Yaser Birjas – Ta’Seel Class 54 Q&A

Yaser Birjas
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The speakers discuss various topics related to money and credit cards, including the use of money as a means of investment, the use of credit cards as a means of payment, and the difference between opinion and behavior. They stress the importance of understanding rules of fhare and the need to study a session to understand the difference between opinion and behavior. The speakers also discuss the use of credit cards as a means of payment, the difference between ford and ford when it comes to risk and liability, and the importance of having a clear understanding of the rules of fhare.

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			What is the line between between warah and
		
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			the ayah when Allah Subhanahu Wa Ta'ala asks
		
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			who forbids the the zina of Allah
		
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			I think the reference is to the ayah
		
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			where Allah says,
		
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			Like,
		
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			Allah says, who dares to make halal haram?
		
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			That if Allah made something of zina or
		
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			verification of this world, Allah made it halal.
		
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			Who dares to make it haram for the
		
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			people?
		
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			So,
		
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			how do I know that I'm not jani
		
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			falling into into this?
		
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			Look,
		
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			you're not supposed to cause and or call
		
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			it haram to anybody. If it's for you,
		
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			that's what warah is.
		
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			For you, that's what warah is. Al warah
		
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			is basically when you forbid yourself from certain
		
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			halal,
		
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			out of fear of falling into the haram,
		
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			out of fear of falling into the haram.
		
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			But what's prohibited is telling people
		
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			stop eating, for example,
		
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			this or drinking this, although it's halal and
		
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			you're making haram for them right now. That's
		
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			what's wrong, that's what Allah forbids us in
		
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			this ayah.
		
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			How to distinguish
		
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			between
		
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			and warah?
		
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			So, Rahabaniyah is when people,
		
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			they completely isolate themselves in seclusion,
		
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			they go into solitary,
		
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			volunteer the solitary confinement basically for the purpose
		
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			of Ibadah. So they disconnect themselves completely from
		
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			the dunya, from the pleasure of the dunya.
		
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			Alwara
		
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			is reducing
		
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			your dependence on this dunya, not completely asserting
		
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			yourself from the dunya.
		
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			Difference between Taqwa and Wara.
		
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			Well, Wara is one of the forms of
		
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			Taqwa because the Taqwa is putting a shield
		
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			between you and the Haram or being conscious
		
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			of Allah Subhanahu Wa Ta'ala. And what is
		
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			the practice of that? That you keep yourself
		
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			conscious of Allah Subhanahu Wa Ta'ala's commandments and
		
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			stay away from what Allah Subhanahu Wa Ta'ala's
		
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			Haram or if it was just doubtful. So,
		
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			that's practice of Taqwa.
		
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			Entering the masjid al musalla from the right
		
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			side, is this bida?
		
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			Like, some people insist on this even if
		
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			it means passing through the sister's side to
		
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			come in.
		
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			Like, if you if you say that you
		
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			come in from the main door,
		
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			and you go all the way to the
		
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			right side to enter from this door, in
		
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			order to say that you should enter from
		
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			the right side of the masjid,
		
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			I mean,
		
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			I'm not sure where this is coming from,
		
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			to be honest with you.
		
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			But what is sunnah
		
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			or recommended for the men to be in
		
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			the front lines to the right side, the
		
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			mirror behind the iman, the right side. So,
		
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			yeah, but not entering from the right door
		
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			of the masjid, so I don't know where
		
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			this is coming from.
		
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			And, if someone believes that's a virtuous,
		
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			they need to provide an evidence for that,
		
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			otherwise, it's difficult to consider Bilal.
		
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			Someone was asking about the difference of opinion
		
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			and
		
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			and the 4 schools of thoughts, so as
		
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			an individual living in Baleara, do I need
		
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			to stick to one particular school of thought?
		
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			I mean, it's up to you, but, usually,
		
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			for average person just stay with the jamaah.
		
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			Whatever you get from your jamaah, insha Allahu
		
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			Ta'ala, just follow that.
		
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			Those
		
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			are very lengthy questions over here.
		
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			So, someone is asking about, the 401ks
		
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			and they are promoted
		
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			as halal investments, such as airlines, but there
		
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			are some elements of haram like alcohol and
		
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			so on. I think this was clarified in
		
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			our today's session. If you guys remember, when
		
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			he said
		
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			if someone's income is solely haram versus, you
		
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			know, partially haram, What's the ratio for the
		
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			haram? And, it's majority or minority? So, based
		
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			on that, you could just stay away from
		
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			it completely as part of the warah, or
		
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			you can participate with caution.
		
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			Can I use the money I get as
		
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			interest to pay any fee the bank charged
		
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			me?
		
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			Or should I treat the interest money as
		
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			something that doesn't belong to me and do
		
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			it to another municipal cause? I believe that
		
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			you should actually get rid of it, inshallah.
		
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			Unless you want to take the the statements
		
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			of imam
		
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			ibn Qudam
		
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			by taking the halal and keep it for
		
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			yourself and the Shubha, give it to the
		
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			Shubha,
		
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			Yeah, and the source of income. In this
		
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			case, you can use that opinion
		
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			to pay any fees that the bank charges
		
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			you.
		
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			Here's the perpetual question of all times, is
		
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			it okay to eat nanzabi hamid?
		
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			It's up to you.
		
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			There are 3 opinions and I'm sure that
		
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			you already chose 1 so stick to it.
		
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			Is it recommended to avoid visiting a friend
		
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			who has bought his home using a traditional
		
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			interest based mortgage?
		
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			No.
		
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			His his haram is on him. You, you're
		
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			doing your duty towards him, insha Allahu Ta'ala,
		
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			to to visit and to be kind to
		
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			them.
		
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			But, again, if they feed you food that
		
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			you know it's haram, that's a different story.
		
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			Do I get sins when my bank charges
		
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			my credit card interest after a purchase?
		
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			Well, if you allowed it, but if you
		
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			pay in full every month, alhamdulillah, then you're
		
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			clear.
		
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			Although in essence in essence, signing a contract
		
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			for a credit card is also considered haram
		
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			because you're allowing this to to be charged
		
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			to your credit card. But our ulama, they
		
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			say because it has become more like a,
		
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			a hajjah, like it's a pressing need for
		
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			people to participate and deal with the, with
		
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			credit cards. So, they say,
		
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			if you guarantee that you pay in full
		
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			every month. But if you allow charges on
		
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			your credit card, that's when the haram kicks
		
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			in.
		
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			How do how do you separate
		
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			haram when you have been the one paying
		
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			arribah?
		
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			Does your money become haram? How do you
		
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			clean that money? Well, if you're the one
		
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			who's paying the money,
		
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			I wouldn't say your money becomes yanih haram
		
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			in that sense, but the action if you're
		
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			doing that that's the haram. But if you're
		
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			one who's collecting the money, the the river,
		
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			then all your money becomes haram.
		
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			So that it's it's worse when you get
		
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			when you receive the money, you charge the
		
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			interest
		
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			than you pay that interest.
		
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			What's the difference between wajib and ford?
		
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			So some ulama, they consider wajib and ford
		
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			the same category, like interchangeable terminology for obligatory.
		
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			But other schools of thought, particularly in the
		
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			Hanafi school, they differentiate between ford and wajib
		
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			by saying the ford, if anything, that was
		
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			established in the rules of fiqh with a
		
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			decisive,
		
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			evidence, such as an ayah that is in
		
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			terms of understanding,
		
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			or the hadith that is conclusively
		
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			under
		
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			as well with a clear understanding.
		
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			But anything that is less than
		
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			hadith or an ayat that nadi have different
		
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			opinion or different interpretation,
		
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			it goes into the wajib. So, for them,
		
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			the 5 daily prayers are considered what? Farb.
		
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			But the wither is considered
		
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			wajib
		
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			because it's
		
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			not,
		
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			in the Quran as a with a conclusive
		
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			evidence.
		
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			Okay. So, this is a different question.
		
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			If we say something wrong and instantly do
		
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			Istaghfaa, does it remove
		
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			is it remove from our book or still
		
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			stays?
		
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			You need to go back maybe 3 weeks,
		
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			study that session, insha Allahu Ta'ala, because we
		
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			talked about this in details.
		
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			Some of the ulama, they actually more than
		
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			3 weeks. Some of the ulama, they say
		
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			the whole thing is removed completely.
		
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			At the they say, no, it's still registered
		
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			but the liability is removed. So, it's a
		
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			reminder for you but the liability,
		
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			on you.
		
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			Can a Muslim convert accept inheritance from a
		
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			non Muslim relative?
		
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			What if it is a lot of money?
		
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			Well, to receive it in the way that
		
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			we receive it doesn't count here. So, they
		
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			receive it in a in a form of
		
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			a siyyah or a will, and that's different.
		
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			You can take that money insha'Allah.
		
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			So, I heard a hadith, the prophet said,
		
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			whoever doesn't follow my sunnah or me is
		
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			not one of my true followers.
		
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			In that context, does the sunnah salah become
		
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			a must? The answer is no.
		
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			The meaning of this is overall following the
		
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			example of the prophet salahahu alayhi wa sallam.
		
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			And, the example of the prophet salahahu alayhi
		
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			wa sallam not making the sunnah salah mandatory,
		
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			but it's recommended,
		
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			so you do it as an encouragement
		
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			Again about Halal meat.
		
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			If you had a credit card and you
		
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			repent, the bank wants you to pay interest.
		
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			Does that make your income haram?
		
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			And you said to take the barakah from
		
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			your income? Like we said, you're not paying
		
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			the interest, so your money hopefully stays clear,
		
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			but
		
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			definitely it's the sin of committing the aribah
		
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			by paying it in the 1st place. So,
		
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			try to
		
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			get rid of it as quick as possible,
		
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			because if you don't pay it,
		
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			you'll you'll go into trouble. You're gonna have
		
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			to, you know, call for bankruptcy, whatever, just
		
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			to get rid of that.
		
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			If someone already has a traditional mortgage,
		
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			and they would like to switch to halal
		
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			mortgage. Look, I don't think I don't say
		
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			that what we have out in the market
		
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			is a 100% halal,
		
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			but it's called Sharia compliant.
		
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			What does that mean? It means under the
		
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			circumstances
		
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			is accepted in the Sharia,
		
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			but it doesn't make it 100% purely halal.
		
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			So, it's up to your circumstances.
		
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			If you feel
		
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			that you're you don't need it, then don't
		
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			do it.
		
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			Stay until you can pay cash, for example.
		
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			But, if you realize that your circumstances are
		
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			dire and this becomes a pressing need,
		
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			then you can take that concession inshallah