not a bank, to banks are who are
supposed to hold money for people,
		
00:19:28 --> 00:19:30
			but they use your money and they
make more money for themselves.
		
00:19:32 --> 00:19:34
			This is what some massages are
doing some community you're gonna
		
00:19:34 --> 00:19:37
			get a lot of money but they're not
willing to do they just have the
		
00:19:37 --> 00:19:42
			okay they have good toilets, and
you know, they have a warm place,
		
00:19:42 --> 00:19:44
			but that's it. They don't do
anything more. They don't know how
		
00:19:44 --> 00:19:47
			to do it. And because of that,
they just hold on to the money.
		
00:19:47 --> 00:19:50
			And they don't understand that
this money. If you spend it on
		
00:19:50 --> 00:19:55
			people on for the sake of Allah,
Allah will give you when you need
		
00:19:55 --> 00:19:56
			it.
		
00:19:58 --> 00:19:59
			People don't get that and there's
		
00:20:00 --> 00:20:02
			Other massage it was struggling
but doing so much great work. They
		
00:20:02 --> 00:20:05
			don't have any money they just
about manage, but Allah provides
		
00:20:05 --> 00:20:09
			them records it. So we mentioned
that requisites of chivalry now,
		
00:20:09 --> 00:20:13
			requisites of common decency that
include voluntary charity and
		
00:20:13 --> 00:20:17
			gifts to relatives, neighbors and
friends. That's all part of common
		
00:20:17 --> 00:20:20
			decency to give gifts to
neighbors, friends, and so on.
		
00:20:21 --> 00:20:23
			What is the opposite of
miserliness, then?
		
00:20:24 --> 00:20:26
			To give a good understanding of
maintenance, you have to look at
		
00:20:26 --> 00:20:32
			the opposite. The opposite is
called Jude, or Sahar in Arabic.
		
00:20:32 --> 00:20:36
			These are the two terms Jude and
Zaha which means generosity. How
		
00:20:36 --> 00:20:38
			do you define generosity now,
		
00:20:39 --> 00:20:43
			this is a trait of the self that
leads one to spend wealth above
		
00:20:43 --> 00:20:45
			and beyond what is mandatory,
		
00:20:46 --> 00:20:50
			for the sake of being rewarded, or
to attain the merit of being
		
00:20:50 --> 00:20:55
			generous. Or for the sake of
purifying the soul from the vise
		
00:20:55 --> 00:21:00
			of miserliness. Not for any other
motive. You're not doing it to be
		
00:21:00 --> 00:21:04
			called Good. You're not doing it,
so they will give you back, you're
		
00:21:04 --> 00:21:08
			doing it for one of three things.
This is what you call dude. It's
		
00:21:08 --> 00:21:11
			spending beyond what's necessary.
If I have to give zakat and I
		
00:21:11 --> 00:21:14
			spent the I'm not, I'm not being
generous. I'm being generous if I
		
00:21:14 --> 00:21:15
			give voluntary charity,
		
00:21:16 --> 00:21:21
			right. If I have to spend on my
wife, that's not generosity,
		
00:21:21 --> 00:21:24
			that's just normal spending. But I
have to spend on my children and
		
00:21:24 --> 00:21:27
			their school clothing and
everything and the basic food of
		
00:21:27 --> 00:21:31
			the house. That's not generosity,
generosity, when I go above that,
		
00:21:32 --> 00:21:34
			but what should be my intention,
		
00:21:35 --> 00:21:40
			spending above what is mandatory
to get throw up reward, number
		
00:21:40 --> 00:21:42
			one, number two,
		
00:21:44 --> 00:21:48
			for a person to receive the virtue
of being virtuous.
		
00:21:50 --> 00:21:54
			You know, it says all of the all
of the blessings and virtues that
		
00:21:54 --> 00:21:57
			are mentioned in the Quran, Hadith
about people who spend you want to
		
00:21:57 --> 00:22:01
			attain that you're not focused on
reward, you just want to be I want
		
00:22:01 --> 00:22:02
			to be one of those people.
		
00:22:03 --> 00:22:07
			That's number two. And number
three, you're doing it as a cure
		
00:22:07 --> 00:22:12
			for your miserliness. So you force
yourself to spend because you feel
		
00:22:12 --> 00:22:16
			your ties. These are the three
good ways of spending this is what
		
00:22:16 --> 00:22:20
			you call Jude and Sahar or
generosity. But in all of this,
		
00:22:20 --> 00:22:24
			you have to avoid wastefulness.
There's people who will pay their
		
00:22:24 --> 00:22:25
			children anything.
		
00:22:27 --> 00:22:28
			And then their children stand on
their head.
		
00:22:29 --> 00:22:32
			Because they just keep giving,
giving, giving. They don't. They
		
00:22:32 --> 00:22:36
			think that's good. That's not
good. Everything has to be
		
00:22:36 --> 00:22:39
			moderated. In Sharia, everything
is moderated.
		
00:22:41 --> 00:22:44
			The highest level of generosity
then we talked about the worst
		
00:22:44 --> 00:22:48
			level of negativeness. Now the
highest level of generosity is to
		
00:22:48 --> 00:22:52
			prefer others over oneself, which
has mentioned in the Quran, you've
		
00:22:52 --> 00:22:56
			thrown other unforeseen one, okay,
on the beam Kasasa. One is that
		
00:22:56 --> 00:22:57
			I've got something
		
00:22:59 --> 00:23:03
			and I've got enough for myself and
I give x I give to you as well. So
		
00:23:03 --> 00:23:07
			we both have, the other one is I
only have enough to give you or me
		
00:23:07 --> 00:23:07
			and I give you
		
00:23:09 --> 00:23:13
			that's the highest level of
generosity, only the very few will
		
00:23:13 --> 00:23:17
			be able to do that one. That's
what you call ethos. Namely, to
		
00:23:17 --> 00:23:22
			spend wealth despite needing it.
Allah subhanaw taala says they
		
00:23:22 --> 00:23:25
			prefer others over themselves even
though even if they themselves are
		
00:23:25 --> 00:23:29
			in need. It is narrated on the
authority of Aisha Radi Allahu
		
00:23:29 --> 00:23:32
			Allah the Prophet sallallahu
alayhi wa sallam said, The Willie,
		
00:23:32 --> 00:23:33
			the friend of Allah
		
00:23:35 --> 00:23:39
			is not inclined towards anything
except generosity and a pleasant
		
00:23:39 --> 00:23:43
			personality. total opposite of the
other Hadith, this is related
		
00:23:43 --> 00:23:43
			retable Sheikh,
		
00:23:45 --> 00:23:48
			the way of Allah you can tell that
he's going to be generous, and
		
00:23:48 --> 00:23:49
			he's gonna have very good
character.
		
00:23:51 --> 00:23:54
			That's what you're called a true
believer and a friend of Allah
		
00:23:54 --> 00:23:56
			Allah loves people who give to
others.
		
00:23:58 --> 00:24:02
			What is the cure for miserliness,
by the way? Now he tells us the
		
00:24:02 --> 00:24:08
			cure for miserliness. The cure for
miserliness is a lot of reflection
		
00:24:08 --> 00:24:12
			on the narrations, the Hadith,
that have come regarding its
		
00:24:12 --> 00:24:13
			blameworthiness.
		
00:24:14 --> 00:24:19
			Think of all of those are Hadith,
that tell and the Quran verses
		
00:24:19 --> 00:24:21
			which tell you how bad it is to be
a miser.
		
00:24:23 --> 00:24:28
			In fact, Elijah health, one of the
great literature, scholars of the
		
00:24:28 --> 00:24:31
			past, he wrote a book called kita,
Boo Boo holla,
		
00:24:32 --> 00:24:36
			the book of the Mises, he's got
all the stories of Mises and what
		
00:24:36 --> 00:24:39
			happened to them because of their
miserliness. Somebody's got a
		
00:24:39 --> 00:24:42
			problem, they should read that
book. In fact, it'd be useful for
		
00:24:42 --> 00:24:47
			all of us to benefit from that. So
to look at the verses and the is
		
00:24:47 --> 00:24:52
			the Hadith that tell about the
blameworthiness of miserliness,
		
00:24:52 --> 00:24:57
			and that mentioned the praise
worthiness of generosity and to
		
00:24:57 --> 00:24:59
			think about the immense punishment
that Allah has
		
00:25:00 --> 00:25:05
			threaten for miserliness do I want
that punishment? No. So to keep
		
00:25:05 --> 00:25:08
			reading that and reflecting over
that, that will help to ease that
		
00:25:08 --> 00:25:12
			constraint in the heart will help
to open up the heart and open up
		
00:25:12 --> 00:25:13
			the hands as well.
		
00:25:15 --> 00:25:16
			For indeed,
		
00:25:18 --> 00:25:23
			other beneficial treatments
include reflection on the state of
		
00:25:23 --> 00:25:27
			misers. I mean, everybody must
know a miser, like I'm sure
		
00:25:27 --> 00:25:30
			everybody can think about
unfortunately, everybody can
		
00:25:30 --> 00:25:32
			probably think about somebody they
know who's a bit of a miser.
		
00:25:34 --> 00:25:37
			Now, doesn't that put you off? If
that puts you off, then if we're a
		
00:25:37 --> 00:25:41
			miser as well then shouldn't that
put others off as well? So he's
		
00:25:41 --> 00:25:42
			saying that
		
00:25:44 --> 00:25:48
			reflect over the state of Mises
and your natural disregard for
		
00:25:48 --> 00:25:51
			them, even if you're a miser
yourself, you will hate other
		
00:25:51 --> 00:25:55
			Mises. Even though you're a miser
yourself, you'll hate other Mises
		
00:25:55 --> 00:25:57
			because there's a natural
disregard human beings have.
		
00:25:57 --> 00:26:02
			Nobody loves Mises. And they own
distaste for miserliness, for
		
00:26:02 --> 00:26:06
			indeed, there is no miser except
that he himself hates miserliness
		
00:26:06 --> 00:26:10
			in others, and finds companionship
with some people to be burdensome.
		
00:26:10 --> 00:26:13
			You don't want to go out with
them. No, he doesn't spend, I have
		
00:26:13 --> 00:26:16
			to only spend and if you're
amazing never go with somebody
		
00:26:16 --> 00:26:18
			like that, because there's going
to be a competition of who doesn't
		
00:26:18 --> 00:26:18
			spend.
		
00:26:22 --> 00:26:26
			That is what you caught that is
the cure for it, to focus and
		
00:26:26 --> 00:26:31
			reflect over that and how bad it
is. And then just a few more
		
00:26:31 --> 00:26:32
			points,
		
00:26:33 --> 00:26:37
			preference for others ethos going
back to that point, it applies to
		
00:26:37 --> 00:26:42
			all the blessings and not solely
wealth, right. shocky Coble, he
		
00:26:43 --> 00:26:49
			once asked him Jaffa sodic, about
photo this is, ether is like for
		
00:26:49 --> 00:26:52
			two words in Arabic, right, which
is called spiritual chivalry.
		
00:26:53 --> 00:27:00
			He said that what do you think? If
a person has for to spiritual
		
00:27:00 --> 00:27:01
			chivalry?
		
00:27:02 --> 00:27:05
			What should that entail? What
should that do to a person?
		
00:27:07 --> 00:27:08
			So shocking said
		
00:27:11 --> 00:27:16
			that if we are given blessings, we
are grateful. And if blessings are
		
00:27:16 --> 00:27:20
			held back we prove patient. So if
we've got blessings, if Allah
		
00:27:20 --> 00:27:23
			gives us blessings, then we're
thankful for it. And if we don't
		
00:27:23 --> 00:27:28
			have blessings, and we're in a
tough situation with a patient,
		
00:27:29 --> 00:27:32
			that is what photo he tried to
define for tours that so Jaffa
		
00:27:32 --> 00:27:35
			Sadiq, Rahim Allah, he said
		
00:27:38 --> 00:27:42
			that is how the our dogs in
Medina, how can you call that
		
00:27:42 --> 00:27:46
			photo? Because the dogs if they
get something, they're very
		
00:27:46 --> 00:27:49
			there'll be very grateful to their
master and if they don't get
		
00:27:49 --> 00:27:52
			they're just patient. That's how
dogs are. That's a natural trait
		
00:27:52 --> 00:27:56
			in dogs. He said, the dogs in
Madina Munawwara like that. So how
		
00:27:56 --> 00:27:58
			can you say that's the definition
here?
		
00:28:00 --> 00:28:05
			And then he said so shocky cost Oh
grandson of Allah is missing
		
00:28:05 --> 00:28:07
			because remember him on Jafra
Sadiq is the grandson of value to
		
00:28:07 --> 00:28:11
			the Allah one, right? He's in his
progeny, says Oh, grandson of
		
00:28:11 --> 00:28:14
			Allah's Messenger SallAllahu
sallam. What then is spiritual
		
00:28:14 --> 00:28:17
			chivalry, according to you? How do
you define it?
		
00:28:18 --> 00:28:22
			So he replied, that if we are
given blessings, we're not only
		
00:28:22 --> 00:28:24
			grateful, but we prefer others
over us.
		
00:28:25 --> 00:28:27
			We prefer others over us.
		
00:28:28 --> 00:28:32
			And if blessings are held back,
then we're still grateful. We
		
00:28:32 --> 00:28:35
			don't just tolerate what we're
still grateful for the other times
		
00:28:35 --> 00:28:37
			we have it. That's a higher level.
		
00:28:38 --> 00:28:43
			May Allah give us this bishop or
haffi, Bishop Abdulhadi. Somehow
		
00:28:43 --> 00:28:47
			he was once seen on a freezing day
shivering. And without his winter
		
00:28:48 --> 00:28:51
			coat, or whatever you they used to
say in those days. He was asked,
		
00:28:51 --> 00:28:55
			Oh, I will NASA. People search for
warm clothes on such a day. You
		
00:28:55 --> 00:28:59
			take yours off? Like why aren't
you wearing a coat on this day?
		
00:29:01 --> 00:29:04
			He replied, I thought of the
indigent, I thought of the poor
		
00:29:04 --> 00:29:08
			people and what they are going
through. And I did not have enough
		
00:29:08 --> 00:29:10
			wealth to provide warm clothing to
them.
		
00:29:12 --> 00:29:17
			I don't have enough money to give
them. So I wanted to be with them
		
00:29:17 --> 00:29:21
			in solidarity. As they experience
a bitter winter. I want to
		
00:29:21 --> 00:29:24
			experience the same so at least
they feel like somebody else is
		
00:29:24 --> 00:29:25
			experienced the same thing with
them.
		
00:29:27 --> 00:29:31
			This is Rasulullah Salallahu Salam
millions were coming through his
		
00:29:31 --> 00:29:31
			hands.
		
00:29:33 --> 00:29:37
			But he preferred to remain a poor
person.
		
00:29:38 --> 00:29:42
			Only eating dates and water for
many for long periods of time. So
		
00:29:42 --> 00:29:46
			that even the poorest person in
Madina Munawwara could relate to
		
00:29:46 --> 00:29:50
			him that this is my profit. I
don't have he doesn't have either.
		
00:29:51 --> 00:29:54
			That's what you call the
characteristic of a true leader.
		
00:29:56 --> 00:29:58
			May Allah make us give us those
things?
		
00:30:00 --> 00:30:01
			In fact, what's mentioned is that
		
00:30:06 --> 00:30:08
			you know, when you give to others,
		
00:30:10 --> 00:30:12
			you're going to get the baraka
that Allah is going to repay you.
		
00:30:14 --> 00:30:16
			Allah is going to repay you, when
you give to others, especially if
		
00:30:16 --> 00:30:19
			you need yourself and you give to
others, Allah is gonna give you
		
00:30:19 --> 00:30:22
			many fold in return. But again,
it's just one of those complexes.
		
00:30:23 --> 00:30:26
			If we could experience it,
everybody would give Oh, I'm gonna
		
00:30:26 --> 00:30:27
			get back anyway, let me give it
		
00:30:28 --> 00:30:33
			right. That's how you know these
scam artists, this is how they do
		
00:30:33 --> 00:30:34
			it.
		
00:30:35 --> 00:30:40
			They say this is a wonderful
investment opportunity. And you
		
00:30:40 --> 00:30:43
			give a bit of money 100 pound
first, and within two weeks, he
		
00:30:43 --> 00:30:44
			gives you a return.
		
00:30:45 --> 00:30:48
			So then you give him 500 pounds,
because now you're gonna get
		
00:30:48 --> 00:30:52
			greedy, I've got a return it's
proven now. So for a few cycles,
		
00:30:52 --> 00:30:56
			they give you returns. And then
when he this has happened, I mean,
		
00:30:56 --> 00:30:59
			I can give you three examples in
my mind right now people have done
		
00:30:59 --> 00:31:00
			the same thing.
		
00:31:01 --> 00:31:05
			And you just wait for six months
and huge amount of investment will
		
00:31:05 --> 00:31:08
			be made with this person because
everybody's saying man he's giving
		
00:31:08 --> 00:31:11
			me 10% return in two months
		
00:31:12 --> 00:31:17
			you know, the average is 5% return
is a good 10% in two months, not
		
00:31:17 --> 00:31:20
			5% A year you're gonna Yeah, let
me put money in there as well. I'm
		
00:31:20 --> 00:31:24
			gonna put all my savings in there.
And then the guy goes disappears
		
00:31:25 --> 00:31:27
			I know three cases like this.
		
00:31:28 --> 00:31:31
			Right But there you actually see
it that's why you pay you put the
		
00:31:31 --> 00:31:34
			money in. Allah tells us and His
word should be as good as anything
		
00:31:34 --> 00:31:36
			and he's never going to swindle
us.
		
00:31:37 --> 00:31:41
			My Ukraine doula Cardin Hassan,
for your daughter if a hula, other
		
00:31:41 --> 00:31:42
			alfen kathira.
		
00:31:46 --> 00:31:46
			And
		
00:31:48 --> 00:31:52
			true prophetic generosity, you
know, how was the generosity of
		
00:31:52 --> 00:31:55
			the Prophet sallallahu sallam, it
is not limited to money, but
		
00:31:55 --> 00:31:59
			extends to one time, one's time,
energy and even attention. This is
		
00:31:59 --> 00:32:02
			called generosity of the soul.
There's a lot of people out there
		
00:32:02 --> 00:32:06
			who have no time. And they'll say,
You know what, just take this
		
00:32:06 --> 00:32:06
			money.
		
00:32:08 --> 00:32:12
			Right? They don't have the time.
If you listen to a lot of these
		
00:32:12 --> 00:32:14
			guys that tell us even non Muslim
		
00:32:16 --> 00:32:21
			efficiency trainers that tell you
how to be the most productive CEO
		
00:32:21 --> 00:32:24
			of a company, Simon Sinek, right.
		
00:32:25 --> 00:32:30
			Say that what really matters is
not that you send somebody a gift,
		
00:32:30 --> 00:32:33
			but it's that you give them a
call. It's not that you send
		
00:32:33 --> 00:32:35
			somebody a text message. Or,
		
00:32:36 --> 00:32:43
			you know, when Ramadan began, I
got a ton of WhatsApp pictures. I
		
00:32:43 --> 00:32:45
			ignore every single one of them, I
didn't respond to a single one.
		
00:32:46 --> 00:32:48
			Those are just broadcasts, I don't
care about them.
		
00:32:49 --> 00:32:54
			It's a touch of a button. I don't
care about that. I didn't respond
		
00:32:54 --> 00:32:59
			to a single one of those. But if
somebody sent me a written message
		
00:32:59 --> 00:33:03
			that I saw was not a cookie cut
generic message then I responded
		
00:33:03 --> 00:33:03
			to them.
		
00:33:05 --> 00:33:09
			Because that's just what is that
what are you doing? Is it become
		
00:33:09 --> 00:33:13
			just the press of a button and you
send this nice little video odds,
		
00:33:14 --> 00:33:16
			right that says Eid Mubarak at the
end or Ramadan Mubarak event,
		
00:33:17 --> 00:33:19
			you're filling the inbox up,
		
00:33:20 --> 00:33:22
			send a personal message that's
going to make a difference.
		
00:33:25 --> 00:33:29
			I just sent some messages, a voice
recording and not even a typed I
		
00:33:29 --> 00:33:32
			voice record message and send to
people in other country. Because
		
00:33:32 --> 00:33:35
			when I went to that country that
hosted me, and we haven't had any
		
00:33:35 --> 00:33:39
			communication for a one and a half
years, and I could see they had
		
00:33:39 --> 00:33:42
			really really appreciated it, you
know, for somebody to remember
		
00:33:42 --> 00:33:46
			somebody and then not just write a
few words or whatever, to actually
		
00:33:46 --> 00:33:51
			go and record a voice message make
it as personal as possible. I
		
00:33:51 --> 00:33:53
			think that's what makes the
difference.
		
00:33:54 --> 00:34:00
			So yes, if you send me forwards
for Ramadan Mubarak, don't,
		
00:34:00 --> 00:34:04
			because I just think it's a waste
of time. I don't see any I mean,
		
00:34:04 --> 00:34:06
			you may be genuine, Allah will
reward you for that. But for me, I
		
00:34:06 --> 00:34:08
			just think it's too easy, man.
		
00:34:10 --> 00:34:11
			Maybe that's just my problem. But
I
		
00:34:12 --> 00:34:18
			think there's somebody to think
about. I will say that horas he
		
00:34:18 --> 00:34:19
			notes that
		
00:34:20 --> 00:34:24
			it is not in the nature of a
believer to say no. That is when
		
00:34:24 --> 00:34:26
			being requested for something I
mean, a believer would never say
		
00:34:26 --> 00:34:29
			no, I mean that's not generally
how believers should be when they
		
00:34:29 --> 00:34:31
			got so much trust in Allah and so
on right.
		
00:34:32 --> 00:34:38
			And then Sheikh Mustafa, Allah Roc
he explains that this pertains to
		
00:34:38 --> 00:34:41
			the believer with perfected faith,
since that is the way of Rasul
		
00:34:41 --> 00:34:43
			Allah Saracen to never say no.
		
00:34:44 --> 00:34:47
			So Imam Zakaria on Saudi he says
that the predominant nature of a
		
00:34:47 --> 00:34:52
			believer is that they will never
say no. And
		
00:34:54 --> 00:34:59
			the reason is that when somebody
asks for something, immediately
		
00:34:59 --> 00:35:00
			their focus goes
		
00:35:00 --> 00:35:03
			Isn't Allah that Allah gives me
all of this? This is all given to
		
00:35:03 --> 00:35:06
			me by Allah. Why can I give?
Whereas a person was miserly and
		
00:35:06 --> 00:35:09
			doesn't connect himself to Allah
then isn't this is mine? How can I
		
00:35:09 --> 00:35:10
			give you?
		
00:35:11 --> 00:35:15
			We ask Allah subhana wa Tala to
open up our hearts. This was not a
		
00:35:15 --> 00:35:17
			fundraising talk. I don't think
you've got a fundraising project.
		
00:35:17 --> 00:35:20
			But it would be a nice time to
actually start collecting money, I
		
00:35:20 --> 00:35:23
			think. Right? Because I mean,
that's, that was our discussion.
		
00:35:24 --> 00:35:27
			But I would just say that look, if
we've got a mic, because I'm
		
00:35:27 --> 00:35:32
			telling you from experience, what
helps is, is just to give a huge
		
00:35:32 --> 00:35:36
			amount, that is the best cure for
miserliness. If you're used to
		
00:35:36 --> 00:35:40
			giving five pounds, give 20
pounds, once or twice, you will
		
00:35:40 --> 00:35:44
			find that you will not miss that
20 pounds, you will not miss it.
		
00:35:45 --> 00:35:48
			And just make it that everyday
there's a martial law people come
		
00:35:48 --> 00:35:51
			to collect money every day, I
think nearly after every prayer.
		
00:35:51 --> 00:35:55
			So at least make it a habit. Now,
set some money aside, put it in
		
00:35:55 --> 00:35:57
			your wallet or whatever and
everyday you know, give the 10
		
00:35:57 --> 00:36:01
			pounds, you know, Sunday gonna be
110 pound a day, it's going to be
		
00:36:01 --> 00:36:05
			three 300 pounds in the you know
in for your month. That's not much
		
00:36:05 --> 00:36:08
			money. If you've got that kind of
money. It's not everybody knows if
		
00:36:08 --> 00:36:12
			they've got the money or not
spending in Ramadan, if it's
		
00:36:12 --> 00:36:15
			sadaqa, you're gonna get the
reward of as a cat. If you give us
		
00:36:15 --> 00:36:18
			the cat, you're gonna get 70 times
a reward. It's just a no brainer,
		
00:36:18 --> 00:36:22
			isn't it? And then the fact that
Allah subhanaw taala is going to
		
00:36:22 --> 00:36:24
			give you back and easily and then
psychologically, you're going to
		
00:36:24 --> 00:36:28
			be satisfied because you've helped
somebody. So we ask Allah subhanaw
		
00:36:28 --> 00:36:32
			taala to relieve our miserliness
because the Prophet salallahu
		
00:36:32 --> 00:36:36
			Salam it says in the Hadith and
Shamel that the most most generous
		
00:36:36 --> 00:36:39
			that he was, he was very generous
but even more generous in Ramadan
		
00:36:39 --> 00:36:41
			because he used to meet with
Jibreel it Sundays to read the
		
00:36:41 --> 00:36:44
			Quran to each other used to be
even so in a Quran has been
		
00:36:44 --> 00:36:47
			reciting tarawih and so on, then
that should make us even more
		
00:36:47 --> 00:36:50
			generous working with that one and
hamdulillahi rabbil Alameen
		
00:36:52 --> 00:36:55
			Allahu Mantis, Salam omenka Ceylon
Dorado theater, generativity,
		
00:36:55 --> 00:36:59
			Crom, Allahumma Yahaya younger,
automatic and Esteli Allah who may
		
00:37:00 --> 00:37:05
			either learn to SubhanAllah inocle
nominal body mean? Oh Allah we ask
		
00:37:05 --> 00:37:09
			you for your full of mercy of
Allah your mercy is and
		
00:37:09 --> 00:37:15
			forgiveness is, is showering down.
During this month of Ramadan of
		
00:37:15 --> 00:37:19
			Allah, we ask that you drench us
in this of Allah that you do not
		
00:37:19 --> 00:37:22
			deprive us of this, Oh Allah, we
want the full share of your mercy
		
00:37:22 --> 00:37:27
			and your forgiveness of Allah do
not make us of those who can't see
		
00:37:27 --> 00:37:31
			your blessings and who, thus do
not do anything of Allah grant us
		
00:37:31 --> 00:37:34
			conviction and Iman to such a
degree that we're willing to do
		
00:37:35 --> 00:37:38
			whatever it takes for you. of
Allah grant us love for your
		
00:37:38 --> 00:37:42
			obedience and hatred for your
disobedience of Allah open up our
		
00:37:42 --> 00:37:47
			hearts, to expand and to spend for
whatever is good for your cause.
		
00:37:47 --> 00:37:51
			or Allah allow us to fulfill our
rights both to the Sharia and to
		
00:37:51 --> 00:37:56
			our whoever is owed rights by us.
Oh Allah, if we have anything
		
00:37:56 --> 00:38:01
			outstanding. If we have any debts
to pay, Oh Allah, we ask that you
		
00:38:02 --> 00:38:06
			help us to repay them, or Allah
protect us from debilitating debts
		
00:38:07 --> 00:38:13
			and from anything that overcomes
us in this nature of Allah we ask
		
00:38:13 --> 00:38:16
			for you for ease in this world but
especially ease in the hereafter
		
00:38:16 --> 00:38:19
			make us of those who are
considered generous. Remove the
		
00:38:19 --> 00:38:23
			characteristic of boggle from our
hearts of miserliness. From our
		
00:38:23 --> 00:38:28
			hearts and from our families. Oh
Allah, we ask that You grant us
		
00:38:28 --> 00:38:32
			the ability to do as many good
deeds as possible in all forms,
		
00:38:32 --> 00:38:36
			that in which they exist. Oh Allah
bless all of us during this month
		
00:38:36 --> 00:38:38
			of Ramadan, make this Ramadan
		
00:38:40 --> 00:38:44
			better than any Ramadan before it.
And Allah grant us more closeness
		
00:38:44 --> 00:38:48
			to you than we've ever been
before. But Allah Above all, keep
		
00:38:48 --> 00:38:51
			us close to you and do not let us
drop back to where we were before
		
00:38:51 --> 00:38:56
			the month had started. Oh Allah
except our deeds, and send your
		
00:38:56 --> 00:38:59
			abundant blessings on our
messenger Muhammad sallallahu
		
00:38:59 --> 00:39:03
			alayhi wa sallam Subhan Allah be
carbonized that Yama you'll see
		
00:39:03 --> 00:39:07
			phone? wa salam al mousseline
Alhamdulillah he'll have been
		
00:39:07 --> 00:39:07
			around me