Waleed Basyouni – How to Handle Unpaid Debts- What to Do If You Cant Find the Lender

Waleed Basyouni
Share Page

AI: Summary ©

The speaker discusses a situation where a brother is asking for money to pay his father off, and the speaker suggests donating it to the father in case he can't pay it back. The speaker also advises against borrowing money from someone and suggests documenting the situation for future reference.

AI: Summary ©

00:00:00 --> 00:00:01
			As-salamu alaykum wa rahmatullahi wa barakatuhu.
		
00:00:01 --> 00:00:02
			Wa alaykum as-salamu alaykum wa rahmatullahi wa
		
00:00:02 --> 00:00:03
			barakatuhu.
		
00:00:03 --> 00:00:05
			Chef, the coffee today is good.
		
00:00:05 --> 00:00:05
			Alhamdulillah.
		
00:00:10 --> 00:00:13
			So, this brother is asking, he says, I
		
00:00:13 --> 00:00:16
			owe someone some money, and I have tried
		
00:00:16 --> 00:00:19
			to locate him, but I cannot find him
		
00:00:19 --> 00:00:20
			to pay him back.
		
00:00:20 --> 00:00:20
			What should I do?
		
00:00:22 --> 00:00:26
			In case like this, first, you do your
		
00:00:26 --> 00:00:28
			best to look for the person, and if
		
00:00:28 --> 00:00:34
			you couldn't, this money, you basically donate it
		
00:00:34 --> 00:00:35
			on this person's behalf.
		
00:00:36 --> 00:00:37
			So, you go put it in a masjid,
		
00:00:37 --> 00:00:40
			you put it in a good cause, and
		
00:00:40 --> 00:00:42
			if this money, while it is in your
		
00:00:42 --> 00:00:46
			possession, grow, whatever this money produce, also you
		
00:00:46 --> 00:00:49
			add it to the original, the capital, and
		
00:00:49 --> 00:00:52
			the original amount, and you donate it for
		
00:00:52 --> 00:00:53
			the sake of Allah.
		
00:00:53 --> 00:00:54
			But you're not allowed to say, I'm going
		
00:00:54 --> 00:00:57
			to keep his money to make business with
		
00:00:57 --> 00:00:57
			it.
		
00:00:58 --> 00:01:01
			If you couldn't find him, and basically to
		
00:01:01 --> 00:01:04
			pay him back, you put it out for
		
00:01:04 --> 00:01:05
			the sake of Allah.
		
00:01:05 --> 00:01:08
			But what if he come back later on,
		
00:01:08 --> 00:01:10
			after he donated the masjid?
		
00:01:10 --> 00:01:13
			In this case, it has to be looked
		
00:01:13 --> 00:01:16
			at it case by case, but in my
		
00:01:16 --> 00:01:21
			opinion, he will have the choice of taking
		
00:01:21 --> 00:01:24
			his money from you, and that sadaqa became
		
00:01:24 --> 00:01:24
			for you.
		
00:01:25 --> 00:01:27
			Or he agree in what he did.
		
00:01:29 --> 00:01:31
			If this the case, can I keep his
		
00:01:31 --> 00:01:35
			money with me, and put in my will
		
00:01:36 --> 00:01:39
			this amount, like $10,000, by the way,
		
00:01:39 --> 00:01:40
			this is not my money.
		
00:01:40 --> 00:01:43
			If I die, and this $10,000 that
		
00:01:43 --> 00:01:45
			I'm having in a safe, if I die,
		
00:01:45 --> 00:01:48
			and this man didn't show up, just donate
		
00:01:48 --> 00:01:48
			it on his behalf.
		
00:01:49 --> 00:01:50
			Yes, you can.
		
00:01:50 --> 00:01:51
			You don't have to get rid of it
		
00:01:51 --> 00:01:51
			right now.
		
00:01:52 --> 00:01:54
			Just in case 2, 3, 4 years later,
		
00:01:54 --> 00:01:56
			he might show up, or you find a
		
00:01:56 --> 00:01:57
			way to contact the person.
		
00:01:58 --> 00:02:00
			And with this being said, whenever you borrow
		
00:02:00 --> 00:02:04
			something from someone, make sure that you have
		
00:02:04 --> 00:02:07
			good information about the person, so you don't
		
00:02:07 --> 00:02:09
			lose contact with him.
		
00:02:09 --> 00:02:14
			So, basically, you are documenting it well, the
		
00:02:14 --> 00:02:16
			loan, so we not be in a case
		
00:02:16 --> 00:02:17
			like this.