Abdur Rahman ibn Yusuf Mangera – Managing Wealth

Abdur Rahman ibn Yusuf Mangera
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The speakers discuss the challenges of dealing with wealth and the need for people to be aware of their rights. They also emphasize the importance of spending money beyond what is necessary and avoiding advertisements. The speakers stress the importance of finding a good character with others to avoid wasting time and effort, and suggest avoiding spending too much money in certain places where people are not supposed to. They also discuss the concept of money being spent in certain places and the importance of avoiding spending money in certain places.

AI: Summary ©

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			Bismillah al Rahman al Rahim Al
Hamdulillah Al Hamdulillah. He was
		
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			salatu salam ala Sayidina.
Muhammad he was early he also be
		
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			he or Darko seldom at the Sleeman,
Kathy Iran, Ilario Medina, Amma
		
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			Barrett
		
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			is something that we all deal
with, I just want to read
		
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			something that one of the scholars
of Egypt, Sheikh Mustafa sodic
		
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			Rifai wrote in his, in his book,
that, that is about destitution,
		
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			it's about it's called the
destitute, your rights.
		
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			As long as there is matter in this
world,
		
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			for material
		
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			need either real or imagined. So
as long as there is matter in this
		
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			world, or a material need either
real or imagined, there will be
		
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			poverty in the world. As long as
people have desires for which they
		
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			compete, or which they elevate by
means of the rivalries, there will
		
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			be envy. As long as in the unseen,
there are days, and there are
		
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			hopes, and in the physical world,
there is destitution, and there is
		
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			envy, then they will be longing.
So based on that,
		
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			I just want to discuss some
aspects of how we deal with wealth
		
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			and how we're supposed to deal
with wealth. The challenge is
		
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			based on that, I think it's
important to do that, because when
		
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			we're speaking about the rights of
the poor, sometimes we give
		
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			sermons, we give lectures to try
to emotionally create an opening
		
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			in the hearts of people so that
they can be there, they can be
		
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			generous, they can be open
hearted, and they can give for
		
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			that sake. However, if we had a
world in which people would
		
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			constantly give without having to
be asked, then we could probably
		
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			alleviate profit, poverty.
Likewise, if we had a world where
		
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			people were not trying to get more
than necessarily their fair share,
		
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			and they were considerate of
others, and they did not have this
		
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			sense of, of violence towards
other people, because at the end
		
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			of the day, what happens is that
there is religion, but then there
		
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			is human trait, there is human
nature. And that's the problem
		
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			that most of us deal with. Whether
you look at Christians in the
		
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			world, whether you look at Muslims
in the world, whether you look at
		
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			Jews in the world, or any other
religion, any other group, or
		
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			religious adherence in the world,
that's what you'll notice that the
		
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			religion is there, it has certain
teachings, ethical teachings, most
		
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			religions have good ethical
teachings at least. And that is
		
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			something that the major religions
of the world sharing. However, the
		
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			problem is that the human nature
sometimes takes that over, because
		
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			religion is only going to be as
good as how people follow it, and
		
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			what they make of it. So if a
person is not following the
		
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			religion, or group people aren't,
and there's become a communal kind
		
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			of attitude towards something,
because we learn from others more
		
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			than we learn from what they say
we learn from their practice more.
		
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			So one thing is that our religion
could be telling us one thing, but
		
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			what we're going to really achieve
and and assimilate and do and
		
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			practice is generally what we see
others doing. So if we don't see a
		
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			lot of generosity, and we don't
see a lot of compassion around us,
		
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			then that is generally how we're
going to act because we think that
		
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			is the norm. We're humans, very
social creatures. That's us as
		
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			human beings, we're very social
creatures. So when we see somebody
		
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			doing something in a particular
way, that's the way we will
		
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			generally do things, or we will
think we need to do it, because
		
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			that's the probably the easiest
way to do because we're all we do
		
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			a lot of tech lead, we follow. In
many things, there's very few
		
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			people who actually think that's
the problem. There's very few
		
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			people that actually think for
themselves, and just don't do what
		
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			the next person is doing. The next
person buys a new car, well, we
		
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			want a new car as well. The next
person gets such and such a sofa,
		
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			or a new TV or a new system or
something of that nature, then we
		
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			want to do the same thing. She
gets a new bag. So we want a new
		
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			bag, if he gets a new suit, or a
new, whatever it may be, well, we
		
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			want to copy as well. And we get
an idea of doing the same thing.
		
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			If he can do it. If she can do it.
Well, I can do it as well. I'm
		
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			also human being we really emulate
one another a lot. That's why we
		
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			have to understand the
distinctions between a Seraph and
		
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			ducted these are two concepts in
Islam one is called a Seraph,
		
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			which means to be extravagant, to
spend beyond your means to spend
		
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			not beyond your means, but beyond
what's required beyond what's
		
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			required through human decency,
beyond what's required through
		
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			your religious injunctions and
religious directives upon us, and
		
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			the other one is to not spend at
all and not to spend properly. So
		
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			we've got both of these. These are
these are both you can say
		
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			extremes that need to be
understood. So today I'm going to
		
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			speak about this. Essentially,
what we have is let's start with
		
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			the concept of, of Sahar and Jude
in Arabic, which is essentially
		
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			generosity and open heartedness.
Oh,
		
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			Open, open heartedness, open
handedness, where we actually give
		
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			things and spell spend things in
the path of Allah subhanaw taala.
		
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			The way one of the scholars alumna
Hillary who died around the 1950s,
		
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			a cerium scholar he describes
Sahar and Jude he says it's a
		
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			medical term fineness. It's a,
it's faculty within the self of
		
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			the human being. It's a, it's a
trait. It's a human trait, a very
		
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			natural human trait that drew Illa
Bezaleel Mal, which invites the
		
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			person which calls the person and
inspires the person to spend
		
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			wealth, to spend, that what you
have the thing that you consider
		
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			your own the thing that Allah
subhanaw taala has given you,
		
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			whether you realize that Allah has
given it to you or whether you
		
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			think you have attained it for
yourself. So it's to spend from
		
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			that that which we have that we
consider our own czar in an idle
		
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			wajib. One is that we have to
spend to buy our daily bread, I
		
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			have to go down and buy my two
loaves of bread or one loaf of
		
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			bread, I have to go down and buy
this much meat, this much
		
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			vegetables and this one salt and
this much sugar, tea, etc. That is
		
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			what that is the absolute basic
that people buy for themselves.
		
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			But now to spend beyond that to
spend in addition to that, whether
		
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			that be in luxuries or to help
other people, these are the two
		
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			ways that you can spend beyond
what is the necessities necessary
		
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			amount that you spend. So this
amount that you spend beyond
		
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			what's necessary on your spend,
beyond which your normal daily
		
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			life requires you to spend. This
additional amount is spending this
		
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			additional amount is called Sahar
and Jude which means to spend more
		
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			than what's necessary but for the
right reasons, either to gain
		
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			reward linearly thurb Either to
gain reward from Allah subhanaw
		
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			taala I'm spending this Allah is
watching me, he wants me to spend
		
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			Allah subhanaw taala said, all of
the creation is are the bondsman
		
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			of Allah subhanaw taala and the
most beloved to Allah is the one
		
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			who's going to be the most kind
and generous and the one who's
		
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			going to be best in treating most
excellently treating Allah
		
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			subhanaw taala as bondsman. So
based on that we spend out of
		
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			compassion for that and to earn
reward for the little Jude or
		
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			person wants to be known to be a
generous person Subhanallah I
		
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			think this kind of quality is, we
find that in some of the very rich
		
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			people. And unfortunate a lot of
the time, it's just for them to
		
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			show it's an additional publicity
stunt. I'm not taking a second
		
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			guessing. I'm not judging people
here. But for some of them, it's
		
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			obviously the case that it's just
an additional publicity stunt
		
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			that's done to raise the ratings
after they've slumped. Maybe
		
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			they've become ugly now. So now
they need or they've lost a bit of
		
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			their luster, a bit of their
shine. So now, what they do is
		
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			they they try to go and
		
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			do something humanitarian or such
something that seems to be
		
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			compassionate, people love
compassion. And when they see
		
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			somebody doing compassionate,
something of compassion, they see
		
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			that oh, they must have a human
nature to them. So it's not just
		
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			our show, this person is human as
well, and not just a machine that
		
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			is making fame for themselves. So
for the little dude, but in if you
		
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			if you look at the Arabs of the
time, Rasulullah sallallahu,
		
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			alayhi salam, and beforehand, they
would compete with each other to
		
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			be more generous, they would
slaughter the biggest animal in
		
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			their house, when a guest would
come, they would leave the lights
		
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			on at night because there will be
constantly travelers and leaving
		
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			your light light on at night meant
that you are welcoming for anybody
		
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			that was a Mustafa that was a
traveler who needed a place to
		
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			stay at night. And in fact, it
mentions that the generally in
		
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			poetry and Arabic poetry and so
on, it speaks about the house on
		
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			top of the hill with the light on
because the most generous people
		
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			who want it to be even more
generous and compete with others
		
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			on it, they will try to build
their houses in higher locations
		
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			on the side of the road, so that
they could be seen like a
		
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			lighthouse, for for Mousavian for
travellers to come and essentially
		
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			anchor their ships there. So that
anchor the ship of their life,
		
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			their journey there so that they
could be they could be treated by
		
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			these people. So spending beyond
the necessary amount of your life
		
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			for the sake of attaining reward
or for considering yourself and to
		
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			show yourself to be to be
		
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			to be generous. And the third
reason the third kind of
		
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			praiseworthy reason would be would
be to purify the knifes to purify
		
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			the knifes and to remove from it
the malady the calamity, the
		
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			sickness of Bukal the opposite,
which is miserliness as very
		
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			important. The only way you can
redeem yourself of miserliness and
		
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			of stinginess, is by actually
spending and you have to do that
		
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			slowly sometimes, although to do
that fast really, really helps and
		
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			it works. If you find it very
difficult to spend five pounds
		
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			right in the path of Allah
subhanaw taala then one day just
		
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			take out 20 and just put it in at
this in this moment after you
		
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			listen to the for dial. After you
listen to certain virtues. Just do
		
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			it next time you'll find that even
10 pound will be easy for you to
		
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			spend. The only way you can get
rid of it is by making dua to
		
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			Allah subhana
		
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			without actually doing the act,
because that's how you you bend
		
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			your heart. If you have a piece of
paper, that is, if you have a
		
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			piece of paper that is, you know,
bent this way, the only way you
		
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			can really straighten it is not by
trying to just straighten it, but
		
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			actually pushing it the other way,
a bit. And then you'll see that
		
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			when you go like this, it becomes
kind of straight, right? So you
		
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			have to kind of bend it back and
forth a bit until it gets
		
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			straight. And that's the way to do
these things.
		
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			So if it's done for any other
reason, than to consider yourself
		
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			to be generous, because it's
virtuous to be generous. So you're
		
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			not doing it to show that people
call you generous, but you want
		
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			yourself to be considered in
yourself generous, that I'm not
		
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			miserly, because I want to attain
the rewards of that. And it's a
		
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			good trait for a human to have, or
to gain reward, or to spend wealth
		
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			to get yourself to rid ourselves
of, of buccal and miserliness.
		
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			And not for any other reason, then
that is considered praiseworthy as
		
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			long as the spending now does not
go into the other extreme of
		
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			becoming extravagance, squandering
one's wealth, essentially,
		
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			spending where Allah subhanaw
taala has told us not to spend.
		
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			This is the great thing about our
Sharia. It tells us about both
		
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			things. Allah subhanaw taala talks
about the evil of miserliness in
		
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			our in the Quran, he also speaks
about squandering one's wealth,
		
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			which means in the mobile video in
Ghana, the Huayra Shayateen, Allah
		
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			subhanho wa Taala says that those
who do not agree or which means
		
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			who spend beyond their means,
places where Allah subhanaw taala
		
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			has prohibited them from spending
to just spend foolishly, to just
		
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			buy whatever their heart desires
without really considering it
		
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			properly. Whether it's
permissible, whether it's good for
		
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			you, whether it's bad for you, so
much so that you keep spending and
		
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			spending until a person doesn't
even feel good about what he what
		
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			he or she achieves. That's that's
the big problem. Ya know,
		
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			sometimes we reach a state, a
state where we buy something new,
		
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			and it literally just gives us a
pleasure of two minutes, just when
		
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			we get it. And after that, it's
all gone. And if you think back to
		
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			the first time when you've got
such a thing, and Subhanallah, how
		
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			long you reveled in it, how long
you enjoyed it. And now it's no
		
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			longer that because things are
becoming so much easier to just
		
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			get, and we actually getting these
things. And we're being told to
		
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			actually just buy, buy buy. Now,
if we look at it for a moment, we
		
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			look at generosity for a while,
right? Just let's just look at
		
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			generosity for a while. One of the
highest levels of generosity is
		
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			called ethos, the highest levels
of generosity is called ethos. One
		
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			is that we just spend it a bit
that's beyond our means. So we got
		
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			we have enough for ourselves, and
we just spend a bit extra or a lot
		
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			more extra. But a higher level to
that is where we spend even the
		
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			amount that we have for ourselves
that we know we need it for
		
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			ourselves, when we give preference
to somebody else over it, that is
		
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			the highest that is the highest
level of Jude and Sahar, right,
		
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			that's a very lofty level, where
we can give for essentially, the
		
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			way that's described is to spend
despite having the need for it, to
		
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			spend what we have the need for to
give preference to somebody else,
		
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			which is called ether in Arabic,
it's to give preference to
		
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			somebody else about something.
Allah subhanho wa Taala says,
		
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			where you Pharaoh and Allah and
fusi him, whether we can be him
		
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			Kasasa they give preference over
themselves, even though they
		
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			themselves are extremely hungry.
They have an extreme need. This is
		
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			obviously many, many of you might
know that this actually relates to
		
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			the sahabi, the companion of
Rasulullah sallallahu Sallam who
		
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			fed the guest of Rasulullah
sallallahu alayhi wasallam. And
		
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			you can say volunteer to take him
to his house, despite knowing that
		
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			he only had a very small amount
purely just for his family and for
		
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			his children. So when he brought
that guest home, he put the light
		
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			off, he put his kids to sleep, had
his wife put the kids to sleep
		
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			without any food. And then he shot
he had the wife come and adjust
		
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			the lamp and put it off making it
seem like there's no oil left or
		
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			it's just gone off so that they
would be in the dark and the
		
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			guests would not know that the
family him he wasn't eating with
		
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			the guest. And the guest felt that
he was eating because then it
		
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			would be sufficient for the guest
himself. The next day when he went
		
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			to law school allah sallallahu
alayhi wa sallam, Allah subhanho
		
00:14:21 --> 00:14:23
			wa Taala had revealed his verse in
the personal Allahu alayhi wa
		
00:14:23 --> 00:14:26
			sallam related to him is exactly
what he's giving preference of the
		
00:14:26 --> 00:14:29
			small amount that you need for
yourself to someone else. It's a
		
00:14:29 --> 00:14:33
			very high level hamdulillah most
of us today are not in that
		
00:14:33 --> 00:14:37
			situation where we have to do
that. Right? That's that's a hobby
		
00:14:37 --> 00:14:40
			was in that situation that
companion was in that situation.
		
00:14:40 --> 00:14:44
			Most of us are not in that
situation. So we have to just, we
		
00:14:44 --> 00:14:48
			were speaking about giving a bit
extra just from the tip of the
		
00:14:48 --> 00:14:51
			cream of the top. So we've got
this much. It's just about giving
		
00:14:51 --> 00:14:54
			a bit from here or a bit more.
It's not about giving from the
		
00:14:54 --> 00:14:57
			small amount that we have and
giving that much so we have
		
00:14:57 --> 00:14:59
			nothing left. We're talking about
giving from the extra
		
00:15:00 --> 00:15:03
			that's way beyond, sometimes we
have 50 times more than we
		
00:15:03 --> 00:15:06
			actually need for our daily bread.
Because we're concerned about the
		
00:15:06 --> 00:15:09
			next 50 years, we're literally
saving up for the next 50 years as
		
00:15:09 --> 00:15:12
			though we're not going to work
anymore. You know, all of us, the
		
00:15:12 --> 00:15:16
			way we work, the way we earn is we
earn as though tomorrow we're
		
00:15:16 --> 00:15:19
			going to become disabled.
Tomorrow, we're going to become
		
00:15:19 --> 00:15:23
			feeble, and not being able to work
so that we have to have enough to
		
00:15:23 --> 00:15:26
			last us for the next 1520 years. I
mean, unfortunately, this is what
		
00:15:26 --> 00:15:28
			we're all involved in this kind of
flicker, this kind of thought,
		
00:15:29 --> 00:15:32
			right? Just invest, invest, invest
in this world, in this world, in
		
00:15:32 --> 00:15:35
			this world. And that means that we
don't have as much reliance on
		
00:15:35 --> 00:15:38
			Allah subhanaw taala This is not
to say that we give everything
		
00:15:38 --> 00:15:41
			away. Right? That's not what we're
saying. I mean, you can if you
		
00:15:41 --> 00:15:44
			want to, but that's not what we're
saying. That is what some of the
		
00:15:44 --> 00:15:47
			Sahaba used to say like without
the Allah when you say, but the
		
00:15:47 --> 00:15:50
			other Sahaba did not agree with
that necessarily. You do need
		
00:15:50 --> 00:15:53
			something, at least for you know,
for some short amount of time, you
		
00:15:53 --> 00:15:56
			do need something. But the point
is that despite the fact that you
		
00:15:56 --> 00:16:00
			have for that time, you shouldn't
it should not take us away from
		
00:16:00 --> 00:16:02
			relying on Allah subhanaw taala
that Allah has the ability to help
		
00:16:02 --> 00:16:05
			us if we have nothing for
tomorrow. He definitely has the
		
00:16:05 --> 00:16:08
			ability. That's why the bro sal
Allahu alayhi wa sallam said, low
		
00:16:08 --> 00:16:12
			contempt at our calluna at Allah
He helped at our Cooley, La Rosa
		
00:16:12 --> 00:16:17
			Kocoum kemira tire that will do
him Elson, Wataru, who bid on him.
		
00:16:17 --> 00:16:21
			Very famous say he had he had
allah sallallahu alayhi wa sallam
		
00:16:21 --> 00:16:21
			said,
		
00:16:22 --> 00:16:28
			If you relied on Allah subhanaw
taala in the way that is his right
		
00:16:28 --> 00:16:31
			to be relied on. So you're not
just it's not just
		
00:16:32 --> 00:16:38
			ignorant reliance, but its
reliance with a full understanding
		
00:16:38 --> 00:16:42
			of Allah's ability to take care of
us. And the fact that he is well
		
00:16:42 --> 00:16:46
			aware and absolutely aware of us.
And he knows what what our
		
00:16:46 --> 00:16:50
			situation is. And he has the
absolute ability, because he has
		
00:16:50 --> 00:16:54
			every means at his disposal to
help us if we do it with the
		
00:16:54 --> 00:16:57
			proper Malefor the proper
recognition and gnosis of Allah
		
00:16:57 --> 00:17:01
			subhanaw taala has greatness and
generosity and power and might and
		
00:17:01 --> 00:17:04
			His ability to help us. If you
have the prophets of Allah, some
		
00:17:04 --> 00:17:09
			said had if you rely on Allah
subhanho wa taala, as much as is
		
00:17:09 --> 00:17:14
			his right to be relied on, then he
will feed you like the birds, like
		
00:17:14 --> 00:17:15
			the birds,
		
00:17:17 --> 00:17:21
			which leave in the morning with an
empty stomach, no money in their
		
00:17:21 --> 00:17:25
			hands, no credit card, no facility
to buy with. But they go empty
		
00:17:25 --> 00:17:28
			mouth in the morning and they come
back. And they have a full
		
00:17:28 --> 00:17:32
			stomach. But the problem with us
is that we have to get more we
		
00:17:32 --> 00:17:35
			have to save we have to do this,
we have to do that we have to buy
		
00:17:35 --> 00:17:38
			this addition, we have to do that.
That's that's the big problem.
		
00:17:38 --> 00:17:41
			We're all involved in it. And I
speak like this so that I can I
		
00:17:41 --> 00:17:45
			can I release myself from the
shackles of the world. And so that
		
00:17:45 --> 00:17:47
			I can encourage others as well.
But I really want to encourage
		
00:17:47 --> 00:17:51
			myself first because we the world
and where we live, especially
		
00:17:52 --> 00:17:55
			right where we live. I mean, I saw
the difference. I went to India,
		
00:17:55 --> 00:17:57
			for example. Now I know there's
big disparity in India, you know,
		
00:17:57 --> 00:18:00
			there's the extremely rich, who
are probably, you know, worse off
		
00:18:00 --> 00:18:04
			than many of us here. But then
you've got also another the
		
00:18:04 --> 00:18:08
			majority, which is not that well
off. And subhanAllah they get by
		
00:18:08 --> 00:18:11
			with small means and it's just
Subhanallah very simple. It's just
		
00:18:11 --> 00:18:14
			very simple. There's no
extravagance in that, yeah, Allah,
		
00:18:14 --> 00:18:18
			it's just, we live in a place
where hamdulillah we're happy in a
		
00:18:18 --> 00:18:22
			sense, we are happy in a sense
that you know, 100 a lot of things
		
00:18:22 --> 00:18:26
			at our disposal. But that doesn't
mean that we spoil our innocent
		
00:18:26 --> 00:18:29
			because we're human beings and we
could be as a human being Allah
		
00:18:29 --> 00:18:33
			subhanaw taala has given us the
tools to as a Muslim Muslims,
		
00:18:33 --> 00:18:37
			Allah has given us the tools to
live in anywhere and in any
		
00:18:37 --> 00:18:41
			situation there is to live with
patience, to live with gratitude,
		
00:18:41 --> 00:18:44
			regardless of where we are, and
not to let it affect us and
		
00:18:44 --> 00:18:47
			influence us. That is what it is
whether we live in a third world
		
00:18:47 --> 00:18:50
			country, a first world country or
a second world country, right?
		
00:18:51 --> 00:18:54
			Whether we live among people who
don't have much or whether we live
		
00:18:54 --> 00:18:59
			among people who have a lot. We
need to be the same. We need to be
		
00:18:59 --> 00:19:02
			in a way that we thank Allah
subhanho wa Taala and we do things
		
00:19:02 --> 00:19:08
			that are correct. Now the thing
is, that the Prophet sallallahu
		
00:19:08 --> 00:19:10
			alayhi wa sallam iterated from
Aisha Radi Allahu Allah Rasool
		
00:19:10 --> 00:19:14
			allah sallallahu alayhi wa sallam
made a very interesting said
		
00:19:14 --> 00:19:17
			something very interesting, which
is rated by Abu Sheikh. He
		
00:19:17 --> 00:19:20
			mentioned the prophets Allah some
said Majula well, you Allah,
		
00:19:20 --> 00:19:25
			Allah, Allah, Sahar Illa, Allah
Sahar was no look, that if you
		
00:19:25 --> 00:19:28
			look at the secret of the friend
of Allah, the widow of Allah, the
		
00:19:28 --> 00:19:32
			One who is very close to Allah
subhana wa Tada that when you look
		
00:19:32 --> 00:19:37
			at the weenie of Allah, He has
been predisposed and inclined.
		
00:19:37 --> 00:19:40
			Anybody of Allah would be
predisposed and inclined to do
		
00:19:40 --> 00:19:45
			things. And the prophets Allah
Some said that it is necessary for
		
00:19:45 --> 00:19:49
			these two things to be his
predisposition to be that Wally's
		
00:19:49 --> 00:19:52
			predisposition to be the
inclination to be something that
		
00:19:52 --> 00:19:56
			is very natural for them. What are
the two things one is generosity
		
00:19:57 --> 00:19:59
			and the other is good character.
		
00:20:00 --> 00:20:04
			The reason for generosity is
because you can only be generous
		
00:20:04 --> 00:20:07
			if you have reliance in Allah
subhanaw taala, that you're not
		
00:20:07 --> 00:20:11
			going to be left poor and
penniless after you give. Why is
		
00:20:11 --> 00:20:14
			it that we can't spend, we love
the wealth, and we think we're not
		
00:20:14 --> 00:20:17
			going to get more of it. Or we
don't want to let this go because
		
00:20:17 --> 00:20:20
			we don't have enough reliance that
Allah says that I will give you 70
		
00:20:20 --> 00:20:24
			times as much at least reward and
I'll give you satisfaction in this
		
00:20:24 --> 00:20:28
			world. But when we don't have that
kind of reliance, then we don't
		
00:20:28 --> 00:20:33
			give. That is why we can't be a
worry of Allah being only of Allah
		
00:20:33 --> 00:20:39
			sec, a sacrifice is needed. This
is giving others giving others so
		
00:20:39 --> 00:20:41
			hot. And number two, hustle, hold
a good character with others,
		
00:20:42 --> 00:20:44
			because we realize that people are
the bondsman of Allah and we need
		
00:20:44 --> 00:20:45
			to be good with them.
		
00:20:47 --> 00:20:49
			How did you get rid of how do you
get rid of I mean, it's all good
		
00:20:49 --> 00:20:52
			speaking about this, but I think
it's also important for us to
		
00:20:52 --> 00:20:55
			understand how to get rid of and
how to cure
		
00:20:56 --> 00:21:01
			vocal and miserliness. That's
important. Number one, what some
		
00:21:01 --> 00:21:03
			of the LMR recommend is to
		
00:21:05 --> 00:21:05
			get a book,
		
00:21:06 --> 00:21:09
			pick up one of the books of
Hadith, look at the Tafseer under
		
00:21:09 --> 00:21:14
			the verses about buckle, and
understand what has been related
		
00:21:14 --> 00:21:19
			about the evil and the calamities
of being miserly. right all the
		
00:21:19 --> 00:21:23
			way up to the fact that if a
person is so miserly that they
		
00:21:23 --> 00:21:26
			prevent this account, that their
wealth will come in the form of a
		
00:21:26 --> 00:21:30
			snake, around their neck on the
day of judgment, and it will
		
00:21:30 --> 00:21:31
			essentially
		
00:21:32 --> 00:21:36
			attack them saying that I am your
worth I am your cannons I am what
		
00:21:36 --> 00:21:39
			you hoarded guns means something
you hoard and you hide, right?
		
00:21:39 --> 00:21:42
			Something you conceal you you
withhold, that's what you call
		
00:21:42 --> 00:21:46
			cannons. So if our wealth is like
that, it will come on the Day of
		
00:21:46 --> 00:21:49
			Judgment, even if we haven't paid
zakat on it. Which means if you
		
00:21:49 --> 00:21:51
			haven't given the poor view on it,
which is very important.
		
00:21:52 --> 00:21:55
			The other thing is not so to
ponder over that and to be
		
00:21:55 --> 00:21:58
			frightened by let it influence our
hearts. So that we start to give
		
00:21:58 --> 00:22:04
			number two is to look at the
virtues of generosity to ponder
		
00:22:04 --> 00:22:08
			over the virtues of generosity and
the generous people and what great
		
00:22:08 --> 00:22:12
			things Allah subhanaw taala has
given them and whatever punishment
		
00:22:12 --> 00:22:18
			Allah subhanaw taala has, has
warned about with regards to with
		
00:22:18 --> 00:22:21
			regards to miserliness and
stinginess, also.
		
00:22:22 --> 00:22:26
			Another thing is to think about
people, you know who this is very
		
00:22:26 --> 00:22:30
			effective, there must be somebody
that you know who is more miserly
		
00:22:30 --> 00:22:33
			than us. You know, each one of us
at wherever level we're at, there
		
00:22:33 --> 00:22:36
			must be somebody who is more
miserly than us. Just as there's
		
00:22:36 --> 00:22:40
			going to be somebody who we really
admire their generosity that
		
00:22:40 --> 00:22:43
			they're willing to give, even if
they don't have, you need it. Here
		
00:22:43 --> 00:22:46
			you go take it, right Subhanallah
Here you go take it.
		
00:22:48 --> 00:22:51
			So there must be people who are
more miserly than us. For example,
		
00:22:51 --> 00:22:55
			I remember one person, we used to
be in a room, right. And there was
		
00:22:55 --> 00:22:59
			one person who used to eat his
crisps and chocolates in the
		
00:22:59 --> 00:23:01
			covers of his bed, so that he
didn't have to share with someone.
		
00:23:02 --> 00:23:06
			Right? Now, for me, I'm going to
look at that. Right? I know, this
		
00:23:06 --> 00:23:09
			one person Subhanallah he used to
do and you could, you could tell
		
00:23:09 --> 00:23:12
			by the rustle of a crisp packet,
you know, chips, you can, you
		
00:23:12 --> 00:23:16
			could you could hear it
Subhanallah right, the rapper, and
		
00:23:16 --> 00:23:18
			then suddenly the rapper would be,
you know, on the side or whatever.
		
00:23:19 --> 00:23:22
			So you didn't have to share with
anybody that is pure bull. Right?
		
00:23:22 --> 00:23:25
			Allah knows best. I mean, you
know, there was all growing up and
		
00:23:25 --> 00:23:30
			you know, at a time Subhanallah
So, what I'm saying is that when
		
00:23:30 --> 00:23:33
			you look at that, you feel that
it's so bad, you despise the act,
		
00:23:33 --> 00:23:36
			it's just so despicable. It's just
so humiliating, it's so degrading,
		
00:23:36 --> 00:23:42
			isn't it. So when we look at the
way Bukola are the way other
		
00:23:42 --> 00:23:46
			Miserly people are, and you find
that you have an aversion to this
		
00:23:46 --> 00:23:49
			kind of act and this kind of
practice and that kind of a trait
		
00:23:49 --> 00:23:53
			yourself, and you make it you
know, you just hold it in so much
		
00:23:53 --> 00:23:57
			contempt, then you have to realize
that,
		
00:23:58 --> 00:24:03
			that is how we are going to be
seen as well. And we should also
		
00:24:03 --> 00:24:06
			rid ourselves of any kind of trait
like that as well. And we should
		
00:24:06 --> 00:24:10
			be as generous as possible with
reliance in Allah subhanaw taala.
		
00:24:10 --> 00:24:15
			So that really helps us to get rid
of buckle is by looking at
		
00:24:15 --> 00:24:19
			somebody who's even more beheld
than us not in an idea of contempt
		
00:24:19 --> 00:24:22
			to look down upon them, but for
self reflection, that just as I
		
00:24:22 --> 00:24:25
			hate that, it's going to be a
hated act in me as well.
		
00:24:26 --> 00:24:30
			Subhanallah it's going to be a
hated act in me. And, you know,
		
00:24:30 --> 00:24:32
			even if you don't think it's an
hated act, because nobody's told
		
00:24:32 --> 00:24:36
			you such well we want to aspire to
a higher level, we want to aspire
		
00:24:36 --> 00:24:39
			to a higher level and show that we
have greater returns to Allah
		
00:24:39 --> 00:24:43
			subhanaw in Allah subhanho wa
Taala we want to show that to
		
00:24:44 --> 00:24:48
			Allah subhanho wa Taala number.
Now, the thing is that the
		
00:24:48 --> 00:24:52
			opposite of that we need to speak
about today, because just as the
		
00:24:52 --> 00:24:57
			same time that we have bottled for
others, we have a Seraph on our
		
00:24:57 --> 00:25:00
			self and for ourself. So at the
same time
		
00:25:00 --> 00:25:03
			aim that you might have, we might
not want to spend on others. You
		
00:25:03 --> 00:25:06
			know, we have a collection for
Burma, we've got issues that are
		
00:25:06 --> 00:25:09
			going on are in all of these
countries in Syria in Burma, in
		
00:25:09 --> 00:25:11
			Palestine, in,
		
00:25:12 --> 00:25:16
			in, what is it? In Afghanistan, so
many countries around the world?
		
00:25:16 --> 00:25:20
			Subhanallah there's just so many
places as collections every week,
		
00:25:20 --> 00:25:23
			right? And you might think, well,
I gave last week I gave last week,
		
00:25:23 --> 00:25:26
			at the end of the day, let's, the
few things that I would really
		
00:25:26 --> 00:25:31
			suggest that we do, is that, let's
give every week now if you're very
		
00:25:31 --> 00:25:33
			disciplined, and you're very
organized, where you can actually
		
00:25:33 --> 00:25:37
			take money out every week and say,
Here you go, and you can give it
		
00:25:38 --> 00:25:41
			right, because you know, now that
we're speaking and the speaker
		
00:25:41 --> 00:25:44
			before me, you know, may Allah
reward her. If you if you think to
		
00:25:44 --> 00:25:48
			yourself, yes, I need to give if
you've been inspired to give, have
		
00:25:48 --> 00:25:52
			you given yet. That's the question
Have you given yet, because we'll
		
00:25:52 --> 00:25:55
			all be inspired to give, okay, I'm
going to donate, you know, 10
		
00:25:55 --> 00:25:57
			pounds, I'm going to donate 20
pounds, I'm going to donate 100
		
00:25:57 --> 00:26:01
			pounds, I'm going to donate 200
until you actually don't take it
		
00:26:01 --> 00:26:02
			out, it's not going to happen.
		
00:26:03 --> 00:26:05
			You know, that's what that's why
they tell you at university as
		
00:26:05 --> 00:26:08
			well for for writing for PhD
writing, you'd have all the great
		
00:26:08 --> 00:26:11
			ideas in your head, but until you
don't put them down on paper, it's
		
00:26:11 --> 00:26:11
			nothing.
		
00:26:12 --> 00:26:15
			Because it's not consolidated,
it's not done. It's not there yet.
		
00:26:16 --> 00:26:18
			And believe me that's really true.
You can have all the best ideas in
		
00:26:18 --> 00:26:21
			your, in your mind for a book or
anything like that until you don't
		
00:26:21 --> 00:26:25
			write it. It's nothing. It's all
imaginary. Likewise, you might
		
00:26:25 --> 00:26:27
			have the good thought
Alhamdulillah May Allah reward us
		
00:26:27 --> 00:26:30
			for having a good thought. But you
need to take it out. So he needs
		
00:26:30 --> 00:26:32
			to be taken on now. If you're very
disciplined, you can we can take
		
00:26:32 --> 00:26:35
			out every week. Good. But if
you're like me was not very
		
00:26:35 --> 00:26:38
			disciplined that regard you
forget, then there's another way
		
00:26:38 --> 00:26:41
			that we can do this on modern
technology has made it easy for us
		
00:26:41 --> 00:26:45
			direct debit from your bank. So
you just tell your bank and you
		
00:26:45 --> 00:26:47
			can do all of this online, if you
have online banking, and if you
		
00:26:47 --> 00:26:50
			don't get somebody else to help
you out, go to the bank and do
		
00:26:50 --> 00:26:53
			this, or get a relief organization
tell them to do it. All you have
		
00:26:53 --> 00:26:57
			to do is you have to just say
okay, 10 pounds a week is going to
		
00:26:57 --> 00:27:01
			go to this organization, maybe HMC
or whatever 10 pounds a week is
		
00:27:01 --> 00:27:06
			going to go or 20 pounds or 30
pounds. Decide on what your what
		
00:27:06 --> 00:27:09
			your pay is or what you get. Right
if it's with your husband, you
		
00:27:09 --> 00:27:12
			decide with him encourage him as
well as we need to spend in the
		
00:27:12 --> 00:27:16
			path of Allah spending in the path
of Allah it removes a bad death.
		
00:27:16 --> 00:27:19
			Right? Subhanallah removes a bad
death as a hadith mentioned that
		
00:27:19 --> 00:27:24
			sadaqa removes the bad death. And
it also removes poverty. It's IG
		
00:27:24 --> 00:27:28
			Monica Samira min sadaqa.
Liberalism said, by giving sadaqa
		
00:27:28 --> 00:27:31
			your wealth will not decrease. It
sounds like a contradiction. But
		
00:27:31 --> 00:27:33
			that's the Prophet sallallahu
alayhi salam was directly inspired
		
00:27:33 --> 00:27:37
			by Allah who's saying this, right.
So if you're not very disciplined,
		
00:27:37 --> 00:27:40
			make a direct debit, even if it's
five pound a week, or 10 pound a
		
00:27:40 --> 00:27:43
			week, or whatever it may be,
right? 30 pounds 50 pounds a week,
		
00:27:43 --> 00:27:45
			just make sure it goes out. And
then think about it, when you
		
00:27:45 --> 00:27:48
			actually give it every week, if
you can, it's just going out, it's
		
00:27:48 --> 00:27:51
			still going on hamdulillah it's
having its effect and its benefit.
		
00:27:52 --> 00:27:54
			also tried to take something out
whenever you can actually
		
00:27:54 --> 00:27:57
			physically yourself, drop
something in a box, you know, give
		
00:27:57 --> 00:28:00
			something yourself, make that
transaction yourself the opposite
		
00:28:00 --> 00:28:02
			of it, I just like to cover
quickly, just so that it's it's
		
00:28:02 --> 00:28:06
			complete is so often we spend too
much generally on ourselves and
		
00:28:06 --> 00:28:12
			sometimes on others foolishly.
Because sometimes extravagance is
		
00:28:12 --> 00:28:17
			a sense of weakness of the nature,
weakness of one's
		
00:28:18 --> 00:28:21
			one state where you just spend and
people take advantage of you,
		
00:28:22 --> 00:28:24
			right, that's not generosity,
that's when you were taken
		
00:28:24 --> 00:28:28
			advantage of, because you don't
care. You don't have much care for
		
00:28:28 --> 00:28:32
			anything. And at the end of the
day, you might cause your family
		
00:28:32 --> 00:28:34
			suffering, but you'll just spend
on anybody because they just tell
		
00:28:34 --> 00:28:37
			you, Hey, give me this given and
you just give it to them, because
		
00:28:37 --> 00:28:42
			you're foolish. So it's good to
spend on others, but not to do it
		
00:28:42 --> 00:28:44
			in a foolish way. That's what
that's what I'm saying be taken
		
00:28:44 --> 00:28:46
			advantage of. Right?
		
00:28:47 --> 00:28:51
			So it's rough and web that these
are two concepts that are that are
		
00:28:51 --> 00:28:55
			opposite to buckle. Which which
means miserliness, right? So the
		
00:28:55 --> 00:29:00
			opposite of that is you can say
wastefulness and extravagance. And
		
00:29:00 --> 00:29:03
			the way that's defined is a
Melaka. To infinitives again, a
		
00:29:03 --> 00:29:10
			faculty an inner trait that is
opposite that sorry, that is that
		
00:29:10 --> 00:29:15
			relates to spending your wealth in
places where you should not be
		
00:29:15 --> 00:29:20
			spending it. Right. Because the
Sharia tells you not to. So you're
		
00:29:20 --> 00:29:24
			not allowed to spend it in Haram,
but you are doing so you're
		
00:29:24 --> 00:29:27
			buying, you're buying with it
haram things when you're not
		
00:29:27 --> 00:29:32
			supposed to. You're using it to go
on a to maybe gamble and it's not
		
00:29:32 --> 00:29:35
			halal to do. So you're buying with
it something that you're not
		
00:29:35 --> 00:29:38
			supposed to show to others in
display, you're buying with it,
		
00:29:38 --> 00:29:43
			something like that. So it's
essentially like that. Oh, so one
		
00:29:43 --> 00:29:46
			thing is to spend it in a place
where the Sharia tells you not to.
		
00:29:46 --> 00:29:51
			The other one is to spend it in a
place where common decency and
		
00:29:51 --> 00:29:55
			social honor tells you not that
you shouldn't be doing so. So it's
		
00:29:55 --> 00:29:59
			generally not considered good and
honorable to spend in that path.
		
00:29:59 --> 00:29:59
			Right?
		
00:30:00 --> 00:30:05
			But you still do so. So for
example, one is that if you go to
		
00:30:05 --> 00:30:11
			watch a haram show, right now,
that might be that might be
		
00:30:11 --> 00:30:14
			socially acceptable among a few
good people, but not not according
		
00:30:14 --> 00:30:18
			to everybody. But it's definitely
not according to the Sharia. So
		
00:30:18 --> 00:30:21
			then that would be spinning your
wheels, even you might say, Oh,
		
00:30:21 --> 00:30:23
			it's only five pounds, it's only
10 pounds or 20 pounds or 30
		
00:30:23 --> 00:30:27
			pounds. It's still a hot on
holiday to a holiday destination.
		
00:30:27 --> 00:30:28
			Right, for example.
		
00:30:29 --> 00:30:31
			So these are different things.
		
00:30:33 --> 00:30:38
			If it's if you're spending extra
in places where the Sharia has
		
00:30:38 --> 00:30:41
			that so if you're essentially
spending your money in Haram, then
		
00:30:41 --> 00:30:46
			it's haram. But if you're spending
it against social decency, right,
		
00:30:47 --> 00:30:53
			for example, it's not haram to
spend extra money in a wedding or
		
00:30:53 --> 00:30:56
			a function and do all of this
extra thing, right? As long as
		
00:30:56 --> 00:30:59
			you're not doing anything haram.
But if it's more than what
		
00:30:59 --> 00:31:04
			socially considered to be decent,
right, so you're going overboard
		
00:31:04 --> 00:31:09
			without them rubbing, really any
benefit. So you've got you bring
		
00:31:09 --> 00:31:13
			more food that's going to go to
waste, for example, then
		
00:31:13 --> 00:31:16
			obviously, that's going to be a
definitely a level of macro, at
		
00:31:16 --> 00:31:19
			least, if not haram because you're
going to wait wasting so much food
		
00:31:19 --> 00:31:21
			for example, right.
		
00:31:22 --> 00:31:28
			So the place in between these two,
the between total miserliness and
		
00:31:28 --> 00:31:31
			total extravagance for oneself.
For example, the thing in between
		
00:31:31 --> 00:31:35
			is called a tilde, which is
essentially the moderate path,
		
00:31:35 --> 00:31:36
			which is
		
00:31:37 --> 00:31:42
			not there and not doctor and what
can be in a vertical column Allah
		
00:31:42 --> 00:31:45
			subhanaw taala says we're Latina
either, Falco will amuse three
		
00:31:45 --> 00:31:50
			foo. Well, I'm Jaco Tooru, Waka,
Anabaena, Lika Cava. That's what
		
00:31:50 --> 00:31:53
			it is that those who are people
who spent but they're not
		
00:31:54 --> 00:31:57
			extravagant and wasteful when they
spend while I'm talking to you,
		
00:31:57 --> 00:32:02
			and they're not tight. And they're
not stingy. The worst form of
		
00:32:02 --> 00:32:07
			stinginess is to not spend even on
yourself to just hoard, hoard,
		
00:32:07 --> 00:32:10
			Hoard and not to even give
yourself the ability not for the
		
00:32:10 --> 00:32:13
			sake of Allah subhanaw taala. But
because you love your money so
		
00:32:13 --> 00:32:16
			much, and you want to save it,
when is that you sacrifice for
		
00:32:16 --> 00:32:19
			yourself, but you give your money
to charity, so you're sacrificing
		
00:32:19 --> 00:32:22
			for the sake of someone else that
is praiseworthy? The other one is,
		
00:32:22 --> 00:32:26
			you're not spending on yourself,
right? You're not going for Omaha,
		
00:32:26 --> 00:32:28
			for example, because you're going
to lose your money. You're not
		
00:32:28 --> 00:32:33
			spending on a decent car and you
keep struggling with your car, but
		
00:32:33 --> 00:32:36
			you're holding your money for what
do you see what I'm saying? It's
		
00:32:36 --> 00:32:37
			that kind of a thing.
		
00:32:39 --> 00:32:42
			We're gonna be in a van, he got
kava, and these people are settled
		
00:32:42 --> 00:32:44
			in a place between the two, which
means they're not like this, or
		
00:32:44 --> 00:32:47
			they're not like this. So may
Allah subhanaw taala, give us the
		
00:32:47 --> 00:32:51
			Tofik. And may Allah subhanaw
taala, open our hearts. And I said
		
00:32:51 --> 00:32:54
			the only way to do this is to be
to do some action, which means to
		
00:32:54 --> 00:32:57
			give, and you have can have all of
the great ideas in your head that
		
00:32:57 --> 00:33:01
			I'm going to give this much. But
as you go away from the lecture,
		
00:33:02 --> 00:33:06
			or from the admonition, or the
encouragement, that slowly,
		
00:33:06 --> 00:33:10
			slowly, our nature kicks back in.
And we go back to our nature, but
		
00:33:10 --> 00:33:16
			if you give, so I would like all
of you to think right now. And if
		
00:33:16 --> 00:33:20
			you have the money with you to
pull it out, right, like right now
		
00:33:20 --> 00:33:24
			to pull it out and hold in your
hand so that you can give it to
		
00:33:24 --> 00:33:26
			separate or put it in another
pocket. I don't know if they'd
		
00:33:26 --> 00:33:29
			make it any collections today. But
to actually separate it, put it in
		
00:33:29 --> 00:33:32
			another pocket of your purse or
your handbag or your you know,
		
00:33:32 --> 00:33:36
			your your coat pocket or whatever
it is that this much I'm going to
		
00:33:36 --> 00:33:40
			give right or just if you if you
don't have you know, if you don't
		
00:33:40 --> 00:33:42
			have any money with you right now
then to make an item to make a
		
00:33:42 --> 00:33:46
			full resolution to do it. May
Allah subhanaw taala give us all
		
00:33:46 --> 00:33:49
			the tofi working with that run on
it hamdu Lillahi Rabbil aalameen.
		
00:33:49 --> 00:33:53
			The point of a lecture is to
encourage people to act to get
		
00:33:53 --> 00:33:59
			further an inspiration and
encouragement, persuasion. The
		
00:33:59 --> 00:34:03
			next step is to actually start
learning seriously to read books
		
00:34:03 --> 00:34:06
			to take on a subject of Islam and
to understand all the subjects of
		
00:34:06 --> 00:34:10
			Islam at least at the basic level,
so that we can become more aware
		
00:34:10 --> 00:34:14
			of what our deen wants from us.
And that's why we started Rayyan
		
00:34:14 --> 00:34:19
			courses so that you can actually
take organize lectures on demand
		
00:34:19 --> 00:34:22
			whenever you have free time,
especially for example, the
		
00:34:22 --> 00:34:26
			Islamic essentials course that we
have on the Islamic essentials
		
00:34:26 --> 00:34:31
			certificate which you take 20
Short modules and at the end of
		
00:34:31 --> 00:34:36
			that insha Allah you will have
gotten the basics of most of the
		
00:34:36 --> 00:34:39
			most important topics in Islam and
you'll feel a lot more confident.
		
00:34:39 --> 00:34:41
			You don't have to leave lectures
behind you can continue to live,
		
00:34:41 --> 00:34:44
			you know to listen to lectures,
but you need to have this more
		
00:34:44 --> 00:34:48
			sustained study as well as Aquila
harem Salam aleikum wa rahmatullah
		
00:34:48 --> 00:34:48
			wa barakato.