Waleed Basyouni – Islamic Ruling on Buying Insurance Including Pet Insurance
AI: Summary ©
The speaker discusses pet insurance and how it can be costly. They explain that pets are allowed to purchase insurance, but it is not required to cover expenses. The speaker also discusses the importance of pets' health and priorities for their owners.
AI: Summary ©
As-salamu alaykum Shaykh.
I think you have pets and I do
have pets.
I have two cats and two birds.
We have a question by someone who's asking
about pet insurance.
Is it allowed to purchase that?
So that has to do with buying an
insurance in general.
Are you allowed to buy an insurance or
not?
And I believe that if you need an
insurance, you're allowed to buy it.
And, you know, or insurance provided to you
by your company or they're allowed to use
it.
Or insurance that it is required, like car
insurance, or basically to drive, or yeah, like
some businesses require that, you're allowed.
Or something have risk and high risk or
something that you can't even cover the expenses
of it if it's, because most likely you
might be exposed to these kind of damages.
So there is a need for it, you're
allowed.
Like somebody live in an area where there's
a lot of hurricanes, floods, you know, a
taxi driver where he might be exposed to
a lot of lawsuits, a business, you know,
a facility, you know, cost like five million
dollars in donations, you know, you can't rebuild
this facility if anything happens to it, Allah
forbid.
So you're allowed to have insurance to cover
things of that nature.
So pets, if this is also can be
very costly, you know, in many cases, and
it can cost you a lot of money.
So if you are the person who's gonna
be like, I would like to take care
of my pets, if there's anything like surgery
or anything of that nature, or some medications
or serious issues, and that can cost thousands
of dollars.
Nobody have this kind of money on the
side.
They are allowed to have the pet insurance.
But if you're a kind of person who
should know if it's very major like that,
I will either look for our organizations who
will do that voluntarily, or I will leave
it for the hand of Allah subhanahu wa
ta'ala, if the pet survived, survived, and
survived, and survived.
There's no need for an insurance like that.
So it depends on the person how they
deal with their pet, and how much they
care about those.
But from the legal perspective, it is allowed
if there is a need for it.
Well, the thing is also, I mean, that's
an added to the question, is how far,
you know, are we allowed to go, you
know, when it comes to pets, in terms
of the cost of keeping their health, or
if they have cancer, you know, sometimes the
question of, you know, putting them to sleep,
and things of that nature.
How far can you go, and where do
you say, okay, this is where I need
to stop, and I need to just give
it away to a shelter.
And you know what, what they do in
a shelter in cases like this, is that
they put them to sleep.
So what, as a pet owner, for example,
who's thinking about their pets, Islamically, what should
they think, and what is their, you know,
their course of action in this case?
First of all, they don't put them to
sleep, they put them to death.
That's what I mean.
They put them to sleep just to make
it sound nice, but yeah, but actually, they
kill them.
Okay, so that's what it is.
Anyway, so how far you can go.
If you are capable, that's fine.
What you are capable of, you can do.
What you're not capable of, Allah yuqallifu Allah
nasallahu wa sah'a.
Also, the capability has to do with priorities
as well.
Like, you can't do that in the expense
of something more important, like your children, you
know, expenses for the house, debt that need
to be paid, and stuff like that.
So I will say that's where, that's the
rule that you go by.
I will leave this to the pet owner
to make that decision.
Okay, all right.
Jazak Allah khair.
Fair enough.