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Fiqh of Zakah

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Yasir Qadhi

Channel: Yasir Qadhi

Episode Notes

Shaykh Yasir Qadhi divulges important details on the need of the hour – a clear understanding on the Fiqh of Zakah. He addresses the topic beautifully and we get the necessary assistance to give our Zakat as ordained.

Zakah is the fundamnetal pillar of Islam. Zakat means to purify. It is mentioned over 30 times in the Qur’an paired along with Salah. Zakat is something that we give out once every year, preferably in the blessed month of Ramadan. 

Topics:

  • Zakat, Zakat ul Fitr and Sadaqah.
  • What wealth is ‘Zakatable’? – gold and silver, business commodities, livestock, agricultural produce and treasure troves.
  • How to give Zakah?
  • Stocks, mutual funds.

 

Episode Transcript

© No part of this transcript may be copied or referenced or transmitted in any way whatsoever. Transcripts are auto-generated and thus will be be inaccurate. We are working on a system to allow volunteers to edit transcripts in a controlled system.


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Bismillah Alhamdulillah wa Stein horoscope for you, whenever we have in the human Cerulean kusina woman sejahtera Marina De La Jolla, mobile La,

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la de la

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ilaha illa, la, la sharika

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Mohammed Abu who are a pseudo bad we have finished the temple, Jenna is a funeral prayers and we move on now to the next chapter. And that is concerning zeca. Okay, now as the cat linguistically means what? to purify, to purify, right, so we call our Zika Zika because of the fact that it purifies our money, and it makes it harder for us to use. And if we don't give the guys that our money is not healthy, and it's not pure for us to use, okay

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Zakah is obligatory upon every single Muslim, every single Muslim, that is free meaning is not a slave, and he owns the, the minimum amount known as Denisov, we're gonna come to what the minimum is in a little while, but he must own the nisab the minimum amount known as an assault, so, the first condition is that he must be a Muslim obviously, is the crack is not obligatory for non Muslims. Secondly, he must be free are enormously Thirdly, he must have the minimum amount known as the nisab right. And if you like fourthly he must own that object to that property in a total ownership he must have complete ownership of what he is

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what he must give this account upon. So you

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the fifth condition of Zika is that one year must go by, okay, so there are five or five preconditions what is a shock? a shock is a precondition, right? So there are five conditions of the camp. The first one is that the person must be a Muslim second one he must be free third one third one is what minimum minimum amount which is in Islam, which we're going to come to in a little while. And the fourth condition is that he must have total control the total ownership of sin basically any we're removing from this something which is partly owned, or something which you don't have full ownership of, you must have the full ownership of your money or your property or your

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wealth that you're going to give to the class on. And the last condition is that one year must go by since the date of ownership, okay, basically, you have to use it gives it once a year, for the first condition, there is one exception. So the fifth condition meaning the one year condition, there's one exception, and that is

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agricultural products, that was the earth gives, because there's a gap present is the day that you harvest them, okay. In general, because given once a year, except for products that the earth produces the fruits that the earth produces, and concerning that concerning the the time period for that there is no one year time period, rather you give the car the day that you harvest it. Okay, so if you harvest the crop five times a year, I don't know any crop that you harvest, I'm just saying theoretically, then you give it every time you harvest. If you harvest a certain club once every two or three years, then you give this a cap every time you harvest that crop. Okay, apart from that

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everything else you need to do, or wait for one year for Okay, so then obviously, we didn't mention the person must be of age. We didn't mention the city we Okay, why not?

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Because if a child owns some money, then zeca is still obligatory on that money, even though the child will not be sinful for not giving that money but his parents or his guardian for example, if he's an orphan, okay, The Guardian Musk is the calf on behalf of the likewise a madman we didn't mention sanity in this case. Why? Because suppose amendment you know, he's insane. He inherited money his father or something that he inherited money, while someone the same person who was responsible for him must give Zakat on his money. So be careful, be clear, these shadows are very important. We didn't mention sanity, and we didn't mention of age. Why? Because an insane person or

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a person who is not of age Zakah must still be given on his money, even though he is not obligated to give Zika because he's too young or he's insane, right? You understand the difference? He cannot give you the courage to do but the person in charge of him his father or his guardian, or his you know, his brother, whatever, whoever is in charge of him, he must give zakah on that money. Okay, now know that zeca

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is

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upon for things

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that God is obligatory upon for

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things from back of a better way. Okay, is that guys a military upon four things? The first thing we're the first object upon which you must give the car our livestock animals, okay. And in particular, cows, sheep and camels, sheep, including goats, by the way, okay, cows, sheep and camels are good. These are you have to give us a cap on this. And the scholars have a condition here and that is that you are responsible for feeding them

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Excuse me not as they are naturally set. In other words, you lead them to pastures, okay? versus what is the opposite of that?

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When you feed them yourselves when you provide the water and drink when you have to give them food and drink, okay, so this this call this day that upon these three category of animals, which are what are these, what is these three categories?

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First one is the largest one is a camel, second one is a cow, okay. And then the third one is a sheep or a goat, basically, that category, the sheep or a goat, both male and female doesn't matter. And the scholars have a condition here, and that is that they are naturally fed off of the earth. In other words, you lead them to pastures, okay. Whereas if you house them, and you feed them, you have to provide for their food, in this case, the scholars say, there is no second that is the first thing that you have to give Zakat on the second thing that you have to give Zakat on our agricultural products that which the earth produces. Okay.

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Now,

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for these two things for these two categories, we are not going to go into any details whatsoever. And this is very sad, but our time does not permit us to do so, we won't go into any detail because each of them have their own nisab and they have their own ways of calculating them and they have you know, ways of giving it up. But the point is, the brothers should know if they ever own livestock or if they ever are harvesting they have a farm and they producing the agricultural you know produce or whatever from the earth, then they should go to a scholar or student of knowledge and find out what is the minimum nisab. And what is this got that you give an order this is clearly laid out in the

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Koran and the sooner what is the minimum the slope of the camel and the goat and the sheep and the cows and how much you give. If you have this menu give this much you have this menu give this much likewise, it goes on and on. Unfortunately, we don't have the time to get into both the agricultural and the livestock but we should know and be aware, be aware of it. Be aware, not be aware, be aware of it, that if we ever own animals or if we ever have a farm, then we should go to a scholar as to the knowledge and find out how we should give Zakat on our what we own. The third thing that you have to give Zakat on is

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guess money, gold and silver or cash, dollars, dinos, whatever you want to call them. You have to give zakah on money. The fourth thing that you have to give Zakat on our business products, okay? business if you own a business, for example. Okay? So if you have a shop and it has,

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you're selling let's say furniture, okay? Then you have to give Zakat on the furniture that you're selling. Okay, so business products, basically, and we're going to talk about the last two in a little bit of detail inshallah.

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Okay, so now so you understand. So what is this? By the way, we put what, what does this removed we have to give Zakat on our houses that we own?

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No, we don't. We don't. Because it doesn't come under one of these four things. You have to give the kind of clothes that we wear?

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No, do we have to give us a Rolex watch that we own? All right.

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No, do we have to give him his account our glasses on our pots and pans and our furniture that we use in our house?

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No. Red ginger Sanders. Remember, every time we discuss something think of the opposite of that. This is the whole point that we've taught we I've just told you what you have to give Zakat on your mind should be working well that everything else I don't have to give the con. Okay, we just said these are the four things that you have to give us a count on anything besides this. You don't have to give the contract. Okay, your card you have to give zygon your card. Suppose you own three or four cards, but you own them all. You own them and you use them.

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No, doesn't matter. Suppose you own two or three houses, one in Japan, one in Switzerland and one in America. And you use them? You're not they're not for business purposes. You're using them. Okay, in a sense, you know, you're multimillionaire, you're living one week here when we get there. Do you have to get the condos? No, it should be clear you have to give these four items only everything else besides them. There is no Zika on those items. Okay. Okay.

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So now we move on to we're skipping Zika of agricultural products as the God of what livestock we are skipping this I'm very unfortunate sad that we have to do so but our time does not permit us to to go into detail report with regards to things okay, now we move on to this account of money. Now money obviously in the good old times it was pure gold or silver and in our times it's dollars and cents. Okay. All the scholars are unanimous that the dollars and cents they have the same khokhloma the same thing as gold and silver. Don't think that well daddy's mentioned gold and silver. Well this is you know paper money. I don't have to click on it. No, basically is the currency of the

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time, whatever you're using as currency. So first thing we have to discuss is what is the new Saab? What is the new song firstly defining song What is this obviously at the back.

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You don't know what this song is? Do you know it's not what it is all this? We just defined it two minutes ago.

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What is the bare minimum that you have to have in order for you to pay the cap so if you have below the nisab do you have to basica know if you have below this amount, then you don't have to pay

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Zika if you have above this amount or this amount if you have exactly the amount of insults then you have to give Zika Okay,

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now the Huggies mentioned certain weights here, and to be honest, I don't recall offhand the conversion factors so I'll just give you

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the weights and on inshallah, I'll ask them of the people who volunteer in Houston and inshallah I'll try to give you the conversion factors to give you

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the exact conversion factor. The nisab for gold is 20 mythos. Just write down the Arabic phrase for now 20 minutes pause, and we are roughly 80 something grams of gold, okay, but I'm going to give you an exact figure inshallah, tada, roughly 80 grams, you can just see the same practice a rough 80 to 80 to 85 grams of gold of our times, okay. I'll get an a more precise figure inshallah, in the next lecture with that there are 20 missed calls of gold. Okay.

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Just write mythos. mythos. And then the salt of silver is 200. Durham's just right 200 did hums in there. A few 100 grams of silver, I don't remember offhand. Right now, a few 100 grams of silver, there are 200 dead humps of gold, if you have 200.

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Silver, excuse me, 200 grams of silver now, okay.

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I calculated in reality, once it was like

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$2,000, or something who tells me I was basically 17 $100. Just don't don't write this down. I'm just giving you a rough idea. It's roughly like 17 $100, that's $1,000. If a person owns more than this amount, okay, then he has to give us a kind. I'll give you a little more precise figure in the future. Okay. But the point is, this is the bare minimum that he must have. And if you have below that his fault, then he doesn't have to use the car. If he has been a slob for more than the nisab, then he must give the job. Now how do you calculate your Zika?

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How do you calculate your Zika.

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So the first thing you have to do is you have to set a date of the year because you have to have one year from that date, right? So suppose you have to set a date or a month and every year, you have to give it the same time. So suppose you said, For convenience, you set your date as the first of Muharram. Okay, the first step, obviously realizes the Islamic date, if you go by the Gregorian date, then your year will be longer. Every Christian year is 11 days longer than the Muslim year, okay, or 10, or 11, or 12, depending on you know, each year, but every Christian year is longer than the Muslim you so you have to go by the Muslim year. And many scholars say it's good to give in

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Ramadan, because you get extra work, you know, I mean, you guys live in Ramadan. So suppose you choose, let's say, Mohammed, Ramadan. So in the beginning of this year, or the Ramadan of this year, suppose you had $10,000, okay.

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Next summer one comes and you have $15,000, and it kept on going up, okay, after you gave your rent, and you bought your clothes, and you gave your gas and insurance and everything that you have to give, it just kept on going up until you reach $15,000, after one normal month, then you have to give zetta on the minimum amount that you had throughout the year, which was how much

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510 10 to 15. So the minimum amount that you always had was 10,000, you always had $10,000 in your bank account. Okay, so you have to give this account on 10,000 or 15,000. Suppose, though, that you started off at 10,000, right. And then something happens, some operation has some operation has to pay for for yourself or your family. And that once you've made you go down to 5000. And then by next time about you went back up to 15,000. Okay, you had an investment that gave a lot of money and you got 15,000 how much security Have you given up on 5000? Basically, what you do to put it very simply, if you want, you know, to be very simple and yet complicated the same time, plot out a chart

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of your money every day, right? Just theoretically envision and imagine what we're doing, you plot out a chart of your money every day, the lowest point on that chart was the bare minimum amount that you had for one year, okay. So for one whole year, you had at least that amount, you never went below that amount, that is the amount that you have to give us account. Okay, that is the amount that you have to give your account, not the maximum but the minimum and this is the mercy of Allah subhanho wa Taala that the minimum of the month that we have for one year that was in our ownership, that is what we have to give the account. Okay, so suppose we you know, we just started working,

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okay, we just graduated college, which means their bank account is in three digits. Okay. You know, we have like $600 in you know, in our bank, are you rich or something? And then you start making a lot of money. By the end of the year you have let's say $30,000 Okay, what do you have to give the con 600 is the more than than sandwich I'm not sure how much it is in dollars, but it is more than an assault. You have to give it on that otherwise you don't have to give Zika next year you have to now calculate again for that year, what was the minimum for that year? Okay. So this every year you have to calculate the minimum that was for that year. Okay. It's not clear.

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Anyone confused? Because it's very important. How you calculate years ago, okay.

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Obviously, you give us a cut in money in the sense that you know, you have to pay, you know, money to the poor people. We're getting

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Get to who is deserving as the guy in the next chapter, but that is clear that you calculate the minimum amount for the year and then you pay concerning or you pay considering the minimum amount, what is the amount of Zika what is the percentage is the cap? Everyone knows to for 2.5% and this is based on a clear idea of the process of them that

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for every 40 that hums there is how much

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for 14 minutes and then how much would you give us 2.51? Yeah, deposit for every 40 there's one because 148 148 is

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2.5 right? Is that correct?

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No one point is not 2.5 it's more than that.

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Okay, this okay if it isn't is one point basically the person said out of 40 gigs or whatever is 2.5 which is one so if you calculate the percentage is 2.5.

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So whatever the bare minimum is, then you give your 2.5% on that. Okay,

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so you

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have about gold and silver that a woman owns and she wears basically her jewelry. Well firstly, how about pearls?

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Who says you have to give out on emeralds and diamonds and rubies and pearls?

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Who says you have to give us economies?

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I'm sure none of the sisters are gonna say yes they don't want to give any of the government all the correct opinion is you don't have to give us the counties why because it's not mentioned we didn't mention it in these four things. Right? It doesn't come into gold and silver. Okay, jewelry in the sense of pearls and diamonds and emeralds and all of these precious stones right? As long as it's for personal use because one when you change it into a business then it gets into what another category business category which are the business products but as long as you purchase something for your use for your own use right on you're using it you're not buying and trading and selling and

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exchanging this type of jewelry you have a shop or jewelry shop no if you're using it for your own use then for sure no one says you have to give out these precious stones when you when you own them. Okay, now the difference opinion comes concerning gold and obviously silver, gold and silver jewelry that women were okay we're not talking about gold and silver that are sold in the shops and if you're only shop you have to get sick of course you do. Everyone says you why because it changes from it changes from personal money to business when we say business money as the car we'll talk about that briefly. The business as a car, but we're talking about personal gold and silver when the

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sisters or even brothers if that's something silver that they have, do they have to give Zakat on that and the correct opinion is Yes they do. They have to give Zakat on gold and silver jewelry that they own This is because it is a type of money a type of money that the process can refer to and he explicitly told

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I think it was Falcon are one of one of the one of the prophets somebody that would you like that Allah? He asked her do you give Zakat on your on your bangles that you're wearing? Okay? And she said no. So he said, Would you like that Allah puts two bracelets of fire on you on the Day of Judgment. So she said no. So she gave the whole thing as sort of class charity out of her fear of you know, and her love for Allah subhana wa Tada. But the point is this hadith and many a hadith are explicit that the processor told the woman even though she's wearing gold jewelry, she's wearing gold jewelry. It's not gold coins. She was wearing it. He told her would you like it Allah, you

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know, exchange this on the Day of Judgment where two bangles of fire. Okay, so it's clear then that gold and silver jewelry. There is Zakat on that. And strangely enough, this is the opinion of the minority, not the majority. The majority say that there is no Zakat on gold and silver jewelry. Only the Hennessey's they say that there is a guy on gold and silver. And so the book that I have in front of me, which is a humbling book says there is no gold, there is no sucker, but the correct opinion and this is referred to as schiffman does rahula a chef, I mean, you know, has his own one other alum of our times and really this is very explicit because I hadn't expressly mentioned this,

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that there is the cap on gold and silver jewelry. So when a sister owns gold above the nisab and every single sister I think owns a vote in Islam in our times. They have to give us a call on that jewelry. Okay.

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So you Zika on Monday was very simple, and we don't want to go into a lot of detail. But a brief point on

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a brief point on a debt. Suppose you have a debt because it's a very common question. Okay. So there's two people involved in a debt. One of them is the one that gives them money and the other is the one that obviously takes the money. Okay, so suppose now we have

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Mohammed and let's say I'm an okay, Mohammed lunch, I'm a $10,000. Okay, obviously without interest because if you live with interest, that is a big, big, big sin.

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And it's not even allowed for him to say that it's not even allowed for him to give that condition that maybe with interest without interest he loves. He lends him $10,000 Okay, who is going to give his account this money? Mohammed Ahmed.

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Mohammed did the lending ama did the taking. Okay. Okay. Now in this again, there's a big stuff but I'll just give you in my humble opinion as I always say, the correct opinion that I have. And that is that. Well, firstly it is Mohammed must give this account without any doubt because it is his money.

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He is the one that lends it to him, but he is the one that has full ownership of it.

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Okay, we say what are the conditions of Zika that he must have ownership of it? Right? So it's whose money is it is Mohammed's money? It might be in the possession of armor, but there's our own it. No, Mohammed owns it. Okay, so Allah doesn't have to give Zakat on that money. Okay, Mohammed has to give the calf but now the question is we have to divide or the point is, we have to divide this scenario into two possibilities. Two situations, okay. two cases. The first case is when either is capable of repaying Mohammed that loan, but he hasn't done so. In other words, Mohammed just had to ask is just a bit shy, or he doesn't need the money. Ahmed is capable of repaying his loan, okay,

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the money is existent, and he can give, in this case, Mohammed must give Zakat every year because it is as if that money is is is existed and it's in his account, even though it might be an ominous account. But since Ahmed has it and can pay it back, then he should give Zakat every year on that money. Okay? The second scenario is what is that I'm gonna doesn't have the money, suppose you wanted to open a business, you gave him a loan, and the business went bankrupt or whatever, Allah could not pay him back, and he doesn't have the money to pay him back. And a loan was is he gonna pay him back or not? Okay? In this case, Mohammed does not have to give the graph every year. Okay.

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And when eventually, if Allah does give him back the money that he should give us for one year, only the previous year, and then obviously, a beer that's gonna follow. But as soon as he gets back as 10,000, or whatever he gave him, then he should give us a cut right then and there for the previous year, and then start a new date with that money for the next year. Okay, this is the correct opinion, inshallah. And it also, it makes a lot of sense to him that if the money doesn't exist in how long should you give us a comment, you know, if I'm going to pay back, pay you back the money, right? He's not in a position to pay you back. If you lent someone money, and that money disappeared

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or valid, short, you know, got lost or whatever, in the sense that he cannot pay you back at that particular time, then you do not pay the account anything. It's as if that money doesn't exist. Now, suppose I'm gonna become successful in this business, he gets that money back, you're just a bit shy to ask him right now. Or you don't really need the money to like, you know, whenever you can pay me back in and whenever you feel comfortable paying me back, but he does have the money. As soon as he gets that money, then you have to start paying that guy, the one that less than money, he has to start paying Zakat on that money and alumnos biscuits, and it is if anybody seems to be the correct

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one. And I think there's also the first one one of the key

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players, we now move on to the final form of soccer, which is the car business items, business items. Now, anything qualifies as a business item, anything qualifies as a business item if you buy and sell it. Okay, so the chair that I'm sitting on can become business items, furniture, okay, jewelry, precious stones, anything I mean, we don't you know, anything could either Toby's clothes, anything, doesn't matter what you're buying and selling books, whatever you buy and sell and you're planning to business or you're doing a business with it, then as long as two conditions are met, firstly, that you once or you intend to do business with that thing. Suppose you have a bookstore,

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bookshop, okay?

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No, excuse me, before you go there. Suppose you have a huge library 1000s and 1000s of books, but that's your personal library, okay. And he's working on it. No, all of a sudden, you don't want your library anymore and you want to sell it. Okay, as soon as you want to make your library into a business venture. Okay. Then from that point in time, you have to count one year and start giving is that counted? Okay, so basically, as soon as you intend to do business with something

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from that point in time, you have to give Zakat on it every year.

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Okay, now suppose you bought books with the intention of selling them, in this case, automatically. They'll entrenches that you don't have to you know, like suppose the person has a car locked okay? He doesn't buy cars except to sell them so it doesn't matter he has an ongoing running business Okay, so in this case, whatever that data that time comes he must keep the car on his truck which we'll get to it in how to do that in a little while Okay. Now as any sort of business product is the same as golden silver then you solve a business products is the same as gold and silver brother in the back what is what is the meaning of a swap?

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Then you have to pay not 10 you have to basically if you have less than you've got no physical Okay, so then the thought of products business products is the same as the nisab of

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gold and silver Okay, whatever calculation which we're in trouble we'll try to get to soon inshallah. Now, how does it person calculate his business account, you have to realize it's, you know, mean it might be very difficult in the sense that he cannot monitor it.

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item that comes in and out of a shop, suppose he has a car locked, okay? He cannot monitor what car he you know what particular car he bought and sold every day the value and what it was. So it's too difficult to do that. So illustrata has made it very easy. And the way that you do is that basically you pick one day of the year, suppose the first several months, okay? Every time the first of Ramadan comes, you just calculate your stock at hand and give us a calendar. Okay, so you don't have to basically plot out the whole long chart and everything, you know, whatever your business products are worth, at that particular date and time that you have your one day of, you know, one year, then

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you give your account that day there obviously a person should fear Allah and that, you know, for example, the 28th of Shaban, you know, still have all of his cars, obviously this trickery and you will be punished because the last person knows your intentions. Okay? A person should fear Allah subhanho wa Taala and not try to find a trick what it means how many people would they would do, for example, the minimum amount of the capital ship is 40. Okay, if you have less than 40, then you don't have to give it a go. What they would do, when does the car collector came to them, they would conveniently which look like lens one goes to their neighbor or something. So when does the guy

00:26:06--> 00:26:39

crack is the person came to count, he would count 39 and say, okay, nausicaa move on. Okay, this is trickery, this is deceit and Allah knows your intentions, and you will be sinful for this. No, if it so happens that you have to sell it or you know, do something like this. And you know, you didn't plan to do so that's fine. But if you're, if you have a business going on, then you just pick one day of the year, let's say the first sort of a month, every date every year, every day that that every time that that day comes of the year, right every time the first time a bond comes back, then you calculate your business stock and has you calculate this value and you do 2.5% of the value if

00:26:39--> 00:26:59

it is above the song. Okay, very simple. I mean, not much complication here, whatever you have, it doesn't matter furniture store bookstore, you know, I mean clothes store doesn't matter, whatever you have one day of the year, your chocolate, your your products value, whatever you have in hand, and you give us a count on that. Now a very important point before we move on to the next section. And that is that

00:27:01--> 00:27:38

you have to give the cap on the products that you actually buy and sell. Not the products that you need for your business. Okay, what do I mean by this? Can someone Understand? Yeah, exactly. Very good. Suppose you're selling refrigerated items, okay, you're selling coke cans, for example. Okay, now you have a cooler or you have a container, you have a big frigerator freezer, that is in your ownership, you're not selling and buying the freezer. Even though it's all your business premise, right? Your premises, you are not buying and selling that item. So you don't have to give us a count on that. Okay? Likewise, you're a carpenter, and you have your buying and selling wood products,

00:27:38--> 00:27:45

okay. But obviously, you're gonna have a lot of tools. You don't buy and sell the tools you buy and sell the cabinets and the drawers or whatever. So what do you give out on

00:27:47--> 00:28:05

the wooden products not on the tools, right? You give Zakat on what you are buying and selling not on the products that you need for your business and trade. Okay, so you have a huge closet, okay? You don't have to give the account the property of the land, because that's yours, you need it for your business, you have to give the account on

00:28:06--> 00:28:20

on the car. Okay, now, let me give you another scenario. One person, he buys houses, and he gives them out to rent another person, he buys houses and sells those houses. Can someone tell me what will be this account of the first person who won't be this guy? The second person?

00:28:22--> 00:28:26

Yes, what is this, the first person who buys houses and gives them on to rent

00:28:27--> 00:28:30

will be on the rent or on the value of the house.

00:28:31--> 00:28:36

Okay, the second person he buys and sells houses will be on

00:28:37--> 00:29:11

on the value of the house, okay, on the value of the house. So this is the key criteria to keep the difference here. You have to understand it that you have to the first person he buys a house, but he doesn't want to sell the house. No, that's his now he just wants to rent it out. So he gives the account on the money that comes from the rent. Okay? He wastes the whole year basically, like we talked about money. The second person he actually is buying and selling houses. So this person he has to pay zakat on the value of the house. Whereas the first person does not have to pay zakat on the value of the house. She has to pay it on the rent that is coming from that house. Same thing

00:29:11--> 00:29:35

goes for example, if you own an Avis rental car company, okay, I suppose you own it. I mean, I don't know the system. I'm not giving up. But let's say you own your own rental car listener service. I don't know the system they have suppose you own I rent the car company. Do you have to give up on the value of the cars? No, because you're not buying and selling the cars. It's not. It's not actively involved in your trade. Suppose you have a car car lot you buy and sell cars in this case, you give the car and what's

00:29:36--> 00:29:41

the value of the cars Okay, we'll move on. We're spending too much time business. We wish we had businesses we don't have businesses.

00:29:44--> 00:29:50

Okay, the next type of zaika we go on to is the cartoon super by the witnesses.

00:29:53--> 00:29:55

The next car we go into is the carpet.

00:29:57--> 00:30:00

So basically, if you like you can say that there

00:30:00--> 00:30:09

Two types of literary opponents, one of them is the type that we just mentioned. Right. And the second half of Zika is a special type of Zika, which is called the casual filter.

00:30:10--> 00:30:16

Now, the carpet filter is obligatory upon every single Muslim

00:30:17--> 00:30:19

who owns more than

00:30:21--> 00:30:22

his daily requirements.

00:30:24--> 00:30:30

So this is different from the disalvo. Because there are going to be some people, that's,

00:30:31--> 00:30:45

well, obviously, everyone that pays, the first step is that God will automatically qualify for is that doesn't fit, right. But there are going to be a lot of people that are poor. They don't, they don't have to give the crap, but they're not that poor that they don't have to get that they that they are exempted from capitalism. In other words,

00:30:46--> 00:31:09

if you have more food than what you need for one day, right, the day basically the night before either the day of release, you have more food than what you need for that day, then the caterpillar becomes the victory upon you. Okay, so it's obligatory upon every Muslim who owns more than what he needs for his day more than what his family needs for that day and night. Okay. The Gospel filter is obligatory

00:31:10--> 00:31:24

when the sun sets before when the sun sets on the night before so when the sun sets the night before it like 15 hours before the eight prayer, that's when it becomes obligatory and it must be paid before the eight prayer.

00:31:25--> 00:32:06

So this is the time slot was the gospel becomes an obligatory let's suppose the 29th of Shabbat the moon was cited. So Ramadan will be it will be tomorrow 20th excuse me, 20 I thought I'm abundant moon was cited okay 29th of Ramadan, the moon was cited. So, tomorrow is going to be read as soon as the sunset of that day then the castle suka becomes a victory upon you and you have to pay it until the read prayer of the next day. So you have like 15 or 20 hours Okay. Now, the universe is allowed to give it a day or two before but not too long before it. So, suppose on the 27th of Ramadan, you can give your ticket for for the 28th thermoball on 29th of Ramadan and right before his prayer, but

00:32:06--> 00:32:18

you have to give it before eighth prayer you must give her a prayer or else it is not psychophysical just be any other sort of like a giving okay. So it is obligatory to give us a couple before read prayers.

00:32:19--> 00:32:33

And it is one saw write down the Arabic term what is the amount of the second one saw saw an ad at the end? one slot of a staple food items such as wheat or rice

00:32:34--> 00:32:36

or anything like you know, dates

00:32:37--> 00:32:58

or any type of grain that is used in the community. Okay, any type of grade or any type of wheat or staple item that is used as food you have to give one slot of that one slot equals for my very good How much is it worth one slot? So I don't mind is a portable slot and the slot is four minutes. Okay. Is that clear? You know how much to give it oh

00:33:00--> 00:33:01

this is called a circular

00:33:03--> 00:33:39

circular logic or circular argument. Okay, one slide is four minutes and a mud basically is a fist for manifest fulbrighter you put your hands together and you pick something up like a full two hands of grain This is like a mud okay so in our times in like slavery they sound like a few kilograms maybe like you know a few kilograms of rice like five kilograms of rice would be like basically you know a bag of rice or something you know, so calculate and be generous obviously, some amount you want your sins to be forgiven. And the point of what is the point is the kindness of you know, it is to purify your fast Okay, it is to purify your fonts if you backbite it or do something, this is a

00:33:39--> 00:33:45

guy inshallah will purify that fast from what you did. So, the Gaza filter is paid

00:33:46--> 00:34:25

the day of read or the night before he or one or two nights before he and his amount is one sort of a staple food item, okay? And according to the majority of scholars, it is not allowed to give it in money. It is not allowed to give it in money. Okay, you should try your best to define someone who is willing to accept the gospel faithful as a staple food item. And there are people especially like an artist, we have immigrants from Kosovo and Bosnia that are in Houston, right? And I remember when I was in Eurovision, when we were living in Houston, we arranged always to give it in staple food items to these people, we gave them rice and we gave them flour we give them wheat and they would

00:34:25--> 00:34:39

benefit from this okay. Now suppose theoretically, hypothetically, you could not find someone to accept to this, then perhaps in this case to give money, okay. But I say that first of all, give it a good shot and you will find someone inshallah, you will find someone that is willing to

00:34:40--> 00:35:00

accept this and what you should do actually, what the brothers and sisters should do is get together and arrange one person to go and find a number of families that are in need of this, okay? And then give it to them. Give this food to them. So that you know not everyone is busy finding because like for example, you know, Melissa, Samia, they have a lot of families in need there. Okay, and other places, I'm sure

00:35:00--> 00:35:04

You'll find the groups of immigrants living together. There Yes, what?

00:35:08--> 00:35:13

one slot equals format. One match equals one fourth slot. Simple.

00:35:14--> 00:35:26

One slot equals formats. No one and one month equals, like, you put your hands together and you pick it up out of wheat or something that's like one month. Okay?

00:35:27--> 00:35:30

And one slot equals four of those. So you have to do that four times.

00:35:33--> 00:35:50

Where is the number two coming from? one slot equals four months? Okay, one month is that you take your hands and you pick up something like a full full full handful. Okay, so four of those is one slot. Okay, clear. Okay.

00:35:52--> 00:36:02

It is not allowed to give the captains that are after the age you must give it before eight Is that clear? Okay, there's a ligature for you to give it before eight Okay, let's get questions again shall okay

00:36:03--> 00:36:41

is obligatory to give the Catholic before he got the fit that is, like I said obligatory for every single Muslim. So if a child is born, the night of eight then you must pay zakat on his behalf. Every Muslim, the person who is responsible, so the man must pay the carpenter for himself. And for his wife or wives, or his children, all of them. He is responsible to basic artificer for Okay, and he must pay zakat for anyone that is dependent on his his mother or father, for example, if they are not dependent on themselves, they're dependent on their child, whoever he is the provider for he must pay zakat for all of them every single Muslim. Okay, separate as a contributor, even if a child

00:36:41--> 00:36:54

is born. And from Allah say that even if a woman is pregnant, it's encouraged for them to give Zakat on behalf of the baby inside her womb. Okay, is encouraged to use a cup, even though it's not obligatory to do so. Okay.

00:36:56--> 00:36:57

Let us move on now to

00:37:04--> 00:37:07

the payment of Zika the payment of the car?

00:37:08--> 00:37:12

Obviously, it is not allowed to delay payment as a car for more than a year.

00:37:13--> 00:37:32

You have to pay it at least once a year. Okay, suppose though, I mean, can you pay it before it's time? Can you pay it? Suppose your date is the first time number one, okay? You meet someone that is really intelligent. You say? Well, I'm sorry, I can't tell you I need to catch up on the number one. Can you pay them in there to him?

00:37:33--> 00:37:34

Yes, you can.

00:37:35--> 00:38:02

You can pay us a cup before it's time. So let me give you an example. Suppose a person has to pay $10,000 worth of Zika Okay, an example $10,000 of Zika we're talking about not his money, he has to pay $10,000 of Zika. Okay, what he can do is that throughout the year, whenever he finds people that are needy of Zika, he pays them supposedly pesos for 500 and 1000 years, when his time comes, suppose the first time a lot of the next year comes he then calculate how much the car he paid throughout the year.

00:38:03--> 00:38:34

Total $7,000 Okay, then he will deduct this 7000 from the 10,000 that he has to pay. And he only he only has to pay 3000 at that time. Okay? You understand very simple, basically, you have to give us a card before it's time, you're not allowed to give it after his time you have to give you but you are allowed to give it before its time and this is very convenient, okay, throughout the year, a person can continually give us a car. And then when the his day comes that he has to give the car he calculates he has written down how much they kind of gave throughout the year. So he subtracts that from the total that he has to give physica and he gives the remainder Rosica.

00:38:39--> 00:39:14

Yes, you can also give Zakat for a year or two in advance, but not more than that it's called a year or even two years, but don't give it for 10 years in advance. And that's the point you know, it's like, okay, I'll give you No, no, he's you supposed to give it at his proper time. But if you wish to give it a year earlier, okay, suppose there was a person that you know, was in great need, and you know, he's a relative of yours or something, a cousin or something, right? And he was in great need of, let's say, $10,000. Okay, and yet yours has only $5,000. Okay, you gave him the 10,000. So you don't have to give it now your intention was the car so you don't have to give it for two years.

00:39:15--> 00:39:22

Okay, but this causes they don't do it for more than two years a year or two like that, it's fine. You give it before its time, that's fine. It's allowed but it is not encouraged to do so.

00:39:24--> 00:39:24

Okay.

00:39:27--> 00:39:59

Likewise, it is strongly encouraged to give the car in your community where you are living, okay. It is strongly encouraged to give the guy in the community that you are living in. So you should not transfer it to another community unless there is a reason to do so. However, if you do transfer to another community, this also comes as your car. So suppose like most of us were originally from outside of America, our parents and our relatives, okay. So we have to give $5,000 as a car, the scholars say that is encouraged to give it in Houston or wherever you're living unless

00:40:00--> 00:40:30

is a good reason for you to transfer it elsewhere. And a good reason for example might be that one of your relatives is in need of Zika. So we have for example a cousin or a distant relative, that it is not obligatory for us to support them, but they are still our blood and kin. So then in this case, the scholars say the best thing to do is to give some of your money where you live and celebrate abroad. Okay, it's not good or it's not encouraged to transfer all of your money abroad, you should give the cat the place where you live. This is because the Prophet told was in a Java in the famous hadith of what a man has he said we cover

00:40:32--> 00:40:42

what is the right of Allah Pani was right of love of mankind upon Allah, when he told them about Zika? What did he tell him? What how to determine if they obey you in Florida, that origin was DACA and

00:40:44--> 00:41:21

take this account from their rich and give it to their poor. Okay, well, I was going to where was he going to who remembers Yemen, okay, so he said take it from there rich and give it to their poor, meaning the car should be within the community, okay, the car should be within the community. So the scholars say it is encouraged to give the Gup within your community unless there is a need or a reason for you to take it abroad. In this case, it is allowed to take it abroad. And even in this case, it is best to give some of it in your committee and some of it abroad. Okay, simple enough factor play we get on now to the next section

00:41:23--> 00:41:27

shala we can finish the category, we might even finish before the scheduled time we can finish the calculation.

00:41:28--> 00:41:33

The next section is who you give the car to we've talked about what are we talking about in order.

00:41:37--> 00:41:43

First thing was the nisab of Zika the money and then the the Zika business and then

00:41:45--> 00:41:50

Zika fitted and then the payment of Zika. And now we say who pays the country Okay.

00:41:51--> 00:41:56

Now the primary verse with regards to this. Can someone give me some water?

00:41:58--> 00:42:40

The primary verse with regards to this is sort of a Toba verse 60 Okay, so to Toba verse 60, in which Allah subhanaw taala said this is an important verse because this is the primary and the only, you know, clear verse about who are the recipients, et cetera. Allah subhanaw taala says, In Masada all suited for karate or Masaki with Amina they have that for the author in this person. First, musica Zakah is only four and then he mentioned eight categories. Zakah is only for these eight categories. You cannot give Zakat to anyone who does not fall into one of these eight categories. Okay, so the first category that Allah mentions, what is the verse number first of all, write this

00:42:40--> 00:42:57

down, though, verse 16, everyone should go back and know that this is the primary verse when it comes to the recipients of Zika. The first category is, I want you to write down the some of the arbitrarily important topic for color focus. Okay, the second category is the scheme.

00:42:58--> 00:43:33

What is the difference between paid and miskeen? So create a new scheme both mean for people, but for QA are those people who have less than half of their minimum needs? Okay. This is how the scholars have defined it. For the person who was paid, he has less than half of what he really needs, okay? He can't pay his rent, he can't feed his family, he has less than half of what he really needs. So like the beggars on the street that we see. Many of them are puppies, well, actually, many of them are millionaires, you've been out here, that's probably say, they just get a lot of money, but many of them are focused when it says they don't have a house, they don't have,

00:43:34--> 00:43:56

these are fukuhara. miskeen is He who has more than half but he still doesn't have what he needs. So he might be able to pay his rent, right? But he can't really provide adequate food for his family, for example. So there are poor people, but they're just barely managing to live, but they need some money still. Whereas the forfait is an extremely poor person. Okay. So for Pete, if you like is an extremely poor person and in the skin is just a poor person.

00:43:57--> 00:44:32

What is the difference between between the two, the scholars say that if you have half of your needs, suppose the person needs a bare minimum, I think they probably live in America is 10,000 I think a year. I think that's what the government defines it as below the poverty line. So suppose a person has only 5000 or less. In this case here, we qualified as a focus from Australia perspective and medical perspective, okay? If he has more than 5000 bullets intensively qualified as his skin, okay, basically, we're not we're not concerned with numbers or figures, we're concerned with what how the person is living, if he can manage to, you know, earn a lot of what he needs, but not all of

00:44:32--> 00:44:50

it, then he is a mosquito. If he cannot even manage to do that, then he is a socket. So you can give Zika to these two people. The third category that Allah mentions are the workers for Zika and Armenian Allah. Now in the good old times, when we had a Islamic State, what would the pizza halifa do? He was sent out?

00:44:52--> 00:44:59

government workers basically, to collect this occur. So basically, when you have those government workers that collect this again, bring it back then the halicarnassus

00:45:00--> 00:45:10

Pay them their salaries to so their salaries also come out of Zika. Okay, in our times this is not applicable so we can gloss over it, okay, but know that this is the third category. The fourth category are

00:45:11--> 00:45:15

write it down, unless it boo boo. I left it alone.

00:45:17--> 00:45:19

I left it alone.

00:45:24--> 00:45:47

What I left, the Hulu boom literally translates as those whom, whose hearts you wish to soften. Okay. Now what is this category meant for this category is meant, again for the Islamic State not for individuals, okay, what would occur and what the process that I did sometimes is that he used to give a lot of money to leaders and to chieftains of their tribes. What did this do? It did two things. Firstly,

00:45:48--> 00:46:18

it made them sympathetic towards the Muslims. They wouldn't harm the Muslims. Secondly, it made them accept Islam. Many of these people, they accepted Islam. Once the Prophet sallallahu Sallam he gave a whole valuable Valley. You know how big the valleys He gave a whole valley full of flock of sheep to a certain shift in a huge, famous chieftain of his tribe. Okay, and that must be literally 1000s and 1000s of cheap, which might in our times didn't work out to be multi million dollars. Okay. Huh?

00:46:20--> 00:46:22

sheep singular killer, right? Yeah.

00:46:23--> 00:46:35

So he gave him literally 1000s or 1000s when it's not worth back to his nation, right? He said, Oh, people accept Islam. For verily this person is a prophet because he does not fear poverty.

00:46:36--> 00:47:11

So the position by giving him that much money, the man was so if you like overwhelmed by the prophets, generosity, that he realized this must be a prophet. This must be a prophet. So he said, Oh, my people accept Islam. For verily, this prophet is a person who is a prophet because he never views poverty, he never fears he's gonna know what man would give that much money, multi million dollar Jesus gave him to achieve to like that. Okay, what happened? Not only did this tribe become safe from harming the Muslim, not only did they prevent themselves from harming the Muslims, they all accepted Islam. Okay, so one of the people one of the categories that you give Zakat to are

00:47:11--> 00:47:47

those people whom either you want to protect Islam from being harmed by or with, or you want them to come close to Islam. Okay, now in our times, we cannot apply this category, we should not stand up and give it to our Christian friends and relatives. No, this is not for the Islamic State, okay, suppose they have a country that is that enemies with the Muslim state, then they can give out there's a cost money, they can give that country some money, so that, you know, that country would come more sympathetic towards Islam and might even accept Islam. So what category was this? The fourth category, the fifth category is freeing the freeing of slaves. Okay. And this shows you the

00:47:47--> 00:48:16

humane concept of slavery in Islam, that one of the ways that you can use zecca is to free slaves. When you're a person who owns a slave and the slave wishes to be freed, then you're allowed to use your money to free the slaves by his freedom from his master. Okay, you can purchase that slave and sent it set him free for the sake of Allah subhanho wa Taala. But obviously, in our times, there is no slavery so we can again, we don't have to concert on this point in the state often other than in there. Okay.

00:48:18--> 00:48:19

The sixth category

00:48:20--> 00:48:21

is

00:48:22--> 00:48:26

the blog and write down the Arabic term a lot in a lot in

00:48:32--> 00:48:33

the volume.

00:48:35--> 00:48:40

You know, the verse Yeah, how can you ask me recite diverse receptiveness from the beginning?

00:48:43--> 00:48:44

When Misaki.

00:48:51--> 00:48:52

What is your hobby?

00:48:54--> 00:49:16

What do you mean? It's a meme? What is a garden? What is his arm? And his arm is a number of things fall into it? Basically, firstly, primarily, there are those people who are in debt. They are in debt, they don't have the money to pay off their debt. Okay. As long as the debt was held, it wasn't how long I mean, in the sense that they're not, they're not taking a debt to open up a business. I mean, they took a debt for a hallowed reason.

00:49:17--> 00:49:27

And for some reason, they cannot pay their debt off, then you can give money to those people in debts. Another meaning of hoarding. Another connotation of boredom is a person who

00:49:29--> 00:49:59

agrees to cause reconciliation between two tribes who are at war by paying a certain money or fee. How does that occur? Suppose though, this was a common in the previous times that two tribes were fighting and they kill a person, one person dies, obviously, there's something known as blood money, okay, which we don't have time to study this one of the chapters of film, but basically you have to give blood money you have as an explanation for that killing that you did, but this Blood Money is a huge amount in our times, it will start to like 40 $50,000

00:50:00--> 00:50:28

if not more, so obviously not, not everyone has this money. So then the charges are going to be a war because of this blood money, that until you pay us this blood money, we're going to fight you. So one man will stand up and say, No, don't fight, I will pay this blood money on your behalf. So this person who stood up to cause reconciliation between these two people, or these two tribes, or these two communities, then we say that he is capable of being given the cartoon, but if you'd like a more practical implication is one who is in debt. Also hard in the seven category is

00:50:30--> 00:50:46

C sebelah. In the way of Allah, in the way of Allah. And these are those who do jihad. These are the Mujahideen that you pay money to them so that they can buy horses that can buy armor, they can, they can fight for the way of Allah subhana wa Tada, you're allowed to give that out to the majority to

00:50:48--> 00:50:56

them, which is that people are doing hydrological cycle for them. Okay, and the eighth category, the final category is

00:50:58--> 00:51:29

the wayfair. The wayfarer, who is the wayfarer, when I first first heard this word it was had no idea what it meant you had to look up in a dictionary, it means the person who is traveling away from his home, and he doesn't have any money. No, he might be a millionaire in his territory. But right now, he doesn't have any money. Now remember, in the good old days, you have to travel with your money. Okay? There weren't back to constantly ATM cards. And wherever you are, you can take money out credit cards? No, you just you have to travel with your money. So suppose your money finishes or someone steals all of your money? What are you going to do then? So these type of

00:51:29--> 00:51:38

people, they are allowed to be given zeca you can use you can give the car to people who are waiters, in other words, they have cut off their source of income at that present time.

00:51:43--> 00:52:18

These are eight categories. Are they clear? Okay, whatever category you give to, you should only give two as much as they need and don't go beyond that. So suppose away from your practical example, you meet a guy, he tells you suppose you know he came from Well, this is common more in salary. But anyway, they came from home where they came from. I mean, if you really don't meet wayfair is that much over here. But in salary, you always meet these type of people. They came for hedge, right, as someone stole their money, or they lost their money. So these people, you give them a car to get home, you give them a ticket for plane tickets home, right? But you don't give them more than that.

00:52:18--> 00:52:53

Okay, so for example, is the plane ticket costs $2,000. Or let's say, you know, $1,000, okay, or $700? Right? You don't give them $2,000 to go first class is the comedy exam, for example? No, do you give them more with any, you give them the bare minimum what they need enough for their food and water until they depart and then travel expenses. Okay, likewise, the poor person, if he is poor, and he needs let's say, $5,000, okay to give his rent, okay, you don't give him 20 or 30,000, you only give him the bare minimum, just common sense. You give him what he needs, you don't give him more than that. You give him what he needs all of these eight categories.

00:52:55--> 00:52:59

The last section that we're going to discuss, these are eight categories that we give to okay.

00:53:00--> 00:53:37

Before we move on five of them, five of them, you only give one they are literally poor. And these are obviously the 40s the miskeen the slave The one who is in debt, and the wayfair they literally they don't have money. Obviously for pyramid scheme, by definition doesn't have money, but for example, the state it is possible that the slave might have money, it is possible that the slave for example, his master will say you can work two hours of the day, okay, and whatever you earn in two hours is yours. So over a period of time he has enough money to free himself in that case you are not allowed to give him why because he has the money. Likewise,

00:53:38--> 00:53:56

the one who wants to debt Well, many people have debt, but they can pay it off. Can you give us the guts of such a person? No. Only when he really doesn't have the money and likewise the wayfarer the traveler only when he does not have the money. Can you really give him Zika the other the others? You cannot give them two? If they are

00:53:57--> 00:54:07

Excuse me, what did I say five of them you can you can only give two when they are poor. The other three even if they have money, even if they are rich, you can give them money. Who are these three

00:54:12--> 00:54:16

the Mujahideen the Malala party horrible as

00:54:20--> 00:54:43

that workers exactly, I'm not very good. These three, even if they are rich, you can give them to the company. Okay, then we Jahan even if he has enough money to purchase it for himself, but because of the fact that he's doing jihad, we're allowed to give him money, extra money to buy more stuff or to buy a better horse or whatever. We were allowed to give him money. Okay. Also the one that is collecting the car he's also allowed to

00:54:45--> 00:54:47

take take the car, what was the third person?

00:54:49--> 00:55:00

Wonder does Hulu. Okay, the one that particular goal is that even if that person might be rich, if you think that giving him more money was gonna

00:55:00--> 00:55:05

cause them to come close to Islam, then they are allowed to take money.

00:55:08--> 00:55:16

Actually, you know, the scholars also say that the volume is also allowed to take money if he's rich. So actually, that brings up to four people, the hot and he's also allowed to take

00:55:18--> 00:55:19

that guy who's rich who isn't on him?

00:55:21--> 00:55:57

Yeah, but in one sense, okay, let's make it they'll see. Right, right exactly the reconciliation one can How about the one that's in debt normal debt? No, the one that's taking care taking on a debt that's not his to cause reconciliation. This is the one that you can give Zakat to the one that has a personal debt, if he is rich, then you don't give him Zika was the one that's taken on the reconciliation that even if he is rich, even if he is rich, then you can give him Zika. Because that's not his gun in the first place. He took it on to cause reconciliation between these two, these two tribes, is that clear? So basically, of these eight categories, right? of these eight

00:55:57--> 00:56:07

categories, five of them can only be given to the guy when they physically don't have the money, and four of them can be given to the guy even if they are rich. Well, five plus four is nine. So how do we get eight

00:56:09--> 00:56:33

the item we divide into two categories, right, we said the harm is of two types. One of them is you causes reconciliation between people and the second is the one that is injured. So the one that causes reconciliation, you can get him money, even if he's rich and the one that is in his own personal deck, you can only get the money if he is not rich label, we move on to the last section and hamdulillah we would then have finished with the chapter of the cat our level, obviously this is a very brief discussion.

00:56:34--> 00:57:10

Apart from this, one of the best discussions of Zika is the PhD dissertation by the famous scholar of our times Yusuf Al qaradawi, who unfortunately changed his language after with a PhD, but his Ph D is excellent. It's all about is called frequency Rekha is a two volume mystic PhD dissertation editor and it is considered to be one of the best books written on this topic. Really a good book we covered in one hour what he spent the whole PhD doing you know so I'm just trying to show don't think that we think all we need to know No, I'm just going over quickly what we need to know so we know how to deal with Zika I'd like to say I encourage all of you to go back and do your own

00:57:10--> 00:57:15

research the last section that we're going to do quickly is who you cannot give the car to

00:57:21--> 00:57:24

who can hazard a guess firstly who you cannot give us a car to

00:57:26--> 00:57:31

non Muslims very good number one non Muslims except one category no

00:57:32--> 00:57:33

one left it alone.

00:57:35--> 00:57:47

Okay, those ones Yeah, they're more or less you can give them Zika Guys Guys Guys, okay. The so the first thing is non Muslims, non Muslims, you are not allowed to give the cut to non Muslims.

00:57:49--> 00:58:10

Unless the one category more left radical Islam. And we said in our times, we should not take this responsibility. This is the responsibility of the Islamic State. So, for our purposes, we cannot give this account to a rich women say anonymous them. The second person we cannot give the card to is a rich person, except for the four categories we mentioned. Okay? The second is a rich person. The third

00:58:12--> 00:58:12

is

00:58:13--> 00:58:19

a man who is strong and able and capable of earning money. Okay, so

00:58:20--> 00:58:25

we don't give the car to those people that are capable of earning money but out of laziness, they don't.

00:58:26--> 00:59:01

Okay, we do not give the car to people who are capable of earning money, but out of laziness. They do not because the process is that one idea that the car is not allowed for the honey or the rich nor is that allows for the strong man who is capable of earning. And by strong we don't mean you know, superstar means strong meaning you know, normal average strength is healthy is the healthy man. We don't mean you any machine learning bodybuilder when it's normal man who is who's capable of doing anything, he can work a labor job and get $5 an hour. We don't give us a cut to him. Okay? he's capable of earning his own money we don't get him as a car. So the third person is what

00:59:02--> 00:59:06

a strong man the capable Okay, the lazy strong right? Okay.

00:59:07--> 00:59:11

The fourth, the fourth, the person that you don't give the car to? Are

00:59:14--> 00:59:32

the the family of the Prophet sallallahu wasallam. Okay, Ali, Mohammed, the family of the process of them to be more precise, by to Hashem, just right boo Hashem, anyone that's defended of this tribe of Banu Hashim right, you are not allowed to give Zika to them. Why is this the process of them said that

00:59:40--> 00:59:46

getting confused. The process has said that Zika is the de de

00:59:47--> 00:59:59

the dirtiness of people, the discarded dirtiness of people. Why because it purifies your money. So it is the OSA or the junk of people not the junk but like the filth of people. So it is not permissible for

01:00:00--> 01:00:28

The early Mohammed to take of this filth, okay? So the Prophet is family they have a special status that they are above taking the car. So we are not allowed to give the car to a person who is of the prophets family. And in our times we have millions of people who claim to be the Prophet family. But you know, in reality they're not I mean, you know, they have to prove that they have the properties come Okay, every Tom, Dick and Harry in our times, really I mean, that's how they got over it, you know, whatever thought had Mohammed and Hassan whatever you want to say, you know? And

01:00:29--> 01:00:30

I mean, I say

01:00:31--> 01:00:58

a joke that I crack it seems as if all of the prophets family, they move to Pakistan if you ask me. I mean, every second guy says you say you know he's a he's a prophet, sadly. No, I mean, not everyone who claimed his other prophets founded of the Prophet stuff in the prophets family means they have a lineage they have a, you know, they know they know their ancestors, they had they can trace the roots back to the Balu Hashem, okay? You're not allowed to give money to these type of people. Likewise, you're not allowed to give money which categories this?

01:01:00--> 01:01:01

No, the fifth? No.

01:01:03--> 01:01:30

This is now the fifth we're going to talk about. Yeah, so the fifth one now is that you cannot give money to those people who are dependent on you. So this includes your sons, your father's your mothers, your daughters, anyone that is dependent on you, your wives, okay? You are not allowed to give Zakat to them. Because they are dependent on you. Okay, it is your responsibility to take care of them so you don't go to scratch take care of them.

01:01:32--> 01:01:33

How about your cousin's

01:01:36--> 01:01:53

you're not responsible to take care of them. So you it is doubly rewarded if he gives it to your relatives. If you've got your relatives then you have a double reward first forgiving the cat secondly for helping your family. Okay, so that's the double reward you should give the country your family as long as you're Muslim obviously, you know, as long as they're Muslim. So

01:01:55--> 01:02:01

these are the five categories of people that you cannot give the cat you can the wife gives the cutter husband

01:02:05--> 01:02:08

why Mashallah, this guy's a genius

01:02:10--> 01:02:11

Mashallah give him the cake.

01:02:12--> 01:02:17

Definitely Mashallah. Very good. The wife can gives the car to the husband Why?

01:02:18--> 01:02:50

Because it's not her responsibility to take care of the husband. As long as the husband fulfills the criteria of being it's I mean, you know, their husbands are always the boss, you don't say I mean her husband is is is is is one of these eight people mentioned right? Then it is doubly rewarding for the wife to give the car to the husband. Okay, she is doubly rewarded. Now she gives the car to the husband because she is not obligated to care of the husband so the karate opinion even though some scholar says you shouldn't but the current opinion is no she shouldn't she would get a double reward because there has is she is not required to take care of her husband or to pay for him. So if

01:02:50--> 01:02:55

she does do so, and he is qualified to accept the car then she will get a double reward.

01:02:58--> 01:03:13

So with that we conclude keytab was the car and we'll have 510 minutes of question after that the sisters if they are interested in question as a police district Can you indicate if your once the question answered today or not? by knocking on the door

01:03:16--> 01:03:17

okay.

01:03:22--> 01:03:35

Okay, so I shall after 15 minutes there'll be a question answer with the sisters after the 10 minutes now. Many precious stones are sitting gold such as Emerald rings, just one piece of gum nice. Yes. When you Okay, brothers sisters,

01:03:40--> 01:03:41

Baba patients

01:03:43--> 01:04:07

The question was very good concerning zakra and that jewelry that has gold and precious stones in this case, you go to a goldsmith, you go to a person who is an expert in jewelry, and you ask him to calculate for you the weight of the gold versus the weight of the stone and then you pay that out for the gold and you don't pay it for the stone. Okay, so you have to differentiate between the gold and the other items and gives you a cap on the gold and none of the other items No.

01:04:14--> 01:04:32

South Africa no further call is different from Zika saga you can give to non Muslims. Okay, what is saga? By the way we didn't talk about saga. saga is voluntary charity. Anything above Zika is sort of you can give sadaqa to anyone you want. You can use other people's pockets from the even South Africa is different from Zika okay.

01:04:34--> 01:04:45

No, that can't be. It can't be because we have a class after lunch. It's just q&a can't be after lunch because there's a class immediately after we're giving the class almost. I'm giving the class we don't have time.

01:04:47--> 01:04:48

How do you feel?

01:04:51--> 01:05:00

Let's see what an older anyway we'll see about that. Uh, what was the question? Oh, we answered that right. So Doc, are you allowed to give to anyone saw doctor you can get

01:05:00--> 01:05:10

To coverage to Muslims to the Prophet family, it doesn't matter sort of how you can give to anyone. And the more you give, the more rewarded you are. I mean, there's no I mean, everyone knows sadhaka is a rewarding act, and we didn't talk about

01:05:11--> 01:05:12

that one.

01:05:14--> 01:05:16

Is the crowd doing investments in stocks?

01:05:18--> 01:05:38

Is the Guardian investment stocks? Yes, definitely it is. Do you want investors and stocks, okay, because it falls under businesses, okay. And there are different opinions on how to give investments or how to give Zakat on investments and stocks. However, it seems that you just follow the general way of what we talked about in business investments, you take one day of the year.

01:05:39--> 01:06:01

And whatever, whenever that day comes, and you give 2% on whatever you have, if you have $100,000, and stocks, and then every year of that day, whatever you chose, then you give 200% of whatever you have next year, you have 200,000 on that day, then, you know, you give on that. So one day of the year you do it. Now, is there one acceptable cause for doing Zika? Like TV programs in Islam?

01:06:02--> 01:06:29

I know that although it says that. Yes, it is. But no, I don't agree with that at all. I don't agree with that, unless that says in the way of Allah ccbt law. And by almost unanimous consensus, I mean, the vast majority of the setup, and the scholars of tafsir. They said that three sebelah means jihad, specifically. Okay, speech limited, that specifically means jihad. Okay, so it is not a lot. So for example, can you can you use your cigar to build machines?

01:06:34--> 01:06:38

Why not? Does it fall into one of these eight categories? No, that's why not?

01:06:41--> 01:07:16

No, you can't use the category of matches. You can't use the cards to build orphanages, you can't use the cards to build hospitals. You can't use a god to build addresses and field schools. Why? Because it doesn't fall in these one of the eight categories. You can use further up, but you cannot use it. You can use Photoshop, but you cannot use the car. And in my humble opinion, you cannot definitely TV programs. No. You know why? Because even those scholars like some of their other magic allowed it for our purposes. What do they mean by that? What purposes some of this cause they said that, for example, you print books, papers on Islam and give them TV programs. These two program

01:07:16--> 01:07:25

constitute 50 or $100,000. You pay ridiculous exorbitant amounts for something which is very modernistic and very little benefit. So no, I will definitely say no. You know,

01:07:28--> 01:07:31

can you pay as a car to help someone get off of interest?

01:07:34--> 01:07:47

You cannot obviously pays the car well to interest but if you're saying he has a debt, that's an interest debt, right. And she had he took the loan for halaal reason, Vanessa, if you pay him money to pay off his debt as fast as possible, it is allowed. Now.

01:07:49--> 01:07:55

What about a woman going on Hajj? Is this Jihad for her is a parallel to given the situation?

01:07:56--> 01:08:28

No, you You shouldn't use you cannot give her a cup of people going for Hajj. This is not one of the categories of people going for hedge. We're not we don't have time to talk about how john O'Mara, but hedge is not obligatory on you if you cannot afford to go hedge is not obligatory if you don't have the money to go therefore there is no record that you give for hedge. As for the hedge being jihad, yes, it is you have for this is the best you have that the woman can do is to go for hedge because the person said that the best chance for women is hedge. But you're not allowed to make payouts from here to there. You know, you can't say says this is her house, she's allowed to take

01:08:28--> 01:08:42

the car. No, the car is not obligatory on her. Unless she is she can afford the journey for hedge otherwise she doesn't have to go for hedge Kinzer cars are free to be given to non Muslims. nausicaa can only be ignored, he should only be given to Muslims.

01:08:44--> 01:08:59

If your business is service oriented, is this guy that needs to be paid? example through service. Yes, there's a guy so you hit on the money that you gain and the money is subject to them as a cover. He talks about 2.5% after one year. Okay, so here is a guy if your business is basically

01:09:01--> 01:09:13

like like a sister service oriented, that there's nothing physically involved, or you rent out your apartments or your houses for example, okay, you rent out your houses. In this case, you give us a count of the money that you earn after one year you just give a second that

01:09:25--> 01:09:34

this question about slavery. Really, since it's not that practical right now, I wouldn't say I wouldn't really want to get into a lot of detail here is best through the jury noise No.

01:09:36--> 01:09:59

I did not understand the question of is it that I cannot use the Quran and Muslim relatives or is it they cannot give us Academy non Muslim don't give the guy means that you cannot give the cattle non Muslims. You cannot give Zakat to non Muslims. Okay. If you want you can give sadaqa to them. You can give charity and it's very good. It's very encouraged for you to give charity if they obviously for example, your parents if they're not Muslim for your children, if they're not Muslim. You have to

01:10:00--> 01:10:10

support them anywhere. This is your obligation. Okay? If you're non Muslim relative, the point is you cannot give them Zika. But you are allowed to give them follow her. Okay? other charities just can't give them Zika.

01:10:12--> 01:10:46

If a made woman works as you're required to pay the guy even though her husband pays for them, she has to base it on her money. If a woman has a source of income, she has to pay to count her money, and her husband has to basically count his money. Okay, her husband is not obligated to take on her money. The person that owns the money is the one that is going to give Zakat on that money, the capital the filter. If the woman cannot afford to pay the government, the husband pays on your behalf. But the other type of Sikka know the type of guy that you know the type that you give to these eight categories. And there's a guy that super represents the person that owns the money if

01:10:46--> 01:11:20

the woman owes the money, she gives it to another husband. If the woman owns the jewelry, she gives it, not her husband, the woman that owns the jewelry, she is the one that wants to give us account that surely not your husband. Now if her husband gives on her behalf, that is fine and acceptable, but it is not his obligation to pay for her Zika neither is it her obligation to pay for his account, because the woman owns her money, and the man owns his money. And each one of the two is it is obligatory for them to give Zika on their money. I know we don't have to worry about this as non scholars. But out of curiosity, even though we don't deal with interest inflation does affect the

01:11:20--> 01:11:56

value of money. So do the stars have to take that into account to convert from their homes, dinars, dollars etc? I have no idea I just have to go back to the scholars and find out. And as a side point, you know that the reason inflation occurs is because of interest, if interested in the credit would be no inflation. So the Americans are in a you know, continuous vicious cycle that they can't live without interest and because of interest, their money value goes war and so it's a vicious cycle. That's why the Islamic system there is no interest so there never will be inflation, but I don't know the answer to this question. The second question already answered if a woman owns gold to

01:11:56--> 01:11:56

silver

01:12:00--> 01:12:11

Okay, so she's saying how does she pays the coffee doesn't get any money. Okay, concerning all she owns his jewelry should she sell some of the jewelry or her properly because she is not earning enough it is a car.

01:12:15--> 01:12:33

Without any doubt the woman is obligated to pay her owns the car. It is not the husband's obligation to pay her car. If she owns more than the nisab and that is only in jewelry. And she does not have any money to pay the jewelry and her husband refuses to pay for her. All of these things take into account then she must sell some of the jewelry to pay her.

01:12:34--> 01:13:02

Okay, it is her obligation. Now obviously it's not going to be very healthy marriage if the husband is so strict, you know. So you know, but I'm saying though islamically speaking, it is her obligation. Okay. It is your obligation to pay for her Zika it is not her husband's obligation to pay for Zika. So if she owns a lot of jewelry, and she doesn't have any money except for jewelry, then she must sell the jewelry to pay that sucker unless your husband's willing to pay for in that case, that's fine. Otherwise she must, you know, take your own jewelry